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HomeMy WebLinkAbout13 REVENUE BONDS 06-03-96NO. 13 6-3-96 DATE: MAY 29, 1996 Inter-Com TO: F~OM: SUBJECT: RONALD A.~T,. FINANCE DIRECTOR APPROVAL OF FINANCING DOCUMENTS - COUNTYWIDE PUBLIC FINANCING AUTHORITY 1996 REVENUE BONDS RECOMMENDATION: The following actions should be taken by the City Council: i · Adopt Resolution No. 96-62 authorizing the execution of a joint exercise of powers agreement creating the CountyWide Public Financing Authority; · Adopt Resolution No. 96-63 approving financing proceedings for the City's share of the Countywide 800MHz Communication System and/or to finance other capital improvements within the geographic boundaries of the City, approving issuance of revenue bonds by the Countywide Public Financing Authority for such purpose, and approving related documents and official actions; · Introduce Ordinance No. 1168, an ordinance approving the service lease back of certain facilities with the Countywide Public Financing Authority. DISCUSSION: The City has been a participant for the past several years in a countywide .project to upgrade the current County centralized communication system to the new 800MHz band to improve the reliability and security of communication for both Public Safety and Public Works. After a lengthy and litigious process, the County awarded a fixed price Contract to Motorola Communications and Electronics for $70.5 million. The City of Tustin's pro rata share of the backbone communication system and Police Field Equipment is approximately $1.36 million. The implementation of the system is scheduled to begin by July 1996 and is scheduled for completion during the fiscal year 1999-2000. A funding plan, escrow accounts and payment schedules have been approved by various participant subcommittees and are in place. The City of Tustin was represented on a countywide financing committee and contributed to the idea of forming a Count.ywide Financing Authority as a cost effective alternative for those participants who were severely impacted by the County's bankruptcy or were looking for reasonable financing alternatives. At the City Council meeting of May 6 the City Manager presented the City Council with the concept and flexibility offered by the new Authority, and Staff was directed to join with the Authority to finance the City's 800MHz requirements and in addition to include a portion of the construction costs to complete the 5.0 acre park at Tustin Ranch Road and Heritage Way. The total City financing will be approximately $2.4 million. At this time eleven cities are included in the Financing Authority and will be financing approximately $20.3 million of the 800MHz costs and about $14 million of other projects. The total issue is currently estimated at $39.5 million. As of May 15 the estimated interest rate was just slightly higher than 5%. The City of Tustin has chosen to utilize a ten year lease period to reduce ~he overall cost of financing to the City. Attached are several exhibits detailing current participants, cash flows at bond closing and cash flows over the term of the bonds. There will not be members of the financing team available at the City Council Meeting but Staff feels that it is well enough versed in the concept and documents to be able to respond to questions from the City Council. RAN5: Agenda2. Jun X X X X X X X X X X X x ~ x x x x x x x x x Ill m -I m 0 0 I~ I~0 01 0 O~ --~ 0 0 0 -~ 0 O0 qP 0 ',,1 ~0 .~. 0 0 0 o o Z .-I C~ C~ 0 ~ - 0 0 0 ~ RESOLUTION NO. 96-62 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF TUSTIN, CALIFORNIA, AUTHORIZING THE EXECUTION OF A JOINT EXERCISE OF POWERS AGREEMENT CREATING TO THE COUNTYWIDE PUBLIC FINANCING AUTHORITY WHEREAS, the City and the Cities of Brea, Buena Park, Fullerton, Garden Grove, Orange, San Clemente, Santa Ana, Seal Beach and Stanton (the ~Other Members"), desire to create a joint exercise of powers authority to assist in the financing requirements of the City and the Other Members pursuant to Articles 1 through 4 (commencing with section 6500) of Chapter 5, Division 7, Title 1 of the California Government Code; NOW THEREFORE BE IT RESOLVED, as follows- 10 Section 1. Formation of Joint Powers Authority. The Council hereby authorizes the officers and staff members of the City to 11 assist in the organization of a joint powers authority among the City and the Other Members, to be known as the "Countywide Public 12 Financing Authority" (the "Authority"). The Council hereby approves and authorizes the Mayor, the City Manager, the Finance 13 Director or other appropriate officer or official of the City to execute and the City Clerk to attest a joint exercise of poWers 14 agreement forming said joint powers authority, in substantially the form on file with the City Clerk, together with any changes 15 therein deemed advisable by the counsel to the City. 16 18 Section 2. Authority Director. The Council hereby designates and appoints the City Manager or his designee to act as the City's representative on the Board of Directors of the Authority. Section 3. Official Actions. The Mayor, the City Manager, the Finance Director, the City Clerk and all other proper officers of 19 the City are hereby authorized and directed to take all actions and do all things necessary or desirable hereunder with respect to 20 the formation of the Authority, including, but not limited to the execution and delivery of any and all agreements, certificates, 21 instruments and other documents, which they, or any of them, may deem necessary or desirable and not inconsistent with the purposes 22 of this resolution. 23 Section 4. Effect. This Resolution shall take effect 24 immediately. 25 26 27 28 10 11 12 20 21 22 23 24 26 27 ResolUtion No. 96-62 Page 2 PASSED AND ADOPTED at a regular meeting of the City Council of the City of Tustin held on the 3rd day of June, 1996. ATTEST: TRACY WILLS WORLEY, MAYOR PAMELA STOKER CITY CLERK 13128-01 JHHW:BDQ:kla 03/06/96 04/29/96 JOINT EXERCISE OF POWERS AGREEMENT by and among the CITIES OF BREA, BUENA PARK, FULLERTON, GARDEN GROVE, LA PALMA, NEWPORT BEACH, ORANGE, SAN CLEMF2qTE, SANTA ANA, SEAL BEACH, STANTON AND TUSTIN Dated June 19,1996 (COUNTYWIDE PUBLIC FINANCING AU2~ORITY) JOINT EXERCISE OF POWERS AGREEMF_aNT COUNTYWIDE PUBLIC FINANCING AUTHOI~TY THIS JOINT POWERS AGREEMENT (the "Agreement"), dated June 19, 1996, is by and among the CITIES OF BREA, BUENA PARK, FULLERTON, GARDEN GROVE, LA PALMA, NEWPORT BEACH, ORANGE, SAN CLEMENTE, SANTA ANA, SEAL BEACH, STANTON AND TUSTIN (collectively, the "Members"), each duly organized and existing under the laws of the State of California; WITNESSETH: WHEREAS, the Members are each authorized to own, lease, purchase, receive and hold property necessary or convenient for their governmental operations; and WHEREAS, the financing of costs related to the acquisition of property by the Members acting separately may result in duplication of effort, inefficiencies in administration, and excessive cost, all of which, in the judgment of the Members, could be eliminated if the financing of costs related to the acquisition of property and other public capital improvements were capable of being performed through a single public agency, and such is the purpose of this Agreement; and WHEREAS, the Marks-Roos Local Bond Pooling Act of 1985 authorizes agencies formed under the Act to assist in the financing of public capital improvements to be owned by any of its members. NOW, THEREFORE, in consideration of the above premises and of the mutual promises herein contained, the Members do.hereby agree as follows: ARTICLE I DEFINITIONS Section 1.01. Definitions. Unless the context otherwise requires, the words and terms defined in this Article shall, for the purpose hereof, have the meanings herein specified. "Act" means Articles 1 through 4 (commencing with section 6500) of Chapter 5, Division 7, Title 1 of the California Government Code. "Agreement" means this Agreement. "Auditor and Treasurer" means the Auditor and Treasurer of the Authority appointed pursuant to Section 3.02. "Authority" means the Countywide Public Financing Authority established pursuant to this Agreement. "Bond Law" means the Marks-Roos Local Bond Pooling Act of 1985, being Article 4 of the Act (commencing with section 6584), as now in effect or hereafter amended, Article 2 of the Act as now in effect or hereafter amended, or any other law available for use by the Authority in the authorization and issuance of bonds to provide for the financing of Obligations and/or Public Capital Improvements. "Bond Purchase Agreement" means an agreement between the Authority and a Member, pursuant to which the Authority agrees to purchase Obligations from a Member. "Board" means the Board of Directors referred to in Section 2.04, which shall' be the governing body of the Authority. "Bonds" means bonds of the Authority issued pursuant to the Bond Law. "Directors" means the representatives of the Members appointed to the Board pursuant to Section 2.03. "Fiscal Year" means the period from July 1st to and including the following June 30th. "Members" means the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palma, Newport Beach, Orange, San Clemente, Santa Ana, Seal Beach, Stanton and Tustin. "Obligations" has the meaning given to the term "Bonds" in section 6585(c) of the Bond Law. "Public Agency" means any public agency authorized by the Act to enter into a joint exercise of powers agreement with the Members. "Public Capital Improvement" has the meaning given to such term in section 6585(g) of the Act, as in effect on the date hereof, and as hereafter amended. "Secretary" means the Secretary of the Authority appointed pursuant to Section 3.01. ARTICLE II GENERAL PROVISIONS Section 2.01. Purpose. This Agreement is made pursuant to the Act providing for the joint exercise of powers common to the Members, and for other purposes as permitted under the Act, the Bond Law and as agreed by one Or more of the parties hereto. The purpose of this Agreement is to provide for the financing of Public Capital Improvements for, and working capital requirements of, the Members through the acquisition by the Authority of such Public Capital Improvements and/or the purchase by the Authority of Obligations of a Member pursuant to Bond Purchase Agreements and/or the lending of funds by the Authority to a Member and/or the leasing of Public Capital Improvements to a Member. Section 2.02. Creation of Authority. Pursuant to the Act, there is hereby created a public entity to be known as the "Countywide i~ublic Financing Authority". The Authority shall be a public entity separate and apart from the Members, and shall administer this Agreement. Section 2.03. Board. The Authority shall be administered by a Board of twelve (12) Directors, unless and until changed by amendment of this Agreement. One Directors shall be appointed by the governing body of each of the Members. Each Director shall hold office until the governing body of his or her related Member shall have appointed a successor. The Board shall be called the "Board of Directors of the Countywide Public Financing Authority." All voting power of the Authority shall reside in the Board. Section 2.04. Meetings of the Board. (a) Regular Meetings. The Board shall provide for its regular meetings; provided, however, that at least one regular meeting shall be held each year. The date, hour and place of the holding of regular meetings shall be fixed by resolution of the Board and a copy of such resolution shall be filed with each of the Members. Co) Special Meetings. Special meetings of the Board may be called in accordance with the provisions of section 54956 of the California Government Code. (c) Call, Notice and Conduct of Meetings. All meetings of the Board, including without limitation, regular, adjourned regular and special meetings, shall be called, noticed, held and conducted in accordance with the provisions of sections 54950 et seq. of the California Government Code. Section 2.05. Minutes. The Secretary shall cause to be kept minutes of the meetings of the Board and shall, as soon as possible after each meeting, cause a copy of the minutes to be forwarded to each Director and to the Members. Section 2.06. Votine. Each Director shall have one vote. Section 2.07. Quorum: Required Votes: Approvals. Directors holding a majority of the votes shall constitute a quorum for the transaction of business, except that less than a quorum may adjourn from time to time. The affirmative votes of at least a majority of the Directors (whether present or not) shall be required to take any action by the Board. Section 2.08. Bylaws. The Board may adopt, from time to time, such bylaws and other rules and regulations for the conduct of its meetings as are necessary for the purposes hereof. ARTICLE 111 OFFICERS AND EMPLOYEES Section 3.01. Chairman and Vice Chairman. The Board shall elect a Chairman and Vice Chairman from among the Directors. The officers shall perform the duties normal to said offices. Section 3.02. Executive Director. The City Manager of the City of Santa Ana is hereby designated as the Executive Director of the Authority. Section 3.03. Auditor and Treasurer. Pursuant to section 6505.6 of the Act, the Finance Director of the City of Santa Ana is hereby designated as the Auditor and Treasurer of the Authority. The Auditor and Treasurer shall be the depository, shall have custody of all of the accounts, funds and money of the Authority from whatever source, shall have the duties and obligations set forth in sections 6505 .and 6505.5 of the Act and shall assure that there shall be strict accountability of all funds and reporting of all receipts and disbursements of the Authority. Section 3.04. Secretary. The City Clerk of the City of Santa Ana is hereby designated as the Secretary of the Authority. The Secretary shall countersign all contracts signed by the Chairman, the Vice Chairman or the Executive Director on behalf of the Authority, perform such other duties as may be imposed by the Board and cause a copy of this Agreement to be filed with the Secretary of State of the State of California pursuant to the Act. Section 3.05. Officers in Charge of Records, Funds and Accounts. Pursuant to section 6505.1 of the Act, the Auditor and Treasurer shall have charge of, handle and have access to all accounts, funds and money of the Authority and all records of the Authority relating thereto;' and the Secretary shall have charge of, handle and have access to all other records of the Authority. Section 3.06. Bonding Persons Havin~ Access to Public Capital Improvement~. From time to time, the Board may designate perso~ns, in addition to the Secretary and the Auditor and Treasurer, having charge of, handling or having access to any records, funds or accoCmts or any Public Capital Improvement of the Authority, and the respective amounts of the official bonds of the Secretary and the Auditor and Treasurer and such other persons pursuant to section 6505.1 of the Act. Section 3.07. Le~tal Advisor. The Board shall have the power to appoint the legal advisor of the Authorit~ who shall perform such duties as may be prescribed by the Board. Such legal advisor may be the City Attorney of the City of Santa Aha. Section 3.08..Other Emvlovees. The Board shall have the power to appoint and employ such other consultants and in~lel~endent contractors as may be necessary for the purposes of this Agreement. All of the privileges and immunities from liability, exemption from laws, ordinances and rules, all pension, relief, disability, workers' compensation and other benefits which apply to the activities of officers, agents, or employees of a public agency when performing their respective functions shall apply to them to the same degree and extent while engaged in the performance of any of the functions and other duties under this Agreement. None of the officers, agents, or employees directly employed by the Board shall be deemed, by reason of their employment by the Board to be employed by a Member or, by reason of their employment by the Board, to be subject to any of the requirements of a Member. Section 3.07. Assistant Officer~. The Board may appoint such assistants to act in the place of the Secretary or other officers of the Authority (other than any Director) as the Board shall from time to time deem appropriate. ARTICLE IV POWERS Section 4.01. General Powers. The Authority shall exercise in the manner herein provided the powers common to the Members, or as otherwise permitted under the Act, and necessary to the accomplishment of the purposes of this Agreement, subject to the restrictions set forth in Section 4.04. The Authority shall have the sovereign power of eminent domain and by reason of such fact will constitute a political subdivision of the State of California for purposes of federal income taxation. As provided in the Act, the Authority shall be a public entity separate from the Members. The Authority shall have the power to acquire and to finance the acquisition of Public Capital Improvements necessary or convenient for the operation of a Member, and to acquire Obligations of a Member. Section 4.02. Power to Issue Revenue Bonds. The Authority shall have all of the powers provided in the Act, ' including but not limited to Article 4 of the Act (commencing with section 6584), and including the power to issue Bonds under the Bond Law. Section 4.03. Specific Powers. The Authority is hereby authorized, in its own name, to do all acts necessary for the exercise of the foregoing powers, including but not limited to, any or all of the following: (a) to make and enter into contracts; (b) to employ agents or employees; (c) to acquire, construct, manage, maintain or operate any Public Capital Improvement, including the common power of the Members to acquire any Public Capital Improvement by the power of eminent domain; (d) to sue and be sued in its own name; (e) to issue Bonds and otherwise to incur debts, liabilities or obligations, provided that no such Bond, debt, liability or obligation shall constitute a debt, liability or obligation of the Members; (f) to apply for, accept, receive and disburse grants, loans and other aids from any agency of the United States of America or of the State of California; (g) to invest any money in the treasury pursuant to section 6505.5 of the Act that is not required for the immediate necessities of the Authority, as the Authority determines is advisable, in the same manner and upon the same conditions as local agencies, pursuant to section 53601 of the California.Government Code; (h) to apply for letters of credit or other form of financial guarantees in order to secure the repayment of Bonds and enter into agreements in connection therewith; (i) to carry out and enforce all the provisions of this Agreement; (j) to make and enter into Bond Purchase Agreements; (k) to purchase Obligations of a Member; and (1) to exercise any and all other powers as may be provided in the Act. Section 4.04. Restrictions on Exercise of Powers. The powers of the Authority shall be exercised in the manner provided in the Act and in the Bond Law and, except for those powers set forth in Article 4 of the Act, shall be subject (in accordance with section 6509 of the Act) to the restrictions upon the manner of exercising such powers that are imposed upon the City of Santa Ana in the exercise of similar powers. Section 4.05. Obli~ation~ of Authoritv. The debts, liabilities and obligations of the Authority shall not be the ~lebts, liabilities and c~bligations of any Member. ARTICLE V METHODS OF PROCEDURE; CREDIT TO MEMBERS Section 5.01. Assumption of Responsibilities By the Authority. As soon as practicable after the date of execution of this Agreement, the Directors shall give notice (in the manner required by Section 2.04) of the organizational meeting of the Board. At said meeting the Board shall provide for its regular meetings as required by Section 2.04 and elect a Chairman and Vice Chairman, and appoint the Secretary. Section 5.02. Delegation of Powers. The Members hereby delegate to the Authority the power and duty to acquire, by lease, lease-purchase, installment sale agreements, or otherwise, or make loans to finance, such Public Capital Improvements as may be necessary or convenient for the operation of the Members and to exercise the power of condemnation as necessary in connection therewith. Section 5.03. Credit to Member~. All accounts or funds created and established pursuant to any instrument or agreement to which the Authority is a party, and any interest earned or accrued thereon, shall inure to the benefit of the Members in the respective proportions for which such funds or accounts were created. ARTICLE VI CONTRIBUTION; ACCOUNTS AND REPORTS; FUNDS Section 6.01. Contributions. The Members may in the appropriate circumstance when required hereunder: (a) make contributions from their treasuries for the purposes set forth herein, (b) make payments of public funds to defray the cost of such purposes, (c) make advances of public funds for such purposes, such advances to be repaid as provided herein, or (d) use its. personnel, equipment or property in lieu of other contributions or advances. The provisions of section 6513 of the California Government Code are hereby incorporated into this Agreement. Section 6.02. Accounts and Reports. To the extent not covered by the duties assigned to a trustee chosen by the Authority, the Auditor and Treasurer shall establish and maintain such funds and accounts as may be required by good accounting practice or by any provision of any trust agreement entered into with respect to the proceeds of any Bonds issued by the Authority. The books and records of the Authority in the hands of a trustee or the Auditor and Treasurer shall be open to inspection at all reasonable times by representatives of the Members. The Auditor and Treasurer within 120 days after the close of each Fiscal Year, shall give a complete written report of all financial activities for such fiscal year to the Members to the extent such activities are not covered by the report of such trustee. The trustee appointed under any trust agreement shall establish suitable funds, furnish financial reports and provide suitable accounting procedures to carry out the provisions of said trust agreement. Said trustee may be given such duties in said trust agreement as may be desirable to carry out this Agreement. Section 6.03..Fund~. Subject to the applicable provisions of any instrument or agreement which the Authority may enter into, which may provide for a trustee to receive, have custody of and disburse Authority funds, the Auditor and Treasurer of the Authority shall receive, have the custody of and disburse Authority funds as nearly as possible in accordance with generally accepted accounting practices, shall make the disbursements required by this Agreement or to carry out any of the provisions or purposes of this Agreement. Section 6.04. Annual Budeet and Administrative Exvenses. The Board may adopt a budget for administrative expenses, which shall include ali expenses not included i~ any financing issue of the Authority, annually prior to July 1st of each year. The estimated annual administrative expenses of the Authority shall be allocated by the Authority to the Members .equally. ARTICLE VII Section 7.01. Term. This Agreement shall become effective as of the date hereof and shall continue in full force and effect so long as any Bonds remaining outstanding or so long as the Authority shall own any interest in Public Capital Improvements. Section 7.02. Disposition of Assets. Upon termination of this Agreement, all property of the Authority, both real and personal, shall be divided among the parties hereto in such manner as shall be agreed upon by the parties. ARTICLE VIII MISCELLANEOUS PROVISIONS Section 8.01. Notices. Notices hereunder shall be in writing and shall be sufficient if delivered to the notice address of each party hereto for legal notices or as otherwise provided by a party hereto in writing to each of the other parties hereto. Section 8.02. Section Headings. All section headings in this .Agreement are for convenience of reference only and ar~' not to be construed as modifying or governing the language in the section referred to or to define or limit the scope of any provision of this Agreement. Section 8.03. Consent. Whenever in this .Agreement any consent or approval is required, the same shall not be unreasonably withheld. Section 8.04. Law Governing. This Agreement is made in the State of California under the constitution and laws of the Stale of California, and is to be so construed. Section 8.05..Amendments. This Agreement may be amended at any time, or from time to time, except as limited by contract with the owners of Bonds issued by the .Authority or certificates of participation in payments to be made by the Authority or the Members or by applicable regulations or laws of any jurisdiction having authority, by one or more supplemental agreements executed by all of the parties to this Agreement either as required in order to carry out any of the provisions of this .Agreement or for any other purpose, including without limitation addition of new parties (including any legal entities or taxing areas heretofore or hereafter created) in pursuance of the purposes of this Agreement. Section 8.06. Enforcement by .Authority. The Authority is hereby authorized to take any or all legal or equitable actions, including but not limited to injunction and specific performance, necessary or permitted by law to enforce this Agreement. Section 8.07. Severability. Should any part, term or provision of this Agreement be decided by any court of competent jurisdiction to be illegal or in conflict with any law of the State of California, or otherwise be rendered unenforceable or ineffectual, the validity of the remaining portions or provisions shall not be affected thereby. Section 8.08. Successors. This Agreement shall be binding upon and shall inure to the benefit of the successors of the Members, respectively. No Member may assign any right or obligation hereunder without the written consent of the others. IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed and attested by their proper officers thereunto duly authorized and their official seals to be hereto affixed, on the day and year first set forth above. CITY OF BREA ATTEST: By Title City Clerk CITY OF BUENA PARK ATTEST: By Title City Clerk CITY OF FULLERTON ATTEST: By Title City Clerk CITY OF GARDEN GROVE ATTEST: By Title City Clerk CITY OF LA PALMA ATTEST: By Title City Clerk ATTEST: City Clerk ATTEST: City Clerk ATTEST: City Clerk ATTEST: City Clerk ATTEST: City Clerk CITY OF NEWPORT BEACH By Title CITY OF ORANGE By Title CITY OF SAN CLEMENTE By Title CITY OF SANTA ANA By Title CITY OF SEAL BEACH By Title CITY OF STANTON ATTEST: By Title City Clerk CITY OF TUSTIN ATTEST: By Title City Clerk RESOLUTION NO. 96-63 12 14 20 21 22 23 24 25 26 27 28 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF TUSTIN, CALIFORNIA, APPROVING FINANCING PROCEEDINGS FOR THE CITY'S SHARE OF THE COUNTYWIDE 800 MHZ COMMUNICATIONS SYSTEM AND/OR TO FINANCE OTHER CAPITAL IMPROVEMENTS WITHIN THE GEOGRAPHIC BOUNDARIES OF THE CITY, APPROVING ISSUANCE OF REVENUE BONDS BY THE COUNTYWIDE PUBLIC FINANCING AUTHORITY FOR SUCH PURPOSE, AND APPROVING RELATED DOCUMENTS AND OFFICIAL ACTIONS WHEREAS, the City is proceeding to finance its share of the Countywide 800 MHz communications system and/or to finance other capital improvements within the geographic boundaries of the city (collectively, the ~Project"), and the City has proposed to implement a lease financing.for the purpose of raising the funds to finance the Project; WHEREAS, for the purpose of obtaining the moneys required to finance the Project, the City proposes to lease one or more existing real property sites and the buildings thereon (collectively, the "Leased Premises"), to the Countywide Public Financing Authority (the "Authority"), which has been formed for the purpose of assisting the City and other member cities in connection with their financing needs, and to lease the Leased Premises back from the Authority, and the Authority proposes to issue its Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds (the "Bonds") which will be secured by rental payments made by the City under such lease and by rental payments to be made by such other member cities under separate leases; and WHEREAS, the Council approves all of said transactions in furtherance of the public purposes of the City, and wish~s at this time to take its action approving the issuance and sale of the Bonds and the lease financing to be accomplished thereby; NOW, THEREFORE, it is hereby ORDERED and DETERMINED, as follows: Section 1. Approval of Bonds. The Council hereby approves the issuance of the Bonds by the Authority for the purpose, among others, of providing funds to enable the City to undertake the Project. Section 2. ApDroval of Financinq Leases. The Council hereby approves each of the following agreements required to implement the financing described in this Resolution, in substantially the respective forms on file with the City Clerk together with any changes therein or additions thereto deemed advisable by the Mayor, the City Manager or the Finance Director, whose execution thereof shall be conclusive evidence of the approval of any such changes or additions: 12 21 22 24 26 27 28 Resolution No. 96-63 Page 2 (a) a Site and Facility Lease by and between the City, as lessor, and the Authority, as lessee, relating to the lease of the Leased Premises by the City to the Authority; and (b) a Lease Agreement by and between the Authority, as lessor, and the City, as lessee, relating to the lease of the Leased Premises by the Authority back to the City, so long as the term of the Lease Agreement does not exceed 10 years and so long as the maximum annual lease payments to be paid by the City thereunder does not exceed $420,000. The Mayor, the City Manager or the Finance Director is hereby authorized and directed for and in the name and on behalf of the City to execute, and the City Clerk is hereby authorized and directed to attest and affix the seal of the City to, the final form of each of the foregoing documents. Section 3. Sale of Bonds by Authority; Letter of Representations. The Council hereby approves the negotiated sale of the Bonds to Stone & Youngberg LLC (the "Underwriter") pursuant to the terms and conditions set forth in bond purchase agreement (the "Bond Purchase Contract"), by and between the Underwriter and the Authority, substantially in the form on file with the City Clerk, together with any additions thereto or changes therein as may be deemed necessary or advisable by the Mayor, the City Manager or the Finance Director, so long as the principal amount of Bonds sold which are allocable to the City does not exceed $3,100,000 and so long as the Underwriter's discount (exclusive of original issue discount which does not constitute compensation to the Underwriter) does not exceed 1%. The Bonds may be issued in a single series, or in multiple series which are issued by the Authority from time to time, as may be determined by The Mayor, the City Manager or the Finance Director taking into account the financing needs of the City. The Council hereby approves the Letter of Representations, in substantially the form on file with the City Clerk together with any changes therein or additions thereto deemed advisable by the Mayor, the City Manager or the Finance Director, whose execution thereof shall be conclusive evidence of the approval of any such changes or additions. Section ~. Official Statement. The Council hereby approves, and hereby deems final, within the meaning of Rule 15c2-12 of the Securities Exchange Act of 1934, the preliminary official statement describing the Bonds (the "Preliminary Official Statement"), excluding information therein relating to financing participants other than the City, in substantially the form on file with the City Clerk. The Mayor, the City Manager or the Finance Director is hereby authorized to execute an appropriate Resolution No. 96-63 Page 3 certificate stating the Council's determination that the Preliminary Official Statement has been deemed final within the meaning of such Rule. Distribution of the Preliminary Official Statement by the Underwriter in connection with the sale of the Bonds is hereby approved. The Mayor, the City Manager or the Finance Director is hereby authorized and directed to approve any changes in or additions to a final form of official statement (the "Final Official Statement~). The Council hereby authorizes the distribution of the Final Official Statement by the Underwriter. 8 Section 5. Official Actions. The Mayor, the City Manager, the Finance Director, the City Clerk and all other officers of the 9 City are each authorized and directed in the name and on behalf of the City to make any and all assignments, certificates, 10 requisitions, agreements' notices, consents, instruments of conveyance, warrants and other documents, which they or any of 11 them might deem necessary or appropriate in order to consummate any of the transactions contemplated by the documents approved 12 pursuant to this Resolution. Whenever in this Resolution any officer of the City is authorized to execute or countersign any 13 document or take any action, such execution, countersigning or action may be taken on behalf of such officer by any person 14 designated by such officer to act on his or her behalf in the case such officer shall be absent or unavailable. 15 Section 6. Effect. This Resolution shall take effect immediately. PASSED AND ADOPTED at a regular meeting of the City Council of the City of Tustin held on the 3rd day of June, 1996. 19 2O 21 ATTEST- TRACY WILLS WORLEY, MAYOR 22 PAMELA STOKER 23 CITY CLERK 24 25 26 27 28 13128-01 JHHW:BDQ:kla 03/06/96 04/29/96 INDENTURE OF TRUST Dated as of July 1,1996 by and between as trustee and the COUNTYWIDE PUBLIC FINANCING AUTHORITY Authorizing the Issuance of $ Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds Section 1.01. Section 1.02. TABLE OF CONTENTS ARTICLE I DEFINITIONS; CONTENT OF CERTIFICATES AND OPINIONS Definitions ......................................................................... ........................ 3 Interpretation .............................................................................................................. 9 Section 2.01. Section 2.02. Section 2.03. Section 2.04. Section 2.05. Section 2.06. Section 2.07. Section 2.08. Section 2.09. ARTICLE II THE BONDS Authorization of Bonds .................................................................................... · .......... 10 Terms of the Bonds .................................................................................................... 10 Transfer and Exchange of Bonds ................................................................................ 11 Book-Entry System .................................................................................................... 11 Registration Books ...................................................................................................... 12 Form and Execution of Bonds ..................................... · , .... 13 Temporary Bonds ...................................................................................................... 13 Bonds Mutilated, Lost, Destroyed or Stolen ................................................................. 13 CUSIP Numbers ............ Section 3.01. Section 3.02. Section 3.03. Section 3.04. Section 3.05. ARTICLE III ISSUANCE OF BONDS; APPLICATION OF PROCEEDS Issuance of the Bonds ................................................................................................. 15 Application of Proceeds of Sale of Bonds ..................................................................... 15 Establishment and Application of Costs of Issuance Fund ............................................ 15 Establishment and Application of Project Fund ........................................................... 15 Validity of Bonds .................................... ~ .................................................................. 15 Section 4.01. Section 4.02. Section 4.03. Section 4.04. Section 4.05. Section 4.06. ARTICLE IV REDEMPTION OF BONDS Terms of Redemption ............................................................................................. .~.16 Selection of Bonds for Redemption ............................................................................. 16 Notice of Redemption ................................................................................................ 16 Partial Redemption of Bonds ...................................................................................... 17 Effect of Redemption ................................................................................................. 17 Purchase of Bonds ..................................................................................................... 17 Section 5.01. Section 5.02. Section 5.03. Section 5.04. Section 5.05. Section 5.06. Section 5.07. Section 5.08. Section 5.09. ARTICLE V REVENUES; FUNDS AND ACCOUNTS; PAYMENT OF PRINCIPAL AND INTEREST Pledge and Assignment; Bond Fund .......................................................................... 18 Allocation of Revenues .............................................................................................. 18 Application of Interest Account .................................................................................. 19 Application of Principal Account ................................................................................ 19 Application of Reserve Account ................................................................................. 19 Application of Redemption Fund ............................................................................... 20 Insurance and Condemnation Fund ........................................................................... 20 Investments .................................................................. 21 Valuation and Disposition of Investments ................................................................... 21 -i- Section Section Section Section Section Section Section Section Section Section Section 6.01. 6.02. 6.03. 6.04. 6.05. 6.06. 6.07. 6.08. 6.09. 6.10. 6.11. ARTICLE VI PARTICULAR COVENANTS Punctual Payment ..................................................................................................... 22 Extension of Payment of Bonds ....................... : .......................................................... 22 Against Encumbrances .................................................................. ' ............................ 22 Power to Issue Bonds and Make Pledge and Assignment ............................................ 22 Accounting Records ................................................................................................... 22 No Additional Obligations ......................................................................................... 22 Tax Covenants ................................................... : ................................................... '...23 Collection of Amounts Due Under Lease Agreements ................................................. 23 Continuing Disclosure ............................................................................................... 23 Waiver of Laws ......................................................................................................... 24 Further Assurances ................................................................................................... 24 SectiOn Section Section Section Section Section Section Section Section Section 7.01. 7.02. 7.03. 7.04. 7.05. 7.06. 7.07. 7.08. 7.09. 7.10. ARTICLE VII EVENTS OF DEFAULT AND REMEDIES Events of Default ....................................................................................................... 25 Remedies Upon Event of Default ............................................................................... 25 Application of Revenues and Other Funds After Default ............................................ 26 Trustee to Represent Bond Owners ............................................................................ 26 Bond Owners' Direction of Proceedings ...................................................................... 27 Limitation on Bond Owners' Right to Sue ................................................................... 27 Absolute Obligation of Authority ............................................................................... 27 Termination of Proceedings ....................................................................................... 28 Remedies Not Exclusive ............................................................................................ 28 No Waiver of Default ................................................................................................ 28 Section 8.01. Section 8.02. Section 8.03. Section 8.04. SeCtion 8.05. Section 8.06. ARTICLE VIII THE TRUSTEE Duties, Immunities and Liabilities of Trustee ....................... ~ ...................................... 29 Merger or Consolidation ............................................................................................ 30 Liability of Trustee ................................................................................................ .~...30 Right to Rely on Documents ...................................................................................... 32 Preservation and Inspection of Documents .................................................................. 32 Compensation and Indemnification ............................................................................ 32 Section 9.01. Section 9.02. Section 9.03. Section 9.04. ARTICLE IX MODIFICATION OR AMENDMENT OF THIS INDENTURE Amendments Permitted ............................................................................................ 33 Effect of Supplemental Indenture ............................................................................... 34 Endorsement of Bonds; Preparation of New Bonds ...................................................... 34 Amendment of Particular Bonds ................................................................................ 34 Section 10.01. Section 10.02. Section 10.03. Section 10.04. ARTICLE X DEFEASANCE Discharge of Indenture .............................................................................................. 35 Discharge of Liability on Bonds ................................................................................. 35 Deposit of Money or Securities with Trustee ............................................................... 35 Unclaimed Funds ...................................................................................................... 36 Section 11.01. Section 11.02. Section 11.03. Section 11.04. Section 11.05. Section 11.06. Section 11.07. Section 11.08. Section 11.09. Section 11.10. Section 11.11. Section 11.12. Section 11.13. Section 11.14. EXHIBIT A: EXHIBIT B: EXHIBIT C: EXHIBIT D: ARTICLE XI MISCELLANEOUS Liability of Authority Limited to Revenues ................................................................ 37 Limitation of Rights to Parties and Bond Owners .................. 37 Funds and Accounts .................................................................................................. 37 Waiver of Notice; Requirement of Mailed Notice ........................................................ 37 Destruction of Bonds .................................................................................................. 37 Severability of Invalid Provisions ............................................................................... 37 Notices ...................................................................................................................... 38 Evidence of Rights of Bond Owners ............................... 38 Disqualified Bonds ........................................................ 1111111111111111111111111111111111111111111138 Money Held for Particular Bonds ............................................................................... 39 Waiver of Personal Liability ...................................................................................... 39 Successor Is Deemed Included in All References to Predecessor .................... ' ............... 39 Execution in Several Counterparts .............................................................................. 39 Governir/g Law ......................................................................................................... 39 Form of Bond Members Description of Project Members' Percentage of Annual Debt Service INDENTURE OF TRUST This INDENTURE OF TRUST, made and entered into as of July 1, 1996, is by and between the COUN~DE PUBLIC FINANCING AUTHORITY, a joint exercise of powers authority duly organized and existing under and by virtue of the laws of the State of California (the "Authority"), and , a organized and existing under the laws of the United States of America with a corporate trust office in Los Angeles, California, being qualified to accept and administer the trusts hereby created (the "Trustee"); WITNESSETH' WHEREAS, the Authority is a joint exercise of powers authority duly organized and existing under and pursuant to that certain Joint Exercise of Powers Agreement, dated , 1996, by and among the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palma, Newport Beach, Orange, San Clemente, Santa Ana, Seal Beach, Stanton and Tustin (collectively, the "Members"), and under the provisions of Articles 1 through 4 (commencing with section 6500) of Chapter 5 of Division 7 of Title 1 of the California Government Code (the "Act"), and is authorized pursuant to Article 4 (commencing with section 6584) of the Act (the "Bond Law") to borrow money for the purpose of financing the acquisition of bonds, notes and other obligations of, or for the purpose of making loans to, public entities, including the Members, and to provide financing for public capital improvements of public entities, including the Members; and WHEREAS, the Members each wish to finance their prbportionate share of the Orange County Countywide 800 MHz communications system and to finance other capital improvements within the geographic boundaries of the certain of the Members (collectively, the "Project"); WHEREAS, for the purpose of providing financing for the Project, the Authority has determined to issue its Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds, in the aggregate principal amount of $ (the "Bonds"), all pursuant to and secured by this Indenture in the manner provided herein; and WHEREAS, in order to provide for the repayment of the Bonds, each Member has agreed to lease certain real property and improvements to the Authority and to lease-back such real property and improvements from the Authority pursuant to separate lease agreements, each dated as of July 1, 1996, by and between the Authority, as lessor, and such Member, as lessee, under which such Members, in the aggregate, have agreed to make certain lease payments to the Authority which have been calculated to be sufficient to enable the Authority to pay the principal of and interest and premium (if any) on the Bonds when due and payable; and WHEREAS, in order to provide for the authentication and delivery of the Bonds, to establish and declare the terms and conditions upon which the Bonds are to be issued and secured and to secure the payment of the principal thereof and interest and premium, if any, thereon, the Authority has authorized the execution and delivery of this Indenture; WHEREAS, all acts and proceedings required by law necessary to make the Bonds, when executed by the Authority, authenticated and delivered by the Trustee, and duly issued, the valid, binding and legal special obligations of the Authority, and to constitute this Indenture a valid and binding agreement for the uses and purposes herein set forth in accordance with its terms, have been done and taken, and the execution and delivery of the Indenture have been in all respects duly authorized; NOW, THEREFORE, THIS INDENTURE WITNESSETH, that in order to secure the payment of the principal of and the interest and premium (if any) on all Bonds at any time issued and outstanding under this Indenture, according to their tenor, and to secure the performance and observance of all the covenants and conditions therein and herein set forth, and to declare the terms and conditions upon and subject to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds by the owners thereof, and for other valuable considerations, the receipt whereof is hereby acknowledged, the Authority does hereby covenant and agree with the Trustee, for the benefit of the respective owners from time to time of the Bonds, as follows: -2- ARTICLE I DEFINITIONS; CONTENT OF CERTIFICATES AND OPINIONS Section 1.01. Definitiorts. Unless the context otherwise requires, the terms defined in this Section 1.01 shall, for all purposes of this Indenture and of any indenture supplemental hereto and of any certificate, opinion or other document herein mentioned, have the meanings herein specified, to be equally applicable to both the singular and plural forms of any of the terms herein defined. In addition, all capitalized terms used herein and not otherwise defined in this Section 1.01 shall have the respective meanings given such terms in the Lease Agreements. "Additional Payments" means the additional payments to be made by a Member pursuant to Section 4.7 of the Lease Agreements. "Authority" means the Countywide Public Financing Authority, a joint exercise of powers authority duly organized and existing under the laws of the State. "Authority Continuing Disclosure Certificate" shall mean that certain Continuing Disclosure Certificate executed by the Authority and dated the Closing Date, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "Author&ed Representative" means: (a) with respect to the Authority, its Chairman, Secretary or Treasurer, or any other person designated as an Authorized Representative of the Authority by a Written Certificate of the Authority signed by its Chairman and filed with the Member and the Trustee; and (b) with respect to a Member, its Mayor, City Manager, Finance Director, or any other person designated as an Authorized Representative of Member by a Written Certificate of the Member signed by its Mayor, City Manager or Finance Director and filed with the Authority and the Trustee. "Bond Counsel" means (a) Jones Hall Hill & White, A Professional Law Corporation, or (b) any other attorney or firm of attorneys appointed by or acceptable to the Authority of nationally-recognized experience in the issuance of obligations the interest on which is excludable from gross income for federal income tax purposes under the Code. "Bond Fund" means the fund by that name established and held by the Trustee pursuant to Section 5.01. "Bond Law" means the Marks-Roos Local Bond Pooling Act of 1985, constituting Article 4 (commencing with section 6584) of Chapter 5, Division 7, Title 1 of the Government Code of the State, as amended from time to time. "Bond Year" means each twelve-month period extending from July 2 in one calendar year to July 1 of the succeeding calendar year, both dates inclusive; except that the first Bond Year shall commence on the Closing Date and extend to and including July 1,1997. "Bonds" means the $ aggregate principal amount of Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds authorized by'and at any time Outstanding pursuant to the Bond Law and this Indenture. "Business Day" means a day (other than a Saturday or a Sunday) on which banks are not required or authorized to remain closed in the city in which the (Sffice of the Trustee is located. "Closing Date" means July _ , 1996, being the date of delivery of the Bonds to the Original Purchaser. "Code" means the Internal Revenue Code of 1986 as in effect on the Closing Date or (except as otherwise referenced herein) as it may be amended to apply to obligations issued on the Closing Date, together with applicable proposed, temporary and final regulations promulgated, and applicable official public guidance published, under such Code. "Costs of Issuance" means all expenses incurred in connection with the authorization, issuance, sale and delivery of the Bonds, including but not limited to all compensation, fees and expenses (including but not limited to fees and expenses for legal counsel) of the Authority, initial fees and expenses of the Trustee (including but not limited to fees and expenses for legal counsel), title insurance premiums, appraisal fees, compensation to any financial consultants or underwriters, legal fees and expenses, filing and recording costs, rating agency fees, costs of preparation and reproduction of documents and costs of printing. "Costs of Issuance Fund" means the fund by that name established and held by the Trustee pursuant to Section 3.03. "Defeasance Obligations" means (a) cash, or (b) non-callable Federal Securities. "Event of Default' means any of the events specified in Section 7.01. "Fair Market Value" means the price at which a willing buyer would purchase the investment from a willing seller in a bona fide, arm's length transaction (determined as of the date the contract to purchase or sell the investment becomes binding) if the investment is traded on an established securities market (within the meaning of section 1273 of the Code) and, otherwise, the term "fair market value" means the acquisition price in a bona fide arm's length transaction (as referenced above) if (i) the investment is a certificate of deposit that is acquired in accordance with applicable regulations under the Code, (ii) the investment is an agreement with specifically negotiated withdrawal or reinvestment provisions and a specifically negotiated interest rate (for example, a guaranteed investment contract, a forward supply contract or other investment agreement) that is acquired in accordance with applicable regulations under the Code, (iii) the investment is a United States Treasury Security--State and Local Government Series, that is acquired in accordance with applicable regulations ot the United States Bureau of Public Debt, or (iv) the investment is the Local Agency Investment Fund of the State of California but only if at all times during which the investment is held its yield'is reasonably expected to be equal to or greater than the yield on a reasonably comparable direct obligation of the United States. The Trustee shall have no duty in connection with the determination of Fair Market Value other than to follow the investment directions of a City Representative in any written directions of a City Representative. "Federal Securities" means direct general obligations of the United States of America (including obligations issued or held in book entry form on the books of the Department of the Treasury) or obligations the payment of principal of and interest on which are unconditionally guaranteed by, the United States of America. "Fiscal Year" means any twelve-month period extending from July 1 in one calendar year to June 30 of the succeeding calendar year, both dates inclusive, or any other twelve-month period selected and designated by the Authority as its official fiscal year period. "Indenture" means this Indenture of Trust, as originally executed or as it may from time to time be supplemented, modified or amended by any Supplemental Indenture pursuant to the provisions hereof. "Independent Accountant" means any certified public accountant or firm of certified public accountants appointed and paid by the Authority or the Member, and who, or each of whom (a) is in fact independent and not under domination of the Authority or the Member; Co) does not have any substantial interest, direct or indirect, in the Authority or the Member; and (c) is not connected with the Authority or the Member as an officer or employee of the Authority or the Member but who may be regularly retained to make annual or other audits of the books of or reports to the Authority or the Member. "InfOrmation Services" means Financial Information, Inc.'s "Daily Called Bond Service", 30 Montgomery Street, 10th Floor, Jersey City, NJ 07302, Attention: Editor; Kenny Information Services' "Called Bond Service," 65 Broadway, 16th Floor, New York, NY 10006; Moody's' 5250 77 Centre Drive, Suite 150, Charlotte, NC 28217, Attention: Called Bonds Dept.; S&P's "Called Bond Record," 25 Broadway, 3rd Floor, New York, NY 10004; and, in accordance with then current guidelines of the Securities and Exchange Commission, such other addresses and/or such other services providing information with respect to the redemption of bonds as the Authority may designate in a Written Certificate of the Authority delivered to the Trustee. "Insurance and Condemnation Fund" means the fund by that name established and held bY the Trustee pursuant to Section 5.07. "Interest Account" means the account by that name established in the Bond Fund pursuant to Section 5.02. "Interest Payment Date" means each January 1 and July 1, commencing January 1,1997. "Lease Agreements" means those certain Lease Agreements, each dated as of July 1, 1996, by and between the Authority, as lessor, and each Member, as lessee, of the Leased Premises, as originally executed and as it may from time to time be supplemented, modified or amended in accordance with the terms thereof and of this Indenture. "Lease Payments" means the aggregate amount of all the payments required to be paid by each Member pursuant to Section 4.3 of its respective Lease Agreement. "Leased Premises" means the real property and improvements leased by the Autho?ity to each Member pursuant to its respective Lease Agreement~ "Members" means the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palma, Newport Beach, Orange, San Clemente, Santa A_ua, Seal Beach, Stanton and Tustin. "Moody's" means Moody's Investors Service, New York, New York, or its successors. "Net Proceeds" means amounts derived from any policy of casualty insurance or title insurance with respect to the Leased Premises, or the proceeds of any taking of the Leased Premises or any portion thereof in eminent domain proceedings (including sale under threat of such proceedings), to the extent remaining after payment therefrom of all expenses incurred in the collection and administration thereof. "Office" means, with respect to the Trustee, the corporate trust office of the Trustee at , Los Angeles, CA , or at such other or additional offices as may be spedfied by the Trustee in writing to the Authority and the Members. "Origi~taI Purchaser" means Stone & Youngberg LLC, as original purchaser of the Bonds upon their delivery by the Trustee on the Closing Date. "Outstanding", when used as of any particular time with reference to Bonds, means (subject to the provisions of Section 11.09) all Bonds theretofore, or thereupon being, authenticated and delivered by the Trustee under this Indenture except: (a) Bonds theretofore canceled by the Trustee or surrendered to the Trustee for cancellation; (b) Bonds with respect to. which all liability of the Authority shall have been discharged in accordance with Section 10.02, including Bonds (or portions thereof) described in Section 11.10; and (c) Bonds for the transfer or exchange of or in lieu of or in substitution for which other Bonds shall have been authenticated and delivered by the Trustee pursuant to this Indenture. "Owner", whenever used herein with respect to a Bond, means the person in whose name the oWnership of such Bond is registered on the Registration Books. "Participating Underwriter" shall have the meaning ascribed thereto in the Authority Continuing Disclosure Certificate. "Permitted Investments" means the following, but only to the extent that the same are acquired at Fair Market Value: (a) Federal Securities; (b) debentures of the Federal Housing Administration to the extent such obligations are guaranteed by the full faith and credit of the United States of America; (c) obligations of the following agencies which are not guaranteed by the United States of America: (i) participation certificates or debt obligations of the Federal Home Loan Mortgage Corporation; (ii) consolidated system-wide bonds and notes of the Farm Credit Banks (consisting of Federal Land Banks, Federal Intermediate Credit Banks and Banks for Cooperatives); (iii) consolidated debt obligations or letter of credit-backed issues of the Federal Home Loan Banks; (iv) mortgage-backed securities (excluding stripped mortgage securities which are valued greater than par on the portion of unpaid principal) or debt obligations of the Federal National Mortgage Association; or (v) letter of credit-backed issues or debt obligations of the Student Loan Marketing Association; provided, however, that not more than ten percent (10%) of the proceeds of the Certificates may, in the aggregate, be invested in any such obligations at one time; - (d) Federal funds, unsecured certificates of deposit, time deposits and bankers acceptances (having maturities of not more than 365 days) of banks (including the Trustee and its affiliates) the short-term obligations of which are rated in the highest Rating Category by Moody's S&P; (e) deposits which are fully insured by the Federal Deposit Insurance Corporation ("FDIC"); (f) debt obligations (excluding securities that do not have a fixed par value and/or whose terms do not promise a fixed dollar amount at maturity or call date) rated in one of the three highest long-term Rating Categories by Moody's and S&P; (g) commercial paper (having original maturities of not more than 365 days) rated in the highest Rating Category by Moody's and S&P; (h) money market funds rated in the highest Rating Category by Moody's and S&P; (i) repurchase agreements with (i) any institution with long-term debt rated in one of the three highest Rating Categories by Moody's and S&P; (ii) with any corporation or other entity that falls under the jurisdiction of the Federal Bankruptcy Code, provided that: (A) the term of such repurchase agreement is less than one year or due on demand; (B) the Trustee (or a third party on behalf of the trustee) has possession of the collateral; (C) the market value of the collateral is maintained as follows: (1) if valued daily and with a remaining maturity of (a) one year or less, at 102%; (b) five years or less, at 105%; (c) ten years or less, at 106%; (d) fifteen years or less, at 107%; and (e) thirty years or less, at 113%; (2) if valued weekly and with a remaining maturity of (a) one year or less, at 103%; (b) five years or less, at 110%; (c) ten years or less, at 111%; (d) fifteen years or less, at 113%; and (e) thirty years or less, at 118%; (3) if valued monthly and with a remaining maturity of (a) one year or less, at 106%; Co) five years or less, at 116%; (c) ten years or less, at 119%; (d) fifteen years or less, at 123%; and (e) thirty years or less, at 130%; and (4) if valued quarterly and with a remaining maturity of (a) one year or less, at 106%; Co) five years or less, at 118%; (c) ten years or less, at 128%; (d) fifteen years or less, at 130%; and (e) thirty years or less, at 135% _ (D) failure to maintain the requisite collateral levels will require the Trustee to liquidate the collateral as soon as practicable; (E) the repurchase securities must be obligations of, or fully guaranteed as to principal and interest by, the United States of America; and (F) the repurchase securities are free and clear of any third party lien or claim; or (iii) with financial institutions insured by the FDIC or any broker-dealer with "retail customers" which falls under the jurisdiction of the Securities Investors Protection Corp. ("SIPC"), provided that (A) the market value of the collateral is maintained as described in (ii)(C) above; (B) the Trustee (or a third party on behalf of the trustee) has possession of the collateral; (C) the Trustee has a perfected first priority security interest in the collateral; (D) the collateral is free and clear of any third party lien or claim and, in the case of a broker-dealer with "retail customers" which falls under the jurisdiction of SIPC, the collateral was not acquired pursuant to a repurchase agreement or a reverse repurchase agreement; (E) the repurchase securities must be obligations of, or fully guaranteed as to principal and interest by, the United States of America; and (F) failure to maintain the requisite collateral levels will require the Trustee to liquidate the collateral as soon as practicable; (j) investment agreements, including guaranteed investment contracts, of institutions whose long-term debt or claims paying ability is rated in one of the two highest Rating Categories by Moody's and S&P, reviewed and approved in writing by Moody's and S&P, which permit the withdrawal of moneys in the event of a rating downgrade from such initial rating; and (k) the Local Agency Investment Fund of the State of California, created pursuant to section 16429.1 of the California Government Code, to the extent the Trustee is authorized to register such investment in its name. "Principal Account" means the account by that name established in the Bond Fund pursuant to Section 5.02(b). "Project" means the project for a Member to be financed with a portion of the proceeds of the Bonds, as more fully described in Exhibit C attached hereto. "Project Fund" means the fund by that name established and held by the Trustee pursuant to Section 3.04. "Rating Category" means, with respect to any Permitted Investment, one of the generic categories of rating by Moody's and S&P applicable to such Permitted Investment, without regard to any refinement or graduation of such rating category by a plus or minus sign or a numeral. "Record Date" means, with respect to any Interest Payment Date, the fifteenth (15th) calendar day of the month preceding such Interest payment Date, whether or not such day is a Business Day. "Redemption Fund" means the fund by that name established pursuant to Section 5.06. "Registration Books" means the records maintained by the Trustee pursuant to Section 2.05 for the registration and transfer of ownership of the Bonds. "Reserve Account" means the account by that name in the Bond Fund established pursuant to Section 5.02(c). "Reserve Requirement" means, as of the date of calculation, the maximum amount obtained by totaling, for the current or any future Bond Year, the sum of: (a) the principal amount of all Outstanding Bonds maturing in such Bond Year; and (b) the interest scheduled to become payable during Such Bond Year on the aggregate principal amount of Bonds which would be Outstanding in such period if the Bonds are retired as scheduled. "Revenues" means: (a) all amounts received by the Authority or the Trustee pursuant to or with respect to the Lease Agreements, including, without limiting the generality of the foregoing, all of the Lease Payments (including both timely and delinquent payments, any late charges, and whether paid from any source), prepayments and insurance proceeds, but excluding any Additional Payments; and Co) all interest, profits or other income derived from the investment of amounts in any fund or account established pursuant to this Indenture. "S&P" means Standard & Poor's Ratings Group, a division of McGraw-Hill, Inc., New York, New York, or its successors. "Securities Depositories" means The Depository Trust Company, 711 Stewart Avenue, Garden City, NY 11530, Fax (516) 227-4171 or 4190; Philadelphia Depository Trust Company, Reorganization Division, 1900 Market Street, Philadelphia, PA 19103, Attention: Bond Department, Fax (215) 496-5058; and, in accordance with then current guidelines of the Securities and Exchange Commission, such other addresses and/or such other securities depositories as the Authority may designate in a Written Certificate of the Authority delivered to the Trustee. "State" means the State of California. "Supplemental Indenture" means any indenture hereafter duly authorized and entered into between the Authority and the Trustee, supplementing, modifying or amending this Indenture; but only if and to the extent that such Supplemental Indenture is specifically authorized hereunder. "Trustee" means , a organized and existing under the laws of the , or its successor, as Trustee hereunder as provided in Section 8.01. "Written Certificate", "Written Reque_st" and "Written Requisition" of the Authority or the Member mean, respectively, a written certificate, request or requisition signed in the name of the Authority or the Member by its Authorized Representative. Any such instrument and supporting opinions or-representations, if any, may, but need not, be combined in a single instrument with any other' inStrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. Section 1.02. lnterpretatic>n. (a) Unless the context otherwise indicates, words expressed in the singular shall include the plural .and vice versa and the use of the neuter, masculine, or feminine gender is for convenience only and shall be deemed to include the neuter, masculine or feminine gender, as appropriate. (b) Headings of articles and sections herein and the table of contents hereof are solely for convenience of reference, do not constitute a part hereof and shall not affect the meaning, construction or effect hereof. (c) All references herein to "Articles", "Sections" and other subdivisions are to the corresponding Articles, Sections or subdivisions of this Indenture' the words "herein", "hereof", ereby , hereunder and other words of s~milar import refer to this Indenture as a whole and not to any particular Article, Section or subdivision hereof. -9- ARTICLE II THE BONDS Section 2.01. Authorization of Bonds. The AuthoritY hereby authorizes the issuance of the Bonds, which shall constitute special obligations of the Authority, for the purpose of providing funds to provide funding for the Project. The Bonds are hereby designated the "Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds." The aggregate principal amount of Bonds initially issued and Outstanding under this Indenture shall equal dollars ($ ). This Indenture constitutes a continuing agreement with the Trustee and the Owners from time to time of the Bonds to secure the full payment of the principal of and interest and premium (if any) on all the Bonds, subject to the covenants, provisions and conditions herein contained. Section 2.02. Terms of the Bonds. The Bonds shall be issued in fully registered form without coupons in denominations of $5,000 or any integral multiple thereof, so long as no Bond shall have more than one maturity date. The Bonds shall mature on July 1 in each of the years and in the amounts, and shall bear interest (calculated on the basis of a 360-day year of twelve 30-day months) at the rates, as follows: Maturity Date Principal Interest Maturity' Date Principal Interest (July 1) Amour~t Rate (July 1) Amourlt Rate Interest on the Bonds shall be payable semiannually on each Interest Payment Date, calculated based on a 360-day year of twelve (12) thirty-day months, to the person whose name appears on the Registration Books as the Owner thereof as of the Record Date immediately preceding each such Interest Payment Date, such interest to be paid by check of the Trustee mailed by first class mail to the Owners at the respective addresses of such Owners as they appear on the Registration Books; provided however, that payment of interest may be by wire transfer in immediately available funds to an account in the United States of America to any Owner of Bonds in the aggregate principal amount of $1,000,000 or more who shall furnish written wire instructions to the Trustee at least five (5) days before the applicable Record Date. Principal of any Bond and any premium upon redemption shall be paid by check of the Trustee upon presentation and surrender thereof at the Office of the Trustee, except as provided in Section 2.04. Principal of and interest and premium (if any) on the Bonds shall be payable in lawful money of the United States of America. Each Bond shall be dated as of the date of authentication thereof and shall bear interest from the Interest Payment Date next preceding the date of authentication thereof, unless (a) it is authenticated after a Record Date and on or before the following Interest Payment Date, in which event it shall bear interest from such Interest Payment Date, or (b) unless it is authenticated on or before December 15, 1996, in which event it Shall bear interest from the Closing Date; provided, however, that if, as of the date of authentication of any Bond, interest thereon is in default, such Bond shall bear interest from the Interest Payment Date to which interest has previously been paid or made available for payment thereon. Section 2.03. Transfer and Exchange of Bondg~. Any Bond may, in accordance with its terms, be transferred on the Registration Books by the person in whose name it is registered, in person or by his duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer, duly executed in a form approved by the Trustee. Transfer of any Bond shall not be permitted by the Trustee during the period established by the Trustee for selection of Bonds for redemption or if such Bond has been selected for redemption pursuant to Article IV. Whenever any Bonds or Bonds shall be surrendered for transfer, the Authority shall execute and the Trustee Shall authenticate and shall deliver a new Bond or Bonds for a like aggregate principal amount and of like maturity. The Trustee may require the Bond Owner requesting such transfer to pay any tax or' other governmental charge required to be paid with respect to such transfer. Any Bond may be exchanged at the Office of the Trustee for a like aggregate principal amount of Bonds of other authorized denominations and of like maturity. Exchange of any Bond shall not be permitted during the period established by the Trustee for selection of Bonds for redemption or if such Bond has been selected for redemption pursuant to Article IV. The Trustee may require the Bond Owner requesting such exchange to pay any tax or other governmental charge required to be paid with respect to such exchange. Section 2.04. Book-Entry System. Notwithstanding any provision of this Indenture to the contrary: (a) At the request of the Original Purchaser, the Bonds shall be initially issued registered in the name of "Cede & Co.," as nominee of The Depository Trust Company, the depository designated by the Original Purchaser, and shall be evidenced by one certificate maturing on each of the maturity dates set forth in Section 2.02 hereof to be in a denomination corresponding to the total principal therein designated to mature on such date. Registered ownership of such Bonds, or any portions thereof, may not thereafter be transferred except: (i) to any successor of The Depository Trust Company or its nominee, or 6'f any substitute depository designated pursuant to paragraph (ii) of this subsection (a) ("substitute depository"); provided that any successor of The Depository Trust' Company or substitute depository shall be qualified under any applicable laws to provide the service proposed to be provided by it; (ii) to any substitute depository designated in a written request of the Authority, upon (i) the resignation of The Depository Trust Company or its successor (or any substitute depository or its successor) from its functions as depository or (ii) a determination by the Authority that The Depository Trust Company or its successor is no longer able to carry out its functions as depository; provided that any such substitute depository shall be qualified under any applicable laws to provide the services proposed to be provided by it; or .(iii) to any person as provided below, upon (A) the resignation of The Depository Trust CompanY or its successor (or any substitute depository or its successor) from its functions as depository or (B) a determination by the Authority that The Depository Trust Company or its successor is no longer able to carry out its functions as depository; provided that no substitute depository which is not objected to by the Authority and the Trustee can be obtained. -11- Co) In the case of any transfer pursuant to paragraph (i) or paragraph (ii) of subsection (a) of this Section 2.04, upon receipt of all Outstanding Bonds by the Trustee, together with a written request of an Authorized Representative of the Authority to the Trustee, a single new Bond shall be issued, authernticated and delivered for each maturity of such Bond then outstanding, registered in the name of such suCcessor or such substitute depository or their nominees, as the case may be, all as specified in such written request of an Authorized Representative of the Authority. In the case of any transfer pursuant to paragraph (iii) of subsection (a) of this Section 2.04, upon receipt of all Outstanding Bonds by the Trustee together with a written request of an Authorized Representative of the Authority, new Bonds shah be issued, authenticated and delivered in such denominations and registered in the names of such persons as are requested in a written request of the-Authority provided the Trustee shall not be required to deliver such new Bonds within a period less than sixty (60) days from the date of receipt of such a written request of an Authorized Representative of the Authority. (c) In the case of partial prepayment or an advance refunding of any Bonds evidencing a. ll o.f the .,principal maturing in a particular year, The Depository Trust Company shall, at the Authority s expense, deliver the Bonds to the Trustee for cancellation and re-registration to reflect the amounts of such reduction in principal. (d) The Authority and the Trustee shall be entitled to treat the person in whose name any Bond is registered as the absolute Owner thereof for all purposes of this Indenture and any applicable laws, notwithstanding any notice to the contrary received by the Trustee or the Authority; and the Authority and the Trustee shall have no responsibility for transmitting payments to, communication with, notifying or otherwise dealing with any beneficial owners of the Bonds. Neither the Authority nor the Trustee will have any responsibility or obligations, legal or otherwise, to the beneficial owners or to any other party including The Depository Trust Company or its successor (or substitute depository or its successor), except for the registered owner of any Bond. (e) So long as all outstanding Bonds are registered in the name of Cede & Co. or its registered assign, the Authority and the Trustee shall reasonably cooperate with Cede & Co., as sole registered Owner, or its registered assign in effecting payment of the principal and prepayment premium, if any, and interest due with respect to the Bonds by arranging for payment in such manner that funds for such payments are properly identified and are-made immediately available on the date they are due. (f) So long as all Outstanding Bonds are registered in the name of Cede & Co. or its registered assigns (hereinafter, for purposes of this paragraph (f), the "Owner"): (i) All notices and payments addressed to the Owners shall contain the Bonds' CUSIP number. (ii) Notices to the Owner shall be forwarded in the manner set forth in the form of blanket issuer letter of representations (prepared by The Depository Trust Company) executed by the Authority and received and accepted by The Depository Trust Company. Section 2.05. gee-i~tration Books. The Trustee will keep or cause to be kept, at the Office of the Trustee, sufficient records for the registration and transfer of ownership of the Bonds, which shall at all reasonable times upon reasonable prior notice be o en to ins ection ' regular business hours bv the Authorit,, ~-,-~ ,~--- ,~---,--~ - P .p. . during - ,~ ,~,,~, r,.~ ~v~moer; ana, upon presentation for such purpose, the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on such records, the ownership of the Bonds as hereinbefore provided. Section 2.06. Form and Execution of Bonds. The Bonds shall be signed in the name and on behalf of the Authority with the facsimile signature of its Chairman and attested with the facsimile signature of its Secretary, under the printed seal of the Authority, and shall be delivered to the Trustee for authentication by it. In case any officer of the Authority who shall have signed any of the Bonds shall cease to be such officer before the Bonds so signed shall have been authenticated or delivered by the Trustee or issued by the Authority, such Bonds may nevertheless be authenticated, delivered and issued and, upon such authentication, delivery and issue, shall be as binding upon the Authority as though the individual who signed the same had continued to be such officer of the Authority. Also, any Bond may be signed on behalf of the Authority by any individual who on the actual date of the execution of such Bond shall be the proper officer although on the nominal date of such Bond such individual shall not have been such officer. Only such of the Bonds as shall bear thereon a certificate of authentication in substantially the form set forth in Exhibit A, manually executed by the Trustee, shall be valid or obligatory for any purpose or entitled to the benefits of this Indenture, and such certificate of the Trustee shall be conclusive evidence that the Bonds so authenticated have been duly authenticated and delivered hereunder and are entitled to the benefits of this Indenture. Section 2.07. Temporary Bonds. The Bonds may be issued in temporary form exchangeable for definitive Bonds when ready for delivery. Any temporary Bonds may be printed, lithographed or typewritten, shall be of such denominations as may be determined by the Authority, shall be in fully registered form without coupons and may contain such reference to any of the provisions of this Indenture as may be appropriate. Every temporary Bond shall be executed by the Authority and authenticated by the Trustee upon the same conditions and in substantially the same manner as the definitive Bonds. If the Authority issues temporary Bonds it will execute and deliver definitive Bonds as promptly thereafter as practicable, and thereupon the temporary Bonds may be surrendered, for cancellation, at the Office of the Trustee and the Trustee shall authenticate and deliver in exchange for such temporary Bonds an equal aggregate principal amount of definitive Bonds of authorized denominations. Until so exchanged, the temporary Bonds shall be entitled to the same benefits under this Indenture as definitive Bonds authenticated and delivered hereunder. - Section 2.08. Bonds Mutilated, Lost, Destroyed or Stolen. If any Bond shall become mutilated, the Authority, at the expense of the O~ner of said Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in exchange and substitution for the Bond so mutilated, but only upon surrender to the Trustee of the Bond so mutilated. Every mutilated Bond so surrendered to the Trustee shall be canceled by it and delivered to, or upon the order of, the Authority. If any Bond shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Authority and the Trustee and, if such evidence be satisfactory to them and indemnity satisfactory to them shall be given, the Authority, at the expense of the Owner of such lost, destroyed or stolen Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in lieu of and in substitution for the Bond so lost, destroyed or stolen (or if .any' such Bond shall have matured or shall have been called for redemption, instead of issuing a substitute Bond, the Trustee may pay the same without surrender thereof). The Authority may require payment by the Owner of a sum not exceeding the actual cost of preparing each new Bond issued under this Section 2.08 and of the expenses which may be incurred by the Authority and the Trustee in the premises. Any Bond issued under the provisions of this Section 2.08 in lieu of any Bond alleged to be lost, destroyed or stolen shall constitute an original additional contractual obligation on the part of the Authority whether or not the Bond so alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be entitled to the benefits of this Indenture with all other Bonds secured by this Indenture. Section 2.09. CUSIP Numbers. The Trustee, the Authority and the Members shall not be liable for any defect or inaccuracy in the CUSIP number that appears on any Bond or in any redemption notice. The Trustee may, in its discretion, include in any redemption notice a statement to the effect that the C-USIP numbers on the Bonds have been assigned by an independent service and are included in such notice solely for the convenience of the Owners and that neither the Trustee, the Authority nor the Members shall be liable for any inaccuracies in such numbers. ARTICLE ISSUANCE OF BONDS; APPLICATION OF PROCEEDS Section 3.01. Issuance of the Bond~;. At any time after the execution of this Indenture, the Authority may execute and the Trustee shall authenticate and, upon the Written Request of the Authority, deliver Bonds in the aggregate principal amount of dollars ($ ). Section 3.02. Avvlication of Proceeds of Sale of Bonds. Upon the receipt of payment for the Bonds on the Closfn'g Date, the Trustee shall apply the proceeds of sale thereof as follows: (a) The Trustee shall deposit in the Interest Account the amount of $ constituting capitalized interest with respect to a portion of the debt service on the Bonds through ,19.. . (b) The Trustee shall deposit the amount of $ (c) The Trustee shall deposit the amount of $ constituting the full amount of the Reserve Requirement. (d) The Trustee shall deposit the amount of $ in the Costs of Issuance Fund. in the Reserve Account, in the Project Fund. Section 3.03. Establishment and Application of Costs of Issuance Fund. The Trustee · shall establish, maintain and hold in trust a separate fund designated as the "Costs of Issuance Fund". The moneys in the Costs of Issuance Fund shall be used and withdrawn by the Trustee to pay the Costs of Issuance upon submission of Written Requisitions of the Authority stating the person to whom payment is to be made, the amount to be paid, the purpose for which the obligation was incurred and that such payment is a proper charge against said fund. On January 1, 1997, or upon the earlier Written Request of the Authority, all amounts remaining in the Costs of Issuance Fund shall be transferred by the Trustee to the Bond Fund. Section 3.04. Establishment and Application of Project Fund. The Trustee shall establish, maintain and hold in trust a separate fund designated as the "Project Fund." Within the Project Fund, the Trustee shall establish, maintain and hold in trust a separate accotrnt for each Member designated as the" Project Account," inserting in the blank the name of the Member for whom such account is created. Amounts on deposit in the Project Fund shall be used and withdrawn by the Trustee to pay the costs of the Project, upon the receipt from time to time of Written Requisitions of each Member seeking payment of costs of the Project allocable to such Member which are filed with the Trustee. Each such Written Requisition shall state the person to whom payment is to be made, the amount to be paid and the purpose for which the obligation was incurred. Such payments shall be made from the Project Account created for the Member making such request. At the Written Request of a Member filed at any time with the Trustee, the Trustee shall close the Project AccOunt allocable to such Member and shall transfer all amounts therein to the Bond Fund as a credit to the Lease Payments to be made by such Member. Section 3.05. Validity of Bonds. The validity of the authorization and issuance of the Bonds is not dependent on and shall not be affected in any way by any proceedings taken by the Authority or the Trustee with respect to or in connection with the Lease Agreements. The recital contained in the Bonds that the same are issued pursuant to the Constitution and laws of the State shall be conclusive evidence of their validity and of compliance with the provisions of law in their issuance. ARTICLE IV REDEMPTION OF BONDS Section 4.01. Terms of Redemption. (a) Mandatory Redemption From Optional Prepayment of Lease Payments. The Bonds maturing on or after July 1, , shall be subject to mandatory redemption as a whole or in part, upon ninety (90) days written notice to the Trustee by a Member of its intention to optionally prepay its Lease Payments, on any date on or after July 1, ____, from any available source of funds of the Member so electing to prepay, at the following redemption prices (expressed as a percentage of the principal amount of the Bonds to be redeemed) together with accrued interest thereon to the date fixed for redemption: Redemption Period Redemption Price July 1,. through June 30, .. 102% July 1,.. through June 30, ~ 101 July 1, ~ and thereafter 100 Any such redemption shall be in such order of maturity as the Member electing to prepay its lease Payments shall designate (and, if no specific order of redempt/on is designated by such Member, in inverse order of maturity); provided, however, that only Bonds in which such Member has an interest (see Exhibit E attached hereto) may be redeemed by such Member's election. (b) Special Mandatory Redemption From Insurance or Condemnation Proceeds. The Bonds shall also be subject to redemption as a whole, or in part on a pro rata basis among maturities, on any date, to the extent the Trustee has received title or hazard insurance proceeds or condemnation proceeds not used to repair or replace any portion of the Leased Premises of a Member damaged or destroyed and elected by such Member, to be used for such purpose as provided in Section 5.08, at a redemption price equal to one hundred percent (100%) the principal amount thereof plus interest accrued thereon to the date fixed for redemption, without premium. Section 4.02. Selection of Bonds for Redemvtion. Whenever provision is made in this Indenture for the redemption of less than all of the'Bonds of a particular maturity, the Trustee shall select the Bonds to be redeemed from all Bonds of such maturity or such given portion thereof not previously called for redemption, by lot in any manner which the Trustee in its sole discretion shall deem appropriate and fair. For purposes of such selection, the Trustee shall treat each Bond as consisting of separate $5,000 portions and each such portion shall be subject to redemption as if such portion were a separate Bond. Section 4.03. Notice of Redemvtion. Notice of redemption shall be marled by first class mail, postage prepaid, not less thari thirty (30) nor more than sixty (60) days before any redemption date, to the respective Owners of any Bonds designated for redemption at their addresses'appearing on the Registration Books, and to the Securities Depositories and to the Information Services. Each notice of redemption shall state the date of the notice, the redemption date, the place or places of redemption, whether less than all of the Bonds (or all Bonds of a single maturity) are to be redeemed, the CUSIP numbers and (in the event that not all Bonds within a maturity are called for redemption) Bond numbers of the Bonds to be redeemed, the maturity or maturities of the Bonds to be redeemed and in the case of Bonds to be redeemed in part only, the respective portions of the principal amount thereof to be redeemed. Each such notice shall also state that on the redemption date there will become due -16- and payable on each of said Bonds the redemption price thereof, and that from and after such redemption date interest thereon shall cease to accrue, and shall require that such Bonds be then surrendered. Neither the failure to receive any notice nor any defect therein shall affect the sufficiency of the proceedings for such redemption or the cessation of accrual of interest from and after the redemption date. Notice of redemption of Bonds shall be given by the Trustee, at the expense of the Authority, for and on behalf of the Authority. Section 4.04. Partial Redemption of Bond$. Upon surrender of any Bonds redeemed in part only, the Authority shall execute and the Trustee shall authenticate and deliver to the Owner thereof, at the expense of the Authority, a new Bond or Bonds of authorized denominations equal in aggregate principal amount to the unredeemed portion of the Bonds surrendered. Section 4.05. Effect of Redemption. Notice of redemption having been duly given as aforesaid, and moneys for payment of the redemption price of, together with interest accrued to the date fixed for redemption on, the Bonds (or portions thereof) so called for redemption being held by the Trustee, on the redemption date designated in such notice, the Bonds (or portions thereof) so called for redemption shall become due and payable, interest on the Bonds so called for redemption shall cease to accrue, said Bonds (or portions thereof) shall cease to be entitled to any benefit or security under this Indenture, and the Owners of said Bonds shall have no rights in respect thereof except to receive payment of the redemption price thereof. All Bonds redeemed pursuant to the provisions of this Article shall be canceled by the Trustee upon surrender thereof and destroyed. Section 4.06. purchase of Bond~. In lieu of redemption of Bonds as provided in this Article IV, amounts held by the Trustee for such redemption may also be used on any Interest Payment Date, upon receipt by the Trustee at least seventy-five (75) days prior to the next scheduled Interest Payment Date of the written request of an Authorized Representative of the Authority, for the purchase of Bonds at public or private sale as and when and at such prices (including brokerage, accrued interest and other charges) as the Authority may in its discretion direct, but not to exceed the redemption price which would be payable if such Bonds were redeemed. The aggregate principal amount of Bonds of the same maturity purchased in lieu of redemption pursuant to this Section 4.06 shall not exceed the aggregate principal amount of Bonds of such maturity which would otherwise be subject to such redemption. Remaining moneys, if any, shall be deposited in the Bond Fund. ARTICLE V REVENUES; FUNDS AND ACCOUNTS; PAYMENT OF PRINCIPAL AND INTEREST Section 5.01. Pledge and Assignment; Bond Fstnd. (a) Subject only to the provisions of this Indenture permitting the application thereof for the purposes and on the terms and conditions set forth herein, all of the Revenues and any other amounts (including proceeds of the sale of the Bonds) held in any fund or account established pursuant to this Indenture are hereby pledged to secure the payment of the principal of and interest on the Bonds in accordance with their terms and the provisions of this Indenture. Said pledge shall constitute a lien on and security interest in such assets and shall attach, be perfected and be valid and binding from and after the Closing Date, without any physical delivery thereof or further act. Co) The Authority hereby transfers in trust, grants a security interest in and assigns to the Trustee, for the benefit of the Owners from time to time of the Bonds, all of the Revenues and all of the rights of the Authority in the Lease Agreements (except for the right to receive any Additional Payments to the extent payable to the Authority and certain rights to indemnification set forth therein). The Trustee shall be entitled to and shall collect and receive all of the Revenues, and any Revenues collected or received by the Authority shall be deemed to be held, and to have been collected or received, by the Authority as the agent of the Trustee and shall forthwith be paid by the Authority to the Trustee. The Trustee also shall be entitled to and shall, subject to the provisions of Article VIII, take all steps, actions and proceedings which the Trustee determines to be reasonably necessary in its judgment to enforce, either jointly with the Authority or separately, all of the rights of the Authority and all of the obligations of the Members under the Lease Agreements. The assignment of the Lease Agreements to the Trustee is solely in its capaCity as Trustee under this Indenture and the duties, powers and liabilities of the Trustee in acting thereunder shall be subject to the provisions of this Indenture, including, without limitation, the provisions of Article VIII hereof. The Trustee shall not be responsible for any representations, warranties, covenants or obligations of the Authority. - (c) Subject to Section 5.09, all Revenues shall be promptly deposited by the Trustee upon receipt thereof in a special fund designated as the "Bond Fund" ' which the Trustee shall establish, maintain and hold in trust; except that all moneys' received by the Trustee and required hereunder or under the Lease Agreements to be deposited in the Redemption Fund or the Insurance and Conde_mnation Fund shall be promptly deposited in such Funds. All Revenues deposited with the Trustee shall be held, disbursed, allocated and applied by the Trustee only as provided in this Indenture. Section 5.02. Allocation of Revenues. Not later than the first Business Day preceding each date on which prindpal of or interest on the Bonds becomes due and payable, the Trustee shall transfer from the Bond Fund and deposit into the following respective accounts (each of which the Trustee shall establish and maintain within the Bond Fund), the following amounts in the following order of priority, the requirements of each such account (including the making up of any deficiencies in any such account resulting from lack of Revenues sufficient to make any earlier required deposit) at the time of deposit to be satisfied before any transfer is made to any account subsequent in priority: (a) The Trustee shall deposit in the Interest Account an amount required to cause the aggregate amount on deposit in the Interest Account to be at least equal to the amount of interest becoming due and payable on such date on all Bonds then Outstanding. Co) The Trustee shall deposit in the Principal Account an amount required to cause the aggregate amount on deposit in the Principal Account to equal the principal amount of the Bonds coming due and payable on such date. (c) The Trustee shall deposit in the Reserve Account an amount, if any, required to cause the amount on deposit in the Reserve Account to be equal to the Reserve Requirement. Section 5.03. Application of Interest Account. All amounts in the Interest Account shall be used and withdrawn by the Trustee solely for the purpose of paying interest on the Bonds as it shall become due and payable (including accrued interest on any Bonds purchased or redeemed prior to maturity pursuant to this Indenture). Section 5.04. Application of Principal Account. All amounts in the Principal Account shall be used and withdrawn by the Trustee solely to pay the principal amount of the Bonds at their respective maturity dates. Section 5.05. Avvlication of Reserve Account. & & (a) All amounts in the Reserve Account shall be used and withdrawn by the Trustee solely for the purpose of (i) paying principal of or interest on the Bonds when due and payable to the extent that moneys deposited in the Interest Account or the Principal Account are not sufficient for such purpose, and (ii)' making the final payments of principal of and interest on the Bonds on the date on which all Bonds shall be retired hereunder or provision made therefor pursuant to Article X. After payment of the final payments of principal and interest on the Bonds and payment of any amounts then owed to the Trustee, all moneys then on deposit in the Reserve Account shall be withdrawn by the Trustee and paid to the Members, on a pro rata basis, as a refund of overpaid Lease Payments. Co) If, on any date, moneys on deposit in the Reserve Account, together with amounts then on deposit in the Bond Fund, are sufficient to pay all Outstanding Bonds, including all principal thereof, and interest thereon, the Trustee shall, at the written direction of the Authority, transfer all amounts then on deposit in the Reserve Account, together with such amounts in the Bond Fund, to the Redemption Fund to be applied to the redemption of the Bonds in accordance with the provisions of Section 4.01(a). Any amounts remaining in the Reserve Account upon payment in full of all Outstanding Bonds and all amounts then owed to the Trustee, shall be withdrawn by the Trustee and paid to the Members, on a pro rata basis, as a refund of overpaid Lease Payments. Any amounts on deposit in the Reserve Account in excess of the Reserve Requirement shall be transferred to the Bond Fund. At any time, moneys on deposit in the Reserve Account may be substituted by the Authority with a letter of credit, surety bond, bond insurance policy or other form of guaranty from a financial institution, the long-term, unsecured obligations of which are rated not less than "A' by [Moody's] and [S&P], in an amount equal to the Reserve Requirement, upon presentation to the Trustee of such letter of credit, surety bond, bond insurance policy or other form of guaranty from a financial institution, with evidence from the Authority that such letter of credit, surety bond, bond insui'ance policy or other form of guaranty from a financial institution satisfies is rated not less than "A" by [Moody's] and [S&P]. Upon such substitution, the Trustee shall transfer amounts on deposit in the Reserve Account to the Bond Fund in an amount equal to the maximum limits or principal amount, as applicable, of such letter of credit, surety bond, bond insurance policy or other form of guarantee. -19- Section 5.06. Avplication of Redemption Fund. The Trustee shall establish and maintain the Redemption Fund; amounts in which shall be used and withdrawn by the Trustee solely for the purpose of paying the principal of and premium on the Bonds to be redeemed pursuant to Sections 4.01(a) or Co); provided, however, that at any time prior to the selection of Bonds for redemption, the Trustee may apply such amounts to the purchase of Bonds at public or private sale, in accordance with Section 4.06. Section 5.07. insurance and Condemnation Fund. (a) Establishment of Fund. Upon the receipt of any proceeds of insurance or eminent domain with respect to any portion of the Leased Premises, the Trustee shall establish and maintain a separate Insurance and Condemnation Fund, to be held and applied as hereinafter set forth in this Section 5.07. Co) Application of Insurance Proceeds. Any Net Proceeds of insurance against accident to or destruction of the Leased Premises collected by a Member in the event of any such accident or destruction shall be paid to the Trustee by such Member pursuant to Section 6.1(a) of such Member's Lease Agreement and deposited by the Trustee promptly upon receipt thereof in the Insurance and Condemnation Fund. Such Member shall certify to the Trustee that the Net Proceeds, together with other available funds, will be sufficient to repair the Leased Premises and that such repairs will be completed before the expiration of any rental interruption insurance provided pursuant to the Lease Agreement. If such Member fails to determine and notify the Trustee in writing of its determination, within forty-five (45) days following the date of such deposit, to replace, repair, restore, modify or improve the affected Leased Premises, then sUch Net Proceeds shall be promptly transferred by the Trustee to the Redemption Fund and applied to the .rede.mption of Bonds allocable to such Member pursuant to Section 4.01(b). so r "~,= ,~l-,l-,**eu to me prompt replacement, repair, restoration, modification or improvement of the damaged or destroyed portions of the Leased Premises by the affected Member, upon receipt of Written Requisitions of the Member, as agent for the Authority, which: (i) states with respect to each payment to be made (A) the requisition number, (B) the name and address of the person to whom payment is due, (C) the amount to be paid and (D) that each obligation mentioned therein ~as been properly incurred, is a proper charge against the Insurance and Condemnation Fund, has not been the basis of any previous withdrawal; and (ii) specifies in reasonable detail the nature of the obligation. Any balance of the proceeds remaining after such work has been completed as certified by such Member to the Trustee shall after payment of amounts due the Trustee be paid to such Member. (c) Application of Eminent Domain Proceeds. If all or any part of the Leased Premises shall be taken by eminent domain proceedings (or sold to a government threatening to exercise the power of eminent domain) the Net Proceeds therefrom shall be deposited with the Trustee in the Insurance and Condemnation Fund pursuant to Section 6.1(b) of the affected Member's Lease Agreement and shall be applied and disbursed by the Trustee as follows: (i) If such Member has not given written notice to the Trustee, within forty-five (45) days following the date on which such Net Proceeds are deposited with the Trustee, of its determination that such Net Proceeds are needed for the replacement of the affected Leased Premises or such portion thereof, the Trustee shall transfer such Net Proceeds to the Redemption Fund to be applied towards the redemption of the Bonds allocable to such Member pursuant to Section 4.01(b). (ii) If such Member has given written notice to the Trustee, within forty-five (45) days following the date on which such Net Proceeds are deposited with the Trustee, of its determination that such Net Proceeds are needed for replacement of the affected Leased Premises or such portion thereof, the Trustee shall pay to such Member, or to its order, from said proceeds such amounts as such Member may expend for such repair or rehabilitation, upon the filing of Written Requisitions of such Member as agent for the Authority in the form and containing the provisions set forth in subsection (b) of this Section 5.07; provided, however, that the replacement premises must be added as a Substitute Site or a Substitute Facility pursuant to Section 8.3 of the applicable Lease Agreement. (d) Application of Title Insurance Proceeds. The Net Proceeds from a title insurance award shall be deposited with the Trustee in the Insurance and Condemnation Fund pursuant to Section 6.1Co) of the affected Member's Lease Agreement and shall be transferred by the Trustee to the Redemption Fund to be applied towards the redemption of the Bonds allocable to such Member pursuant to Section 4.01Co). Section 5.08. Investments. All moneys in any of the funds or accounts established with the Trustee pursuant to this Indenture shall be invested by the Trustee solely in Permitted Investments. Such investments shall be directed by the Authority pursuant to a Written Request of the Authority filed with the Trustee at least two (2) Business Days in advance of the making of such investments (which Written Request shall certify that the investments constitute Permitted Investments). In the absence of any such directions from the Authority, the Trustee shall invest any such moneys in Permitted Investments described in clause (h) of the definition thereof. Permitted Investments purchased as an investment of moneys in any fund shall be. deemed to be part of such fund or account. All interest or gain derived from the investment of amounts in any of the funds or accounts established hereunder shall be deposited in the Bond Fund, except that interest or gain derived from the investment of the amount in the Reserve Account shall be retained therein to the extent required to maintain the Reserve Requirement, and except that interest or gain derived from the investment of amounts in each account of the Project Fund shall be retained therein and used for the purposes thereof. To the extent that any investment agreement requires the payment of fees, such fees shall be paid from available moneys in the Bond Fund after the deposit of moneys described in Section 5.02 (a) through (c) above. For purposes of acquiring any investments hereunder, the Trustee may commingle funds held by it hereunder. The Trustee may act as principal or agent in the acquisition or disposition of any investment ariel may impose its customary charges therefor. The Trustee or its affiliates may act as sponsor, advisor or depsoitory with respect to any Permitted Investment. To the extent that any Permitted Investment purchased by the Trustee are registrable securities such Permitted Investment shall be registered in the name of the Trustee. The Trustee shall incur no liability for losses arising from any investments made pursuant to this Section 5.08. Section 5.09. Valuation and Disposition of Investments. For the purpose of determining the amount in any fund or account, all Permitted Investments credited to such fund or account shall be valued at the Fair Market Value thereof. Investments in funds or accounts (or portions thereof) that are subject to a yield restriction under applicable provisions of the Code and (unless validation is undertaken at least annually) investments in the Reserve Account shall be valued at the cost thereof (consisting of the "present value" thereof as defined in section 148 of the Code). ARTICLE VI PARTICULAR COVENANTS Section 6.01. Punctual Payment. The Authority shall punctually pay or cause to be paid the principal of and interest and premium (if any) on all the Bonds in strict conformity with the · terms of the Bonds and of this Indenture, according to the true intent and meaning thereof, but only out of Revenues and other assets pledged for such payment as provided in this Indenture. Section 6.02. Extension of Payment of Bonds. The Authority shall not directly or indirectly extend or assent to the extension of the maturity of any of the Bonds or the time of payment of any claims for interest by the purchase of such Bonds or by any other arrangement, and in case the maturity of any of the Bonds or the time of payment of any such claims for interest shall be extended, such Bonds or claims for interest shall not be entitled, in case of any default hereunder, to the benefits of this Indenture, except subject to the prior payment in full of the principal of all of the Bonds then Outstanding and of all claims for interest thereon which shall not have been so extended. Nothing in this Section 6.02 shall be deemed to limit the right of the Authority to issue Bonds for the purpose of refunding any Outstanding Bonds, and such issuance shall not be deemed to constitute an extension of maturity of the Bonds. Section 6.03. Against Encumbrances. The Authority shall not create, or permit the creation of, any pledge, lien, charge or other encumbrance upon the Revenues. and other assets pledged or assigned under this Indenture while any of the Bonds are Outstanding, except the pledge and assignment created by this Indenture. Subject to this limitation, the Authority expressly reserves the fight to enter into one or more other indentures for any of its corporate purposes, and reserves the right, to issue other obligations for such purposes. Section 6.04. Power to Issue Bonds and Make Pledte and Assitnment. The Authority is duly authorized pursuant to law to issue the Bonds and~ to enter in~o this Indenture and to pledge and assign the Revenues and other assets purported to be pledged and assigned, respectively, under this Indenture in the manner and to the extent provided in this Indenture. The Bonds and the provisions of this Indenture are and will be the legal, valid and binding special obligations of the Authority in accordance with their terms, and the Authority and the Trustee shall at all times, subject to the provisions of Article VIII and to the extent permitted by law, defend, preserve and protect said pledge and assignment of Revenues and other assets and all the rights of the Bond Owners under this Indenture against all claims and demands of all persons whomsoever. Section 6.05. Accountine Records. The Trustee shall at all times keep, or cause to be kept, proper books of record an~d account, prepared in accordance with industry standards, in which complete and accurate entries shall be made of all transactions made by it relating to the proceeds of Bonds, the Revenues, the Lease Agreements and all funds and accounts established pursuant to this Indenture. Such books of record and account shall be available for inspection by the Authority and the Members, during business hours and under reasonable circumstances. Section 6.06. No Additional Oblitations. The Authority covenants that no additional bonds, notes or other indebtedness shall'be issUed or incurred which are payable out of the Revenues in whole or in part. Section 6.07..Tax Covenant~. (a) Private Business Use Limitation. The Authority shall assure that the proceeds of the Bonds are not used in a manner which would cause the Bonds to be "private activity bonds" within the meaning of section 141(a) of the Code. Co) Private Loan Limitation. The Authority shall assure that no more than five percent (5%) of the proceeds of the Bonds are used, directly or indirectly, to make or finance a loan (other than loans constituting nonpurpose obligations as defined in the Code or constituting assessments) to persons other than state or local government units. (c) Federal Guarantee Prohibition. The Authority shall not take any action or permit or suffer any action to be taken if the result of the same would be to cause the Bonds to be "federally guaranteed" within the meaning of section 149Co) of the Code. (d) No Arbitrage. The Authority shall not take, or permit or suffer to be taken by the Trustee or otherwise, any action with respect to the Bond proceeds which, if such action had been reasonably expected to have been taken, or had been deliberately and intentionally taken, on the Closing Date, would have caused the Bonds to be "arbitrage bonds" within the meaning of section 148(a) of the Code. (e) Rebate of Excess Investment Earnings to United States. The Authority shall take any and all actions necessary to assure compliance with section 148(0 of the Code, relating to .the rebate of excess investment earnings, if any, to the federal government, to the extent that such section is applicable to the Bonds. Payment of any amounts due under such section 148(0 shall be made by the Authority from amounts provided by the Member under Section 5.10(d) of the Lease Agreements. In order to provide for the administration of this subsection (e), the Authority may provide for the employment of independent attorneys, accountants and consultants compensated on such reasonable basis as the Authority may deem appropriate. Section 6.08. Collection of Amounts Due Under Lease Ae-reements. The Trustee shall promptly collect all amounts due from the Members pursuant to Se Lease Agreements. Subject to the provisions of Article VIII, the Trustee shall enforce, and take all steps, actions and proceedings which the Trustee determines to be reasonably necessary for the enforcement of all of its rights thereunder as assignee of the Authority and for the enforcement of all-of the obligations of the Members under the Lease Agreements. The Authority shall not amend, modify or terminate any of the terms of the' Lease Agreements, or consent to any such amendment, modification or termination, without the prior written consent of the Trustee. The Trustee shall give such written consent only if (a) in the opinion of Bond Counsel, such amendment, modification or termination will not materially adversely affect the interests of the Owners, or Co) the Trustee first obtains the written consent of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding to such amendment, modification or termination. Section 6.09. Continuing Disclosure. (a) The Authority shall timely supply the information required by section 6599.1 of the California Government Code to the California Debt Advisory Commission ("CDAC"), all such information to be supplied annually and at such other time as required by said section 6599.1 on forms to be provided by CDAC or at such other time and in such other manner as shall comply with the provisons of said section 6599.1. (b) The Authority hereby covenants and agrees that it will comply with and carry out all of the provisions of the Authority Continuing Disclosure Certificate. Notwithstanding any other provision of this Indenture, failure of the Authority to comply with the Authority Continuing Disclosure Certificate shall not be considered an Event of Default; however, the Trustee may (and, at the request of any Participating Underwriter or 'the holders of at least 25% aggregate principal amount of Outstanding Bonds, shall) or any holder or beneficial owner of the Bonds may, take such actions as may be necessary and appropriate to compel performance, including seeking mandate or specific performance by court order.. Section 6.10. Waiver of Laws. The Authority shall not at any time insist upon or plead in any manner whatsoever, or claim or take the benefit or advantage of, any stay or extension law now or at any time hereafter in force that may affect the covenants and agreements contained in' this Indenture or in the Bonds, and all benefit or advantage of any such law or laws is hereby expressly waived by the Authority to the extent permitted by law. Section 6.11. Further A~surance$. The Authority will make, execute and deliver any and all such further indentures, instruments and assurances as may be reasonably necessary or proper to carry out the intention or to facilitate the performance of this Indenture and for the better assuring and confirming unto the Owners of the Bonds of the rights and benefits provided in this Indenture. ARTICLE VII EVENTS OF DEFAULT AND REMEDIES Section 7.01. Evento of Default. The following events shall be Events of Default hereunder: (a) Default in the due and punctual payment of the principal of any Bonds when and as the same shall become due and payable, whether at maturity as therein expressed, by proceedings for redemption, by acceleration, or otherwise. (b) Default in the due and punctual payment of any installment of interest on any Bonds when and as the same shall become due and payable. (c) Default by the Authority in the observance of any of the other covenants, agreements or conditions on its part in this Indenture or in the Bonds contained, if such default shall have continued for a period of sixty (60) days after written notice thereof, specifying such default and requiring the same to be remedied, shall have been given to the Authority by the Trustee; provided, however, that if in the reasonable opinion of the Authority the default stated in the notice can be corrected, but not within such sixty (60) day period, such default shall not constitute an Event of Default hereunder if the Authority shall commence to cure such default within such sixty (60) day period and thereafter diligently and in good faith cure such failure in a reasonable period of time. (d) The occurrence and continuation of an event of default under and as defined in the Lease Agreements. Section 7.02. Remedie~ Upon Event of Default. Upon the occurrence and continuance of any Event of Default, then and in every such case the Trustee in its discretion may, and upon the written request of the Owners of not less than 25% in principal amount of the Bonds then Outstanding and receipt of indemnity to its satisfaction, and payment of its fees and expenses, including the fees and expenses of its counsel, shall in its own name and as the Trustee of an express trust: (i) by mandamus, or other suit, action or proceeding at law or in equity, enforce all rights of the Owners under, and require the Authority or the affected Member to carry out any agreements with or for the benefit of the Owners of Bonds and to perform its or their duties under the Act, the affected Lease Agreement, and this Indenture, provided that any such remedy may be taken only to the extent permitted under the applicable provisions of the affected Lease Agreement or this Indenture, as the case may be; (ii) bring suit upon the Bonds; (iii) by action or suit in equity require the Authority to account as if it were the trustee of an express trust for the Owners of Bonds; or (iv) by action or suit in equity enjoin any acts or things which may be unlawful or in violation of the fights of the Owners of Bonds. Upon the occurrence of an Event of Default, the Trustee shall be entitled as a matter of right to the appointment of a receiver or receivers for the Leased Premises, and of the revenues, income, product, and profits thereof, ex parte, and without notice, and the Authority consents to the appointment of such receiver upon the occurrence of an Event of Default. In the case of any receiVership, insolvency, bankruptcy, or other judicial proceedings affecting the Authority or the affected Member, the Trustee shall be entitled to file such proofs of claims and other documents as may be necessary or advisable in order to have the claims of the Trustee and the Bond Owners allowed in such proceedings, without prejudice, however, to the right of any Bond Owner to file a claim on his or her own behalf; provided, the Trustee shall be entitled to compensation and reimbursement for the reasonable fees and expenses of its counsel and indemnity for its reasonable expenses and liability from the Authority, the affected Member or the Bond Owners, as appropriate. Section 7.03. Avvlication of Revenues ond Other Funds After Default. If an Event of Default shall occur and Se continuing, all Revenues and any other funds then held or thereafter received by the Trustee under any of the provisions of this Indenture shall be applied by the Trustee as follows and in the following order: (a) To the payment of any expenses necessary in the opinion of the Trustee to protect the interests of the Owners of the Bonds and payment of reasonable fees, charges and expenses of the Trustee (including reasonable fees and disbursements of its counsel) incurred in and about the performance of its powers and duties under this Indenture; (b) To the payment of the principal of and interest then due on the Bonds (upon presentation of the Bonds to be paid, and stamping or otherwise noting thereon of the payment if only partially paid, or surrender thereof if fully paid) in accordance with the provisions of this Indenture, as follows: First: To the payment to the persons entitled thereto of all installments of interest then due in the order of the maturity of such installments, and, if the amount available shall not be sufficient to pay in full any installment or installments maturing on the same date, then to the payment thereof ratably, according to the amounts due thereon, to the persons entitled thereto, without any discrimination or preference; and Second: To the payment to the persons entitled thereto of the unpaid principal of any Bonds which shall have become due, whether at maturity or by acceleration or redemption, with interest on the overdue principal at the rate borne by the respective Bonds (to the extent permitted by law), and, if the amount available shall not be sufficient to pay in full all the Bonds, together with such interest, then to the payment thereof ratably, according to the amounts of principal due on such date to the persons entitled thereto, without any discrimination or preference. Section 7.04. Trustee to Revresent Bond Owners. The Trustee is hereby irrevocably appointed (and the successive respdctive Owners of the Bonds, by taking and holding the same, shall be conclusively deemed to have so appointed the Trustee) as trustee and true and lawful attorney-in-fact of the Owners of the Bonds for the purpose of exercising and prosecuting on their behalf such rights and remedies as may be available to such Owners under the provisions of the Bonds, this' Indenture and applicable provisions of any law. Upon the occurrence and continuance of an Event of Default or other occasion giving rise to a right in the Trustee to represent the Bond Owners, the Trustee in its discretion may, and upon the written request of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding, and upon being indemnified to its satisfaction therefor, the Trustee shall, proceed to protect 6r enforce its rights or the rights of such Owners by such appropriate action, suit, mandamus or other proceedings as it shall deem most effectual to protect and enforce any such right, at law or in equity, either for the specific performance of any covenant or agreement contained herein, or in aid of the execution of any power herein granted, or for the enforcement of any other appropriate legal or equitable right or remedy vested in the Trustee or in such Owners under the Bonds, this Indenture or any other law; and upon instituting such proceeding, the Trustee shall -26- be entitled, as a matter of right, to the appointment of a receiver of the Revenues and other assets pledged under this Indenture, pending such proceedings. All rights of action under this Indenture or the Bonds or otherwise may be prosecuted and enforced by the Trustee without the possession of any of the Bonds or the production thereof in any proceeding relating thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in the name of the Trustee for the benefit and protection of all the Owners of such Bonds, subject to the provisions of this Indenture. Section 7.05. Bond Owners' Direction of Proceedings. Anything in this Indenture to the contrary notwithstanding, the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have the right, by an instrument or concurrent instruments in writing executed and delivered to the Trustee, and upon indemnification of the Trustee to its reasonable satisfaction, to direct the method of conducting all remedial proceedings taken by the Trustee hereunder, provided that such direction shall not be otherwise than in accordance with law and the provisions of this Indenture, and that the Trustee shall have the right to decline to follow any such direction which in the opinion of the Trustee would expose it to liability. Section 7.06. Limitation on Bond Owners' Right to Sue. Notwithstanding any other provision hereof, no Owner of any Bonds shall have the right to institute any suit, action or proceeding at law or in equity, for the protection or enforcement of any right or remedy under this Indenture, the Lease Agreements or any other applicable law with respect to such Bonds, unless (a) such Owner shall have given to the Trustee written notice of the occurrence of an Event of Default; (b) the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers hereinbefore granted or to institute such suit, action or proceeding in its own name; (c) such Owner or Owners shall have tendered to the Trustee reasonable indemnity against the costs, expenses and liabilities to be incurred in compliance with such request; (d) the Trustee shall have failed to comply with such request for a period of sixty (60) days after such written request shall have been received by, and said tender of indemnity shall have been made to, the Trustee; and (e) no direction inconsistent with such written request shall have been given to the Trustee during such sixty' (60) day period by the Owners of a majority in aggregate principal amount of the Bonds then Outstanding. Such notification, request, tender of indemnity and refusal or omission are hereby declared, in every case, to be conditions precedent to the exercise by any Owner of Bonds of any remedy hereunder or under law; it being understood and intended that no one or more Owners of Bonds shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Indenture or the rights of any other Owners of Bonds, or to enforce any right under the Bonds, this Indenture, the Lease Agreements or other applicable law with respect to the Bonds, except in the manner herein pro~;ided, and that all proceedings at law or in equity to enforce any such right shah be instituted, had and maintained in the manner herein provided and for the benefit and protection of all Owners of the Outstanding Bonds, subject to the provisions of this Indenture. Section 7.07. Absolute Obligation of Authority. Nothing in Section 7.06 or in any other provision of this Indenture or in th~ Bonds contained shall affect or impair the obligation of the Authority, which is absolute and unconditional, to pay the principal of and interest and premium (if any) on the Bonds to the respective Owners of the Bonds at their respective dates of maturity, or upon call for redemption, as herein provided, but only out of the Revenues and other assets herein pledged therefor, or affect or impair the right of such Owners, which is also absolute and unconditional, to enforce such Payment by virtue of the contract embodied in the Bonds. Section 7.08. Termination of Proceedings. If any proceedings taken by the Trustee or any one or more Bond Owners on account of any~vent of Default shall have been discontinued or abandoned for any reason or shall have been determined adversely to the Trustee or the Bond Owners, then the Authority, the Trustee and the Bond Owners, subject to any determination in such proceedings, shall be restored to their former positions and rights hereunder, severally and respectively, and all rights, remedies, powers and duties of the Authority, the Trustee and the Bond Owners shall continue as though no such proceedings had been taken. Section 7.09. Remedies Not Exclusive.. No remedy herein conferred upon or reserved to the Trustee or the Owners of the Bonds is intended to be exclusive of any other remedy or remedies, and each and every such remedy, to the extent permitted by law, shall be cumulative and in addition to any other remedy given hereunder or now or hereafter existing at law or in eqtd~ or otherwise. Section 7.10. No Waiver of Default. No delay or omission of the Trustee or any Owner of the Bonds to exercise any right or power arising upon the occurrence of any Event of Default shall impair any such right or power or shall be construed to be a waiver of any such Event of Default or an acquiescence therein; and every power and remedy given by this Indenture to the Trustee or the Owners of the Bonds may be exercised from time to time and as often as may be deemed expedient. ARTICLE VIII THE TRUSTEE Section 8.01. Duties, Immunities and Liabilities of Trustee. (a) The Trustee shall, prior to an Event of Default, and after the curing of all Events of Default which may have occurred, perform such duties and only such duties as are expressly and specifically set forth in this Indenture and no implied duties or covenants-shall be read into this Indenture against the Trustee. The Trustee shall, during the existence of any Event of Default (which has not been cured), exercise such of the rights and powers vested in it by this Indenture, and use the same degree of care and skill in its exercise, as a prudent man would exercise or use under the circumstances in the conduct of his own affairs. (b) The Authority may remove the Trustee at any time unless an Event of Default shall have occurred and then be continuing, and the Authority shall remove the Trustee if at any time requested to do so by the Owners of not less than a majority in aggregate principal amount of the Bonds then Outstanding (or their attorneys duly authorized in writing) or if at any time the Trustee shall cease to be eligible in accordance with subsection (e) of this Section 8.01, or shall become incapable of acting, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or its property shall be appointed, or any public officer shall take control or charge of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, in each case by giving written notice of such removal to the Trustee and the Member and thereupon shall appoint a successor Trustee by an instrument in writing. Any such removal shall be made upon at least thirty (30) days' prior written notice to the Trustee. (c) The Trustee may at any time resign by giving written notice of such resignation to the Authority and the Member, and by giving the Bond Owners notice of such resignation by mail at the addresses shown on the Registration Books. Upon receiving such notice of resignation, the Authority shall promptly appoint a successor Trustee by an instrument in writing. (d) Any removal or.resignation of the Trustee and appointment of a successor Trustee shall become effective upon acceptance of appointment by the successor Trustee. If no successor Trustee shall have been appointed and have accepted appointment within forty-five (45-)-days of giving notice of removal or notice of resignation as aforesaid, the Authority shall petition any court of competent jurisdiction for the appointment of a successor Trustee, and such court may thereupon, after such notice (if any) as it may deem proper, appoint such successor Trustee. Any successor Trustee appointed under this Indenture, shall signify its acceptance of such appointment by executing and delivering to the Authority, to its predecessor Trustee a written acceptance thereof, and thereupon such successor Trustee, without any further act, deed or conveyance, shall become vested with all the moneys, estates, properties, rights, powers, trusts, duties and obligations of such predecessor Trustee, with like effect as if originally named Trustee herein; but, nevertheless at the Written Request of the Authority or the request of the successor Trustee, such predecessor Trustee shall execute and deliver any and all instruments of conveyance or further assurance and do such other things as may reasonably be required for more fully and certainly vesting in and confirming to such successor Trustee all the right, title and interest of such predecessor Trustee in and to any property 'held by it under this Indenture and shall pay over, transfer, assign and deliver to the successor Trustee any money or other property subject to the trusts and conditions herein set forth. Upon request of the successor Trustee, the Authority shall execute and deliver any and all instruments as may be reasonably required for more fully and certainly vesting in and confirming to such successor Trustee all such moneys, estates, properties, rights, powers, trusts, duties and obligations. Upon acceptance of appointment by a successor Trustee as provided in this subsection, the Authority shall promptly mail or cause the successor trustee to mail a notice of the succession of such Trustee to the trusts hereunder to each rating agency which is then rating the Bonds and to the Bond Owners at the addresses shown on the Registration Books. If the Authority fails to mail such notice within fifteen (15) days after acceptance of appointment by the successor Trustee, the successor Trustee shall cause such notice to be marled at the expense of the Authority. (e) Any Trustee appointed under this Indenture shall be a corporation or association organized and doing business under the laws of any state or the United States of America or the. District of Columbia, shall be authorized under such laws to exercise cOrporate trust powers, shall have (or, in the case of a corporation or national banking assodation included in a bank holding company system, the related bank holding company shall have) a combined capital and surplus of at least' fifty million dollars ($50,000,000), and shall be subject to supervision or examination by federal or state agency, so long as any Bonds are Outstanding. If such corporation publishes a report of condition at least annually pursuant to law or to the requirements of any supervising or examining agency above referred to then for the purpose of this subsection (e), the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this subsection (e), the Trustee shall resign immediately in the manner and with the effect specified in this Section 8.01. Section 8.02. Mer~er or Consolidation. Any bank or trust company into which the Trustee may be merged o~' converted or with which it may be consolidated or any bank or trust company resulting from any merger, conversion or consolidation to which it shall be a party or any bank or trust company to which the Trustee may sell or transfer all or substantially all of its corporate trust business, provided such bank or trust company shall be eligible under subsection (e) of Section 8.01 shall be the successor to such Trustee, without the execution or filing of any paper or any further act, anything herein to the contrary notwithstanding. Section 8.03. Liabili .ty of Trustee. (a) The recitals of facts herein and in the Bonds contained shall not be taken as statements of the Trustee, and the Trustee shall not assume responsibility for the correctness of the same, or make any representations as to the validity or sufficiency of this Indenture, the Bonds or the Lease Agreements, nor shall the Trustee incur any responsibility in respect thereof, other than as expressly stated herein in connection with the respective duties or obligations herein or in the Bonds assigned to or imposed upon it. The Trustee shall, however, be responsible for its representations contained in its certificate of authentication on the Bonds. The Trustee shall not be liable in connection with the performance of its duties hereunder, except for its own negligence. The Trustee may become the Owner of Bonds with the same rights it would have if it were not Trustee, and, to the extent permitted by law, may act as depository for and permit any of its officers or directors to act as a member of, or in any other capadty with respect to, any committee formed to protect the rights of Bond Owners, whether or not such committee shall represent the Owners of a majority in principal amount of the Bonds then Outstanding. (b) The Trustee shall not be liable for any error of judgment made in good faith by a responsible officer, ttnless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts. (c) The Trustee shall not be liable with respect to any action taken or omitted to be taken by it in good faith in accordance with the direction of the Owners of not less than a majority in aggregate principal amount of the Bonds at the time Outstanding relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising any trust or power conferred upon the Trustee under this Indenture. (d) The Trustee shall not be liable for any action taken by it in good faith and believed by. it to be authorized or within the discretion or rights or powers conferred upon it by this Indenture. (e) The Trustee shall not be deemed to have knowledge of any Event of Default hereunder, or any other event which, with the passage of time, the giving of notice, or both, would constitute an Event of Default hereunder unless and until it shall have actual knowledge thereof, or a corporate trust officer shall have received written notice thereof, at its Office. Except as otherwise expressly provided herein, the Trustee shall not be bound to ascertain or inquire as to the performance or observance by the Authority or the Member of any of the terms, conditions, covenants or agreements herein, under the Lease Agreements or of any of the documents executed in connection with the Bonds, or as to the existence of an Event of Default or an event which would, with the giving of notice, the passage of time, or both, constitute an Event of Default. The Trustee shall not be responsible for the validity, effectiveness or priority of any collateral given to or held by it. Without limiting the generality of the foregoing, the Trustee shall not be required to ascertain or inquire as to the performance or observance by the Member and the Authority of the terms, conditions, covenants or agreements set forth in the Lease Agreements, other than the covenants of the Member to. make Lease Payments to the Trustee when due and to file with the Trustee when due, such reports and certifications as the Member is required to file with the Trustee thereunder. (f) No provision of this Indenture shall require the Trustee to expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it is not assured to its satisfaction that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it. (g) The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly Or through agehts or attorneys and the Trustee shall not be responsible for any misconduct or negligence on the part of any agent or attorney appointed with due care by it hereunder. (h) The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the request or direction of Owners pursuant to this Indenture, unless such Owners shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which might be incurred by it in compliance with such request or direction. No permissive power, right or remedy conferred upon the Trustee hereunder shall be construed to impose a duty to exercise such power, right or remedy. (i) Whether or not therein expressly so provided, every provision of this Indenture and the Lease Agreements relating to the conduct or affecting the liability of or affording protection to the Trustee shall be subject to the provisions of Section 8.01(a), this Section 8.03 and Section 8.04 hereof. (j) The Trustee shall not be concemed with or accountable to anyone for the subsequent use or application of any moneys which shall be released or withdrawn in accordance with the provisions hereof. (k) The Trustee makes no representation or warranty, expressed or implied as to the title, value, design, compliance with specifications or legal requirements, quality, durability, operation, condition, merchantability or fitness for any particular purpose for the use -31- contemplated by the Authority or the Member of the Leased Premises In no event shall the Trustee be liable for incidental, indirect, special or consequential damages in connection with or arising from the Lease Agreements or this Indenture for the existence, furnishing or use of the Leased Premises. Section 8.04. _Right to Rely on Documcnt~. The Trustee shall be protected in acting upon any notice, resolution,'~equest, consent, order, Certificate, report, opinion, bonds or other paper or document believed by them to be genuine and to have been signed or presented by the proper party or parties. The Trustee may consult with counsel, who may be counsel of or to the Authority, with regard to legal questions, and the opinion-of such counsel shall be full and complete authorization and protection in respect of any action taken or suffered by it hereunder in good faith and in accordance therewith. The Trustee may treat the Owners of the Bonds appearing in the Registration Books as the absolute owners of the Bondg for all purposes and the Trustee shall not be affected by any notice to the contrary. Whenever in the administration of the trusts imposed upon it by this Indenture the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may be deemed to be conclusively proved and established by a Written Certificate, Written Request or Written Requisition of the Authority or the Member, and such Written Certificate, Written Request or Written Requisition shall be full warrant to .the Trustee for any action taken or suffered in good faith under the provisions of this Indenture in reliance upon such Written Certificate, Written Request or Written Requisition, but in its discretion the Trustee may, in lieu thereof, accept other evidence of such matter or may require such additional evidence as to it may deem reasonable. Section 8.05. Preservation and Inspection of Documcnt~. All documents received by the Trustee under the provisions of this Indenture shall be retained by the Trustee and shall be subject at all reasonable times to the inspection of the Authority, the Member and any Bond Owner, and their agents and representatives duly authorized in writing, at reasonable hours and under reasonable conditions. Section 8.06. Comvensation and Indemnification. The Authority shall pay to the Trustee (solely from Additional Payments) from time to time the compensation for all services rendered under this Indenture and also all reasonable expenses and disbursements, incu?red in and about the performance of its powers and duties under this Indenture. The Authority shall indemnify, defend and hold harmless the Trustee against any loss, liability or expense incurred without negligence or willful misconduct on its part, arising out of or in connection with the acceptance or administration of this trust, including costs and expenses of defending itself against any claim or liability in connection with the exercise or performance of any of its powers hereunder. As security for the performance of the obligations of the Authority under this Section 8.06 and the obligation of the Member to make Additional Payments to 'the Trustee, the Trustee shall have a lien prior to the lien of the Bonds upon all property and funds held or collected by the Trustee as such, except funds held in trust for the payment of principal of or interest on particular Bonds. The rights of the Trustee and the obligations of the Authority under this Section 8.06 shall survive the resignation or removal of the Trustee or the discharge of the Bonds and this Indenture. -32- ARTICLE IX MODIFICATION OR AMENDMENT OF THIS INDENTURE Section 9.01. Amendments Permitted. (a) This Indenture and the rights and obligations of the Authority and of the Owners of the Bonds and of the Trustee may be modified or amended from time to time and at any time by an indenture or indentures supplemental thereto, which the Authority and the Trustee may enter into when the written consents of the Owners of a majority in aggregate principal amount of all Bonds then Outstanding, shall have been filed with the Trustee. No such modification or amendment shall (i) extend the fixed maturity of any Bonds, or reduce the amount of principal thereof or extend the time of payment, or change the method of computing the rate of interest thereon, or extend the time of payment of interest thereon, without the consent of the Owner of each Bond so affected, or (ii) reduce the aforesaid percentage of Bonds the consent of the Owners of which is required to effect any such modification or amendment, or permit the creation of any lien on the Revenues and other assets pledged under this Indenture prior to or on a parity with the lien created by this Indenture except as permitted herein, or deprive the Owners of the Bonds of the lien created by this Indenture on such Revenues and other assets (except as expressly provided in this Indenture), without the consent of the Owners of all of the Bonds then Outstanding. It shall not be necessary for the consent of the Bond Owners to approve the particular form of any Supplemental Indenture, but it shall be sufficient if such consent shall approve the substance thereof. Co) This Indenture and the rights and obligations of the Authority, of the Trustee and the Owners of the Bonds may also be modified or amended from time to time and at any time by a Supplemental Indenture, which the Authority and the Trustee may enter into without the consent of any Bond Owners, if the Trustee has been furnished an opinion of counsel that the provisions of such Supplemental Indenture shall not materially adversely affect the interests of the Owners of the Bonds, including, without limitation, for any one or more of the following purposes: (i) to add to the covenants and agreements of the Authority in this Indenture contained other covenants and agreements thereafter to be observed, to pledge or ~ssign additional security for the Bonds (or any portion thereof), or to surrender any right or power herein reserved to or conferred upon the Authority; (ii) to make such provisions for the purpose of curing any ambiguity, inconsistency or omission, or of curing or correcting any defective provision, contained in this Indenture, or in regard to matters or questions arising under this Indenture, as the Authority may deem necessary or desirable, provided that such modification or amendment does not materially adversely affect the interests of the Bond Owners, in the opinion of Bond Counsel filed with the Trustee; (iii) to modify, amend or supplement this Indenture in such manner as to permit the qualification hereof under the Trust Indenture Act of 1939, as amended, or any similar federal statute hereafter in effect, and to add such other terms, conditions and provisions as may be permitted by said act or similar federal statute; or (iv) to modify, amend or supplement this Indenture in such manner as to cause interest on the Bonds to remain excludable from gross income under the Code. (c) The Trustee may in its discretion, but shall not be obligated to, enter into any such Supplemental Indenture authorized by subsections (a) or (b) of this Section 9.01 which materially adversely affects the Trustee's own rights, duties or immunities under this Indenture or otherwise. (d) Prior to the Trustee entering into any Supplemental Indenture hereunder, there shall. be delivered to the Trustee an opinion of Bond Counsel stating, in substance, that such Supplemental Indenture has been adopted in compliance with the requirements of this Indenture and that the adoption of such Supplemental Indenture will not, in and of itself, adversely affect the exclusion from gross income for purposes of federal income taxes of interest on the Bonds. (e) Written notice of any amendment or modification made pursuant to this Section 9.01 shall be given by the Authority to any rating agency then rating the Bonds at least thirty (30) days prior to the effective date of such amendment or modification. Section 9.02. Effect of Supplemental Indenture. Upon the execution of any Supplemental Indenture pursuant to this Article IX, this Indenture shall be deemed to be modified and amended in accordance therewith, and the respective rights, duties and obligations under this Indenture of the Authority, the Trustee and aH Owners of Bonds Outstanding shah thereafter be determined, exercised and enforced hereunder subject in all respects to such modification and amendment, and all the terms and conditions of any such Supplemental Indenture shall be deemed to be part of the terms and conditions of this Indenture for any and all purposes. Section 9.03. Endorsement of Bonds; Preparation of New Bonds. Bonds delivered after the execution of any Supplemental Indenture pursuant to this Article may, and if the Authority so determines shall, bear a notation by endorsement or otherwise in form approved by the Authority and the Trustee as to any modification or amendment provided for in such Supplemental Indenture, and, in that case, upon demand on the Owner of any Bonds Outstanding at the time of such execution and presentation of his Bonds for the purpose at the Office of the Trustee or at such additional offices as the Trustee may select and designate for that purpose, a suitable notation shall be made on such Bonds. If the Supplemental Indenture shall so provide, new Bonds so modified as to conform, in the opinion of the Authority and the Trustee, to any modification or amendment contained in such Supplemental Indenture, shah be prepared and executed by the Authority and authenticated by the Trustee, and upon de_rnand on the Owners of any Bonds then Outstanding shall be exchanged at the Office of the Trustee, without cost to any Bond Owner, for Bonds then Outstanding, upon surrender for cancellation of such Bonds, in equal aggregate principal amount of the same series and maturity. Section 9.04. Amendment of Particular Bonds. The provisions of this Article IX shall not prevent 'any Bond Owner from accepting any amendment as to the particular Bonds held by ARTICLE X DEFEASANCE ,Sec.!ion.10.01. Disc,harge o~ Indcntu~. Any or all of the Outstanding Bonds may be paid by the ,,~umoriry in any ot the following ways, provided that the Authority also pays or causes to be paid any other sums payable hereunder by the Authority: (a) by paying or causing to be paid the principal of and interest and premium (if any) on such Bonds, as and when the same become due and payable; (b) by depositing with the Trustee, in trust, at or before maturity, Defeasance Obligations in the necessary amount (as provided in Section 10.03) to pay or redeem such Bonds; or (c) by delivering to the Trustee, for cancellation by it, all of such Bonds. If the Authority shall also pay or cause to be paid all other sums payable hereunder by the Authority, then and in that case, at the election of the Authority (evidenced by a Written Certificate of the Authority, filed with the Trustee, signifying the intention of the Authority to discharge all such indebtedness and this Indenture), and notwithstanding that any of such Bonds shall not have been surrendered for payment, this Indenture and the pledge of Revenues and other assets made under this Indenture with respect to such Bonds and all covenants, agreements and other obligations of the Authority under this Indenture with respect to such Bonds shall cease, terminate, become void and be completely discharged and satisfied. In such event, upon the Written Request of the Authority, the Trustee shall execute and deliver to the Authority all such instruments as may be necessary or desirable to evidence such discharge and satisfaction, and the Trustee shall pay over, transfer, assign or deliver to the Member all moneys or securities or other property held by it pursuant to this Indenture which are not required for the payment or redemption of any of such Bonds not thereto fore surrendered for such payment or redemption. Section 10.02. Discharge of Liability on Bond~. Upon the deposit with the Trustee, in trust, at or before maturity, (~f money or ~ecurities in the necessary amount (as provided in Section 10.03) to pay or redeem any Outstanding Bonds (whether upon or prior to the maturity or the redemption date of such Bonds), provided that, if such Bonds are to be redeemed prior to maturity, notice of such redemption shall have been given as provided in Article IV or provision satisfactory to the Trustee shall have been made for the giving of such notice, then all liability of the Authority in respect of such Bonds shall cease, terminate and.be completely discharged, and the Owners thereof shall thereafter be entitled only to payment out of such money or securities deposited with the Trustee as aforesaid for their payment, subject, however, to the provisions of Section 10.04. The Authority may at any time surrender to the Trustee for cancellation by it any Bonds previously issued and delivered, which the Authority may have acquired in any manner whatsoever, and such Bonds, upon such surrender and cancellation, shall be deemed to be paid and retired. Section 10.03. Devosit of Monev or Securitieo with Trustec. Whenever in this Indenture it is provided or permitteci that there b~ deposited with or held in trust by the Trustee money or securities in the necessary amount to pay or redeem any Bonds, the money or securities so to be deposited or held may include money or securities held by the Trustee in the funds and accounts established pursuant to this Indenture and shall be: (a) lawful money of the United States of America in an amount equal to the principal amount of such Bonds and all unpaid interest thereon to maturity, except that, in the case of Bonds which are to be redeemed prior to maturity and in respect of which notice of such redemption shall have been given as provided in Article IV or provision satisfactory to the Trustee shall have been made for the giving of such notice, the amount to be deposited or held shall be the principal amount of such Bonds and all unpaid interest thereon to the redemption date; or Co) Defeasance Obligations, the principal of and interest on which when due will, in the written opinion of an Independent Accountant filed with the Members, the Authority and the Trustee, provide money sufficient to pay the principal of and interest and premium (if any) on the Bonds to be paid or redeemed, as-such principal, interest and premium become due, provided that in the case of Bonds which are to be redeemed prior to the maturity thereof, notice of such redemption shall have been given as provided in Article IV or provision satisfactory to the Trustee shall have been made for the giving of such notice; provided, in each case, that (i) the Trustee shall have been irrevocably instructed Coy the terms of this Indenture or by Written Request of the Authority) to apply such money to the payment of such principal, interest and premium (if any) with respect to such Bonds, and (ii) the Authority shall have delivered tb the Trustee an opinion of Bond Counsel to the effect that such Bonds have been discharged in accordance with this Ind, enture (which opinion may rely upon and assume the accuracy of the Independent Accountant s opinion referred to above). Section 10.04. Unclaimed Fund~. Notwithstanding any provisions of this Indenture, and subject to applicable provisions of State law, any moneys held by the Trustee in trust for the payment of the principal of, or interest on, any Bonds .and remaining unclaimed for two (2) years after the principal of all of the Bonds has become due and payable (whether at maturity or upon call for redemption or by acceleration as provided in this Indenture), if such moneys were so held at such date, or two (2) years after the date of deposit of such moneys if deposited after said date when all of the Bonds became due and payable, shall be repaid to the Authority free from the trusts created by this Indenture, and all liability of the Trustee with respect to such moneys shall thereupon cease; provided, however, that before the repayment of such moneys to the Authority as aforesaid, the Trustee shall (at the written request and cost of the Authority) first mail to the Owners of Bonds which have not yet been paid,'at the add?esses shown on the Registration Books, a notice, in such form as may be deemed appropriate by the Trustee with respect to the Bonds so payable and not presented and with respect to the provisions relating to the repayment to the Authority of the moneys held for the payment thereof. -36- ARTICLE )ti MISCELLANEOUS Section 11.0i. Liability of Authority Limited to Revenue,,-_.. Notwithstanding anything in this Indenture or in the Bon;ds contained, the Authority shall not be required to advance any moneys derived from any source other than the Revenues, the Additional Payments and other assets pledged under this Indenture for any of the purposes in this Indenture mentioned, whether for the payment of the principal of or interest on the Bonds or for any other purpose of this Indenture. Nevertheless, the Authority may, but shall not be required to, advance for any of the purposes hereof any funds of the Authority which may be made available to it for such purposes. Section 11.02. Limitation of Rights to Partie~; and Bond Owners. Nothing in this Indenture or in the Bonds expressed or implied is intended or shall be construed to give to any person other than the Authority, the Trustee, the Member and the Owners of the Bonds, any legal or equitable right, remedy or .claim under or in respect of this Indenture or any covenant, condition or provision therein or laerein contained; and all such covenants, conditions and provisions are and shall be held to be for the sole and exclusive benefit of the Authority, the Trustee, the Member and the Owners of the Bonds. Section 11.03. Funds and Accounts. Any fund or account required by this Indenture to be established and maintained by the Trustee may be established and maintained in the accounting records of the Trustee, either as a fund or an account, and may, for the purposes of such records, any audits thereof and any reports or statements with respect thereto, be treated either as a fund or as an account; but all such records with respect to all such funds and accounts shall at all times be maintained in accordance with industry standards to the extent practicable, and with due regard for the requirements of Section 6.05 and for the protection of the security of the Bonds and the rights of every Owner thereof. The Trustee may establish such funds and accounts as it deems necessary t6 perform its obligations hereunder. The Trustee shall deliver a monthly accounting to the Authority of the funds and accounts held hereunder; provided, that the Trustee shall not be obligated to deliver an accounting for any fund or account that has had no activity since the last reporting date and that has a balance of zero. Section 11.04. Waiver of Notice: Requirement of Mailed Notice. Whenever in this Indenture the giving of notice by mail or otherwise is required, the giving of such notice may be waived in writing by the person entitled'to receive such notice and in any such case the giving or receipt of such notice shall not be a condition precedent to. the validity of any action taken in reliance upon such waiver. Whenever in this Indenture any notice shall be required to be given by mail, such requirement shall be satisfied by the deposit of such notice in the United States mail, postage prepaid, by first class mail. Section 11.05. Destruction of Bonds. Whenever in this Indenture provision is made for the cancellation by the Trustee and the delivery to the Authority of any Bonds, the Trustee shall, in lieu of such cancellation and delivery, destroy such Bonds as may be allowed by law, and at the written request of the Authority the Trustee shall deliver a certificate of such destruction to the Authority. Section 11.06. Sevcrability of Invalid Provisi0n~. If any one or more of the provisions contained in this Indenture or in the Bonds shall for any reason be held to be invalid, illegal or unenforceable in any respect, then such provision or provisions shall be deemed severable from the remaining provisions contained in this Indenture and such invalidity, illegality or unenforceability shall not affect any other provision of this Indenture, and this Indenture shall be construed as if such invalid or illegal or unenforceable provision had never been contained herein. The Authority hereby declares that it would have entered into this Indenture and each and every other Section, paragraph, sentence, clause or phrase hereof and authorized the issuance of the Bonds pursuant thereto irrespective of the fact that any one or more Sections, paragraphs, sentences, clauses or phrases of this Indenture may be held illegal, invalid or unenforceable. Section 11.07. Notices. All written notices to be given under this Indenture shah be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, or at such address as the party may provide to the other party in writing from time to time. Notice shall be effective either (a) upon transmission by facsimile transmission or other form of telecommunication, confirmed by telephone, Co) 48 hours after deposit in the United States mail, postage prepaid, or (c) in the case of personal delivery to any person, upon actual receipt. The Authority, the Members or the Trustee may, by written notice to the other parties, from time to time modify the address or number to which communications are to be given hereunder. If to the Authority: Countywide Public Financing Authority 20 Civic Center Plaza Santa Ana, CA 92701 Attn: Executive Dir .ector If to the Members: See Exhibit B Attached Hereto If to the Trustee: Attn: Corporate Trust Department Section 11.08. Evidence of Rights of Bond Owners. Any request, consent or other instrument required or permitted by this Indenture to be signed and executed by Bond Owners may be in any number of concurrent instruments of substantially similar tenor and shall be signed or executed by such Bond Owners in person or by an agent or agents duly appointed in writing. Proof of the execution of any such request, consent or other instrument or of a writing appointing any such agent, or of the holding by any person of Bonds transferable by delivery, shall be sufficient for any purpose of this Indenture and shall be conclusive in favor of the Trustee and the Authority if made in the manner provided in this Section 11.08. The fact and date of the execution by any person of any such request, consent or other inst:mnnent or writing may be proved by the certificate of any notary public or other officer of any jurisdiction, authorized by the laws thereof to take acknowledgments of deeds, certifying that the person signing such request, consent or other instrument acknowledged to him the execution thereof, or by an affidavit of a witness of such execution duly sworn to before such notary public or other officer. The ownership of Bonds shah be proved by the Registration Books. Any request, consent, or other instrument or writing of the Owner of any Bond shall bind every future Owner of the same Bond and the Owner of every Bond issued in exchange therefor or in lieu thereof, in respect of anything done or suffered to be done by the Trustee or the Authority in accordance therewith or reliance thereon. Section 11.09. Disqualified Bonds. In determining whether the Owners of the requisite aggregate principal amount of Bonds have concurred in any demand, request, direction, consent or waiver under this Indenture, Bonds which are known by the Trustee to be owned' or held by or for the account of the Authority or the Member, or by any other obligor on the Bonds, or by any person directly or indirectly controlling or controlled by, or under direct or indirect common control with, the Authority or the Member or any other obligor on the Bonds, shall be disregarded and deemed not to be Outstanding for the purpose of any such determination. Bonds so owned which have been pledged in good faith may be regarded as Outstanding for the purposes of this Section 11.09 if the pledgee shall certify to the Trustee the pledgee's right to vote such Bonds and that the pledgee is not a person directly or indirectly controlling or controlled by, or under direct or indirect common control with, the Authority or the Member or any other obligor on the Bonds. In case of a dispute as to such right, any decision by the Trustee taken upon the advice of counsel shall be full protection to the Trustee. Upon request, the Authority shall specify to the Trustee those Bonds disqualified pursuant to this Section 11.09. Section llil0. Money Held for Particular Bond~. The money held by the Trustee for the payment of the interest or principal due on any date with respect to particular Bonds (Or portions of Bonds in the case of Bonds redeemed in part only) shall, on and after such date and pending such payment, be set aside on its books and held in trust by it for the Owners of the Bonds entitled thereto, subject, however, to the provisions of Section 10.04 hereof but without any liability for interest thereon. Section 11.11. Waiver of Personal Liability. No member, officer, agent or employee of the Authority shall be individually or personally liable for the payment of the principal of or interest or premium (if any) on the Bonds or be subject to any personal liability or accountability by reason of the issuance thereof; but nothing herein contained shall relieve any such member, officer, agent or employee from the performance of any official duty provided by law or by this Indenture. Section 11.12. Successor Is Deemed Included in All References to Predeces~od. Whenever in this Indenture either the Authority, the Member or the Trustee is named or referred to, such reference shall be deemed to include the successors or assigns thereof, and all the covenants and agreements in this Indenture contained by or on behalf of the Authority, the Member or the Trustee shall bind and inure to the benefit of the respective successors and assigns thereof whether so expressed or not. - n...,,~.__S_e~ch_'_o_n__l.l.13. E. xecu,tion !n ,Sever. al Coup. terpart~. This Indenture may be executed in an .~u,~t,- ox c.ou~..terp.arts ana each or SUCh counterparts shall for all purposes be deemed to be a~ original; anct all SUCh counterparts, or as many of them as the Authority and the Trustee shall preserve undestroyed, shall together constitute but one and the same instrument. Section 11.14. Governine Law. This Indenture shall be governed by and construed in accordance with the laws of the'State. -39- IN WITNESS WHEREOF, the Countywide Public Financing Authority, has caused this Indenture of Trust to be signed in its name by its Chairman and attested by its Secretary, and , in token of its acceptance of the trusts created hereunder, has caused this Indenture of Trust to be signed in its corporate name by its officer thereunto duly authorized, all as of the day and year first above written. COLINTYWIDE PUBLIC FINANCING AUTHORITY [S E A L] Attest: By Chairman By Secretary , as Trustee By Authorized Officer EXHIBIT A FORM OF BOND UNITED STATES OF AMERICA STATE OF CALIFORNIA ORANGE COUNTY COUNTYWIDE PUBLIC HNANCING AUTHORITY (Orange County, California) 1996 Revenue Bond INTEREST RATE: ] MATURITY DATE: REGISTERED OWNER: PRINCIPAL AMOUNT: I ORIGINAL ISSUE DATE:I, 1996 CUSIP: I DOLLARS The COUNTYWIDE PUBLIC FINANCING AUTHORITY, a joint powers authority duly organized and existing under and by virtue of the laws of the State of California (the "Authority"), for value received, hereby promises to pay to the Registered Owner specified above or registered assigns (the "Registered Owner"), on the Maturity Date specified above (subject to any right of prior redemption hereinafter provided for), the Principal Amount specified above,'in lawful money of the United States of America, and to pay interest thereon in like lawful money from the Interest Payment Date (as hereinafter defined) next preceding the date of authentication of this Bond unless (i) this Bond is authenticated on or before an Interest Payment Date and after the close of business on the fifteenth day of the month preceding such interest payment date, in which event it shall bear interest from such Interest Payment Date, or (ii) this Bond is authenticated on or before December 15, 1996, in which event it shall bear interest from the Original Issue Date specified above; provided, however, that if at the tir~e of authentication of this Bond, interest is in default on this Bond, this Bond shall bear interest from the Interest, Payment Date to which interest has previously been paid or made available for payment on this Bond, at the Interest Rate per annum specified above, payable semiannually on July 1 and January 1 in each year, commencing January 1,1997 (collectively, the Inte est Payment Dates ), calculated on the bas~s of a 360-day year composed of twelve 30- day months. Principal hereof and premium, if any, upon early redemption hereof are payable upon presentation and surrender hereof at the corporate trust office (the "Office") of , as trustee (the "Trustee"). Interest hereon is payable by check of the Trustee mailed to the Registered Owner hereof at the Registered Owner's address as it appears on the registration books of the Trustee as of the close of business on the fifteenth day of the month preceding each Interest Payment Date (a "Record Date"), or, upon written request filed with the Trustee (at least five days prior) to such Record Date by a Registered Owner of at least $1,000,000 in aggregate principal amount of Bonds, by wire transfer in immediately available funds to an account in the United States designated by such Registered Owner in such written request. This Bond is not a debt of the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palina, Newport Beach, Orange, San Clemente, Santa Ana, Seal Beach, Stanton and Tustin (the Exhibit A Page 1 "Members"), Orange County, the State of California, or any of its political subdivisions, and neither the Members, said County, said State, nor any of its political subdivisions, is liable hereon nor in any event shall this Bond be payable out of any funds or properties of the Authority other than the Revenues. This Bond is one of a duly authorized issue of bonds of the Authority designated as the "Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds" (the "Bonds"), in an aggregate principal amount of dollars ($ ), all of like tenor and date (except for such variation, if any, as may be required to designate varying numbers, maturities, interest rates or redemption provisions) and all issued pursuant to the provisions of Article 4 of Chapter 5 of Division 7 of Title 1 of the California Government Code, commencing with section 6584 of said Code (the "Bond Law"), and pursuant .to an Indenture of Trust, dated as of July 1,1996, by and between the Authority and the Trustee (the "Indenture") and a resolution of the Authority adopted on ,1996, authorizing the issuance of the Bonds. Reference is hereby made to the Indenture (copies of which are on file at the office of the Authority) and all supplements thereto for a description of the terms on which the Bonds are issued, the provisions with regard to the nature and extent of the Revenues, and the rights thereunder of the owners of the Bonds and'the rights, duties and immunities of the Trustee and the rights and obligations of the Authority thereunder, to all of the provisions of which the Registered Owner of this Bond, by acceptance hereof, assents and agrees. The Bonds have been issued by the Authority to aid in financing certain 800 MHz communications facilities and other capital improvements. In order to provide for the repayment of the Bonds, each Member has agreed to lease certain real property and improvements to the Authority and to lease-back such real property and improvements from the Authority pursuant to a lease agreement, dated as of July 1, 1996, by and between the Authority, as lessor, and such Member, as lessee, under which such Members, in the aggregate, have agreed to make certain lease payments to the Authority which have been calculated to be sufficient to enable the Authority to pay the principal of and interest and premium (if any) on the Bonds when due and payable. This Bond and the interest and premium, if any, hereon and all other Bonds and the interest and premium, if any, thereon (to the extent set forth in the Indenture) are special obligations of the Authority, and are payable from, and are secured by a charge and lien on the Revenues as defined in the Inde_nture, consisting primarily of lease payments to be made by the Members. As and to the extent set forth in the Indenture, all of the Revenues are exclusively and irrevocably pledged in accordance with the terms hereof and the provisions of the Indenture, to the payment of the principal of and interest and premium (if any) on the Bonds. The rights and obligations of the AuthOrity and the owners of the Bonds may be modified or amended at any time in the manner, to the extent and upon the terms provided in the Indenture, but no such modification or amendment shall extend the fixed maturity of any BoUnds, or reduce the amount of prindpal thereof or premium (if any) thereon, or extend the time of payment, or change the method of computing the rate of interest thereon, or extend the time of payment of interest thereon, without the consent of the owner of each Bond so affected. The Bonds maturing on or before July 1, , are not subject to optional redemption prior to their respective stated maturities. The Bonds maturing on or after July 1, , are subject to redemption at the option of the Authority as a whole, or in part among maturities in inverse order of maturities (or at the written request of the Authority on a pro rata basis among maturities), on any date on or after July 1, , from any available source of funds, at the following redemption prices (expressed as a percentage of the principal amount of the Bonds to be redeemed) together with accrued interest thereon to the date fixed for redemption: Exhibit A 'Page 2 Redemption Period Redemption Price. July 1, ~ through June 30,. 102% July 1, through June 30, 101 July 1, and thereafter 100 The Bonds are also be subject to redemption as a whole, or in part on a pro rata basis among maturities, on any date, to the extent the Trustee has received title or hazard insurance proceeds or condemnation proceeds not used to repair or replace any portion of the Leased Premises of a Member damaged or destroyed and elected by such Member, to be used for such purpose, at a redemption price equal to one hundred percent (100%) the principal amount thereof plus interest accrued thereon to the date fixed for redemption, without premium. As provided in the Indenture, notice of redemption shall be mailed by the Trustee by first class mail not less than thirty (30) nor more than sixty (60) days prior to the redemption date to the respective owners of any Bonds designated for redemption at their addresses appearing on the registration books of the Trustee, but neither failure to receive such notice nor any defect in the notice so mailed shall affect the sufficiency of the proceedings for redemption or the cessation of accrual of interest thereon from and after the date fixed for redemption. If this Bond is called for redemption and payment is duly provided therefor as specified in the Indenture, interest shall cease to accrue hereon from and after the date fixed for redemption. If an Event of Default, as defined in the Indenture, shall occur, the principal of all Bonds may be declared due and payable upon the conditions, in the manner and with the effect provided in the Indenture, but such declaration and its consequences may be rescinded and annulled as further provided in the Indenture. This Bond is transferable by the Registered Owner hereof, in person or by his attorney duly authorized in writing, at the Office of the Trustee, but only in the manner, subject to the limitations and upon payment of the charges provided in the Indenture, and upon surrender and cancellation of this Bond. Upon registration of such transfer, a new Bond or Bonds, of authorized denomination or denominations, for the same aggregate principal amount and of the same maturity will be issued to the transferee in exchange herefor. This Bond may be exchanged at the Office of the Trustee for Bonds of the same tenor, aggregate principal amount, interest rate and maturity, of other authorized denominations. The Authority and the Trustee may treat the Registered Owner hereof as the absolute owner hereof for all purposes, and the Authority and the Trustee shall not be affected by any notice to the con.trary. Unless this certificate is presented by an authorized representative of The Devosito Trust Company, a New York cor oration "DTC" to ' ' . , . ry P ( ), the issuer or its agent for registration of transfer, exchange, or payment, and any certificate issued is registered in the name of Cede & Co. or in such other name as is requested by an authorized representative of DTC (and any payment is made to Cede & Co. or to such other entity as is requested by an authorized representative of DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has an interest herein. It is hereby certified that all of the things, conditions and acts required to exist, to have happened or to have been performed precedent to and in the issuance of this Bond do exist, have happened or have been performed in due and regular time, form and manner as required by the Bond Law and the laws of the State of California and that the amount of this Bond, Exhibit A Page 3 together with all other indebtedness of the Authority, does not exceed any limit prescribed by the Bond Law or any laws of the State of California, and is not in excess of the amount of Bonds permitted to be issued under the Indenture. This Bond shall not be entitled to any benefit under the Indenture or become valid or obligatory for any purpose until the certificate of authentication hereon endorsed shall have been signed by the Trustee. IN WITNESS WHEREOF, the Countywide Public Financing Authority has caused this Bond to be executed in its name and on its behalf with the facsimile signature of its Chairman and attested to by the facsimile signature of its Clerk, all as of the Original Issue Date specified above. COUNTYWIDE PUBLIC FINANCING AUTHORITY (S E A L) Attest: By Chairman Secretary CERTIFICATE OF AUTHENTICATION This is one of the Bonds described in the within-mentioned Indenture. Dated: , as Trustee By Authorized Signatory Exhibit A Page 4 ASSIGNMENT For value received, the undersigned do(es) hereby sell, assign and transfer unto (Name, Address and Tax Identification or Social Security Number of Assignee) the within Bond and do(es) hereby irrevocably constitute(s) and appoint(s) attorney, to transfer the same on the registration books of the Trustee with full power of substitution in the premises. Dated: Signature Guaranteed: Notice: Signature(s) must be guaranteed by a qualified Notice: The signature on this assigrtment must correspond guarantor institution, with the name(s) as written on the face of the w~thin Bond m' every particular without, alteration or enlargement or any Change whatsoever. Exhibit A Page $ F. XHIBIT B City of Brea Number One Civic Center Circle, 3rd Floor Brea, CA 92621-5758 City of Buena Park 6650 Beach Boulevard Buena Park, CA 90620 City of Fullerton 303 West Commonwealth Avenue Fullerton, CA 92632 City of Garden Grove 11577 Acacia Parkway Garden Grove, CA 92640 City of La Palina 7822 Walker Street La Palma, CA 93623 City of Newport Beach 3300 Newport Boulevard Newport Beach, CA 92663 City of Orange 300 East Chapman Avenue Orange, CA 92666-1591 City of San Clemente 100 Avenida Presidio San Clemente, CA 92672 City of Santa Ana 20 Civic Center Plaza Santa Ana, CA 92701 City of Seal Beach 211 Eighth Street Seal Beach, CA 90740 City of Stanton 7800 Katella Avenue Stanton, CA 90680 City of Tustin 300 Centennial Way Tustin, .CA 92680 Exhibit B EXHIBIT C DESCRIPTION OF THE PROJECT City of 'Brea_: City of Buena Park: City of Fullerton_: City of Garden Grovg: City of La Palm~: City of Newport Beach: City of Orange_'. City of San Clements: City of Santa An~: City of Seal Beach_: City of Stantorl: City of Tustin_: Exhibit C EXItmlT D MEMBERS' PERCENTAGE OF ANNUAL DEBT SERVICE Exhibit D $ COUNTYWIDE PUBLIC FINANCING AUTHORITY 1996 REVENUE BONDS BOND PURCHASE AGREEMENT July. , 1996 Board of Directors Countywide Public Financing Authority c/o City of Santa Ana 20 Civic Center Plaza Santa Ana, CA 92701 Honorable Directors: The undersigned, Stone & Youngberg LLC (the "Underwriter"), offers to enter into this bond purchase agreement (the "Purchase Contract") with the Countywide Public Financing Authority (the "Authority"), which will be binding upon the Authority and the Underwriter upon the acceptance hereof by the Authority and the approval of each of the cities listed in Appendix B hereto (with such additions or deletions from such list as are agreed to by the Purchaser) (such cities shall be referred to herein as the "Members") pursuant to the Member Letters of Representation (as hereinafter defined). This offer is made subject to its acceptance by the Authority by execution of this Purchase Contract and its delivery hereof to the Underwriter on or before 4:00 p.m., California time, on July , 1996 and, if not so accepted, will be subject to withdrawal by the Underwriter upon written notice delivered to the Authority at any time prior to the acceptance hereof by the Authority. All capitalized terms used herein and not otherwise defined shall have the meanings ascribed to such terms in the Indenture of Trust, dated as of July 1, 1996, (the "Indenture"), by and between the Authority and (the "Trustee"). 1. Purchase and Sale. Upon the terms and conditions and upon the basis of representations, warranties and agreements set forth herein and in each of the Letters of Representation, dated the date hereof and executed and delivered by the Members, a form of which is attached hereto as Exhibit B (each a "Letter of Representation and, collectively, the "Member Letters of Representation"), the Underwriter hereby agrees to purchase from the Authority for offering to the public, and the Authority hereby agrees to sell to the Underwriter for such purpose, all (but not less than all) of $. aggregate principal amount of the Countywide Public Financing Authority 1996 Revenue Bonds (the "Bonds"), at an aggregate purchase price of $ (constituting the aggregate principal amount of the Bonds, less an Underwriter's discount of $ ). The Bonds shall be dated the date of delivery and shall have the maturities and bear interest at the rates per annum as set forth in Appendix A hereto. Payment for and delivery of the Bonds, and the other actions contemplated hereby, shall take place on July _, 1'996, or such other date as may be agreed to between the Authority and the Underwriter (the "Closing Date"). 2. Authorization and Purpose. The Authority was formed pursuant to the Joint ' Exercise of Powers Agreement, dated ~, 1996, by and among the Members, and under the provisions of Articles 1 through 4 (commencing with Section 6500) of Chapter 5 of Division 7 of Title 1 of the California Government Code (the "Act"). KMLYDDAN 26~82 2~7329 3 The Bonds are being issued pursuant to the Article 4 (commencing with Section 6584) 'of Chapter 5 of Division 7 of Title 1 o]? the California Government Code, and the Indenture, in order to finance the acquisition, construction and installation of a portion of the Orange County Countywide 800 MHz communications system for the Members, and to finance capital projects for certain Members throughout their geographic boundaries (collectively, the "Projects"). In addition, a portion of the proceeds from the sale of the Bonds will be used (i) to pay the costs of issuance of the Bonds and (ii) to fund the Reserve Account (as defined in the Indenture). The Bonds shall be substantially in the form described in, and shall be issued and secured under the provisions of, the Indenture. The Authority, as lessee, shall enter into a Site and Facility Lease, dated July 1, 1996, with each of the Members, as lessors, pursuant to which the Authority shall' lease certain real property and facilities from such Member (each a "Site Lease" and, collectively, the "Site Leases"). Each Member shall lease such real property and facilities back from the Authority pursuant to individual Lease Agreements, each dated July 1, 1996, by and between the Authority, as the lessor, and each such Member, as lessee (each a "Lease Agreement" and collectively, the "Lease Agreements"). The Bonds and interest thereon shall be secured by the lease payments due and payable by each of the Members pursuant their respective Lease Agreements. The lease payments due to the Authority pursuant to the terms of the Lease Agreements have been calculated to be sufficient, in the aggregate, to enable the Authority to pay the principal of and interest and premium, if any, on the Bonds with due and payable. The Bonds shall be subject to redemption as provided in the Indenture. 3. Public Offering. The Underwriter agrees to make a bona fide Public offering of all the Bonds initially at the public offering prices (or yields) set forth on Appendix A attached hereto and by this reference incorporated herein. Subsequent to the initial public offering, the Underwriter reserves the right to change the public offering prices (or yields) as it deems necessary in connection with the marketing, of the Bonds. The Bonds may be offered and sold to certain dealers at prices lower than such initial public offering prices. 4. Delivery of the Letters of Representation and' the Official Statement. At the time of acceptance hereof by the Authority, the Authority shall cause to be delivered to the Underwriter a Letter of Representation from each of the Members. As soon as practicable, and no. later than seven (7) business days after its acceptance hereof, the Authority shall deliver to the Underwriter (i) one copy of the Official Statement relating to the Bonds (which, together with all- appendices attached thereto and such amendments or supplements thereto as shall be approved by the Underwriter and the Authority, is hereinafter called the "Official Statement"), manually executed on behalf of the Authority by its Chairman or other officer of the Authority duly authorized by the Authority, and (ii) such reasonable number of certified or conformed copies of the foregoing as the undersigned may request in order to comply with Rule 15c2-12 of the Securities and Exchange Commission ("Rule 15c2-12'j), applicable Municipal Securities Rulemaking Board rules and other regulatory requirements relating to the issuance and sale of the Bonds. The Authority hereby authorizes the use of the Official Statement in connection with the public offering and sale of the Bonds. The Authority also consents to the use by the Underwriter prior to the date hereof of the Preliminary Official Statement of the Authority dated July _, 1996 relating to the Bonds (which, together with all appendices thereto, is herein called the "preliminary Official Statement'') in connection with the public offering of the Bonds. The Authority hereby ratifies the use by the Underwriter of the Preliminary Official Statement, the Indenture and any other documents or contracts to which the Authority is a party, including this Purchase Contract, and all information contained 'therein, and all other documents, certificates, and statements furnished by the KMLYDDAN 26982 257329 3 2 Authority to the Underwriter in connection with the transactions contemplated by this Purchase Contract, or in connection with the offer and sale of the Bonds by the Underwriter. The Authority represents that the Preliminary Official Statement, at the time of its distribution by the Underwriter, was and is a "near-final" Official Statement within the meaning of Rule 15c2-12, except for the omission of no more than the following information: the offering price(s), interest rate(s), selling compensation, aggregate principal amounts, principal amount per maturity, redemption provisions and delivery dates. It is an express condition of the offer of the Underwriter made hereby that the Authority deliver the Official Statement, in a form deemed by it to be final, within seven (7) business days of the date hereof; and the delivery of an Official Statement executed by an authorized representative of.the Authority shall conclusively establish that the Authority deems the document so delivered to be final. A failure of the Authority to comply with the requirements of the preceding sentence shall entitle the Underwriter to rescind its offer hereunder. 5. Authority Representations, Warranties and Covenants. The Authority represents, warrants and covenants to the Underwriter that: (a) Due Organization, Existence and Authority of. Authority. The Authority is a joint exercise of powers authority duly organized and validly existing under the Act and the laws of the State of California (the "State"), and has, and on the Closing Date will have, full legal right, power and authority (i) to execute and deliver this Purchase Contract, the Indenture, the Site Leases and the Lease Agreements (collectively, the "Authority Documents"), and to approve the Official Statement (ii) to adopt the resolutions approving the Authority Documents, the Official Statement and the issuance and sale of the Bonds, (iii) to issue, sell and deliver the Bonds to the Underwriter as provided herein, and (v) to carry out and consummate the transactions on its part contemplated by the Authority Documents and the Official Statement. Co) Due Authorization and Approval of Authority. By all necessary official action, the Authority has duly authorized and approved the adoption or execution and delivery by the Authority of, and the performance by the Authority of the obligations on its part contained in, the Authority Documents, and has approved the use by the Underwriter of the Preliminary Official Statement and the Official Statement and, as of the date hereof, such authorizations and approvals are in full force and effect and have not been amended, modified or rescinded. When executed and delivered by the parties thereto, the Bonds and the Authority Documents' will constitute the legally valid and binding obligations .of the Authority enforceable against the Authority in accordance with their respective terms, except as enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws or equitable principles relating to or affecting creditors' rights generally. The Authority has complied, and will at the Closing Date be in compliance in all respects, with the terms of the Authority Documents. (c) Official Statement Accurate. The information with respect to the Authority, the Bonds and the Authority Documents in the Official Statement is, and at all times subsequent to the date of the Official Statement up to and including the Closing Date will be, true and correct in all material respects, and the information with respect to the Authority, the Bonds and the Authority Documents in the Official Statement does not and will not contain any untrue statement of a material fact or omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. (d) Consent to Amendments and Supplements to Official Statement. The Authority will advise the Underwriter promptly of any proposal to amend or supplement the Official KMLYDDAN 215982 257329 3 3 Statement and will not effect or consent to any such amendment or supplement without the consent of the Underwriter, which consent will not be unreasonably withheld. The Authority will advise the Underwriter promptly of the institution of any proceedings known to it by any governmental agency prohibiting or otherwise affecting the use of the Official Statement in connection with the offering, sale or distribution of the Bonds. (e) Agreement to Amend or Supplement Official Statement. If, at any time within ninety (90) days after the later of the Closing Date or the end of the underwriting period (as described below), any event occurs as a 'result of Which the Official Statement as then amended or supplemented would include an untrue statement of a material fact, or omit to state any material fact necessary in order to make the statements contained therein, in the light of the circumstances under which they were made, not misleading, and, in the reasonable opinion of the Underwriter, an amended or supplemented Official Statement should be delivered in connection with the offering or sale of the Bonds to reflect such event, the Authority will promptly prepare, at its own expense, an amendment or supplement which will correct such statement or omission. The phrase "end of the underwriting period" is defined in Rule 15c2-12 as the later of such time as (i) the Authority delivers the Bonds to the Underwriter, or (ii) the Underwriter does not retain, directly or as a member of an underwriting syndicate, an unsold balance of the Bonds for sale to the public. (f) No Breach or Default. As of the time of acceptance hereof and as of the Closing Date, except as otherwise disclosed in the Official Statement, (i) the Authority is not and will not be in breach of or in default under any applicable constitutional provision, law or administrative rule or regulation of the State or the United States, or any applicable judgment or decree or any trust agreement, loan agreement, bond, note, resolution, ordinance, agreement or other instrument to which the Authority is a party or is otherwise subject, and (ii) no event has occurred and is continuing which, with the passage of time or the giving of notice, or both, would constitute a default or event of default under any such instrument which breach, default or event could have an adverse effect on the ability of the Authority to perform its obligations under the Bonds and the Authority Documents or in connection with the construction and acquisition of the Project; and, as of such times, except as disclosed in the Official Statement, the authorization, execution and delivery of the Bonds and Authority Documents and compliance by the Authority with the provisions of each of such agreements or instruments does not and will not conflict with or constitute a breach of or default under any applicable constitutional provision, law or administrative rule or regulation of the State or the United States, or any applicable judgment, decree, license, permit, trust agreement, loan. - agreement, bond, note, resolution, ordinance, agreement or other instrument to which the Authority (or any of its respective officers) is subject, or by which it or any of its properties are bound, nor will any such authorization, execution, delivery or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the assets or properties or under the terms of any such law, regulation or instrument, except as may be provided by the Authority Documents. (g) No Litigation. At the time of acceptance hereof and as of the Closing Date, there is and will be no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, government agency, public board or body (collectively and individually, an "Action") pending with respect to which the Authority has been served with process or to the best knowledge of the Authority threatened, in which any such Action (i) in any way questions the formation or existence of the Authority or the titles of the officers of the Authority to their respective offices; (ii) affects, contests or seeks to prohibit, restrain or enjoin the issuance or delivery of any of the Bonds, or the payment or collection of any amounts pledged or to be pledged to pay the principal of and interest on the Bonds, or in any way contests or affects the validity of the Authority Documents KMLYDDAN 215982 257329 3 ' 4 or the consummation of the transactions on the part of the Authority contemplated therebY, or contests the exclusion of the interest on the Bonds from federal or state income taxation or contests the powers of the Authority, or the Authority's authority to collect and use the payment due under the Lease Agreements to pay debt service on the Bonds; (iii) which may result in any material adverse change relating to the financial condition of the Authority; or (iv) contests the completeness or accuracy of the Preliminary Official Statement or the Official Statement or any supplement or amendment thereto or asserts that the Preliminary Official Statement or the Official Statement contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading; and as of'the time of acceptance hereof and as of the Closing Date, to the knowledge of the officer of the Authority executing this Purchase Contract, there is no basis for any action, suit, proceeding, inquiry or investigation of the nature described in clauses (i) through (iv) of this sentence. (h) Further Cooperation; Blue Sky. The Authority will furnish such information, execute such instruments and take such other action in cooperation with the Underwriter as the Underwriter may reasonably request in order (i) to qualify the Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions of the United States as the Underwriter may designate and (ii) to determine the eligibility of the Bonds for investment under the laws of such states and other jurisdictions, and will use its best efforts to continue such qualifications in effect so long as required for the distribution of the Bonds; provided, however, that the Authority will not be required to execute a special or general consent to service of process or qualify as a foreign corporation in connection with any such qualification in any jurisdiction. (i) Bonds Issued Per Indenture. The Bonds and the Indenture conform as to form and tenor to the descriptions thereof contained in the Official Statement. The Authority represents that the Bonds, when issued, executed and delivered in accordance with the Indenture and sold to the Underwriter as provided herein, will be validly issued and outstanding obligations of the Authority, entitled to the benefits of the Indenture and the security of the pledge of the proceeds of the lease payments due pursuant to the Lease Agreements. The Indenture creates a valid pledge of the monies in certain funds and accounts established thereunder, including the investments thereof, subject in all cases to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth therein. (j) Consents and Approvals. All authorizations, approvals, licenses, permits, consents, elections, and orders of or filings with any governmental authority, legislative body, 'board, agency or commission having jurisdiction in the matters which are required by Closing Date for the due authorization of, which would constitute a condition precedent to or the absence of which would adversely affect the due performance by the Authority of its obligations in connection with the Authority Documents have been duly obtained or made and are in full force and effect. (k) No Other Bonds. Between the date of this Purchase Contract and the Closing Date, the Authority will not offer or issue any bonds, notes or other obligations for borrowed money secured by the lease payments due under the Lease Agreements or otherwise payable from the assets or funds of the Authority and the Members not previously disclosed to the Underwriter. 0) No Transfer Taxes. The issuance and sale of the Bonds is not subject to any. transfer or other documentary stamp taxes of the State or any political subdivision thereof. KMLYDDAN 26982 257329 3 5 (m) No Adverse IRS Listing. The Authority has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that the Authority or any Member is a bond issuer whose arbitrage certifications may not be relied upon. (n) Certificates. Any certificate signed by any authorized officer of the Authority and delivered to the Underwriter in connection with the issuance and sale of the Bonds shall be deemed to be a representation and covenant by the Authority to the Underwriter as to the statements made therein. (o) Bond Proceeds. The Authority will apply the proceeds of the Bonds in accordance with the Indenture. (p) Covenants and Cooperation. The Authority will faithfully perform and abide by all of' its covenants and undertakings contained in the Bonds and Indenture, as the same may be amended from time to time, until such time as the Bonds have been paid in full or monies have been set aside in an amount sufficient to pay all then outstanding Bonds at maturity Or to the date of redemption if redeemed prior to maturity, plus unpaid interest thereon and premium, if any. (c0 Tax-exempt Status. The Authority shall not take or omit to take, as ig appropriate, any action which would adversely affect the exclusion from gross income under federal tax law of the interest on the Bonds or which would cause-the Bonds to become arbitrage bonds under Section 148 of the Code and the regulations thereunder. (r) Continuing Disclosure. The Authority and each of the' Members will undertake, pursuant to separate Continuing Disclosure Certificates (as defined herein), to provide annual reports and notices of certain events to certain information repositories. A description of this undertaking is set forth in the Preliminary Official Statement and will also be set forth in the Final Official Statement. The Authority will promptly prepare and distribute, and will cause each of the Members to promptly prepare and distribute, all documents and/or reports as required now or in the future to be prepared and distributed pursuant to the Continuing Disclosure Certificates. 6. The Closing. At 9:00 a.m., Pacific time, on July _, 1996 (the "Closing Date"), or at such other time or on such earlier or later business day as shall have been mutually agreed upon by the Authority and the Underwriter, (i) the Authority will deliver the Bonds in ' _ definitive form in to the Depository Trust Company in New York, New York, or such other place as the Authority. and the Underwriter shall mutually agree upon, and (ii) the Authority will deliver the closing documents hereinafter mentioned at the offices of Jones Hall Hill & White, A Professional Law Corporation, San Francisco, California or another place to be mutually agreed upon by the Authority and the Underwriter. The Underwriter will accept delivery and pay the purchase price of the Bonds as set forth in Section 1 hereof in federal funds payable to the order of the Authority or its designee. These payments and deliveries, together with the delivery of the aforementioned documents, are herein called the "Closing." The Bonds will be delivered in such denominations and deposited in the account or accounts specified by the Underwriter pursuant to written notice delivered not later than five (5) business days prior to the Closing. 7. Closing Conditions. The Underwriter has entered into this Purchase Contract. in reliance upon the representations and covenants herein and the performance by the Authority of their obligations hereunder, both as of the date hereof and as of the date of the Closing. The Underwriter's obligations under this Purchase Contract are and shall be subject to the following additional conditions:. KMLYDDAN 26982 2.~73'29 3 6 (a) Authority Bring-DoWn Representations. The representations and covenants of the Authority contained herein shall be true and correct at the time of the Closing, as if made on the Closing Date. · (b) Members Bring-Down Representations. The representations and covenants of each of the Members contained in such Member's Letter of Representation shall be true and correct at the time of the Closing, as if made on the Closing Date. (c) Executed Agreements and Performance Thereunder. At the time of the Closing, (i) the Authority Documents shall be in full force and effect and shall not have been amended, modified or supplemented except with the written consent of the Underwriter, (ii) there shall be in full force and effect such resolutions (collectively, the "Authorizing Resolutions"), as, in the opinion of Jones Hall Hill & White, A Professional Law Corporation ("Bond Counsel"), shall be necessary in connection with the transactions on the part of the Authority contemplated by this Purchase Contract, the Official Statement and the Authority Documents, (iii) the Authority shall perform or have performed its obligations required or specified in the Authority Documents to be performed at or prior to Closing, and (iv) the Official Statement shall not have been supplemented or amended except as otherwise may have been agreed to in writing by the Underwriter. (d) No Default. At the time of the Closing, no default shall have occurred or be existing under this Purchase Contract, the Authorizing Resolutions or the Authority Documents, and the Authority shall not be in default in the payment of principal or interest on any of its bonded indebtedness which default shall adversely impact the ability of the Authority to .make payments on the Bonds. (e) Closing Documents. At or prior to the Closing, the Underwriter shall have received each of the documents required under Section 8 below. (f) Termination Events. The Underwriter shall have the right to terminate this Purchase Contract, without liability therefor, by written notification to the Authority if at any time at or prior' to the Closing: (i) any event shall occur which causes any statement contained in the Official Statement to be materially misleading or results in a failure of the Official Statement to state a material fact necessary to make the statements in the Official Statement, in the light of the circumstances under which they were made, not misleading; or (ii) the' marketability of the Bonds or the market price thereof, in the opinion of the Underwriter, has been materially adversely affected by an amendment to the Constitution of the United States or by any legislation in or by the Congress of the United States or by the State, or the amendment of legislation pending as of the date of this Purchase Contract in the Congress of the United States, or the recommendation to Congress or endorsement for passage (by press release, other form of notice or otherwise) of legislation by the President of the United States, the Treasury Department of the United States, the Internal Revenue Service or the Chairman or ranking minority member of the Committee on Finance of the United States Senate or the Committee on Ways and Means of the United States House of Representatives, or the proposal for consideration of legislation by either such Committee, or the presentment of legislation for consideration as an option by either KMLYDDAN 215982 257329 3 7 such Committee, or by the staff of the Joint Committee on Taxation of the Congress of the United States, or the favorable reporting for passage of legislation to either House of the Congress of the United States by a Committee of such House to which such legislation has been referred for consideration, or any decision of any Federal or state court or any ruling or regulation (final, temporary or proposed) or official statement on behalf of the United States Treasury Department, the Internal Revenue Service or other federal or State authority materially adversely affecting the federal or State tax status of the Authority, the interest on bonds or notes or obligations of the general character Of the Bonds or the market price of the Bonds; or (iii) legislation shall be enacted by the Congress of the United States, or a decision by a court of the United States shall be rendered, or a stop order, ruling, regulation or official statement by, or on behalf of, the Securities and Exchange Commission or any other governmental agency having jurisdiction of the subject matter shall be issued or made to the effect that the issuance, offering or sale of obligations of the general character of the Bonds, or the issuance, offering or sale of the Bonds, including all underlying obligations, as contemplated hereby or by the Official Statement, is in violation or would be in violation of, or that obligations of the general character of the Bonds, or the Bonds, are not exempt from registration under, any provision of the federal securities laws, including the Securities Act of 1933, as amended and as then in effect, or that the Indenture is required to be qualified under the Trust Indenture Act of 1939, as amended and as then in effect; or (iv) additional material restrictions not in force as of the date hereof shall have been imposed upon trading in securities generally by any governmental authority or by any national securities exchange which restrictions materially adversely affect the Underwriter's ability to market the Bonds; or (v) a general banking moratorium shall have been established by federal or State authorities; or (vi) the United States has become engaged in hostilities which have resulted in a declaration of war or a national emergency or there has occurred any other outbreak of hostilities or a national or international calamity or crisis, financial or otherwise, the effect' of such outbreak, calamity or crisis on the financial markets of the United States, being such as, in the reasonable opinion of the Underwriter, would affect materially and adversely the ability of the Underwriter to market the Bonds (it being agreed by the Underwriter that there is no outbreak, calamity or crisis of such character as of the date hereof); or (vii) there shall be in force a general suspension of trading on the New. York Stock Exchange. 8. Closing Documents. At or prior to the Closing, the Underwriter shall receive the following documents: (a) Bond Opinion. An approving opinion of Bond Counsel, dated the date of the Closing and substantially in the form included as Appendix C to the Official Statement, together with a letter from such counsel, dated the date of the Closing and addressed to the Underwriter, to the KMLYDDAN 26982 257329 3 8 effect that such opinion addressed to the Authority may be relied upon by the Underwriter to the same extent as if it were addressed to the Underwriter; (b) Supplemental Opinion. A supplemental opinion of Bond Counsel, addressed to the Underwriter, in form and substance acceptable to counsel for the UnderWriter, and dated the date of the Closing, to the following effect: (i) the Bonds conform as to form and tenor to the description thereof contained under the caption "THE BONDS" (other than" - Debt Service Schedule") in the Official Statement, and the statements contained in the Official Statement under the captions "THE BONDS" (except for any information concerning The Depository Trust Company or its book-entry system), "SECURITY FOR THE BONDS" (other than" - Estimated Debt Service Schedule"), "TAX MATTERS, .... APPENDIX A - Summary of Principal Legal Documents" and "APPENDIX C - Form of Bond Counsel Opinion," insofar as such statements purport to summarize certain provisions of the Act, the Bonds, the Indenture or applicable provisions of the United States Internal Revenue Code of 1986, as amended, present an accurate summary of such provisions; and (ii) the Bonds are not subject to the registration requirements of the Securities Act of 1933, as amended, and the Indenture is exempt from qualification pursuant to the Trust Indenture Act of 1939, as amended; (c) Opinion of Authority Counsel. An opinion, dated the Closing Date and addressed to the Underwriter, of the Authority Counsel, substantially in the form set forth in Appendix D hereto; (d) ..Opinion of Counsel to Each Member. An opinion, dated the Closing Date and addresged to the Underwriter, of the City Attorney for each of the Members, substantially in the form of Appendix E hereto; (e) - Opinion of Counsel to Trustee. An opinion, dated the Closing Date and addressed to the Underwriter, of , as counsel to the Trustee, substantially in the form of Appendix F hereto; (f) Opinion of Counsel to Underwriter. An opinion, dated the Closing Date and addressed to the Underwriter, of Cox, Castle & Nicholson, as counsel to the Underwriter, concerning such matters as the Underwriter may request; (g) Closing Certificate of Trustee. A certificate of the Trustee, dated the Closing Date, substantially in the form of Appendix G hereto; (h) Arbitrage Certificate. An arbitrage certificate executed by the Authority and satisfactory in form and substance to Bond Counsel and the Underwriter; (i) Continuing Disclosure Certificates of Authority. A Continuing Disclosure' Certificate substantially in form and' substance as set forth in Appendix E to the Official Statement, executed by an authorized officer of the Authority; · KMLYDDAN 2691r2 237329 3 9 (j) Continuing Disclosure Certificates of the Members. A Continuing Disclosure Certificate substantially in form and substance as set forth in Appendix F to the Official Statement, executed by an authorized officer of each of the Members; (k) Certificate of the Authority Regarding the Preliminary Official Statement. A certificate of the Authority, dated the date of the Preliminary Official Statement, signed by a duly authorized representative of the Authority, to the effect that: (i) the Preliminary Official Statement distributed in connection with the Bonds is in "near final" form within the meaning of Rule 15c2-12; (ii) the Authority will cooperate with the Underwriter in transforming the Preliminary Official Statement into a final Official Statement; and (iii) the Authority will cause a sufficient quantity of'final Official Statements to be delivered to the Underwriter within seven (7) business days after the execution of this Purchase Contract so as to allow the Underwriter to comply with iS continuing obligations under said Rule 15c2-12; (1) Official Statement. One copy of the Official Statement manually executed on behalf of the Authority by its Chairman or another officer of the Authority duly authorized by the Authority, and such reasonable number of certified or conformed copies of the foregoing as the Underwriter may request in order to comply with Rule 15c2-12, applicable Municipal Securities Rulemaking Board rules and other regulatory requirements relating to the issuance and sale of the Bonds; (m) Authority and Member Resolutions. One copy of (i) each resolution of the Authority relating to the Authority Documents, the transactions contemplated thereby, formation of the Authority and issuance of the Bonds, certified by the Secretary of the Authority (ii) each resolution of each of the Members relating to the applicable Letter 6f Representation, Site Lease and Lease Agreement (collectively, the "Member Documents") and the transactions contemplated thereby, the formation of the Authority, the issuance of the Bonds and such Members participation in the financing, certified by the City Clerk of the applicable Member; (n) Form 8038-G. Evidence that the federal tax information form 8038-G has been executed by the Authority; (o) CDAC Report of Final Sale. A copy of the Report of Final Sale required to be delivered to the California Debt Advisory Commission pursuant to Section 8855(g) of the California Government Code; (p) Bond Insurance. A financial guaranty bond by insuring the payment of principal and interest on the Bonds; (the "Insurer") (q) Opinion of Counsel to Insurer. An opinion of counsel to the Insurer in form and substance satisfactory to the Underwriter; (r) Rating. A rating on the Bonds effective on the Closing Date of at least "_" by Moody's Investors Service and "__" by Standard & Poor's Rating's Services; KIVlLYDDAN 215982 2~7329 3 10 (s) Additional Documents. Such additional legal opinions, certificates, instruments and other documents as the Underwriter or its counsel may reasonably deem necessary; and (t) Transcripts. Two transcripts containing the documents listed in this Section, together with any other documents relating to the authorization and issuance of the Bonds. If the Authority shall be unable to satisfy the conditions contained in this Purchase Contract, or if the obligations of the Underwriter shall be terminated for any reason permitted by this Purchase Contract, this Purchase Contract shall terminate and neither the Underwriter or the Authority shall be under further obligation hereunder, except as further set forth in Section 9 hereof. 9. Costs and Expenses. (a) The Underwriter shall be under no obligation to pay, and the Authority shall pay or cause to be paid from any legally available funds, the following expenses incident to the issuance of the Bonds and performance of the Authority's obligations hereunder: (i) the costs of the preparation and printing of the Bonds, (ii) the fees and disbursements of (a) Jones Hall Hill & White, A Professional Law Corporation, as Bond Counsel and Authority Counsel and Co) any party acting as counsel to the Members; (iii) the cost of preparation, printing and mailing of the Preliminary Official Statement and final Official Statement and any supplements and amendments thereto, including a reasonable number of copies thereof for distribution by the Underwriter; and (iv) the fees and disbursements of accountants, advisers and any other experts or consultants retained by the Authority, including the fees and expenses of the Trustee. (b) The Underwriter shall pay the following expenses: (i) all advertising expenses in connection with the public offering of the Bonds; (ii) the CDAC fee; and (iii) all other expenses incurred by the Underwriter in connection with its public offering and distribution of the Bonds, including the fees and expenses of its counsel, except as noted in Section 9(a) above. 10. Indemnification. (a) The Authority agrees, to the extent permitted by law, to indenmify and hold harmless the Underwriter and its officers and employees and each person who controls the _ Underwriter within the meaning of Section 15 of the Securities Act of 1933 (as an "Indemnified Person") from and against any losses, claims, damages or liabilities, joint or several, to which any Indemnified Person may become subject insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of, or are based upon, the misstatement or omission or alleged misstatement or omission to state a material fact in the Official Statement necessary to make the statements therein under the caption "THE AUTHORITY" not misleading, and will reimburse each Indemnified Person for any legal or other expenses reasonably incurred by such Indemnified Person in investigating, defending or preparing to defend any such action or claim; provided, however, that the Authority shall nOt be liable in any such case to the extent that any such loss, claim, damage or liability arises out of, or is based upon, any untrue statement or alleged untrue statement or omission or alleged omission made in the Official Statement in reliance upon and in conformity with written information furnished by or on behalf of any Indemnified Person, or any information furnished with respect to the Underwriter specifically for inclusion therein. Co) Promptly after receipt by an Indemnified 'Person under paragraph (a) of this Paragraph of notice of the commencement of any action, such Indemnified Person shall, if a claim in KMLYDDAN ~lr2 237329 3 11 respect thereof is to be made against the AuthOrity under such paragraph, notify the Authority in writing of the commencement thereof. In case any such action shall be brought against any Indemnified Person, and such Indemnified Person shall notify the Authority of the commencement thereof, the Authority shall be entitled to participate in and, to the extent that either wishes, to assume the defense thereof, with counsel satisfactory to such Indemnified Person, and after notice from the Authority to such Indemnified Person of its election so to assume the defense thereof, the Authority shall not be liable to such Indemnified Person under such paragraph for any legal or other expenses subsequently incurred by such Indemnified Person in connection with the defense thereof other than reasonable costs of any investigation; provided, however, that if the named parties to any such action (including any impleaded parties) include the Indemnified Person and the Authority, and the Indemnified Persons reasonably conclude that there may be one or more legal defenses available to them which are different from or additional to those available.to the Authority, the Indemnified Persons shall have the right to select separate counsel (acceptable to the Authority) to assume such legal defense and to otherwise participate in the defense of such action on behalf of the Indemnified Persons; provided, further, however, that the Authority shall not, in connection with any one such action or separate but substantially similar or related actions arising out of the same general allegations or circumstances, be liable for the fees and expenses of more than one separate firm of attorneys at any point in time for the Indemnified Persons. (c) The Underwriter agrees to indemnify and hold harmless the Authority and its officers and employees to the same extent as the indemnity from the Authority to the Indemnified Persons described in paragraph (a) of this paragraph, but only with respect to information contained in the Official Statement under the caption "UNDERWRITING." In case any action shall be brought against the Authority with respect to which indemnity may be sought against the Underwriter, the Underwriter shall have the rights and duties given to the Authority, and the Authority shall have the rights and duties given to the Underwriter, by paragraph Co) of this Section. 11. Notices. Any notice or other communication to be given to the Authority under this Purchase Contract may be given by delivering the same in writing to the Authority at City City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 92701, Attention: Executive Director. Any notice or other communication to be given to the Underwriter under this Purchase Contract may be given by delivering the same in writing to Stone & Youngberg LLC,_4350 La Jolla Village Drive, Suite 840, San Diego, California 92122. 12. Entire Agreement. This Purchase Contract is made solely for the benefit of the Authority and the Underwriter (including their respectiVe successors and assigns), and no other person shall acquire or have any right hereunder or by virtue hereof. All of the Authority's representations, warranties and agreements contained in this Purchase Contract shall remain operative and in full force and effect regardless of (i) any investigations made by or on behalf of the Underwriter, or (ii) delivery of any payment for the Bonds pursuant to this Purchase Contract. The agreements contained in this paragraph and in paragraph 13 shall survive any termination of this Purchase Contract. 13. Survival of Representations and Warranties. All representations and warranties of the parties made in, pursuant to or in connection with this Purchase Contract shall survive the execution and delivery of this Purchase Contract, notwithstanding any investigation by the parties. All statements contained in any certificate, instrument or other writing delivered by a party KJV~DAN 26982 2~7329 3 12 to this Purchase Contract or in connection with the transactions contemplated by this Purchase Contract constitute representations and warranties by such party under this Purchase Contract. 14. Counterparts. This Purchase Contract may be executed by the parties hereto in separate counterparts, each of which when so executed and delivered shall be an original, but all such counterparts shall together constitute but one and the same instrument. 15. Severability. In case any one or more of the provisions contained herein shall for any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provision hereof. 16. Governing Law. The validity, interpretation and performance of this Purchase Contract shall be governed by the laws of the State of California. 17. No Assignment. The rights and obligations created by this Purchase Contract shall not be subject to assignment by the Underwriter or the Authority without the prior written consent of the other party hereto. STONE & YOUNGBERG LLC By: Principal Accepted as of the date first stated above: COUNTYWIDE PUBLIC FINANCING AUTHORITY By: Executive Director KMLYDDAN 2698'2 257329 3 13 APPENDIX A Maturity Date (July 1) Principal Amount Interest Rate Price or Yield KMLYDDAN 26992 2.57'329 3 A-1 APPENDIX B LIST OF THE MEMBER CITIES City of Brea Number One Civic Center Circle, 3rd Floor Brea, CA 92621-5758 Attn: Mr. Lawrence D. Hurst, C.P.A. Financial Services Director (714) 990-7675 FAX: (714) 990-2258 City of Buena Park 6650 Beach Boulevard Buena Park, CA 90620 Atto: Mr. Greg Beaubien Finance Director (714) 562-3710 FAX: (714) 562-3599 City of Fullerton 303 West Commonwealth Avenue Fullerton, CA 92632 Aa-n: Mr. Chris Meyer Director of Administrative Services (714) 738-6350 FAX: (714) 738-6758 City of Garden Grove 11222 Acacia Parkway Garden Grove; CA 92640 Attn: Mr. Anthony Andrade Controller (714) 741-5060 FAX: (714) 741-5205 City of La Palma 7822 Walker Street La Palina, CA 93623 Atto: Ms. Olivia Silverio Director of Finance (714) 523-8470 FAX: (714) 523-2141 City of Orange 300 East Chapman Avenue Orange, CA 92666-1591 Atto: Ms. Helen Bell Finance Director (714) 744-2238 FAX: (714) 744-2245 City of San Clemente 100 Avenida Presidio San Clemente, CA 92672 Attn: Ms. Cynthia Pendleton Finance Director (714) 361-8341 FAX: (714) 361-8285 City of Santa Aha 20 Civic Center Plaza Santa Ana, CA 92701 Attn: Mr. Roderick R. Coloma Executive Director/Treasurer (714) 647-5420 FAX: (714) 647-5414 City of Seal Beach 211 Eighth Street Seal Beach, CA 90740 Attn: Mr. Keith R. Till City Manager (310) 341-2527 FAX: (310) 4314067 City of Stanton 7800 Katella Avenue Stanton, CA 90680 Atta: Ms. Denise Bates Administrative Services Manager (714) 379-9222 x226 FAX: (714) 890-1443 City of Tustin 300 Centennial Way Tustin, CA 92680 Attn: Mr. Ronald A. Nault Finance Director/City Treasurer (714) 573-3061 FAX: (714) 832-0825 KMLYDDAN 26982 257329 3 B-1 APPENDIX C LETTER OF REPRESENTATION [LETTERHEAD OF THE MEMBER CITY] July _, 1996 [Date of BPA] Stone & Youngberg LLC 4350 La Jolla Village Drive Suite 840 San Diego, California 92122 Countywide Public Financing Authority c/o City of Santa Ana 20 Civic Center Plaza Santa Ana, California 92701 Re: Countywide Public Financing Authority 1996 Revenue Bonds Dear Ladies and Gentlemen: The Countywide Public Financing Authority (the "Authority") and the undersigned City (the "Member") propose to enter into a Lease Agreement to be dated as of July 1, 1996 (the "Lease Agreement") and a Site and Facility Lease to be dated as of July 1, 1996 (the "Site Lease") to provide security for the Bonds (as hereinafter defined), which are being issued to finance the acquisition, construction and installation of a portion of the Orange County Countywide 800 MHz communications system as described in the Official Statement (hereinafter mentioned), and to finance certain capital improvements of the members of the Authority (the "Members") throughout the geographic boundaries of such Members (collectively, the "Project"). Pursuant to a Bond Purchase Agreement between Stone & Youngberg LLC (the "Underwriter") and the Authority, dated the date hereof (the "purchase Contract"), the Underwriter proposes to purchase the Countywide Public - Financing Authority 1996 Revenue Bonds in the amount stated in the Purchase Contract (the "Bonds"). This Letter of Representation is being delivered pursuant to the Purchase Contract and all capitalized terms not defined herein shall have the meanings given to such terms in the Purchase' Contract. In order to induce you to enter into the Purchase Contract and to permit the Underwriter to make a public offering of the Bonds therein contemplated, the Member hereby represents, warrants, covenants and agrees as follows, the provisions of paragraphs (a) through (1) being true as of the date hereof: (a) Due Organization, Existence and Authority_ of the Member. The Member is duly organized and validly existing as a [general law][chartered] city and municipal corporation of the ' State of California (the ".State"), and the Member has, and on the Closing Date will have, the full legal right, power and authority to (i) execute and deliver its Member Documents and to approve the Official Statement and the l-,._~,mse Contract, (ii).perform its obligatlurrg and engage in the transactions contemplated by the Member Documents, the Purchase Agreement and the Official Statement, (iii) to adopt the resolutions approving its Member Documents, the Official Statement and the Purchase Contract. (b) Due Authorization and Approval by the Member. By all necessary action, the Member has duly authorized and approved the execution and delivery by the Member of, and the performance by the Authority of the obligations on its part contained in its Member Documents, the' Official Statement and the Purchase Contract and, as of the date hereof, such authorization and approvals are in full force and effect and have not been amended, modified or rescinded. When executed and delivered by the respective parties thereto, its Member Documents will constitute the legal, valid and binding obligations of the Member enforceable against the Member in accordance with their respective terms, except as enforcement thereof may be limited by bankruptcy, insolvency or other laws affecting enforcement of creditors' rights. (c) Use of the Official Statement. The Member hereby authorizes the use of the Official Statement in connection with the public offering and sale of the Bonds. The Member also consents to the use by the Underwriter prior to the date hereof of the Preliminary Official Statement of the Authority, dated July _, 1996, relating to the Bonds (which, together with all appendices thereto, is herein called the "Preliminary Official Statement") in connection with the public offering of the Bonds. The Member hereby ratifies the use by the Underwriter of the Preliminary Official Statement, its Member Documents and any other documents or contracts to which the Member is a party and all information contained therein, and all other documents, certificates, and statements furnished by the Member to the Underwriter in connection with the transactions contemplated by the Purchase Contract, or in connection with the offer and sale of the Bonds by the Underwriter. The Member represents that the Preliminary Official Statement (excluding those portions of Appendix B to the Preliminary Official Statement that describe the other Members of the Authority), at the time of its distribution by the Underwriter, was and is a "final" Official Statement within the meaning of Rule 15c2-12, except for the omission of no more than the following information: the offering price(s), interest rate(s), selling compensation, aggregate principal amounts, principal amount per maturity, redemption provisions and delivery dates. In addition, the Member will cooperate with the Underwriter in transforming the Preliminary Official Statement into a final Official Statement. (d) Official Statement Accurate. At the date of execution by the Member of-this Letter of Representation, the statements contained in the Preliminary Official Statement, dated July _, 1996 and the Official Statement, dated the date hereof relating to the Bonds (excluding the information contained in Appendix B to the Preliminary Official Statement and Official Statement that describes the other Members of the Authority), is true and correct in all material respects for the purposes for which their use is or was authorized; and such statements (excluding the information contained in Appendix. B to the Preliminary Official Statement and the Official Statement that describes the other Members of the Authority) do not include any untrue statement of a material fact or omit to state any material fact necessary to make the statements made in such sections in light of the circumstances under which they are or were made, not misleading. Neither this Letter of Representation nor any other document, certificate or written statement furnished to the Underwriter or the Authority by or relating to the Member contains any untrue statement of a material fact or omits to state a material fact necessary to make the statements contained herein or therein, under the circumstances under which they are or were made, not misleading. (e) Consent~m Amendments and Supplement to the'~d'cial Statement' The Member shall not participate in the issuance of any amendment of or supplement to the Official Statement to which, after having been furnished with a copy, the Underwriter shall object in writing or which shall be disapproved by its counsel. (f) Agreement to Assist in the Amendment or Supplement of the Official Statement. If, at any time within ninety (90) days after the later of the Closing Date or the end of the underwriting period, any event relating to or affecting the Member, the real property and facilities subject to the Site Lease and the Lease Agreement, or its portion of the Project shall occur as a result of which it is necessary, in the opinion of counsel for the Underwriter, to amend or supplement the Official Statement in order to make the Official Statement not misleading in the light of the circumstances existing at the date of Closing, the Member will whatever steps are necessary to assist the Authority in preparing and furnishing to the Underwriter an amendment or a supplement to the Official Statement (in form and substance satisfactory to counsel for the Underwriter) which will amend or supplement the Official Statement so that it will not contain an untrue Statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances existing at the time the Official Statement is delivered to a purchaser, not misleading. The Underwriter shall promptly notify the Authority of the end of the underwriting period. (g) No Breach or Default. As of the time of acceptance hereof and as of the Closing Date, except as otherwise disclosed in the Official Statement, (i) the Member is not and will not be in breach of or in default under any applicable constitutional provision, law or administrative rule or regulation of the State or the United States, or any applicable judgment or decree or any trust agreement, loan agreement, bond, note, resolution, ordinance, agreement or other instrument to which the Member is a party or is otherwise subject, and (ii) no event has occurred and is continuing which, with the passage of time or the giving of notice, or both, would constitute a default or event of default under any such instrument which breach, default or event described under (i) or (ii) of this subparagraph could have an adverse effect on the ability of the Member to perform its obligations under its Member Documents or in connection with the construction and acquisition of the Member's portion of the Project; and, as of such times, except as disclosed in the Official Statement, the authorization, execution and delivery of its Member Documents and compliance by the Member with the provisions of each of such agreements or instruments does not and will not conflict with or constitute a breach of or default under any applicable constitutional provision, law or administrative rule or regulation of the State or the United States, or any applicable judgment, decree, license, permit, trust agreement, loan agreement, bond, note, resolution, ordinance, agreement or other - instrument to which the Member (or any of its respective officers) is subject, or by which it or any of its properties are bound, nor will any such authorization, execution, delivery or compliance result in the creation or imposition of any lien, charge or other security interest or encumbrance of any nature whatsoever upon any of the assets or properties or under the terms of any such law, regulation or instrument, except as may be provided by its Member Documents. (h) No Litigation. At the time of acceptance hereof and as of the Closing Date, there is and will be no action, suit, proceeding, inquiry or investigation, at law or in equity, before or by any court, government agency, public board or body (collectively and individually, an "Action") pending with respect to which the Member has been served with process or to the best knowledge of the officer of the Member executing this Letter of Representation, threatened, in which any such Action (i) in any way questions the formation or existence of the Member or the titles of the officers of the Member to their respective offices; (ii) affects, contests or seeks to prohibit, restrain or enjoin the issuance or delivery of any of the Bonds or its Member Documents, or the payment or collection KMLYI)DAN 26982 25T329 3 C-3 of any amounts pledged or l~,--ffe pledged to pay the principal of and 'l~erest on the Bonds, or in any way contests or affects the validity of its Member Documents or the consummation of the transactions on the part of the Member contemplated thereby, or contests the exclusion of the interest on the Bonds from federal or state income taxation or contests the powers of the Member, or the Member's authority to make the payments due under its Lease Agreement; (iii) which may result in any material adverse change relating to the financial condition of the Member; or (iv) contests the completeness or accuracy of the Preliminary Official Statement or the Official Statement or any supplement or amendment thereto or asserts that the Preliminary Official Statement or the Official Statement contained any untrue statement of a material fact or omitted to state any material fact required to be stated therein or necessary to make the statements therein, in .the light of the circumstances under which they were made, not misleading; and as of the time of acceptance hereof and as of the Closing Date, to the knowledge of the officer of the Member execUting this Letter of Representation, there is no basis for any action, suit, proceeding, inquiry or investigation of the nature described in clauses (i) through (iv) of this sentence. (i) Consents and Approvals. All authorizations, approvals, licenses, permits, consents, elections, and orders of or filings with any governmental authority, legislative body, board, agency or commission having jurisdiction in the matters which are required by Closing Date for the due authorization of, which would constitute a condition precedent to or the absence of which would adversely affect the due performance by the Member of its obligations in connection with its Member Documents have been duly obtained or made and are in full force and effect. (j) Opinions and Certificates Required for Closing. The Member will deliver all opinions, certificates, letters and other instruments and documents reasonably required by the Underwriter and this Letter of Representation. Any certificate of the Member delivered to the Underwriter shall be deemed a representation and warranty by the Member to the Underwriter as to the statements made therein. (k) Indemnification. (i) The Member agrees, to the extent permitted by law, to indemnify and hold harmless the Underwriter and the Authority and their respective officers and employees and each person who controls the Underwriter within the meaning of Section 15 of the Securities Act of 1933 (as an "Indemnified Person") from and against any losses, claims, damages or liabilities, joint or several, to which any Indemnified Person may become subject insofar as such losses, claims, damages or liabilities (or actions in respect thereof) arise out of, or are based upon, the misstatement or - omission or alleged misstatement or omission to state a material fact in the Official Statement necessary to make the statements therein under the caption not misleading, and will reimburse each Indemnified Person for any legal or other expenses reasonably incurred by such Indemnified Person in investigating, defending or preparing, to defend any such action or claim; provided, however, that the Member shall not be liable in any such case to the extent that any such loss, claim, damage or liability arises out of, or is based upon, any untrue statement or alleged untrue statement or omission or alleged omission made in the Official Statement in reliance upon and in conformity with written information furnished by or on behalf of any indemnified .Person, or any information furnished with respect to the Underwriter specifically for inclusion therein. (ii) Promptly after receipt by an Indemnified Person under paragraph (i) of this Paragraph of notice of the commencement of any action, such Indemnified Person shall, if a claim in respect thereof is to be made against the Member under such paragraph, notify the Member in writing of the commencement thereof. In case any such action shall be brought against any Indemnified Person, and such l~,¢mnified Person shall notify the Memb._~of the commencement thereof, the Member shall be entitled to participate in and, to the extent that either wishes, to assume the defense thereof, with counsel satisfactory to such Indemnified Person, and after notice from the Member to such Indemnified Person of its election so to assume the defense thereof, the Member shall not be liable to such Indemnified Person under such paragraph for any legal or other expenses subsequently incurred by such Indemnified Person in connection with the defense thereof other than reasonable costs of any investigation; provided, however~ that if the named parties to any such action (including any impleaded parties) include the Indemnified Person and the Member, and the Indemnified Persons reasonably conclude that there may be one or more legal defenses available to them which are different from or additional to those available to the Member, the Indemnified Persons shall have the right to select separate counsel (acceptable to the Member) to assume such legal defense and to otherwise participate in the defense of such action on behalf of the Indemnified Persons; provided, further, however, that the Member shall not, in connection with any one such action or separate but substantially similar or related actions arising out of the same general allegations or circumstances, be liable for the fees and expenses of more than one separate firm of attorneys at any point in time for the Indemnified Persons. The representations, warranties, agreements and indemnities contained herein shall survive the Closing under the Purchase Contract and any investigation made by or on behalf of the Authority or the Underwriter or any such director, officer or any such contrOlling person of any matters described in or related to the transactions contemplated hereby and by the Purchase Contract, the Official Statement and the Member Documents. This Letter of Representation shall be binding upon and inure solely to the benefit of. the Underwriter, the Authority, the Member and any such member, officer, director or any such controlling person, and their respective personal representatives, successors and assigns, and no other person or firm shall acquire or have any right under or by virtue of this letter agreement. This Letter of Representation may be executed by the parties hereto in separate counterparts, each of which when so executed and delivered shall be an Original, but all such counterparts shall together constitute but one and the same instrument, which shall be governed by laws of the State of California. ~A~ 2~2 2~mO ~ C-5 If the forego,~~ is in accordance with the understandiWg of the Authority and the Underwriter of the agreement between us, kindly sign and return to the Member the enclosed duplicate of this letter agreement whereupon this will constitute a binding agreement between us in accordance with the terms hereof. [Print Name of Member] By. Title: Accepted and confirmed as of the date first above written: STONE & YOUNGBERG LLC By Principal COUNTYWIDE PUBLIC FINANCING AUTHORITY By Executive Director APPENDIX D FORM OF OPINION OF AUTHORITY COUNSEL [LETTERHEAD OF AUTHORITY COUNSEL] Stone & Youngberg LLC 4350 La Jolla Village Drive Suite 840 San Diego, California 92122 Re: Ladies and Gentlemen: Countywide Public Financing Authority 1996 Revenue Bonds We have acted as Counsel to the Countywide Public Financing Authority (the "Authority"), in connection With. the issuance by the Authority of the Countywide Public Financing . Authority 1996 Revenue Bonds. This opinion is provided pursuant to Section 8(c) of that certain Bond Purchase Agreement, dated July _, 1996 (the "Purchase Contract"), by and betWeen the Authority and Stone & Youngberg LLC, as underwriter. Capitalized terms used herein and not otherwise def'med shall have the meanings ascribed to them in the Purchase Contract. 1. The Authority is duly organized and validly existing as a joint exercise of powers authority under the laws of the State of California, including the Act, and the Authority has the power to enter into the Authority Documents and issue the Bonds; . The Official Statement has been duly apProved by the Authority; 3. The resolution of the Authority approving and authorizing the issuance of the Bonds and the execution and delivery of the Authority Documents has been duly adopted at a meeting of the governing body of the Authority which was called and held pursuant to law and at which a quorum was present acting throughout; 4. The Authority Documents have been duly authorized, executed and delivered by the Authority and constitute the legal, valid and binding obligation of the Authority, enforcea~e in accordance with its terms, except as enforcement thereof 'may be limited by bankruptcy, insolvency or other laws affecting enforcement of creditors rights, or by the application of equitable principles if equitable remedies are sought; 5. The execution and delivery of the Authority Documents and the approval of the Official Statement and compliance with the provisions thereof under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the Authority a violation or breach of, or default under, any agreement or other instrument to which the Authority is a party or by which it is bound or any existing law or regulation to which the Authority is subject; 6. No authorization, approval, consent or other order of the State of California or any other governmental authority or agency within the State of California other than the governing KMLYDDAN 2698'2 257329 3 D-1 body of the Authority, is req~,red for the valid authorization, execution and delivery by the .Authority of the Authority Documents and the approval of the Official Statement; · 7. To the best of such counsel's knowledge, there is no action, suit, proceeding or investigation at law or in equity before or by any court, public board or body, pending or, to such. counsel's knowledge threatened, against or affecting the Authority, which would adversely impact the Authority's ability to complete the transactions described in and contemplated by the Official Statement or in any way contesting or affecting the validity of the authority Documents of the transactions relating to the Authority's financing program as described in the Official Statement wherein an unfavorable decision, ruling or finding would adversely affect the validity and enforceability of the Authority Documents; and 8. The information contained in the Official Statement under the captions "THE AUTHORITY" and "LITIGATION" (to the extent such information therein relates to the Authority) is correct in all material respects and does not contain any untrue or misleading statement of a material fact or omit a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. Respectfully submitted, APPENDIX E ..~..~ FORM OF OPINION OF CITY ATTORNEY [LETTERHEAD OF CITY ATTORNEY OF EACH MEMBER] Stone & Youngberg LLC 4350 La Jolla Village Drive Suite 840 San Diego, California 92122 Re: Countywide Public Financing Authority 1996 Revenue Bonds Ladies and Gentlemen: We have acted as City Attorney for to the City of (the "City"), which City is a member of the Countywide Public Financing Authority (the "Authority"), in connection with the issuance by the Authority of the Countywide Public Financing Authority 1996 Revenue Bonds. This opinion is provided pursuant to Section 8(d) of that certain Bond Purchase Agreement, dated July _, 1996 (the "Purchase Contract"), by and between the Authority and Stone & Youngberg LLC, as underwriter. Capitalized terms used herein and not otherwise defined shall have the meanings ascribed to them in the Purchase Contract. 1. The City is duly organized and validly existing as a [general law] [chartered] city and municipal corporation of the State of California (the "State"). 2. The representations of the City set forth in (i) the Letter of Representation, (ii) the Site Lease and (iii) the Lease Agreement are, as to all matters of law, true and accurate in all material respects on and as of the date hereof as though made on such date. The Letter of Representation, Site Lease and the Lease Agreement are referred to herein as the "City Documents." 3. The resolutions adopted by the City Council of the City (the "Council") approving the City's (i) participation in the Authority, (ii) authorizing the issuance of the Bonds, and (iii) approving the execution and delivery of the City Documents were duly adopted at meetings of the Council, which were called and held pursuant to law and with all public notice required by law-and at which a quorum was present and acting throughout; and such resolutions are in full force and effect and have not' been modified, amended or rescinded as of the date hereof. 4. The City has full right and lawful authority to execute and deliver the City Documents; the City Documents have been duly authorized, executed and delivered by the City; and the City Documents are legal, valid and binding obligations of the City enforceable in accordance with their respective terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium and other similar laws relating to or limiting creditors' rights generally and by the principles of equity if equitable remedies are sought. 5. The execution and delivery of the City Documents and the approval of the Official Statement and the Purchase Contract, and compliance by the City with the provisions thereof, under the circumstances contemplated thereby, do not and will not in any material respect conflict with or constitute on the part of the City a breach of or default under any agreement or other instrument applicable to or b'mding upon the City, or any existing law, regulation, court order or: consent decree to which the City is subject. 6. The Official Statement has been duly executed and delivered on behalf of the Authority by an authorized officer of the City. 7. Except as stated in the Official Statement, there is no action, suit, proceeding or investigation before or by any court, public board or body pending with respect to which the City has been served with process or, to my knowledge, threatened wherein an unfavorable decision, ruling or finding would: (a) affect the creation, organization, existence or powers of the City or the Authority, or the titles of their respective officers or the Council members or Board of Directors to their respective offices; (b) enjoin or restrain the issuance, sale and delivery of the Bonds, the delivery of the City Documents and the pledge of lease payments under the Lease Agreement or the pledge of the assets as security for the lease payments; (c) in any way question or affect any of the rights, powers, duties or obligations of the City with respect to the City Documents, the moneys and assets pledged or to be pledged to pay the principal of, premium, if any, or interest on the Bonds; (d) in any way question or' affect any authority for the issuance of the Bonds, or the validity or enforceability of the Bonds or the City Documents; or (e) in any way question or affect the transactions contemplated by the Purchase Contract or the Official Statement, or any activity relating to the portion of the Project to be financed 'by the Bonds. 8. The information contained in the Official Statement under the captions "THE MEMBERS AND THE LEASED PREMISES, .... THE PROJECT" (to the extent the matters therein relate to the Member), "LITIGATION" and "APPENDIX B - "Information Concerning Members and Description of Leased Premises" (to the extent the matters therein relate to the Member) is correct in all material respects and does not contain any untrue or misleading statement of a material fact or omit a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. Respectfully submitted, ro~r~^N x082 2~7329 3 E-2 APPENDIX F FORM OF OPINION OF 'COUNSEL TO TRUSTEE [LETTERHEAD OF TRUSTEE COUNSEL] Stone & Youngberg LLC 4350 La Jolla Village Drive Suite 840 San Diego, California 92122 Re: Countywide Public Financing Authority 1996 Revenue Bonds Ladies and Gentlemen: I have acted as counsel to , as trustee (the "Trustee") under that certain Indenture of Trust, dated as of July 1, 1996 (the "Indenture"), by and between the Trustee and the Countywide Public Financing Authority (the "Authority"), in connection with the issuance by the Authority of its 1996 Revenue Bonds (the "Bonds"). This opinion is provided pursuant to Section _ of that certain Bond Purchase Agreement, dated July __, 1996 (the "purchase Contract"), by and between the Authority and Stone & Youngberg LLC, as underwriter. Capitalized terms used herein and not otherwise defined shall have the meanings ascribed to them in the Purchase Contract. 1. The Trustee has been duly organized and is validly existing and in good standing as a [state banking corporation/national banking association] with full corporate power to undertake its obligations under the Indenture. 2. The Trustee has duly authorized, executed and delivered the Indenture and' by all proper corporate action has authorized the acceptance of its obligations thereunder. 3. Assuming the due authorization, execution and delivery by the Authority, the Indenture constitutes the legally valid and binding agreement of the Trustee, enforceable against the Trustee in accordance with its terms, except as such enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium or similar laws or equitable principles relating to or limiting creditors' rights generally. 4. The Bonds have been validly authenticated and delivered by the Trustee ia accordance with the terms of the Indenture. 5. No authorization, approval, consent or other order of any governmental entity or regulatory authority having jurisdiction over the banking and trust activities of the Trustee that has not been obtained is or will be required for the valid authorization, execution and delivery of the Indenture by the Trustee or .the performance by the Trustee of its obligations under the Indenture. 6. The execution and delivery of the Indenture, and compliance with the provisions thereof, will not conflict with or constitute a breach of or default under, the Trustee's duties or obligations under any law, administrative regulation, court decree, resolution, charter, by- laws, agreement, instrument or commitment applicable to or binding upon the Trustee. Respectfully submitted, APPENDIX G FORM OF CLOSING CERTIFICATE OF TRUSTEE The undersigned, on behalf of (the "Trustee"), hereby makes the following certifications pursuant to Section 8(g) of the Bond Purchase Agreement, dated July m, 1996 (the "Purchase Contract"), by and between the Countywide Public Financing Authority (the "Authority") and Stone & Youngberg LLC, as underwriter. Capitalized terms used herein and not otherwise defined shall have the meanings ascribed to them in the Purchase Contract. 1. I am a duly authorized officer of the Trustee and as such I am familiar with the facts herein certified and authorized and qualified to certify the same. 2. The Trustee has been duly organized and is validly existing and in good standing as a [state banking corporation/national banking association] with full corporate power to undertake its obligations under the Indenture. 3. The Trustee has duly authorized, executed and delivered the Indenture and by all proper corporate action has authorized the acceptance of its obligations thereunder. 4. The Bonds have been validly authenticated and delivered by the Trustee in accordance with the terms of the Indenture. 5. Pursuant to the Indenture, the Trustee will apply the proceeds from the Bonds to the purposes specified in the Indenture. 6. No authorization, approval, consent or other order of any governmental entity or regulatory authority having jurisdiction over the banking and trust activities of the Trustee that has not been obtained is or will be required for the valid authorization, execution and delivery of the Indenture by the Trustee or the performance by the Trustee of its obligations under the Indenture. 7. The execution and delivery of the Trustee Agreement, and compliance with the provisions thereof, will not conflict with or constitute a breach of or default under, the Trustee's duties or obligations under any law, administrative regulation, court decree, resolution, charter, by- laws, agreement, instrument or commitment applicable to or binding upon the Trustee. 8. The Trustee is duly authorized to accept the obligations created by the Indenture and to authenticate the Bonds pursuant to the terms thereof, and the Trustee has authenticated and delivered the Bonds in accordance with the terms of the Indenture. Dated: [Closing Date] By: Title: KIVILYDDAN 26992 257329 3 G-1 PRELIMINARY OFFICIAL STATEMENT DATED ,1996 NEW ISSUE: FULL BOOK-ENTRY, RATINGS: Standard & Poor's:" '" Moody's:" " (See "RATINGS" herein) In the opinion of Jones Hall Hill & White, A Professional Law Corporation, San Francisco, California, Bond Counsel, subject, however, w certain qualifications described herein, under existing law, the interest on the Bonds is excluded from gross income for federal income tax purposes and such interest is not an item of tax preference for purposes of the-federal alternative minimum tax imposed on individuals and corporations, although for the purpose of computing the alternative minimum tax imposed on certain corporations, such interest is taken inw account in determining certain income and earnings. In the further opinion of Bond Counsel, such interest is exempt from California personal income taxes. See "TAX MA~RS" herein.. 8 COUNTYWIDE PUBLIC FINANCING AUTHORITY 1996 Revenue Bonds Dated as of: Date of Delivery Due: July 1, as shown below The above-captioned bonds (the "Bonds") are being issued by the Countywide Pubhc Financing Authority (the "Authority"), a joint exercise of powers authority estabhahed by the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palma, Newport Beach, Orange, San Clemente, Santa Aha, Seal Beach, Stanton and Tustin (collectively, the "Members"), in accordance with the provisions of Article 1 through 4 (commencing with Section 6500) of Chapter 5 of Division 7 of Title 1 of the California Government Code (the "Act"). The Bonds will be delivered as fully registered bonds without coupons, and when delivered, will be registered in the name of Cede & Co., as nominee of the Depository Trust Company, New York, New York ("DTC"). See "THE BONDS - Book- Entry Only System" herein. Payment of the principal of and interest and premium, if any, on the Bonds will be made by , Los Angeles, California, as trustee (the "Trustee") to DTC, which will in turn remit such principal and interest (and p~emium, if any) to its participants for subsequent dispersal to beneficial owners of the Bonds, as described herein. Interest on the Bonds is payable semiannually on each January 1 and July 1, commencing January 1, 1997. Principal of any Bond and any premium upon redemption will be paid by check of the Trustee upon presentation and surrender thereof at the corporate trust office of the Trustee in Los Angeles, California. The Bonds are subject to mandatory redemption as described herein under the captions "THE BONDS - Mandatory Redemption from Optional Prepayment of Lease Payments" and "- Special Mandatory Redemption." The Bonds are being issued and delivered pursuant to an Indenture of Trust, dated as of July 1, 1996 (the "Indenture"), by and between the Authority and the Trustee, and in accordance with the provisions of Article 4 of the Act (the "Bond Law'). The proceeds from the sale of the Bonds will be used by the Authority (i) to provide financing for the portions of a County-wide communications system within Orange County allocable to certain of the Members and to finance other capital projects for certain Members within their respective geographical *preliminary, subject to change. GMGEDDES ~ ~ 3 boundaries (collectively, the 'Project'), (ii) to fund a Reserve Account, and Cfii) to pay the costs of issuance of the Bonds. In order to provide for the repayment of the Bonds, each Member has agreed to lease certain real property and improvements (collectively, the 'Leased Premises") to the Authority pursuant to separate Site and Facility Leases, each dated as of July 1, 1996 between the Authority, as lessee, and each Member, as lessor (the "Site Leases"), and to lease back said ~ Premises from the Authority pursuant to separate Lease A~eements, each dated as of July 1, 1996 between the Authority, as lessor, and each Member, as lessee (the "Lease Agreements"). Pursuant to the Lease Agreements, each Member has aEreed to pay installments of rent for the Leased Premises to the Authority (the "Lease Payments") which have been calculated to be sufficient, in the aggregate, to enable the Authority to pay the principal of and interest and premium, if any, on the Bonds when due and payable. See "DEBT SERVICE FOR THE BONDS" and "APPENDIX A - Sumnm~ of Principal Legal Documents - The Lease' Agreements" herein. Payment of the principal of and interest on the Bonds when due will be guaranteed by a municipal bond insurance policy to be issued by (the "Insurer") concurrently with the delivery of the Bonds. See "MUNICIPAL BOND INSURANCE POLICY" herein. [IN~ LOGO] . ~, The Bonds are special obligations of the Authority payable solely from the revenues pledged under the Indenture as described herein, consisting primarily of the Lease Payments. The Lease Payments are subject to abatement under certain circumstances as described herein. See 'SECURITy. FOR ~ BONDS - Lease Payments' and 'RISK FACTORS - Abatement' herein. Each Member has covenanted under its respective Lease Agreement that it will take such action as may be necessary to include its Lease Payments in its budgets during the term of its Lease Agreement and to make the necessary annual appropriations therefor. Neither the Bonds nor the obligation of each Member to make Lease Payments constitutes an obligation of such Member for which such Member is obligated to levy or pledge any form of taxation or for which such Member has levied or pledged any form of taxation. The Authority has no taxing power. Neither the Bonds nor the obligation of each Member to make Lease Payments under its Lease Agreement constitutes a debt of such Member, Orange County, the State of California or any of its political subdivisions within the meaning of any constitutional or'statutory debt limitations or restrictions. MATURITY SCI-I~DUL~ Due Principal Interest Due Principal Interest (July 1) Amount Rate Price (J'ulv 1) Amount Rate · Price · THIS COVBR PAGE CONTAINS CERTAIN INFORMATION FOR QUICK REFERENCE ONLY. 1T IS NOT A SUMMARY OF THIS ISSUE. INVESTORS MUST READ THE ENTIRE OFFICIAL STATEMENT TO OBTAIN INFORMATION ESSENTIAL TO THE MAKING OF AN INFORMED INVESTMENT DECISION. ._ GMGEDDI~ 26982 257002 3 : : ' The Bonds will be offered when, as and if delivered to and received by the Underwriter, subject to the approval of their validity and the legality of the Lease Agreements by' Jones Hall Hill & White, A' Professional Law Corporation, San Francisco, California, Bond Counsel, and certain other conditions. Certain matters will be passed upon for the Underwriter by Cox, Castle & Nicholson, LLP, Los .Angeles, California, for the Authority by , and for each Member by its City Attorney. It is anticipated that the Bonds will be available for delivery to The Depository'Trust Company in New York, New York on or about July ,1996. Dated: ,1996 Stone & Youngberg LLC GMGI~:DDi~ :269112 257002 3 No dealer, broker, salesman or other person has been authorized by the Stone & Youngberg LLC (the "Underwriter'), the Authority or the Members to give any information or to make any . representations other than those contained herein, and if given or made, such other information and representations must not be relied upon as having been authorized by the any of the foregoing. This Official Statement does not constitute an offer to sell or solicitation of an offer to buy, nor shall there be any sale of the Bonds by any person in any jurisdiction in which it is unlawful for such person to make such offer, solicitation or sale. This Official Statement is not to be construed as a contract with the purchasers of the Bonds. Statements contained in this Official Statement which involve estimates, forecasts Or matters of opinion, whether or not expressly so described herein, are intended solely as such and are not to be construed as a representation of facts. The information set forth herein has been furnished by the Authority and the Members from sources which are believed to be reliable, but it is not guaranteed as to accuracy or completeness, and is not to be construed as a representation by .the Underwriter. The information and expressions of opinion herein are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall, under any circumstances, create any implication that there has been no change in the affairs of the Authority or the Members since the date hereof. This Official Statement is submitted in connection with the sale of securities referred to herein and may not be reproduced or used, as a whole or in part, for any other purpose. The Authority and the Members have covenanted to provide secondary market disclosure regarding certain information and events which may occur over the life of the Bonds. IN CONNECTION WITH THIS OFFERING, THE UNDERWRITER MAY OVER~LI_OT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABILIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. THE UNDERWRITER MAY OFFER AND SELL THE BONDS TO CERTAIN DEALERS AND DEALER BANKS AND BANKS ACTING AS AGENT AT PRICES LOWER THAN. TIlE PUBLIC OFFERING PRICE STATED ON THE COVER PAGE HE~F AND SAID PUBLIC OFFERING PRICE MAY BE CHANGED FROM TIME TO TIME BY THE UNDERWRITER. THE BONDS HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, IN RELIANCE UPON AN EXEMPTION CONTAINED IN SUCH ACT, AND THE BONDS HAVE NOT BEEN REGISTERED OR QUALIFIED UNDER THE SECURITIES LAWS OF ANY STATE. ' COUNTYWIDE PUBLIC FINANCING AUTHO~ Authority Board [TO BE PROVIDED BY AUTHORITY] Authority Staff [FO BE PROVIDED BY AUTHORITY] SPECIAL SERVICES Bond Counsel Jones Hall Hill & White, A Professional Law Corporation San Francisco, California Trustee [TO FOLLOW] Financial Advisor Public Financial Management, Inc. Newport Beach, California Underwriter's Counsel Cox, Castle & Nicholson, LLP Los Angeles, California TABLE OF CONTENTS SUMMARY .................................................... m INTRODUCTION ................................................ 1 · THE AUTHORITY ................... 2 THE BONDS ................................................... 2 General Provisions ........................................... 2 Book-Entry Only System ....................................... ~ Mandatory Redemption from Optional Prepayment of Lease Payments ........... 5 Special Mandatory Redemption ................................... 6 Notice of Redemption ......................................... 6 Selection of Bonds for Redemption . .' ............. ................... 6 Purchase of Bonds in Lieu of Redemption ..... ....................... 7 Transfer and Exchange of Bonds ................................... 7 Bonds Mutilated, Lost, Destroyed or Stolen ............................ 7 SECURITY FOR THE BONDS ' 8 Lease Payments ....... . ...................................... 8 Reserve Account ............................................ 8 Covenant to Budget and Appropriate ................................ 9 No Additional Bonds .......................................... 9 MUNICIPAL BOND INSURANCE POLICY ............................... 9 ESTIMATED SOURCES AND USES OF FUNDS ............................ 10 DEBT SERVICE FOR THE BONDS ..................................... 10 RISK FACTORS ................. : ............................... 11 No Full Faith and Credit ....................................... 11 Financial Condition of Members ................................... 11 Abatement .................................... ' ............ 12 Limited Recourse on Default ..................................... 12 Loss of Tax Exemption ........................................ 12 Constitutional Limitations on Taxation and Appropriation ................... 13 THE MEMBERS AND THE LEASED PREMISES ............................ 15 General; Leased Premises ....................................... 15 General Funds; Economic and Statistical Data .......................... 15 Sales Tax Revenues ........................................... 16 Assessed Valuation and Tax Collection .... : .......................... 16 The Teeter Plan ............................................. 17 Other Tax Revenues .......................................... 18 THE PROJECT TAX MATTERS RATINGS UNDERWRITING CONTINUING DISCLOSURE' LITIGATION CERTAIN LEGAL MATTERS MISCELLANEOUS ....................................... . ........ 21 APPENDIX A - Summary of Principal Legal Documents '.. ~ ..... ' · .............. A-1 APPENDIX B - Information Concerning Members and DeScription of Leased Premises ..... B-1 APPENDIX C Proposed Form of Bond Counsel Opinion ....................... C-1 APPENDIX D - Specimen Municipal Bond Insurance Policy ...................... D-! APPENDIX E - Form of Authority Continuing Disclosure Certificate ................. E-1 APPENDIX F - Form of Member Continuing Disclosure Certificate ................. F-1 SUMMARY ~ following information is furnished solely to provide limited introductory information regar&'ng the Bonds and does not purport to be comprehensive. All such information is qualified in . its entirety by reference to the mo~ detailed des'criptions appearing in this Official Statement, including the appen&'ces hereto. All capitalized terms used in this Official Statement not otherwise defined shall have the meanings ascribed to them in the Indenture. The definitions of certain of such terms are set forth in Appendix A hereto. Issuer: The Bonds are being issued by the Countywide Public Financing Authority (the "Authority"). See ~THE AUTHORITY" herein. Security: The Bonds are special obligations of the Authority payable solely from revenues pledged under the Indenture, consisting primarily of Lease Payments made by the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palina, Newport Beach, Orange, San Clement,, Santa Aaa, Seal Beach, Stanton and Tustin (the ~Members~), under Lease Agreements between the Authority and each of the Members. The Members' Lease Payments are subject to abatement under certain circumstances as described herein. See "SECURITY FOR THE · BONDS" and "APPENDIX A - Summary of Principal Legal Documents" herein. Payment of the principal of and interest on the Bonds will be further secured by a municipal bond insurance policy issued by See ."MUNICIPAL BOND INSURANCE POLICY" herein. Purpose: Proceeds from the sale of the Bonds will be used by the Authority (i) to provide financing for the Project, (ii) to fund the Reserve Account, and (iii) to pay the costs of issuance of the Bonds. See "THE PROJECT" herein. Redemption: Mandatory Redemption from Optional Prepayment of Lease Payments. The Bonds maturing on or after July 1, .. are subject to mandatory redemption as a whole or in part on any date on or after July 1, ,' from the optional prepayment of Lease Payments by a Member under its Lease Agreement, at the redemption prices described herein, together with accrued interest thereon to the date fixed for redemption. See "THE BONDS - Redemption - Mandatory Redemption from Optional Prepayment of Lease Payments" herein. Special Mandatory Redemption. The Bonds are subject to redemption as a whole or in part on any date, to the extent the Trustee has received title or hazard insurance proceeds or condemnation proceeds not used to repair or replace any portion of the Leas6d Premises of a Member damaged or destroyed and elected by such Member to be used for such purpose as provided in the Indenture, at a redemption price equal to one hundred percent (100%) of the principal amount thereof plus interest accrued thereon to the date fixed for redemption, without premium. See "THE BONDS - Redemption- Special Mandatory Redemption" herein. ..0 111 Form and Denominations: · Registration: payment of Principal and Premiums: Interest Payments: Delivery: Legal Matters: The Bonds are being issued in fully registered form, without coupons, in denominations of $5,000 or any integral multiple thereof. The Bonds will be initially registered in the name of Cede & Co., as nominee for The Depository Trust Company, New York, New York, which will act as securities depository for the Bonds. See 'THE BONDS - Book-Entry Only System' herein. Payment of the principal of the Bonds and any premium upon redemption will be paid by check of the Trustee upon presentation and surrender thereof at the corporate trust office of the Trustee in Los Angeles, California. Interest on the Bonds is payable semiannually on each January 1 and July 4, commencing January 1, 1997 (each, an "Interest Payment Date"). '~, Delivery of the Bonds is expected to be made on or about July ,1996 at The Depository Trust Company in New York, New York. Legal matters incident to the authorization and issuance of the Bonds are subject to the opinion of Jones Hall Hill & White, A Professional Law Corporation, San Francisco, California, Bond Counsel, concerning the Bonds, the Indenture, the Lease Agreements and certain tax matters. The opinion of Bond Counsel will be substantially in the proposed form set forth in Appendix C attached hereto. Certain other matters will be passed upon for the Underwriter by Cox, Castle & Nieholson, LLP, Los Angeles, California, for the Authority by and for each.Member by its City Attorney. See "TAX MATYERS," ' CERTAIN LEGAL MATTERS' and "APPENDIX C - Proposed Form of Bond Counsel Opinion" herein. COUNTYWIDE PUBLIC FIN~CING AUTHORITY 1996 Revenue Bonds INTRODUCTION This Introduction is subject in all respects to the more complete information contained elsewhere in this Official Statement, and the offering of the Bonds to potential investors is made only by means of the entire Official Statement. Tertns used in this Official Statement and not otherwise defined shall have the meanings ascribed to them in the Indenture. The definitions of cetWdn of such terms are set forth in Appendix A hereto. The purpose of this Official Statement is to provide certain information concerning the issuance by the Countywide Public Financing Authority (the "Authority") of its Countywide Public Financing Authority 1996 Revenue Bonds (the "Bonds") in an aggregate principal amount of $ *. The Bonds are being issued pursuant to an Indenture of Trust, dated as of July 1, 1996 (the "Indenture"), by and betWeen the Authority and , as trustee (the "Trustee"). The Authority was established pursuant to a joint exercise of powers agreement among the Members, which include the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palina, Newport Beach, Orange, San Clemente, Santa Ana, Seal Beach, Stanton .and Tustin. See "THE AUTHORITY" herein. The proceeds from the sale of the Bonds will be used by the Authority (i) to provide financing for the portions of a County-wide communications system within Orange County allocable to certain of the Members and to finance other capital projects for certain Members within their respective geographical boundaries (collectively, the "Project"), (ii) to fund a Reserve Account, and (iii) to pay the costs of issuance of the Bonds. In order to provide for the repayment of the Bonds, each Member has agreed to lease certain real property and improvements (collectively, the "Leased Premises") to the Authority pursuant to separate Site and Facility Leases, each dated as of July 1; 1996 betWeen the Authority, as lessee, and each Member, as lessor (the "Site Leases"), and to lease back said Leased Premises from the Authority pursuant to separate Lease Agreements, each dated as of July 1, 1996 betWeen the Authority, as lessor, and each Member, as lessee (the "Lease Agreements"). Pursuant to the Lease Agreements, each Member has agreed to pay installments of rent for the Leased Premises to the Authority (the "Lease Payments") which have been calculated to be sufficient, in the aggregate, in both time and amount, to enable the Authority to pay the principal of and interest and premium, if any, on the Bonds when due and payable. Pursuant to the Indenture, the Authority has assigned to the Trustee, for the benefit of the owners of the Bonds, certain of its rights under the Lease Agreements, including its right to receive and enforce payment of the Lease Payments to be made by the respective Member. See "SECURITY FOR THE BONDS" and "APPENDIX A - Summary of Principal Legal Documents - Lease Agreements" herein: Pursuant to the Lease Agreements, each Members has covenanted that it will take such action as may be necessary to include all its Lease Payments in its budgets and to make the necessary annual appropriations therefore. The Lease Payments to be made by each Member are subject to abatement during any period in which the Leased Premises are not available to such Member for use and occupancy *Pre~, subject to change. due to damage, destruction or title defect. See "SECURITY FOR THE BONDS - Covenant to Budget and Appropriate," "RISK FACTORS - Abatement" and "APPENDIX A - Summary of Principal Legal Documents - Lease Agreements" herein. Neither the Bonds nor the obligation of each Member to make Lease Payments constitutes an obligation of such Member for which such Member is obligated to levy or pledge any form of taxation or for which such Member has levied or pledged any form of taxation. The Authority has no taxing power. Neither the Bonds nor the obligation of each Member to make Lease Payments constitutes a debt of such Member, Orange County (the "County"), the State of California (the "State"), or any political subdivisions thereof, and does not constitute an indebtedness within the meaning of any constitutional or statutory debt limitation or restriction. A summary of the principal legal documents relating to this financing is contained in Appendix A~ information concerning the Members and a description of the Leased Premises are presented in Appendix B; the proposed form of Bond Counsel's legal opinion is set forth in Appendix C; a specimen of the municipal bond insurance policy is set forth in Appendix D; and the forms of Continuing Disclosure Certificates for the Authority and for the Members are set forth in Appendix E and Appendix F, respectively. The Authority was established in accordance with the provisions of Article 1 through 4 (commencing with Section 6500) of Chapter 5 of Division 7 of Title 1 of the California Government Code (the "Act"), and pursuant to the terms of that certain Joint Exercise of Powers Agreement, dated as of , 1996, by and among the Authority and each of the Members. Under the Act, the Authority is authorized to borrow money for the purpose of financing the acquisition of bonds, notes and other obligations of, or making loans to, public entities, including the Members, and to provide financing for the public capital improvements of public entities, including the Members. The governing body of the Authority is comprised of twelve (12) Directors, appointed by the governing bodies of each Member. Each Director shall hold office until the governing body of the related Member appoints a successor. The principal office of the Authority is located at City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 92701. THE BOHDS General Provisions' The Bonds will be issued, sold, authenticated and delivered pursuant to Article 4 of the Act (the "Bond Law") in the aggregate principal amount of $ *. The Bonds will be dated the date of delivery thereof and will mature on July 1 in each of the years .and in the amounts, and will bear interest at the annual rates, as shown on the cover page hereof. *Pre 'hminary, subject to change. Interest on the Bonds is payable semiannually on each January 1 and July 1, commencing January 1, 1997 (each, an "Interest Payment Date"), calculated based on a 360-day year comprised of twelve(12) thirty-day months, to the person whose name appears on the registration books maintained by the Trustee as the registered owner thereof as of the fifteenth (15th) calendar day of the month preceding each Interest Payment Date, whether or not such day is a business day (each, a "Record Date"). Interest on the Bonds will be paid by check of the Trustee. mailed by first class mail to the registered owners at the respective addresses of such owners as they appear on the registration books of the Trustee as of the applicable Record Date; provided, however, that payment of interest may be made by wire transfer in immediately available funds to an account in the United States of America to any registered owner of Bonds in the aggregate principal amount of $1,000,000 or more who shall furnish written wire instructions to the Trustee at least five (5) days before the applicable Record Date. The Bonds will bear interest from the Interest Payment Date next preceding the date of authentication thereof, unless (i) it is authenticated after a Record Date and on or before the following Interest Payment Date, in which event it shall bear interest from such Interest Payment Date, or (ii) it is authenticated on or before December 15, 1996, in which event it shall bear interest from July 1, 1996; provided, however, that if, as of the date of authentication of any Bond, interest thereon is in default, such Bond shall bear interest from the Interest Payment Date to which interest has previously been paid or made available for payment thereon. Principal of any Bond and any premium upon redemption will be paid by check of the Trustee upon presentation and surrender thereof at the corporate trust office of the Trustee in Los Angeles, California. The Bonds will be issued in fully registered form, without coupons, registered in the name of The Depository Trust Company, New York, New York CDTC") or its nominee. DTC will act as securities depository for the Bonds. Purchases of beneficial interest in the Bonds will be made in book-entry form only in denominations of $5,000 or any integral multiple thereof. So long as the Bonds are held in the book-entry system of DTC, all payments of principal, interest and premium, if any, will be made by the Trustee to DTC as the registered owner of the Bonds. For a more complete discussion of DTC and its book-entry system, see "Book-Entry Only System" below. Book-Entry Only System The information in this section concerning DTC and DT¢'s book-entry system is based solely on information provided by DTC. Accordingly, no representations can be made by the Authority concerning these matters and neither the DTC Participants nor the Beneficial Owners should rely on the foregoing information with respect to such matters, but should instead confirm the same with DTC or the DTC Participants, as the case may be. DTC will act as securities depository for the Bonds. The Bonds will, when issued, be payable to Cede & Co. (DTC's partnership nominee). One or more fully registered Bond will be issued for each maturity of Bonds and will be deposited with DTC. DTC is a limited-purpose trus~ company organized under the laws of the State of New York, a "banking organization" within the meaning of the laws of the State of New York, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934, as amended. DTC holds securities that its participants CDTC Participants") deposit with DTC. DTC also facilitates the settlement among DTC .participants of securities transactions, such as 'transfers and pledges, in deposited securities 'through electronic computerized book-entry changes in accounts of DTC Participants, thereby elimina~ting the need for physical movement of securities certificates. DTC Participants include securities brokers and dealers, banks, trust companies, clearing corporations and certain other organizations (the "Direct Participants"). DTC is owned by a number of its Direct Participant and by the New York Stock Exchange, Inc., the American Stock Exchange, Inc., and the National Association of Securities Dealers, Inc. Access to the book-entry system is also available to others such as banks, securities brokers and dealers and trust companies that clear through or maintain a custodial relationship with a DTC Participant, either directly or indirectly (the "Indirect Participants"). The rules applicable to DTC and its Direct and Indirect Participants are on file with the Securities and Exchange Commission. Purchases of the Bonds under the DTC System must be made by or through Direct Participants, which will receive a credit balance in the records of DTC. The ownership interest of each actual purchaser of each Bond CBeneficial Owner"). is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase, but Beneficial Owners are expected to receive written confirmation providing details of the action, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Bonds will be accomplished by entries made by DTC and, in mm, by the DTC Participants who act on behalf of the Beneficial Owners. Beneficial Owner will not receive certificates representing their ownership interest in the Bonds, except in the event that use of the book-entry system for the Bonds is discontinued. To facilitate subsequent transfers, all the Bonds deposited by Direct Participants with DTC arc endorsed in the name DTC's partnership nominee, Cede & Co. The deposit of the Bonds with DTC and their endorsement in the name of Cede & Co. effect no change in beneficial ownership, DTC has no knowledge of the actual Beneficial Owners of the Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Bonds are credited, which may or may not be the Beneficial Owners. The DTC Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Redemption notices shall be sent to Cede & Co. as the registered owner of the Bonds. If less than all of the Bonds having the same maturity date(s) are being redeemed, DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such Bonds to be redeemed. So long as Cede & Co. is the registered owner of the Bonds, as nominee of DTC, references herein to the holders or registered owners of the Bonds will mean Cede & Co. and will not mean the Beneficial Owners of the Bonds. Principal of, premium, if any, and interest on the Bonds will be paid to DTC. Upon receipt of moneys, DTC's current practice is to immediately credit the accounts of the DTC participants in accordance with their respective holdings shown on the records of DTC uniess DTC has reason to believe that it will not receive payment on the payment date. Payments by DTC Participants and Indirect Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is now the case with securities held for the accounts of customers in bearer form or registered in "street name~" and will be the responsibility of such DTC Participant or Indirect Participant and not of DTC or the Authority, subject to any statutory and regulatory requirements as may be in effect from time to time. Payment of principal and interest to DTC is the responsibility of the Authority, disbursement of such payments to Direct Participants shall be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners shall be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its service as a securities depository with respect to the Bonds at any time by giving reasonable notice to the Authority. Under such circumstances, in the event that a successor securities depository is not obtained, Bond certificates are required to be printed and delivered. The Authority may decide to discontinue use of the system of book-entry transfers through DTC (or a successor securities depository). In that event, Bond certificates will be printed and delivered in accordance with the terms of the Indenture. The Authority does not have any responsibility or obligation to DTC Participants, to the persons for whom they act as nominees, or to any other person who is not shown on the registration books as being a registered owner of the Bonds, with respect to (i) the accuracy of any records maintained by DTC or any DTC Participant, (ii) the payment by DTC or any DTC Participant of any amount in respect of the principal of, premium, if any, or interest on the Bonds, (iii) any consent given or other 'action taken by DTC as registered owner, or (iv) any other purpose. The Authority cannot and does not give any assurances that DTC, DTC Participants or others will distribute payments of principal of or interest on the Bonds paid to DTC or its nominee, as the registered owner, or any notices to the Beneficial Owners or that they will do so on a timely basis or will serve and act in a manner described in this Official Statement. The Authority is not responsible or liable for the failure of DTC or any DTC Participant to make any payment or give any notice to a Beneficial Owner with respect to the Bonds or any error or delay relating thereto. Mandatory Redemption 'from Optional Prepayment of Lease Payments The Bonds maturing on or.after July 1, ~ are subject to mandatory redemption as a whole or in part upon ninety (90) days written notice to the Trustee by a Member of its intention to optionally prepay its Lease Payments, on any date on or after July 1, , from any available source of funds of the Member so electing to prepay, at the following redemption prices (expressed as a percentage of the principal amount of the Bonds to be redeemed), together with accrued interest thereon to the date fixed for redemption: Redemption Period _ Redemption Price July 1, ~ through June 30, ~ 102 % July 1, ' through June 30, ~ 101% July 1, __ and thereaRer 100% Any such redemption shall be in such order of maturity as the Member electing to prepay its Lease Payments shall designate (and, if no specific order of redemption is designated by such Member, in inverse order of maturity); provided, however, that only Bonds in which such Member has an interest (see the percentage table under the caption ~DEBT SERVICE FOR THE BONDS" herein) may be redeemed by such Member's election. Special Mandatory Redemption The Bonds are also subject to redemption as a whole, or in part on a pro rata basis among maturities, on any date, to the extent the Trustee has received title or hazard insurance proceeds or condemnation proceeds not used to repair or replace any portion of the Leased Premises of a Member damaged or destroyed and elected by such Member to be used for such purpose as provided in the Indenture, at a redemption price equal to one hundred percent (100%) of the principal amount of the Bond to be redeemed, plus interest accrued thereon to the date fixed for redemption, without premium. Notice of Redemption Notice of redemption must be mailed by first-class mail, postage prepaid, not less than thirty (30) nor more than sixty (60) days before any redemption date, to the respective registered owners of any Bonds designated for redemption at their addresses appearing on the registration books kept by the Trustee, and to the Securities Depositories and Information Services in accordance with the terms of the Indenture. Each notice of redemption must state the date of the notice, the redemption date, the place or places or redemption, whether less than all of the Bonds (or all Bonds of a single maturity) are to be redeemed, the CUSIP numbers and (in the event that not all Bonds within a maturity are called for redemption) Bond numbers of the Bonds to be redeemed, the maturity or maturities of the Bonds to be redeemed and in the case of Bonds to be redeemed in part only, the respective portions of the principal amount thereof to be redeemed. Each such notice must also state that on the redemption date there will become due and payable on each of said Bonds the redemption price thereof, and that from and after such redemption date interest thereon shall cease to accrue, and shall require that such Bonds be then surrendered. Neither the failure to receive any notice nor any.defect therein will affect the sufficiency of the proceedings for such redemption or the cessation of accrual of interest from and after the redemption 'date. Selection of Bonds for Redemption Whenever provision is made in the Indenture for the redemption of less than all of the Bonds of a particular maturity, the Trustee will select the Bonds to be redeemed from all Bonds of such maturity or such given portion thereof not previously called for redemption,' by lot in any monner which the Trustee in its sole discretion deems appropriate and fair. For purposes of such selection, the Trustee will treat each Bond as consisting of separate $5,000 portions and each such portion will be subject to redemption as if such portion were a separate Bond. - Purchase of Bonds in Lieu of Redemption In lieu of redemption of Bonds as described above, amounts held by the Trustee for such redemption may also be used on any Interest Payment Date, upon receipt by the Trustee at least seventy- five (75) days prior to the next scheduled Interest Payment Date of a written request of the Authority, for the purchase of Bonds at public or private sale as and when and at such prices (including brokerage fees, accrued interest and other charges) as the Authority may in its discretion direct, but not to exceed the redemption price which would be payable if such Bonds were redeemed. The aggregate principal amount of Bonds of the same maturity purchased in lieu of redemption as described in this paragraph may not exceed the aggregate principal amount of Bonds of such maturity which would otherwise be subject to such redemption. Transfer and Exchange of Bonds Any Bond may, in accordance with its terms, be transferred on the Trustee's registration books by the person in whose name it is registered, in person or by his duly authorized attorney, upon surrender of such Bond to the Trustee for cancellation, accompanied by delivery of a written instrument of transfer, duly executed in a form acceptable to the Trustee~ Transfer of any Bond will not be permitted by the Trustee during the period established by the Trustee for selection of Bonds for redemption or if such Bond has been selected for redemption pursuant to the Indenture. Whenever any Bond or Bonds shall be surrendered for transfer, the Authority shall execute and the Trustee shall authenticate and shall deliver a new Bond or Bonds for a like aggregate principal amount in authorized denominations and of like maturity. The Trustee may require the Bond owner requesting such transfer to pay any tax or other governmental charge required to be paid with respect to such transfer. Any Bond may be exchanged at the corporate trust office of the Trustee in Los Angeles, California, for a like aggregate principal amount of Bonds of other authorized denominations and of like maturity. Exchange of any Bond shall not be permitted during the period established by the Trustee for selection of Bonds for redemption or if such Bond has been selected for redemption pursuant to the Indenture. The Trustee may require the BOnd owner requesting such exchange to pay any tax or other governmental charge required to be paid with respect to such exchange. The foregoing provisions relating to the transfer and exchange of Bonds are not applicable to the transfer and exchange of any Beneficial Owner's interests in the Bonds so long as the Bonds are held in the book-entry system described above. Bonds Mutilated, Lost, Destroyed or Stolen If any Bond shall become mutilated, the Authority, at the expense of the registered owner of said Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in exchange and substitution for the Bond so mutilated, but only upon surrender to the Trustee of the Bond so mutilated. Every mutilated Bond so surrendered to the Trustee must be canceled by it and destroyed. If. any Bond is lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Authority and the Trustee and, if such evidence is satisfactory to them and indemnity satisfactory to them shall be given, the Authority, at the expense of the owner of such lost, destroyed or stolen Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of like tenor in lieu of and in substitution for the Bond so lost, destroyed or stolen (or if any such Bond shall have matured or shall have been called for redemption, instead of issuing a substitute Bond, the Trustee may pay the same without surrender thereof upon receipt of indemnity satisfactory to the Trustee). The Authority may require payment by the owner of a sum not exceeding the actual cost preparing each new Bond issued under the Indenture and of the expenses which may be incurred by the Authority and the Trustee in the preparation, execution, authentication and delivery thereof. Any Bond issued in lieu of any Bond alleged to be lost, destroyed or stolen will constitute an original additional contractual obligation on the part of the Authority whether or not the Bond so alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be entitled to the benefits of the Indenture with all'other Bonds secured by the Indenture. SECURITY FOR THE BONDS Lease Payments ;... The Bonds are special obligations of the Authority payable from revenues pledged under the Indenture, consisting primarily of Lease Payments, and from certain funds held under the Indenture. Lease Payments are. to be made by the Members from yearly appropriations which are payable out of any source of legally available funds. The Members have covenanted under their respective Lease Agreements to make such yearly appropriations. See "Covenant to Budget and Appropriate" below and "APPENDIX A - Summary of Principal Legal Documents - Lease Agreements" herein. The Lease Payments to be made by each Member are subject to abatement during any period in which the Leased Premises are not available to such Member for use and occupancy due to damage, destruction Or title defect; as described herein under "RISK FACTORS - Abatement." Neither the full faith and credit nor the taxing power of the Members, the County or the State is pledged to the payment of the Bonds or the Lease Payments. The Authority has no taxing power. The Authority has assigned its right under each Lease Agreement to receive Lease Payments and other amounts payable thereunder to the Trustee for the benefit of the owners of the Bonds. Reserve Account A portion of the proceeds from the sale of the Bonds will be deposited into the Reserve Account in an amount equal to the Reserve Requirement (as defined below). In addition, the Trustee is required under the Indenture to deposit a portion of the Lease Payments into the Reserve Account, to the extent such Lease Payments are not required to be deposited into the Interest Account or the Principal Account, as may be required to maintain therein an amount equal to the Reserve Requirement. Amounts in the Reserve Account will be used and withdrawn by the Trustee solely for the purpose of (i) paying the principal of or interest on the Bonds when due and payable to the extent that moneys deposited in the Interest Account or the Principal Account are not sufficient for such purpose, and (ii) making the final payments of principal of and interest on the Bonds on the date on which all Bonds shall be retired under the Indenture or provision is made therefor. The term "Reserve Requirement" means, as of the date of calculation, the maximum amount obtained by totaling, for the current or any further Bond Year, the sum of: (a).the principal amount of all outstanding Bonds maturing in such Bond Year, and (b) the interest scheduled to become payable during such Bond Year on the aggregate principal amount of Bonds which would be outstanding in such period, if the Bonds are retired as scheduled. Any amounts on deposit in the Reserve Account in excess of the Reserve Requirement will be transferred to the Bond Fund. Covenant to Budget and Appropriate Pursuant to each Lease Agreement, the applicable ~Member has covenanted to take such ,action as may be necessary to include all of its Lease Payments due under the Lease Agreement in each of its budgets during the term of the Lease Agreement, and to make the neceisary annual appropriations for all such Lease Payments. Each Member has agreed under its respective Lease Agreement that the covenants contained therein, including the covenant described in the preceding sentence, constitute ministerial duties of the Member imposed by law, and it shall be the duty of each and every public official of the Member to take such action and do such things as.are required by law in the performance of the official duty of such official to enable the Member to carry out and perform such covenants. No Additional Bonds Pursuant to the Indenture, the Authority has covenanted that no additional bonds, notes or other indebtedness shall be issued or incurred which are payable out of the revenues securing the payment of the Bonds. MUNICIPAL BOND INSURANCE POLICY [TO BE PROVIDED BY INSURER] ESTIMA~ SOURCES AND USES OF FUNDS The following table presents the estimated sources and uses of Bond proceeds (excluding accrued interest, which will be deposited into the Interest Account). Sources of Funds: Principal Amount of Bond Less: Original Issue Discount Less: Underwriter's Discount Total Sources Uses of Funds: Costs of Issuance Fund~ Reserve Account Project Fund Total Uses $ ~ Costa of issuance include an amount equal to $ , repreaenting the premium paid for tho municipal bond insurance policy. Other costs of issuance will include printing costs for the Bonds mad thc preliminezy and final Official Statements, fees and expenses of thc Trustee end ira counsel, fces and e~cnscs of Bond Counscl end coumcl to thc Authority, end certain othcr costs ea~ciated with thc issuance and delivcry of the Bonds. DEBT SERVICE FOR THE BONDS The following table sets forth the debt service requirements for the Bonds: [TO BE PROVIDED BY UNDERWRITER] The Lease Payments have been calculated to be sufficient, in the aggregate, to enable the Authority to pay the principal of and interest and premium, if any, on the Bonds when due and payable. The following table sets forth the percentage of debt service covered by each Member's Lease Payments: [TO BE PROVIDED BY UNDERWRITER] 10 RISK FACTORS The following factors, along with all other information in this Official Statement, should be considered by potential investors in evaluating the Bonds. However, the factors described below are not purported to constitute an exhaustive listing of the risks which may be relevant to an investment decision. In addition, the order in which the following factors are presented is not intended to reflect the relative importance of any such risks. No Full Faith and Credit The Bonds are payable solely from the revenues pledged under the Indenture, which consist primarily of the Lease Payments to be made by the Members under their respective Lease Agreements, together with certain moneys on deposit in the funds and accounts held by the Trustee under the Indenture. The Members have not pledged their full faith and credit to the payment of Lease Payments, and the obligations of the Members to make Lease Payments do not constitute obligations of the Members for which the Members are obligated to levy or pledge any form of taxation or for which the Members have levied or pledged any form of taxation. Moreover, the obligation of each Member to make Lease Payments does not constitute a debt or indebtedness of such Member, the County, the State, or any political subdivision thereof, within the meaning of any constitutional or statutory debt limitation or restriction. The Authority has no taxing power. Each Member has covenanted in its Lease Agreement that, for so long as the applicable Leased Premises are available for its use, it will make the necessary annual appropriations within its budget for its Lease Payments. However, the obligation to pay Lease Payments under each Member's Lease Agreement is a general unsecured obligation of such Member. Such Member has the capability to enter into other obligations which may constitute additional charges against its general revenues and thereby adversely affect the availability of funds to make Lease Payments. Financial Condition of Members Many of the Members are heavily dependent on intergovernmental revenues from the State and the federal government, Which sources of revenue may themselves be dependent on the transferring government's budgetary and financial condition. In addition, property and other forms of taxation comprising an additional significant source of revenue for many Members are subject to statutory and constitutional limitations which may impede their growth and availability for Member expenditures. In particular, if any Member were to exceed or to approach exceeding its appropriations limit described in Article XIIIB of the California Constitution, such Member could choose to fund other expenditures to the exclusion of the Lease Payments. See "Constitutional Limitations on Taxation and Appropriation" below for a discussion of certain California constitutional and statutory provisions imposing limitations on the taxing and appropriation powers of California political subdivisions. See "THE MEMBERS AND THE LEASED PREMISES" and "APPENDIX B - Information Concerning the Members and Description of Leased Premises" for certain general, financial and economic information relating to the Members. No Member has covenanted to pay the Lease Payments of any other Member or to make up any deficit in the payment to registered owners of the Bonds which occurs by reason of another Member's nonpayment; provided, however, that moneys in the Reserve Account will be used for such purpose, if available. For this reason, one Member's default in the payment of its Lease Payments will cause a 11 default in the payments of principal of and interest on the Bonds in the event that moneys in the Reserve Account are insufficient to make up the deficit caused by such nonpayment. Abatement The Lease Payments under each Lease Agreement will be abated during any period in which, by reason of damage, destruction or title defect (other than by eminent domain, as discussed below), there- is substantial interference with the applicable Member's use and occupancy of all or any portion of its Leased Premises. The amount of such abatement will be agreed upon by the Member and the Authority such that the resulting Lease Payments represent fair consideration for the use and occupancy of the remaining usable portions of the Leased Premises. Such abatement will continue for the period commencing with such damage or destruction and ending with the substantial completion of the work of repair or reconstruction. In the event of any such damage or destruction, the applicable Lease Agreement will continue in full force and effect and each Member has waived any right to terminate the Le~e Agreement by virtue of any such damage, destruction or title defect. Pursuant to each Lease Agreement, if all of the applicable Leased Premises is taken permanently under the power of eminent domain or sold to a government threatening to exercise the power of eminent domain, the term of the Lease Agreement will cease with respect to such Leased Premises as of the day possession shall be so taken. If less than all of the Leased Premises is taken permanently, or if all of the Leased Premises or any part thereof is taken temporarily under the power of eminent domain, (i) the Lease Agreement will continue in full force and effect and will not be terminated by virtue of such taking and the parties waive the benefit of any law to the contrary, and (ii) there will be a partial abatement of Lease Payments in an amount to be agreed upon by the Member and the Authority such that the resulting Lease Payments for such Leased Premises represent fair consideration for the use and occupancy of the remaining usable portion of such Leased Premises. Limited Recourse on Default Pursuant to each Lease. Agreement, the Trustee, as assignee of the Authority thereunder, may exercise any and all remedies available pursuant to law in the event the applicable Member defaults on its obligations to make its Lease Payments, including the right of entry or re-entry upon the Leased Premises; provided, however, that neither the Trustee nor the Authority will have the right, under any circumstances, to (i) accelerate the Lease Payments or otherwise declare any Lease Payments not then in default to be immediately due and payable, or (ii) to terminate the Lease Agreement, or (iii) to cause the fee interest or the leasehold interest of the Member in the Leased Premises to be sold, assigned or otherwise alienated. Moreover, if a court were to conclude that the Leased Premises are essential to basic governmental functions of a Member or that the applicable Lease Agreement provided the Authority or the Trustee with impermissible control over property of such Member, it is unlikely that such court would permit the exercise of the remedy of re-entry specified in the applicable Lease Agreement. See "APPENDIX A - Summary of Principal Legal Documents - The Lease Agreements" herein. Loss of Tax Exemption Interest on the Bonds could become included in gross income for purposes of federal income taxation retroactive to the date the Bonds were issued and delivered as a result of acts or omissions of the Authority or a Member in violation of their respective covenants in the Indenture and the Lease Agreements. Should such an event of taxability occur, the Bonds are not subject to a mandatory 12 redemption and will remain outstanding until maturity or until redeemed under one of the redemption provisions contained in the Indenture. See "TAX MATTERS" herein. Constitutional Limitations on Taxatibn and Appropriations Article XIIIA On June 6, 1978, California voters approved Proposition 13, a statewide initiative relating to the taxation of real property, which added Article XIIIA to the California Constitu~on. Among other things, Article XIIIA: (a) limited ad valorem property taxes on all real property to one percent (1%) of the full cash value of the property; Co) exempted existing voter-approved bonded indebtedness from the one percent limitation; (c) defined "full cash value" as the county assessor's appraised value of real property as of April 1, 1975, adjusted by changes in the Consumer Price Index at a rate not to exceed two percent (2%) per y~ar; (d) permitted establishment of a new "full cash value" when there is new construction or a change in ownership; (e) permitted the re,assessment, up to the April 1, 1975 value, of property which was not current on the 1975-76 assessment roll; (f) required counties to collect the one percent prope~'ty tax and to "apportion according to law to the districts within the counties"; (g) prohibited neW ad valorem taxes on real property, or sales taxes, or transaction taxes on the sale of real property; (h) permitted the imposition of special taxes by local agencies, other than those prohibited, by a two-thirds vote of the "qualified electors" of such agencies; and (i) required a two-thirds vote of all members of both houses of the Legislature for any changes in State taxes which would result in increased revenues. Article XIIIA has subsequently been amended to permit reduction of the "full cash value" base in the event of declining property values caused by damage, destruction or other factors and to provide that there would be no increase in the "full cash value" base in the event of reconstruction of property damaged or destroyed in a disaster. On June 18, 1992, in Nordlinger v. Hahn, (1992), 112 S.Ct. 2326, the United States Supreme Court held that the tax scheme imposed by Article XIIIA does not violate the Equal Protection Clause of the United States Constitution. The Court stated, among other things, that (i) the State has a legitimate interest in local neighborhood preservation, continuity and stability, and consequently may decide to structure its tax system to discourage rapid turnover in ownership of homes and businesses, and (ii) the State may legitimately conclude that a new owner at the time of acquiring his or her property does not have the same reliance interest warranting protection against higher taxes as does an existing owner. Notwithstanding the Nordlinger ruling, however, there can be no assurance that Article XIIIA will not be challenged on other constitutional grounds in the future. Legislation Implementing Article XIIIA Legislation has been enacted and amended a number of times since 1978 to implement Article XIIIA. Under current law, local agencies are no longer permitted to levy directly any ad valorem property tax. The 1% property tax is automatically levied annually by the county and distributed according to a formula among using agencies. The formula apportions the tax roughly in proportion to the relative shares of taxes levied prior to 1978. Any special tax to pay voter-approved indebtedness is levied in addition to the basic 1% property tax. In the general election held November 4, 1986, voters of the State of california approved two measures, Propositions 58 and 60, which further amend Article XIIIA. Proposition 58 amends Article 13 XIIIA to provide that the terms ~purchased" and %hange of ownership," for purposes of determining full cash value of property under Article XIIIA, do not include the purchase or transfer of (1) real property between spouses, and (2) the principal residence and the first $1,000,000 of other property between parents and children. Proposition 60 amends Article XIIIA and allows persons age 55 or older to transfer the lower assessed value of their current residence to another newly purchased residence of equal or lesser Value. For the exemption to apply, the new residence must be located in the same county and be purchased within two years after the sale of the previous residence. Proposition 60, as such, has no direct State or local fiscal effect unless the county board of supervisors passes an ordinance implementing it. Proposition 62 On November 4, 1986, an initiative statute ("Proposition 62 ") was adopted by the voters of the State which (i) requires that any tax for general governmental purposes imposed by local governmental entities be approved by resolution or ordinance adopted by. a two-thirds vote of the governmental entity's legislative body and by a majority vote of the electorate of the governmental entity, (ii) requires that any special tax (defined as taxes levied for other than general governmental purposes) imposed by a local governmental entity be approved by a two-thirds vote of the voters within that jurisdiction, (iii) restricts the use of revenues from a special tax to the purposes or for the service for which the special tax .was imposed, (iv) prohibits the imposition of ad valorem taxes on real property by local governmental entities except as permitted by Article XIIIA, (v) prohibits the imposition of transaction taxes and sales taxes on the sale of real property by local governmental entities, and (vi) requires that any tax imposed by a local governmental entity on or after August 1, 1985 be ratified by a majority vote of the electorate within two years of the adoption of the initiative or be terminated by November 15, 1988. Various provisions of Proposition 62 were declared unconstitutional at the appellate court level. On September 28, 1995, the California Supreme Court, in Santa Clara COunty Local Transportation Authority v. Guardino, upheld the constitutionality of the portion of Proposition 62 requiring a two-thirds vote in order for a local government or district to impose a special tax, and by implication upheld a 'parallel provision requiring a majority vote in order for a local government or district to impose any general tax. The Members may have imposed taxes which either are or could be subject to the Guardino decision. See the discussions with respect to each Member in Appendix B hereto under the headings for each Member entitled "Special Taxes." Appropriation Limitation - Article XIIIB On November 6, 1979, the voters of the State approved Proposition 4, known as the Gann Initiative, which added Article XIIIB to the California Constitution. On June 5, 1990, the voters approved Proposition 111, which amended Article XIIIB in certain respects. Under Article XIIIB, as amended, State and local governmental agencies in the State, as well as the State itself, are subject to annual ~appropriation limits~ that limits the ability to spend' certain monies which are called "appropriations subject to limitation~ in excess of the appropriations limit imposed. "Appropriations subject to limitation~ are authorizations to spend "proceeds of taxes," which consist of property tax revenues, certain state subventions and certain other funds, including proceeds from regulatory licenses, user charges or other fees to the extent that such proceeds exceed "the cost reasonably borne by such 14 entity in providing the regulation, product or service." No limit is imposed on appropriations of funds which are not "proceeds of taxes," such as appropriations for debt service on indebtedness existing or authorized before January 1, 1979, or subsequently authorized by the voters, appropriations required to comply with mandates of courts or the federal government, reasonable user charges or fees and certain other non-tax funds. Generally, annual adjustments reflect changes in California per capita personal income (or, at the entity's option, changes in assessed value caused by local nonresidential new construction), population and services provided by these State and local governmental entities. Among other provisions of Article XIIIB, if the revenues of such entities in any fiscal year and the following fiscal year exceed the mounts permitted to be spent in such years, the excess would have to be returned by revising tax rates or fee schedules over the subsequent two years. The appropriations limit and actual appropriation for fiscal year 1994/95 for each Member is set forth in "APPENDIX B - Information Concerning Members and Description of Leased Premises." Ballot Initiatives Article XIIIA, Article XIIIB, Proposition 58 and Proposition 60 were all adopted pursuant to measures qualified for the ballot pursuant to California's constitutional initiative process. From time to time, other initiative measures could be adopted by California voters. The adoption of any such initiative might place limitations on the ability of each Member to collect property tax revenues. THE MEMBERS AND THE LEASED PREMISES General; Leased Premises The Members include the Cities of Brea, Buena Park, Fullerton, Garden Grove, La Palma, Newport Beach, Orange, San Clemente, Santa Ana, Seal Beach, Stanton and Tustin. The Board of Directors of the Authority is comprised of members from the governing bodies of each of the Members. In order to provide for the repayment of the Bonds, each Member has agreed to lease its Leased Premises to the Authority pursuant to its Site Lease, and to lease back said Leased Premises from the Authority pursuant to its Lease Agreement. For a more detailed description of each Member and its respective Leased Premises, see ~APPENDIX B - Information Concerning Members and Description of Leased Premises" herein. General Funds; Economic and Statistical Data Set forth in Appendix B hereto are summaries of fmancial statements for the General Fund of each Member. The General Fund is a budget unit specifically defined under California law which serves as the main financing instrument for general governmental activities in California cities, towns, counties and school districts. Also set forth in Appendix B is certain economic and statistical information pertaining to each Member. 15 Sales Tax Revenues Sales tax revenues constitute a significant source of revenues for each of the Members. Sales taxes are collected from each business engaged in retail sales in California (except for exempt items) and distributed by the State Board of Equalization (the "SBE") to the jurisdiction where the sale took place. Estimated advance payments are made monthly for the three months of each quarter folloWed by clean-up payments which adjust for actual Collections. Each quarter's estimate is based upon the previous year's sales tax collections, as well as general economic trends determined by the SBE. Increases in sales taxes based upon new development are not fully reflected in quarterly estimates until a full calendar year after the opening of the new development for retail business. Sales taxes collected from merchants with no permanent place of business (i.e., certain vendors, construction contractors, etc.) are accumulated to a County-wide or State-wide (for out-of-state businesses) pool and distributed to cities and counties in proportion to their collections from sales tax payers. With limited exceptions, the sales taxes imposed upon business transactions in California cities are subject to the sales tax levied statewide by the State. The California Legislature could change the transactions and items upon which the State-wide tax and the sales and use tax are imposed. Any such change or amendment could have an adverse effect on sales tax revenues in each of the Members.- The Members are not aware of any proposed legislative change which could have an adverse effect on~ Sales tax revenues. · Appendix B includes a summary of taxable sales transactions for the Members since 19901' The value and volume of taxable transactions are dependent on a variety of market and economic factors. Some of these factors include the level of inflation affecting the price of goods and services, the rate of population growth in the general market area, the characteristics of the specific retail developments within a given city, the market service areas of the respective developments, mobility and disposable incomes of the consumers within the market areas, any planned and proposed retail developments existing and planned competitive retail establishments outside of a city. Assessed Valuation and Tax Collections Taxes are levied for each fiscal year on taxable real and personal property which is situated in the Member city as of the preceding January l, at the completion of new construction or when a change in ownership occurs. For assessment and collection purposes, property is classified either as "secured," "unsecured" or "supplemental" and is listed accordingly on separate parts of the assessment roll. :::The · "secured roll" is that part of the assessment roll containing State-assessed public utilities property, and property the taxes on which are secured by a lien on real property sufficient, in the opinion of the county assessor, to secure payment of'the taxes. Other property is assessed on the "unsecured roll" except properties classified as "supplemental" which include property on which construction has been completed or for which a change of ownership has occurred during the fiscal year ...... '~ .... .~. · .~ Property taxes on the secured roll are due in two installments, on November 1 and February 1 of the fiscal year. If unpaid, such taxes become delinquent on December 10 and April 10, respectively, and a 10% penalty attaches to any delinquent payment.. In addition, property on' the secured roll with r~pect to which taxes are delinquent is declared tax-defaulted on or about June 30 of the fiscal year. Such property may thereafter be redeemed by payment of the delinquent taxes and the delinquent penalty, plus a redemption penalty of 1.5 % per month to the time of redemption. If taxes are unpaid for a period 16 of five (5) years or more, the property is deeded to the state and then is subject to auction sale by the county tax collector. Property taxes on the unsecured roll are due as of January 1 and become delinquent, if unpaid, on August 31. A 10% penalty attaches to delinquent unsecured taxes, and an additional penalty of 1.5% per month begins to accrue November 1. The taxing authority has four ways of collecting unsecured personal property taxes: (1) a civil action against the taxpayer, (2) filing a certificate in the office of the county clerk specifying certain facts in order to obtain a judgment lien on certain property of the taxpayer; (3) filing of a certificate of delinquency for recordation in the county recorder's office, in order to obtain a lien on certain property of the taxpayer; and (4) seizure and sale of personal property, improvements or possessory interest belonging or assessed to the assessee. Property taxes on the supplemental roll are due in accordance with the provisions for payment set forth in the California Revenue and Taxation Code. State law provides exemptions from ad valorem · property taxation for certain classes of property including, but not limited to, churches, colleges, non- profit hospitals and charitable institutions. The California Community Redevelopment Law authorizes redevelOpment agencies to receive the allocation of tax revenues resulting from increases in assessed valuations of properties within designated project areas. In effect, the other local taxing authorities realize tax revenues from such properties only ,on the base year valuations which are frozen/it the time a redevelopment project area is created. The tax revenues which result from increases' in assessed valuations flow to the redevelopment areas. Generally, funds must be spent within the redevelopment areas in which the tax increment revenues were generated, and may only be spent on projects which qualify under California Community Redevelopment Law. Summaries of assessed valuations, secured tax charges and delinquencies for each Member are included in Appendix B. The Teeter Plan [IF NOT ALL MEMBERS ARE ON THE TEETER PLAN, A LIST WILL BE PROVIDED] Sections 4701 through 4717 of the California Revenue and Taxation Code permit counties to use a method of apportioning taxes (commonly referred to as the "Teeter Plan") whereby all local agencies receive from such counties 100% of their respective share of the amount of secured ad valorem taxes levied, without regard to actual collections of the taxes levied. The Teeter Plan was instituted by the County in 19__ and remains in effect unless and until the County Board of Supervisors in its discretion orders its discontinuance. As long as the Teeter Plan continues in the County, the Members are, in effect, guaranteed the full amount of their respective share of the amount of secured ad valorem property taxes levied. , . ~ The County Auditor-Controller makes a preliminary calculation of seCUred tax revenues' in early August each year. The Members are allocated 100% of their respective secured taxes based on'this calculation. The Members are held harmless from tax delinquencies as a result of the 100% Payment and, conversely, receives no adjustments for redemption payments.' The unsecured taxes are allOcated based on actual collections of unsecured taxes. A one-time adjustment for changes in the tax roll is niade in the following year. 17 The County's cash position is protected by a special fund, known as the Tax Losses Reserve Fund, which is generated from the collection of penalties, .interest and other charges on County-wide delinquent taxes and special assessments, as well as other cash reserves. In the event proceeds from the sale of tax-deeded property are insufficient to pay the full amount of delinquent taxes, the County Treasurer may draw on its Tax Losses Reserve Fund to make up the deficiency. Section 4?03 of the California Revenue and Taxation Code allows any county to draw down the Tax Losses Reserve Fund to a balance equal to 3 % of the total of all taxes and assessments levied on its secured roll for that year if the secured tax delinquency has been 3 % of the total or less for the preceding three consecutive years. After utilizing this procedure, if the county incurs a rate of secured tax delinquency that eXCeSS 3 % of the total of all taxes and assessments levied on its secured roll, the Tax Losses' Reserve Fund must accumulate to a balance equal to ~ % of the total of all taxes and assessments levied on the secured roll for that fiscal year and remain at that level until the county experiences three consecutive years in which the secured tax delinquency rate is under 3 %. A recent history of the CountY tax levies, delinquencies and the Tax Losses Reserve Fund cash balances for the past five fiscal years is set forth in the following table: Fiscal Year 1990/91 1991/92 1992/93 1993/94. 1994/95 ORANGE COUNTY Secured Levies and Reserve Fund Balance Fiscal Years 1990/91 through 1994/95 Secured Property Current Levy % Current Levy Tax Levies Delinq. (6/30) Delinq. (6/30) _ Tax Losses Reserve Fund Balance (6/30) $. $ . % $ Other Tax Revenues In general, cities may adopt measures imposing taxes on certain local activities, such as hotel occupancy and utility consumption taxes. See "RISK FACTORS - Constitutional and Statutory Limits on Taxes and Appropriations - Proposition 62" for a discussion of certain limitations' imposed upon the imposition of such taxes. ' THE PROJECT The Project is comprised of (i) various capital improvements to be financed by each Member within its jurisdiction, and (iii) a County-wide coordinated communications system (the "Communications System") designed to support and facilitate all public safety and public, works radio communications throughout the County. Construction of the Communications System will cost an estimated $ , and will be directed by Motorola Communications and Electronics, Inc. · . . 18 ("Motorola"). The Communications System has been planned as an 81-channel, 800 MHz radio COmmunications system enabling mutual cross-COmmunications among 100 city and County law, public works and fire operations. Once installed and implemented, the Project is expected to be the largest multi-user, multi-owned radio system in the world. In the opinion of Jones Hall Hill & White, A Professional Law Corporation, San Francisco, California, Bond Counsel, subject, however, to the qualifications set forth below, under existing law, the interest on the Bonds is excluded from gross inCOme for federal inCOme tax purposes and such interest is not an item of tax preference for purposes of the federal alternative minimum tax imposed on individuals and COrporations, provided, however, that, for the purpose of COmputing the alternative minimum tax imposed on corporations (as defined for federal income tax purposes), such interest is taken into account in determining certain income and earnings.' The opinions set forth in the preceding paragraph are subject to the condition that the Authority and the. Members COmply with all requirements of the Internal Revenue Code of 1986 (the "Code") that must be satisfied subsequent to the issuance of the Bonds in order that such interest be, or COntinue to be, excluded from gross inCOme for federal inCOme tax purposes. The Authority and the Members have COvenanted to COmply with each such requirement. Failure to COmply with certain of such requirements may cause the inclusion of such interest in gross inCOme for federal inCOme tax purposes to be retroactive to the date of issuance of the Bonds. In the further opinion of Bond Counsel, interest on .the Bonds is exempt from California personal inCOme taxes. Owners of the Bonds should also be aware that the ownership or disposition of, or the accrual or receipt of interest on, the Bonds may have federal or state tax consequences other than as described above. Bond Counsel expressed no opinion regarding any federal or state tax consequences arising with respect to the Bonds other than as expressly described above. RATINGS Standard & Poor's Ratings Group and Moody's Investors Service have assigned their municipal bond ratings of" "and" ," respectively, to the Bonds with the understanding that upon delivery of the Bonds a municipal bond insurance policy insuring the payment when due of the principal and interest with respect to the Bonds will be issued by . Such ratings reflect only the views of such organizations, and an explanation of the significance of such ratings may be obtained from such rating agencies: Standard & Poor's Ratings Group, 25 Broadway, New York, New York 10004, (212) 208-8000, and Moody's Investors Service, 99 Church Street, New York, New York, 10007 (212) 553-0300. Generally a rating agency bases its credit rating on the information and materials furnished to it and on investigations, studies and assumptions of its own. There is no assurance that such rating will continue for any given period of time or that the rating will not be revised downward or withdrawn entirely' by such. rating agency, if in the judgment of such rating agency circumstances so warrant. Any such downward revision or withdrawal of the ratings may have an adverse effect on the market price of the Bonds. Neither the Authority nor the Members have any obligation to notify the 19 BondJaolders of any actual or threatened reduction or withdrawal of ratings assigned to the BOnds, or to take any action required to maintain such ratings. UNDERWRITING The Bond will be purchased by Stone & Youngberg'LLC (the "Underwriter"). The Underwriter has agreed to purchase the Bonds at an Underwriter's discount of $ . The purchase contract pursuant to which the Bonds are being purchased by the Underwriter (the "Purchase Contract") provides that the Underwriter will purchase all of the Bonds if any are purchased. The obligation of the Underwriter to make such purchase is subject to certain terms and conditions set forth in said Purchase Contract. The Underwriter has advised the Authority that it intends to make a public offering of the Bonds at the prices set forth on the cover page hereof. The Underwriter may offer and sell Bonds to certain dealers and others at prices or yields different from the prices or yields stated on the cover page of this Official Statement. In addition, the offering prices or yields may be changed from time to time by the Underwriter. Although the Underwriter expects to maintain a secondary market in the Bonds after the initial offering, no guarantee can be made that such a market will develop or be maintained by the Underwriter or others. Thus, purchasers should be prepared to hold their Bonds to maturity or prior redemption. CONTINUING DISCLOSURE The Authority has covenanted for the benefit of holders and beneficial owners of the Bonds to provide certain financial information and operating data relating to the Bonds by not later than six months following the end of the Authority's fiscal year (which currently, ends on June 30), commencing with the report for the 1996-97 fiscal year (the "Annual Report"), and to provide notices of the occurrence of certain enumerated events, if material. The Annual Report will be filed by the Authority with each Nationally Recognized Municipal Securities Information Repository, and with the appropriate State information depository, if any. The notices of material events will be filed by the Authority with the Municipal Securities Rulemaking Board (and with the appropriate State information depository, if any). The specific nature of the information to be contained in the Annual Report or the notices of material events is set forth in "APPENDIX E - Form of Authority Continuing Disclosure Certificate." These covenants have been made in order to assist the Underwriter in complying with Securities and Exchange Commission Rule 15c2-12(b)(5) (the "Rule"). Each Member has covenanted for the benefit of holders and beneficial owners of the Bonds to provide certain financial information and operating data relating to such Member .by not later than six months following the end of the Member's fiscal year (which currently ends on June 30), commencing with the report for the 1996-97 fiscal year (the "Annual Report"). The Annual Report will be filed by each Member with each Nationally Recognized Municipal Securities Information Repository, and with the appropriate State information depository, if any. The specific nature of the information to be contained in the Annual Report is set forth in "APPENDIX F - Form of Member Continuing Disclosure Certificate." These covenants have been made in order to assist the Underwriter in complying with the Rule. 2O LITIGATION , as counsel to the Authority, and the City Attorney for each Member, will issue opinions in connection with the issuance of the Bonds to the effect that there is no action, suit or proceeding known to the Authority or the applicable Member, as appropriate, to be pending or threatened, restraining or enjoining the execution or delivery of the Bonds, the Indenture of the Lease Agreements, or in any way contesting or affecting the validity of the foregoing or any proceeding of the 'Authority or the Members taken with respect to any of the foregoing. CERTAIN LEGAL MATTERS Jones Hall Hill & White, A Professional Law Corporation, San Francisco, California, Bond Counsel, will render an opinion with respect to the validity and enforceability of the Indenture and as to the validity of the Bonds. The proposed form of such opinion is attached hereto as Appendix C. Certain legal matters will be passed upon for the Underwriter by Cox, Castle & Nicholson, LLP, Los Angeles, California, for the Authority by . , and for each Member by its City Attorney. MISCELLANEOUS. The purpose of this Official Statement is to supply information to prospective buyers of the Bonds. Quotations from and summaries and explanations of the Bonds, the Indenture and the Lease Agreements contained herein do not purport to be complete and reference is made to said documents for full and complete statements of their provisions. Appropriate Authority and Member officials, acting in their official capacity, have reviewed this Official Statement and have determined that as of the date thereof the information contained herein is, to the best of their knowledge and belief, tree and correct in all material respects and does not contain an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in the light of the circumstances under which they were made, not misleading. The appropriate Authority and Member officials will execute certificates to this effect upon delivery of the Bonds. This Official Statement and its distribution have been duly authorized and approved by the Authority and the Members. COUNTYWIDE PUBLIC FINANCING AUTHORITY By: /s/ 21 APPENDIX A SUMMARY OF PRINCIPAL LEGAL DOCUMENTS [TO BE PROVIDED BY BOND COUNSEL] Aol INFORMATION CONCERNING THE MEMBERS AND DESCRIPTION OF LEASED PREMISES CITY OF BREA General Location and Government. The City of Brea ("Brea") encompasses 10.7 square miles and is located at the northern end of the County, just south of the Los Angeles County line. It is approximately 25 miles southeast of downtown Los Angeles, 15 miles north of Santa Aha, the County Seat, and 22 miles inland of the Pacific Ocean. Neighboring communities include the Cities of Fullerton, Placentia, 'La Habra and Yorba Linda. Brea is a general 1aw city and was incorporated in 1917, the eighth city to be incorporated in the County. Brea has a Council-Manager form of municipal government. The City Council appoints the City Manager who is responsible for the day-to-day administration of city business and the coordination of all city departments. The City Council is Composed of five members elected bi-annually at large to four.-year alternating terms. The Mayor is selected by the City Council from among its members. Under the 1995/96 fiscal year budget, Brea employs a staff of approximately 328 full-time employees and 101 part-time employees under the direction of the City Manager, including 76 full-time equivalent contract police services personnel to the City of Yorba Linda and three full-time equivalent contract recreation services personnel to the City of Diamond Bar. Community Services and Facilities. Brea provides police and fire protection,, emergency paramedics, sewer maintenance, water, trash collection, street sweeping, park maintenance and building inspection, and cooperates with the County in the provision of flood control services. Educational services are provided to Brea residents by several school districts, including the Brea- Olinda, Fullerton, Yorba Linda and La Habra Unified School Districts. Available schools include six elementary schools, three parochial schools, one junior high school, one high school and one public continuation high school. In addition, there are several colleges and universities in nearby Fullerton, including California State University (Fullerton), FUllerton Community College, Western State University College of Law and Southern California College of Optometry. Health facilities for the City include the Brea Community Hospital with 162 beds, a staff of 278 physicians, a 24-hour emergency service and adjacent medical office buildings housing 38 physicians or physician's groups. There are also numerous professional service offices in Brea for medical doctors, dentists, optometrists, chiropractors and podiatrists, as 'well as St. Jude's Medical Center in nearby Fullerton. Police and Fire Protection. The City of Brea Police Department consists of 101 sworn, 167 non- sworn and 58 volunteer personnel. It provides a full range of police services for the communities of Brea and Yorba Linda, whose daytime population exceeds 150,000, and whose combined residential population is 95,000. Brea has provided police services to its neighboring City of Yorba Linda for over 25 years. B-1 Besides the traditional efforts of the Police Services Department to respond to calls for services to enforce laws and investigate traffic and crime-related issues, the department has recently implemented Community-Oriented Policing and Problem Solving (COPPS) throughout Brea and Yorba Linda. The Brea Fire Department consists of 45 sworn and 19 non-sworn personnel delivering 24-hour emergency response services to the residential and business community of Brea. The Fire Services Department consists of three divisions, including administrative, fire suppression and paramedics, and fire prevention. Brea has four fire stations that include the deployment' of one paramedic engine, one ladder truck company, one quick attack engine and one Battalion Commander. The Fire Department responds to a wide variety of critical situations, including fires, explosions, hazardous materials incidents, medical emergencies, accidents and miscellaneous public assistance requests. Transportation. The Orange Freeway (State Highway 57), a major north-south corridor, and Imperial Highway (State Highway 90), a major east-west corridor, both cross centrally through Brea. Brea is also within minutes of the Pomona Freeway (State Route 60), the Riverside Freeway (State Route 91) and the Santa Aha Freeway (Interstate 5). Air cargo and passenger flight services are provided at the John Wayne Airport, 25 miles southeast of Brea, Ontario International Airport, 22 miles northeast of Brea, Los Angeles International Airport, 48 miles west of Brea, and the Long Beach Municipal Airport, 17 miles southwest of Brea. Commercial and passenger rail services are provided by Union Pacific, Southern Pacific, Atchison, Topeka and Santa Fe Railway Co., and Amtrak lines. Trucking services are provided through numerous common and contract carriers. Utilities. Brea provides its citizens with four utilities, including water, sewer, street sweeping and refuse collection. Brea purchases its water from Municipal Water District of Orange County (a Metropolitan Water District member) and California Domestic Water Company (a private water company in which Brea owns stock). Brea contracts with Taormina Industries (Brea Disposal, Inc.) to collect, recycle and dispose of residential and commercial refuse. Sewer and street sweeping activities are performed by Brea staff. Additionally, other utility services are provided to Brea residents and businesses by: Southern California Edison (electric), Southern California Gas Company, Pacific Bell (telephone) and Century Cable Company (cable television). Economic Growth and Development Housing, Commercial and Industrial Development. The following table summarizes the building permit activity in the City from 1991 through 1995. B-2 New Residemial Single Valuation Multiple Valuation Alterations/Additions Total New Non-Residemial Commercial Industrial Other Alterations/Additions Total Total Building Valuations No. of Single Units No. of Multiple Units Total Units CITY OF BREA CONSTRUCTION ACTIVITY. (1991 through 1995) (O00,s Omitted) 1991 1992 .!993 1994 1995 $ 0 $19,410 $5,259 $2,930 433 324 1,263 3,422 .2,346 2,116 1,349 913 $2,779 $21,850 $7,871 $7,265 $1,664 4,782 183 12,233 $18,862 $ 421 $ 1,484 $11,809 43 0 0 '1,187 179 690 7,790 12,163 .7,796 $9,440 $13,826 $20,295 $13,453 0 · 2,453 $15,906 $4,777 0 0 5,876 $10,653 $21,642 $31,290 $21,697 $27,559 $27,222 102 45 20 91 2 1_~ 51 _QO 104 58 71 91 Source: City of Brea. B-3 Employment. The principal employers within Brea, their product or service and the number of employees are shown in the table below. CITY OF BREA PRINCIPAL EMPLOYERS Company Product or Service Employees Beckman Instruments, Inc. Bank of America Capital Group Kirkhill Rubber Co. Albertson's Distribution Ctr. Harte-Harks Communications Brea-Olinda USD CNA Insurance Mercury Insurance Company ITT Hartford Clinical Instruments 1,100 + Banking 1,000 + Finance 900 Rubber and Plastic Components 700 Retail Food 671 Publishing 625 School District 600 Insurance 600 Insurance 600 Insurance 450 Source: City of Brea Chamber of Commerce B-4 Retail Sales. Brea has experienced a steady increase in retail sales growth. For the period from 1989 to 1993, Brea experienced an increase of 32.1% 'in retail sales transactions. 1995 retail sales data is available through the second quarter only. CITY OF BREA Taxable Retail. Sales Data (000's omitted) 1990 through 1995 Apparel Stores $ 57,909 General Merchandise Stores 152,278 Drug Stores 2,449 Food Stores 28,624 Packaged Liquor Stores 2,064 Eating and Drinking Places 57,305 Home Furnishings and Appliances 16,715 Building Materials and Farm Implements 9,089 Auto Dealers and Auto Supplies 14,587 Service Stations 17,950 Other Retail Stores ,86,404 Total Retail Outlets 445,334 All Other Outlets 232,190 Total All Outlets $677,524 Source: Stale Board of Equalization First two quarters of data through June 30. 1995. 1995o) $ 60,615 $ 66,936 $ 67,820 $ 80,935 $ 19,674 166,187 182,974 194,512 205,495 47,779 2,223 3,166 2,966 2,875 1,100 33,146 28,687 23,798 22,105 5,939 1,993 1,952 1,826 1,838 1,838 63,946 63,854 63,675 66,178 18,462 27,131 29,833 35,497 57,388 14,247 8,208 6,485 7,635 4,034 1,145 13,333 13,384 11,107 14,050 4,075 21,390 21,978 19,920 18,838 5,116 95,444 J00,098 99,371 ~8,079 ~ 493,616 519,347 528,127 561,815 142,699 207,361 228.743 771,086 329,376 ,85,813 $700,977 $748,090 $799,213 $891,191 $228,512 Population. The table below summarizes population information for Brea since 1986. POPULATION SUMMARY CITY OF BREA 1986 through 1995 Yea___y.r Population 1986 32,899 1987 32,951 1988 32,690 1989 33,516 1990 32,944 1991 32,950 1992 33,528 1993 34,001 1994 34,587 1995 35,122 Source: City of Brea Financial Services Department General Fund The following tables summarize information taken from Brea's audited financial statements regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years: B-6 CITY OF BREA GENERAL FUND BALANCE SHEET Fiscal Years 1992-93 through 1994-95 1992-93 1993-94 1994-95 Assets and Other Debits Assets: Cash and investments Restricted assets Cash Due from County Receivables: Taxes Accounts receivable Interest Notes Other Due from other funds Due from other governments Advances to component units $ 216,371 $ 4,099,003 $ 6,223,248 5,434,506 424,099 79,330 60,718 117,854 60,394 167,339 75,448 397,896 355,566 182,690 99,355 0 0 380,222 1,031,703 186;544 1,585,406 991,583 822,380 1,255,765 2,146,771 2,757,982 2,366,575 2,297,573 2,226,500 Total Assets and Other Debits $,!0,323,946 $13,274,501 $12,444,374 Liabilities, Equi _ty and Other Credits Liabilities: Accounts payable Accrued liabilities Interest payable Deposits payable Deferred Revenue Due to other funds Notes payable $ 676,469 $ 743,260 $ 862,972 511,214 624,288 487,027 137,541' 195,000 217,973 255,698 224,506 219,671 427,526 1,047,236 147,601 1,650,466 1,620,836 2,269,046 3,950,000 6,000,000 5,200,000 Total Liabilities ?~608,914 10,455,126 9,404,290 Equity and Other Credits: Fund Balances: Reserved Unreserved (designated) . Unreserved (undesignated) Total Equity and Other Credits 2,505,859 2,384,950 2,887,226 85,284 96,482 152,858 123,889 337,943 · 0 2,715,032 2,819,375 3,040,084 Total Liabilities, Equity and Other Credits $10 323 946 $13,274,50~1.. $12,444,374~ Sollr~e.' City of Brea comPrehensiVe Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial reports are available from the City of Brea, and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. Excludes a balance of approximately $5,100,000 transferred 'to the Risk Management Fund. Brea may, with the approval of its City Council, transfer these moneys back to the General Fund. B-7 CITY OF BREA COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN GENERAL FUND BALANCES Fiscal Years 1992-93 through 1994-95 Revenues: Taxes Licenses and permits Imergovernmental Charges for services Fines and forfeitures Revenue from use of money and property Other Total Revenues 1992-93 1993-94 1994-95 $14,315,864 $15,356,227 $15,709,595 278,128 294,704 245,019 1,319,356 1,411,447 1,289,878 6,152,731 6,870,885 6,885,207 334,858 314,954 322,870 873,026 880,249 658,070 1,559,375 1,034,679 1,279,88~' 24,833,338 26,163,145 26,390,521 Expenditures: Current: General government Public safety Development services Community services Maintenance services Capital outlay Debt service: Principal Interest Total Expenditures Excess (Deficiency) of Revenues Over (Under) Expenditures 4,218,797 4,385,244 4,702,800 14,766,237 15,770,960 16,162,163 1,755,156 1,850,532 1,803,168 2,254,164 2,174,260 2,136,506 2,268,977 2,282,474 2,266,639 368,246 280,629 481,610 137,541 25,769,118 80,769 330,841 27,164,709 111,676 363.114 28,027,676 (935,780) (1,001,564) (1,637,155) Other Financing Sources (Uses): Operating transfers in~ Operating transfers out Total Other Financing Sources (Uses) 600,000 1,110,000 1,213,443 (7.525) (4,092) (458,582) 592,475 1,105,908 754,861 Excess (Deficiency) of Revenues and Other Sources Over (Under) Expenditures and Other Uses (343,305) Fund Balances At Beginning Of Year (As Restated) 3,058,337 Fund Balances At End Of Year $2 715 032 104,344 (882,294) 2,715,031, 3,922,3782 $2 819 375 $~ Source: City of Brea Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1~ -95; the annual financial reports, are available from the City of Brea, and investors are encouraged to review the entire reports, including the notes therein, before making an investmem decision with 'respect to the Bonds. Generally represent transfers from Brea's' other governmental and enterprise fund groups to compensate the General Fund for expenditures incurred on behalf of those funds. Includes a restatement of the July 1, 1994 fund balance due to an accounting principle change pertaining to Governmental Accounting Standards Board (GASB) Statement No. 22 - Taxpayer Assessed Taxes, effective for years beginning after June 12, 1994. B-8 Sales Tax Revenues. The revenue from sales tax provided approximately 39.5 % of Brea's total lOcal tax revenues in 1995. The following table presents information concerning the value of taxable retail sales in Brea since 1990. Year Ended 12/31 CITY OF BREA Taxable Retail Sales 1990-1995 Taxable Sales 1990 $677,524,000 1991 700,977,000 1992 748,090,000 1993 '799,213,000 1994 891,191,000 1995(1) 228,512,000 Source: State Board of Equalization. 12) First two quarters of data through June 30, 1995 The table below shows sales tax revenues for Brea for the last 5 years and the projected sales tax revenues for the 1995/96 Fiscal Year. CITY OF BREA Sales Tax Revenues For the Fiscal Years Ended June 30, 1990 Through June 30, 1996 Fiscal Year Sales Tax Revenues 1989/90 1990/91 1991/92 1992/93 1993/94 1994/95 1995/96o) $ 7,484,212 7,686,394 8,143,897 8,600,037 9,695,536 10,485,677 11,232,000 Source: City of Brea (~) Projected B-9 Property Tax Revenues The total assessed valuation of the property within the City for the fiscal year 1994-95 was $3,414,136,175. The total appropriations limit adopted by the City for fiscal year 1995-96 was $30,885,878, and the actual appropriations for the' same period was $17,293,675. The City receives funds annually from the State based upon a percentage of'property taxes collected within the County computed on the City's respective assessed valuation, and a statutory system of annual appropriations. The table below presents the assessed valuation of property within the City for the past five fiscal years. CITY OF BREA Assessed Valuations Fiscal Year Local Secured Utility Unsecured 1990-91 $ 2,655,565,412 $ 816,944 $ 412,482,326 1991-92 2,805,021,930 853,594 447,028,547 1992-93 2,954,338,096 571,999 .423,558,338 1993-94 3,017,139,915 5,100,785 368,561,969 1994-95 2,996,049,403 11,752,936 406,333,836 Total Before Total After Rdv. Increment Rdv. Increment $3,068,864,682 $1,563,061,901 3,252,904,071 1,636,254,641 3,378,468,433 1,690,673,360 3,390,801,669 1,734,047,608 3,414,136,175 1,749,104,813 Source: Orange County Auditor - Controller's Office The table below presents the City's property tax valuation and collection experience for the last five fiscal years. CITY OF BREA Property Tax Levies and Collections Last Five Fiscal Years Amount Percentage Fiscal Secured Delinquent Delinquent Year Tax Charge June 30 June 30 1990-91 $3,492,146 $145,822 4.18 % 1991-92 3,572,235 160,728 4.50 1992-93 3,362,922 144,943 4.31 1993-94 2,762,301 ~ N/A 1994-95 2,783,979a~ o~ N/A Source: City of Brea General Fund only, including ParaTax Override. (') Through an agreement with the County, effective for fiscal years beginning 1993/94, the City will receive 100% of its secured property tax levy in the year levied. a~ Includes $21,678 in secured property taxes collected by County of Orange, that were withheld from the City of Brea as of June ~30, 1995, because of the County bankruptcy. The City has filed a claim for the funds in Federal Court and expects to receive approximately $16,250 or 75 % of the withheld taxes by September 30, 1996. Recovery of the remaining 25 % is subject to.litigation that the County is pursuing against Merrill Lynch, KPMG Peat Marwick and others. B-10 Summary of Significant Accounting Policies Brea's financial statements have been prepared in conformity with generally accepted accouming principles (GAAP) as applied to government units. The Governmental Accouming Standards Board (GASB) is the accepted standard-setting body for establishing govemmemal accounting and financial reporting principles. City Budget The City follows these procedures in establishing the budgetary data reflected in the general purpose financial statements: . In May, the City Manager submits to the city Council a proposed operating budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures and the means of financing them. Public hearings are conducted at City Council meetings to obtain taxpayer comments. 3. During July the budget is adopted by Council action. . The City' Manager is authorized to transfer funds appropriated with respect to those classifications designated as other services and materials and supplies within the same department. The City Manager may transfer appropriated funds from any classification within other expenditure categories to the capital outlay classification within the same department only, however, any revisions that alter the total expenditures of any department must be approved by the City Council. For budgeting purposes, the General Fund is composed of several departments while all other budgeted funds are considered a single department. . Formal budgetary imegration is employed as a management control device during the year for the government.al funds. . Legally adopted budgets for all governmental funds are established on a basis consistent with generally accepted accouming principles. Budgeted amounts are as originally adopted and as further amended by the City Council. . Supplemental amendments were made during the year and have been reflected in the financial statemems, resulting in an increase of general fund appropriations in the amount of $362,397. Direct and Overlapping Bonded Debt The following table contains information on Brea's direct and overlapping bonded indebtedness as of June 30, 1996. B-II CITY OF BREA Direct and Overlapping Bonded Debt [TO FOLLOW] Investment Policy Brea annually adopts an investment policy. The most recent modifications adopted by the City Council on February 7, 1996, are in compliance with newly adopted state legislation and in a number of areas are more restrictive than state requirements. The Policy 'requires that an investment report be submitted monthly to the City Council. In June of 1995· the Council established an Investment Advisory committee that meets on a monthly basis. It is a six-member advisory body that includes one Council Member· a Brea resident· the elected City Treasurer, Assistant City Manager, Financial Services Director and Revenue Manager. Description of Leased Premises The following real property and improvements constitute the Leased Premises under Brea's Site Lease and Lease Agreement: Brea Fire Station//3 is located at 400 North Kraemer Boulevard in the City of Brea. It is a single story building of masonry construction. The building consists of approximately 8,500 square feet divided into areas housing fire apparatus, offices for company administration, living quarters for fire fighters, and a training classroom which also serves as a community meeting room. The structure has won national acclaim for design for the architectural firm of Wolf, Lang & Christopher, and is one of Brea's landmark buildings. The station was built in 1985 at a cost of $1,300,000. It was occupied in 1986. It currently houses three units; Engine Company #3, Truck Company #1 and the Battalion Commander. The above compliment is filled by seven (7) personnel per shift for a total of twenty-one (21) fire fighters. ' Based upon an apPraisal dated been valued at $ · conducted by · the station has B-12 CITY OF BUENA PARK [TO FOLLOW] ':;. B-13 CITY OF FULLERTON General Location and Government. The City of Fullerton CFullerton") is located in the northern portion of Orange County, approximately 23 miles south of downtown Los Angeles with Long Beach on the . southwest,' Pomona and Ontario on the northeast, Riverside on the east and major Orange County cities to the south. Fullerton, founded in 1887 and incorporated in 1904, is the fifxh largest city in Orange County and is accessible by three major freeways and the railroad. Fullerton is 22.2 square miles in size, 150 feet above sea level, and 17 miles from the ocean. Fullerton is a general law city, deriving its power from acts of the State legislature. Fullerton is governed by a non-partisan, five-member City Council elected to serve staggered four-year terms. The City elections are consolidated with the Statewide general elections held in November of even-numbered years. The City Council appoints the City Manager, City Attorney, and City Treasurer, as well as members of the various commissions, boards and other citizen advisory groups, ensuring a broad base of citizen input into the City's decision-making process. Community Services and Facilities, Police and Fire Protection. Fullerton provides the full range of municipal services contemplated by statute or charter. This includes public safety (police and fire), highways and streets, sanitation, water utility and airport, culture and recreation, public improvements, planning and general administrative and support services. Fullerton is a major center of higher education in the County. California State University, Fullerton, located in Fullerton and is one of the 19 campuses of the California State Universities and offers more than 85 degree programs at both undergraduate and graduate levels. The campus is located on a 225-acre site, has about 700 full-time instructional personnel and an enrollment of about 25,000. Fullerton Junior College, also located in the City, was the first junior college in California and has been in operation since 1913. The North Orange County Community College District is also headquartered in the City and operates its Fullerton Campus with an enrollment of 20,000. Fullerton is served by many overlapping school districts, although educational services are provided primarily by the City. Elementary School District and the City Union High School District. Other school districts serving portions of Fullerton are Anaheim Elementary, Anaheim Union High School, Brea-Olinda Unified, Buena Park Elementary, La Habra Elementary and Placentia Unified. Economic Growth and Development Housing, Commercial and Industrial Development. The following table summarizes the building permit activity in Fullerton from 1990 through 1994. B-14 CITY OF FULLERTON CONSTRUCTION ACTIVITY (1990 through 1994) (000's omitted) .1990 1991 1992 1993 1994 Residential New Single-Dwelling $3,717 $2,204 $2,080 $6,493 $17,764 New Multi-Dwelling 6,900 1,144 2,615 '4,868 0 Alterations/Additions 10.432 5,897 14.620 6,875 .4,874 Total $21,049 $9,245 $19,315 $18,236 $32,638 Non-Residential :'New Commercial $12,275 $6,439 $6,276 $445 $688 New Industrial 0 0 79 0 740 Other 1,206 968 514 9,123 2,445 Alterations/Additions .!0,841 .10,241 22,197 5,433 11,052 Total Non-Residemial $24,321 $17,648 $29,065 $15,001 $14,925 Total Valuation $45,370 $26,894 $48,381 $33,238 $37,563 No. of Dwelling Units Single-Dwelling 23 20 13 31 89 Multiple Units .107 20 25 63 O Total Units 130 40 38 94 89 Source: Economics Sciences Corporation Employment. The major manufacturing businesses in Fullerton include Hughes Aircraft, Beckman Instruments, Hunt-Wesson, Hewlett Packard, Day Runner, and Kimberly-Clark Corporation. Non-manufacturing major employers are California State University, Fullerton;St. Jude Medical Center (both located near subject neighborhood); Fullerton College; Fullerton Union High School District; and the City governmental offices. The median household income is $41,921, while the median family income is estimated to be $48,604 (1990 census). Fullerton is generally a bedroom community with commuters traveling to Los Angeles County and within Orange County for employment. B-15 The principal employers within FullertOn, their product or service and the number of employees are shown in the table below. CITY OF FULLERTON PRINCIPAL EMPLOYERS October, 1995 Company Manufacturing Hughes Electronics Division Beckman Instruments Hunt Wesson Foods Kaynar Manufacturing Co. Kimberly-Clark 1,400 1,250 1,100 640 525 Non-Manufacturing Cal State University, Fullerton St. Jude Medical Center Fullerton College Fullerton Joint Union High School District City of Fullerton Hewlett-Packard 2,650 1,700 1,060 1,040 600 600 Source: City of Fullerton Population/Housing. Since the 1990 census, Fullerton's population is estimated to have grown by approximately 8.74%. The County's population is estimated to have expanded by approximately 7.11% during the same interval. According to the City of Fullerton Office of Public Information, the population estimate for Fullerton as of the beginning of 1995 was 123,692 with 44,099 households. This equates to an average household size of 2.80 which is typical for Orange County. Per City statistics, the housing diversity is approximately 50% single family detached, 8% single family attached; 40% multi- family housing; and 2% mobile homes. The high multi-family is expected due to the five colleges in Fullerton with the major college being California State University, Fullerton. Older housing is located south of Commonwealth with smaller two and three-bedroom homes. North of Commonwealth and as you move toward the hills, the homes are larger, newer, and well maintained. Two of the neighborhoods are built around golf courses. The following table sets forth the population growth for Fullerton since 1950. B-16 CITY OF FI~LERTON POPULATION SUMMARY 1980 through 1995 ,Year population 1980 101,900 1990 111,737 1991 115,563 1992 117,424 1993 118,000 1994 121,500 1995 123,692 Source: U.S. Bureau of the Census 'and State of California Employmem Development Department Estimates General Fund The following tables summarize information taken from Fullerton's audited financial stat6ment regarding .its General ~und Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years. B-17 CITY OF FULLERTON COMPARATIVE BALANCE SHEET Fiscal Years 1993 through 199~ 1993 1994 1995 Assets and Other Debits Cash and investments ' Receivables: Taxes Accounts receivable Other accrued revenue receivable Notes Due from other funds Advances to other funds Inventory Total Assets and Other Debits $13,089,515 $12,432,531 $13,885,900 236,422 245,388 146,216 556,109 322,621 1,450,607 1,209,944 5,392,768 3,295,542 4,950 3,300 1,650 1,338,223 1,153,224 1,3'11,292 933,588 710,545 483,888 350,464 311,094. 250,081 $17 719 215 $20 571 471 Liabilities and Fund Balance Liabilities: Accounts payable Other accrued liabilities Deferred Revenue Notes payable Advance from other funds Total Liabilities $20,825,176 $1,020,205 $1,229,67.5 $918,728 2,792,207 3,455,171 4,007,540 -0- 2.331,293 -0- 4,750,000 5,000,000 4,500,000 457,900 366,320 Equity and Other Credits: Fund Balances: Reserved for encumbrances Reserved for advance to Brea Dam recreational facilities Reserved for inventory Reserved for notes receivable Reserved for long-term receivables from County of Orange Unreserved: Designated for self-insurance Designated for subsequent year expenditures Designated for emergencies Designated for unexpected financial losses Designated for natural disasters 8,562,412 12,474,03~9 9,792,578 135,646 115,371 42,262 933,588 710,545 483,888 350,464 311,094 250,081 3,300 1,650 -0- -0- -0- 1,003,853 523,926 454,808 -0- 4,250,206 · 3,574,631 5,723,205 259,673 229,333 829,309 1,200,000 1,200,000 1,200,000 1,500,000 1,500,000 1,500,000 Total Equity and Other Credits 9,156,803 Total Liabilities, Equity and Fund Balance $17 719 215 8,097,432 11,032.598 $20 571 471 $~ Source: City of Fullerton Comprehensive Annual Financial Reports, Fiscal Y6ars 1992-93, 1993-94, 1994-95; the annual financial reports are available from the City of Fullerton, and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. B-18 CITY OF FULLERTON GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL Fiscal Years 1992-93, through 1994-95 Revenues: Taxes Licenses and permits Pines and forfeitures Investment income Prom other agencies Charges for services Other 1992-93 1993-94 1994-95 $29,147,269 $30,370,165 $30,894,720 767,825 834,162 892,048 823,718 717,724 579,729 1,922,540 1,661,581 1,754,272 4,160,243 4,794,685 4,279,480 4,998,268 5,490,211 5,642,003 1,796,493 94,480 2,945,670 Total Revenues EXPenditures: General government: City council City manager City clerk City attorney Finance and treasury Personnel Maintenance Other Total general government Public safety: Police Fire Total public safety Public works Community development Human and leisure Sanitation Total Expenditures Excess of Revenues Over (Under) Expenditures Other Financing Sources (Uses): Proceeds from other long-term debt Operating transfers in Operating transfers out Total Other Financing Sources (Uses) 43,616,356 165,736 920,153 278,630 196,253 1,071,823 401,033 3,863,958 6,897,586 16,209,427 8,078,633 24,288,060 3,690,959 1,767,665 4,990,720 326,233 43,963,008 46,987,922 128,064 134,687 947,158 886,987 259,120 294,211 210,720 236,718 1,220,552 1,270,819 369,859 357,900 4,019,021 2,748,844 2,148,739 693,268 9,303,233 6,623,434 17,171,154 17,304,239 8,053,657 8,095,399 25,224,811 25,399,638 3,521,736 4,348,067 1,449,557 1,550,140 5,012,372 4,807,252 331,220 551,876 41,961,223 44,842,929 43,280,407 1,655,133 (879,921) 3,707,515 176,188 11,861,873 11,065,580 9,716,794 (10,604,335) (11,421,218) (10,489,143) 1,257,538 (179,450) (772,349) Excess of Revenues and Other Sources Over (Under) Expenditures and Other Uses 2,912,671 (1,059,371) 2,935,166 Fund Balance - July 1 6,244,132 9,156,803 8,097,432 Fund Balance- June 30 ' · $9,156,803 ~ $11,032,598 Source: City of Fullerton Comprehensive Annual Financial R~ree note on previous page. B-19 Assessed Values The following table sets forth the assessed and estimated actual values of taxable property within Fullerton for the last ten fiscal years: ASSESSED AND ESTIMATED ACTUAL VALUES OF TAXABLE PROPERTY LAST TEN FISCAL YEARS Total Assessed & Fiscal Common Public Unsecured Est, imated Full Year Property_. Utility* Valuation Market Valuation 1986 $3,447,895,893 $86,501,050 $262,042,382 $3,796,439,325 1987 3,791,3321471 93,876,990 316,974,240 4,202,183,701 1988 4,077,021,251 103,717,110 285,132,707 4,465,871,068 1989 4,379,034,075 13,489,758 318,297,944 4,710,821,777 1990 4,777,560,499 4,808,987 349,657,462 5,132,026,948 1991 5,078,492,695 4,688,817 369,297,694 5,452,479,206 1992 5,368,799,051 5,008,602 422,249,940 5,796,057,593 1993 5,633,310,098 6,037,054 407,056,590 6,046,403,742 1994 5,757,256,168 6,902,040 351,952,416 6,116,110,624 1995 5,758,455,945 5,071,849 304,794,654 6,068,322,448 (1) Source: Orange County Assessor *Due to change in state law, starting in 1989, the State Board of Equalization is no longer assessing public utility property on a sims basis. As a result, property tax revenues for milities increased slightly for the City of Fullerton. Property tax for utilities is now based upon a county wide assessment, and allocated on a pro ram basis. Assessed values shown for public utilities now include only non-operating, non-unitary property and railroad property. Property Tax Valuation The table below presents Fullerton's property tax valuation and collection experience for the last five fiscal years. CITY OF FULLERTON Property Tax Levies and Collections Last Five Fiscal Years Total Total % of Outstanding Fiscal Currem' Current Levy Delinquent Year Levy Collections Collected Taxes 1991 $11,196,842 1992 11,634,417 1993 10,835,687 1994 9,704,237 1995 8,654,595 % of Delinquent Taxes to Total Levy_ $10,681,925 95.40% $514,917 4.60% 10,915,382 93.82 719,035 6.18 10,198,323 94.12 637,364 5.88. 9,233,657 95.15 470,580 4.85 8,327,051 96.22 327,544 3.78 B-20 Largest Taxpayers The largest taxpayers in Fullerton are engaged in a variety of activities including electronic equipment manufacturing, food processing, paper fabricating and medical supplies manufacturing. Although the industrial base is well diversified, Fullerton's major concentration of property owners work in the electrical equipment and electronics sector. About 1,600 acres in Fullerton are industrially zoned, with less than 100 acres vacant. The following table sets forth information concerning Fullerton's top ten property taxpayers. Taxpayer(I) CITY OF FULLERTON Top Ten Secured Property Taxpayers 1995 Type of Business 1995 Assessed Valuation Percent of Total Ratio to Total City Assessed Valuation Hughes Aircraft Co. Beatrice & Hunt-Wesson Foods, Inc. Kimberly Clark Co. Beckman Instruments, Inc. Corecare III Catellus Development Corp. Bonita Properties Sunclipse, Inc. Alexander Haagen Properties Richard Joseph Battaglia Trust Source: Orange County Assessment Rolls (1) Excludes government and tax-exempt property owners. Radar elecu'onics manufacturer Food processing plant Paper products manufacturer Medical supplies manufacturer Senior housing care facility Real estate development company Industrial properties Manufacturing Commercial properties Rental properties TOTALS $429,601,594 159,770,937 97,213,484 72,863,186 48,704,469 37,659,422 34,553,479 26,982,604 26,900,000 24~900,000 $959,149,175 44.79% 16.66 ,/ 10.14 7.60 5.08 3.93 3.60 2.81 2.80 2.59 7.08% 2.63 1.60 1.20 .80 .62 .57 .45 .44 .41 15.80% B-21 Labor Force and Employment The following table sets forth Fullerton's annual employment statistics and the number of persons employed in the different divisions in the County. ORANGE COUNTY MSA Wage and Salary Employment by Industry, Civilian Labor Force, Employment and Unemployment(l) Calendar Year Averages: 1990-1994 1990 1991 1992 1993 1994 Total, all industries 1,178.9 1,151.1 1,133.2 1,122.7 1,133.9 Agriculture 6.6 7.4 7.2 7.3 7.5 Nonagricultural employment 1,172.4 1,143.7 1,126.0 1,115.4 1,126.4 Manufacturing Nondurable goods 69.3 69.3 69.5 68.5 69.5 Durable goods 174.7 160.1 150.8 138.7 136.5 Mining 1.2 1.3 1.1 .9 1.0 Construction 57.2 51.1 47.7 44.5 46.9 Transportation & Public Utilities 36.4 36.5 35.4 36.7 38.8 Trade Wholesale 81.4 79.3 79.2 76.7 78.8 Retail 217.6 203.9 201.5 201.0 202.1 Finance, Insurance & Real Estate 96.0 94.2 94.4 93.8 94.3 Services 312.6 319.1 318.3 326.9 329.5 Government(2) 126.1 128.7 127.4 127.8 128.9 Civilian Labor Force 1,350,600 1,313,100 1,328,500 1,316,900 1,342,100 Employed 1,301,800 1,244,500 1,240,700 1,228,200 1,264,200 Unemployed . 48,800 68,600 87,800 88,700 77,900 County Unemployment Rate 3.6 % 5.2 % 6.6 % 6.7 % 5.8 % State Unemployment Rate 5.6 % 7.5 % 9.1% 9.2 % 8.6 % (1) (2) Sine Employment Development Department. Average annual figures. Employment is reported by place of work and excludes persons who are self-employed, unpaid family workers~ domestics, volunteers and workers involved in labor disputes. Includes all civilian governmental en-~loyees regardless of activity in which engaged. B-22 Orange County Bankruptcy Orange County filed for bankruptcy for protection from creditors under Chapter 9 of the Federal Bankruptcy Code on December 6, 1994. The bankruptcy was due to the County's highly leveraged speculative investment fund of approximately $7.5 billion reportedly losing approximately 22% of its value. Fullerton had $18 million invested in the fund of which approximately $14 million has been repaid. The bankruptcy of the County has not interfered with the fiscal obligations of Fullerton. Economic Indicators - Orange County The April, 1995 unemployment rate for Orange County was estimated at 5.3 percent versus the national average of 5.5 percent (March 1995). During the recent recession the unemployment rate peaked at 7.4% in July, 1993. Traditionally, Orange County has had a lower unemployment rate compared to the nation_al average. Summary of Significant Accounting Policies The Financial Reporting Entity: Fullerton is a general law city governed by an elected five-member city council. As required by generally accepted accounting principles, these financial statements present the City of Fullerton (the · primary government) and its component units. The component units discussed below are included in the City's reporting entity because of the significance of their operational or financial relationship with the City. These entities are legally separate from each other. However, the City of Fullerton elected officials have a continuing full or partial accountability for fiscal matters of the other entities. The financial reporting entity consists of.' (1) the City (2) organizations for which the City is financially accountable and (3) organizations .for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. An organization is fiscally dependent on the primary government if it is unable to adopt its budget, levy taxes or set rates or charges, or i~sue bonded debt without approval by the primary government. In a blended presentation, component units' balances and transactions are reported in a manner similar to the balances and transactions of the City. Component units are presented on a blended basis when the component units governing body is substantially the same as the City's or the component unit provides services almost entirely to the City. Blended Component Units: FULLERTON REDEVELOPMENT AGENCY The Fullerton Redevelopment Agency was activated in June 1973 by the City of Fullerton. The primary purpose of the Agency is to eliminate blighted areas by encouraging development of residential, commercial, industrial, recreational and public facilities. The City's Councilmembers appoint the Agency directors, designate management, and have full accountability for the Agency's fiscal matters. The Agency's financial data and transactions are included with the debt service fund type, capital projects fund type, general fixed assets account group, .and, general long-term debt account group. FULLERTON LIBRARY BUILDING AUTHORITY The Fullerton Library Building Authority was created on November 17, 1970, through a joint exercise of powers agreement between the City of Fullerton and the County of Orange. The Authority B-23 was created for a period of 50 years or until all revenue bonds issued by the Authority shall have been paid in full. The Authority's purpose is for the acquisition of sites and to acquire, construct, maintain, operate and lease public library buildings and related facilities. The Authority is governed by a commission of five members, three appointed by the City's Councilmembers and two appointed by the Orange County Board of Supervisors. Fullerton has a partial oversight responsibility but it se~ management, is able to significantly influence operations, and has full accountability for fiscal affairs. The Authority's financial data and transactions are included with the debt service fund type, general fixed assets account group, and general long-term debt account group. PARKING AUTHORITY OF THE CITY OF FULLERTON The City of Fullerton formed the Parking Authority of the City of Fullerton on February 1, 1972, for the purpose of constrUcting parking facilities on sites provided by the City: The City Councilmembers appoint all five members to the Authority's governing commission, designate management, and have full accountability for fiscal matters. The Authority's financial data and transactions are included in the Parking Facilities Enterprise Fund. NORTHWEST AIRPORT AREA CORPORATION The Northwest Airport Area Corporation was formed on November 19, 1971 as a non-profit corporation having five members. The Corporation was formed for the purpose of rendering assistance to the City of Fullerton by leasing to the City any asset acquired or improvements to the City's municipal airport. The Corporation by-laws specify that no individual may become a member unless approved by the City of Fullerton, hence, the City Councilmembers have significant influence over the Corporate operations. In addition, upon dissolution of the Corporation, its assets and liabilities are to be distributed to the City. The Corporation's financial data and transactions are included in the Airport Enterprise Fund. Complete financial statements of the individual component units can be obtained from the Administrative Services department or the City Clerk's office at: City of Fullerton City Hall 303 West Commonwealth Avenue Fullerton, California 92632 B -24 CITY OF GARDEN GROVE General Location and Government. The City of Garden Grove ("Garden Grove") is located in central Orange County approximately twenty-five miles southeast of downtown Los Angeles. It is the fourth largest city in Orange County and the nineteenth largest in the State of California. Garden Grove has a Council-Manager form of government with the Mayor elected at large for a two-year term and four council members elected at large for four-year staggered terms. The current council consists of Mayor Bruce Broadwater, Mayor Pro-Tem Mark Leyes, and Councilmen Ho Chung, Tony lngegneri, and Bob Dinsen. Community Services and Facilities, Police and Fire Departments, Transportation and Utilities. Garden Grove is a full-service city which provides police, fire, paramedic, street maintenance, park maintenance, water, recreation, traffic/transportation, public improvements, planning, zoning and general administrative services. Also included in the City'S overall operations are the Garden Grove Agency for Community Development, Garden Grove Housing Authority, City of Garden Grove Library Corporation, and the Garden Grove Cable Corporation. Garden Grove operates its own Water Utility. Economic Growth and Development The 1994-95 fiscal year featured some of the most significant events in the financial history of the region. The year began in an ordinary way with the economy attempting to position itself for a turn- around in an environment of rising interest rates. As the year progressed, interest rates began rising with greater intensity, and by late November 1994 were considerably higher than they were at the start of the fiscal year in July. Financial stress began to build rapidly in the highly leveraged investment portfolio of the County of Orange as the combination of margin calls and increases in the cost of borrowed funds precipitated a liquidity crisis. The crisis quickly escalated as investors in the pool began to demand withdrawal of their funds. On December 6, 1994, the County of Orange and the Orange County Investment Pools filed bankruptcy petitions under Chapter 9 of the Bankruptcy Code. This had the effect of temporarily freezing the investment of all entities which had funds in the pool. The City of Garden Grove had never invested in the pool because the policies and practices followed did not conform to the City's investment policy or its goals and objectives. Although Garden Grove was not involved in the major problem of having to bare the burden of any investment losses, there still were many side issues in being located in a County which is undergoing the bankruptcy process. When the bankruptcy was declared the unapportioned property tax funds contained pre-petition cash which had not yet been allocated to the various taxing entities, including the City of Garden Grove. The bankruptcy process allowed for the development of an allocation method for these funds, and in January 1995 the bankruptcy court directed the release of a portion of these pre-petition taxes with all remaining shares to be distributed when court approval is received. Garden Grove has a claim in bankruptcy court in the amount of $824,769 for property taxes. This amount has been recorded as taxes receivable and deferred revenue in the General Fund, Speci.al Revenue Funds, Debt Service Funds, and Capital Projects Funds. There are similar financial issues in other County-wide shared projects such as the Orange County 800 Megahertz Communication System. These issues will be resolved during the 1995-96 fiscal year, however, all funds at issue in the bankruptcy process have either been reserved out of available fund balances or recorded as deferred revenues and are unavailable for 1995-96 fiscal year appropriatiOns. B-25 Aside from the impact of the County bankruptcy, Garden Grove continued to manage the effects of the long term recession which appeared to be in its final phase as the end of the 1994-95 fiscal year approached. Certain factors remained negative such as the collection ratio of 96.1 percent of the property tax levy for the year. This was the lowest collection ratio in the last 10 years. The amount of total property tax collected was $7,193,444 which was lower than the previous year by $152,666 and the lowest since the 1988-89 fiscal year. The number of new building permits declined by 13 percent and the estimated valuation of new construction declined by 28 percent, to the lowest amount in the last 18 fiscal years. There were some positive signs such as the drop in unemployment from 5.9 percent the previous year to 5.5 percent in the current year. In addition, median family income rose from $43,530 in 1993-94 to $44,406 in 1994-95 which resulted in a 2 percent increase. As in the other fiscal years during the decade of the 1990s, it was anticipated that it would be necessary to implement significant expenditure controls in order to achieve a strong year and financial position. The controls used were a hiring freeze and non-labor expenditure controls for all contractual, commodities, and capital outlay expenditures. Even minor expenditure categories were impacted, for example, all employees are now required to pay the full cost of travel, lodging, and all expenses for conference attendance for overnight conferences with the exception of the conference registration fee. The results of expenditure control activities hax~e been very significant, particularly when it is realized that the budget was based on very conservative assumptions. The following summarizes the magnitude of the expenditure savings: General Fund Budgeted Expenditures General Fund Actual Expenditures 'Savings $47,171,032 $42,147,79Q $ 5,023,242 Percent of Planned Budget Saved = 10.6% Expenditure controls were focused on General Fund activities, however, many of the control processes and polices had similar effects on expenditures throughout all of Garden Grove's funds. If combined, General, Special Revenue, and Capital 'Projects funds budget versus actual expenditures are compared, after deducting capital outlay expenditures so that a true operating expenditures comparison can be made, the same pattern of savings can be seen. Consider the following comparison: GENERAL, SPECIAL REVENUE, AND CAPITAL PROJECTS FUNDS Budgeted Expenditures Actual Expenditures Savings $72,049,998 $64,527,013 $ 7,522,985 Percent of Planned Budget Saved = 10.4% The' effects of expenditure control measures were more than enough to offset revenue shortfalls in the General Fund and resulted in a more favorable year and "actual" fund balance as compared to the "budgeted" fund balance. This is shown in the following statutory: · YEAR END GENERAL FUND - "FUND BALANCE" Fund Balance Budgeted Fund Balance Actual Net Improvement $5,523,457 9,205,410 $3,681,953 B-26 Despite these favorable trends, it is also becoming apparent that additional actions are necessary for budget balancing in the furore. This is illustrated when the General Fund operating revenues and transfers are compared to General Fund operating expenditures. Operating expenditures have capital outlay removed to obtain a more concise determination of the on-going or recurring balancing problems. Consider the following summary of actual operating revenues and transfers as compared to expenditures for the 1994-95 fiscal year: GENERAL FUND OPERATIONS Actual Operating Revenues Actual Operating Expenditures Operating Deficiency Less: On-going Golf Course Operating Transfer to the General Fund Net Operational Deficiency · $37,156,788 39.910,799 $ 2,754,011 500,000 $ 2,254,011 · In order to bridge the operational gap between funds available and funds reqUired, services offered and service delivery systems are going to be analyzed to improve cost effectively. This includes greater possible use of Joint Powers Authorities for Inter-City sharing of community services, and a reprioritizing of certain services delivered at the present time. Although significant challenges exist, Garden Grove has been able to close the year with a substantial General Fund balance and remains in a strong financial position. The current fund balance has only been exceeded once, by the fund balance in the preceding fiscal year. The financial outlook for next year calls for a modest recovery in the economy with improved retail sales and lower unemployment. The financial uncertainty of the Orange County bankruptcy should stabilize with a steady "financial healing" process well underway in the latter part of the fiscal year. Inflation should remain at a low rate which will allow for a continuation of moderate interest rates. Of special importance during the next year, will be the results of a final ruling on the applicability of Proposition 62. The court will determine whether Proposition 62, 'which requires a vote of the people for all new taxes and tax increases and enacted by a general law city will be valid, and what date would be the effective date of the proposition. The initial ruling, issued September 28, 1995, indicated that the Proposition would be held to be valid. This will be completed when the final ruling is issued in December 1995. Depending on the final ruling, Garden Grove could have an issue to resolve surrounding a change in the Business Tax Ordinance in 1991 and two increases which occurred to the Transit Occupancy Tax. At this time, it is uncertain as to the outcome or the possible financial impact to the City. The long term outlOok is mOstly positive as" long'as economic Challenges are met with new solutions to service delivery systems. There will be greater information sharing with other jurisdictions and the private sector to get the job done. These changes are already underway, with positive results. Although growth rates will be slow, including pOpulation, there will be a steady shift to quality condominium infill projects. There will also be a high priority giVen to greater development of the City's industrial and commercial prospects to assist in the transition from a residential bedroom community to a community with a more balanced economy. . . Major Initiatives · For the Year.· The major initiatives for the yea~ centered around continued development of bond financed major public improvement projects, completion of the..General Plan Update and. continued B-27 implementation of the Community Policing Program. The following is an overview of these projects and activities: 1. Major Public Improvement Projects. During the previous fiscal year, when bond market financing terms became very favorable, Garden Grove was able to match up the market positiOn with its need for funds to finance major public improvement projects. Bond proceeds were received from three bond issues summarized as follows: a. Tax Allocation Bonds of $62,000,000 used to refund previous bond issues in 1979 and 1986 for $32,140,000 with the balance going to fund projects. b. Certificates of Participation in the amount of $15,645,000 used to purchase and rehabilitate two mobile home parks. c. Water Revenue Bonds of $20,495,000 needed to provide funds for the improvement of water storage and distribution facilities. The Major Tax Allocation Bond project is the widening of Trask Avenue between Brookhurst and Newhope Streets, including new freeway access ramps for the Garden Gr6ve Freeway. This project allows for expansion of the Garden Grove Auto Center and provides storm drain improvements on Trask Avenue. During the year, site acquisitions proceeded in an expeditious manner, with major construction scheduled for next year. Another major prOject was the purchase of the Orange County Transit District Authority building with funding for remodeling the facility in order to convert it to a new City Hall. The building was acquired and was still undergoing remodeling on June 30, 1995. As a subsequent event, the remodeling was completed on schedule November 9, 1995, and the new City Hall opened for business on November 14, 1995. The Certificate of Participation project was completed during the year. The mobile home parks 'had been acquired the previous fiscal year and rehabilitated during the 1994-95 fiscal year. The project included improvements to the water supply system, the clubhouse, playground facilities for children, and the roads within the park. The Water Revenue Bond projects included replacement of the Lampson Reservoir with a new facility with increased storage capacity from 2 million gallons to 5 million gallons; and the addition of a 5 million gallon storage tank and booster station at the Trask Reservoir. During the year, engineering design was underway and it is anticipated that the work will be completed by December 1996. 2. General Plan Update. Garden Grove had undertaken a multi-year project to update the General Plan. The previous plan no longer adequately addressed the neighborhood issues and various City priorities because too much time had elapsed since the last update 'was done. The update process involved the entire community including Survey on the type of land uses the residents wanted to see in the City relating to recreation, commercial and entertainment, community appearance issues, parks and infrastrueture~- The plan was finalized during the 1994-95 fisca! year and is currently in operation. 3. CommUnity Policing." The transition to .c°mmunity Policing began in september 1992. The implementation of this program resulted in a major change to the way' in which the Police Deparunent approached its duties. Community Policing requires the Police Department, the community, and the public and private agencies to work together in problem solving such that the feeling of public safety and security is improved. As in the previous year, the Police .Department developed specific neighborhood patrol areas or "beats" which facilitate maximum interaction 'and cooperation between Police personnel and members of the community to enhance problem solving efforts. Results of this B-28 program have been outstanding, and there has been a drop in crime rates throughout the City, particularly in the high crime areas. During the year many special problem solving meetings were held with citizens in various high-density apartment neighborhoods with excellent results. For the Future. One of the major challenges will be to provide adequate infrastructure for the purpose of enhancing mobility and relieving congestion. This will be done in an environment of intense_' competition for economic development opportunities. The economic recovery should provide a modest boost for this process. Garden Grove will search for opportunities with other governmental entities as well as the private sector to deliver more cost-effective services that are more sensitive to the needs of the people within the- community. The task of matching on-going revenues with on-going expenditures will continue to be a major challenge and opportunity. If that can be achieved, it will be possible to allocate non-recurring revenues to "one time" capital outlay expenditures. Employment. The principal employers within Garden Grove, their prodUct or service and the assessed valuation are shown in the table below. CITY OF GARDEN GROVE TOP TEN EMPLOYERS BY ASSESSED EVALUATION Company Product or Service 1994 Assessed 'Valuation % of Total Assessed Valuation Fujita Corp.. Gateway Prop. Swedlow, Inc. American Medical HUghes Lyon ALPS Electronics AIR Industries CHOE, KYONG-SUN Mead Corp. .SANYO Foods Corp. Total General Mdse/Retail Property Mgt./Hotel Manufacturing/Plastics Medical Center/Hospital General Mdse/Retail ' Manufacturer/Computer Access Manufacturer/Aircraft Fasteners General Mdse/Retail Manufacturer/Stationery Food Processor TOTAL EMPLOYED: 31,212 $ 48,115,463 47,262,610 37,719,839 31,389,904 29,657,876 28,070,657 17,462,652 14,712,670 12,450,936 11,713,371 $278,555,978 0.98 0.97 0.77 0.64 0.61 0.57 0.36 0.30 0.25 0.24 5.69 B-29 Population. The table below summarizes population and income for Garden Grove since 1986. POPULATION SUMMARY CITY OF GARDEN GROVE Population and Income 1986-1995 Median Family Unemployment Fiscal Year Population Income Rate General Fund 1986 132,766 $33,230 4.7 1987 134,141 34,264 3.7 1988 134,306 36,141 3.3 1989 134,801 39,933 3.1 1990 135,485 42,400 3.2 1991 143,050 41,398 5.4 1992 148,065 45,077 6.7 1993 149,700 43,504 6.6 1994 151,800 43,530 5.9 1995 153,824 44,406 5.5 The following tables summarize information taken from the City's audited financial statements regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in Fund Balances for the past three (3) fiscal years: B-30 CITY OF GARDEN GROVE GENERAL FUND COMPARATIVE BALANCE SHEETS JUNE 30, 1992-93 through 1994-95 Assets Cash and investments Taxes receivable Accounts receivable Accrued interest receivable Reimbursemem agreement receivable Deposits Total assets Liabilities and Fund Balance Liabilities: Accounts payable Other accrued liabilities Refundable deposits DUe to other funds Deferred revenue Loans payable Total liabilities Fund Balance: Reserved: Reserved for encumbrances Reserved for reimbursement agreemem receivable Reserved for continuing projects Unreserved: Designated for subsequent years' expenditures 1992-93 1993-94 1994-95 $ 5,529,118 $12,599,321 $ 9,814,316 1,070,605 950,368 1,111,641 426,091 277,332 441,192 253,698 263,681 235,133 2,726,172 2,771,519 2,821,611 42,063 42,062 42,062 $16,904,283 $14,465,955 $1,890,455 $ 834,175 $1,871,914 924,113 2,609,740 1,232,345 503,538 617,585 512,268 - - 2,676 18,502 11,408 169,665 1,098,288 1,471,677 1,471,677 4,434,896 5,544,585 5,260,545 411,871 292,968 1,156,907 2,726,172 2,771,519 2,821,611 1,709,746 4,049,160 2,775,286 765,062 4,246,051 2,451,606 Total fund balances 5,612,851 11,359,698 9,205,410 Total liabilities and fund balances $10,047,747 $16,904,283 $14,465,955 Source: City of Garden Grove Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94, 1994-95; the annual financial reports are available from the City of Garden Grove, and investors are encouraged to review the entire reports, including the notes therein, before making an investement decision with respect to the Bonds. B-31 CITY OF GARDEN GROVE GENERAL FUND STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE FOR THE YEARS ENDED JUNE 30, 1992-93 through 1994-95 1994-95 1993-94 Revenues: Taxes Licenses/Permits Fines/Forfeits/Penalties From Use of Money/Property Charges/Current Services From Other Agencies Other Total Revenues Expenditures: Current: Fire Police Traffic Safety Public Right of Way Drainage Community Buildings Community Services Parks/Greenbelts Community Plan/Development Municipal Support 1992-93 $22,640,426 $22,986,957 $14,380,083 470,544 488,334 392,607 691,377 691,595 460,043 1,224,407 1,114,548 828,718 5,461,721 5,468,826 4,913,428 5,881,798 5,913,924 458,675 786,515 371,085 611,350 ,$37,156,788 $37,035,269 9,159,104 9,145,136 348,002 18,704,376 17,936,516 11,047,841 451,863 372,997 415,551 2,990,718 3,107,827 3,375,521 39,477 5,272 31,709 1,675,662 1,494,676 1,613,790 709,101 711,868 772,185 402,582 294,229 338,408 1,792,387 1,408,909 1,609,025 3,907,417 3,664,968 3,584,185 Capital Outlay: Traffic Safety Public Right of Way Community Buildings Debt Service: Principal Retirement Interest/Fiscal Charges - 13,725 22,986 28,341 126,501 2,039 2,208,650 19,957 - 62,845 - 51,855 15,267. 16,085 18,833 Sollrce: Total Expenditures Excess '(deficiency) of Revenues Over Expenditures Other Financing Sources: Excess (deficiency) of Revenues & Other Financing Sources over Expenditures Fund Balance at Beginning of Year $42,147,790 $38,318,666 $23,231,930 (4,991,002) (1,283,397) (1,187,026) 2,836,714 7,030,244 1,754,157 (2,154,288) 5,746,847 567,131 11,359,698 5,612,851 5,045,720 Fund Balance at End of Year $9,205,410 $11,359,698 $5,612,85! City of Garden Grove Comprehensive Annual Financial Reports; see source note on previous page. B-32 .' Sales Tax Revenues. The revenue from sales tax provided approximately 33.4% of Garden Grove's total local tax revenues in 1995. The following table presents information concerning the value of taxable retail sales in Garden Grove since 1990. CITY OF GARDEN GROVE Taxable Retail Sales Data 1990 through 199~ 1990 1991 1992 1993 1994 1995 1,142,952 1,046,437 999,671 992,258 989,806 485,160' Source: City of Garden Grove. '1995 includes the first two quarters only Property Tax Revenues The total assessed valuation of the property within Garden Grove for the fiscal year 1994-95 was $4,898,034,270. The total appropriations limit adopted by Garden Grove for fiscal year 1995-96 was $49,603,100 and the actual appropriations for the same period was $25,566,400. Garden Grove receives funds annually from the State based upon a percentage of property taxes collected within the County computed on the City's respective assessed valuatign, 'and a statutory system of annual appropriations. The table below presents the assessed valuation of property within Garden Grove for the past five fiscal years. CITY OF GARDEN GROVE Assessed Valuations Total Before Total After Fiscal Year Local Secured Utili _ty Unsecured Redevelopmem Redevelopment 1990-91 4,917,423,755 903,639 378,301,239 5,296,628,633 4,358,807,353 1991-92 5,195,686,427 1,060,151 466,740,874 5,663,487,452 4,660,185,590 1992-93 5,460,472,012 914,265 487,905,340 5,949,291,617 4,954,228,462 1993-94 5,542,753,086 898,911 400,493,309 5,944,145,306 4,888,230,929 1994-95 5,528,471,115 791,702 385,782,186 5,915,045,003 4,898,034,270 1995-96 5,418,100,690 817,397 386,350,553 ' 5,805,268,640 4,834,132,979 Source: County of Orange - Assessed Valuations B-33 , The table below presents Garden Grove's property tax valuation and collection experience for the last five fiscal years. CITY OF GARDEN GROVE .Property Tax Levies and Collections Last Ten Fiscal Years Ratio of Outstanding Delinquent Taxes Fiscal Total Delinquent to Total Year Tax Levied Taxes Tax Levy 1986 $5,593,399 $187,277 3.3 1987 6,158,089 227,641 3.7 1988 6,644,623 210,779 3.2 1989 7,113,344 203,822 2.9 1990 8,039,759 297,401 3.7 1991 8,581,567 387,700 4.5 1992 8,975,314 427,433 4.8 1993 8,562,861 435,642 5.1 1994 7,422,786 272,199 3.7 1995 7,482,224 265,742 3.6 In implementing Article XIIIa of the State Constitution, the Revenue and Taxation Code provides for a single Basic Tax Rate Levy for County/City/School/Special Districts and other rates necessary to retire bonded and other indebtedness. Source: Orange County Property Tax Ledger, Garden Grove Controller's Office. Summary of Significant Accounting Policies Garden Grove's aCCounting records for general government operations are maintained on the modified accrual basis, with revenues being recorded when available and measurable, and expenditures being recorded when the services or goods are received and the fund liabilities are incurred. Accounting records for Garden Grove's Proprietary Funds are maintained on the accrual basis. Under the accrual basis, revenues are recognized when earned, and expenses are recognized when incurred. In developing Garden Grove's accounting system, consideration is given to the adequacy of intern_al accounting controls. Internal accounting controls are designed to provide reasonable, but not absolute, assurance regarding: (1) the safeguarding of assets against loss from unauthorized use or disposition; and (2) the reliability of financial records for preparing financial statements and maintaining accountability for assets. The concept for reasonable assurance recognizes that: (1) the cost of control should not exceed the benefits likely to be derived; and (2) the evaluation of costs and benefits requires estimates and judgments by management. B-34 All imernal comrol evaluations occur within the above fr ~axnework. We believe that Garden Grove's internal accounting controls adequately safeguard assets and provide reasonable assurance of proper recording of t-mancial transactions. Budgetary control is maintained at the program level. Encumbrances of estimated purchase amounts are made prior to the release of purchase orders to vendors. Open encumbrances are reported as reservations of fund balance at June 30, 1995. B-35 Direct Overlapping Bonded Debt The following table comains information on Garden Grove's direct and overlapping bonded indebtedness as of June 30, 1995. CITY OF GARDEN GROVE Direct and Overlapping Bonds and Debt June 30, 1995 1994-95 Assessed Valuation: $4,898,034,270 (after deducting $1,017,010,733 redevelopmem incrememal valuation) Direct and Overlapping Bonded Debt: % Applicable Debt 6/30/95 Orange County Orange County Orange County Orange County Orange County Orange County Orange County Building Authorities Pension Obligations Transit Authority Flood Control District Sanitation District//2 Certificates of Participation Sanitation District//3 Certificates of Participation Orange County Water District Certificates of Participation Municipal Water District of Orange County Water Facilities Corporation Metropolitan Water District Coast Community College District Certificates of Participation Rancho Santiago Community College District Certificates of Participation Orange Unified School District Certificates of Participation Huntington Beach Union High School District Certificates of Participation City of Garden Grove Certificates of Participation Garden Grove Sanitary District Certificates of Participation City of Garden Grove 1915 Act Bonds TOTAL GROSS DIRECT AND OVERLAPPING BONDED DEBT Less: Orange County Transit Authority (80% self-supporting) 3.092% $ 18,243 3.092 8,978,673 3.092 9,895,637 3.092 652,412 3.088 33,814 6.030 8,309,279 10.253 13,323,860 4.926 10,239,676 4.721 4,160,853 0.605 3,792,775 6.732 935,301 5.103 49,754 1.288 .163,447 1.610 17,791 100. 15,645,000 87.365 3,590,702 100. 595,000 $80,402,217(1) 521,930 10,239,676 4,160,853 $65,479,758 Orange County Water District Certificates of Participation (100% self-supporting) MWDOC Water Facilities Corporation (100 % self-supporting) TOTAL NET DIRECT AND OVERLAPPING BONDED DEBT (1) Excludes tax and revenue anticipation notes, revenue, mortgage revenue and tax allocation bonds and non-bonded capital lease obligations Ratios to Assessed Valuation: Direct Debt ($15,645,000) ...................................... Total Gross Debt ................................................. Total Net Debt .................................................... 0.32% 1.64% 1.34% STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/95 · $1,103 Source: California Municipal Statistics, Inc. B-36 Investment Policy' .Under provisions of Garden Grove's investment policy, and in accordance with Section 53601 of the California Government Code, Garden Grove may invest in the following types of investments: Repurchase Agreements Securities of the U.S. Government and its Agencies Banks Acceptances Certificates of Deposit Commercial Paper California Local Agency Investment Fund (LAIF) Passbook Savings Accounts Negotiable Certificates of Deposit Although negotiable certificates of deposits are allowed under the California Government Code, this type of investment is currently not utilized. Garden Grove's investment policy does not allow the borrowing of funds to purchase investmems on margin through reverse repurchase agreemems. Local Agency Investment Funds (LAIF). The LAIF is a special fund of the California State Treasury through which local governments may pool investments. Investments in LAIF are highly liquid, as deposits can be converted to cash within twenty-four hours without loss of imerest. Included in LAIF's investment portfolio are certain derivative securities in the form of structured notes and asset- backed securities. LAIF's and Garden Grove's exposure to credit, market or legal risk is not available. Repurchase Agreements. Throughout the year, Garden Grove utilizes overnight repurchase agreemems for temporary investment of City funds. Such repurchase agreemems are used daily, but generally do not exceed two percent of Garden Grove's investment pOrtfolio. B-37 CITY OF LA PALMA [TO FOLLOW] B-38 CITY OF NEWPORT BEACH General Location and Government. The City of Newport Beach ("Newport Beach") is located in the County, approximately 75 miles north of San Diego, 15 miles north of Long Beach and 50 miles south of Los Angeles. Newport Beach is a charter city and was incorporated on September 1, 1906. Newport Beach has a Council-Manager form of municipal government established pursuant to its municipal charter on January 7, 1955. The City Council appoints the City Manager who is responsible for the. day-to-day administration of city business and the coordination of all city departments. The City Council is composed of five members elected bi-annually at large to four-year alternating terms. The Mayor is selected by the City COUncil from among its members. Under the 1995/96 fiscal year budget, Newport Beach employs a staff of approximately full-time employees and part-time employees under the direction of the City Manager. Community Services and Facilities. Newport Beach provides police and fire protection, trash collection and library service. Educational services are provided to Newport Beach residents by several school districts, including the , and Unified School Districts. Available schools include 18 elementary schools, 4 high schools and a combination of 15 community and 4-year colleges, universities and vocational schools all located within a 15-mile radius. Health facilities for the Newport Beach include the Hoag Memorial Hospital with ~ beds and a staff of ~ active and consulting physicians. There are also 5 general, medical and dental clinics also available. Transportation. Four main freeways access the City - Interstate 405 and State Highways 55, 73 and 1 (Pacific Coast Highway). The John Wayne Orange County Airport is the closest airway service with Greyhound bus service and Amtrak Train station to serve as the ground transportation needs. B-39 Economic Growth and Development HouSing, Commercial and Industry, Development. The following table summarizes the building permit activity in the City from 1991 through 1995. CITY OF NEWPORT BEACH CONSTRUCTION ACTIVITY (1991 through 1995). 1991 1992 1993 1994 1995 New Residential Single Valuation $16,216 $16,596 $13,798 $ 3,989 Multiple Valuation 4,636 4,238 2,322 766 Alterations/Additions 19,601 19,102 19,468 5,117 Total $40,453 $39,937 $35,588 $9,872 New Non-Residential Commercial/Industrial $1,243 $ 533 $1,963 $ 959 Other 4,781 1,699 1,419 382 Alterations/Additions ' 14,781 25,112 18,200 8,661 Total $20,805 $27,344 $21,582 $10,002 Total Building Valuations $61,258 $67,280 $57,170 $19,874 No. of Single Units 63 54 46 11 No. of Multiple Units 38 48 24 6 Total Units 101 102 70 17 Source: City of Newport Beach. Employment. The principal employers within Newport Beach, their product or service and the number of employees are shown in the table below. CITY OF NEWPORT BEACH PRINCIPAL EMPLOYERS Company Product or Service Employees [TO BE PROVIDED BY NEWPORT BEACH] Source: City of Newport Beach. Retail Sales. [TO BE PROVIDED BY NEWPORT BEACH] B-40 Population. The City's population, as of January 1, 1994 was 69,300 according to the California Demographic Research Department. A historical summary of the City's population is reflected below, which shows population trends for Newport Beach. CITY OF NEWPORT BEACH Population 1980 ...................... 62,556 1988 ...................... 66,327 1989 ...................... 66,684 1990 ...................... 66,736 1991 ................... 67,214 1992 ................... 68,005 1993 ................... 68,784 1994 ................... 69,300 Source: City of Newport Beach/California Demographic Research Department Income. [TO BE PROVIDED BY NEWPORT BEACH] B-41 General Fund The following tables summarize information taken from the City's audited financial statements regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years: CITY OF NEWPORT BEACH GENERAL FUND. BALANCE SHEET Fiscal Years 1992-93 through 1994-95 Assets and Other Debits Cash and investments (Note 2) Accounts receivable and accrued revenues Lease Receivable Due from other governments Due from other funds (Note 11) Deposits with other agencies Inventories of materials and supplies, at cost Restricted assets - cash and investments (Note 2) Other assets Total Assets and Other Debits . Liabilities, Fund Equity and Other Credits '1992-93 1993-94 1994-95 $ 7,891,530 $ 9,550,506 $ 9,106,602 2,734,179 1,540,425 1,084,732 1,796,812, 428,500 365,185 48,433 1,699,'979 2,429,237 2,164,438 1,366,962 157,054 198,441 4,515,000 13,321 13,500 $ 13,264,639 $15,125,723 $ 18,437,909 Liabilities: Accounts payable and accrued liabilities Accrued payroll Due to other funds (Note 11) Deferred revenue Due to bondholders (Note 5) Due to others Deposits Deferred compensation (Note 7) Long-term debt (Notes'4 and 20) $ 1,098,635 $ 2,013,424 $1,717,922 2,593,140 1,067,316 1,700,579 297,336 296,871 46,749 1,455,369 1,816,829 1,785,998 Total Liabilities Fund Equity and Other Credits: Fund balances (Note 13): Reserved Unreserved, designated Unreserved, undesignated 5,193,893 5,194,905 $9,953,662 1,946,131 1,326,023 2,739,819 6,124,615 8,604,795 5,744,428 Total Fund Equity and Other Credits 8,070,746 9,930,818 8,484,247 Total Liabilities, Fund Equity and Other Credits $13,264,639 $ 15,125,723 $ 18,437,909 City of Newport Beach Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial reports are available from the City of Brea, and investors are encouraged to review the entire repons, including the notes therein, before making an investment decision with respect to the Bonds.. B-42 CITY OF NEWPORT BEACH COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN GENERAL FUND BALANCES Fiscal Years 1992-93 through 1994-95 1992-93 1993-94 1994-95 Revenues: Taxes $32,836,366 $39,809,139 $39,719,830 Licenses, fees and permits 831,197 881,774 1,112,873 Intergovernmental revenue 4,033,218 3,980,889 7,113,785 Charges for services 3,526,268 4,970,181 4,884,630 Fines, forfeitures and penalties 75,188 2,527,815 3,067,817 Revenue from use of money and property 3,296,411 4,297,327 5,067,329 Contributions 211,242 534,483 144,340 Other . 267,076 1,040,844 360,652 Total Revenues 45,076,966 58,042,452 61,471,256' Expenditures: Current: General government 4,359,857 4,607,009 5,152,151 Public Safety 30,706,655 32,156,176 33,163,911 Public works 12,779,215 15,018,898 14,382,640 Community development 2,996,534 2,836,241 2,930,048 Libraries 5,457,065 5,722,113 Community services Parks, beaches and recreation Capital expenditures 4,505,458 6,093,891 5,568,817 Debt service: Principal retirement (Note 4) 379,521 290,781 294,530 Interest and fiscal charges 65,547 43,737 184,907 Total Expenditures 55,792,787 66,503,798 67,399,117 Excess (Deficiency) of Revenues Over (Under) Expenditures (10,715,821) (8,461,346) (5,927,861) Other Financing Sources (Uses): Operating transfers in Operating transfers out Proceeds from long-term debt (Note 4) Proceeds from sale of fixed assets 7,257,363 5,832,397 5,296,022 (4,269,953) (357,966) (875,820) 91,983 116,682 53,865 92,684 1,027,130 7,223 Total Other Financing Sources (Uses) 3,172,077 6,618,243 4,481,290 Excess (Deficiency) of Revenues and · Other Sources OVer (Under) Expenditures and Other Financing Uses (7,543,744) (1,843,103) ( 1,446,571 ) Fund Balances, July 1, 15,614,490 11,773,921 9,930,818 Fund Balances, June 30, $8,070,746 $9,930,818 $8,484,247 City of Newport Beach Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95i the annual financial reports are available from the City of Brea, and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with reapect to the Bonds. B43 Sales Tax Revenues The revenue from sales tax provided approximately 29 % of the _City's total local tax revenues in 1995. The following table presents information concerning the value of taxable retail sales in the City since 1990. CITY OF NEWPORT BEACH Taxable Retail Sales 1990-1995 Year Ended 6/30 Taxable Sales 1990 $ 1,052,382,000 1991 934,676,000 1992 929,067,200 1993 969,860,500 1994 1,036,188,800 1995 1,213,886,700 Source: City of Newport Beach. Property Tax Revenues The total assessed valuation of the property within the City for the fiscal year 1994-95 was $11,571,090,370. The total appropriations limit adopted by the City for fiscal year 1994-95 was $57,644,188, and the actual appropriations for the same period was $41,450,527. The City receives funds annually from the State based upon a percemage of property taxes collected within the County computed on the City's respective assessed valuation, and a statutory system of annual appropriations. The table below presents the assessed valuation of property within the City for the past five fiscal years. CITY OF NEWPORT BEACH Assessed Valuations Fiscal Total Before Total After Year Local Secured Utility Unsecured Rdv. Increment Rdv. Increment 1990-91 $10,013,611,946 $575,220 $894,916,739 1991-92 10,385,400,896 354,820 990,044,079 1992-93 10,876,014,710 354,820 866,157,889 1993-94 10,991,614,135 354,820 704,736,499 1994-95 10,929,761,077 354,820 640,974,473 $10,909,103,905 $10,909,103,905 11,375,799,795 11,375,799,795 11,742,517,419 11,742,517,419 11,696,705,454 11,696,705,454 11,571,090,370 11,571,090,370 Source: City of Brea. B-44 The table below presents Newport Beach's property tax valuation and collection experience for the last five fiscal years. CITY OF NEWPORT BEACH Property Tax Levies and Collections Last Five Fiscal Years Amount Percentage Fiscal Secured Delinquent Delinquent Year Tax Charge June 30 June 30 1990-91 $21,031,117 $433,571 2.14 1991-92 21,516,647 504,000 2.32 19fi2-93 18,859,889 536,760 2.77 1993-94 17,870,028 526,026 3.00 1994-95 _.__ Source: County of Orange Auditor Controller's Office Summary of Significant Accounting Policies The financial statements for Newport Beach are prepared in accordance with generally accepted accounting principals ("GAAP") as applied to government units. The Governmental Accounting Standards Board ("GASB") is the accepted standard-setting body for the establishing governmental accounting and financial reporting principles. City Budget The following procedures are utilized by the City in establishing the budgetary data reflected in its audited financial statements: During April, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following July 1. The operating budget includes proposed expenditures and the means of financing them. Public hearings are conducted at The City Council meetings to obtain taxpayer comments. Public hearings are conducted at City Council meetings to obtain taxpayer comments. Prior to July 1, the budget is legally adopted through passage of an appropriation resolution. Budgets are adopted on an annual basis consistent with generally accepted accounting principles for all governmental funds except the Air Quality Management District Fund (special revenue fund) and the Capital Improvement Fund (capital project fund). See Note 14 for the budget basis to GAAP reconciliation. The modified accrual basis of accounting is employed in the preparation of the budget. The budget is formally integrated into the accounting system and employed as a management control device during the year. B45 The City Manager is authorized to transfer budget amounts between accounts within a fund. Transfers of appropriations between funds or transfers other than those authorized above may be made only by the authority of the City Council. The legal level of budgetary control is the fund level. Total fund expenditures may not exceed total fund budgeted amounts without approval from the City Council. At fiscal year-end, budget appropriations lapse. Incomplete capital project budget appropriations are re-budgeted in the following fiscal year by council action and are included in the revisions noted aboVe. Projects that are not started during the budget year are reevaluated in the following year. Encumbrances represent commitments related to unperformed contracts for goods and services. The City utilizes an encumbrance system as a management control technique to assist in controlling expenditures. Under this system, encumbrance accounting for the expenditure of funds is recorded in order to indicate outstanding commitments and is employed in the governmental fund types. Encumbrances outstanding at year end are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Encumbrances and their related budgets are honored in the subsequent year to fulfill these commitments and are presented as revisions to the original adopted budget. Direct and Overlapping Bonded Debt The following table contains information on the City's direct and overlapping bonded indebtedness as of April 30, 1996. CITY OF NEWPORT BEACH Direct and Overlapping Bonded Debt [TO FOLLOW] Investment Policy Under the provisions .of the City's investment policy, and in accordance with Section 53601 of the California .Government Code, the City may deposit and invest in the following: Securities of the U.S. Government, or its agencies; Certificates of Deposit (or Time Deposits); Bankers Acceptances; Local Agency Investment Demand Deposit (State Pool); Repurchase Agreements and Reverse Repurchase Agreements; Passbook Savings Account Demand Deposits; Small BusineSs Administration Loans; Commercial paper; Negotiable Certificates of Deposit; County Investment Pools; Medium Term Corporate Notes;' Asset/Investment Management Agreements; .. Description of Leased Premises [TO FOLLOW] B46 CITY OF ORANGE General · Location and Government. The City of Orange ("Orange") encompasses 23.6 square miles and is located in the central portion of the County, approximately 32 miles southeast 'of Los Angeles. Orange is a general law city and was incorporated on April 6, 1888. Orange operates under the council-manager form of government. Five City Council .members, including the Mayor, are elected at large. The Mayor is elected to serve a two year term. Council members serve alternating four year terms. A City Manager is appointed by the City Council and Mayor to administer daily affairs of Orange and to implement policies established by the City Council. The City Treasurer and City Clerk are elected at large, serving four year terms. Under the: 1995/96 fiscal year budget, Orange employs a staff of approximately 643 full-time employees and 319 part-time employees under the direction of the City Manager. Community Services and Facilities. The City provides a fulI range of services for its citizens. These services include police, fire, paramedic, library, recreation and parks, planning and development, street improvements and lighting, and general administration. The City also operates a water utility and provides for refuse collection and sanitation. In addition, the City provides aid to its citizens in the form of residential and commercial rehabilitation loans and economic development programs. The City contracts with a private non-profit agency to operate its senior citizen center. Educational services are provided through Orange Unified School District, which is comprised of 24 elementary schools, 7 junior high schools and 4 high schools. There is one community college in the City and one university. In addition, there are a number of private schools, including: seven parochial schools, one high school for boys, one Lutheran high school, and three other private schools. Orange has 4 general hospitals with a combined total bed capacity of 1,313, with an approximate combined total of 1,500 physicians/surgeons on staff. There are 71 dentists, 16 optometrists and 25 chiropractors. Additionally, there are 53 churches, 3 libraries, 3 daily newspapers, 2 weekly newspapers, 1 monthly newspaper, 2 TV cable systems, 29 banks, 17 savings and loans, and 15 parks located within Orange. Water is supplied by the City of Orange Public Works Department. Sewage treatment and disposal is provided by the Sanitation District of Orange County and the City of Orange. Southern California Gas Company supplies natural gas and electric power is provided by Southern California Edison Company. Telephone service is available through Pacific Bell and major long distance carriers. Orange has 147 sworn police, officers, 43 crossing guards and is licensed for 50 reserve officers. The Police Department has 30 marked units and 13 motorcycles. Orange also has 119 firemen, 7 fire stations, 10 pumpers, 3 trucks and 3 rescue ambulances. Transportation. Orange has access to five main freeways. The freeways include: the Garden Grove Freeway, the Costa Mesa Freeway, the Orange Freeway, the Riverside Freeway and the Santa Ana Freeway. B-47 There are five airports that serve Orange. The Los Angeles International Airport is the largest and is served by every major commercial and cargo airline. The four other airports are the John Wayne Airport, Fullerton Airport, Ontario International Airport and Long Beach Airport.' Local bus transportation is available through Orange County Transportation Authority and Metropolitan Transportation Authority. Rail service is provided by Santa Fe Railway, Southern Pacific, Metrolink and Amtrak. Economic Growth and Development Housing, Commercial and Industrial Development. The following table summarizes the building permit activity in Orange from 1991 through 1995. CITY OF ORANGE CONSTRUCTION ACTIVITY Residential (1991 through 1995) Commercial Miscellaneous Fiscal Number Number Number Year of Permits Value of Permits Value of Permits Value 1991 1415 22,202,864 593 66,003,371 369 3,610,580 1992 1546 41,476,003 648 40,877,430 242 1,550,579 i993 1419 26,449,315 614 20,095,093 164 915,428 1994 ' 1575 50,026,986 770 27,622,567 635 40,000 1995 1436 86,935,105 721 17,691,990 544 63,801 ' Reduction in miscellaneous permit valuation beginning in 1994 reflects a revised classification of certain permits into residential and commercial categories. Source: City of Orange Building and Safety Division, Community Development Department. Employment. The principal employers within Orange, their product or service and the number of employees are shown in the table below. CITY OF ORANGE PRINCIPAL EMPLOYERS Company Product or Service Employees U.C.I. Medical Center St. Joseph Hospital Orange County Transportation Authority Children's Hospital of Orange County Orange Unified School District TRW Information Systems & Services Western National Group Chapman University ~: ' Long Beach Bank Gateway Educational Products Source: City of Orange Economic Development Department. General/Surgical Hospital General Medical/Surgical Hospital Transportation Agency Specialty Hospital Education ~: Information Services Property Management Higher Education Banking Educational Materials 3,000 1,936 1,633 1,405 1,400 1,100 1,000 1,000 882 715 B48 Retail Sales. The following table summarizes the taxable sales within Orange by category for the calendar year 1990 through 1994: CITY OF ORANGE SUMMARY OF TAXABLE SALES BY CATEGORY CALENDAR YEARS 1990-1994 Sales (In thousands of dollars) Apparel Stores General Merchandise Drug Stores Food Stores Packaged Liquor Stores Eating and Drinking Places Home Furnishings and Appliances Building Materials and Farm Tools Auto Dealers and Supplies Service Stations Other Retail Stores Subtotal: Retail Stores All Other Outlets Total: All Outlets Source: State Board of Equalization 1990 1991 1992 $~ 58,717 $ 54,126 $ 49,627 168,944 146,467 133,370 18,741 19.030 21,686 63,827 74,183 85,601 12,909 12,397 12,496 130,099 128,053 126 ~ 873 74,004 63,744 56,938 113,484 102,046 113,121 234,422 193,704 203,740 94,431 83,614 85,881 222,799 221,867 205,661 1,192,377 1,099,231 1,094,994 1993 $ 45,333 128,887 20,099 60,341 11,482 125,540 58,675 120,411 203,993 82,607 206,758 1,064,126 1994 $ 40,759 133,777 20,476 60,585 10,939 124,191 66.522 136,395 213,641 73,894 185,940 1,067,119 601,124 598,904 568,637 523,364 521,075 ,$1,793,501 ..$1.698,135 $1,663.631 $1.587.490 ~ Population. The table below summarizes population information for Orange, since 1986. POPULATION SUMMARY CITY OF ORANGE 1986 through 1995 Year Population 1986 101,639 1987 103,264 1988 104,945. 1989 106,358 1990 107,712 1991 112,709 1992 114,489 1993 116,259 1994 117,956 1995 120,078 Sources: Population - State of California, Department of Finance B-49 ' General Fund The following tables summarize information taken from the audited financial statements of Orange regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3). fiscal years: CITY OF ORANGE GENERAL FUND BALANCE SHEET Fiscal Years 1992-93 through 1994-95 1992-93 1993-94 1994-95 Assets Cash and investments ReceiVables (net of allowance for estimated uncollectibles): Accounts Taxes Interest Inventories Due from other funds Restricted assets: Cash and investments with fiscal agent Total Assets $10,316,960 $26,684,107 $17,593,396 1,783,089 1,140,876 736,472 212,582 1,564,758 1,427,656 171,166 464,152 491,416 96,159 96,064 88,888 12,000 851,411 370,476 10,000 10.000 10,000 $12,601,956 $30,811,368 $20,718,300 Liabilities and Fund Balance. Liabilities: Accounts payable Accrued expenses Deposits payable Due to other agencies Deferred Revenue Matured interest payable Tax and revenue anticipation notes payable Total Liabilities $1,036,100 $1,139,167 $1,241,222 2,890,795 2,854,722 1,827,941 11,627 55,331 30,849 45 2,216 26,870 38,421 69,505 300,000 10,000,000 3,965,437 14,387,641 3.171.733 Fund Balance: Reserved Inventories Encumbrances Unreserved: Undesignated Total fund balance Total liabilities and fund balance 96,159 96,064 88,888 325,510 607,554 425,730 8,214,850 . 15,720,10.9. 17,031,953 8,636,519 16,423,727 17,546,571 $12,601,956 $30,811,368 $20,718~300 SourcA~: City of Orange Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial reports are available from the City of Orange, and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. B-50 CITY OF ORANGE COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN GENERAL FUND BALANCES Fiscal Years 1992-93 through 1994-95 Revenues: Taxes Franchise fees Licenses and Permits Revenues from use of money Revenues from other agencies Charges for service and fees Fines and forfeitures Other revenues 1992-93 1993-94 ~1994-95 $30,199,080 $27,611,710 $29,703,669 1,255,263 1,620,570 1,827,260 2,215,862 2,839,884 3,233,308 772,761 2,376,724 1,933,970 4,486,390 4,655,114 4,543,501 4,453,244 5,306,914 5,236,119 815,594 492,996 972,640 1,799,785 1,005,884 1,730,423 Total Revenues $45,997,979 $45,909,796 $49,180,890 Expenditures: Current: General governmem Public safety Public works Community developmem Parks and library Capital outlay $ 6,563,557 $5,396,728' $ 5,511,725 29,856,965 28,815,180 29,658,284 3,641,307 2,291,678 3,637,887 1,924,726 1,639,978. 1,686,909 7,890,525 6,581,188 6,522,391 199,346 156,309 166,056 Total Expenditures 50,076,426 44,881,061 47,183,252 Excess of Revenues Over Expenditures (4,078,447) 1,028,735 1,997,638 Other Financing Sources (Uses): Operating transfers (in) Loss on investment Operating transfers (out) Forgiveness of debt 473,000 0 (5,696) (1,250,000) 6,758,473 (874,794) Total Other Financing Sources (Uses) Excess of Revenues and Other Financing Sources Over Expenditures and Other Financing Uses (782,696) 6,758,473 (874,794) (4,861,143) 7,787,208 1,122,844 Fund Balance, beginning Fund Balance, ending 13,497,662 8',636,519- 16,423,72.7.. $ 8,636,519 $16,423,72.7 $17,..___546,571 Source: City of Orange Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial reports are available from the City of Orange, and investors are encouraged to review the emire reports, including the notes therein, before making an investment decision with respect to the Bonds. B-51 Sales Tax Revenues The revenue from sales tax provided approximately 23.4% of the total local tax revenues for Orange in 1995. The following table presems information concerning the value of taxable retail sales in Orange since 1990. CITY OF ORANGE Taxable Retail Sales 1990-1995 Year Ended 12/31 Taxable Sales (in thousands) 1990 $1,793,501(1) 1991 1,698,135(1) 1992 1,663,631(1) 1993 1,587,490(1) 1994 1,588,194(1) 1995 1,913,284(2) Source: (1) State Board of Equalization through the City of Orange. (2) Municipal Resource Consultants through the City of Orange. Property Tax Revenues The total assessed valuation of the property within Orange for the fiscal year 1994-95 was $7,563,913,657. The total appropriations limit adopted by Orange for fiscal year 1994-95 was $59,437,744, and the actual appropriations for the same period were $37,040,310. B-52 The City receives funds annually from the State based upon a percentage of property taxes collected within the County computed on the respective assessed valuation of Orange, and a statutory system of annual appropriations. The table below presents the assessed valuation of property within Orange for the past five fiscal years. CITY OF ORANGE Assessed Valuations (Fiscal Year 1990-91 through 1994-95) Fiscal Year Local Secured Utility Unsecured 1990-91 $6,283,502,551 $18,194,685 601,273,141 1991-92 6,702,279,667 14,373,993 647,219,265 1992-93 6,987,713,016 15,985,550 619,985,887 1993-94' 7,081',924,004 16,516,078 630,595,364 1994-95 7,0~_ 5,175,938 17,140,563 501,597,156 Source: Orange County Office of Auditor-Controller. Total Assessed Value 6,902,970,377 7,363,872,925 7,623,684,453 7,729,035,446 7,563,913,657 Total After Rdv. Increment 827,634,383 927,414,569 942,459,352 987,478,129 924,693,924 The table below presents the property tax valuation and collection experience for Orange for the last five fiscal years. CITY OF ORANGE Property Tax Levies and Collections Last Five Fiscal Years Fiscal Year Amount Percentage Secured Delinquent Delinquent Tax Charge June 30 June 30 1990-91 $11,386,918 $520,686 1991-92 11,669,651 558,018 1992-93 10,837,030 534,302 1993-94 9,569,692 344,620 1994-95 9,596,960 336,581 4.6% 4.8 4.9 3.6 3.5 Source: City of Orange Summary of Significant Accounting Policies The financial statements for Orange are prepared in accordance with generally accepted accounting principles ("GAAP") as applied to government units. The Governmental Accounting Standards Board CGASB") is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. B-53 City Budget The following procedures are utilized by the City in establishing the budgetary data reflected in its audited financial statements: Annual budgets are adopted by July 1 of each year on a basis consistent With generally accepted accounting principles for all governmental funds. The budget is monitored to ensure compliance with legal provisions embodied in the appropriated budget as approved or amended by the 'City Council and City of Orange Redevelopment Agency Board throughout the year. Department heads are responsible for monitoring their department's appropriated budget. The legal level of budgetary control is at the department level. Management may make budget transfers betWeen line items within a particular department; however, transfers between departments or between funds or overall increases in the budget require Council approval. Direct and Overlapping Bonded Debt The following table contains information on the City's direct and overlapping bonded indebtedness as of April 30, 1996. CITY OF ORANGE Direct and Overlapping Bonded Debt [TO FOLLOW] Investment Policy The City Council has established an Investment Advisory Committee and an Investment Advisory Committee. The Investment Advisory Committee consists of three members of the community with expertise in financial management: The members are appointed by the City Council and serve for a two year term. This committee's purpose is to independently review the City's investments to determine their consistency with the City's Investment Policy's principal objectives of safety, liquidity and yield, respectively. The Committee meets and reports to the City Council quarterly. The Investment Oversight Committee consists of the City Treasurer, Director of Finance and the City Manager or his/her designee. This Committee's purpose is to review reports to the City Council from the Investment Advisory Committee and prepare responses as required. They meet and report to the City Council quarterly. Their reports to the Council summarize their meetings and the recommendations of the Investment Advisory Committee. Their reports also contain an unedited copy of the Investment Advisory Committee's quarterly report. B-54 Orange makes investments only in accordance with the provisions of California Government Code Section 53600 et seq.. Authorized investments include: United States Treasury Bills, Notes, Bonds and Strips; United States Government Agency issues; Banker's Acceptances; Commercial Paper; Medium T~nn Notes; Negotiable Certificates of Deposit; Repurchase Agreements; Local Agency Investment Fund; Non-Negotiable Certificates of Deposit; and Mutual Funds. Description of Leased Premises The following real property and improvements constitute the Leased Premises under the Orange Site Lease and Lease Agreement: City Hall complex located at 300 E. Chapman Avenue. The property covers one square block on Chapman between Grand and Center and includes three (3) buildings of approximately 45,000 square feet. The approximate value of this asset is $5,437,833. B-55 CITY OF SAN CLEMENTE General Location and Clitnate. The City of San Clemente ("San Clemente") is located between the Pacific Ocean and the Cleveland National Forest in southern Orange County. 'It is Orange County's southern population center and borders San Diego County. The climate in San Clemente is mild, tempered by cool sea breezes and typified by short, mild winters and long, dry summers. The average annual rainfall is less than ten inches, and 342 days per year.are "sunny". Fog is a common occurrence during the early summer, but the City is smog-free. Average temperatures range from 50 degrees to 90 degrees Fahrenheit in the summer and from 40 degrees to 80 degrees 'Fahrenheit in the winter; and the average annual temperature is 70 degrees Fahrenheit. Population. The 'following table provides population census for the years 1986 through 1995 and certain other demographic information. Year 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 CITY OF SAN CLEMENTE Population 1986 through 1995 Population 31,966 34,780 37,501 39,103 40,400 42,150 43,172 44,150 43,050 46,764 Source: State Department of Finance Recreation. Community recreational facilities include the following: The Ole Hanson Beach Club consisting of 1,950 square feet of ocean view terrace, kitchen facilities, and a 160,000 gallon swimming pool; an 8,000 square foot community center which includes an auditorium, stage, three meeting/activity rooms, and full kitchen; a 1,830 square foot senior citizens center with meeting/activity space; approximately 99 acres of city parks' and landscape area. San Clemente also has an 18 hole municipal golf course. B-56 General Fund The following tables summarize information taken from the audited financial statements of San Clemente regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years: CITY OF SAN CLEMENTE GENERAL FUND BALANCE SHEET Fiscal. Years 1992-93 through 1994-05 Assets and Other Debits Cash and investments Receivables: Taxes Accounts Accrued interest Due from other governments Due from other funds Restricted loans receivable Receivables from the County of Orange Total Assets and Other Credits Liabilities, Equi _ty and Other Credit.~ Liabilities: Accounts payable Accrued wages Accrued expenses Deferred revenue Deposits Total Liabilities Fund Balances: Reserved: Reserved for encumbrances Reserved for annexation fees Reserved for property taxes receivable Reserved for receivable from County of Orange Reserved for loans receivabl6 , ' Reserved for employee computer purchase loan program Designated: DeSignated for civic center relocation Designated for contingencies Unreserved -- undesignated Total Fund Balances Total Liabilities and Fund Balances 1992-93 $2,191,918 421,761 493,527 412,168 202,497 403,467 51,461 0 $4,176,799 $ 634,214 1,050,997 98,980 0 784,140 2.568.337 267,750 19,997 0 0 51,461 100,000 11,744 ' 509,640 648,870 1,609,462 $4,177,799 1993-94 $ 845,732 494,305 362,907 760,937 320,988 1,091,904' 54,324 0 $1,108,601 246,796 0 31,871 966,255 2,353,523 92,850 19,688 0 0 54,324 ~5,676 629,640' 735.396 1,577,574 $3,931,097 1994-95 $1,100,716 449,223 525,660 430,651 587,473 784,051 56,989 14,750 ,$3,949,513 '$ 701,357 229,142 13,795 741.700 .1,685,994 154,372 19,688 121,372 14,750 56,989 43,011 779,640 1.073.697 2,263,519 $3,949,513 B-57 CITY OF SAN CLEMENTE STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE - BUDGET AND ACTUAL For the Fiscal Years 1992-95 through 1994-9~ Revenues: Taxes Licenses and permits Fines and forfeitures Interest and rentals Intergovernmental revenues Charges for services Other Total Revenues Expenditures: Current: General government Public safety -Community development Beaches, parks and recreation Debt service: Principal retiremem Interest and fiscal charges Total Expenditures Excess (Deficit) of Revenues Over Expenditures Other Financing Sources (Uses): Proceeds from debt issue Operating transfers in Operating transfers out Total Other Financing SOUrces (Uses) Excess (Deficit) of Revenues and Other Financing Sources Over Expenditures and Other Financing Uses · Fund Balances At Beginning Of Year Residual Equity Transfer Fund Balances At End Of Year 1992-93 1993-94 1994-95 $10,828,223 $10,544,737 $10,497,654 1,002,183 1,221,550 1,241,700 419,220 411,407 466,855 746,462 762,045 694,617 1,947,351 2,062,877 1,738,416 1,912,561 2,045,314 4,316,686 69,532 242,760 572,223 16,925,532 17,290.690 19,528,149 5,816,453 2,796,335 3,147,790 10,054,680 9,710,204 10,536,590 4,369,337 4,130,440 4,730,787 1,538,312 1,543,125 1,581,230 29,050 15,494 2,958 510 21,810,790 18,196,108 19,996,397 (4,885,258) (905,418) (468,248) 2,888,815 2,182,390 1,752,000 (375,000) (877,470) 1,478,450 (445,400) 4,696,214 874,530 , 1,033,05Q (189,044) (30,888) 564,802 1,797,506 1,608,462 .~ 1,577,574 0 · 0 ' 121,143 B-58 Source: City of San Clemente Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-9S; the annual financial reports are available from the City of San Ciemente, and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. B-59 Taxable Sales The following table demonstrates the ~umber of business permits and taxable sales in San Clemente. CITY OF SAN CLEMENTE Taxable Transactions (in thousands) 1990-1994 Taxable Number of Year Transactions Permits 1994 $252,007 1,702 1993 240,778 1,650 1992 239,462 1.,572 1991 224,399 1,488 1990 249,178 1,491 Source: State Board of Equalization Property Tax Revenues CITY OF SAN CLEMENTE Assessed Valuations Below is a table which indicates the secured, unsecured and total assessed valuations for San Clememe for the fiscal years 1987/88 through 1994/95. Secured Unsecured Total Assessed Fiscal Year Valuation Valuation Valuation 1987/88 $2,093,544,895 $48,028,632 $2,141,573,527 1988/89 2,326,136,060 50,839,166 2,376,975,226 1989/90 2,793,232,059 54,607,161 2,847,839,220 1990/91 3,311,439,114 94,882,047 3,406,321,161 1991/92 3,608,001,936 86,203,718 3,694,205,654 1992/93 3,798,925,260 90,813,671 3,889,738,931 1993/94 3,824,766,146 78,495,718 3,903,261,864 1994/95 3,747,441,434 83,527,107 3,830,968,541 Source: Orange County Assessor's Office B-60 CITY OF SAN CLEMENTE Property Tax Levies and Collections (1) Last Ten Fiscal Years Total Current Percent Delinquent Total Fiscal Tax Tax of Levy Tax Tax Year Levy Collections Collected Collections Collections 1985-1986 $3,109,376 $3,054,094 98.22% $164,722 $3,218,816 1986-1987 3,951,275 3,776,861 95.58% ' 147,461 3,924,322 1987-1988 4,460,330 4,294,775 96.29% 170,410 4,465,185 1988-1989 5,009,599 4,852,937 96.87% 191,262 5,044,199 1989-1990 7,063,728 6,891,007 97.55% 103,563 6,994,570 1990-1991 8,117,463 7,908,582 97.43% 94,775 7,993,357 1991-1992 8,752,304 8,476,007 96.84% 127,358 '8,603,365 1992-1993 8,347,482 8,109,948 97.15% 196,319 8,306,267 1993-1994 7,682,770 7,632,856 99.55% 169,463 7,802,319 1994-1995 7,684,744 7,366,500 95.86% 147,408 7,713,908 Percent of Total Tax Collections to Tax Levy 103.55 % 99.31% 100.11% 100.69% 99.02% 98.47% 98.30% 99.51% 101.56% 97.78% Outstanding Delinquent Taxes $ 55,282 133,819 140,941 148,967 263,202 368,1 04 437,013 419,999 281,254 325,655 Percent of Delinquent Taxes to Tax Levy 1.77% 3.40% 3.16% 2.97% 3.73% 4.53% 4.99% 5.03 % 3.66% 4.24% Som'ce: Orange County Auditor Cemroiler's Office. (1) Data for City of San Clemente only. 1915 Act Bonds (SPREAD Assessment) are not included. CITY OF SAN CLEMENTE Tax Levy and Tax Collec0,'on 1988 through 1995 Below is a chart which indicates the tax levy and collection records for the City fwm the 1987/88 thwugh 1994/95 fiscal years. Fiscal Year Percent of Levy Collected Total Tax Collections To Tax Levy 1988 96.29% 100.11 1989 96.87 100.69 1990 97.55 99.02 1991 97.43 98.47 1992 96.84 98.30 1993 97.15 99.51 1994 99.35 101.56 1995 95.86 97.78 Source: City of San B-61 CITY OF SAN CLEMENTE Largest Taxpayers The ten largest taxpayers in San Clemente as shown for the 1994/95 secured tax roll are as follows: % of Total Type of 1995 Assessed Assessed Taxpayer Business Valuation Valuation Samaritan Health System Oceanview Plaza Development Marblehead Arvida, JMB Partners T-Pac Investments, Inc. LH Venture #1 Pico Plaza Associates Overstreet, Monte LHC Investments Richmond American Hospital $ 29,303,226 0:76 Commercial 18,332,994 0.48 Real Estate 18,142,593 0.47 Real Estate 13,567,000 0.35 Real Estate 11,083,886 0.29 Real Estate 6,710,000 0.18 Commercial 6,044,329 0.16 Commercial 6,000,000 0.16 Real Estate 5,723,524 0.15 Real Estate 5,359,883 0.14 $120,267,435 3.14 Source: Orange County Assessor's Office B-62 Summary of Significant Accounting Policies The financial statements for San Clemente are prepared in accordance with generally accepted accounting principles ("GAAP") as applied to government units: The Governmental Accounting Standards Board ("GASB") is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. City Budget The following procedures are utilized by San Clemente in establishing the budgetary data reflected in its audited financial statements: 1. In May, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures and the means of financing them. . Public hearings are conducted at City Council meetings to obtain taxpayer comments. 3. Prior to July 1, the budget is adopted by Council action. 4. The City Manager is authorized to transfer funds between major expenditure categories within departments. However, any revisions that alter the total appropriations of any department must be approved by the City Council. For budgeting purposes, the General Fund is composed of several departments while all other budgeted funds are considered a single department. 5. Formal budgetary integration is employed as a management control device during the year for the governmental funds. 6. Budgets for the governmental funds are adopted on a basis substantially consistent with generally accepted accounting principles. Budgeted amounts are as originally adopted and as further amended by the City Council. The General, Special Revenue, and Capital Projects Funds have legally adopted budgets as well as the Negocio Building and Redevelopment Debt Service Funds. 7. Encumbrance accounting, under which purchase orders, contracts and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the General Fund, Special Revenue Funds and Capital Projects Funds. Unexpended appropriations of the governmental funds automatically lapse at the end of the fiscal year. Encumbrances at year end are recorded as a reserve of fund balance and then are reappropriated the following year by City Council action. Direct and Overlapping Bonded Debt The following table contains information on San Clemente's direct and overlapping bonded indebtedness as of April 30, 1996. B-63 CITY OF SAN CLEMENTE Direct and Overlapping Bonded Debt [TO FOLLOW] Investment Policy [TO FOLLOW FROM SAN CLEMENTE] Description of Leased Premises The following real property and improvements constitute the Leased Premises under the Orange Site Lease and Lease Agreement: [TO FOLLOW FROM SAN CLEMENTE] CITY OF SANTA ANA General Location and Government. The City of Santa Ana ("Santa Ana"), county seat of Orange County and one of the oldest communities in Southern California, is located 33 miles southeast of Los Angeles, 20 miles east of the Ports of Los Angeles and Long Beach, 10 miles inland from the Pacific Ocean, and 90 miles north of San Diego. It encompasses an area of approximately 27 square miles and lies on generally level land at an elevation of 135 feet above sea level. Santa Ana was established by William H. Spurgeon in 1869. It was incorporated on June 1, 1886 and reorganized under a City Charter in 1888. Santa Ana has served as the county seat since the formation of Orange County in 1889. Numerous government offices have taken advantage of Santa Ana's central location and position as county seat. City, county, state and federal offices are conveniently located in the multi-government Civic Center in the heart of Santa Ana. A strong industrial base undergirds the local economy. In 1952, the voters approved a charter which established a council-manager form of government. The six-member City Council and Mayor are elected at large. The current members of the City Council and the expiration of their terms in office are summarized below: CITY OF SANTA ANA City Council Council Member Term Expiration Miguel A. Pulido, Mayor Robert L. Richardson, Mayor Pro Tem Tony Espinoza, Councilmember Thomas E. Lutz, Councilmember Patricia A. McGuigan, Councilmember Lisa Mills, Councilmember Ted R. Moreno, Councilmember 1996 1998 1998 1996 1998 1996 1996 The City Council appoints the City Manager, who acts in the capacity .of chief eXecutive officer, and this post is held by David N. Ream. Santa Ana's full time employees numbered 1,595 as of March 31, 1996, of which 606 were assigned to the Police Department and 282 to the Fire Department. The Fire Department operates 10 stations and Santa Ana has a class 1 fire insurance rating. · _ , Community Services and Facilities. Santa Ana is served by various school districts. Approximately 75 percent of the city is in the Santa Ana Unified School District and approximately 25 percent is in the Garden Grove Unified School District. Portions are also located in the orange Unified School District, Tustin Elementary and Tustin High School Districts. There are 30 public elementary schools, 7 intermediate and junior high schools, 4 high schools, 2 continuation high schools, and 1 Special school for the handicapped. .. . B-65 Rancho Santiago Community College, Santa Ana Campus, established in Santa Ana in 1915, offers two-year academic programs leading to the Associate in Arts degree and a variety of technical training programs. Also located in Santa Ana is California Coast University, with an enrollment of over 4,000, which offers a variety of undergraduate degree programs. The University of California Irvine was opened in 1965 on a 1,510 acre campus a short distance south of Santa Ana. California State University, Fullerton opened in 1959 and has a 225 acre campus five miles north of Santa Arm. Other institutions of higher learning in Orange County are Chapman College in Orange; Pacific Christian College, Fullerton; Pepperdine Educational Center and USC-Orange County, in Irvine, satellite campuses of Pepperdine University and University of Southern California, respectively; Southern California College, Costa Mesa; West Coast University, Orange; and Western State University College of Law in Fullerton; plus the following 2-year community colleges: Cypress Community College; Fullerton Community College; Golden West College; Orange Coast College; and Saddleback College. Santa Ana has four major hospitals: Western Medical Center, Coastal Communities Hospital, Santa Ana Medical Center and Doctors Hospital. Santa Ana operates a main public library with two branches and a bookmobile service. Orange County maintains a law library in Santa Ana. The Orange County Register is a daily morning and evening newspaper serving all of Orange County. Seven other daily newspapers and several weekly and semi-weekly papers are published in the County. The Los Angeles Times publishes an Orange County edition. One AM radio station and two FM stations are located in Santa Ana. Residents of Santa Ana receive radio and television broadcasting serving the Metropolitan Los Angeles Area. Santa Ana owns and operate a cable television station KCTY. The mild climate of Orange County makes possible a wide range of recreational opportunities for residents and visitors. Along the County's Pacific Coast shoreline are five state beaches and parks, five municipal beaches and five county beaches. There are two small craft facilities in Newport Harbor. A third small craft facility is located in Sunset Harbor in Huntington Beach, and a fourth is at Dana Point. Nearby recreational facilities include the world famous Disneyland, Knott's Berry Farm and Mission San Juan Capistrano. In Santa Ana, there are two golf courses, numerous parks, the Santa Ana Zoo and the Bowers Museum. Anaheim Stadium, home of the California Angels baseball team, is six miles north of the city. Camping facilities are available in the Cleveland National Forest and at the County's O'Neill and Featherly Parks, all close to Santa Ana. · Police and Fire Protection. The Santa Ana Police Department provides effective police services to the Santa Aha Community through the use Of community oriented policing, and the integration of modern technology and training of police personnel. The department has 606 full-time employees 'including 405 Sworn positions working out of 5 stations throughout Santa Ana.' · The Santa Ana Fire Department has enabled Santa Ana to maintain a class I fire insurance rating · by providing an efficient response force capable of providing effective control of hazards within the community, and rescue and advanced life support to Santa Ana businesses and residents.. The department B-66 has 282 full-time employees including 249 sworn positions working out of 10 stations throughout Santa Ana. Transportation. Santa Ana is located within the hub of the intersection of four major freeways. The Santa Ana Freeway (Interstate 5) provides_direct access to downtown Los Angeles and connects with the San Diego Freeway (Interstate 405) southeast of Santa Ana. The Garden Grove Freeway provides east-west circulation along the northern city limits, linking the San Diego, Santa Ana and Newport Freeways. 'The Newport Freeway skirts the eastern city limits, providing access to the Newport Beach area. Rail freight serVice is provided by the Santa Fe Railway and the Southern Pacific Company. Amtrak provides passenger service to San Diego to the south and Los Angeles and all other points to the north and east. Overland bus service is provided by Trailways Bus System and Greyhound Bus Lines. Southern California Rapid Transit District offers bus transportation throughout the four county Southern California Metropolitan area. Orange County Transit District provides bus serVice between Santa Aha and other Orange County cities. Most major truck lines serve Santa Ana. . Orange County Airport is located two miles south of Santa Ana. Los Angeles International Airport is approximately 30 miles northeast of Santa Ana adjacent to the San Diego Freeway. :~ i Santa Ana is within 20 miles of the Ports of Los Angeles and Long Beach, both readily accessible via freeway. '~ Utilities. Water serVice to the community is provided by the City of Santa Ana's Water Enterprise. The approximately 46,000 customer connections rely on local groundwater for 75 % of the water supply and 25 % from the Metropolitan Water District. Santa Ana owns and operates a total of 17 wells located within the city limits with a total capacity of 64.3 million gallons per day. The city maintains ~?.~. miles of water mains, 8 reserVoirs, and 27 booster pumps. The reserVoirs have a combined capacity of 45 million gallons. Electric service in Santa Ana is provided by Southern California Edison. Natural gas service is provided by the Southern California Gas Company. Telephone service is provided by Pacific Bell. Economic Growth and Development Housing, Commercial and Industrial Development. The following table summarizes the building permit activity in the City from 1991 through 1995.. B-67 Building Valuations Residential Single Valuation Multiple Valuation Alterations/Additions Total Non-Residemial Commercial Valuation Industrial Valuation Other Alterations/Additions Total Nonresidemial Total Building Valuations Units DeVeloped Single Family Units Multiple Family Units Total Units CITY OF SANTA ANA Building Permit Activity (a) (Valuations in Thousands of Dollars) 1991 1992 1993 1994 1995 $ 4,054 $ 4,545 $9,502 $ 167 $ 783 1,195 519 0 0 0 8,350 7,548 5,950 3,162 ,,3,718 $13,599 $12,612 $15,452 $3,329 $4,501 $73,231 $ 9,977 $38,503 $ 5,625 $14,823 1,034 0 1,256 1,282 1,526 2,038 665 ,.1,941 320 17,803 39,272 41,175 27,903 30,510 37,725 $111,575 $51,817 $69,603 $37,737 $71,877 $129,174 $ 64,429 $85,055 $41,066 $76,378 29 37 74 3 43 43 74 '3 ' 7 (a) Figures may not add due to rounding Source: Economic Sciences Corporation, Emeryville, California City of Santa Ana B-68 , Employment. Santa Ana is part of the Anaheim-Santa Ana Metropolitan Statistical Area. Set forth below are two tables presenting certain information relating to employment and unemployment in the Anaheim-Santa Ana Metropolitan Statistical Area. Orange County Metropolitan Statistical Area Estimated Wage and Salary Employment Civilian Labor Force, Employment, and Unemployment(a) 1990-1994 Annual Averages Total, All Industries ..1990 .1991 !992 ..1993 .1994 1,178,900 1,151,100 1,133,200 1,124,000 1,133,900 Total Farm(b) 6,600 7,400 7,200 6,700 7,500 Total Nonfarm 1,172,400 1,143,700 1,126,000 1,117,300 1,126,400 Goods Producing 302,300 282,000 267,500 253,600 253,900 Mining 1,200 1,300 1,100 900 1,000 Construction(c) 57,200 51,100 47,700 43,700 46,900 Manufacturing 244,000 229,600 218,800 209,000 Durable Goods 174,700 160,100 150,800 139,400 Nondurable Goods 69,300 69,500 68,000 69,700 Service Producing 870,000 861,700 858,500 863,700 Transportation & Public Util. 36,400 36,500 35,400 37,000 Transportation 20,100 19,600 18,900 20,300 Communications & Public Util. 16,300 16,900 16,500 16,700 Trade 299,000 283,200 .280,700 275,600 Wholesale Trade 81,400 79,300 79,200 75,600 Retail Trade 217,600 203,900 201,500 200,000 Finance, Insurance & Real Estate 96,000 94,200 94,400 92,300 Services 312,600 319,100 318,300 330,900 Government(d) 126,100 128,700 127,400 127,900 Federal Government 15,900 15,600 15,300 15,700 State & Local Government 110,300 113,100 112,100 112,200 206,000 136,500 69,500 872,500 38,800 21,800 17,000 281,000 7,800 202,200 94,300 329,500 128,900 15,500 113,400 Unemployment Labor Force 1,343,900 1,307,000 1,316,800 1,315,600 1,342,100 Employment 1,295,400 1,238,000 '1,229,600 1,227,300 1,264,000 Unemployment 45,500 68,200 87,200 88,300 77,900 Unemployment Rate 3.6 % 5.2 % 6.6 % 6.7 % 5.8 % (a) Does not include proprietors, the self-employed, unpaid volunteers or family works, domestic workers in households, and persons involved in labor management trade disputes. Employment reported by place of work. (b) Excludes farmers and unpaid family workers. (c) Includes employees of construction contractors and operative builders; does not include force account or government construction workers. (d) Includes all civilian employees of federal, state and local government regardless of the activity in which the employee is engaged. Note: Detail may not add to totals duc to independent rounding. Source: California Employment Development Depamnent. B-69 The largest employers in Santa Ana as of June 1995 are listed below: Employers with over 500 ie. mployees June, 1995 1000 + Employees City of Santa Ana County of Orange Ingram Micro Inc. ISS Servisystem The Orange County Register Santa Aha Unified School District U.S. Federal Government Xerox Corporation 501-100 Employees Caltrans Cherry Textron Coastal Communities Hospital Diversified Maintenance Services Express Manufacturing Farmers Insurance Group of Companies ITT Cannon Los Angeles Times Mitsubishi Consumer Electronics Nordstrom Rancho Santiago College Sabatasso Foods, Inc. Total 1000 + Employees 500-1000 Employees Source: City's Financial Statements Government Government Electronics Janitorial Newspaper Public School System Government Office Machines Government Aerospace Manufacturers Medical Janitorial Electronic Components Insurance Electronics Newspaper Televisions Department Store Community College Frozen Foods 8 12 B-70 Retail Sales. The table below provides a summary of taxable sales transactions in Santa Ana from 1990 through 1995. Information with respect to 1995 sales transactions is not expected umil mid-1996, and is therefore estimated. CITY OF SANTA ANA Taxable Retail Sales Data (000's omitted) 1990 through 1995 Apparel Stores General Merchandise Stores Drag Stores Food Stores Packaged Liquor Stores Eating and Drinking Places Home Furnishings and Appliances Building Materials and Farm Implements Auto Dealers and Auto Supplies Service Stations Other Retail Stores 1990 .1991 1992 1993 141,880 194,766 34.355 136.983 19.339 201010 108257 149947 201435 135.285 283.699 145,726 144,337 197,807 204,435 34,640 38,655 146,631 149,968 18,580 17,017 190,687 180,866 102,555 93,478 151,823 136,320 187,366 185,234 126,172 134,400 267,714 285,254 136629 208110 35,825 118,999 14,231 185998 101,304 155,532 178.948 123.612 285,208 Total Reta~Ouflets 1,606,956 1,569,701 1569,964 1,544,396 1,567,424 All Other Outlets 912,306 925,141 995,863 1,018,044 1,073,333 Total AllOuflets 2,519,262 2,494,842 2,565,827 2,562,440 2,640,757 Source: State Board of Equalization (1) First two quarters of data through June 30, 1995. 1994 1995 (1) 137,011 59,977 209,049 94,223 32,816 13,142 109,082 55,602 12,652 5,939 186,443 95,727 110,000 52,843 164,008 85,700 199,686 106,074 121,419 62,027 285,258 132,502 763,756 574,531 1,338,287 Population. Santa Ana's 1995 population was estimated at 311,491 by the State Departmem of Finance. This is a 6% increase over the 1990 Census count. Following ~e U.S. Census and State Department of Finance data for Santa .Ana for the last ten years: City of Santa Ana Population Sununary Year Population 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 226,400 227,400 231,460 237,348 292,077 300,256 304,900 308,379 310,417 311,491 B-71 years' Income. The following table summarizes per capita income levels in Santa Ana for the last 10 City of Santa Ana Per Capita Income Year Per Capita Income 1986 $ 11,509 1987 12,634 1988 12,454 1989 12,526 1990 12,650 1991 ' 12,783 1992 10,019 1993 10,291 1994 10,571 1995 10,646 General Fund The following tables summarize information taken from Santa Ana's audited financial statements regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years' {2M(i~I)D~ ~! 269~'1 B-72 CITY OF SANTA ANA GENERAL FUND BALANCE SHEET Fiscal Years 1992-93 through 1994-95 Assets 1995 1994 1993 Cash and investments Cash and investments with fiscal agents Receivables (net of allowance for uncollectibles): Taxes · Accrued revenues Due from other funds Deposits" $ $ 1,154,904 $ 12,279,233 40,112~577 82,239,202 3,776,338 2,824,718 4,354,018 4,207,477 4,322,295 2,791,515 30,000 30,000 $ 48,126,392 $90,571,119 $ 21,873,757 Total assets Liabilities, Equity and Other Credits Liabilities: Accounts payable Due to other funds Deferred revenues Deposits $ 801,181 $ 968,689 $ 4,863,462 2,456,501 462,453 5,653,548 1,636,468 1,068,030 2,328,101 30,000 30,000 Total Liabilities 41924,150 2,529,172 12,845,111 Fund equity: Fund balance: Reserved: For encumbrances and continuing appropriation 38,355,694 For non-current investment 13,341,121 Unreserved: Designated for authorized projects Undesignated (8,494,573) 84,856,588 1,997,745 3,185,359 7,030,901 Total fund equity 43,202,242 88,041,947 9,028,646 Total Liabilities, Equity and Other Credits $48,126,392 $90,571,11__~__..~9 .~ $21,873,75~7 Source: · City of Santa Aha, Comprehensive Annual Financial Repons, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial reports are available from Santa Ana and investors are encouraged to review the entire reports, including the notes therein, before making an invesunent decision with respect to the Bonds. : ~ B-73 GMGI~DD~S 26~2 269331 CITY OF SANTA ANA COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN GENERAL FUND BALANCES Fiscal Years 1992-93 through 1994-95 Revenues: Taxes Licenses and permits Intergovernmental Charges for services Fines and forfeits Use of money and property Miscellaneous Total revenues 1995 1994 1993 $76,298,420 $75,285,574 $75,547,804 1,995,525 2,052,746 1,995,338 12,524,992 12,407,436 11,312,149 9,522,233 9,121,928 6,826,477 2,567,859 2,818,962 1,951,036 2,094,480 2,763,185 3,201,653 5,622,781 5,122,198 7,621,877 110,626,290 109,572,029 108,456,334 Expenditures: Current: General Government Human Resoumes Finance and Management Services Museum Library Recreation and Community Services Fire Department Police Department Planning.& Building Public Works Total current expenditures 3,984,773 3,779,097 3,818,854 1,235,872 1,297,969 1,486,559 3,645,421 3,450,288 3,754,701 1,478,360 1,442,350 1,398,202 3,612,261 3,752,902 3,834,518 8,857,085 8,893,105 9,672,682 25,191,835 25,746,214 25,666,937 54,812,692 55,163,082 58,471,397 7,317,725 8,408,999 9,622,188 5,657,685 7,226,112 9,664,101 115,793,709 119,160,118 127,390,139 Capital outlay Debt service: Principal retirement Interest and fiscal charges Total Expenditures 843,873 3,616,943 9,478,043 1,308,540 1,282,217 1,363,307 121,527 572,318 194,137 118,067,649 124,631,596 13'8,425,626 Deficiency of revenues over expenditures (7,441,359) (15,059,567) (29.969.292) Other Financing Sources (uses): Proceeds from Police Lease Revenue Bonds Capital lease arrangement Operating transfers in Operating transfers out Total Other Financing Sources (uses) 92,741,401 299,924 301,975 2,836,210 17,584,224 14,269,438 16,913,664 (55,231,008) (13,239,946) (10.670.941) (37,346,860) 94,072,868 9,078,933. Excess (deficiency)of revenues and other financing sources over expenditures and other financing uses (44,788,219) 79,013,301 (20,890,359) Fund balance - beginning Equity transfers in Equity transfers out Fund Balance - Ending 88,041,947 . 9,028,646 22,519,005 7,400,000 (51,486) $ 43 202 242 $ 88 041 947 $~ Sollrce: City of Santa Ana, Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual f'mancial reports arc available from Santa .ama and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. Sales Tax Revenues. The revenue from sales tax provided approximately 40.49 % of Santa Ana's total local tax revenues in Fiscal Year Ended June 30, 1995. The following tables present information concerning the value of taxable retail sales and sales tax revenues in Santa Ana since 1990. City of Santa Ana Taxable Retail Sales (in thousands of dollars) 1990-1995 Year Ended 12/31 Taxable Sales 1990 2,519,262 1991 2,494,842 1992 2,565,827 1993 2,562,440 1994 2,640,757 1995 1,338,287 Source: City of Santa Ara, State Board of Equalization (1) First two quarters of data through June 30, 1995. CITY OF SANTA ANA Sales Tax Revenues For the Fiscal Years Ended June 30, 1990 through June 30, 1996 1989/90 1990/91 1991/92 1992/93 1993/94 1994/95 1995/96' $ 30,301,641 28,625,927 28,417,147 29,272,161 30,281,627 31,016,779 32,092,345 Source: City of Santa Ana *Projected Property Tax Revenues The total assessed valuation of the property within Santa Ana for the fiscal year 1994-95 was $11.031 billion. The total appropriations limit adopted by Santa Ana's fiscal year 1994-95 was $362.16 million and the actual appropriations subject to the limit for the same period was $73.9 million. Santa Ana receives funds annually from the State based upon a percentage of property taxes collected within the County computed on Santa Ana's respective assessed valuation, and a statutory system of annual appropriations. The table below presents the assessed valuation of property within Santa Ana for the past five fiscal years. City of Santa Ana Assessed Valuations (In Millions) Fiscal Local Year Secured UtiliW Unsecured 1990-91 $ 7,350 $ 7 $755 1991-92 7,720 6 802 1992-93 7,800 7 829 1993-94 7,971 7 828 1994-95 7,908 6 694 Total Before Rdv. Increment $ 8,112 8,528 8,836 8,806 8,608 Total After Rdv. Increment $10,699 11,251 11,641 11,451 11,031 Source: City of Santa Arm CAFR, County of Orange Assessor The table below presents Santa Ana's property tax valuation and collection experience for the last ten fiscal years. City of Santa Ana Property Tax Levies and Collections Last Ten Fiscal Years Fiscal Year Ending June 30 1986 1987 1988 1989' 1990 1991 1992 1993 1994 1995 (1) (2) Percentage Delinquent Ratio Total Tax Tax Current Collected Tax Total .Rate Levied Collection Currently Collection Collection (1) (2) $14,399,736 $13,817,709 96.0% $ 345,391 $ 14,163,100 98.4% (2) 15,957,490 15,101,451 94.6% 450,551 15,552,002 97~5% (2) 16,887,343 16,411,151 97.2% 741,785 17,152,936 101fi% (2) 18,563,060 '17,521,630 94.4% 916,506 18,438,136 993% (2) 20,341,732 19,012,022 93.5 % 725,869 19,737,891 97.0% (2) 21,649,324 19,819,687 91.5% 782,162 20,601,849 95.2% (2) 22,658,964 21,092,648 93.1% 807,428 21,900,076 96.7% (2) 20,451,119 18,608,999 91.0% 976,850 19,585,849 95.8% (2) 17,394,840 16,480,858 94.7% 1,719,517 18,200,375 10~fi% (2) 16,388,236 15,568,903 95.0% 213,795 15,782,698 963% Excludes Business Inventories and Homeowner's Exemptions, and Redevelopment Tax Increment. Proposition 13 eliminated the property tax rate for cities exclusive of voted bond issiaes for which a rate may be established for debt service. The City of Santa Ana has no such debt at June 30, 1995. Ci~ of Santo Aha County of Orange Assessor Summary of Significant ACcOunting Policies Santa Ana's financial statements have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to goVernment units. The Governmental Accounting Standards Board (GASB)'is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. City Budget The following procedures are utilized by santa Ana in establishing the budgetary data reflected in its audited financial statements: General Budget Policies, Encumbrances, and Budgeta~ Basis of Accounting Santa Ana and its component units' fiscal year begins on July 1 of each year and ends the thirtieth day of June the following year. On or before the fifteenth of June of each year, the City Manager submits to the City Council a proposed budget for the next ensuing fiscal year based on a detailed financial plan prepared by the heads of the various offices, agencies and departments of Santa Aha and its component units. Upon receipt of the proposed budget, the Council may make modifications with the affirmative vote of at least a majority of its members. Before adoption of the budget, the Council holds a public hearing wherein the public is given an opportunity to be heard, after which the Council may make any revisions deemed advisable. On or before the thirty-first day of July, the City Council adopts the budget as amended by the affirmative vote of at least a majority of its members. Upon final adoption, the budget is in effect for the ensuing fiscal year and becomes the authority for the various offices, agencies, and departments to expend subject to controls established by the City Charter. At any meeting after the adoption of the budget, the City Council may amend or supplement the budget by affirmative vote of at least two-thirds of the members so as to authorize the transfer of unused balances appropriated for one purpose to another purpose, or to appropriate available revenue not included in the budget. Where appropriations are made to offices, departments, or agencies for more than One activity or program, "appropriations" are considered in the aggregate with respect to total expenditures authorized for that office, department or agency within each fund, limited to purposes for which the revenues of such funds are to be spent. The City Manager is authorized to make revisions among the items included in such appropriations if, in his opinion, such revisions are necessary and proper. During the fiscal year, all budget and supplemental amendments were necessary and made in a legally permissible manner. Annual budgets are legally adopted for the General Fund, Proprietary Fund Types, and certain SpeCial Revenue Funds including special gas tax, civic center and centennial park maintenance, housing authority, housing authority issuer fee, air quality improvement, and parking structure management. In addition, project and grant-length budgets are approved for some Special Revenue Grant Funds and Capital Projects Funds as a planning device and for financial and management control purposes. Monthly budgetary reports are' prepared to effect control through fiscal management. Budgets are prepared on a modified accrual basis that varies from generally accepted accounting principles wherein provisions are made to treat encumbrances as budgeted expenditures in the year of the commitment to purchase. Encumbrances outstanding at year-end are reported as reservations of fund balances since they do not constitute expenditures or liabilities. All annual appropriations lapse at fiscal year-end to the extent that they have not been expended or lawfully encumbered. Expenditures may not legally exceed appropriations at the departmental level in the Governmental Fund Types, except that some Special Revenue Grant Funds and Capital Projects Funds are maintained at the project level. Under Article XIIIB of the California Constitution (the Gann Spending Limitation Initiative), Santa Ava is restricted as to the amount of annual appropriations from proceeds of taxes; and if proceeds of taxes exceed allowed appropriations, the excess must be returned to the taxpayers through revised tax rates or fee schedules within the next two years. For the fiscal year ended June 30, 1995, proceeds of taxes did not exceed related appropriations. B-78 GMGEZ)Dk"n 26982 269331 Direct and Overlapping Bonded Debt The following table 'contains information on Santa Ana's direct and overlapping bonded indebtedness as of June 30, 1996. CITY OF SANTA ANA Direct and Overlapping Bonded Debt [TO FOI~LOW] Investment Policy Santa Ana annually adopts an investment policy which is intended to outline the policies for prudent investment of idle City funds by providing guidelines for suitable investments while · maximizing the efficiency of the City's Cash Management Program. Under the direction of the Executive Director, Finance and Management Services Agency, the responsibility for the day to day investment of the City's funds is delegated to the Treasury Manager only. The investment policy applies to all financial assets of the city and are pooled in an actively managed portfolio. The City's Cash Management Program is designed to accurately monitor and forecast expenditures and revenues, thus enabling the investment of funds to the fullest extent possible. Maturities are matched as close as possible to coincide with cash requirements. Length of maturities is based on consideration of the yield curve and estimate of future interest rate movement. The investmen~ policies and practices of the City of Santa Ana are based upon Federal, State and Local law and prudent money management. The primary goals of these policies are: 1. To assure compliance with all Federal, State and Local laws governing the investment of monies. o To protect the principal monies of the City. 3. To generate the maximum amount of investment income within the parameters of this Statement of Investment Policy and the Investment Portfolio Guidelines. · The statement of investment policy is available at the Treasury Division of Santa Ana's Financial and Management Services Agency. Description of Leased Premises The following real property and improvements constitute the Leased Premises under Santa Ana's Site Lease and Lease Agreement: _ [TO FOLLOW] CITY OF SEAL BEACH General Location and Government. The City of Seal Beach ("Seal Beach") encompasses 11.97 square miles and is located on the coast of northwestern Orange County. It is about 27 miles southeast of Los Angeles and Seven miles from the Port of Long Beach. Neighboring communities include Huntington Beach, Westminster, Los Alamitos and Long Beach. Seal Beach,' incorporated in 1917, has operated under a City Charter since 1964. The Seal Beach is governed and administered under a council-manager form of government. The five member City Council is elected by district to serve four-year alternating terms. The Mayor and Mayor Pro Tempore are elected by the Council from among its members for one-Year terms. The City Clerk is also elected. The City Attorney and City Manager are appointed by the City Council. Under the 1995/96 budget fiscal year budget, Seal Beach employs a staff of approximately 103 full-time employees, 40 part-time employees, and 40 seasonal part-time under the direction of the City Manager. Community Services and Facilities. Seal Beach was originally established bemuse of its attractiveness as a seaside resort and recreation area. While the character of Seal Beach has undergone change during the last decade from resort community to a stable residential community, recreation is still an important factor in the local economy. Seal Beach estimates more than 3,000,000 visitors are attracted to the one mile City-owned ocean recreational area each year. For the convenience and accommodation of these visitors, Seal Beach maintains a 1,860 foot municipal pier, and a beach park with picnic facilities. Swimming and surfboarding are popular sports and are conducted under the supervision of municipal lifeguards. At the southern end of Seal Beach, the Orange County Harbor District has developed the Aquatic Regional Park, which provides an eight lane landing ramp capable of accommodating up to 500 boats per day, parking for 200 cars and boat trailers, and overnight space for 500 house trailers. The aquatic park provides public beach and picnic facilities for 2,800 people, public fishing floats, and boat rentals, fueling docks, and berths for recreational boating. Education. The City of Seal Beach is served, by two high schools and one elementary schgol district. Most of Seal Beach is also within the Coast Community College District. The district operates three colleges within Orange County. The 122-acre Huntington Beach Campus (Golden West College), which began classes in 1966, is approximately eight miles from Seal Beach. ~ . . Orange County has five community colleges and eight institutions granting degrees for four-year or graduate courses of study. The schools are: University of California at Irvine; California State University, Fullerton; Chapman College, Orange; Southern California College, Costa Mesa; West Coast University, Orange; Western State University, Santa Aha; and Pepperdine University, Santa Ana, A nmnber of colleges and universities are also' located in the adjacent' area of southern Los Angeles County~ including the California State University at Long Beach.'/ ' ~'~ .: :' ' B-80 Police and Fire Protection. The City of Seal Beach Police Department consists of 33 sworn, 12 non-sworn, 20 reserve officers, and 30 volunteers. It provides a full range of police services for a residential population of 26,800. Besides the traditional efforts of the Police Department to respond to calls for service to enforce laws, investigate traffic and crime-related issues, the department oversees the privatization contract for the City Jail. The City has comracted with a private contractor to provide the day-to-day operation of the detention facility. The facility has 30 beds available for · low risk, work furlough offenders and has contracts with local municipalities, Federal and State agencies. The City of Seal Beach contracts with the Orange County Fire Authority for fire protection services. Lifeguard Services. The City of Seal Beach Lifeguard Department consists of two full-time, and 35 part-time seasonal lifeguards. In addition to providing basic life-saving functions, the Lifeguards provide advanced first aid and life support .services and operate a lifeguard rescue boat; effect rescues of disabled water craft; provide marine safety and first aid instruction to approximately . 150 "junior lifeguards" each summer and approximately 30 beginning surfers in the "surf class", and provide rescue and transportation to sick and injured marine animals. Transportation. The San Diego, San Gabriel and Garden Grove Freeways intersect within the city limits, and the City is bisected by State Route 1 (Pacific Coast Highway). Existing freeways provide excellem access to all north, south and eastern poims. Regularly scheduled airline service is available at the Long Beach Airport, Orange County Airport and Los Angeles Imernational Airport; each. of which is less than 45 minutes driving time from Seal Beach. Western Greyhound Lines provides long distance passenger and package express service from Seal Beach. Local bus service is provided by the Southern California Rapid Transit District, Long Beach Transportation Company and Orange County Transit District. Utilities. Electricity in the City is provided by Southern California Edison Company and, natural gas, by Southern California Gas Company. GTE serves the City. Sewage collection and treatment facilities are provided by Orange County Sanitation District No. 3 and refuse collection is furnished by a private contractor. The City provides 75 % of its own water and purchases 25 % from Metropolitan Water District of Orange County. Economic Growth and Development The following table summarizes the population growth in Seal Beach from 1987 through 1996. POPULATION SUMMARY CITY OF SEAL BEACH 1987 through 1996 1987 27,400 1988 27,329 1989 27,364 1990 27,347 1991 25,095 1992 25,487 1993 26,031 1994 26,053 1995 26,795 1996 26,366 General Fund The following tables summarize information taken from Seal Beach's audited financial statements regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years: CITY OF SEAL BEACH GENERAL FUND BALANCE SHEET Years Ending 1992-93 through 1994-95 1992-93 1993-94 1994-95 Assets And Other Debits Cash and investments Cash with fiscal agent Receivables Taxes Grants Accrued revenue Due from other funds Due from Redevelopment Agency funds Due from PERS Restricted assets: Cash and investments Deferred compensation Amount available in debt service fund Amount to be provided for payment of long-term debt Total Assets and Other Debits Liabilities and Fund Equity $ 186,611 $ 319,698 $ 2,897,277 - 2,061,828 - 338,628 518,755 558,674 549,467 41,946 13,660 3,887 301,047 396,888 215,000 - - 194,432 317,481 327,822 153,128 276,103 $ 1,488,025 $ 3,713,883 $ 4,470,424 Liabilities: Accounts payable Accrued liabilities Deposits Due to other funds Deferred revenue Payable from restricted assets: Accrued revenue bond interest Deferred compensation Revenue bonds payable Tax allocation bonds payable Compensated absences payable Loan payable, City Other long-term liabilities Total Liabilities $ 252,326 $ 115,140 $ 269,470 211,408 197,753 390,563 575,872 - - 409,432 318,028 241,574 1,449,038 .$ 2,755,749 $ 3,001,607 Fund Equity: Retained earnings: Reserved Unreserved Fund balance: Reserved Unreserved-designated Total Fund Equity Total Liabilities and Fund Equity 276,103 2271900 - 38,987 730,234 1,192,714 38,987 958,134 1,468,817 $1,488,025 $ 3,7.~13,883 $ 4,470,42~4 Source: City of Seal Beach Comprehensive Annual Financial Reports, Fiscal Years 1992-93,1993-94 and 1994-95; the annual financial reports are available from Seal Bcach and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. CITY OF SEAL BEACH COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN GENERAL FUND BALANCES Fiscal Years 1992-93 through 1994-95 Revenue Categories: Property Tax Sales & Use Tax License & Permits Imergovernmental Revenue Charges for Services Fines, Forfeitures and Penalties Use of Money & Property Other Other Taxes Administrative Reimbursements 1992-93 1993-94 1994-95 $3,010,650 $2,732,832 $2,586,294 1,310,841 1,282,318 1,467,179 610,517 647,084 548,005 938,861 1,196,312 1,017,493 1,718,314 1,613,571 1,538,707 543,033 560,376 590,069 429,019 309,465 525,476 111,204 196,312 134,858 2,393,276 4,205,603 4,708,309 402,070 287,158 287,140 Revenue Total $11,567,785 $13,033,031 $13,403,530 Expenditure Categories: General Governmem Public Safety/Protection Public Works Comm./Econ. Development Health/Welfare/Human Services Self Insurance Program Capital Outlay Debt Service - PrinCipal Debt Service - Interest Transportation Expenditure Total $1,458,559 $1,382,905 $1,414,076 5,886,174 5,022,931 6,335,909 792,473 1,109,206 1,218,593 496,639 600,857 628,231 1,185,290 1,121,138 1,223,261 886,870 942,820 742,047 62,562 71,651 56,770 137,003 93,613 91,084 96,658 61,828 95,876 450,060 $11,452,288 $11,406,949 $11,805,847 Other Sources (Uses): Operating Transfers In Operating Transfers Out $254,469 $1,106,035 $210,000 (602,140) (1,812,969) (1,297,000) Total Other Sources (Uses) ($347,871) ($706,934) ($1,087,000) Beginning Fund Balance Residual Equity Transfer Ending Fund Balance 271,161 38,987 958,135 $38,987 $958,135 $1,468,818 Source: City of Seal Beach Comprehensive Annual Financial Reports; see source note on previous page. Sales Tax Revenues. The revenue from sales tax provided approximately 11% of the City's total local tax revenues in 1995. The following table presents information concerning the value of taxable retail sales in Seal Beach since 1989. CITY OF SEAL BEACH Trade Outlets and Taxable Sales 1989-1993 Year Outlets Taxable Sales 1989 1990 1991 1992 1993 583 $103,231 595 111,749 557 113,874 589 115,877 599 113,485 Source: This is the latest information available at the City Property Tax Revenues. The total assessed valuation of the property within the City of Seal Beach for the fiscal year 1994- 95 was $1,865,791,748. The total appropriations limit adopted by the City for the fiscal year 1994-95 was $10,602,624 and the actual appropriations subject to the limitation for the same period was $3,572,262. Fiscal Year Local Secured CITY OF SEAL BEACH Assessed Valuations 1990-91 through 1994-95 Utility Unsecured Total Before RDA Inc. Total After RDA Inc. 1990/91 1,599,211,470 1,483,720 61,136,941 1,741,323,418 1,661,832,131 1991/92 1,690,798,436 1,679,740 84,760,065 1,864,432,281 1,777,238,241 1992/93 1,750,478,335 1,679,740 87,872,367 1,929,723,320 1,840,030,442 1993/94 1,803,474,767 1,679,740 69,607,452 1,963,204,372 1,874,761,959 1994/95 1,804,388,399 1,679,740 59,723,609 1,955,464,745 1,865,791,748 Fiscal Year Total Tax Levy CITY OF SEAL BEACH Property Tax Levies and Collections Last Ten Fiscal Years Percent of Percent of Delinquent Total Tax Current Tax Levy Tax Total Tax Collections Collections Collected Collections Collections to Levy 1990-91 1991-92 1992-93 1993-94 3,281,385 3,412,851 3,132,185 2,793,380 2,687,857 Soun:e: Orange Courtly Tax Ledger 3,163,792 95.4 41,971 3,205,763 97.7 3,222,612 94.4 117,204 3,339,816 97.9 2,963,680 94.6 134,603 3,098,263 98.9 2,693,054 96.4 144,220 2,837,274 101.6 2,617,716 97.4 112,311 2,730,027 101.6 Building Activity. [TO FOLLOW] Employment. As of April 1995, the California Employment Development Department estimates that the adjusted civilian labor force for residents of the City was 10,600 of whom 10,200 were employed. The unadjusted unemployment rate as of March, 1995 was 3.3 %. The US Naval Weapons Station which employs 1,100 civilians and 225 military personnel is located in the City. The station has its own docking and vessel loading facilities in a protected deep water harbor~ Rockwell International Corporation currently employs approximately 2300 full-time personnel and is also located in the City. Project Improvements. It is the City's intent to finance the 800 MHz improvement project along with refurbishing the beach rest rooms located under the Seal Beach Pier. Additionally, the City is looking at alternative parking which would include parking meters, automation and beautification of the two beach lots. This would include installing new light standards and replacement of existing fixtures, automated parking systems, and parking meters. There is also a potential land purchase. Details can be provided at a later date. Summary of Significant Accounting Policies. Seal Beach's financial statements have been prepared in conformity with generally accepted accounting principles (GAAP) as applied to government units. The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles. City Budget. The City follows these procedures in establishing the budgetary data reflected in the general purpose financial statements: 1. In May, the City Manager submits to City Counsel a proposed budget for the fiscal year commencing July 1. The operating budget includes proposed expenditures for the means of financing them. 2. Public Hearings are conducted at City Council meetings to obtain taxpayer comments. 3. During the latter part of June or early July, the budget is adopted by Council action. 4. The City Manager is authorized to transfer funds appropriated with respect to those classifications designated as other services, 'materials and supplies, within the same department. The City Manager may transfer appropriated funds from any classification within other expenditures categories to the capital outlay classification within the same department only, however, any revisions that alter the total expenditures of any department must be approved by the City Council. Budget figures used in the financial statements are the final adjusted amounts. 5. Formal budgetary integration is employed as a management control device during the year for the governmental funds. Direct and Overlapping Bonded Debt [TO FOLLOW] Investment Policy Seal Beach annually adopts an Investment Policy. The Policy currently requires the investment report on a monthly basis, which is more restrictive that the State quarterly requirement. Description of Leased Premises The property involved is the site of the Police Headquarters located at 911 Seal Beach Boulevard. The building is approximately 22,000 s~quare feet of masonry noncombustible material. It houses all police activities within the City and a jail facility with a holding capacity of 32 prisoners. The police station was built in 1978 at a cost of $1,325,000. It currently houses 33 sworn and 12 non-sworn employees, 20 reserve officers and 30 volunteers. Based upon an appraisal dated September 14, 1994, conducted by Valuation Resource Management, Inc., the station has been valued at $2,303,105. CITY OF STANTON General Location and Government. The City of Stanton ("Stanton") was incorporated as a general law city in May, 1956. It consists of 3.1 square miles in Central Orange County, California. Nearby cities include Anaheim, Buena Park, Garden Grove, Cypress and La Palma. Stanton is approximately 25 miles southeast of Los Angeles and 9 miles northwest of Santa Ana. Stanton is operated under the Council-Manager form of government. The City Council is comprised of five members elected at large on a staggered basis for a term of four years. The City Manager is appointed by the City Council and has the responsibility of administering municipal services in accordance with the policies and annual budget adopted by the City Council. Community Services and Facilities. Stanton's Cultural Arts and Recreation Center is the focal point of services provided to the community. Many events are coordinated from this site including cultural, theatrical, recreational and senior activities. Other recreational facilities operated by Stanton include six parks and public tennis courts. Stanton residents are served by the Savanna Unified School District, the Magnolia Unified School District and the Garden Grove Unified School District. Additional educational services are provided at Cypress College, a junior college located in the adjacent city of Cypress. The library is a part of the Orange County Public Library System. Other attractions within the area include Disneyland, Knott's Berry Farm, Adventure City Children's Theme Park, Anaheim Stadium and the Orange County Performing Arts Center. Regional recreational areas include beach resorts, 10 miles to the south, and mountain resorts, 70 miles to the east. Stanton provides building inspection, planning, code enforcement, parking control, public facility and street maintenance and recreational services. Street sweeping and trash disposal are provided with contracted services. Police and Fire Protection. Police and fire services are provided by contracts with the Orange County Sheriff's Department and the Orange County Fire Authority, respectively. Transportation. Stanton enjoys easy freeway access, located between four freeways. The Garden Grove Freeway, State Route 22, runs east-west and passes just south of Stanton. The San Gabriel River Freeway, Interstate 605, runs north-south and is to the west of Stanton. The Santa Ana Freeway, Interstate5, runs in a northwest-southeast course to the east. The Artesia Freeway, State Route 91, runs east-west about two and a half miles north. State Highway 39 (Beach Boulevard) runs through the center of Stanton. Air cargo and passenger flight services are provided at Los Angeles International Airport, 30' miles west, which is served by all major airlines; Long Beach Airport, 10 miles west; and John Wayne Airport in Orange County, 15 miles southeast. These airports all provide regional service. Fullerton Municipal Airport, 7 miles north, also provides freight service as well as commuter service to Los Angeles International Airport. Local bus transportation is provided by the Orange County Transportation Authority (OCTA). A line of the Southern California Rapid Transit District (SCRTD) also serves Stanton to link Stanton with the larger metropolitan area. In addition to regular bus service, OCTA also provides Dial-A-Ride service. Commercial and passenger rail services are provided at stations in both Fullerton (15 minutes away) and Santa Ana (25 minutes away). Utilities. Stanton provides sanitary sewer services to its residents. Other utility service providers include electrical power by Southern California Edison Company, natural gas by Southern California Gas Company, local telephone services by Pacific Bell and GTE and water services by Southern California Water Company. A small portion of the city receives sewer services from the Garden Grove Sanitary District. Stanton cooperates with the County of Orange for flood control services. Economic Growth and Development .... Housing, Commercial and Industrial Development. The following table summarizes the building permit activity in Stanton from 1991 through 1995. CITY OF STANTON CONSTRUCTION ACTIVITY (1991 through 1995) (000's omitted) Construction Permits Fiscal Residential Commercial Year _g. Value ff. Value Miscellaneous Value 1991 62 $2,267 72 $2,575 1992 11 1,637 17 5,217 1993 37 1,423 50 5,407 1994 31 1,035 33 1,149 1995 51 21,771 101 2,441 Source: City of Stanton, Development Services Department, Building Division. 344 98 354 423 695 1,239 1,084 1,270 1,103 2,013 o.o~D~ ~,~ ~,, B-89 Employment. The principal employers within Stanton, their product or service and the number of employees are shown in the table below. CITY OF STANTON PRINCIPAL EMPLOYERS (June 30, 1995) Company Product or Service Employees CR&R, Inc. Boyd's Smith's Food & Drugs Centers, Inc. Food 4 Less Sam's Club Robinson Prezioso, Inc. HomeBase All Metals Processing Detector Systems, Inc. Adventure City Waste Disposal Automotive, Industrial Grocery Store Grocery Store Discount Retailer General Building Contractor Lumber, Building Materials Fabricated Metal Products Electrical Equipment Amusement Park 350 198 180 175 167 155 128 125 82 80 Source: City of Stanton, Administrative Services Department, Business Licenses. GMGEDDES 26982 26~31 B-90 Retail Sales. The following table sets forth a summary of the taxable sales within Stanton for the calendar years 1990 through 1994. 1990 Apparel Stores $1,035 General Merchandise * Drag Stores 3,930 Food Stores 20,100 Packaged Liquor Stores 1,567 Eating and Drinking Places 23,448 Home Furnishings and Appliances 1,965 Building Materials and Farm Tools Auto Dealers and Supplies Service Stations Other Retail Stores Total Retail Outlets ' All Other Outlets Total All Outlets Source: State Board of Equalization CITY OF STANTON Taxable Retail Sales Data (000's omitted) 1990 through 1994 ,,,1991 1992 1993 1994 $ 2,873 $ 2,567 $ 1,906 $ 1,968 36,154 36,661 30,815 22,868 19,583 17,648 14,229 14,812 2,154 2,457 2,304 2,384 23,914 22,508 22,525 22,788 1,601 2,188 2,079 2,555 40,638 34,993 32,863 32,739 30,923 6,177 5,979 5,501 4,005 2,955 16,638 15,716 17,610 15,925 15,902 55,454 26,466 23,030 24,415 25,850 170,952 169,433 163,033 150,942 143,005 73,773 57,513 50,861 ,,52,490 57,071 $244,725 $226,946 $213,89~4 $203,43~2 $200,076 * Sales omiued because their publication would result in the disclosure of confidential information. These amounts are included with 'Other Retail Stores.' Population. The table below summarizes population information for Stanton since 1986. POPULATION SUMMARY CITY OF STANTON 1986 through 1995 Year Population 1986 27,679 1987 28,119 1988 28,284 1989 28,353 1990 30,491 1991 30,818 1992 31,367 1993 31,978 1994 32,229 1995 32,404 Source: State of California, Department of Finance. General Fund The following tables summarize information taken from Stanton's audited financial statements regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years: CITY OF STANTON GENERAL FUND BALANCE SHEET Fiscal Years 1992-93 through 1994-95 Assets Cash and investmems Receivables: Accounts Interest Taxes Due from other governments Prepaid items Due from other funds Total Assets Liabilities and Fund Balance Liabilities: Accounts payable Accrued liabilities Deferred revenue Total Liabilities Fund balance: Reserved for: Encumbrances Long-term receivable Redevelopment agency commitment Unreserved; undesignated Total Fund Balance Total Liabilities and Fund Balance 1992-93 $2,051,368 30,697 95,487 217,020 374,017 30,992 $ 202,238 72,084 372,917 647 239 1993-94 $3,039,203 45,189 105,576 720,569 323,428 12,467 26,053 $4,272,485 $203,455 40,127 322.328 265,910 850,000 ,2,856,575 1994-95 $3,313,160 103,906 124,339 778,402 540,087 179 103,587 $4,963,660 $403,368 37,170 ,,,333,502 774 040 18,875 206,585 850;000 3,114,250 2,152,342 3,706,575 4,189,620 $2,799,581 ~ $4,963,660 Source: City of Stanton Comprehensive Annual Financial Repons, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial reports are available from the City of Stanton, and investors are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. CITY OF STANTON COMBINED STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN GENERAL FUND BALANCES Fiscal Years 1992-93 through 1994-95 1992-93 1993-94 1994-95 Revenues: Taxes and assessments Licenses and permits Intergovernmental Charges for services Fines and' forfeitures Interest income Rental income Contribution from developers Miscellaneous $4,539,827 $5,901,156 $5,845,286 205,149 172,165 260,674 1,158,087 1,163,477 1,222,680 75,528 67,500 58,024 171,551 165,849 205,793 135,162 147,035 203,602 695,993 810,240 928,732 625,000 96,789 216,165 103,701 Total Revenues 7,078,086 8,643,587. 9,453,492 Expenditures: Current: General government Public safety Urban Development Health and welfare Highways and streets Culture and recreation Total Expenditures 1,028,497 1,080,318 1,300,139 6,011,205 6,185,134 6,611,461 279,699 236,019 292,816 329,478 112,152 8,950 320,411 293,900 144,753 150,559 182,131 7,802,582 8,084,593 8,680,447 Excess of Revenues Over Expenditures (724,496) (558,994) (773,045) Other Financing Sources (Uses): Operating transfers in Operating transfers out Total Other Financing Sources (Uses) 742,336 672,496 685,000 (71.263) (72.990) (75,000) 67'1.073 599,506 610,000 Excess of Revenues and Other Sources Over Expenditures and Other Uses Fund Balance, Beginning, Restated Equity Transfer Fund Balance, Ending (53,423) 1,158,500 1,383,045 2,205,765 2,548,075. 3,706,575 (900,000) $2 152 342 $3,706,575 '$4 189 620 City of Stanton Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial repo~ts are available from the City of Stanton, and investors 'are encouraged to review the entire reports, including the notes therein, before making an investment decision with respect to the Bonds. B-94 GMGEDDE$ 26~2 269331 Sales Tax Revenues. The revenue from sales tax provided approximately 39 % of Stanton's total ' local tax revenues in 1995. The following table presents information concerning the value of taxable retail sales in Stanton since 1990. Year Ended 12/31 CITY OF STANTON Taxable Retail Sales 1990-1995 Taxable Sales 1990 $244,725,000 1991 226,946,000 1992 213,894,000 1993 203,432,000 1994 200,076,000 1995 Source: State Board of Equalization. The table below shows sales tax revenues for Stanton for the last 5 years and the projected sales tax revenues for the 1995/96 Fiscal Year. CITY OF STANTON Sales Tax Revenues For the Fiscal Years Ended June 30, 1990 Through June 30, 1996 Fiscal Year Sales Tax Revenues 1989/90 1990/91 1991/92 1992/93 1993/94 1994/95 1995/96m Source: City of Stanton. ~) Projected Property Tax Revenues The total assessed valuation of the property within Stanton for the fiscal year 1994-95 was 1,094,257,111. The total appropriations limit adopted by Stanton for fiscal year 1994-95 was $14,155,782 and the actual appropriations for the same period was $6,731,909. Stanton receives funds annually from the State based upon a percentage of property taxes collected within the County computed on Stanton's respective assessed valuation, and a statutory system of annual appropriations. The table below presents the assessed valuation of property within Stanton for the past five fiscal years. CITY OF STANTON Assessed Valuations Fiscal Year Total Before Total After Local Secured Utility Unsecured Rdv. Increment Incremental AV Rdv Increment 1990-91 $ 917,481,414 $5,788,667 $70,924,973 $ 988,406,387 $149,530,239 $838,826,148 1991-92 960,487,061 8,570,197 92,594,300 1,053,081,361 151,812,345 901,269,016 1992-93 1,006,164,287 4,451,167 97,798,130 1,1'03,962,417 147,371,535 956,590,882 1993-94 1,038,721,628 4,435,792 93,702,876 1,136,860,296 184,381,929 951,905,367 1994-95 1,018,884,613 5,248,116 70,127,496 1,094,260,225 157,581,789 936,708,436 Source: Orange County Auditor - Controller's Office. The table below presents Stanton's property tax valuation and collection experience for the last five fiscal years. CITY OF STANTON Property Tax Levies and Collections Last Five Fiscal Years Amount Percentage Fiscal Secured Delinquent Delinquent Year Tax Charge June 30 June 30 1990-91 $1,276,571 $ 58,678 4.60% 1991-92 1,341,550 65,064 4.85 1992-93 1,239,186 57,806 4.66 1993-94 1,044,644 (~) N/A 1994-95 1,039,320 (~) N/A Sou rce: (i) County of Orange Auditor - Controller. Beginning with fiscal year 1993-94, Stanton elected the Teeter Plan for property tax distribution in which the city receives the entire secured levy in the current fiscal year, whether paid or not, and the County retains the penalties and interest on delinquent taxes when paid. Summary of Significant Accounting Policies Stanton's financial statements are prepared in accordance with the accounting principles promulgated by the Governmental Accounting Standards Board (GASB), and in accordance with the industry audit guide, Audits of State and Local Government Units, prepared by the American Institute of Certified Public Accountants. City Budget Stanton adopts an annual budget prepared on the modified accrual basis of accounting. The City Manager is required, under Stanton Municipal Code Section 2.08.050, to prepare and submit to the City Council the annual budget of Stanton and administer it after adoption. Legally, expenditures may not exceed total appropriations at the fund level. The City Manager is authorized to transfer budgeted amounts within the accounts of any fund; however, any revisions between funds must be approved by the City Council. Prior year appropriations lapse unless they are encumbered at year end or reappropriated through formal budget process. Direct and Overlapping Bonded Debt The following table contains information on Stanton's direct and overlapping bonded indebtedness as of June 30, 1996. CITY OF STANTON Direct and Overlapping Bonded Debt [TO FOLLOW] Investment Policy Stanton's written investment policy is reviewed annually by the City Treasurer and the City Council to ensure its consistency with the overall objectives of preservation of principal, liquidity, and return, and its relevance to current law, financial and economic trends, and to meet the needs of Stanton. As a general law city, Stanton operates its pooled idle cash investments under the "Prudent Investor" standard as described in Section 53600.3 of the California Government Code. The objective of the investment portfolio is to meet the short and long term cash flow demands of Stanton. To achieve this objective, the portfolio is structured to provide safety of principal and liquidity, while then providing a return on investments. Description of Leased Premises The following real property and improvements constitute the Leased Premises under Stanton's Site Lease and Lease Agreement: Police Station building, approximately 8,041 square feet, which is currently under lease to the Orange County Sheriff's Department which whom Stanton contracts for police services. The Police Station is located at 11100 Cedar Street in the City of Stanton near the corner of Beach Boulevard and Katella Avenue (APN//131-091-49). Based upon an appraisal dated has been valued at $ , conducted by , the Police Station CITY OF TUSTIN General Location and Government. The City of Tustin is a general law city incorporated in 1927. It is located in Central Orange County at the intersection of the I//5 and SRg55 freeways, approximately 40 miles southeast of Los Angeles and 85 miles north of San Diego. The City has 98.5 miles of streets and covers 11.1 square miles, bounded by the cities of Orange on the north, Santa Ana on the west, and Irvine on the south. In 1868 the City's founder, Columbus Tustin, and his partner, Nelson Oscar Stafford, purchased 1,300 acres of Rancho Santiago De Santa Ana (originally a Spanish Land Grant). Tustin started "Tustin City" on his portion of the property and offered lots to all who would settle on them, and an entire block to families with several children. The orange industry began in Tustin around the year 1875 and the City soon was surrounded by orange, apricot and walnut orchards. The orange groves gradually took over from the other crops between 1900 and 1950, and processing citrus fruits was the City's most important industry. Tustin grew along with all of Orange County during the population boom of the 1960's, from a census figure of 2,006 in 1960 to 21,178 in 1970; the present population is 63,619. Today the City operates under a Council/Manager form of government and provides public safety (police) services, community services, engineering services, planning services, public works, general administrative services, and capital improvements. The Tustin Community Redevelopment Agency was established in 1975 and works to eliminate blighted areas by encouraging the development of residential, commercial, industrial, recreational and public facilities. The City of Tustin employs 245 full-time personnel, 197 in classified service and 48 exempt. Community Services and Facilities; Police and Fire Protection. There is one police station, with 88 sworn personnel, and fire protection services are contracted with the Orange County Fire Authority. The City also contracts for refuse, animal control and cable television services, and is served by private utility companies for electricity, natural gas and telephone; the water utility is operated by the City. The Tustin Unified School District facilities consist of eleven elementary schools, four middle schools, three high schools, an adult education site, a support services facility and an administration center. The City has eleven public parks covering 65.7 acres, including a community center adjacent to the City Hall, a Senior Center, and a new sports park in the Tustin Ranch area of the city, B-98 GMGEDDE$ 269~2 ~9J31 Economic Growth and Development Housing, Commercial and Industrial Development. The following table summarizes the building permit activity in the City from 1991 through 1995. CITY OF TUSTIN CONSTRUCTION ACTIVITY (1991 Through 1995) (000'S omitted) 199.___~1 ,!,992 New Residential Single Valuation ~ Multiple Valuation Alterations/Additions Total $32,026,587 93,231,461 4,966,881 $130,224,929 $18,478,183 24,492,999 5,229,184 $48,200,366 New Non-Residential Commercial $3,486,064 $7,189,605 Industrial 0 0 Other 0 0 Alterations/Additions. 10,027,940 8.001,749 Total $13,514,004 $15,191,354 Total Building Valuations $143,738,933 No. of Single Units 126 No. of Multiple Units .1,186 Total Units 1,312 $63,391,720 94 189 283 .1993 $60,405,339 7,364,709 4,874,771 $72,644,819 $6,561,582 731,212 1,948,013 6.169,933 $15,410,740 $88,055,559 305 373 !994 $68,910,287 43,400,070 5,921,643 $118,232,000 $8,661,749 0 1,204,952 13.180,171 $23,046,872 $141,278,872 427 562 989 1995 $25,812,955 18,858,548 4,362,891 $49,034,394 $2,978,117 0 864,915 15,067,437 $18,910,469 $67,944,863 158 .174 332 Source: City of Tustin Employment. The principal employers within Tustin, their product or service, and the number of employees are shown in the table below. CITY OF TUSTIN PRINCIPAL EMPLOYERS Company MANUFACTURING EMPLOYMENT # of Employees Products Steelcase 950 Silicon Systems 548 Ricoh Electronics, Inc. 296 Morton Electronics 140 Office Furniture Integrated Circuits Mfg. Manufacturer Chemicals NON-MANUFACTURING EMPLOYMENT Marine Corps Tustin Unified School Dis. _ Tustin Auto Mall City Hall Toshiba America Home Depot KTBN Channel 40 (Trinity Broadcasting) Mervyn's IKEA K-Mart Price Costco MicroCenter Toys R Us 3,000 1,100 401 248 200 180 274 100 170 110 174 150 53 Air Station-Tustin Education Auto Sales Medical Systems Home Improvement 24-Hour Christian TV Retail Department Store Furniture, Household and Office Supplies Retail Warehouse Sales Computers Toys Retail Source: Chamber of C~mmerce B-100 GMGI~DDI~ 26982 269331 CITY OF TUSTIN Taxable Retail Sales Data 1991 Through 1995 Retail Stores Apparel Stores General Merchandise Stores Drug Stores Food Stores Packaged Liquor Stores Eating and Drinking Places Home Furnishing and Appliances Building Maul and Farm Implements Auto Dealers and Auto Supplies Service Stations Other Retail Stores Retail Stores Total All Other Outlets Totals All Outlets Source: '1995 Data is through secmd quarter ~nly 1991 1992 1993 1994 1995' $28,449.00 $29,072.00 $29,935.00 $32,102.00 $24,268.00 $33,527.00 $51,867.00 $71,115.00 $18,553.00 $19,272.00 $18,206.00 $18,874.00 $36,244.00 $38,664.00 $30,793.00 $30,204.00 $4,851.00 $4,883.00 $4,207.00 $4,186.00 $65,582.00 $72,238.00 $70,809.00 $78,550.00 $54,698.00 $58,795.00 $65,576.00 $71,640.00 $55,549.00 $53,599.00 $56,203.00 $54,611.00 $197,814.00 $196,672.00 $227,278.00 $239,584.00 $33,869.00 $38,122.00 $38,261.00 $39,782.00 $95,856.00 $98,516.00 $121,722.00 $166,383.00 $14 542.00 $32,345.00 $8.991.00 $14.205.00 $2.129.00 $39 619.00 $31 766.00 $26 223.00 $139,138.00 $21,972.00 $66~051.00 $615,733.00 $643,360.00 ', $714,857.00 $807,031.00 $396,981.00 $191,478.00 $187,368.00 $203,253.00 $213,314.00 $115,524.00 $1,020,345.00 $807,211.00 $830,728.00 $918,110.00 $512,505. O0 CITY OF TUSTIN PRINCIPAL TAXPAYERS June 30, 1995 Taxpayer The Irvine Company Steelcase Inc. Catelus Developmem Corp. Sanyo Foods Baycrest Associates Ricoh DeveloPment Patrick F. Cadigan Trust Stacy Lynn Bartlett Trust Trinity Christian Center AUD Corp. MAC Pherson Properties Type of Business Residential and Commercial Prop. Manufacturing Industrial/Commercial Recreation Residential Manufacturing Commercial Commercial Non-profit Manufacturing Retail Sales 1995 Valuation $239,838,398 69,178,679 50,075,545 36,347,518 27,994,784 26,727,256 18,994,281 18,989,151 18,503,721 17,617,000 14,748,868 $539,015,20!, Percemage of Total Valuation 7.37% 2.13 1.54 1.12 0.86 0.82 0.58 0.58 0.57 0.54 0.45 16.56% Source: Orange County Assessor's Office B-102 GMGEDDES 26~2 269331 Population. The table below summarizes population information for Tustin since 1986. CITY OF TUSTIN POPULATION SLrMMARY 1986 through 1996 Year Population 1986 40,800 1987 42,735 1988 43,111 1989 45,765 1990 46,782 1991 49,409 1992 52,145 1993 54,739 1994 57,454 1995 62,497 1996 63,619 Source: City of Tustin The principal taxpayers, type of business and valuation as of June 30, 1995 are shown in the table below. General Fund The following tables summarize information taken from Tustin's audited financial statements regarding its General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in General Fund Balances for the past three (3) fiscal years: CITY OF TUSTIN COMPARATIVE GENERAL FUND BALANCE SHEET Fiscal Years 1992-93 through 1994-95 1992-93 .1993-94 1994-95 Assets and Other Debits Assets: Cash and investments Taxes receivable Accrued Interest Receivable Accounts receivable Due from other governments Due from other funds Prepaid expenses TOTAL ASSETS $11,156,282 $12,211,736 $14,191,252 760,934 1,024,412 1,403,396 210,139 123,085 212,657 197,557 123,085 212,657 17,879 102,293 52,418 38,648 28,512 199,176 - 218,356 4,980 $13,713,593 $17 279 945 LIABILITIES AND FUND BALANCE Liabilities: Accounts payable Due to other funds Deposits Deferred revenue $1,921,383 $1,135,293 $ 2,156,450 -- 86,033 7,756 2,677,556 2,266,302 3,688,908 -- 568,878 332,93~ TOTAL LIABILITIES 4.598.939_ 4,056,506 6,186,052 FUND BALANCE: Reserved for prepaid expenses Unreserved: Designated for capital outlay Designated for self insurance Designated for contingencies TOTAL FUND BALANCE 218,356 204,156 3,172,071 3,371,873 3,591,043 1,304,423 1,046,138 1,304,994 3,306,006 5,020,720, 5,993,700 7,782,500 9,657.087 11.093,893 TOTAL LIABILITIES AND FUND BALANCE $12 381 439 $13 713 593 $17279 945 Source.' City of Tustin Comprehensive Annual Financial Reports, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial repotxs are available from the City of Tustin, and investors are encouraged to review the entire reports, including the notes therein, before making an invesunent decision with respect to the Bonds. B-104 .. GMG~DDI~S 2t~2 269~1 CITY OF TUSTIN Statement of Revenues, Expenditures and Changes in Fund Balance - Budget and Actual General Fund Fiscal Years 1992-3 through 1994-95 Revenues: Taxes Sales Tax Licenses and Permits Other Taxes Fines and Forfeitures Use of Money and Property Interest and Rentals Intergovernmental Revenue Charges for Services Sales of Property Other 1992-93 1993-94 1994-95 $ 4,803,695 $ 4,469,418 $18,623,013 9,197,751 11,048,745 --- 331,201 390,596 421,046 1,552,987 2,552,651 371,997 435,460 487,694 ...... 753,151 975,905 880,076 2,189,451 2,283,986 2,482,689 1,568,677 1,520,077 1,064,018 --- 6,862 --- 785,187 673,783 995,174 21,776,851 24,315,654 24,826,785 Total Revenues Expenditures: Current: General Government Public Safety Public Works Community Services Nondepartmental 2,696,374 2,649,564 2,661,555 11,595,821 12,124,822 13,146,028 6,245,346 6,028,954 7,760,414 921,328 909,834 1,217,100 773,718 735,483 392,722 Total Expenditures Excess of Revenues Over (Under) Expenditures 22,232,587 22,448,657 25,177,819 (455,736) (1,866,997) (351,034) Other Financing Sources (Uses): Operating Transfers In Operating Transfers Out 1,362,061 1,827,224 2,179,784 (741,415) (1.819.634) (1.512.091) Total Other Financing Sources (Uses) 620,646 7,590 667,693 Excess of Revenues and Other Financing Sources Over (Under) Expenditures and Other Financing Uses 164,910 1,874,587 Fund Balances At Beginning Of Year 7,617,590 7,782,500 Fund Balances At End Of Year $7,782,500 $9 657 087 316,659 10,777,234 $11 093 893 Source.' City of Tustin Comprehensive Annual Financial Repons, Fiscal Years 1992-93, 1993-94 and 1994-95; the annual financial repons are available from the City of Tustin, and investors are encouraged to review the entire reports, including the notes therein, before making an invesunent decision with respect to the Bonds. GMG~DD~S 269~2 269331 B-105 Sales Tax Revenues. The revenue from sales tax provided approximately 39.5 % of Brea's total local tax revenues in 1995. The following table presents information eo.nceming the value of taxable retail sales in Brea since 1990. CITY OF TUSTIN Taxable Retail Sales 1991 Through 1995 Year Ended 12/31 Taxable Sales 1991 $ 807,211 1992 830,728 1993 918,110 1994 1,020,345 19950) 512,505 Source: (1) 1995 Data is Through Second Quarrier Only The table below shows sales tax revenues for Tustin for the last 5 years and the projected sales tax revenues for the 1995/96 Fiscal Year. CITY OF TUSTIN Sales Tax Revenues For the Fiscal Years Ended June 30, 1991 Through June 30, 1996 Fixed Year 1991 1992 1993 1994 1995 Sales Tax Revenues $ 9,300,457 9,178,468 9,197,751 11,048,745 11,865,910 Source: City of Tustin Property Tax Revenues The following tables set forth the assessed valuations of taxable property and property tax collections for Tustin since 1990. CITY OF TUSTIN Assessed Valuations of Taxable Property 1990 Through 1995 Fiscal year 1990 1991 1992 1993 1994 1995 Real Property $2,413,175,256 2,560,822,523 2,612,038,983 2,915,855,595 2,967,612,592 2,923,543,175 Personal Prooertv Total $329,176,611 $2,742,351,867 350,402,084 .,2,911,224,607 357,410,126 2,969,449,109 365,032,361 3,280,887,956 227,175,851 3,194,788,443 321,567,540 3,245,110,715 Percent 10.3% 6.2 2.0 10.5 (2.6) 1.6 Source: City of Tustin CITY OF TUSTIN Property Tax Levies and Collections Last Five Fiscal Years Fiscal .Year 1990 1991 1992 1993 1994 1995 Total Tax Levy, $ 8,094,978 9,269,103 9,704,763 10,592,679 10,285,757 10,835,271 Current Tax Collections Delinquent Collections $ 7,910,339 $ 81,833 9,080,606 78,932 9,500,394 167,617 9,968,598 293,422 9,791,553 291,365 10,116,251 221,798 Total Tax Collections $ 7,992,172 9,159,538 9,668,011 10,262,020 10,082,918 10,338,049 Source: City of Tustin Summary of Significant Accounting Policies The Financial Reporting Entity. The City of Tustin was incorporated in 1927 as a 'General Law~ City governed by aa elected five-member city council. As required by generally accepted accounting principles, these financial statements present the City of Tustin (the primary government) and its component units. The component units discussed below are included in the City's reporting entity because of the significance of their operational or financial relationship with the City. These entities are legally separate from each other. However, the City of Tustin elected officials have a continuing full or partial accountability for fiscal matters of the other entities. The fmaacial reporting entity consists of: (1) the City (2) organizations for which the City is financially accountable and (3) organizations for which the nature and significance of their relationship with the City are such that exclusion would cause the City's financial statements to be misleading or incomplete. An organization is fiscally dependent on the primary government if it is unable to adopt its budget, levy taxes or set rates or charges, or issue bonded debt without approval by the primary government. In a blended presentation, a component units' balances and transactions are reported in a manner similar to the balances and transactions of the City. Component traits are presented on a blended basis when the component unit's governing body is substantially the same as the City's or the component unit provides services almost entirely to the City. Blended Component Units. The Tustin Community RedevelOPment Agency was established October 20, 1976 pursuant to the State of California Health and Safety Code, Section 33000, entitled ~Community Redevelopment Law~. Its purpose is to prepare and carry out plans for improvement, rehabilitation and redevelopment of blighted areas within the territorial limits of the City of Tustin. The City provides management assistance to the Agency, and the members of the City Council also act as the governing body of the Agency. The separate financial statements of the Tustin Redevelopment Agency may be obtained from the City of Tustin Finance Department located in the Tustin Civic Center. The City of Tustin Water Corporation was incorporated March 3, 1980 under the non-profit corporation law of the State of California. Its purpose is to provide fmanciat assistance to the City of Tnstin by acquiring, constructing and operating or providing for the operation of water facilities. The Corporation's original governing' body was appointed by the City Council. The City makes annual lease payments to the Corporation, which are used for debt service on the Corporation's bonds. Separate financial statements for the City of Tustin Water Corporation are not issued. Description of Funds and Account Groups: The accounts of the City are organized on the basis of funds or account groups, each of which is considered to be a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, equity, revenues and expenditures. The various funds and account groups are defined as follows: Governmental Fund Types: The General Fund is used to account for all financial resources except those required to be accounted for in another fund. Special Revenue Funds are used to account for the proceeds of specific revenue sources that are restricted by law or administrative action for specified purposes. Debt Service Funds are used to account for the accumulation of resources for, and the payment of, general long-term debt principal, interest, and related fiscal agent costs. B-108 GMGEDDE$ 26982 269331 Capital Proiects Funds are used to account for the financial resources to be used for the acquisition or construction of major capital facilities, and for the improvement, rehabilitation and redevelopment of the Community Redevelopment Agency project areas. Proprietary Fund Type: The Enterprise Fund is used to account for operations that are financed and manner similar to private business enterprises. The intent of the governing body is that the costs of providing services to the general public on a continuing basis be f'manced or recovered through user charges. Fiduciary Fund Types: Agency Funds are used to account for assets held by the City as an agent for individuals, other governments and other entities. Account Groups: The General Fixed Assets Account Group is used to account for capital assets of the City, which are long-term in nature, and used in the operation of the City, other than those capitalized in the proprietary fund. The General Long-Term Debt Account Group is used to account for the City's outstanding long-term obligations, other than those of the proprietary fund. · _~ Basis of Accounting: The accounting and financial reporting treatment applied to a fund is determined by its measurement focus. All governmental funds are accounted for using a current financial resources measurement focus. With this measurement focus, only current assets and current liabilities generally are included on the balance sheet Operating statements of these funds present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. · The proprietary fund is accounted for on a flow of economic resources measurement focus. With this measurement focus, all assets and all liabilities associated with the operation of this fund are included on the balance sheet. Fund equity (net total assets) is segregated into contributed capital and retained earnings components. The proprietary fund-type operating statement presents increases (revenues) and decreases (expenses) in net total assets. The modified accrual basis of accounting is followed for the governmental and fiduciary fund @s (General, Special Revenue, Debt Service, Capital Projects, and Agency Funds). Under the modified accrual basis of accounting, revenues are recognized when they become susceptible to accrual; i.e., when they become measurable and available to finance expenditures of the current period or soon enough thereafter to be used to pay liabilities of the current period. The City considers property taxes as available if they are remitted within 60 days after the year end. Other revenues considered susceptible to accrual include sales tax, gas tax, motor vehicle license fees, franchise fees, interest income and charges for services. Licenses and permits, fines and forfeitures and other taxes are not susceptible to accrual because they are not measurable until received in cash. Grant revenues have been recorded according to the provisions of GASB Cod. Sec. G60, whereby grant funds earned but not received are recorded as a receivable, and grants received before the related revenue recognition criteria have been met are reported as deferred revenues. Expenditures are recorded when the related fund .- liability is incurred, except that principal and interest on general long-term debt is recognized when due. The long-term liability to be paid from governmental funds' resources for accumulated unpaid vacation and compensatory leave time is recorded in the General Long-Term Debt Account Group as it is expected to be paid from future resources. The accrual method of accounting is followed by the City's proprietary fund type (Enterprise Fund). Proprietary fund types are accounted for on an ~income determination~ or ~cost of service~ measurement focus. Accordingly, all assets and liabilities are included in their respective balance sheets, and the reported fund equity (total reported assets, less total reported liabilities) provides an indication of the economic net worth of the fund. Operating statements for proprietary fund types (on an income determination measurement focus) report increases (revenues) and decreases (expenses) in determining total economic net worth. Under this determination, unbilled service receivables are recorded at year-end. GMGEDDI~ 26982 269331 B-109 This report has been prepared in conformance with Generally Accepted Accounting Principles (GAAP) as promulgated by the Governmental Accounting Standards Board (GASB). City Budget The City follows these procedures in establishing the budgetary data reflected in the financial statements: The annual budget is adopted by the City Council after the holding of a hearing and provides for the general operation of the City. The operating budget includes proposed expenditures and the means of financing them. . The City Council approves total budgeted appropriations and any amendments to appropriations throughout the year. This "appropriated budget' (as defined by GASB Cod. Section 2400.109) covers City expenditures in all governmental funds, except for debt service and capital improvement projects carried forward from prior years. The City Manager is authorized to transfer budgeted amounts between departments. Actual expenditures may not exceed budgeted appropriations at the fund level. Budget figures used in the accompanying financial statements are the final adjusted amounts. . Formal budgetary integration is employed as a management control device during the year. Commitments for materials and services, such as purchase orders and contracts, are recorded as encumbrances to assist in controlling expenditures. Encumbrances at year end carry forward, and are added to the following year's budgeted appropriations. However, encumbrances at year end are reported as reservations of fund balance, as allowed by GASB Cod. Section 1700.129d. Also, unencumbered appropriations lapse at year end. . Annual budgets are adopted for the General and Special Revenue Funds on a basis substantially consistent with generally accepted accounting principles (GAAP). Accordingly, actual revenues and expenditures can be compared with related budgeted amounts without any significant reconciling items. Revisions to the originally adopted budget were made during the year and have been incorporated into budgetary amounts presented within these financial statements. No budgetary comparisons are presented for the Capital Projects, Debt Service and Proprietary Funds, as the City is not legally required to adopt budgets for these fund types. Direct and Overlapping Debt The following table sets forth the direct and overlapping debt for Tustin as of June 30, 1995: CITY OF TUSTIN Schedule of Direct and Overlapping Bonded Debt June 30, 1995 1994-95 Assessed Valuation: $3,245,110,715 (after deducting $409,373,597 redevelopment incremental valuation) Percent Debt as of Applicable 6/30/95 DIRECT AND OVERLAPPING BONDED DEBT: Orange County Orange County General Fund Obligations Orange County Pension Obligations Orange County Teeter Plan Obligations Orange County Transit Authority' ~: Orange County Flood Control District Metropolitan Water District Municipal Water Dist. of O.C. Water Facilities Corp. Saddleback Community College District Certificates of Participation Tustin. Union School District Community Facilities District #88-1 Irvine Unified School District and Certificates of Participation Irvine Unified School District Community Facilities District #86-1 Other School Districts and Authorities Orange County Sanitation District #1 Certificates of Participation Orange County Sanitation District #7 Certificates of Participation Orange County Sanitation District #14 Certificates of Participation Orange County Water District Certificates of Participation East Orange County Water District Certificates of Participation Irvine Ranch Water District Certificates of Participation Irvine Ranch Water District Improvement Districts City of Tustin City of Tustin Water Corporation City of Tustin 1915 Act Bonds Total Gross Direct and Overlapping Bonded Debt Less: Orange County Transit Authority (80 % self-supporting) MWDOC Water Facilities Corporation (100% self-supporting) Orange County Water District Certificates of Participation City of Tustin Water Corporation (100 % self-supporting) 2.049 % $ 12,089 2.049 11,662,375 2.049 6,337,620 2.049 3,173,950 2.049 432,339 2.050 22,448 0.401 2,513,889 3.134 2,762,151 3.710 1,549,694 100. 14,715,000 0.315 32,461 0.817 281,497 Various 2,766 0.008 4,178 12.172 3,491,046 10.104 190,561 3.021 6,279,753 27.218 691,337 9.634 5,780,400 0.917-47.985 42,690,465 100. 180,000 100. 3,250,000 100. 118,767,108 $225,045,167(1) $ 345,871 2,762,151 6,279,753 3,250,000 Total Net Direct and Overlapping Bonded Debt: $ 212,407,392 (1) and non-bonded capital lease obligations. Ratio to Assessed Valuations Gross Direct Debt ($3,430,000) Net Direct Debt ($180,000) Total Gross Debt Total Net Debt STATE SCHOOL BUILDING AID REPAYABLE AS OF 6/30/95: Excludes tax and revenue anticipation notes, revenue, mortgage revenue and tax allocation bonds 0.11% 0.01% 6.93% 6.55% $0 Investment Policy Tustin annually adopts an investmem policy. The most recent modifications adopted by the City Council on April 1, 1996, are in compliance with newly adopted state legislation and in a number of areas are more restrictive than State requirements. The Policy requires that an investment report be submitted quarterly to the City Council. In 1988, the City Council established the City of Tustin Audit Committee which meets on a bi-monthly basis. It is a five member advisory body made up of citizens appointed by the City Council. The annual review of the City's Investment Policy is a primary function of the Committee. DeScription of Leased PremiseS Tustin's new Civic Center is a two story structure in a Santa Barbara Mission style architecture, with beautifully landscaped grounds which include a wishing well. The main lobby features a picturesque fountain surrounded by tropical plants on the porcelain tile, with sitting areas for residents to enjoy. The Civic Center expansion's general architecture was designed by John Bates and Associates. The interior finishings and furniture were designed by Laura McCants Interior Design and Planning. Project management was provided by HNTB CorpOration, and the contractor for the project was Dillingham Construction, N.A. Construction of the Civic Center improvements began in August of 1991 and the $11.4 million project was completed in August of 1993. Improvements were financed by the Tustin Community Redevelopment Agency and developer fee contributions from new construction in Tustin Ranch. The entire complex is approximately 69,000 square feet, with an adjacent 59,000 square foot parking structure. The Civic Center complex is comprised of the City Hall, Police Department, Council Chamber and the Community Center. Based upon an appraisal conducted in 1994 by the Orange County Cities Risk Management Authority, the City Hall complex has been valued at $13,100,000. APPENDIX C PROPOSED FORM OF BOND COUNSEL OPINION [TO BE PROVIDED BY BOND COUNSEL] C-1 APPENDIX D SPECIMEN MUNICIPAL BOND INSURANCE POLICY [TO BE PROVIDED BY INSURER] D-1 APPENDIX E FORM OF AUTHORITY CONTINUING DISCLOSURE CERTIFICATE [TO BE PROVIDED BY BOND COUNSEL] E-1 APPENDIX F FORM OF MEMBER CONTINUING DISCLOSURE CERTIFICATE [TO BE PROVIDED BY BOND COUNSEL] F-1 13128-01 JHHW:BDQ:kla 03/06/96 04/29/96 AFTER RECORDATION PLEASE RETURN TO: Jones Hall Hill & White, A Professional Law Corporation Four Embarcadero Center, 19th Floor San Francisco, CA 94111 Attention: Brian D. Quint, Esq. THIS TRANSACTION IS EXEMPT FROM CALIFORNIA DOCUMENTARY TRANSFER TAX PURSUANT TO SECTION 11922 OF THE CALIFORNIA REVENUE AND TAXATION CODE. THIS DOCUMENT IS EXEMPT FROM RECORDING FEES PURSUANT TO SECTION 6103 OF THE' CALIFORNIA GOVERNMENT CODE. LEASE AGREEMENT Dated as of July 1,1996 by and between the CO~E PUBLIC FINANCING AIYl'I-IO~, as Lessor and the CITY OF as Lessee Relating to $ Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds Section 1.1. Section 1.2_ TABLE OF CONTENTS ARTICLE I DEFINITIONS AND EXHIBITS Definitions... Exhibits "'" ............................................................................................................ 2 Section 2.1. Section 2.2. ARTICLE II REPRESENTATIONS, COVEN--S AND WARRANTIES Representations, Covenants and Warranties of the City ................................................. 4 Representations, Covenants and Warranties of Authority ............................................... 5 Section 3.1. Section 3.2. ARTICLE III ISSUANCE OF THE BONDS The Bonds ................................ Application of Advance Rental Payment ............... ~ ....................................................... 7 Section 4.1. Section 4.2. Section 4.3. Section 4.4. Section 4.5. Section 4.6. Section 4.7. ARTICLE IV LEASE OF LEASED PREMISES; TERM OF THIS LEASE AGREEMENT; LEASE PAYMENTS Lease of Leased Premises ........................................... : ............................. i .................... 8 Term of Lease .................................................................................. i ........................... 8 Lease Payments ........................................................................................................... 8 Optional Prepayment ............................ ; .......... ~. ...................................................... 9 Quiet Enjoyment ....................................................... - ............................................. i..i'~0 · Title ........................................................................................................................... Additional Payments .................................................................................................. 10 10 Section 5:1. Section 5.2. Section 5.3. Section 5.4. Section 5.5. Section 5.6. Section 5.7.. Section 5.8. Section 5.9. Section 5.10. Section 5.! 1. ARTICLE V MAINTENANCE, TAXES, INSURANCE AND OTHER MATTERS Maintenance, Utilities, Taxes and Assessments ............................................ i ............... 12 Modification of Leased Premises .................................................................................. 12 Public Liability and Property Damage Insurance ..................................................... L.. 13 ire and Extended Coverage Insurance .................................... 13 ental Interruption Insurance .................................................. iiiiiiii.iiiiiiiiiiiiiiiiiiiiiiiiiii 13 Recordation Hereof; Title Insurance ............................................................................. 1,t Net Proceeds of Insurance; Form of Policies ............ ~ .................................................... 1,1 Installation of Personal Property .................................................................................. 1,1 Liens ..................................................................... Tax Covenants ............................................. ' ................................................... 14 Continuing Disclosure ........ ....... '"' ARTICLE vi DAMAGE, DESTRUCTION AND EMINENT DOMAIN; ABATEMENT OF LEASE PAYMENTS Section 6.1. Application of Net Proceeds .... ......................................................... 16 Section 6.2. Abatement of Lease Payments... ' ............ ' ............. ................................................................................. 16 ! Section 7.1. Section 7.Z Section 7.3. ARTICLE VII DISCLAIMER OF WARRANTIES; ACCESS Disclaimer of Warranties ............................................................................................. 17 Rights of Access ......................................................................................................... 17 Release and Indemnification Covenants ...................................................................... 17 Section 8.1. Section 8.2. Section 8.3. ASSIGNMENT, LEASING AND AMENDMENT Assignment by the Authority ...................................................................................... 18 Assignment and Subleasing by the City ..................................................................... 18 Amendment of Lease ................................................................................................. 18 Section 9.1. Section 9.2. Section 9.3. Section 9.4. Section 9.5. Section 9.6. Section 9.7. ARTICLE IX EVENTS OF DEFAULT; REMEDIES Events of Default Defined ........................................................................................... 21 Remedies on Default .................................................................................................. 21 Limitation on Remedies .............................................................................................. 22 No Remedy Exclusive ................................................................................................ 22 Agreement to Pay Attorneys' Fees and Expenses ........................................................ 22 No Additional Waiver Implied by One Waiver ........................................................... 23 Trustee and Bond Owners to Exercise Rights ................................................................ 23 Section 10.1. Section 10.2. Section 10.3. Section 10.4. Section 10.5. Section 10.6. Section 10.7. Section 10.8. Section 10.9. EXHIBIT A: EXHIBIT B: EXHIBIT C: ARTICLE X MISCELLANEOUS Notices ........................................................................................... . ............................ 24 Binding Effect. ........................................................................................................... 24 Severability ................................................................................................................ 24 Net-net-net Lease ....................................................................................................... 24 Further Assurances and Corrective Instruments .......................................................... .24 Execution in Counterparts ............................................................................ ~ .............. 24 Applicable Law .......................................................................................................... 24 Authorized Representatives ........................................................................................ 25 Captions .................................................................................................................... 25 Description of the Site. Description of the Facility. Schedule of Lease' Payments. -ii- LEASE AGREIhMENT This LEASE AGREEMENT (this "Lease Agreement"), dated as of July 1, 1996, is by and between the COUNTYWIDE PUBLIC FINANCING AUTHORITY, a joint exercise of powers authority organized and existing under and by virtue of the laws of the State of California, as lessor (the "Authority"), and the CITY OF , a municipal corporation and city organized and existing under the laws of the State of California, as lessee (the "City"); WITNESSETH: WHEREAS, the City is proceeding to finance its share of a countywide 800 MHz communications system and to finance capital improvements throughout the geographic boundaries of the City and, for the purpose of providing moneys for such purposes, the City has leased certain real property, more particularly described in Exhibit A attached hereto and incorporated herein as if set forth in full in this place (the "Site"), and improvements, more particularly described in Exhibit B attached hereto and incorporated herein as if set forth in full in this place (the "Facility')(collectively, the "Leased Premises"), to the Authority pursuant to a Site and Facility Lease, dated as of the date hereof and recorded concurrently herewith (the "Site and Facility Lease"), for an advance rental payment in an amount not exceeding the current appraised value of the Leased Premises (the "Advance Rental Payment"), to be paid to the City upon the execution and delivery of the Site and Facility Lease; and WHEREAS, in order to raise the amount required to make the Advance Rental Payment, the Authority has proposed to issue its Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds in the aggregate principal amount of $ (the "Bonds"); and WHEREAS, in order to provide a portion of the revenues necessary to enable the Authority to pay debt service on the Bonds as it becomes due, the Authority has proposed to lease the Leased Premises back to the City upon the terms and conditions set forth herein; and WHEREAS, the Authority and the City have duly authorized the execution and delivery of this Lease Agreement; NOW, THEREFORE, for and in consideration of the premises and the material covenants hereinafter contained, the parties hereto hereby formally covenant, agree and bind themselves as follows: ARTICLE I DEFINITIONS AND EXHIBITS Section 1.1. Definition~. Unless the context dearly otherwise requires or unless otherwise defined herein, the capital~:zed terms in this Lease Agreement shall have the respective meanings specified in Section 1.01 of the Indenture (hereinafter defined). In addition, the following terms heretofore defined in this Lease Agreement and the following terms defined in this Section 1.1 shall, for all purposes of this Lease Agreement, have the respective meanings herein specified. "Additional Payments" means the amounts payable by the 'City pursuant to Section 4.7. c . "City Continuing Disclosure Certificate" shall mean that certain Continuing Disclosure ertificate executed by the City and dated the Closing Date, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "City's Pro Rata Portion" means the product of the total cost multiplied by a fraction, the numerator of which is the aggregate principal amount of the Bonds issued for the benefit of the City, and the denominator of which shall be the aggregate principal amount of' the Bonds issued. "Event of Default" means any of the events of default defined as such in Section 9.1. "Facility" means those certain improvements more particularly described in Exhibit B to the Site and Facility Lease and in Exhibit B to this Lease Agreement. "Fiscal Year" means the twelve-month period beginning on July 1 of any year and ending on June 30 of the next succeeding year, or any other twelve-month period established by the City as its fiscal year pursuant to written notice filed with the Authority and the Trustee. "Indenture" means the Indenture of Trust dated as of July 1, 1996, by and between the Authority and the Trustee, authorizing the issuance of the Bonds, together with any duly authorized and executed amendments thereto. "Lease Payment Date" means, with respect to any Interest Payment Date, the fifteenth (15th) calendar day of the month preceding such Interest Payment Date. "Lease Payments" means the amounts payable by the City pursuant to Section 4.3(a), including any prepayment thereof pursuant hereto and including any amounts payable upon a delinquency in the payment thereof. "Leased Premises" means, collectively, the Site and the Facility. "Net Proceeds" means amounts derived from any policy of casualty insurance or title insurance with respect to the Leased Premises, or the proceeds of any taking of the Leased Premises or any portion thereof in eminent domain proceedings (including sale under threat of such proceedings), to the extent remaining after payment therefrom of all expenses incurred in' the collection and administration thereof. "Participating Underwriter" shall have the meaning ascribed thereto in the City Continuing Disclosure Certificate. "Permitted Encumbrances" means, as of any time: (a) liens for general ad valorem taxes and assessments, if any, not then delinquent, or which the City may permit to remain unpaid pursuant to Article V; (b) the Site and Facility Lease, this Lease Agreement, the Indenture and any other agreement or document contemplated hereunder to be recorded against the Leased Premises; (c) any fight or claim of any mechanic, laborer, materialman, supplier or vendor not filed or perfected in the manner prescribed by law; and (d) easements, rights of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions which exist of record and which the City certifies in writing will not materially impair the use of the Leased Premises for their intended purposes. -site- means that certain real property more particularly described in Exhibit A to the Site and Facility Lease and in Exhibit A to the Lease Agreement. "Site and Facility Lease" means the Site and Facility Lease dated as of July 1, 1996, by and between the City as lessor of the Leased Premises, and the Authority as lessee, together with all amendments thereto. "State" means the State of California. "Term of this Lease Agreement" means the time during which this Lease Agreement is in effect, as provided in Section 4.2. "Trustee" means to the Indenture. , or any successor thereto acting as Trustee pursuant Section 1.2. Exhibit~. The following exhibits are attached to, and by this reference made a part of, this Lease Agreement: Exhibit A: Exhibit B: Exhibit C: Description of the Site. Description of the Facility. Sched,ule of Lease Payments. ARTICLE II REPRESENTATIONS, COVENANTS AND WARRANTIES Section 2.1. Representations, Covenants and Warranties of the City. The City makes the following covenants, representations and warranties to the Authority as of the date of the execution and delivery of this Lease Agreement: (a) Due Organization and Existence. The City is a municipal corporation and city duly organized and validly existing under the laws of the State, has full legal right, power and authority under the laws of the State to enter into this Lease Agreement and the Site and Facility Lease and to carry out and consummate all transactions contemplated hereby and thereby, and by proper action the City has duly authorized the execution and delivery of this Lease Agreement and the Site and Facility Lease. (b) Due Execution. The representatives of the City executing this Lease Agreement and · the Site and Facility Lease have been fully authorized to execute the same pursuant to a resolution duly adopted by the City Council of the City. (c) Valid, Binding and Enforceable Obligations. This Lease Agreement and the Site and Facility-Lease have been duly authorized, executed and delivered by the City and constitute the legal, valid and binding obligations of the City enforceable against the City in accordance with their respective terms. (d) No Conflicts. The execution and delivery of this Lease Agreement and the Site and Facility Lease, the consummation of the transactions herein and therein contemplated and the fulfillment of or compliance with the terms and conditions hereof and thereof, do not and will not conflict with or constitute a violation or breach of or default (with due notice or the passage of time or both) under any applicable law or administrative rule or regulation, or any applicable court or administrative decree or order, or any indenture, mortgage, deed of trust, lease, contract or' other agreement or instrument to which the City is a party or by which it or its properties are otherwise subject or bound, or result in the creation or imposition of' any prohibited lien, charge or encumbrance of any nature whatsoever upon any of the property or assets of the City, which conflict, violation, breach, default, lien, charge or encumbrance would have consequences that would materially and adversely affect the consummation of the transactions contemplated by this Lease Agreement and the Site and Facility Lease, or the financial condition, assets, properties or operations of the City. (e) Consents and Approvals. No consent or approval of any trustee or holder of any indebtedness of the City or of the voters of the City, and no consent, permission, authorization, order or license of, or filing or registration with, any governmental authority is necessary in connecti°n with the execution and delivery of this Lease Agreement and the Site and Facility Lease, or the consummation of any transaction herein or therein contemplated, except as have been obtained or made and as are in full force and effect. (f) No Litigation. There is n0 action, suit, proceeding, inquiry or investigation before or by any court or federal, state, municipal or other governmental authority pending or, to the knowledge of the City after reasonable investigation, threatened agaimt or affecting the City or the assets, properties or operations of the City which, if determined adversely to the City or its interests, would have a material and adverse effect upon the consummation of the transactions contemplated, by or the validity of this Lease Agreement and the Site and Facility Lease, or upon the financial condition, assets, properties or operations of the City, and the City is not in default with respect to any order or decree of any court' or any order, regulation or demand of any federal, state, municipal or other governmental authority, which default might have consequences that would materially and adversely affect the consummation of the transactiOns contemplated by this Lease Agreement and the Site and Facility Lease, or the financial conditions, assets, properties or operations of the City. (g) Status of Leased Premises. The Leased Premises are fully functional, operational, and in sound condition. Section 2.2. Revresentations, Covenants and Warranties of Authority. The Authority makes the following c~venants, representations and warranties as the basis fo~its undertakings herein contained: (a) Due Organization and Existence. The Authority is a joint exercise of powers authority duly organized and existing under and by virtue of the laws of the State; has power to enter into this Lease Agreement, the Site and Facility Lease and the Indenture; is possessed of full power to own and hold, improve and equip real and personal property, and to lease and lease back the same; and has duly authorized the execution and delivery of each of the aforesaid agreements and such agreements constitute the legal, valid and binding obligations of the Authority, enforceable against the Authority in accordance with their respective terms. (b) Due Execution. The representatives of the Authority executing this Lease Agreement, the Site and Facility Lease and the Indenture are fully authorized to execute the same pursuant to official action taken by the governing body of the Authority. (c) Valid, Binding and Enforceable Obligations. This Lease Agreement, the Site and'Facility Lease and the Indenture have been duly authorized, executed and delivered by the Authority and constitute the legal, valid and binding agreements of the Authority with the Authority, enforceable against the Authority in accordance their respective terms. (d) No Conflicts. The execution and delivery of this Lease Agreement, the Site and Facility Lease and the Indenture, the consummation of the transactions herein and therein contemplated and the fulfillment of or compliance with the terms and conditions hereof, do not and will not conflict with or constitute a violation or breach of or default (with due notice or the passage of time or both) under any applicable law or administrative rule or regulation, or any applicable court or administrative decree or order, or any indenture, mortgage, deed of trust, lease, contract or other agreement or instxument to which the Authority is a party or by which it or its properties are otherwise subject or bound, or result in the creation or imposition of any prohibit_ed lien, .charge or encumbrance of any nature whatsoever upon any of the property or assets of the Authority, which conflict, violation, breach, default, lien, charge or encumbrance would have consequences that would materially and adversely affect the consummation of the transactions contemplated by this Lease Agreement, the Site and Facility Lease and the Indenture or the financial condition, assets, properties or operations of the Authority. (e) Consents and Approvals. No consent or approval of any trustee or holder of any indebtedness of the Authority, and no consent, permission, authorization, order or license of, or filing or registration with, any governmental authority is necessary in connection with the execution and delivery of this Lease Agreement, the Site and Facility Lease and the Indenture, or the consummation of any transaction herein or therein contemplated, except as have been obtained or made and as are in full force and effect. (f) No Litigation. There is no action, suit, proceeding, inquiry or investigation before or by any court or federal, state, municipal or other governmental authority pending or, to the knowledge of the Authority after reasonable investigat, io_n, threatened against'or affecting the Authority or the assets, properties or operations, of the Authority which, if determined adversely to the Authority or its interests, would have a material and adverse effect upon the consummation of the transactions contemplated by or the validity of this Lease Agreement, the Site and Facility Lease or the Indenture, or upon the financial condition, assets, properties or operations of the Authority, and the Authority is not in default with respect to any order or decree of any 6ourt or any order, regulation or demand of any federal, state, municipal or other governmental authority, which default might have consequences that would materially and adversely affect the consummation of the transactions contemplated by this Lease Agreement, the Site and' Facility Lease or the Indenture or the financial conditions, assets, properties or operations of the Authority. A~TtCLE m ISSUANCE OF THE BONDS Section 3.1. The Bonci~. The Authority has authorized the issuance of the Bonds pursuant to the Indenture in the aggregate principal amount of dollars ($.. ). . The Authority agrees that the proceeds of sale of the Bonds shall be paid to the Trustee on the Closing Date for deposit pursuant to the terms and conditions of the Indenture. The City hereby ' approves the Indenture, the assignment to the Trustee of the fights of the Authority assigned or purported to be assigned thereunder, and the issuance of the Bonds by the Authority thereunder. Section 3.2. Application of Advance Rental Payment. On the Closing Date, the Authority shall direct the Trustee to deposit into the Project Fund the amount of $ from the proceeds of the Bonds in accordance with section 3.02 of the Indenture and Section 4 of the Site and Facility Lease. Amounts on deposit in the Project Fund allocable to the City shall be expended by the City upon written requisitions submitted to the Trustee for such purpose in accordance with Section 3.04 of the Indenture. , ARTICLE IV LEASE OF LEASED PREMISES; TERM OF THIS LEASE AGREEMENT; LEASE PAYMENTS Section 4.1. Lease of Leased Premises. The Authority hereby leases the Leased Premises to the City, and the City hereby leases the Leased Premises from the Authority, upon the terms and conditions set forth in this Lease Agreement. Section 4.2. Term of Lease. This Lease Agreement shall take effect on the date hereof, and shall end on the earlier of July 1, __ or such earlier date on which the Bonds shall no longer be Outstanding under the Indenture. If, on July 1, , the Indenture shall not be discharged by its terms or if the Lease Payments payable hereunder shall have been abated at any time and for any reason, then the Term of this Lease Agreement shall be extended until there has been deposited with the Trustee an amount sufficient to pay aH obligations due under the Lease Agreement, but in no event shah the Term of this Lease Agreement extend beyond July 1, . Section 4.3. Lease P~ym~nts. -(a) Obligation to Pay. In consideration of the lease of the Leased Premises from the Authority hereunder and subject to the provisions of Section 6.2, the City agrees to pay to the Authority, its successors and assigns, as rental for the use and occupancy of the Leased Premises during each Fiscal Year, the Lease Payments (denominated into components of principal and interest) for the Leased Premises in the respective amounts specified in Exhibit C hereto, to be due and payable on the respective Lease Payment Dates specified in Exhibit C hereto. Any amount held in the Bond Fund, the Interest Account or the Principal Account allocable to the City (other than amounts resulting from the prepayment of the Lease Payments in part but not in whole pursuant to Section 4.4) on any Lease Payment Date shall be credited towards the Lease Payment then due and payable. The Lease Payments coming due and payable in any Fiscal Year shall be for the use of the Leased Premises for such Fiscal Year. Co) Effect of Prepayment. In the event that the City prepays all Lease Payments in full pursuant to Section 4.4, together with all Additional Payments then due and payable, the City's obligations under this Lease Agreement shall thereupon cease and terminate, including but not limited to the City's obligation to pay Lease Payments under this Section 4.3. In the event that the City prepays the Lease Payments in part but not in whole pursuant to Section 4.4, the principal components of the remaining Lease Payments shall be reduced either in inverse order of payment date or on a pro rata basis in integral multiples of $5,000, in any event as shah correspond to the respective principal amounts of the Bonds allocable to the City remaining after the related redemption thereof; and the interest component of each remaining Lease Payment shah be reduced by the aggregate corresponding amount of interest which would otherwise be payable with respect to the Bonds allocable to the City thereby redeemed pursuant to Section 4.01(b) of the Indenture. (c) Rate on Overdue Payments. In the event the City should fail to make any of the payments required in this Section 4.3, the payment in default shall continue as an obligation of the City until the amount in default shall have been fully paid, and the City agrees to pay the same with interest thereon, from the date of default to the date of payment at the highest rate of interest borne by any Outstanding Bond. Such interest, if received, shall be deposited in the Bond Fund. (d) Fair Rental Value. The Lease Payments and Additional Payments coming due and payable in each Fiscal Year shall constitute the total rental for the Leased Premises for each Fiscal Year and shall be paid by the City in each Fiscal Year for and in consideration of the right of the use and occupancy of, and the continued quiet use and enjoyment of, the Leased Premises during each Fiscal Year. The Authority and the City hereby agree and determine that the total Lease Payments do not exceed the fair rental value of the Leased Premises. In making such determination, consideration has been given to the obligations of the parties under ~this Lease Agreement, the value of the Leased Premises, the uses and purposes which may be served by the Leased Premises and the benefits therefrom which will accrue to the City and the general public. (e) Source of Payments; Budget and Appropriation. The Lease Payments shall be payable from any source of available funds of the City, subject to the provisions of Section 6.2. The City covenants to take such action as may be necessary to include all Lease Payments due hereunder in each of its budgets during the Term of this Lease Agreement and to make the necessary annual appropriations for all such Lease Payments. The covenants on the part of the City herein contained shall be deemed to be and shall be construed to be ministerial duties imposed by law and it shall be the duty of each and every public official of the City to take such action and do such things as are required by law in the performance of the official duty of such official to enable the City to carry out and perform the covenants and agreements in this Lease Agreement agreed to be carried out and performed by the City. During the term of this Lease Agreement, the City shall furnish to the Authority and the Trustee, no later than ten days following the adoption of a budget for the current Fiscal Year, a certificate stating that the Lease Payments due in that Fiscal Year have been included in the budget approved by the City Council for such Fiscal Year. (f) Assignment. The City understands and agrees that all Lease Payments have previously been assigned by the Authority to the Trustee in trust, pursuant to Section 5.01 of the Indenture, for the benefit of the Owners of the Bonds, and the City hereby assents to such assignment. The Authority hereby directs the City, and the City hereby agrees, to pay all of the Lease Payments to the Trustee at its Office. (g) Security.Deposit. Notwithstanding any other provision of this Lease Agreement, the City may on any date secure the payment of f. he Lease Payments for the Leased Premises in whole or in part by depositing with the Trustee an amount of cash which, together with other available amounts, including but not limited to amounts on deposit in the Bond Fund and the Reserve Fund, is either (i) sufficient to pay such Lease Payments, including the principal and interest and premium, if any, components thereof, in accordance with the Lease Payment schedule set forth in Exhibit C, or (ii) invested in whole or in part in Defeasance Obligations in such an?ount as will, in _the opinion of an Independent Accountant, together with interest to accrue thereon and together with any cash which is so deposited, be fully sufficient to pay such Lease Payments when due hereunder or on any optional prepayment date pursuant to Section 4.4, as the City shall instruct at the time of said deposit. Said security deposit shall be deemed to be and shall constitute a special fund for the payment of Lease Payments in accordance with the provisions of this Lease Agreement. Section 4.4. Ovtional Prevavment. The City shall have the option to prepay the principal components'of the Lease' P~yments in whole, Or in part in any integral multiple of $5,000, on any date on or after July 1, , by paying a prepayment price equal to the aggregate principal components of the Lease Payments to be prepaid, together with a prepayment premium equal to the premium (if any) required to be paid on the corresponding redemption of the Bonds pursuant to Section 4.01(a) of the Indenture and together with accrued interest to the prepayment date. Such prepayment price (except the interest portion thereof, which shall be deposited into the Interest Account) shall be deposited by the Trustee in the Redemption Fund to be applied to the redemption of Bonds allocable to the City pursuant to Section 4.01(a) of the Indenture. The City shall give the Trustee written notice of its intention to exercise its option not less than ninety (90) days in advance of the date of exercise and shall indicate to the Trustee the order of redemption of Bonds allocable to the City shall be redeemed, failure of such notification to authorize the Trustee to redeem Bonds in inverse order of maturity and by lot within a maturity. Notwithstanding any such prepayment, as long as any Bonds remain Outstanding or any Additional Payments remain unpaid, the City shall not be relieved of its obligations hereunder as to such Bonds. Section 4.5. Ouiet En!oyment. During the Term of this Lease Agreement, the Authority shall provide the City with quiet use and enjoyment of the Leased Premises, and the City shall, during such Term, peaceably and quietly have and hold and enjoy the Leased Premises without suit, trouble or hindrance from the Authority, except as expressly set forth in this Lease Agreement. The Authority will, at the request of the City and at the City's cost, join in any legal action in which the City asserts its right to such possession and enjoyment to the extent the Authority may lawfully do so. Notwithstanding the foregoing, the Authority shall have the right to inspect the Leased Premises as provided in Section 7.2. Section 4.6. Title. If the City pays all of the Lease Payments and Additional Payments during the Term of this Lease Agreement as the same become due and payable, or if the City posts a security deposit for payment of the Lease Payments pursuant to Section 4.3(g) or prepays the Lease Payments pursuant to Section 4.4, and if the City has paid in full all of the Additional Payments coming due and payable as of the date of such prepayment, and pr6vided in any event that no Event of Default shall have occurred and be continuing, all right, title and interest of the Authority in and to the Leased Premises shall be transferred to and vested in the City. The Authority agrees to take any and all steps and execute and record any and all documents reasonably required by the City to consummate any such transfer of title. Section 4.7. Additional Payments. In addition to the Lease Payments, the City shall pay when due the following Additional Payments: (a) The City's Pro Rata Portion of any fees and expenses incurred by the Authority in connection with or by reason of its leasehold estate in the Leased Premises as and when the same become due and payable; . Co) The City's Pro Rata Portion of any reasonable compensation to the Trustee pursuant to Section 8.06 of the Indenture for all services rendered under the Indenture and for all reasonable expenses, charges, costs, liabilities, legal fees and other disbursements incurred in and about the performance of its powers and duties under the Indenture; (c) The City's Pro Rata Portion of any reasonable fees and expenses of such accountants, consultants, attorneys and other experts as may be engaged by the Authority or the Trustee to prepare audits, financial statements, reports, opinions or provide such other services required under this Lease Agreement or the Indenture; and (d) The City's Pro Rata Portion of any reasonable out-of-pocket expenses of the Authority in connection with the execution and delivery of this Lease Agreement or the Indenture, or in connection with the issuance of the Bonds, including any and all expenses incurred in connection with the authorization, issuance, sale and delivery of the Bonds, .or incurred by the Authority in connection with any litigation which may at any time be instituted involving this Lease Agreement, the Site and Facility Lease, the Bonds, the Indenture or any of the other documents contemplated hereby or thereby, or incurred by the Authority in connection with the continuing disclosure certificate required to be prepared by the Authority pursuant to Section 6.09 of the Indenture, or otherwise.incurred in connection with the administration hereof or thereof. ARTICLE V MAINTENANCE, TAXES, INSURANCE AND OTHER MATTERS Section 5.1. Maintenance, Utilities, Taxes and Assessments. Throughout the Term of this Lease Agreement, as part of the consideration for the rental of the Leased Premises, all improvement, repair and maintenance of the Leased Premises shall be the responsibility of the City and the City shall pay for or otherwise arrange for the payment of all utility services supplied to the Leased Premises which may include, without limitation, janitor service, security, power, gas, telephone, light, heating, water and all other utility services, and shall pay for or otherwise arrange for the payment of the cost of the repair and replacement of the Leased Premises resulting from ordinary wear and tear or want-of care on the part of the City or any assignee or lessee thereof. In exchange for the Lease Payments herein provided, the Authority agrees to provide only the Leased Premises, as hereinbefore more specifically set forth. The City waives the benefits of subsections 1 and 2 of Section 1932 of the California Civil Code, but such waiver shall not limit any of the rights of the City under the terms of this Lease Agreement. The City shall also pay or cause to be paid all taxes and assessments of any type or nature, if any, charged to the Authority or the City affecting the Leased 'Premises or the respective interests or estates therein; provided that with respect to special assessments or other governmental charges that may lawfully be paid in installments over a period of years, the City shall be obligated to pay only such installments as are required to be paid during the Term of this Lease Agreement as and when the same become due. The City may, at the City's expense and in its name, in good faith contest any such taxes, assessments, utility and other charges and, in the event of any such contest, may permit the taxes, assessments or other charges so contested to remain unpaid during the period of such contest and any appeal therefrom unless the Authority shall notify the City that, in the reasonable opinion of the Authority, by nonpayment of any such items, the interest of the Authority in the Leased Premises will be materially endangered or the Leased Premises or any part thereof will be subject to loss or forfeiture, in which event the City shall promptly pay such taxes, assessments or charges or provide the Authority with full security against any loss which may result from nonpayment, in form. satisfactory to the Authority and the Trustee. Section 5.2. Modification of Leased Premises. The City shall at its own expense, have the right to make additions, modifications and improvements to the Leased Premises. All additions, modifications and improvements to the Leased Premises shall thereafter comprise part of the Leased Premises and be subject to the provisions of this Lease Agreement. SUch additions, modifications and improvements shall not in any way damage the Leased Premises or cause the Leased Premises to be used for purposes other than those authorized under the provisions of State and federal law; and the City shall file with the Trustee and the Authority a Written Certificate-of the City stating that the Leased Premises, upon completion of any additions, modifications and improvements made thereto pursuant to this Section 5.2, shall be of a value which is not Substantially less than the value of the Leased Premises immediately prior to the making of such additions, modifications and improvements. The City will not permit any mechanic's or other lien to be established or remain against the Leased Premises for labor or materials furnished in connection with any remodeling, additions, modifications, improvements, repairs, renewals or replacements made by the City pursuant to this Section 5.2; provided that if any such lien is established and the City shall first notify or cause to be notified the Authority of the City's intention to do so, the City may in good faith contest any lien filed or established against the Leased Premises, and in such event may permit the items so contested to remain undischarged and unsatisfied during the period of such contest and any appeal therefrom and shall provide the Authority with full security against any loss or forfeiture which might arise from the nonpayment of any such item, in form satisfactory to the Authority. The Authority will cooperate fully in any such contest, upon the request and at the expense of the City. Section 5.3. Public Liability and Property Damage Insurance. The City shall maintain or cause to be maintained throt~ghout the 2~erm of" this Lease Agreement, a standard comprehensive general insurance policy or policies in protection of the Authority, City, and their respective members, officers, agents, employees and assigns. Said policy or policies shall provide for indemnification of said parties against direct or contingent loss or liability for damages for bodily and personal injury, death or property damage occasioned by reason of the operation of the Leased Premises. Said policy or policies shall provide coverage in the minimum liability limits of $1,000,000 for personal injury or death of each person and $3,000,000 for personal injury or deaths of two or more persons in each accident or event, and in a minimum amount of $100,000 (subject to a deductible clause of not to exceed $5,000) for damage to .property resulting from each accident or event. Such public liability and property damage insurance may, however, be in the form of a single limit policy in the amount of $3,000,000 covering all such risks. Such insurance may be maintained as part of or in conjunction with any other insurance coverage carried by the City, and such liability insurance may be maintained in whole or in part in the form of self-insurance by the City, subject to the provisions of Section 5.7, or in the form of the participation by the City in a joint powers agency or other program providing pooled insurance. The proceeds of such liability insurance shall be applied by the City toward extinguishment or satisfaction of the liability with respect to which paid. Section 5.4. Fire and Extended Coverage Insurance. The City shall procure and maintain, or cause to be procured and maintained, ~'hroughout the Term of this Lease Agreement, insurance against loss or damage to the improvements constituting a part of the Leased Premises by fire and lightning, with extended coverage and vandalism and malicious mischief insurance. Said extended coverage insurance, if required, shall, as nearly as.practicable, cover loss or damage by explosion, windstorm, riot, aircraft, vehicle damage, smoke and such other hazards as are normally covered by such insurance, and shall include earthquake coverage if such coverage is available at reasonable cost from reputable insurers in the judgment of the City. Such insurance shall be in an amount at least equal to the lesser of (a) one hundred percent (100%) of the replacement cost of all of the insured improvements, or Co) the aggregate principal amount of the City's Pro Rata Portion of the outstanding Bonds. Such insurance may be maintained as part of or in conjunction with any other insurance coverage carried by the City, and may be maintained in whole or in part in the form of the participation by the City in a joint powers agency or other program providing pooled insurance; provided however, that such insurance may not be maintained by the City in the form of self-insurance. The Net Proceeds of such'insurance shall be applied as provided in Section 6.1(a). Section 5.5. Rental Interruvtion Insurance. The City shall procure and maintain, or cause to be procured and maintaine~l, throughout the Term of this Lease Agreement, rental interruption or use and occupancy insurance to cover loss, total or partial, of the use of the Leased Premises as a result of any of the hazards covered in the insurance required bY Section 5.4, in an amount at least equal to the maximum Lease Payments coming due and payable during any future twelve (12) month period. Such insurance may be maintained as part of or in conjunction with any other insurance coverage carried by the City, and may be'maintained in whole or in part in the form of the participation by the City in a joint powers agency or other program providing pooled insurance; provided that such insurance may not be maintained in the form of self-insurance. The proceeds 'of such insurance, if any, shall be paid to the Trustee and deposited in the Bond Fund, and shah be credited towards the payment of the Lease Payments as the same become due and payable. Section 5.6. Recordation Hereof: Title Insurance. On or before the Closing Date the City shall, at its expense, (a) cause this Lease Agreement and the Site and Facility Lease, or a memorandum hereof or thereof, and a memorandum of the assignment made pursuant to Section 5.01 of the Indenture, in each case in form and substance approved by Bond Counsel, to be recorded in the office of the Orange County Recorder, and (b) obtain a CLTA policy of title insurance which insures the City's leasehold estate in the Leased Premises in an amount equal to the aggregate principal amount of the Bonds allocable to the City. All Net Proceeds received under said policy shall be deposited with the Trustee in the Redemption Fund and shall be applied to the redemption of Bonds pursuant to Section 4.01Co) of the Indenture. Section 5.7. Net Proceeds of InsUrance: Form of Policies. Each policy of insurance maintained pursuant to Sections 5.4, 5.5 and 5.6 shah name the Trustee as loss payee so as to provide that all proceeds thereunder shall be payable to the Trustee. All required insurance policies shall be provided by a commercial insurer rated "A" or better by A.M. Best & Company or rated in one of the two highest rating categories by Moody's and S&P (without regard to designations of plus (+) or minus (-). The City shall pay or cause to be paid when due the premiums for all insurance policies required by this Lease Agreement. AH such policies shall provide that the Trustee shall be given thirty (30) days' notice of each expiration, any intended cancellation thereof or reduction of the coverage provided thereby. The Trustee shall not be responsible for the sufficiency or amount of any insurance or self-insurance herein required and shall be fully protected in accepting payment on account of such insurance or any adjustment, compromise or settlement of any loss. The City shah cause to be delivered to the Trustee annually, no later 'than July 1 in each year, a certificate stating that aH of the insurance policies required by this Lease Agreement are in full force and effect and identifying whether any such insurance is then maintained in the form of self-insurance. In the event that any insurance maintained pursuant to Section 5.3 shah be provided in the form of self-insurance, the City shall file with the Trustee annually, within ninety (90) days following the close of each Fiscal Year, a statement of an independent insUrance adviser engaged by the City identifying the extent of such self-insurance and stating the determination that the City maintains sufficient reserves with respect thereto. In the event that any such insurance shall be provided in the form of self-insurance by the City, the City shall not be obligated to make any payment with respect to any insured event except from such reserves. Section 5.8. Installation of Personal Provertv. The City may, at any time and from time to time, in its sole discretion and at its own e~per~e, install or permit to be installed items of equipment or other personal property in or upon any portion of the Leased Premises. All such items shall remain the sole property of the City, in which neither the Authority nor the Trustee shall have any interest, and may be modified or removed by the City at any time provided that the City shall repair and restore any and all damage to the Leased Premises resulting from the installation, modification or removal of any such items. Nothing in this Lease Agreement shall prevent the City from purchasing or leasing items to be installed pursuant to this Section 5.8 under a lease or conditional sale agreement, or subject to a vendor's lien or security agreement, as security for the unpaid portion of the purchase price thereof, provided that no such lien or security interest shall attach to any part of the Leased Premises. Section 5.9. Liens. Neither the City nor the Authority shall, directly or indirectly, create, incur, assume or suffer to exist any mortgage, pledge, lien, charge, encumbrance or claim on or with respect to any portion of the Leased Premises, other than the respective rights of the Authority and the City as provided herein and'Permitted Encumbrances. Except as expressly provided in this Article V, the City and the Authority shall promptly, at their own expense, take such action as may be necessary to duly diScharge or remove any such mortgage, pledge, lien, charge, encumbrance or claim, for which it is responsible, if the same shall arise at any time. The City shall reimburse the Authority for any expense incurred by it in order to discharge or remove any such mortgage, pledge, lien, charge, encumbrance or claim. Section 5.10. Tax Covenants. (a) Private Activity Bond Limitation. The City shall assure that proceeds of the Bonds are not so used as to cause the Bonds to satisfy the private business tests of section 141(b) of the Code or the private loan financing test of section 141(c) of the Code. (b) Federal Guarantee Prohibition. The City shall not take any action or permit or suffer any action to be taken if the result of the same would be to cause any of ~e Bonds to be "federally guaranteed" within the meaning of section 149(b) of the Code. (c) Rebate Requirement. The City shall take any and all actions necessary to assure compliance with section 148(0 of the Code, relating to the rebate of excess investment earnings, if any, to the federal government, to the extent that such section is applicable to the Bonds. (d) No Arbitrage. The City shall not take, or permit or suffer to be taken by the Trustee or otherwise, any action with respect to the proceeds of the Bonds which, if such action had been reasonably expected to have been taken, or had been deliberately and intentionally taken, on the Closing Date would have caused the Bonds to be "arbitrage bonds" within the meaning of section 148 of the Code. (e) Maintenance of Tax-Exemption. The City shall take all actions necessary to assure the exclusion of interest with respect to the Bonds from the gross income of the Owners of the Bonds to the same extent as such interest is permitted to be excluded from gross income under the Code as in effect on the Closing Date. Section 5.11. Continuing Disclosure. (a) The City shall timely supply the information required by section 6599.1 of the California Government Code to the California Debt Advisory Commission ("CDAC") and to the Authority, all such information to be supplied annually and at such other time as required by said section 6599.1 on forms to be provided by CDAC or at such other time and in such other manner as shall comply with the provisions of said section 6599.1. (b) The City hereby covenants and agrees that it will comply with and carry out all of the provisions of the City Continuing Disclosure Certificate. Notwithstanding any other provision of this Lease Agreement, failure of the City to comply with the City Continuing Disclosure Certificate shall not constitute an Event of Default hereunder; provided, however, that any Participating Underwriter or any Owner or beneficial owner of the Bonds may take such actions as may be necessary and appropriate to compel performance by the City of its obligations under this Section 5.11, including seeking mandate or specific performance by court order. ARTICLE VI DAMAGE, DESTRUCTION AND EMINENT DOMAIN; ABATEMENT OF LEASE PAYMENTS. Section 6.1. Application of Net Proceeds. (a) From Insurance Award. The Net Proceeds of any insurance award resulting from any damage to or destruction of the Leased Premises by fire or other casualty shall be paid by the City to the Trustee and shall be deposited in the Insurance and Condemnation Fund by the Trustee and applied as set forth in Section 5.07 of the Indenture. Co) From Eminent Domain Award. If the Leased Premises or any portion thereof shall be taken permanently or temporarily under the power of eminent domain or sold to a government threatening to exercise the power of eminent domain, the Net Proceeds resulting therefrom shall be deposited in the Insurance and Condemnation Fund and applied as set forth in Section 5.07 of the Indenture. (c) From Title Insurance Award. The Net Proceeds of any title insurance award shall be paid to the Trustee, deposited in the Insurance and Condemnation Fund and applied as set forth in Section 5.07 of the Indenture. Section 6.2. Abatement of Lease Payments, (a) Abatement Due to Damage or Destruction. The Lease Payments shall be abated during any period in which by reason of damage to or destruction of the Leased Premises (other than by eminent domain which is hereinafter provided for) which causes substantial interference with the use and occupancy by the City of the Leased Premises or any portion thereof. The amount of such abatement shall be an amount agreed upon by the City and the Authority such that the resulting Lease Payments represent fair consideration for the use and occupancy of the portions of the Leased Premises not damaged or destroyed. Such abatement shall continue for the period commencing with such damage or destruction and ending with the substantial completion of the work of repair or reconstruction. In the event of any such damage or destruction, this Lease Agreement shall continue in full force and effect and the City waives any right to terminate this Lease Agreement by virtue of any such damage and destruction. There shall be no abatement of the Lease Payments to the extent that moneys derived from any person as a result of such damage or destanaction are available to pay the amount which would otherwise be abated or if there is any money available in the Bond Fund or the Reserve' Fund to pay the amount which would otherwise be abated. (b) Abatement Due to Eminent Domain. If all of the Leased Premises shall be taken permanently under the power of eminent domain or sold to a government threatening to exercise the power of eminent domain, the Term of this Lease Agreement shall cease with respect to the Leased Premises as of the day possession shall be so taken. If less than all of the Leased Premises shall be taken permanently, or if all of the Leased Premises or any part thereof shall be taken temporarily under the power of eminent domain, (a) this Lease Agreement shall continue in full force and effect and shall not be terminated by virtue of such taking and the parties waive the benefit of any law to the contrary, and CO) there shall be a partial abatement of Lease Payments in an amount to be agreed upon by the City and the Authority such that the resulting Lease Payments for the Leased Premises represent fair consideration for the use and occupancy of the remaining usable portion of the Leased Premises. ARTICLE VII DISCLAIMER OF WARRANTIES; ACCESS Section 7.1. Disclaimer of Warranties. THE AUTHORITY MAKES NO WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED, AS TO THE VALUE, DESIGN, CONDITION, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OR FITNESS FOR THE USE CONTEMPLATED BY THE CITY OF THE LEASED PREMISES, OR ANY OTHER REPRESENTATION OR WARRANTY WITH RESPECT TO THE LEASED PREMISES. IN NO EVENT SHALL THE AUTHORITY AND ITS ASSIGNS BE LIABLE FOR INCIDENTAL, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH OR ARISING OUT OF THIS LEASE, THE SITE AND FACILITY LEASE OR THE INDENTURE FOR THE EXISTENCE, FURNIS~G, FUNCTIONING OR THE CITY'S USE OF THE LEASED PREMISES. Section 7.2. Rights of Access. The City agrees that the Authority and any Authorized Representative of the Authority, and the Authority's successors or assigns, shall have the right at all reasonable times to enter upon and to examine and inspect the Leased Premises. The City further agrees that the Authority, any Authorized Representative of the Authority, and the Authority's successors or assigns shall have such rights of access to the Leased Premises as maY be reasonably necessary to cause the proper maintenance of the Leased Premises in the event of failure by the City to perform its obligations hereunder; provided, however, that the Authority's assigns shall not be required to cause such proper maintenance. Section 7.3. Release and Indemnification Covenants. The City shall and hereby agrees to indemnify and save the Authority, the Trustee and their respective officers, agents, successors and assigns, harmless from and against all claims, losses and damages, including legal fees and expenses, arising out of (a) the use, maintenance, condition or management of, or from any work or thing done on the Leased Premises by the City, Co) any breach or default on the part of the City in the performance of any of its obligations under this Lease Agreement, (c) any act or negligence of the City or of any of its agents, contractors, servants, employees or licensees with respect to the Leased Premises, (d) any act or negligence of any lessee of the City with respect to the Leased Premises, or (e) the performance by the Trustee of its duties hereunder or under the Indenture. No indemnification is made under this Section 7.3 or elsewhere in this Lease Agreement for willful misconduct or negligence under this Lease Agreement by the Authority, the Trustee or any of their respective officers or employees. The indemnification hereunder shall survive removal or resignation of the Trustee, termination of this Lease Agreement or discharge of the Bonds. ARTICLE VIII ASSIGNMENT, LEASING AND AMENDMENT Section 8.1. Assim'u'nentv by the Authority. Certain rights of the Authority under this Lease Agreement, including the right to receive and enforce payment of the Lease Payments to be made by the City under this Lease Agreement, have been pledged and assigned to the Trustee for the benefit of the Owners of the Bonds. pursuant to the Indenture, to which pledge and assignment the City hereby consents. The assignment of this Agreement to the Trustee is solely in its capacity as Trustee under the Indenture and the duties, powers and liabilities of the Trustee in acting hereunder shall be subject to the provisions of the Indenture, including, without limitation, the provisions of Article VIII thereof. ! Section 8.2. Assi~m'tment and Subleasin~ bv the City. This Lease Agreement may not be assigned by the City. The City may sublease ~he'Leased Premises or any portion thereof, but only upon satisfaction of all of the following conditions: (a) This Lease Agreement and the obligation of the City .to make Lease Payments hereunder shall remain obligations of the City; ~) The City shaH, within thirty (30) days after the delivery thereof, furnish or cause to be furnished to the Authority and the Trustee a true and complete copy of such sublease; (c) No such sublease by the City shah cause the LeaSed Premises to be used for a purpose other than as may be authorized under the provisions of the laws of the State; and (d) The City shall furnish the Authority and the Trustee with a written opinion of Bond Counsel, stating that such sublease is permitted by this Lease Agreement and the Indenture, and will not cause the interest on the Bonds to become included in gross income for federal income tax purposes. Section 8.3. Amendment of Lease. (a) Substitution of Site or Facility. The City shall have, and is hereby granted, the option at any time and from time to time during the Term of this Lease Agreement to substitute other land (a "Substitute Site") and/or a substitute facility or substitute facilities (a "Substitute Facility") for the Site (the "Former Site"), or a portion thereof, and/or the Facility (the "Former Facility"), or a portion thereof, provided that the City shall satisfy all of the following requirements which are hereby declared to be conditions precedent to such substitution: (i) The City shall file with the Authority and the Trustee an amended Exhibit A to the Site and Facility Lease which adds thereto a description of such Substitute Site and deletes therefrom the description of the Former Site; (ii) The City shah fide with the Authority and the Trustee an amended Exhibit A to this Lease Agreement which adds thereto a description of such Substitute Site and deletes therefrom the description of the Former Site; (iii) The City shah file with the Authority and the Trustee an amended Exhibit B to the Site and Facility Lease which adds thereto a description of such Substitute Facility and deletes therefrom the description of the Former Facility; (iv) The City shall file with the Authority and the Trustee an amended Exhibit B to this Lease Agreement which adds thereto a description of such Substitute Facility and deletes therefrom the description of the Former Facility; (v) The City shall certify in writing to the Authority and the Trustee that such Substitute Site and/or Substitute Facility serve the purposes of the City, constitutes property that is unencumbered (or the portion of such property to be to substituted is unencumbered), subject to Permitted Encumbrances, and constitutes property which the City is permitted to lease under the laws of the State; (vi) The City delivers to the Trustee and the Authority evidence that the Substitute Site and/or Substitute Facility are of equal or greater value than the Former Site and Former Facility; (vii) The Substitute Site and/or Substitute Facility shall not cause the City to violate any of its covenants, representations and warranties made herein and in the Trust Agreement; (viii) The City shall obtain an amendment to the title insurance policy required pursuant to Section 5.6 hereof which adds thereto a description of the Substitute Site and deletes therefrom the description of the Former Site; (ix) The City shall certify that the Substitute Site and/or the Substitute Facility is of the same or greater essentially to the City as was the Former Site and/or the Former Facility; and (x) Notice of such consent shall be given by the City to any rating agency then rating 'the Certificates. (b) Release of Site. The City shall have, and is hereby granted, the option at any time and from time to time during the Term of the Lease Agreement to release any portion of the Site, provided that the City shall satisfy all of the following.requirements which are hereby declared to be conditions precedent to such release: (i) The City shall file with the Authority and the Trustee an amended Exhibit A to the Site and Facility Lease which describes the Site, as revised by such release; (ii) The City shall file with the Authority and the Trustee an amended Exhibit A to this Lease Agreement which describes the Site, as revised by such release; (iii) The City delivers' to the Trustee and the Authority evidence th_at the Site, as revised by such release, is of a value at least equal to the value of the Site as of the Closing Date; (iv) The City shall obtain an amendment to the title insurance policy required pursuant to Section 5.6 hereof which describes the Site, as revised by such release; and (v) Notice of such consent shall be given by the City to any rating agency then rating the Certificates. (c) Generally. The Authority and the City may at any time amend or modify any of the provisions of this Lease Agreement, but only (a) with the prior written consents of the Owners of a majority in aggregate principal amount of the Outstanding Bonds, or (b) without the consent of any of the Bond Owners, but only if such amendment or modification is for any one or more of the following purposes: (i) to add to the covenants and agreements of the City contained in this Lease Agreement, other covenants and agreements thereafter to be observed, or to limit or surrender any rights or power herein reserved to or conferred upon the City; (ii) to make such provisions for the purpose of curing any ambiguity, or of curing, correcting or supplementing any defective provision contained herein, or in any other respect whatsoever as the Authority and the City may deem necessary or desirable, provided that, in the opinion of Bond Counsel, such modifications or amendments will not materially adversely affect the interests of the Owners of the Bonds; or (iii) to amend any provision thereof relating to the Tax Code, to any extent whatsoever but only if and to the extent such amendment will not adversely affect the exclusion from gross income of interest on the Bonds under the Code, in the opinion of Bond Counsel. Written notice of any such amendment or modification shall be given by the City to Moody's and $&P at least thirty (30) days prior to the effective date of such amendment or modification. ARTICLE IX EVENTS OF DEFAULT; REMEDIES Section 9.1. Events of Default Defined. The following shall be "Events of Default" under this Lease Agreement: (a) l=ailure by the City to pay any Lease Payment required to be paid hereunder at the time specified herein. (b) Failure by the City to make any Additional Payment required hereunder and the continuation of such failure for a period of thirty (30) days. (c) Failure by the City to observe and perform any covenant, condition or agreement on its part to be observed or performed, other than as referred to in the preceding clauses (a) or (b), for a period of sixty (60) days after W'ritten notice specifying such failure and requesting that it be remedied has been given to the City by the Authority or the Trustee; provided, however, that if in the reasonable opinion of the City the failure stated in the notice can be corrected, but not within such sixty (60) day period, such failure shall not constitute an Event of Default if the City shall commence to cure such failure within such sixty (60) day period and thereafter diligently and in good faith shall cure such failure in a reasonable period of time. (d) The filing by the City of a voluntary petition in bankruptcy, or failure by the City promptly to lift any execution, garnishment or attachment, or adjudication of the City as a bankrupt, or assignment by the City for the benefit of creditors, or the entry by the City into an agreement of composition with creditors, or the approval by a court of competent jurisdiction of a petition applicable to the City in any proceedings instituted under the provisions of applicable federal bankruptcy law, or under any similar acts which may hereafter be enacted. Section 9.2. Remedies on Default. Whenever any Event of Default referred to in Section 9.1 shall have happened and be continuing, it shall be lawful for the Authority to exercise any and all remedies available pursuant to law or granted pursuant to this Lease Agreement; provided, however, that notwithstanding anything to the contrary herein or in the Indenture, there shall be no right under any circumstances to accelerate the Lease Payments or otherwise declare any Lease Payments not then in default to be immediately due and payable or to terminate this Lease Agreement or to cause the fee interest or the leasehold interest of the City in the Leased Premises to be sold, assigned or otherwise alienated. Each and every covenant hereof to be kept and performed by the City is expressly made a condition and, upon the breach thereof, the Authority may exercise any and all rights of entry and re-entry upon the Leased Premises. The City hereby irrevocably consents to the Authority's repossession of the Lease Premises if such an Event of Default shall occur and consents to the Authority's reletting of the Lease Premises for the account of the City. In the event of such default and notwithstanding any re-entry by the Authority, the City shaH, as herein expressly provided, continue to remain liable for the payment of the Lease Payments and/or damages for breach of this Lease Agreement and the performance of all conditions herein contained and, in any event, such rent and/or damages shall be payable to the Authority at the time and in the manner as herein provided, to wit: (a) The City agrees to and shall remain liable for the payment of all Lea'se Payments and the performance of all conditions herein contained and shall reimburse the Authority for any deficiency arising out of the re-leasing of the Leased Premises, or, in the event the Authority is unable to re-lease the Leased Premises, then for the full amount of all Lease Payments to the end of the Term of this Lease Agreement, but said Lease Payments and/or deficiency shall be payable only at the same time and in .the same manner as hereinabove provided for the payment of Lease Payments hereunder, notwithstanding such entry or re-entry by the Authority or any suit in unlawful detainer, or otherwise, brought by the Authority for the purpose of effecting such re-entry or obtaining possession of the Leased Premises or the exercise of any other remedy by the Authority. (b) The City hereby irrevocably appoints the Authority as the agent and attorney-in-fact of the City to enter upon and re-lease the Leased Premises in the event of default by the City in the performance of any covenants .herein contained to be performed by the City and to remove all personal property whatsoever situated upon the Leased Premises to place such property in storage or o~er suitable place in Orange County, for the account of and at the expense of the City, and the City hereby exempts and agrees to save harmless the Authority from any costs, loss or damage whatsoever arising or occasioned by any such entry upon and re-leasing of the Leased Premises and the removal and storage of such property by the Authority or its duly authorized agents in accordance with the provisions herein contained. (c) The City hereby waives any and all claims for damages caused or which may be caused by the Authority in re-entering and taking possession of the Leased Premises as herein provided and all claims for damages that may result from the destruction of or injury to the Leased Premises and all claims for damages to or loss of any property belonging to the City that may be in or upon the Leased Premises. (d) The City agrees that the terms of this Lease Agreement constitute full and sufficient notice of the right of the Authority to re-lease the Leased Premises in the event of such re-entry without effecting a surrender of this Lease Agreement, and further agrees that no acts of the Authority in effecting such re-leasing shall constitute a surrender or termination of this Lease Agreement irrespective of the term for which such re-leasing is made or the terms and conditions of such re-leasing, or otherwise. (e) The City further waives the right to any rental obtained by the Authority in excess of the Lease Payments and hereby conveys and releases such excess to the Authority as compensation to the Authority for its services in re-leasing the Leased Premises. Section 9.3. Limitation on Remedies. Notwithstanding the foregoing provisions of Section 9.2, neither the Authority nor the Trustee shall exercise any remedies against the Leased Premises to the extent such remedies would generate funds which are subject to such lien and which are not available to satisfy the obligations of this Lease Agreement or the Indnture. Section 9.4. No Remedy Exclusive. No remedy herein conferred upon or reserved to the Authority is intended to be exclusive and every such remedy shall be cumulative and shall, except as herein expressly provided to the contrary, be in addition to every other remedy given under this Lease Agreement or now or hereafter existing at law or in equity. No delay or omission to exercise any right or power accruing upon any default shall impair any such right or power or shall be construed to be a waiver thereof, but any such right and power may be exercised from time to time and as often as may be deemed expedient. In order to entitle the Authority to exercise any remedy reserved to it in this Article IX it shall not be necessary to give any notice, other than such notice as may be required in this Article IX or by law. Section 9.5. A~eement to Pay Attorneys' Fees and Exvenses. In the event either party to this Lease Agreement should default under a~y of the provisions hereof and the nondefaulting party should employ attorneys or incur other expenses for the collection of moneys or the enforcement or performance or observance of any obligation or agreement on the part of the defaulting party herein contained, the defaulting party agrees that it will on demand therefor pay to the nondefaulting party the reasonable fees of such attorneys and such other eXpenses so incurred by the nondefaulting party. Section 9.6. No Additional Waiver Imvlied by One Waiver. In the event any agreement contained in this Lease Agreement should be breach6d by either party and thereafter waived by the other party, such waiver shall be limited to the particular breach so waived and shall not be deemed to waive any other breach hereunder. Section 9.7. Trustee and Bond Owners to Exercise Riehts. Such rights and remedies as are given to the Authority under this Article IX have been ~ssigned by the Authority to the Trustee under the Indenture, to which assignment the City hereby consents. Such rights and remedies shall be exercised by the Trustee and the Owners of the Bonds as provided in the Indenture. In the event that this Lease Agreement shall be amended pursuant to Section 8.3(b) in connection with the issuance of additional bonds, notes, leases or other obligations, the rights and remedies granted under this Article IX shall be exercised as well by the owners of such bonds, notes, leases or other obligations, or by a fiduciary on their behalf, on a parity with the Trustee and the Bond Owners. ARTICLE X MISCELLANEOUS Section 10.1. Notices. All written notices to be given under this Lease Agreement shall be given by first class mail or personal delivery to the party entitled thereto at its address set forth below, or at such address as the party may provide to the other party in writing from time to time. Notice shall be effective either (a) upon transmission by facsimile transmission or other form of telecommunication, confirmed by telephone, (b) 48 hours after deposit in the United States mail, postage prepaid, or (c).in the case of personal delivery to any person, upon actual receipt. The Authority, the City or the Trustee may, by written notice to the other parties, from time to time modify the address or number to which communications are to be given hereunder. If to the Authority: Countywide Public Financing Authority 20 Civic Center Plaza Santa Ana, CA 92701 Attn: Executive Director If to the City: If to the Trustee: Attn: · Attn: Corporate Trust Department Section 10.2. Bindine Effect. This Lease Agreement shall inure to the benefit of and shall be binding upon the Authority and the City and their respective successors and assigns. Section 10.3. Severability. In the event any provision of this Lease Agreement shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provision hereof. Section 10.4. Net-net-net Lease. This Lease Agreement shall be deemed and construed to be a "net-net-net lease" and the City hereby agrees that the Lease Payments shall be an absolute net return to the Authority, free and clear of any expenses, charges or set-offs whatsoever. Section 10.5. Further Assurances and Corrective Instrument.~. The Authority and the City agree that they will, from time to time, execute, acknowledge and deliver, or cause to be executed, acknowledged and delivered, such supplements hereto and such further instruments as may reasonably be required for correcting any inadequate or incorrect description of the Leased Premises hereby leased or intended so to be or for carrying out the expressed intention of this Lease Agreement. Section 10.6. Execution in Countervarto. This Lease Agreement may be executed in several counterparts, each of which shall be ~m original and all of Which shall constitute but one and the same instrument. Section 10.7. Applicable Law. This Lease Agreement shall be governed by and construed in accordance with the laws of the State. Section 10.8. Aut_ho_ri_zed Representatives. Whenever under the provisions of this Lease Agreement the approval of the Authority or the City is required, or the Authority or the City is required to take some action at the request of the other, such approval or such request shall be given for the Authority by an Authorized Representative of the Authority and for the City by an Authorized Representative of the City, and any party hereto shall be authorized to rely upon any such approval or request. Section 10.9. Captions. The captions or headings in this Lease Agreement are for convenience only and in no way define, limit or describe the scope or intent of any provisions or Section of this Lease Agreement. IN' WITNESS WHEREOF, the Authority has caused this Lease Agreement to be executed in its corporate name by its duly authorized officers and sealed with its corporate seal; and the City has caused this Lease Agreement to be executed in its name by its duly authorized officers and sealed with its corporate seal, as of the date first above written. , COI3ixFfYWIDE PUBLIC FINANCING AUTHORITY, as Lessor [SEAL] Attest: By Title Secretary CITY OF , as Lessee Attest: By Title City Clerk NOTARY ACKNOWLEDGMENT FORMS TO BE ATTACHED EXHIB1T A DESCRIYI'ION OF THE SITE Exhibit A EXHIBITB DESCRIPTION OF THE FACILITY Exhibit B SCHEDULE OF LEASE PAYMENTS Exhibit C 13128-01 JHHW:BDQ:kla 03 / 06/96 04/29/96 CONTINUING DISCLOSURE CERTn~CATE This CONTINUING DISCLOSURE CERTIFICATE (the "Disclosure Certificate") is executed and delivered by the CITY OF (the "City") in connection with the issuance of $ aggregate principal amount of Countywide Public Financing' Authority (Orange County, California) 1996 Revenue Bonds (the "Bonds"). The Bonds are being issued pursuant to an indenture of trust, dated as of July 1, 1996 (the "Indenture"), by and between the Countywide Public Finandng Authority (the "Authority") and , as trustee (the "Trustee"). The City covenants and agrees as follows: Section 1. Purpose of the Disclosure Certificate. This Disclosure Certificate is being executed and delivered by the City for the benefit of the holders and beneficial owners of the Bonds and in order to assist the Participating Underwriters in complying with S.E.C. Rule 15c2- 12(b)(5). Section 2. Definitions. In addition to the definitions set forth in the Trust Agreement, which apply to any capitalized term'used in this Disclosure Certificate unless otherwise defined in this Section 2, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described in, Sections 3 and 4 of this Disclosure Certificate. "Dissemination Agent" shall mean , or any successor Dissemination Agent designated in writing by the City and which has filed with the City and the Trustee a written acceptance of such designation. "Lease Agreement" shall mean that certain Lease Agreement, dated as of July 1, 1996, by and between the Authority and the City. "National Repository" shall mean any Nationally Recognized Municipal Securities Information Repository for purposes of the Rule. "Participating Underwriter" shall mean any of the original underwriters of the Bonds required to. comply with the Rule in connection with offering of the Bonds. "Repository" shall mean each National Repository and each State Repository. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. "State Repository" shall mean any public or private repository or entity designated by the State of California as a state repository for the purpose of the Rule and reco .gnized as such by the Securities and Exchange Commission. As of the date of this Disclosure C~rtificate, there is no State Repository. Section 3. Provision of Annual Remorts. (a) The City shall, or upon written direction shall cause the Dissemination Agent to, not later than six months after the end of the City's fiscal year (currently June 30), commencing with the report for the 1996 fiscal year, provide to each Repository an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate with a copy to the Trustee. Not later than fifteen (15) Business Days prior to said date, the City shall provide the Annual Report to the Dissemination Agent (if other than the City). The Annual Report may be submitted as a single document or as separate documents comprising a package, and may include by reference other information as provided in Section 4 of this Disclosure Certificate; provided that the audited financial statements of the City may be submitted separately from the balance of the Annual Report, and later than the date required above for the filing of the Annual Report if not available by that date. If the City's fiscal year changes, it shall give notice of such change to the Municipal Securities Rulemaking Board and each State Repository with a copy to the Trustee. The City shall provide a written certification with each Annual Report furnished to the Dissemination Agent and the Trustee to the effect that such Annual Report constitutes the Annual Report required to be furnished by the City hereunder. Co) If the City is unable to provide to the Repositories an Annual Report by the date required in subsection (a), the City shall send a notice to the Municipal Securities Rulemaking Board and each State Repository in substantially the form attached as Exhibit A. (c) The Dissemination Agent shall: (i) determine each year prior to the date for providing the Annual Report the name and address of each National Repository and each State Repository, if any; and (ii) if the Dissemination Agent is other than the City, file a report with the City certifying that the Annual Report has been provided pursuant to this Disclosure Certificate, stating the date it was provided and listing all the Repositories to which it was provided. Section 4. Content of Annual Reports. The City's Annual Report shall contain or incorporate by reference the following: (a) Audited Financial Statements prepared in accordance with generally accepted accounting principles as promulgated to apply to governmental entities from time to time by the Governmental Accounting Standards Board. If the City's audited financial statements are not available by the time the Annual Report is required to be filed pursuant to Section 3(a), the Annual Report shall contain unaudited financial statements in a format similar to the financial statements contained in the final Official Statement, and the audited financial statements shall be filed in the same manner as the Annual Report when they become available. Co) Unless otherwise provided in the audited financial statements filed on or prior to the annual filing deadline for Annual Reports provided for in Section 3 above, financial information and operating data with respect to the City for preceding fiscal year, substantially similar to that provided in the corresponding tables and charts in the official statement for the Bonds: (i) (ii) ; and (iii) . Any or all of the items listed above may be included by specific reference to other documents, including official statements of 'debt issues of the City or related public -2- entities, which have been submitted to each of the Repositories or the Securities and Exchange Commission. If the document included by reference is a final official statement, it must be available from the Municipal Securities Rulemaking Board. The City shall dearly identify each such other document so included by reference. (c) In addition to any of the information expressly required to be provided under this Disclosure Certificate, the City shall provide such further material information, if any, as may be necessary to make the specifically required statements, in the light of the circumstances under which they are made, not misleading. Secfi,.on 5. Termination of Revortine Obligation. The Cit's obligations, undor .Dis_cl__osure ~dertificate shall terminate ~pon tl{e legal-defeasance, priYor lvrev~'vment o-r'-~'~-~m'~ m...full. .°f all of_ the Bonds. If such termination, occurs priot to the fin~ m'atur' ity of th'e'Clt-:- 's ot~ligations under the Lease Agreement, the City shall promptly file a notice of such occurrence with the Municipal Securities Rulemaking Board and each State Repository with a copy to the Trustee. D' .Sec?.'on 6.. Dissemination Agent. The City may, from time to time, appoint or engage a assemmation Agent to assist it in carrying out its obligations under this Disclosure Certificate, and may discharge any such Dissemination Agent, with or without appointing a successor Dissemination Agent. The initial Dissemination Agent shall be . Any Dissemination Agent may resign by providing thirty days' written notice to the City and the Trustee. Section 7. Amendment: Waiver. Notwithstanding any other provision of this Disclosure Certificate, the City may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived, provided that the following conditions are satisfied: (a) if the amendment or waiver relates to the provisions of Sections 3(a) or 4, it may only be made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change in the identity, nature, or status of an obligated person with respect to the Bonds, or type of business conducted; (b) the undertakings herein, as proposed to be amended or waived, would, in the opinion of nationally recognized bond counsel, have complied with the requirements of the Rule at the time of the primary offering of the Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (c) the proposed amendment or waiver either (i) is approved by holders of the Bonds in the manner provided in the Indenture for amendments to the Indenture with the consent of holders, or (ii) does not, in the opinion of nationally recognized bond counsel, materially impair the interests of the holders or beneficial owners of the Bonds. ' If the annual financial information or operating data to be provided in the Annual Report is amended pursuant to the provisions hereof, the first annual financial information filed .pursuant hereto containing the amended operating data or financial information shall explain, in narrative form, the reasons for the amendment and the impact of the change in the type of operating data or financial information being provided. If an amendment is made to the undertaking specifying the accounting principles to be followed in preparing financial statements, the annual financial information for the year in which the change is made shall present a comparison between the financial statements or information prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. The comparison shall include a qualitative discussion of the differences in the accounting principles and the impact of the change in the accounting principles on the presentation of the financial information, in order to provide information to investors to enable them to evaluate the ability of the Ci~ to meet its obligations. To the extent reasonably feasible, the comparison shall be quantitative. A notice of the change in the accounting principles shall be sent to the Municipal Securities Rulemaking Board and each State Repository with a copy to the Trustee. Section 8. Additional Information. Nothing in this Disclosure Certificate shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in any Annual Report or notice of occurrence of a Listed Event, in addition to that which is required by this Disclosure Certificate. If the City chooses to include any information in any Annual Report or notice of occurrence of a Listed Event in addition to that which is specifically required by this Disclosure Certificate, the City shah have no obligation under this Disclosure Certificate to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event. Section 9. Default. In the event of a failure of the City to comply with any provision of this Disclosure Certificate the Trustee, at the written direction of any Participating Underwriter or the holders of at least 25% aggregate principal amount of Outstanding Bonds, shall, but only to the extent moneys or other indemnity, satisfactory to the Trustee, has been furnished to the Trustee to hold it harmless from any loss, costs, liability or expense, including fees and expenses of its attorneys and any additional fees of the Trustee, or any holder or beneficial owner of the Bonds may, take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this Disclosure Certificate. A default under this Disclosure Certificate shall not be deemed an Event of Default under the Trust Agreement, and the sole remedy under this Disclosure Certificate in the event of any failure of the City to comply with this Disclosure Certificate shall be an action to compel performance. Section 10. DBti¢~, Imm~niti~ and Liabilities of Dissemination Aeent. The Dissemination Agent and the Trustee shah have only such duties as are specifically set forth in this Disclosure Certificate, and the City agrees to indemnify and save the Dissemination Agent and the Trustee, their officers, directors, employees and agents, harmless against any loss, expense and liabilities which they may incur arising oiat of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorneys fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's or the Trustee's respective negligence or willful misconduct. The Dissemination Agent shall be paid compensation by the City for its services provided hereunder in accordance with its schedule of fees as amended from time to time and all expenses, legal fees and advances made or incurred by the Dissemination Agent in the performance of its duties hereunder. The Dissemination Agent and the Trustee shall have no duty or obligation to review any information provided to it by the City and shall not be deemed to be acting in any fiduciary capacity for the City, the Bond holders or any other party. The obligations of the City'under this Section 10 shall survive resignation or removal of the Dissemination Agent and payment of the Bonds. Section 11. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the City, the Trustee, the Dissemination Agent, the Participating Underwriters and holders and beneficial owners from time to time of the Bonds, and shall create no rights in any other person or entity. Date: July .1996 CITY OF ACKNOWLEDGED: , as Dissemination Agent By Title By Title EXHIBITA NOTICE TO MUNICIPAL SECURITIES RULEMAKING BOARD AND EACH STATE REPOSITORY OF FAILURE TO FILE ANNUAL REPORT Name of Issuer: Name of Issue: Date of Issuance: Countywide Public Financing Authority $ Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds July ,1996 NOTICE IS HEREBY GIVEN that the City of (the "City") has not provided an Annual Report with respect to the above-named Bonds as required by Section 5.11 of that certain lease agreement, dated as of July 1, 1996, by and between the Issuer and the City. The City anticipates that the Annual Report will be filed by . Dated: CITY OF cc: Trustee By Title 14 16 19 26 28 ORDINANCE NO. 1168 AN ORDINANCE OF THE CITY COUNCIL OF THE CITY OF TUSTIN, CALIFORNIA, APPROVING THE PUBLIC LEASE BACK OF CERTAIN FACILITIES WITH THE COUNTYWIDE PUBLIC FINANCING AUTHORITY The City Council of the City of Tustin hereby ordains as follows: Section 1. ADDroval of Enterinq into Lease. Pursuant to section 54241 of the California Government Code, the City of Tustin is hereby authorized to enter into a formal agreement with the Countywide Public Financing Authority with respect to the public leaseback of certain facilities and the real property on which such improvements are situated, more particularly described in Exhibit A attached hereto, so long as the principal amount of the Lease Agreement does not exceed $3,100,000, so long as the maximum annual lease payments to be paid by the City does not exceed $420,000 and so long as the term of the Lease Agreement does not exceed 10 years. This ordinance is subject to the provisions for referendum applicable to the City of Tustin. This ordinance shall be published in the manner required by law for ordinances of the City of Tustin generally. Section 2. Effective Date. This ordinance shall not become effective or be in force until thirty (30) days from and after the date of its adoption, and shall be published at least once in full in a newspaper of general circulation published in the City of Tustin, within 15 days after its adoption. PASSED AND ADOPTED, at a regular meeting of the City Council for the City of Tustin on this day of , 1996. TRACY WILLS WORLEY, MAYOR PAMELA STOKER, CITY CLERK EXHIBIT A DESCRIPTION OF LEASED PROPERTY Civic Center Complex, located at 300 Centennial Way, Tustin, including city hall, council chambers, community center, police headquarters, parking structure and grade parking 13'128-01 JHHW:BDQ:kla 03/06/96 04/29/96 AFTER RECORDATION PLEASE RETURN TO: Jones Hall Hill & White, A Professional Law Corporation Four Embarcadero Center, 19th Floor San Francisco, CA 94111 Attention: Brian D. Quint, Esq. THIS TRANSACTION IS EXEMPT FROM CALIFORNIA DOCUMENTARY TRANSFER TAX PURSUANT TO SECTION 11929 OF THE CALIFORNIA REVENUE AND TAXATION CODE. THIS DOCUMENT IS EXEMPT FROM RECORDING FEES PURSUANT TO SECTION 27383 OF THE CALIFORNIA GOVERNMENT CODE. SITE AND FACILITY LEASE Dated as of July 1,1996 by and between the CITY OF , as Lessor and the COUNTYWIDE PUBLIC FINANCING AUII-IORITY, as Lessee Relating to $ Countywide Public Financing Authority (Orange County, California) 1996 Revenue Bonds SITE AND FACILrrY LEASE This SITE AND FACILITY LEASE, dated as of July 1, 1996, is by and between the CITY OF , a municipal corporation and ~ city organized and existing under the laws of the State of California, as lessor (the "City"), and the COUNTYWIDE PUBLIC FINANCING AUTHORITY, a joint exercise of powers authority organized and existing under and by virtue of the laws of the State of California, as lessee (the "Authority"); WITNESSETH: WHEREAS, the City is proceeding to finance its share of a countywide 800 MHz communications system and to finance the construction of capital improvements throughout the geographic boundaries of the City by leasing certain real property and improvements from the Authority pursuant to a Lease Agreement, dated as of July 1, 1996 (the "Lease Agreement"); and WHEREAS, the City proposes to enter into this Site and Facility Lease with the Authority as a material consideration for the Authority's agreement to lease such land and improvements to the City; NOW, THEREFORE, IT IS HEREBY MUTUALLY AGREED, as follows: Section 1. Definitions. Unless the context clearly otherwise requires or unless otherwise defined herein, the capitalized terms in this Site and Facility Lease shall have the respective meanings specified in Section 1.01 of the Indenture, dated as of July 1, 1996, by and between the Authority and , as trustee thereunder. Section 2. Site and Facility Lease. The City hereby leases to the Authority and the Authority hereby leases from the ~ity, on the terms and conditions hereinafter set forth, those certain parcels of real property situated in the City of , Orange County, State of California, more particularly described in Exhibit A attached hereto and made a part hereof (the "Site"), and those certain improvements on the Site more particularly described in Exhibit B attached hereto and made a part hereof (collectively, the "Facility"). Section 3. Term. The term of this Site and Facility Lease shall commence on the date of recordation of this Site and Facility Lease in the Office of the County Recorder of Orange County, State of California, and shall end on July. 1, , unless such term is extended or sooner terminated as hereinafter provided. If, on July 1, , the aggregate amount of Lease Payments (as defined in and as payable under the Lease Agreement) shall not have been paid, or provision shall not have been made for their payment, then the term of this Site and Faci!~ty Lease shall be extended until such Lease Payments shall be fully paid or provision made for such payment. If, prior to July 1, , all Lease Payments shall be fully paid or provision'made for such payment in accordance with Section 4.3 or 4.4 of the Lease Agreement, the term of this Site and Facility Lease shall end ten (10) days thereafter. Section 4. Advance Rental Payment.. The City agrees to lease the Site and the Facility to the Authority in consideration of the' payment by the Authority of an advance rental payment of dollars ($ .). The City and the Authority agree that by reason of the sale of the Bonds and deposit of proceeds pursuant to the provisions of the Indenture, the advance rental payment referenced in the preceding sentence shall be deemed to have been paid. Section 5. Purpose. The Authority shall use the Site and the Facility solely for the purpose of leasing the Site and the Facility to the City pursuant to the Lease Agreement and for such purposes as may be incidental thereto; provided, however, that in the event of default by the City under the Lease Agreement, the Authority and its assigns may exercise the remedies provided in the Lease Agreement. Section 6. City's Interest in Site and the Facility. The City covenants that it is the owner of fee title to the Site'and the Fadlity. Section 7. Assi~maments and Subleases. Unless the City shah be in default under the Lease Agreement, the Authority may not assign its rights under this Site and Facility Lease or sublet the Site or the Facility, except as provided in the Lease Agreement, without the written consent of the City. Section 8. Right of Entry. The City reserves the right, for any of its duly authorized representatives, to enter upon {he Site and the Facility at any reasonable time to inspect the same or to make any repairs, improvements or changes necessary for the preservation thereof. Section 9. Termination. The Authority agrees, upon the termination of this Site and Facility Lease, to quit and surrender the Site and the Facility in the same good order and condition as the same were in at the time of commencement of the term hereunder, reasonable wear and tear excepted, and agrees that any permanent improvements and structures existing upon the Site or the Facility at the time of the termination of this Site and Facility Lease shall remain thereon and title thereto shall vest in the City. Section 10. Default. In the event the Authority shah be in default in the performance of any obligation on its part to be performed under the terms of this Site and Facility Lease, which default continues for thirty (30) days following notice and demand for correction thereof to the Authority, the City may exercise any and all remedies granted by law, except that no merger of this Site and Facility Lease and of the Lease Agreement shall be deemed to occur as a result thereof; provided, however, that so long as any Bonds are outstanding and unpaid in accordance with the terms thereof, the Lease Payments assigned by the Authority to the Trustee under the Indenture shall continue to be paid to the Trustee. Section 11. Ouiet Eniovment. The Authority, at aH times during the term of this Site and Facility Lease, shall peaceal~l)~ and quietly have, hold and enjoy the Site and the Facility subject to the provisions of the Lease Agreement and the Indenture. Section 12. Waiver of Personal Liability. All liabilities under this Site and Facility Lease on the part of the' Authority are solely liabilities of the Authority and the City hereby releases each and every member, director, officer, employee and agent of the Authority of and from any personal or individual liability under this Site and Facility Lease. No member, director, officer, employee or agent of the Authority shall at any time or under any circumstances be individually or personally liable under this Site and Fadlity Lease for anything done or omitted to be done by the Authority hereunder. Section 13. Taxes. The City covenants and agrees to pay any and aH assessments of any kind or character and also all taxes, including possessory interest taxes, levied or assessed upon the Site and the Facility (including both land and improvements). Section 14. Eminent Domain. In the event the whole or any part of the Site or the Facility thereon is taken by eminent domain proceedings, the interest of the Authority shall be recognized and is hereby determined to be the amount of the then unpaid Bonds including the unpaid principal and interest with respect to any then outstanding such Bonds and, subject to the provisions of the Lease Agreement, the balance of the award, if any, shall be paid to the city. Section 15. Use of the Proceeds. The City and the Authority hereby agree that the lease to the Authority of the City's right, title and interest in the Site and the Facility pursuant to Section 2 serves the public purposes of the City by providing funds to enable the City to finance the Improvements. The City hereby agrees that the proceeds of the Bonds shall be used solely for the purpose of paying the costs of the Improvements, to be owned, held or controlled by the City for its public purposes, on or before the dat~ three years following the date of execution and delivery of the Bonds, or to refinance prior obligations of the City incurred for such purposes. Section 16. Partial Invaliclitv. If any one or more of the terms, provisions, covenants or conditions of this Site and FaCility Lease shall, to any extent, be declared invalid, unenforceable, void or voidable for any reason whatsoever by a court of competent jurisdiction, the finding, order or decree of which becomes final, none of the remaining terms, provisions, covenants and conditions of this Site and Facility Lease shall be affected thereby, and each provision of this Site and Facility Lease shall be valid and enforceable to the fullest extent permitted by law. Section 17. Notices. All notices, statements, demands, consents, approvals, authorizations, offers, designations, requests or other communications hereunder by either party to the other shall be in writing and shall be sufficiently given and served upon the other party if delivered personally or if mailed by United States registered mail, return receipt requested, postage prepaid, and, if to the City, addressed to the City in care of the . , City of , , , CA , or if to the Authority, addressed to the Authority in care of the Executive Director, Countywide Public Financing Authority, 20 Civic Center Plaza, Santa Ana, CA 92701, or to such other addresses as the respective parties may from time to time designate by notice in writing. Section 18. Section Headings. All Section headings contained herein are for convenience of reference only and are not intended to define or limit the scope of any provision of this Site and Facility Lease. Section 19. Applicable Law. This Site and Facility Lease shall be governed by and construed in accordance with the laws of the State. Section 20. Execution in Countervarts. This Site and Facility Lease may be executed in any number of counterparts, each of which shall be deemed to be an original but all together shall constitute but one and the same instrument. IN WITNESS WHEREOF, the City and the Authority have caused this Site and Facility Lease to be executed by their respective officers thereunto duly authorized, all as of the day and year first above written. CITY OF , as Lessee Attest: By Title City Clerk COUNTYWIDE PUBLIC FINANCING AUTHORITY, as Lessor tS E AL] Attest: By Title Secretary NOTARY ACKNOWLEDGMENT FORMS TO BE ATTACHED EXHIBITA DESCRIPTION OF THE SITE Exhibit A