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HomeMy WebLinkAboutOB 2 LMTD OBLIG IMP BDS 9-6-88AG N-DA DATE: AUGUST .88 Inter- Cum TO: FROM: SUBJECT: WILLIAM A. HUSTON, CITY MANAGER RONALD A. NAULT, DIRECTOR OF FINANCE RESOLUTION 88-97 AUTHORIZING THE ISSUANCE-OF NOT TO EXCEED $81,400,000 CITY OF TUSTIN ASSESSMENT DISTRICT NO. 86-2 LIMITED OBLIGATION IMPROVEMENT BONDS AND OTHER RELATED RECOMMENDATION: Adopt Resolution No. 88-97 authorizing the issuance of not to exceed $81,400,000 City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds and other related matters. DISCUSSION: The adoption of Resolution 88-97 is the final approval step prior to the issuance of $81,400,000 of Improvement Bonds, the proceeds of which will be used to provide the Infrastructure Improvements as described in the Engineers Report approved bY the City Council in a previous action. Attached to the Resolution are Exhibits "A" thru "G", which are the individual agreements between all involved parties that will be working with the City for the life of these Bonds. Exhibit "A" is the Indenture of Trust between the City and it's Trustee, Citibank N.A.; Exhibit "B" is the Purchase Contract between the City and Merrill Lynch Capital Markets as initial purchasers of the Bonds; Exhibit "C" is the Remarketing Agreement between the City and Merrill Lynch, Pierce, Fenner and Smith Incorporated, who will remarket the Bonds while they are in the variable rate mode; Exhibit "D" is the Preliminary Official Statement prepared by Merrill, Lynch Capital Markets as the Primary Sales Document; Exhibit "E" is the Reimbursement Agreement between the City and .Tokai Bank, LTD., who will provide the Letter of Credit allowing for liquidity while the Bonds are in the variable rate mode; and Exhibit "F" is the Protocol Agreement between the City and the Irvine Company that establishes the means of monitoring and administering the Assessment District; Exhibit "G" is the Reimbursement Agreement between the City and the Irvine Company providing assurance of payment of construction costs in the.event they exceed the Bond issue proceeds. The Bond financing for AD 86-2 is set up exactly like our first District, 85-1. The initial issuance will be in a variable rate mode. When property is ultimately subdivided, and prior to Page 2 August 30, 1988 Resolution 88-97 their assessment is for the remaining life of the bonds. Representatives of the various parties will be available at the meeting if the Council should have specific questions regarding this financing. ult Director of Finance RAN:is Attachments EXHIBIT A Seventhl Draft !#17.1 8/30/88 !#17.2 #18 I_NDENTURE OF TRUST #22 #24 CITY OF ~ #26 a_ d #28 C__ITIBANK, N.A. as Trustee #30 #31 _Dated as of September 1, 1988 #33 #35 94691.9.2535.06:14 #16 T_ABLE OF CONTENTS TITLE PAGE #4054 #(4054 ~ection 1.01. ~ection 1.02. ~ection 1.03. _ARTICLE I Definitions; Equal Security Definitions ............. 2 Authority for the Indenture ..... 21 Indenture to Constitute Contract . . .21 #4056 #(405~ #4056 #4056 #4056 _ARTICLE II Conditions and Terms of Bonds ~ection 2.01. Authorization of Bonds ........ 22 ~ection 2.02. Denominations, Medium, Method and Place of Payment and Dating of Bonds .......... 22 ~ection 2.03. Payment of Principal a~d I~t~r~st of Bonds ............... 23 ~ection 2.04. Calculation and Payment of Interest ............... 23 ~ection 2.05. Determination of Adjusted Interest Rates and Unit Pricing Int6rest Periods . .24 · · . · . · ~ection '2.06· Determination ~f Varia~l~ ~n~ere~t Rate ............... 26 ~ection 2.07. Determination ~f Fixed Interest Rate ................. 27 ~ection 2.08. Alternate Rate for Interest Calculation ............. 28 ~ection 2·09. ~ection 2.10. ~ection 2.11. ~ection 2.12. ~ection 2.13. ~ection 2.14. ~ection 2.15. ~ection 2.16. Interest on Bank-Owned Bonds ..... 28 Changes in Mode ........... 29 Form of Bonds ...... 30 Execution and AuthentiCatiOn o~ Bonds ................ 31 Transfer and Exchange of Bonds .... 31 Registration Books .......... 31 Temporary Bonds ........... 32 Bonds Mutilated, Destroyed, Lost or Stolen .............. 32 #4056 #(405¢ #4056 #4056 #(405f #(405( #4056 #(4056 #4056 #(405e #4056 #(4056 #(4056 #4056 # (-405f #4056 #(4056 #4056 #(4056 #4056 #4056 #4056 #4056 #(4056 #4056 #4056 #4056 #4056 #(4056 -i- #4053 SECTION Section 3.01. Section 3.02. Section 3.03. ~ection 3.04. ~ection 3.05. ~ection 3.06. ~ection 3.07. ~ection 3.08. ~ection 3.09. TABLE OF CONTENTS, Continued TITLE _ARTICLE III Redemption of Bonds Mandatory Redemption ......... 33 Optional Redemption of Unit Pricing Bonds'. . .......... 37 Optional Redemption of Bonds in the Demand Mode ........... 37 Optional Redemption of Bonds in the Fixed Rate Mode ._ _ _ _ _ . .38 Extraordinary Mandatory RedemptiOn.. .38 Selection of Bonds for Redemption . .39 Notice of Redemption ......... 39 Partial Redemption of Bonds ..... 40 Effect of Redemption ......... 40 PAGE #4055 #(405_~ #4056 #(4056 #4056 #4056 #(4056 #4056 #(4056 #4056 #(4056 #4056 #4056 #4056 #4056 #4056 Purchase of Bonds ~ection 4.01. Optional Tender of Unit Pricing Bonds ................ 41 ~ection 4.02. Optional Tender Of Bonds in the Demand Mode ............. 41 ~ection 4.03. Mandatory Purchase of Bonds ..... 42 ~ection 4.04. Tender and Purchase of Bonds- .... 43 ~ection 4.05. Mandatory Purchase Upon Expiration or Termination of Letter of Credit . .45 ~ection 4.06. Letter of Credit; Alternate Letter of Credit ............. 46 ~ection 4.07. No Sales After C~rtain Events .... 49 ~ection 4.08. Purchase Fund ............ 49 #4056 #(4056 #4056 #(4056 #4056 #(4056 #4056 #4056 #4056 #(4056 #4056 #(4056 #4056 #4056 -ii- #4053 SECTION TABLE OF CONTENTS, Continued TITLE PAGE #4055 #(4055 _ARTICLE V Pledge of the Indenture; Funds and Accounts · ~ection 5.01. ~ection 5.02. ~ection 5.03. ~ection 5.04. ~ection 5.05. ~ection 5.06. ~ection 5.07. S_ection 5.08. ~ection 5.09. Pledge Effected By Indenture ..... 51 Pledge of Assessment Installments; Assessment Fund ........... 52 Collection of Assessment Installments ............. 52 Deposit of Moneys .......... 54 Conversion Costs Fund ........ 59 Construction Fund .......... 60 Interest Reserve Fund ........ 61 Investment Earnings Fund ....... 62 Investments ............. 63 #4056 #(4056 #4056 #4056 #(4056 #4056 #(4056 #4056 #4056 #4056 #4056 #4056 #4056 ~ection 6.01. ~ection 6.02. ~ection 6.03. ~ection 6.04. ~ection 6.05. ~ection 6.06. ~ection 6.07. ~ection 6.08. Covenants Compliance with this Indenture .... 64 Observance of Laws and Regglations . .64 Other Liens. . . .......... 65 Prosecution of Suits ......... 65 Accounting Records and Statements . .65 Recordation and Filing ........ 65 Further Assurances .......... 65 Arbitrage Covenant .......... 66 #4056 #(405~ #4056 #4056 #4056 #4056 #4056 #4056 #4056 #4056. _ARTI C~.~. VII Default, Failure to make timely Ass~ Installments, and Limitations of Liability Section 7.01. Section 7.02. Section 7.03. ~ection 7.04. ~ection 7.05. Section 7.06. Events of Default .......... 66 Action on Failure to Make Timely Assessment Installments ....... 67 Remedies of the Trustee ....... 69 Non-Waiver .............. 69 Remedies Not Exclusive ........ 70 No Liability by the City to the Owners ................ 70 #4056 #(405( #(4056 #4056 #4056 #(405~ #4056 #4056 #4056 ,%4056 #(4056 -iii- ,%4053 SECTION Section ?.07. . Section ?.08. TABLE OF CONTENTS, Continued TITLE PAGE No Liability by the Trustee to the Owners ................ 70 Action by Owners ........... 70 #4055 # (40%5 · . #4056 #(4056 #4056 _ARTICLE VIII The Trustee and the Remarketing Agent andthe Paying Agent ~ection 8.01. Section 8.02. ~ection 8.03. ~ection 8.04. ~ection 8.05. ~ection 8.06. Employment and Duties of the Trustee ............. 71 Removal and Resignation ~f t~e Trustee ......... 71 CompensatiOn a~d I~d~m~ifica~ion of the Trustee ............ 72 Protection of the Trustee ...... 73 Appointment of Remarketing Agent . . .74 Appointment of Paying Agent/Tender Agent ................ 74 #4056 # (405~ #(405e #4056 #(4056 #4056 #(4056 #4056 #(4056 #4056 #4056 #4056 #(4056 _ARTICLE IX Amendment of or Supplement to the Indenture ~ection 9.01. Section 9.02. Section 9.03. ~ection 9.04. Amendment or Supplement by Consent of Owners .............. 75 Disqualified Bonds .......... 76 Endorsement or Replacement of Bonds After Amendment of Supplement .............. 76 Amendment or Supplement by Mutual Consent ............... 77 #4056 #(4056 #4056 #(4056 #4056 #4056 #(4056 #(4056 #4056 #(4056 -iv- #4053 SECTION TABLE OF CONTENTS, Continued TITLE PAGE #4055 #(4055 _ARTICLE X Defeasance ~ection 10.01. Discharge of Bonds and Indenture . . .77 ~ection 10.02. Unclaimed Money ........... 79 ~ection 10.03. No Discharge ............. 79 #4056 #(4056 #4056 #4056 #4056 Miscellaneous ~ection 11.01. Benefits of this Indenture Limited to Parties ............. 79 ~ection 11.02. Successor Deemed Included in all References to Predecessor ...... 80 ~ection 11.03. Execution of Documents by Owners . . .80 ~ection 11.04. Waiver of Personal Liability .... 80 ~ection 11.05. Acquisition of the Bonds by City . . .81 ~ection 11.06. Notice by Mail ............ 81 Section 11.07. Funds ................ 81 ~ection 11.08. Article and Section Headings, Gender and References ........ 81 ~ection 11.09. Partial Invalidity ........... 81 ~ection 11.10. California Law ............ 82 ~ection 11.11. New York Time ............ 82 ~ection 11.12. Notices ............... 82 ~ection 11.13. Notices to Rating Agencies . .. .... 84 Section 11.14. Effective Date ............ 84 Exhibit A Form of Improvement Bond ........ A-1 Kxhibit B Form of Development Notice ....... B-1 #4056 #(4056 #4056 #(4056 #4056 #(4056 #4056 #4056 #4056 #4056 #4056 #4056 #(4056 #4056 #4056 #4056 #4056 #4056 #4056 #4056 #4056 -V- #4053 I_NDENTURE OF TRUST #41 T_HIS INDENTURE OF TRUST dated as of September 1, 1988 by #44 and between the City of Tustin and Citibank, N.A., a national banking #45 association organized under the laws of the United States of America; #46 W I T N E S S E T H : #49 W_HEREAS, the City intends to finance the costs of certain #53 works and improvements through the issuance of Bonds under the Act; #54 and # ( 54 ) _WHEREAS, the City desires to provide for the securing of #56 the Bonds as Rrovided in this Indenture; #57 _WHEREAS, the Trustee has accepted t_he trust created and #59,6¢ established b_y this Indenture and i_n evidence thereof has joined i_n #61,62 the execution hereof; #(63) NOW, THEREFORE, in consideration of the premises, of the #65,6~ acceptance by the Trustee of the trust hereby created, and of the # (67) purchase-and acceptance of the Bonds by the'Owners thereof, a_nd for #68,6? other valuable consideration, _the receipt of which is hereby acknowl- #70 edged, and to fix and declare the terms and conditions u_pon which _the #71,72 Bonds are to be issued, authenticated, delivered, secured and #74,75 accepted b_y all persons who shall from time to time be or become #76,77 Owners thereof, and to secure the payment of all the Bonds at any #78,79 time issued and Outstanding hereunder and t_he interest thereon #80 according to their tenor, purport and effect, and to secure the pay- #81 ment of amounts and performance obligations owing to the _Bank pursu- #82 ant to the Reimbursement Agreement to the extent payable in accor- #83 dance with the Indenture or the Act, and to secure the performance #84 and observance of all of the covenants, a_greements and conditions #85 contained in the Bonds and the Indenture, t_he City by these presents #86 does grant, bargain, sell, release, convey, assign, transfer and #87,88 pledge u_nto the Trustee all right, title and interest in and to _the #89,9C Assessments and other funds to the extent described in Section 5.01 #92 of this Indenture, and any additional property _that may from time to #93,94 time, b_y delivery or by writing of any kind, b_e subjected to the lien #95,96 hereof by the City or by anyone on its behalf and the Trustee is #97,98 hereby authorized to receive the same at any time as additional s_ecu- #99 rity hereunder, s_ubject to such permitted encumbrances under this #100 Indenture as may be superior lby operation of law or otherwise) t_o #101,1 the lien hereof. #(103) 94691.9.2535.06:14 #16 To have and hold all of the above _unto the Trustee a_nd its #104,1 successors and assigns forever for the equal and ratable benefit of #108,1 the Owners from time to time o_f all the Bonds, if any, authenticated #111,1 hereunder and issued by the City and Outstanding without any 'priority #114,1 of any one Bond over any other except as expressly provided herein #116 u_pon the trusts and subject to the covenants and conditions hereinaf- #117 ter set forth. #118 · N_OW, THEREFORE, KNOW ALL PEOPLE B_Y ~IESE PRESENTS, THIS # 120, ]_ INDENTURE OF TRUST _WITNESSETH: #122 _ARTICLE I # 123 DEFINITIONS; EQUAL SECURITY #(123) S_ECTION 1.01. Definitions. Unless the context otherwise #125 requires, the terms defined in this Section 1.01 shall for all put- #126 poses hereof and of any amendment hereof or s_upplement hereto and of #127 the Bonds and of any certificate, o_pinion, request or other document #128 mentioned herein or therein have the meanings defined herein, the #129 following definitions to be equally applicable to both the singular #130 and plural forms of any of the terms defined herein: #131 Act #133 "Act" means the Municipal Improvement Act of 1913 #(133) (Division 12 of the California Streets and Highways Code), as #134 amended, and the Improvement Bond Act of 1915 IDivision 10 of the #135 California Streets and Highways Code), as amended. #(135) Adjusted Interest Rate #137 "Adjusted Interest Rate" means, for any Unit Pricing #(137) Bond, that annual rate of interest, expressed as a percentage and #138 rounded to the nearest one thousandth of one percent determined by # (138) the Remarketing Agent on a Rate Adjustment Date, which would, in the #139 judgment of the Remarketing Agent lhaving due regard to the prevail- #140 ing market conditions), enable such Bond to be sold at Dar in the #141 secondary market on such Rate Adjustment Date for the Unit Pricing #(141) Interest Period commencing on such Rate Adjustment Date; provided, #142 however, that the Adjusted Interest Rate s_hall in no event exceed the #143 Maximum Rate with respect to Unit Pricing Bonds. # (143) Affiliate #145 "Affiliate" of any owner of real property in the District #(145) means any entity which controls o_r is controlled by or is under #146 94691.9.2535.06:14 -2- #38 #(38) common control with such o_wner. F_or the purposes of this definition, #147,1 "Control" lincluding, with correlative meanings, the terms #149 '_'controlled by" and "under common control with"), as used with #150,1 respect to any owner or entity, shall mean ii) the ownership of a #152 majority of the voting securities of, or voting rights in, such owner #153 or entity, or iii) possession of the right to a majority of the e_am- #154,1 ings or profits of such owner or entity. #(155) Alternate Letter of Credit #157 "Alternate Letter of Credit" means a letter of credit or #(157) other security ~evice issued in accordance with Section 4.06 hereof #158 which shall have a term of not l_ess than one year and shall have the #159 same material terms as t_he Letter of Credit. #160 Alternate Rate #162 "Alternate Rate" means, for any Alternate Rate Calculation # (162) Period, the rate per a_nnum specified in the index (the "Index") pub- #163 lished by the Indexing Agent and in effect for such Alternate Rate #164 Calculation Period. T_he Index shall be based upon yield evaluations #165,1 at par of bonds, the interest on which is excluded from gross income # (166) for purposes of Federal income taxation,, of not less than five "high #167 grade" component issuers selected by the Indexing Agent which shall #168 include, without l_imitation, issuers of general obligation bonds. #169 The specific issuers included among the component issuers m_ay be #170,1 changed from time to time by the Indexing Agent in its discretion. #170.2 T_he bonds o_n which the Index is based shall not include any bonds the #170.2 interest on which is subject to a "minimum tax" or similar tax under #172 the Code, unless all tax-exempt bonds are subject to such tax. _When #173,1 Bond~ are in the Demand Mode or a Unit Pricing Mode with a Variable #(174) Rate Interest Period or Unit Pricing Interest Period, respectively, #175 of 30 days or less, the yield evaluation period for the Index shall #(175) be 30-day ~ield evaluations. W_hen Bonds are in a Unit Pricing Mode #176,1 with a Unit Pricing Interest Peric~ of greater than 30 days but less #176.2 than or equal to 180 days, the ~ield evaluation period for the Index #176.3 shall be 180-day yield evaluations. _When Bonds are in a Unit Pricing #176.4 Mode with a Unit Pricing Interest Period ~[reater than 180 days, the #176.( yield evaluation period for t_he Index shall be yield evaluations #176.7 matching the term of the Unit Pricing Interest Period. #176.~ If the Indexing Agent no longer publishes an Index satisfy- #176. c. ing t_he requirements of the preceding paragraph, the Alternate Rate #176.] for a Variable Rate Interest Period or a Unit Pricing Interest Period #176.] s-hall be the rate per a_nnum specified in the most recently published #176. ] Index for a comparable Variable _Rate Interest Period or Unit Pricing #176. ] Interest Period, respectively. # (176. 94691.9.2535.06:14 #38 #(38) Alternate Rate Calculation Period #178 "Alternate Rate Calculation Period" means ii) for a Bond #179 in the Unit Pricing Mode, the period extending from.the first date of #(179) calculation 9f such Alternate Rate to but not including the first #180 Business Day of the next calendar month 'and thereafter, ~rom. the #181 first Business Day of a calendar month to'but not including t_he first #182 Business Day of the next calendar month, a_nd (ii) for a Bond in the #183 Demand Mode, the period extending from the first date 9f calculation #184 of such Alternate Rate to but not including the next T_uesday and #185 thereafter, from each Tuesday to but not including t_he following #186 Tuesday. #(186) Assessment #188 "Assessment" means the assessment levied by the City con- #(188) stituting a first lien and charge upon the real property within the #189 District, excluding any administrative costs included within such #189.1 Assessment as authorized by Section 10312 of the Act. #(189. Assessment Fund #191 "Assessment Fund" means the fund by that name established # (191) in Section 5.02 hereof. # (191) Assessment Installments #193 "Assessment Installments" means the Assessment install- #(193) ments of principal, interest, premium, if any, and incidental #(193) expenses to be. paid b_y the owners of property within the District. #194 Authorized Denominations #196 "Authorized Denominations" means (i) with respect to Unit #(196) Pricing Bonds with Unit Pricing Interest Periods of less than one #(196) year, $100,000 and any integral multiple of $1,000 in excess of #197 $100,000; (ii) with respect to Unit Pricing Bonds with Unit Pricing #(197) Interest Periods equal to or greater than one year, $5,000 and any #198 integral multiple thereof; liii) with respect to Bonds in the Demand #199 Mode, $100,000 and any integral multiple of $1,000 in excess of #(199) $100,000; and (iv) with respect to Bonds in the Fixed Rate Mode, #(199) $5,000 a_nd any integral multiple thereof, except that upon conversion #200 of Unit Pricing Bonds or Demand Bonds to Fixed Rate Bonds there may #200.1 b_e ~ne Bond in a denomination other than $5,000 or an integral multi- #200.2 ple thereof. # (200. 94691.9.2535.06:14 #38 #(38) Automatic Conversion Date #202 "Automatic Conversion Date" means: each date described #203 in (i), (ii) or (iii) below: #(203) Iii) with respect to $112,254,00--01 aggregate principal amount of Unit Pricing Bonds or Demand Bonds, February 1, 1989, which amount is approximately equal to the Assessments on Lot numbers 1, 2, 9, 10, 13, 24, 25 and 27 of Tract number 12870; !#205 !#206 #207 '#208 #(208) iii) in accordance with the provisions of this Indenture, February 1 and August 1 of each year if each such date is a Business Day, and if not, _the next succeeding date which is a Business Day; and #210 #(210) #211 #(211) liii) September 2, 1998, or the next succeeding day w_hich is a Business Day, provided, however, that upon receipt of a Favorable Opinion of Bond Counsel prior to July 15, 1998 (which opinion is not withdrawn prior to the new Automatic Conversion Date h_ereafter described), in the event the Expiration Date of the Letter of Credit is extended, s_uch date shall be _the fifth Business Day prior to the resulting Expiration Date. #213 #214 #214.1 #214.1 #214.1 #214.2 #214.2 #(214. #(214. Bank #216 "Bank" means The Tokai Bank, Ltd. Los Angeles Agency, a_nd #218 its successors and assigns or any issuer of an Alternate Letter of # (218) Credit. # (218) Bank Interest Rate #220 "Bank Interest Rate" means the interest rate payable on #(220) Bank-Owned Bonds and determined pursuant to ~he Reimbursement #221 Agreement but in no event shall such rate 9xceed the Maximum Rate #222 with respect to Bank-Owned Bonds. #(222) Bank Mandatory Purchase Date #224 "Bank Mandatory Purchase Date" means the date so speci- #(224) fied in a notice from _the Bank with respect to a default described in #225 Section 7.1 of t_he Reimbursement Agreement and/or the Letter of #226 Credit. # (226) 94691.9. 2535.06: 14 -5- #38 #(38) Bank-Owned Bonds #228 "Bank-Owned Bonds" means any Unit Pricing Bonds or Demand #(228) Bonds purchased ~or the ~enefft of the Bank with the proceeds of a #228.1 draw. on the. Letter of Credit or with funds provide~ by the Bank pur- #228.2 suant to ~ection 4.04 or Section 4.06(B).hereof. #229 Bond CoUnsel #231 "Bond Counsel" means any firm of nationally recognized #(231) municipal bond attorneys selected by the City and experienced in the #(231) issuance of municipal bonds and the exemption of the interest _thereon #232 from Federal income taxation. # (232) Bonds #234 "Bonds" means the $81,400,000 principal amount of Bonds #(234) issued pursuant hereto a_nd at any time Outstanding hereunder that are #235,2 authenticated a_nd delivered by the Paying Agent under and pursuant to #237 Article II hereof. #(237) Business Day #239 "Business Day" means a day of the year on which the #(239) Trustee, Paying Agent, Tender Agent, Remarketing Agent, the Bank and #240,2 banks or trust companies in New York, New York, or i_n California are, #242 or the New York Stock Exchange is, not authorized or required to #(242) remain closed. # (242) City #244 "City" means the City of Tustin, California, a municipal #(244) corporation ~uly organized and existing under and by virtue of the #245 Constitution and laws of the State of California. #246 Code " #246.2 "Code" means the Internal Revenue Code of 1986, as #(246. amended. #(246. Construction Fund #248 "Construction Fund" means the fund by that name estab- #(248) lished in Section 5.06 hereof. #(248) Contribution Account #248.6 "Contribution Account" means the account by that name #(248. created in Section 4.08 hereof. #248.C 94691.9.2535.06:14 -6- #38 #(38) Conversion Costs Fund #248.2 "Conversion Costs Fund" means the fund by that name estab- #(248. lished in Section 5.05 hereof. #(248. Conversion Date #250 "Conversion Date" means any date on which a Bond 40_egins to #251, bear interest at a Fixed Interest Rate. #.(P-52) Demand Bond #254 "Demand Bond" means a Bond in the Demand Mode. #(254) Demand Date #256 "Demand Date" means the Business Day on which a Demand #(256) ~ond begins to bear interest at the Variable Interest Rate. #257,2 Demand Mode #260 "Demand Mode" means that period of time during which a #(260) Bond bears interest at the Variable I_nterest Rate in accordance with #261 Section 2.06 hereof. #(261) Development Notice #263 "Development Notice" means an executed notice in substan- #(263) tially the form set forth in E_xhibit B attached hereto. #264 District #269 "District" means the City of Tustin Assessment District #(269) No. 86-2. #(269) Election Notice #271 "Election Notice" means a telephonic notice to the #272 Remarketing Agent and the Tender Agent no later than 10:00 A.M. New #(272) York City time o_n the Purchase Date, confirmed by a written notice to #273 the Tender Agent delivered on the Purchase Date, stating (i) the #(273) principal amount of Unit Pricing Bonds t_o be purchased, £ii) the cer- #274,2 tificate number of each such Bond, liii) the name of the Owner of #276 each such Bond, and liv) the Purchase Date on which such Bonds are to #277 be purchased. # ( 2 7 7 ) 94691.9.2535.06:14 -7- #38 #(38) Event of Default #279 "Event of Default" means any occurrence or event specified #(279) in and defined by S_ection 7.01 hereof. #280 Excess Earnings Account #280.2 "Excess Earnings Account" means the account by that name #(280. established in ~ection 5.08 hereof. · #280.2 Expiration Date #282 "Expiration Date" means the stated expiration date of the #(282) Letter of Credit, or such stated expiration date a's it may be #(282) extended from time to time as provided in the Letter of Credit. #283 Favorable Opinion of Bond Counsel #285 "Favorable Opinion of Bond Counsel" means, with respect #(285) to any action the occurrence of which requires such an opinion, an #286 unqualified opinion of Bond Counsel to the effect that such action is #287 permitted under the Act and this Indenture a_nd will not impair the #288 exclusion of interest on the Bonds from gross income for Federal #289 income tax purposes or the exemption of interest on the Bonds from # (289) taxation under the laws of the State lsubject to the inclusion of any #290 exceptions contained in the opinion of Bond Counsel d_elivered upon #291 original .issuance of the Bonds). #(291) Final Pricing Date #293 "Final Pricing Date" means the fourth (4th) Business Day #(293) following the Preliminary Pricing Date. #(293) Final Scale #295 "Final Scale" means the Final Scale posted by the #(295) Remarketing Agent at or before 1_1:30 A.M. on each Rate Adjustment #296 Date. # (296) Finance Director #296.2 City. "Finance Director" means the Finance Director of the #(296. #(296. Fixed Interest Rate #298 "Fixed Interest Rate" means the rate to be borne by a _Bond #299 on and after a Conversion Date with respect thereto, w_hich rate shall #300 be determined in accordance with Section 2.07 hereof. #(300) 94691.9. 2535.06: 14 #38 #(38) #302 Fixed Rate Bond "Fixed Rate Bond" means any Bond bearing interest at a #(302) Fixed Interest Rate. #(302) Fixed Rate Mode #304 "Fixed Rate Mode" means that period of time during which a #(304) Bond bears interest at a Fixed Interest Rate. #305 Fixed Rate Reserve Account #307 "Fixed Rate Reserve Account" means the account by that #(307) name created in Section 5.04 hereof. #(307) Fixed Rate Reserve Requirement #309 "Fixed Rate Reserve Requirement" means an amount equal to #(309) one half of the maximum annual d_ebt service on the Bonds converted to #310,: a Fixed Interest Rate and Outstanding. #(311) Indenture #313 "Indenture" means this Indenture of Trust dated as of #(313) September 1, 1988 by and between the City ._and the Trustee, a_s it may #314,~ from time to time be s_upplemented or amended pursuant to the provi- #317 sions hereof. #(317) Indexing Agent #317 "Indexing Agent" means Kenny Information Systems, a corpo- #(317. ration duly organized and existing _under and by virtue of the laws of #317.C the State of New York, and its successors _and assigns, except that if #317. C such corporation shall be dissolved or liquidated o_r shall no longer #317.0 publish the indices referred to in the definition of Alternate Rate #317.0 herein, the term "Indexing Agent" shall mean any other entity pub- #317.C lishing similar indices selected by the City and approved by the Bank #317.¢ and the Remarketing Agent Lneither of whom shall be under any liabil- #317. £ ity by reason of such approval). #(317. Information Services #317.2 "Information Services" means Financial Information, Inc. 's # (317. "Daily Called Bond Service," 30 Montgomery Street, lOth Floor, Jersey #317.2 City, New Jersey 07302, Attention: Editor; Kenny Information #317.4 _ "55 Broad Street, 28th Floor, New #317 = Services "Called Bond Service, -- "99 Church #317 ( York, New York 10004; Moody' s "Municipal and Government, · Street, 8_th Floor, New York, New York 10007, Attention: Municipal #317.7 " 25 #317 ~ News Reports; and Standard & Poor's "Called Bond Record, . -9- #38 94691.9. 2535.06: 14 # ( 38 ) Broadway, ~rd Floor, New York, New York 10004; or such other #317.9 addresses ~nd/or such other services providing information with #317.1 respect to galled bonds as the City may designate. #317.1 Interest Account' #319 "Interest Account" means the .account by that name created #(319) in Section 5.04 hereof. #(319) Interest Payment Date #321 "Interest Payment Date" means (i) with respect to Unit #(321) Pricing Bonds with Unit Pricing Interest Periods of less than #(321) 180 days: the Purchase Date thereof; iii) with respect to Unit #322 Pricing Bonds with Unit Pricing Interest Periods equal to or greater #(322) than 180 days: each March 2 and September 2 prior to the Purchase #323 Date and the Purchase Date; (iii) with respect to Demand Bonds: _the !#324 first Wednesday of each calendar month (whether or not a Business !#(324 Day) or, with respect to Demand Bonds that are optionally tendered !#(324 pursuant to Section 4.02 hereof, the Optional Tender Date relating to !#324. such optionally tendered Demand Bonds; and (iv) with respect to a !~324. given Bond in the Fixed Rate Mode: each March 2 and September 2, !#325 commencing not later than the March 2 i_mmediately preceding the first #325.1 Principal Payment Date for such Fixed Rate Bond. "_Interest Payment #325.2 Date" shall also mean any Mandatory Tender Date. #326 Interest Reserve Fund #328 "Interest Reserve Fund" means the fund by that name estab- #(328) lished in Section 5.07 hereof. #(328) Interest Reserve Fund Amount #330 "Interest Reserve Fund Amount" means an amount equal to #(330) the interest payable on the aggregate principal amount of Unit #(330) Pricing Bonds and Demand Bonds then Outstanding for a period of #331 thirty-five (35) days at _the Maximum Rate with respect to Bonds other #332 than Fixed Rate Bonds. #(332) Investment Earnings Account #332.2~ "Investment Earnings Account" means the account by that #(332. name established in Section 5.08 hereof. #(332. Investment Earnings Fund #332.4 "Investment Earnings Fund" means the fund by that name #(332. established in Section 5.08 hereof. #(332. 94691.9.2535.06:14 -10- #38 Letter of Credit #334 "Letter of Credit" means the irrevocable letter of credit #(334) issued by the. Bank ~ontemporaneously with the original delivery of #335 the Bonds, except that upon the issuance of an Alternate Letter of #336 Credit in accordance with Section 4.06 hereof it shall mean such #337 ~lternate Letter of Credit. #338 Letter of Credit Account #340 . . "Letter of Credit Account" means the account by that name #(340) created in Section 4.08 hereof. #(340) Mandatorily Tendered Bonds #342 "Mandatorily Tendered Bonds" means Bonds required to be #(342) tendered for purchase on a ~andatory Tender Date. #345 Mandatory Tender Date #347 "Mandatory Tender Date" means any Proposed Conversion #(347) Date, any Automatic Conversion Date, any Demand Date, any Unit #(347) Pricing Date, ~ny Substitution Date, any Bank Mandatory Purchase #348 Date, the fifth Business Day prior to the Termination Date and the #(348) fifth Business Day prior to the Expiration Date. #(348) Maturity Date #350 "Maturity Date" means September 2,' 2013. #(350) Maximum Rate #352 "Maximum Rate" means, on any day, the lesser of (i) 12% or #(352) such higher rate applicable to the Bonds o_n that day by Section 53531 #353 of the Government Code or other applicable provisions of law, which- #354 ever is greater, or (ii) the actual rate used to calculate _the size #355 of the portion of the Letter of Credit which is available t_o be drawn #356 for the payment of interest on the Bonds on such date, w_hich shall #357 initially be 12%; provided, however, that, if no _Letter of Credit is #358 then in effect, the Maximum Rate shall be the r_ate determined pursu- #359 ant to clause (i) of this definition. #(359) Moody ' s #368 "Moody's" means Moody's Investors Service, a corporation #(368) duly organized and existing under and by virtue of the laws of the #369 State of Delaware, and its successors and assigns, except that if #370 such corporation shall be dissolved or liquidated or shall no longer #371 perform the functions of a securities rating agency, then the term #372 94691.9.2535.06:14 -11- #38 "_Moody's" shall be deemed to refer to any other nationally r_ecognized #373,3 securities rating agency selected by the City and approved by the #375 Bank (who shall not be under any liability by.reason of such #376 approval) . .4 # (376) Opinion of Counsel #378 "Opinion of Counsel" means a written opinion of Bond #(378) Counsel, appointed and paid by the City and, prior to the Expiration #379 Date or the Termination Date, satisfactory to and approved by t_he #379.1 Bank (who shall not be under any liability by reason of such #381 approval) . # (381) Optional Tender Date #383 "Optional Tender Date" means the day stated in the #(383) Optional Tender Notice delivered by any Owner of a Bond to the Tender #(383) Agent and to the Remarketing Agent with respect t_o a Bond, which day #384 (i) in the case of Demand Bonds, shall be the seventh calendar day #(384) after the date of the delivery of the Optional Tender Notice (or the # (384) first B_usiness Day thereafter, if such seventh calendar day is not a #385 Business Day), ~ii) in the case of Unit Pricing Bonds, shall be the #386 Purchase Date, and (iii) with respect to Bank-Owned Bonds, shall be #387 each B_usiness Day. #388 Optional Tender Notice #390 "Optional Tender Notice" means the notice from any Owner #(390) of a Bond to the Tender Agent and the Remarketing Agent of an #(390) Optional Tender Date in accordance with the provisions hereof consti-# (390) tuting the Tender Notice in the Demand Mode or an Election Notice i_n #391 the Unit Pricing Mode. #(391) Outstandinq #394 "Outstanding," when used as of a particular time with ref- #(394) erence to Bonds, ~eans (subject to the provisions of Section 9.02 #395 hereof) all Bonds ~elivered hereunder except: #396 il) Bonds cancelled by the Paying Agent or surren- dered to the ~aying Agent for cancellation; #398 #399 12) Bonds paid or deemed to have been paid within the meaning of Section 10.01 hereof; and #401 #402 13) Bonds in lieu of or in substitution for which replacement _Bonds shall have been executed by the City and delivered b_y the Paying Agent hereunder. #404 #4O5 #406 94691.9.2535.06:14 -12- #38 #(38) Notwithstanding the foregoing, Bonds purchased for the #408,~. benefit of the Bank with the proceeds of a_ draw on the Letter of #409.t Credit pursuant to Section 4.04 hereof or Bonds pledged to the Bank #(409. pu. rsuant to Section 4.06(B) shall remain _Outstanding while such Bonds #410,4 are pledged ~o the Bank until the Bank is paid all amounts due on #412 such Bonds. #(412) Owner #415 "Owner" means the registered owner of a Bond. #(415) Paying Aqent #417 "Paying Agent" meahs Citibank, N.A., a national banking #(417) corporation duly i_ncorporated and existing under and by virtue of the #418 laws of the United States of America, and having its corporate agency #419 office in New York, New York, or any other commercial bank or trust #420 company having an office i_n New York, New York, which may be substi- #421 tuted in its place as provided in Section 8.06 hereof. #422 Permitted Investments #424 "Permitted Investments" means the investments allowed by #(424) Section 53601 and Section 5922 of the California Government Code and #424. ] including but not limited to any of the following, to the extent then #(424. permitted by law: #(424. il) United States of America Treasury notes, bonds, bills or certificates of .indebtedness, for which the faith and credit of the United States of America are pledged for the t_imely payment of interest and principal; #426 #427 #428 #429 #(429) 12) Obligations issued by banks for cooperatives, federal land banks, f_ederal intermediate credit banks, federal home loan banks, t_he Federal Home Loan Bank Board or the Tennessee Valley Authority or obliga- tions, participations or other instruments of or issued by, or fully guaranteed as to interest and principal by, the Federal National Mortgage Association, or guaranteed portions of S_mall Business Administration notes, or obligations, participations or other instruments of or issued by a federal agency or a United States of America government-sponsored enterprise; #431 #432 #433 #434 #(434) #435 #436 #437 #(437) #438 #439 #(439) -13- #38 94691.9. 2535.06:14 #(38) 13) Bills of exchange or time drafts drawn on and accepted by a c_ommercial bank (including the Bank, the Paying Agent and the Trustee), otherwise known as bankers acceptances, which are eligible for purchase by members of the Federal Reserve System; 14) Commercial paper of the highest letter and numerical rating as provided by Moody's or S&P, which commercial pa~er is limited to issuing corporations that are organized and operating within the United States of America and that have total assets in excess of five hundred million dollars ($500,000,000) and that have an "_A" or higher rating for the issuer's debentures, other than commercial paper, as provided by Moody's or S&P; Rrovided that purchases of eligible commercial paper m_ay not exceed two hundred seventy (270) days' maturity or represent more than ten per- cent (10%) of the outstanding commercial paper of an issuing corporation; 15) Certificates of deposit issued by a state or national bank lincluding the Paying Agent and the Trustee) or savings and loan association or a state-licensed branch of a foreign bank in which the City is authorized by law to deposit its funds whose deposits are insured by either the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance C_orporation, as the case may be, and the short-ter~ debt obligations of which have the highest short-term rating or the debentures of which have an "A" or higher rating or the Bank; 16) The Local Agency Investment Fund 9stablished pursuant to Section 16429.1 of the _Government Code of the State of California; 17) Interests in ~axable government money market Rortfolios, restricted to obligations with maturities of one ~ear or less, issued by or guaranteed as to payment of principal and interest by, the United States of America; 18) Repurchase agreements with any bank, trust c_ompany or national banking association insured by _the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the Securities Investors Protection Corp. or with any government bond dealer recognized as a primary d_ealer by the Federal Reserve Bank of New York, w_hich #441 #442 #443 #444 #(444) #446,4 #448 #449 #45o #(450) #451 #452 #453 #454 #455 #456 #457 #(457) #459 #460 #461 #462 #(462) #(462) #463 #464 #(464) #465 #466 #468,4 #470 #(470) #470.2 #470.4 #470.5 #470. ~ #(470. #470.8 #470.9 #470.1 #470.1 #470.1 #470.1 #470.1 94691.9.2535.06:14 -14- #38 #(38) agreements are fully and continuously secured b_y a valid and perfected priority security interest in obligations described in paragraph (1) or (2) of t_his definition, provided that either such bank, t_rust com- pany or national banking association is rated "_Al" or better by Moody's and "A+" or better by S&P; #470.1 #470.1 #470.] #470.1 #470.2 #(470. 19) I~vestment agreements with any corporation, including banking or financial institutions, the cor- porate debt of which is rated, at the time of invest- "Al" or better by Moody's and "A+" or better by ment, _ S&P; #470.2 #470.2 #470.2 #470.2 #(470. il0) Guaranteed investment contracts or similar funding agreements issued by insurance companies, _the corporate debt of which, at the time of i_nvestment, is rated "Al" or better by Moody's and "_A+" or better by S&P; #470.2 #470.2 #470.2 #470.2 #(470. ill) Tax-exempt obligations of any state of the United States or any Rolitical subdivision thereof, which at the time of investment are rated "Al/Pi" or higher by Moody's and "_A" or higher by S&P, or if short-term o_bligations, are rated in the highest pos- sible category b_y Moody's and S&P; and #470.2 #470.2 #470.2 #470.2 #470.3 #470.3 112) Interests in tax-exempt money market portfo- lios having assets in excess of one billion dollars £$1,000,000,000). #470.4 #(470. #470.4 Preliminary Interest Index #472 "Preliminary Interest Index" means ~he annual interest #473 rate or rates which in the judgment 9f the Remarketing Agent will #474 enable the Bonds to be remarketed in accordance with Section 2.07 #(474) hereof on ~ Conversion Date, but in no event greater than the Maximum #475 Rate ~ith respect to Fixed Rate Bonds. #476 Preliminary Pricinq Date #478 "Preliminary Pricing Date" means ~ date determined by the #479,4 Remarketing Agent which will be at least five (5) but no m_ore than #481 fifteen (15) Business Days prior to a Proposed Conversion Date or a_n #482 Automatic Conversion Date. #(482) Preliminary Scale #484 "Preliminary Scale" means the Preliminary Scale posted by #(484) -15- 94691.9. 2535.06: 14 # (38) the Remarketing Agent at or about 9:30 A.M. on each Rate Adjustment #(484) Date. # (484) Principal Account #486 "Principal Account" means the account by that name created #(486) in Section 5.04 hereof. #(486) Principal Payment Date #488 "Principal Payment Date" means September 2 of each year #(488) ~eginning (i) with respect to Unit Pricing Bonds and Demand B_onds, #489,4 September 1999 and (ii) with respect to a given Fixed Rate Bond, on #(489. the ~irst September 2 subsequent to ~he twelve (12) month period #489.2 beginning on the ~onversion Date applicable to such Fixed Rate Bond, #489.3 ~nd in each case ending on the Maturity Date. #489.4 Proposed Conversion Date #491 "Proposed Conversion Date" means the Business Day indi- #(491) cared in the written notice of the City given pursuant to Section #(491) 2.10 hereof on w_hich the City intends or is required to effect a con- #492 version of all or a portion of the Bonds to a Fixed Interest Rate. #493 Purchase Contract #493.2 "Purchase Contract" means that certain Bond Purchase #(493. Contract dated September 12, 1988 b_y and betwe, en the City and Merrill #493.'. Lynch Capital Markets, Merrill Lynch, Pierce, Fenner & Smith #(493. Incorporated. # ( 493. Purchase Date #495 "Purchase Date" means a Business Day determined by the #496 Remarketing Agent on a Rate A_djustment Date as the date on which a #497 Unit Pricing Bond may be tendered for purchase to the Tender A_gent, #498 which may include the maturity date thereof, but which may not be a # (498) date subsequent to the fifth Business Day prior to the Expiration #(498) Date, the fifth Business Day prior to the Termination Date, a Bank #499,5 Mandat~ry Purchase Date or a Conversion Date with respect to such #(500)~ Bond. # (500) Qualified Conveyance #5O2 "Qualified Conveyance" means the sale or ground lease of #(502) all or a portion of real property ~ithin the District, the Assessment #503 on which bears interest at 9ther than a fixed interest rate, by the #504 owner thereof to an 9ntity which is not an Affiliate thereof. #505 94691.9.2535.06:14 -16- #38 #(38) Rate Adjustment Date #510 "Rate Adjustment Date" means a Business Day on which an #(510) Adjusted Interest Rate and a Unit Pricing Interest Period for a Bond #(5.10) in the-Unit Pricing Mode are determined by the R_emarketing Agent. #511 Record Date #513 "Record Date" means (i) with respect to Unit Pricing Bonds # (513) · if the Interest Payment Date is a Purchase Date: the close of busi- # (513) ness on the Business Day prior to such Interest Payment Date; #514 (ii) with respect to Unit Pricing Bonds if the Interest Payment D_ate #515 is a September 2 or March 2 which is not a Purchase Date: the close #(515) of business on the fifteenth (15th) day of the calendar month preced- #(515) ing such Interest Payment Date; Rrovided that if a Rate Adjustment #516 Date is between the fifteenth L15th) day of such calendar month and #517,5 an Interest Payment Date, the Record Date s_hall be the close of busi- #519 ness on the Business Day immediately preceding such next Interest #520 Payment Date; liii) with respect to .Bonds in the D_emand Mode: the #521,_ close of business on the Business Day immediately preceding each #(522) Interest Payment Date; and (iv) with respect to Bonds in the Fixed #523 Rate Mode: the close of business on the fifteenth (15th) day of the #(523) c_alendar month preceding each Interest Payment Date. #524 Redemption Fund #526 "Redemption Fund" means the "City of Tustin Assessment #527 District No. 86-2 Limited Obligation Improvement Bonds Redemption #(527) Fund" ~onstituting the "redemption fund" required t_o be created by #528,5 Section 8671 of the I_mprovement Bond Act of 1915, as amended, and #530 9stablished in Section 5.04 hereof. #531 Redemption Account #533 "Redemption Account" means the account by that name estab- #(533) lished in Section 5.04 hereof. #(533) Reimbursement Agreement #535 "Reimbursement Agreement" m e a n s t h a t c e r t a i n #(535)~ Reimbursement Agreement dated as of S_eptember 1, 1988, by and between #536 the Bank and the City or, if an Alternate Letter of Credit has been #(536) issued, the reimbursement agreement, if any, in connection with such #(536) Alternate Letter of Credit. #537 Remaininq Interest Period #539 "Remaining Interest Period" shall mean the number of days #(539) 94691.9.2535.06:14 -17- #38 #(38) between the date selected for redemption or purchase of a Unit #540 Pricing Bond and the Purchase Date for such Bond. #541 Remarketinq Agent #543 "Remarketing Agent" means Merrill Lynch, Pierce Fenner & #(543) Smith Incorporated, or any other i_nvestment banking firm which may at #544 any time be substituted in its place as provided in Section 8.05 #545 hereof. # (545) · · Remarketing Agreement #547 "Remarketing Agreement" means that certain Remarketing #(547) Agreement dated as of September 1, 1988, b_y and between the City and #548 the Remarketing Agent. # (548) Remarketinq Cost Account #550 "Remarketing Cost Account" means the account by that name #(550) created in Section 4.08 hereof. #(550) Remarketing Cost Account Requirement #552 "Remarketing Cost Account Requirement" means an amount #(552) equal to 4% of the aggregate principal amount of Unit Pricing B_onds, #553,5 Demand Bonds or Bank-Owned Bonds Outstanding; provided, h_owever, that # 555 if in the opinion of Bond Counsel the Maximum Rate with respect to #561,5 Bank-Owned Bonds exceeds 12% per annum _the R_emarketing Cost Account #563,_ Requirement shall be decreased by a corresponding percentage. #566 Remarketing Proceeds Account #568 "Remarketing Proceeds Account" means the account by that #(568) name created in ~ection 4.08 hereof. #569 S&P #573 "S&P" means Standard & Poor's Corporation, a corporation #(573) duly organized and 9xisting under and by virtue of the laws of the #574 State of New York, ~nd its successors and assigns, except that if #575 ~ such corporation s_hall be dissolved or liquidated or shall no longer #576 perform t_he functions of a securities rating agency, then the term #577 "S&P" shall be deemed to refer to any other nationally [ecognized #578,5 securities rating agency selected by the City and, prior to the #(579) Expiration Date or the Termination Date, approved by the Bank (whose #580 approval shall not be unreasonably withheld and who shall not be #(580) under any liability b_y reason of such approval). #581 94691.9.2535.06:14 -18 - #38 #(38) Securities Depositories #583 "Securities Depositories:'-.~means The Depository Trust #(583) Company, 711 Stewart Avenue, Garden City, N_ew York 11530, Fax: (516) #584- 227-4039 or' 227-4190; Midwest Securities Trust Company, Capital #584.1 Structures-Call Notification, 440 South LaSalle Street, Chicago, #584.2 Illinois 60605, Fax: (312) 663-2343; Philadelphia Depository Trust #584. Company, Reorganization Division, 1900 Market Street, Philadelphia, #584.4 Pennsylvania 19103, Attention: Bond Department, Dex: (215) 496-5058; or to such other addresses and/or such other securities depositories #584.~ as the City may designate. #(584. Substitution Date #586 "Substitution Date" means the date five Business Days #(586) prior to the date upon which an ~lternate Letter of Credit is to be #587 substituted for the Letter of Credit then in effect. #(587) Tender Aqent #589 "Tender Agent" means the Paying Agent. #(589) Tender Notice #591 "Tender Notice" means a telephonic notice to the #592 Remarketing Agent and the Tender A_gent no later than 10:00 A.M. New #593 York City time o_n the seventh (Tth) calendar day prior to an Optional #594 Tender Date, immediately confirmed by written notice to the Tender #595 Agent s_tating (i) the principal amount of Demand Bonds to be pur- #596 chased, (ii) the certificate number of each such Bond, liii) the name #597 of the Owner of each such Bond, and (iv) the Optional Tender Date o_n #598 which such Bonds are to be purchased. # (598) Tender Price $600 .. "Tender Price" means (i) on any Optional Tender Date, 100% #(600) of the principal amount of a Bond Dlus accrued and unpaid interest #601 thereon and (ii) on any Purchase Date or Mandatory T_ender Date, #602 (a) 100% of the principal amount thereof plus accrued and unpaid #(602) interest thereon, if any, and (b) with respect to a Mandatorily #603 Tendered Bond in a Unit Pricing Mode Rurchased on a date other than #604 on the fifth Business Day prior to a Termination Date or the fifth #605 Business Day prior t_o the Expiration Date, 100% of the principal #606 amount thereof Dlus accrued and unpaid interest thereon plus a pre- #607,6 mium calculated as set forth in the first Raragraph of #609 Section 3.01(A) hereof. I_n no event shall a premium be paid with #610 respect to any Bank-Owned Bond. #611 94691.9.2535.06:14 -19- #38 ~(38) Termination Date #613 "Termination Date" means the date specified in a notice # (613) from the Bank of termination of t_he Letter of Credit pursuant to _the #614,6 Letter of Credit. #(615) Trustee .#617 "Trustee" means Citibank, N. A., a national banking asso- #618 ciation duly incorporated and existing under a_nd by virtue of the #619 laws of the United States of America, _and having its principal office #620,6 in New York, New York, or any other bank or trust company duly incor- #(621) porated and existing under and by virtue of the laws of any state or #622 of the United States of America, w_hich may be substituted in its #623 place as provided in Section 8.02 hereof. #624 Unit Pricinq Bond #626 Mode. "Unit Pricing Bond" means any Bond while in a Unit Pricing #(626) #(626) Unit Pricinq Date #628 "Unit Pricing Date" means a Business Day on which a Bond #(628) begins to bear interest at the Adjusted Interest Rate. #(628) Unit Pricinq Interest Period #630 "Unit Pricing Interest Period" means, with respect to a #(630) Unit Pricing Bond, that period of time beginning on a Rate Adjustment #(630) Date and ending on _the day preceding the Purchase Date, determined by #631 the Remarketing Agent and selected by the purchaser of s_uch Bonds by #632 reference to the Preliminary Scale and Final Scale. N_o Unit Pricing #633 Interest Period shall exceed one year in length; provided that _the #634,~ Unit Pricing Interest Periods may exceed one year in length upon (i) #636 receipt by the City of a Favorable Opinion of Bond Counsel and #637 (ii) an increase in the amount of the Letter of Credit t_o cover any #638 additional premium to the extent such additional premium m_ay be #639 required. # ( 639 ) Unit Pricinq Mode #641 "Unit Pricing Mode" means that period of time during which # (641) a Bond bears interest at an Adjusted Interest Rate in accordance with # (641) the provisions of this Indenture. #(641) 94691.9. 2535.06: 14 -20- #38 #(38) Variable Interest Rate #643 "Variable Interest Rate" means that annual rate of inter- # (643) est, expressed as a percentage and rounded to the nearest o_ne thou- #644 sandth of one percent, determined by the Remarketing Agent on the #(644) Business Day preceding the Variable Rate Adjustment Date, w_hich, in #645 the judgment of the Remarketing Agent would be the interest rate nec- #(645) essary to Rroduce as nearly as practicable a par bid (disregarding #646 any accrued interest) on.a Demand Bond on such Variable Rate #(646)' Adjustment Date Rrovided that in no event shall the Variable Interest #647 Rate exceed the Maximum Rate with respect to Demand Bonds. #648 variable Rate Adjustment Date #650 "Variable Rate Adjustment Date" means the first day of #(650) each Variable Rate Interest Period. #(650) Variable Rate Interest Period #652 "Variable Rate Interest Period" during a Demand Mode #(652) means (i) the period from and including a_ Demand Date a_nd continuing #653, ~ to, but not including, the next succeeding Wednesday and #655 (ii) thereafter, the period from and including a Wednesday and con- #656 tinuing to but not including t_he next succeeding Wednesday. #657 Variable Rate Reserve Account #659 "Variable Rate Reserve Account" means the account by that #(659) name established in Section 5.04 hereof. #(659) Variable Rate Reserve Requirement !#661 "Variable Rate Reserve Requirement" means- $14,884,0001 !#(661 less any amounts transferred to the Redemption Account pursuant to #662,6 Section 5.04(D)(ii) hereof and any amounts transferred to t_he Fixed #663 Rate Reserve Account pursuant to Section 5.04(D)(v) hereof. #664 S_ECTION 1.02. Authority for the I~e~fc%~. This Indenture #666 is authorized pursuant to the Act. #(666) S_~CTION 1.03. Indenture to Con~-~itu~e Contract. In consid- #668 eration of the acceptance of the Bonds by the Owners, _this Indenture #669 shall be deemed to be and shall constitute a c_ontract among the City, #670 the Bank and the Owners to secure the full a_nd final payment of the #671 principal of and premium, if any, and interest on the Bonds or #672 amounts or obligations owing to the Bank Rursuant to the #673 Reimbursement Agreement to the extent payable in a_ccordance with this #674 Indenture or the Act, and the application of all moneys on deposit or #(674) to be deposited in accordance herewith including but not limited to #675 94691.9. 2535.06:14 -21- #38 #(38) foreclosure proceeds, subject to the pledge made in this Indenture #676 and the conditions, covenants and _t_erms contained herein required to #677, ( be observed or performed by or o_n behalf of the City and the Trustee #679 shall be for the equal b_enefit, protection and security of all Owners #680 without distinction, preference or priority of any Bonds over any #681-,6 other Bonds by reason of the number or date thereof or the time of #683 authentication or d_elivery thereof or otherwise for any cause whatso- #684 ever, except as expressly provided herein. Subject to Section 6.08 #685,~ and Section 10.03 hereof, this Indenture s_hall remain in full force #687 and effect so long as any Bonds remain Outstanding. #688 _ARTICLE II #689 CONDITIONS AND TERMS OF BONE~ #(689) SECTION 2.01. Authorization of Bonds. The issuance is #691 hereby authorized of Bonds in the aggregate principal amount of #692 eighty-one million four hundred thousand dollars ($81,400,000) to be #(692) designated as "City of Tustin Assessment District No. 86-2 Limited %693 Obligation Improvement Bonds". T_here is hereby created, in the #694 manner and to the extent Rrovided herein, a continuous pledge and #695 lien to secure the full a_nd final payment of the principal of, premi- #696 urn, if any, and interest on the Bonds, other amounts due and payable #(696) hereunder or amounts or obligations owing to the Bank pursuant to the #697 Reimbursement Agreement to the extent payable i_n accordance with this #698 Indenture-or the Act. T_he Bonds shall be limited obligations of the #699 City Rayable from the items pledged for the payment therefor Rursuant #700,7 to Section 5.01 hereof. T_he Paying Agent is hereby authorized to #702 authenticate and to deliver t_he Bonds u_pon (i) written direction of #703,7 the City, .(ii) the Trustee's receipt of the Letter of Credit, duly %705 executed by the Bank and (iii) the City's receipt of _the proceeds of #706 sale thereof. # (706) S_ECTION 2.02. Denominations, Medium, Nethod and Place of #708 Payment ar~ Datir~ of Bonds. The Bonds shall be prepared in the form # (708) of fully registered Bonds in Authorized Denominations. The interest #709 and principal and redemption premiums, if any, on the Bonds shall be #710 payable in lawful money of the United States of America. The inter- #711 est on the Bonds s_hall be payable on the Interest Payment Dates by #712 ~ check mailed ion such Interest Payment Dates) by the Paying Agent to #713 the respective Owners thereof at their addresses as they appear on #714 the Record Date in the books required to be kept b_y the Paying Agent #715 pursuant to the provisions of Section 2.14 hereof, e_xcept that (i) in #716 the case of an Owner of Bonds evidencing ~500,000 or more in aggre- #717 gate principal amount, upon the written request of such Owner to the #718 Paying Agent, specifying the account or accounts to which such #719 payment shall be made, and (ii) in the case of interest due to the #(719) -22- #38 94691.9.2535.06:14 #(38) Bank, payment shall be made by wire transfer of immediately available #720 funds on such Interest Payment Date. #(720) The principal and redemption premiums, if any, of Bonds #721 other than Bank-Owned Bonds shall be payable o_n the Principal Payment #722 Date-- or on redemDtlon Drlor thereto u_Don ~urrender o~ the ~ond-- ~723 called for redemption at the corporate agency office of _the .Paying #724 Agent. The principal and redemption premiums, if any, of Bank-Owned #724.1 Bonds shall b_e payable by wire transfer of immediately available #724.2 funds upon s_urrender of the Bank-Owned Bonds at the corporate agency #724.3 office of the Paying Agent, provided, however, that such surrender #724.4 shall not be necessary for payment of principal and redemption premi- #724.5 urn, if any, of Bank-Owned Bonds held by the Trustee in its capacity #724.6 as Tender Agent for the account of the Bank. #724.7 The Paying Agent, the Tender Agent and the Trustee may #725,7 treat the Owner of a Bond as the absolute Owner of a Bond for all #727 purposes, whether or not such Bond shall be overdue, a_nd the Paying #728 Agent, the Tender Agent and the Trustee s_hall not be affected by any #729 knowledge or notice t_o the contrary; and payment of the Rrincipal of, #730,7 premium, if any, and interest on such _Bond s_hall be made only to such #732,7 Owner, which payments shall be valid and effectual to satisfy and #734 discharge the liability of such Bond t_o the extent of the sum or sums #735 so paid. All Bonds, other than Bonds deemed purchased by the Bank #736 pursuant to Section 4.06(B) hereof or deemed not paid pursuant to #736.1 Section 10.01(d) h_ereof, when paid pursuant to the provisions of this #736.~ Section 2.02, shall be c_ancelled by the Paying Agent and shall not be #737 redel ivered. # ( 737 ) T_he Bonds shall be dated the date of authentication thereof #738 and .shall bear interest from the Interest Payment Date to which #739 interest has been paid or provided for o_r if no interest has been #740,7 paid and such date of authentication is prior to t_he initial Record #743 Date for a Bond, from the date of original authentication and deliv- #744 ery of the Bonds. #(744) $_ECTTON 2.03. Payllerlt of PTimci~al arid Inte~ of Bor~L~. #.746 The interest on the Bonds shall become due and payable on the #747 Interest Payment Dates in each year t_o and including t_he Maturity #748,7 Date, or on redemption prior thereto. T_he principal of the Bonds #750,% shall become due and payable on the Maturity Date, o_r on redemption #752,7 prior thereto. # ( 753 ) S_ECTION 2.04. Calculation and Payment of Interest. #754.1 iA) Interest on each Unit Pricing Bond s_hall be calculat- #757,7 ed, in the case of a Unit Pricing I_nterest Period less than or equal #759 to one year in length, on the basis of a 365/366 day year for the #760 actual number of days 9lapsed, and, in the case of a Unit Pricing #761 -23- #38 94691.9.2535.06:14 ~(38) Interest Period ~[reater than one year in length, on the basis of a #762 360-day year composed of twelve 30-day months. I_nterest on each #763,7 Demand Bond shall be calculated on the basis of a 3'65/366 day zear #765,7 for the actual number o.f days elapsed. I_nterest o_n Fixed Rate Bonds #767,7 s_hall be calculated on the basis of a 360-day year c_omposed of twelve #769,7 30-day months. Notwithstanding any provision of this Indenture or #(770) the Reimbursement Agreement to the contrary, at no time may the rate #771 of interest on a Bond exceed the Maximum Rate with respect to such #(771) Bond. # (771) · . lB) The initially issued Bonds shall be in the Unit #773 Pricing Mode with initial U_nit Pricing Interest Periods and Adjusted #774,7 Interest Rates as set forth in Schedule 1 of the P~rchase Contract. # (775) Thereafter, each Bond will bear interest at its applicable Adjusted #776,7 Interest Rate, Variable I_nterest Rate or Fixed Interest Rate, accord- #778 ing to the mode then in effect with respect to such Bond. All Bonds #779 in the Unit Pricing Mode may be converted to the Demand Mode and all #(779) or a portion of the Bonds in the Unit Pricing Mode may be converted #780 to the Fixed Rate Mode. If Unit Pricing Bonds are converted to the #781 Demand Mode all such Bonds may be converted t_o the Unit Pricing Mode #782 and all or a portion of such Bonds may be converted to a Fixed Rate #783 Mode. A Fixed Interest Rate shall be in effect until the Maturity #784,7 Date, or redemption prior to the Maturity Date and no Fixed Rate Bond # (785) may be converted to any other mode. P_rior to any conversion to a #786,7 Demand Mode, a Unit Pricing Mode or any Proposed Conversion Date, the #788 City must deliver to the Trustee a Favorable Opinion of Bond #789 Counsel. # ( 789 ) ~otwithstanding the foregoing, Bank-Owned _Bonds shall bear #790,7 interest at the ~ank Interest Rate. #792 The determination by the Remarketing Agent of each Adjusted #793 Interest Rate, Variable Interest Rate and Fixed Interest Rate for any #794 Bond, if in accordance with the provisions hereof, shall _be conclu- #795,7 sive and binding upon the City, the Paying Agent, the Tender Agent, #797 t_he Trustee, the Bank and the Owners. #798 S_ECTION 2.05. Determination of Adjusted ~ Rates and #801 Unit Pricing Interest Periods. After the initial Unit Pricing #(801) Interest Period with respect to each Bond, s_uch Unit Pricing Bond #802,~ shall bear interest at the Adjusted Interest Rate for i_ts applicable #804,8 Unit Pricing Interest Period, which is established as follows: #(806) ia) At or about 9:30 A.M. New York City time, on each Rate #808 Adjustment Date, t_he R_emarketing Agent will post the Preliminary #809,S Scale of Adjusted Interest Rates f_or such Rate Adjustment Date. _The #811,~ information in such Preliminary Scale shall be made available t_o any #814 prospective purchaser requesting such information. # (814) -24- #38 94691.9. 2535.06: 14 # (38) EXHIBIT B /.DEVELOPMENT NOTICE ] T_he undersigned owner* hereby certifies that: il) [He is the owne~] [He was on the last succeed- ing [February 1] or LAug~st 1] the owner] of the fol- lowing real property which is located in the City of Tustin Assessment District No. 86-2: ~4004 #4005 #4008 ~4010 #4011 #4012 #(4o1~ £Description of real property] .%4015 The assessment on such real property is · #4018 13) Pursuant to this notice the undersigned hereby certifies that (A) he expects that b_etween the d_ate forty (40) days prior to either F_ebruary 1 or August 1 next succeeding the date hereof and the date forty (40) days prior to either t_he following August 1 or February 1, whichever is applicable, ii)(a) the above described property will be sold to another entity which is not an Affiliate of t_he .present owner for single family residential development or (b) development of the above described property as single family residential property by the Rresent owner or an Affiliate thereof will commence; or iii) the above described property will be the s_ubject of a Qualified Conveyance (as such term i_s defined in the Indenture of Trust dated as of September 1, 1988 by and between the City of Tustin and Citibank, N.A. (the "Indenture")), or (B) the above described prop- erty was the subject of a Qualified C_onveyance since the date which is forty (40) days prior to the most recent [February 1 if date of notice is after .%4021 ,%4022, ~4025 .%40.26 .%4027 .%4028 .%(4028 .%4029 #4030 .%(4030 #4031 .%(4031 #4032, ~4034 .%(4034 .%4035 .%4036 .%4037, .%(4038 %(4038 .%4008. *For purposes of this Development Notice, "owner" s_hall include the #4008. ~ransferor of real property located in Assessment District No. 86-2 .%4008. if such transferor conveyed r_eal property between the fortieth day ~4008. preceding a February 1 or August 1 and the following F_ebruary 1 or ~4008. August 1, as the case may be, and, as of the fortieth day Dreceding .%4008. such February 1 or August 1, such conveyance was not r_easonably fore- .%4008. seen or anticipated by the transferor to _occur during the forty (40) ~4008. day period prior to such F_ebruary 1 or August 1, as the case may be. ~4008. -1- ~4008. February i and prior to August 1] LAugust i if date of notice is after August 1 and Rrior to February 1]. - LName of Owner] £Title] #4039 #4040 #4043 #4045 #4046 ~4001 94691.9.2535.06:14 ~(4001 At the end of the remarketing period, if all the Unit #869 Pricing Bonds have not been sold in accordance with the foregoing, #870 and information of the nature described in the preceding sentence has #871 been noted by the Remarketing Agent, _then, i_n order to effect a corn- #872,8 plete remarketing of the Unit Pricing Bonds, the unremarketed Unit #(874) Pricing Bonds shall be sold to those prospective purchasers who have #875 indicated a willingness to purchase such Unit Pricing Bonds _bearing #876 interest for Unit Pricing Interest Periods closest, in terms of basis # (876) points, to the Adjusted Interest Rates indicated therefor in the #(876) Preliminary Scale. In that event, the Remarketing Agent shall post #877 at or before 11:30 A.M., New York City time, on the Rate Adjustment #878 Date, a Final Scale w_hich will be the same as the Preliminary Scale #879,~ except that the Adjusted Interest Rate indicated for any Unit Pricing #882 Interest Period will be the highest Adjusted Interest Rate for such #883 Unit Pricing Interest P_eriod at which any Unit Pricing Bond was #884 remarketed in accordance with this paragraph. #885 T_he information on the Final Scale shall be made available #886 to any Rrospective purchaser requesting such information. All Unit #887 Pricing Bonds for which an Adjusted Interest Rate is determined on #888 the Rate Adjustment Date shall _bear interest at the Adjusted 'Interest #889 Rate indicated for the applicable U_nit Pricing Interest Period on-the #890 Final Scale even if the purchaser t_hereof had stated a willingness to #891 purchase Unit Pricing Bonds at a lower A_djusted Interest Rate for #892 such Unit Pricing Interest Period. #(892) le) Upon selection of a Demand Date, a Proposed Conversion #894 Date, an Automatic Conversion Date, or upon notice of a Bank #895 Mandatory Purchase Date, a Termination Date'or a Substitution Date, #896 no Unit Pricing Interest Period shall be determined by the #897,S Remarketing Agent which would, with respect to Unit Pricing Bonds #900 subject to purchase in connection therewith, extend beyond the Demand #(900) Date, Proposed Conversion Date, Automatic Conversion Date, #901 Substitution Date, Bank Mandatory Purchase Date or t_he fifth Business #902 Day prior to the Termination Date so established. I_n no event shall #903,9 a Unit Pricing Interest Period extend beyond the fifth Business Day #905 prior to the Expiration Date of the Letter of Credit. #(905) S_ECTION 2.06. Determination of Variable Interest Rate. ~907 Bonds in the Demand Mode shall bear interest at the Variable Interest #(907)~ Rate. The Variable Interest Rate shall be determined by the #908 Remarketing Agent prior to 3:00 P.M., New York City time, on 'the #909 Business Day next preceding the Variable R_ate Adjustment Date for #910 such Variable Rate I_nterest Period. _The Variable Interest Rate shall ~911,~ become effective on such Variable Rate Adjustment Date and shall be ~913 applicable through the following _Tuesday. On or before the Business #914 Day next succeeding the date on which the Variable Interest Rate for ~(914) any Variable Interest Rate Period is determined by the Remarketing #915 Agent, the Remarketing Agent shall ~ive written notice to the Trustee ~916 -26- ~38 94691.9. 2535.06: 14 ~ (38) of the Variable Interest Rate applicable to such Variable Rate #917 Interest Period. # ( 917 ) S_ECTION 2.07. Determination of Fixed Interest Rate. The #919 Trustee shall mail a written notice t_o all Owners of Bonds to be con- #920 vetted to t_he Fixed Rate Mode not later than the thirtieth calendar #921 day next preceding a Proposed Conversion Date or Automatic Conversion #922,~- Date, as the case may be. Such notice shall specify the _Preliminary #924 Pricing Date and the Proposed Conversion Date or Automatic Conversion ~925 Date, as the case may be, indicate that s_uch Bonds are required to be #926 tendered for purchase to the Tender A_gent on the Proposed Conversion #927 Date or Automatic Conversion Date, as the case may be, at the Tender #928 Price and set forth t_he date by which notice of election to retain #929 must be subm.itted to the T_ender Agent, which date shall be two #930 Business Days after the Preliminary Pricing Date. T_he notice shall ~931,c~ also state that the Preliminary Interest Index w_ill be made available #932.1 on the Preliminary Pricing Date b_y the Remarketing Agent and that #932.2 s_uch conversion will be cancelled and a Bond will remain in the mode #933 t_hen in effect for such Bond in the e_vent that _any of the events set #934,9 forth in the last Raragraph of this Section 2.07 occur with respect #937 to F_ixed Rate Bonds. If such conversion is pursuant to #938,~ Section 2.10(C) hereof and is not upon direction of the Bank, s_uch #940 notice shall be accompanied by a copy of the Favorable Opinion of #941 Bond Counsel required by Section 2.10(C). _A~y such Bond which is not ~942 tendered on the Proposed Conversion Date or the Automatic Conversion ~(942) Date, as the case may be, shall be deemed purchased and may be can- #943,S celled by the Tender Agent. In the event that less than all Demand #945 Bonds or Unit Pricing Bonds are to be converted to a Fixed Interest #946 Rate on such Proposed Conversion Date or Automatic Conversion Date, #947 the Trustee shall cause to be converted first, Ba/%k~ed Bonds and #948 then ii) in the case of Demand Bonds, Demand Bonds b_y lot or (ii) in #949,~ the case of Unit Pricing Bonds, U_nit Pricing Bonds in order of their #951 Purchase Dates, and by lot among Unit Pricing Bonds with the same #952 Purchase Date. #(952) On the Preliminary Pricing Date, the Remarketing Agent will #953 make available a Preliminary Interest Index. "or more than two #954,~. B_usiness Days following the Preliminary Pricing Date, an Owner of a #956 Bond to be converted to the Fixed Rate Mode may notify t_he Tender #957,9 Agent by telephone (promptly confirmed by written notice to the #959 Tender Agent) if such Owner wishes to retain such Bond in the Fixed #(959)' Rate Mode. #(959) On the Final Pricing Date, t_he Remarketing Agent will ~960, establish the Fixed Interest Rate which will be borne by such Bonds #962 after the Conversion D_ate. The Fixed Interest Rate will be an annual #963 rate of interest which in t_he sole judgment of the Remarketing Agent ~964 under the then prevailing market c_onditions will allow such Bonds to ~965 be sold at par; provided however, such Bonds may bear a Fixed ~(965) -27- ~38 94691.9. 2535.06:14 ~(38) Interest Rate w_hich results in a sale at less than par so long as #966 there is on deposit in the Contribution Account o_n such date cash or !.~967 other immediately available moneys equal to the difference between !#(967- par and the actual price of the Bonds and so lonq .~as the Bank will be !~(967 immediately reimbursed from such cash or other immediately available- !~967. moneys an amount equal to the.amount provided by the Bank under the !.~967. Letter of Credit to pay such difference. !#967. A conversion will be cancelled (i) as to all such Bonds if #968 (a) on. the Conversion Date there has not been d_eposited, as a result #969,9 of a transfer pursuant to Section 5.04(D)(v) or from any other #971 source, in the Fixed Rate Reserve Account, t_he Fixed Rate Reserve #972,. Requirement with respect to such Bonds, Lb) the Fixed Interest Rate #974 would exceed t_he Maximum Rate with respect to Fixed Rate Bonds, lc) ~975,~ the amounts required to be deposited' pursuant to S_ection 4.06(C) #977 hereof are not on deposit, or (d) a Favorable Opinion of Bond Counsel #977.1 is not delivered, if required, a_nd (ii) with respect to any Bonds not #978 successfully r_emarketed on such Conversion Date. An Automatic ~979,9 Conversion will be cancelled upon the City's receipt from the land- #981 owner of a request for such cancellation made no later than the close # (981) of business one B_usiness Day following the Final Pricing Date. S_uch #982,9 request, along with a Favorable Opinion o_f Bond Counsel, shall be #985 delivered to the Trustee. N_otice of such cancellation shall be sent #986 to the O_wners by the Trustee promptly and such Bonds shall continue #987 to be remarketed in accordance with this Indenture. I_n the event of #988, ~ a cancellation of a conversion the Remarketing Agent s_hall continue #990 to attempt to remarker Bonds w_ith respect to which the conversion was #991 cancelled. # ( 991 ) S_ECTION 2.08. Alternate Rate for ~ntere~c Calculation. In # 993 the event (i) the Remarketing Agent fails to determine the Adjusted #(993) Interest Rate or the Variable Interest Rate or (ii) the method of #994 determining the A_djusted Interest Rate or the Variable Interest Rate #995 shall be held to be unenforceable b_y a court of law of competent #996 jurisdiction, such Unit Pricing Bonds or Demand Bonds shall there- .~(996) upon, until such time as the Remarketing..Agent again makes such #997 determination or until there is delivered an opinion of Bond Counsel #998 to the effect that the method of determining such rate is enforce- #999 able, bear interest from the last date on which interest was legally #1000 paid, at the Alternate Rate for ~such-Alternate Rate Calculation %1001 Period. ~ (100~ SECTION 2. 09. Interest on Bank-Owned Bonds. ~1003 Notwithstanding anything to the contrary contained in S_ection 2.04 ~1004 hereof, each Bank-Owned Bond shall bear. interest on the outstanding #(1004 Rrincipal amount thereof at the Bank Interest Rate for each day from ~1005 and including the date such Bond is purchased for the benefit of the ~1006 Bank with the proceeds of a draw on the Letter of Credit to, but not #1006. including, the date the Bank is reimbursed for such draw. ~1007 n28- #38 94691.9.2535.06:14 ~ (38) I_~terest on Bank-Owned Bonds shall be payable o_n the first #1009, Business Day of each week, and upon payment or r_edemption of all or ~1011 part of a Bank-Owned Bond and on the date of remarketing of such #1012 Bank-Owned Bonds. Interest on Bank-Owned Bonds shall not bear the #1013 Bank Interest Rate after such Bonds have been remarketed unless such #1014 Bonds shall become Bank-Owned Bonds. Interest on Bank-Owned Bonds #1015 shall be calculated based upon a 360 day year and actual days #(1015 elapsed. # (1015 S_ECTION 2.10. Chanqes in Mode. ~1016. iA) During any Unit Pricing Interest Period, the City may ~1019 ~ive written notice at any time to t_he Bank, the R_emarketing Agent ~1020, and the Trustee that it intends to effect a_ conversion of the inter- ~.1023 est rate on a_ll of t_he Unit Pricing Bonds to a Variable Interest Rate ~1024, on the Demand Date or Dates specified in such written notice, the #1026 earliest of which _Demand Dates shall be n_ot less than forty (40) cal- '..~1027 endar days from the date of such notice. T_ogether with such notice, :#1029 the City shall also file with the Trustee a_ Favorable Opinion of Bond #1030, Counsel lwhich opinion m_ay be based on a ruling or rulings of the #1032, Internal Revenue Service). No change in the Variable Interest Rate ~1034, shall become effective u_nless the City shall file, with the Trustee, #1041, such an opinion dated the first such Demand Date. _The Trustee shall #1043, give notice of such conversion to each Owner of Unit Pricing Bonds #1045 not later than the close of business of the thirtieth (30th) calendar # (1045 day Rreceding the relevant Demand Date w_hich notice shall specify the #1046, Demand Date selected by the City and i_ndicate that such Bonds are ~1048 required to be tendered to the Tender Agmnt on the Demand Date for #1049 mandatory purchase at the Tender Price. #1050 lB) During any Demand Mode, the City may give. written #1052, notice at any time to t_he Bank, the Remarketing Agent and the Trustee #1054, that it intends to effect a c_onversion of the interest rate on a_ll of ~1056, such Demand Bonds to a Unit Pricing Mode on the Unit Pricing Date #1058 specified in such written notice, which shall be not l_ess than #1059 forty (40) calendar days from the date of such notice. T_ogether with ~1060 such notice, the City shall file w_ith the Trustee a Favorable Opinion .~1061 of Bond Counsel lwhich opinion may be based on a ruling or _rulings of #1062, the Internal Revenue Service). No change to the Unit Pricing Mode ~1069 shall become effective unless the City shall file, with the T_rustee, ~1070, such an opinion dated the Adjusted Interest Date. _The Trustee shall #1072, give notice of such conversion to the Owner of such Bonds n_ot later ~1074, than the thirtieth (30th) calendar day next preceding the Unit ~1076, Pricing Date. ~ ( 1077 lC) The City may give written notice, in conformity with #1079 Section 2.07 hereof, at any time Land shall give such notice with 31080 respect to Bank-Owned Bonds upon the direction of the Bank on any ~(108£ date after the ~ermination Date or Expiration Date and before the ~1081 ~38 94691.9.2535.06:14 $(38) fifth (Sth) anniversary of such _Termination Date or Expiration Date ~1082, provided, however, that if the B_onds specified in such notice cannot #1084 be converted by the fifth (5th) anniversary of such Termination Date #1085 or Expiration Date, whichever is applicable, then the Bank may give #1086 such notice with respect to such Bonds at such time 'as the Bonds can .~1087 be converted), to the Bank, the Remarketing Agent and th'e Trustee #1088, that it intends to effect a conversion of the interest _rate on all of #10.90, the Bonds or a portion of the Bonds designated in such notice t_o a #1092 Fixed Interest Rate on the Proposed Conversion Date specified in such #1093 written notice, which Proposed Conversion Date s_hall be not less than '.#1094 forty (40) calendar days from the date of such notice. T_ogether with !#1095 such notice, unless such notice is upon direction of the Bank with #(1095 respect to Bank-Owned Bonds, the City shall file with the Trustee a #1096 Favorable Opinion of Bond Counsel lwhich opinion may be based on a #1097 ruling or r_ulings of the Internal Revenue Service). I No chanqe to !.%1098 the Fixed Rate Mode shall become effective unless the City shall '..~1100 file, with the Trustee, such an opinion dated the Conversion Date. I !~1101 In the event a portion of t_he Bonds is to be converted, the Trustee !#1104 shall first select for such conversion Bank-Owned Bonds, and then, !#1106 from all other O_utstanding Bonds. #1107 iD) On the Automatic Conversion Date described in clause #1113, (i) of the definition of Automatic Conversion Date, U_nit Pricing o_r #1115, Demand Bonds shall be automatically converted to the Fixed Interest #(1116 Rate in accordance with Section 2.07 hereof. #1117 On the Automatic Conversion Date d_escribed in clause (iii) #1118, of the definition thereof, all unit Pricing Bonds and Demand Bonds #(1119 s_hall be automatically converted to the Fixed Interest Rate in accor- #1120 dance with Section 2.07 hereof. #1121 On each Automat-ic Conversion Date described in clause Lii) #1122, of the definition thereof, a principal _amount of Bonds in Authorized #1124 Denominations, equal to the a_ggregate amount of Assessments set forth #1125 as item (2) in all Development Notices received by the Trustee since #1126 the last such Automatic Conversion Date and on or before the fortieth #(1126 i40th) day prior to such Automatic Conversion Date (rounded upward to #1126. the nearest multiple of one thousand dollars ($1,000)), shall auto- #1127. matically convert to a Fixed Interest Rate in accordance with #1128 Section 2.07 hereof. #(112~ S_ECTION 2.11. Form of Bonds. The Bonds and the assignment #1130 to appear thereon shall each be in substantially the forms respec- #1131 tively set forth in Exhibit A attached hereto and incorporated #1132 herein, with appropriate or necessary i_nsertions, omissions and vari- #1133 ations as permitted or required hereby; Rrovided, however, if use of ~1134 a book entry form of Bonds becomes feasible in the opinion of the ~.1135 City, Trustee, Paying Agent, Bank and the R_emarketing Agent, then the ~1136 -30- #38 94691.9. 2535.06:14 ~ (38) appropriate Sections herein shall be deemed to permit the use of a #1137 book entry form of Bond without f_urther amendment of this Indenture. #1138 S_ECTION 2.12. Execution and Authentication of Bonds. The # 1140 Bonds shall be signed by facsimile signature by the T_reasurer of the #1141, City and the City Clerk, and the City Clerk shall also affix by fac- #1143 simile t_he corporate seal of the City to the Bonds. _The Bonds shall #1144, be authenticated by the Paying Agent or the Trustee by the manual #(114-= signature of an authorized officer of the Paying Agent or Trustee. #1146 S_ECTION 2:13. Transfer and Exchanqe of Bonds. All Bonds #-1148 are transferable or exchangeable by the Owner thereof, i_n person or #1149 by the Owner's attorney duly authorized in writing, at the corporate #(1149 agency office of the Paying Agent in the books required to be kept by #1150 the Paying Agent pursuant to the provisions of Section 2.14 hereof, #1151 upon surrender of such Bonds accompanied by delivery of a duly exe- #1152 cured written instrument of transfer o_r exchange in a form approved #1153 by the Paying Agent. Whenever any Bond or _Bonds shall be surrendered #1154 for transfer or exchange, the Paying Agent s_hall execute and deliver #1155 a new Bond or Bonds of Authorized Denominations of the same aggregate #1156 principal amount, except that the Paying Agent may require the pay- #1157 ment by any Owner requesting such transfer or exchange of any tax or %1158 other governmental charge required to be paid with respect to such #1159 transfer or exchange. All Bonds surrendered pursuant to the provi- #1160 sions of this Section 2.13 s_hall be cancelled by the Paying Agent and #1161 shall not be'redelivered. Ail Bonds issued in exchange for Bonds #1162 pursuant to this Section 2.13 shall be in the s_ame mode as the Bonds #1163 in exchange for which such Bonds were issued. #(1162 The Paying Agent shall not be required to transfer or #1164 exchange any Bond selected for redemption in whole or in part from #1165 and after t_he date of mailing the notice .of redemption of such Bond ~1166 or Rortion thereof. #1167 S_ECTION 2.14..Reqistration Books. The Paying Agent will #1169 keep at its corporate agency office sufficient books for _the regis- #1170 tration of the ownership, transfer or exchange of the Bonds, which ~1171 books shall be available for inspection by _the City and _the Trustee #1172, at reasonable hours and under reasonable conditions; a_nd upon presen- #1174, ration for such purpose the Paying Agent shall, _under such reasonable %1176 regulations as it may prescribe, r_egister the ownership, transfer or #1177 exchange of the Bonds in such books as hereinabove provided. The ~1178, ownership of any Bonds may be proved by the books required t_o be kept #1180 by the Paying Agent pursuant to the provisions of Section 2.14 ~(1180 hereof. ~ ( 1180 -31- ~38 '94691.9. 2535.06:14 ~(38) S_ECTION 2.15. Temporary Bonds.. The Bonds may be initially #1182 delivered in temporary form exchangeable for definitive Bonds when ~1183 ready for delivery, which temporary Bonds shall be printed, litho- #1184 graphed or typewritten, shall be of such denominations as may be ..~1185 determined by the Trustee, shall be in fully registered form and ~1186 shall contain such reference to any of the provisions hereof as may #(118~ be appropriate. Every temporary Bond shall be authenticated and #1187, delivered by the Paying Agent u_pon the same conditions and terms and #1189 in substantially the same manner as definitive Bonds. If t~e City #1190, authenticates and delivers tempora.ry Bonds, t_he Paying Agent will .~1192 prepare and execute and the Paying Agent will authenticate definitive ~ (1191 Bonds without delay, a_nd in that case upon demand of the Owner of any #1193 temporary Bonds s_uch definitive Bonds shall be exchanged without cost #1194 to such Owner for temporary Bonds at the corporate agency office of .~1195 the Paying Agent upon surrender of such temporary Bonds, and until so #1196 exchanged such temporary Bonds s_hall be entitled to the same benefit, #1197 protection and security hereunder as the definitive Bonds executed #1198 and delivered hereunder. Ail temporary Bonds s_urrendered pursuant to #1199 the provisions of this Section 2.15 shall be cancelled b_y the Paying #1200 Agent and shall not be redelivered. #(120C S_ECTION 2.16. Bonds Mutilated, De~, ~ or Stolen. #1202 If any Bond shall become mutilated, the Paying Agent shall authenti- # (1202 cate a_nd deliver a new Bond of like tenor and number in lieu of the #1203 mutilated Bond, but only upon surrender to the Paying Agent of the #1204 mutilated Bond, and every mutilated Bond surrendered to the Paying #1205 Agent shall be cancelled b_y it and shall not be redelivered. If any #1206, Bond shall be destroyed, lost or stolen, evidence of such destruc- #(1207 tion, loss or theft may be submitted to the Paying Agent _and if such #1208, evidence is satisfactory to the Paying Agent, and the Paying Agent #1210 receives indemnity satisfactory to it, the PaYing Agent shall authen- #(121C ticate and deliver-a new Bond of like tenor and number in Substitu- #1211 tion for the destroyed, lost or stolen Bond. The Paying Agent may #1212 require payment o_f a sum not exceeding the actual cost of preparing #1213 each new Bond authenticated and delivered by it under this #1214 Section 2.16 and of the expenses which may be incurred by it under #1215 this Section 2.16. Any replacement Bond a_uthenticated and delivered #1216 under the provisions of this Section 2.16 hereof in lieu of or in #1217 substitution for any mutilated, destroyed, lost or stolen Bond s_hall #1218 be equally and proportionately entitled to the benefit, protection #(1218 and security hereof with all other Bonds executed and delivered here- #1219 under; and the Paying Agent shall not be required to treat both the #1220 original Bond and any replacement Bond as being Outstanding for the ~1221 purpose of determining the principal amount of Bonds which may be ~1222 authenticated _and delivered hereunder or for the purpose of determin- ~1223 ing any Rercentage of Bonds Outstanding hereunder, but both the orig- ~1224 inal and t_he replacement Bond shall be treated as one and the same. a1225 Notwithstanding _any other provision of this Section 2.16, rather than 81226, authenticating and delivering a new Bond for a mutilated, destroyed, ~1228 -32- ~38 94691.9. 2535.06:14 ~(38) lost or stolen Bond which has been called for redemption, the Paying #1229 Agent may make payment of the principal of such mutilated, destroyed, #1230 lost or stolen Bond d_irectly to the Owner thereof under such regula- #1231 tions as the Payin~ Agent m_ay prescribe. T_o the extent permitted by ,%1232, law, the City agrees to indemnify a_nd .hold harmless the Paying Agent #1234 from and against any claims, d_amages and losses (including legal fees #1235 and expenses), arising out of payment-of principal of any stolen #1236 Bond. # ( 1236 _ARTIC~.~. III ~ 1237 REDEMPTION OF BOND~ .%(1237 S_ECTION 3.01. Mandatory Redemption. #1238. ~A) Unit Pricing Bonds are subject to redemption on #1240 any Business Day 9~on notice as hereinafter provided, as a whole, or ~1241 in part in A_uthorized Denominations in order of t_he Purchase Dates of !#1242 such Bonds to the extent of moneys transferred from the Construction !# (124 Fund ~o the Redemption Account pursuant to Section 5.06 hereof, to !~1243 the extent of moneys derived from foreclosure under Section 7.02 !#(124 hereof or to the extent of. prepaid Assessment Installments _under the !%1245 circumstances and upon the conditions and terms prescribed h_erein at #1247 a redemption price ~alculated as ~et forth below plus accrued and %1248, unpaid interest, if any: #(124~ If the Unit Pricing Period of such Bond is less than or equal to one ~1250 year, t_he redemption price will be calculatec~ as follows: (i) if the #1251 Remaining Interest Period is less than or equal to 30 days, t_he #1252, redemption price will be 100% and (ii) if the Remaining I_nterest #1254 Period is more than 30 days _the Trustee will r_equest the Remarketing #1255, Agent to provide an Adjustable Interest Rate for a Unit Pricing .%1257 Interest Period equal to the Remaining Interest Period, a_nd if such #1258 rate is greater than or equal to the A_djusted Interest Rate on the .~1259 Bond called for r_edemption, the redemption price will be 1_00%, b_ut if #1260, such rate is less than the Adjusted Interest Rate on such Bond the #(1262 redemption price will be calculated by dividing the n_umber of days in .%1263, the Remaining Interest Period by 365 or 366 days las applicable) a_nd #1265, multiplying the quotient by the difference between the Adjusted .~(1267 Interest Rate on such Bond and such rate a_nd rounding the product to .%1268, the nearest 1/100th and adding t_he result to 100, but in no event ,%1270 shall such redemption price exceed 101%. ~(127C ~f the Unit Pricing Interest Period for such Unit Pricing Bond ks #1271, more than one year, the redemption price will be determined in a_ccor- #1273 dance with the following table: ~(127~ -33- :~38 94691.9. 2535.06: 14 ~ (38) Unit Pricin~ Interest Period ~ime from the most r_ecent Rate ~djustment Date'to Redemption Date Price #1277 f1278 ~1279 #1280 ~ore than 1 but less than or. 9qual to 3 years ............ ~ore than 3 but less than or ~qual to 6 years ............ more than 6 but less than or ~qual to 10 years ........... 0 to 1 year ! to 2 years A to 3 years 0 to 2 years A to 3 years ~ to 4 years after 4 years 0 to 4 years 4_ to 5 years 5_to 6 years after 6 years ~1283 101 · % #1284 100 1/2 #1285 100 ~1286 #1287 101 1/2 #1288 101 #1289 100 1/2 ~1290 100 #1291 #1292 102 #1293 101 1/2 #1294 101 #1295 100 #1296 more than 10 years .......... 0 to 7 years 102 1/2 #1298 Z to 8 years 102 #1299 '~ to 9 years 101 #1300 after 9 years 100 #1301 For purposes of Section 8768 of the Act, Unit Pricing Bonds #1303. have no "annual series" for purposes of selecting Unit Pricing Bonds #1303. for redemption. # (1303 Demand Bonds are subject to redemption on any Interest ~1304, Payment Date upon notice as hereinafter Rrovided, as a whole, or in #1306 part in Authorized _Denominations, to the extent of moneys transferred '.#1307 from the Construction Fund to t_he Redemption Account pursuant to !~130~ Section 5.06 hereof, to the extent of moneys derived from f_oreclosure '.#1309 under Section 7.02 hereof or to the extent ofl prepaid Assessment !~(13C Installments under the circumstances and upon the conditions and #1310 terms prescribed herein at a redemption price equal to the sum of _the #1311, principal amount of the Bonds redeemed plus accrued interest _thereon #1313 to the date fixed for redemption without redemption Rremium. For #1314 purposes of Section 8768 of the Act, Demand Bonds have no "annual ~1314. series" for purposes of selecting Demand Bonds for redemption. .~(1314 lB) After conversion to a Fixed Interest Rate, a Bond #1316, is subject to redemption in whole or in part o_n any Interest Payment #1318 Date, upon notice as hereinafter provided, i_n an integral multiple of ~1319 $5,000, from moneys transferred from the Construction Fund to the ~1320, Redemption Account pursuant to Section 5.06 hereof, from m_oneys ~1322, -34- ~38 94691.9. 2535.06: 14 ~ (38) derived from foreclosures under Section 7.02 hereof or from prepaid #(1323 Assessment Installments, _under the circumstances _a_nd upon the condi- #1324, tions and terms prescribed herein at a redemption price e_qual to #1326 10.'~%% of the Rrincipal amount thereof plus accrued and unpaid inter- #1327 est, if any. F_or purposes' of Section 8768 of the Act, the sinking #1327. fund amounts of Bonds in a Fixed Rate Mode shall constitute "annual #1327. series" for purposes of selecting Bonds in the Fixed Rate Mode for #1327. redemption and each conversion to a Fixed Interest R_ate shall consti- #1327. tute a separate "annual series" such that Bonds to be r_edeemed from #1327. certain moneys derived from f_oreclosures under Section 7.02 hereof or #1327. from prepaid Assessment Installments, shall be selected from only #1327. those B_onds converted to a Fixed Interest Rate which relate t_o such #1327. foreclosures or prepaid Assessment Installments. _The City Treasurer #1327. shall select Fixed Rate Bonds for redemption' pursuant to this #1327. Section 3.01(B) as follows: a pro rata 9ortion of Fixed Rate Bonds #1327. from each sinking fund amount shall be determined by the City #1327. Treasurer, and the City Treasurer s_hall select by lot in any manner #1327. that the City Treasurer deems fair the Fixed Rate Bonds to be #1327. redeemed within each sinking fund amount. _.The City Treasurer shall #1327. promptly notify the Trustee of the Fixed Rate Bonds s_elected for #1327. redemption. # ( 1327 lC) Unit Pricing Bonds or Demand Bonds are subject to #1329 mandatory redemption on September 2, 1999 and on each Principal #(132~. Payment Date thereafter, upon notice as hereinafter provided, i_n part #1330, in an integral multiple of the then minimum Authorized Denomination # (1331 of the Bonds, from Assessment Installments deposited in the Principal # 1332, Account and upon the conditions and terms prescribed herein, at a #1334, redemption price equal to the sum of the principal amount of the #(1335 Bonds c_alled plus accrued interest thereon to the date fixed for #1336 redemption, and in the years and principal amounts as follows: #1337 -35- #38 94691.9. 2535.06: 14 ~ (38) ~Final Maturity principal #1341 ~ear Amount #1342, ~999 $2,560,000 #1353 A000 2,820,000 #1354 ~001 3,100,000 #1355 AO02 3,410,000 #1356 ~003 . 3,750,000 #1357 ~004 4,125,000 #1358 ~005 4,540,000 #1359 ~006 4,990,000 #1360 ~007 5,495,000 #1361 ~008 6,040,000 #1362 ~009 6,645,000 #1363 [010 7,310,000 #1364 ~011 8,040,000 #1365 [012 8,845,000 #1365. [013 9,730,000* #1365. #1368 %1369 N_otwithstanding the foregoing, in the event of conversions #1372 of all or a portion of the Bonds to a Fixed Interest R_ate pursuant to #1373 Section 2.10 hereof, the Finance Director is hereby directed to #1374 establish a separate schedule of redemptions (Year and Principal #1375 Amount) for such Bonds converted to a Fixed Interest Rate and to #(1375 select Bonds for such redemptions commencing o_n the Principal payment #1376, Date followi.ng the first Interest Payment Date for such Bonds which, #1377. as nearly as practicable, will result in d_ebt service with respect to #1378 such Bonds being equal in amount for each of the years following such #1379, Conversion Date(s) to the Maturity Date. _The Finance Director will ~1381 also adjust the P_rincipal Amount column set forth above to reflect #1382 (i) the [eduction in principal amount of Unit Pricing Bonds or Demand #1383 Bonds Outstanding, giving effect to such reduction in the earliest #1384 year (or years, if applicable) appearing in the Principal Account #1384. column set forth above, and (ii) the schedule hereby c_reated for the #1385 Fixed Rate Bonds. I_n determining such schedule, the Finance Director #1386, shall apply a_mounts transferred from the Interest Reserve Fund Dursu- #1388, ant to Section 5.07 and the moneys withdrawn from the Variable Rate .~ (1389 Reserve Account, as Rrovided in Section 5.04(D)(v). #1390 iD) In the event of redemption of Bonds pursuant to ~1392 paragraphs (A) or (B) of this Section 3.01 f_rcm moneys derived f_rom ~1393, prepaid Assessments, the Construction Fund or the proceeds of fore- #(1394 closure under Section 7.02 hereof, as the case may be, t_he Finance #1395, Director is hereby directed to annually adjust t_he amounts set forl=h #1397 -36- 338 94691.9.2535.06:14 ~(38) above by deducting therefrom the amount of Bonds which would have ~1398 otherwise been redeemed had such redemptions or Rurchases not taken #1399 place, so as to maintain the same proportional relationship between #1400 t_he amount of Outstanding Bonds redeemed pursuant hereto a_nd the #1401, amount of unpaid Assessments, as adjusted: Li) t_o deduct any portion #1403 of such prepaid Assessment which is credited t_oward the principal due #1404 on .the next Principal Payment Date as provided in Section 5.04(C) #1405 hereof; and iii) to round the amount due in any year to an integral #1406 multiple of the then minimum Authorized Benomination of the Bonds. #1407 The Finance Director shall promptly notify the Paying Agent and #1408, Trustee of all such adjustments. In making the foregoing adjustments #1410 for such redemptions, t_he Finance Director shall adjust the amounts. #1411 of B_onds to be redeemed in accordance with the _above provisions only #1412, with respect to amounts attributable to redemptions of such Bonds, if #1414 less than all of the Outstanding Bonds have been converted to the #1415 Fixed Rate Mode. #1416 S_ECTION 3.02. ODtional Redemption of Unit Pri¢i~q Bonds. # 1419 The Bonds in the Unit Pricing Mode a_re subject to optional redemption #1420 b_y the City, in whole or in part i_n Authorized Denominations, on any ~1421, Business Day, at a redemption price calculated as set forth in the #(1422 first paragraph of Section 3.01(A) hereof, Rrovided, however, that #1423, such redemption may only b_e effected in connection with the payment #1425 of such Bonds pursuant to Section 10.01(c) hereof. Notwithstanding #1426, the foregoing, Bank-Owned Bonds shall be redeemed without premium. ~1428, If such redemption is in part, Bank-Owned Bonds shall be #1430 selected for redemption by t_he Trustee prior to selecting any other #1431 Bonds, and thereafter U_nit Pricing B_onds shall be redeemed in the #1432, order of their Purchase Dates, and by lot among those Unit Pricing #1434 Bonds with the same P_urchase Date. The amount of Bonds to be ~1435 redeemed shall, if required, be adjusted downward to the extent nec- #1436 essary to result in Bonds being redeemed only in Authoriz. ed #1437 Denominations. # ( 1437 S_ECTION 3.03. Optional Redemption of Bonds in the D~m~nd ~1439 Mode. Demand Bonds are subject to optional redemption by the City, #(143~ in whole or in part i_n Authorized Denominations, o_n any Variable Rate ~1440, Adjustment Date, at a redemption price equal to 100% of the principal #1442 amount thereof being redeemed plus accrued interest to such redemp- #(1442 tion date, without premium; provided, however, that such redemption #1443 may only b_e effected in connection with the payment of such Bonds #144'4 Rursuant to Section 10.01(c) hereof. If such redemption is in part, ~1445 Bank-Owned Bonds shall be redeemed first, and all o_ther Bonds shall ~1446 be redeemed by lot in such manner as shall be determined by the Trustee. 94691.9. 2535.06:14 -37- ~.38 S_ECTION 3.04. Optional Redemption of Bonds in the Fixed #1448 Rate Mode. The Bonds in the Fixed Rate Mode are subject to redemp- # (144~ tion b_y the City in the minimum principal amount of $5,000, in whole #1449, on any date or in part on any I_nterest Payment Date, a_t a redemption #1451, price of'102%% of the principal a_mount of Bonds called for redemp- ~1453 tion, plus accrued interest to the date fixed for redemption. #1454 S_-ECTION 3.05. Extraordinarv Mandatory Redemption. Upon #1454. delivery to the Trustee of an Opinion of Counsel that such redemption #1454. is lawful, the Bonds are subject to extraordinary mandatory redemp- #(1454 tion before maturity in the event of damage to or d_estruction of any #1454. works of improvements relating to Assessment District No. 86-2 or #1454. condemnation thereof, a_nd to the extent of, the net proceeds realized ~1454. therefrom /including any net proceeds, whether or not r_eceived from ~1454. such damage, destruction or condemnation, r_elating to moneys received # 1454. for the benefit of Assessment District No. 86-2 f_rom proceedings or #1454. actions relating to construction of the Eastern Transportation #1454. Corridor or other highway transportation improvements). N_o such net #1454. proceeds shall be applied to the redemption of Bonds to the extent #(1454 such net proceeds a_re applied to the repair, restoration or rehabili- '.%1454 ration of works of improvements relatinq to Assessment District !#1454 No. 86-2 to the condition they were in prior to such damage, d_estruc- #1454. tion or condemnation. Any net proceeds applied to the extraordinary %1454. mandatory redemption of Bonds shall be treated as a prepaid assess- #1454. ment by owners of land within the District. N_et proceeds to be #1454. applied to the redemption of Bonds shall be deposited in the #1454. Redemption Account of the Redemption Fund. Not later than 30 days #1454. after its receipt of s_uch net proceeds, the City shall notify the #1454. Trustee either (i) that it will apply such net proceeds to repair, I !%1454 restore or rehabilitate..I works of improvementsl or Lii) that on the !#1454 next March 2 or September 2 occurring n_ot less than 30 days from the #1454. date of the Trustee's receipt of such notice, which notice shall #1454.- specify such redemption date, the City will request that the Trustee !%1454 redeem Bonds in an amount therein desiqnated. I If called for redemp- !%1454 tion,, s_uch Bonds shall be subject to redemption by the City at any !#1454 time on a day chosen b_y the City, i_n whole or in part, and if in !%1454 patti shall l redeem all Bank-Owned Bondsl and then redeem a pro rata !~1454 share of Fixed Rate Bonds Land pro rata among Fixed Rate Bonds of #1454. each Conversion Date), U_nit Pricing Bonds and Demand Bonds, a_t the #1454. principal amount thereof plus interest accrued thereon to the date ,%(1454 fixed for redemption, w_ithout premium. I_n the event net proceeds are ,% 1454. not applied to repair, restore or rehabilitatel works of improvements !%1454 and cannot be used to redeem Bonds in accordance with this Section !~1454 3.05, such net proceeds shall be transferred (i) to the Fixed Rate ~1454. Reserve Account and the Variable Rate Reserve Account t_o the extent ,%1454. of any deficiencies therein and pro rata in the e_vent such net pro- ~1454. ceeds are not sufficient to satisfy the deficiencies in both such ,%1454. Accounts and thereafter (ii) to the Interest Account as a_ credit ~.1454. against interest on Assessments. ~(1454 -38- ~38 94691.9 . 2535.06: 14 :~ (38) S_ECTION 3.06. Selection of Bonds for Red--ion. For pur- #1455. poses of Section 8768 of the Act, Unit Pricing Bonds and _Demand Bonds #1455. selected for redemption pursuant to Section 3.02 and S_ection 3.03 #1455. · hereof, respectively, have no "annual series" 'for Rurposes of select- #1455. lng such Bonds for redemption. For purposes of Section 8768 of the #1455. Act, the sinking fund amounts of Bonds in a Fixed Rate Mode Shall #1455. constitute "annual series" for purposes of selecting such Bonds for #1455, redemption pursuant to Section 3.04 hereof, a_nd each conversion to a #1455. Fixed Interest'Rate shall constitute a_ separate "annual series" such #1455. that Bonds to be redeemed from certain moneys derived from foreclo- #1455. sures under Section 7.02 hereof or from prepaid Assessment #1455. Installments shall be selected from only those Bonds converted to a #1455. Fixed Interest Rate which relate to such foreclosures or prepaid #1455. Assessment Installments. # ( 145_= If not otherwise provided in Sections 3.01, 3.02, 3.03, ~1456 3.04, or the first paragraph of this Section 3.06, w_henever less than #1457 all the Outstanding Bonds are to be redeemed on any one date, the #1458 Trustee shall select the Bonds to be redeemed in whole or in part #1459 from the Outstanding Bonds by lot in any manner t_hat the Trustee #1460 deems fair; provided, however, that if not otherwise provided in 3(146¢ Sections 3.01, 3.02, 3.03, 3.04, or t_he first paragraph of this #1460. Section 3.06, if Bonds are to be redeemed from Rrepaid Assessments or #1461 from moneys derived from foreclosures under Section 7.02 hereof, the #1462 Trustee shall select for redemption Bonds bearing interest in the #(1462 same mode as such Assessment and, among Bonds of the same Mode, a #1463 Bond bearing a rate of interest equal to the rate of interest o_n such #1464, Assessment and if Bonds are to be redeemed from m_oneys transferred #1466 from the Construction Fund to the R_edemption Account the Trustee #1467 shall use such m_oneys to redeem a pro rata s_hare of (i) Fixed Rate #1468, Bonds (and pro rata among Fixed Rate Bonds of each Conversion Date) #1470 and (ii) Unit Pricing Bonds or Demand Bonds, in accordance with #1471 Section 3.01 hereof. _The Trustee shall promptly notify _the Bank, _the #1472, City, the Remarketing Agent and the Paying Agent in writing of the #1475 numbers of the Bonds so selected for redemption in whole or in part #1476 on such date; provided, however, _that if on the date of selection, if #1477 there shall be any Bank-Owned _Bonds, such Bonds shall be selected for #1478 redemption b_y the Trustee prior to selecting any Unit Pricing Bonds ~1479, or Demand Bonds. #(148£ S_ECTION 3.07. Notice of Redemption. Notice of redemption ~1482 shall be given by registered or certified mail by the Trustee t_o the #1483 Remarketing Agent, the Paying Agent, one or more Information #(1482 Services, and to the Owners of any Bonds designated for redemption in ~1484 whole or in part prior to the redemption date within ten (10) days #1485 after the Trustee has received notice of redemption from the City. ~1486 Notice of redemption shall also be given by telecopy or certified, #1486. registered or overnight mail to the Securities Depositories t_wo (2) #1486. days prior to the mailing of notice of redemption referred t_o in' the ~1486. -39- ~38 94691.9. 2535.06: 14 ~ (38) preceding sentence. E_ach notice of redemption shall state the #1487 redemption date, the redemption place and the redemption price, shall #1488 designate the numbers of the Bonds to be redeemed if less than all' #1489 the Bonds Outstanding are to be redeemed, s_hall (in the case of any #1490, Bond called for redemption in part only) state the portion of the #1492 principal amount t_hereof which is to be redeemed, and shall state #1493 that the interest thereon o_r portions thereof designated for redemp- #1494 tion shall cease to accrue from and after such redemption date and #1495 that on such redemption date there will become due and payable on #1496 each of the Bonds or portions thereof designated for redemption the #1497 redemption price thereon. T_he failure of any Owner, Information #1498 Service or Securities Depository to receive such notice will not #(1498 affect the validity of the redemption of any Bonds. #1499 The Trustee shall give notice of redemption of any Bonds to #1500 be redeemed within ten (10) days of receipt of n_otice from the City #1501, (which notice shall be given to the Trustee a_t least forty (40) cal- #1503 endar days prior to the date fixed for redemption). #(1503 S_ECTION 3.08. Partial Redemption of Bonds. Upon surrender # 1508 of any Bond redeemed in part only, the Paying Agent s_hall authenti- #1509 cate and deliver to the Owner thereof a new Bond or Bonds r_epresent- #1510 lng the unredeemed principal amount of the Bond so surrendered. #(151£ S_ECTION 3.09. Effect of Redemption. If notice of redemp- #1512 tion has been duly given as aforesaid and money for the payment of #1513 the redemption price of the Bonds or portions thereof t_o be redeemed #1514 is held by the Paying Agent, then on the redemption date d_esignated #1515 in such notice the Bonds or portions thereof so called for r_edemption #1516 shall become payable at the redemption price as specified in such #1517 notice; and from and after the date so designated interest _thereon or #1518 portions thereof 'so called for redemption shall cease to accrue, s_uch #1519 Bonds or portions thereof shall cease to be entitled to any benefit, #(1519 Rrotection or security hereunder and the Owners of such Bonds or Dor- #1520, tions thereof shall have no rights in respect thereof except to #(1521 receive payment of the redemption price. T_o the extent moneys for #1522, the payment of the r_edemption price of the Bonds or the portion #1524 thereof to _be redeemed is not held by the Paying A_gent on the redemp- #1525, tion date, such redemption s_hall be cancelled and interest shall con- #1527 tinue to accrue. N_otwithstanding the foregoing, any Bank-Owned Bonds #1528 shall remain Outstanding _until the Bank is paid all amounts due under #1529, such Bonds. _The Paying Agent shall, upon s_urrender for redemption of #1531, any of the Bonds or portions thereof to be r_edeemed on their redemp- #1533 tion dates, pay such Bonds or portions thereof at the redemption #1534 price. U_pon payment to the Bank of all amounts due on Bank-Owned ~1535 Bonds the Bank shall cause the surrender of such Bonds to be made t_o ~1536, the Paying Agent for cancellation. ~(1537 -4O- 94691.9. 2535.06:14 ~(38) _ARTICLE IV ~1538 PURCHASE OF BONDS .-.~. #(153~ .. S_ECTION 4.01. Optional Ten.~_er.of U~it PF. icinq Bonds. The #1540 registered Owner of any Unit Pricing Bond m_ay demand that such Bond, #1541 or any portion thereof in a principal amount equal to an Authorized #1542 Denomination (so long. as the principal amount not purchased is an #1543 Authorized Denomination), be Rurchased in accordance with the terms #1544 of Section 4.04 hereof on any Purchase Date at _t. he Tender Price b_y '#1545, (a) giving an Election Notice and Lb) delivering such Bond duly #1548, endorsed in blank for transfer together with the confirmation of the #1551 Election Notice at the principal corporate trust office of the Tender #1552 Agent at or Rrior to 12:30 P.M., New York City time, on such Purchase #1553 Date. T_he right of any Owner to have Unit Pricing Bonds purchased #1554, pursuant to this Section 4.01 shall terminate on the conversion of #1556 Unit Pricing Bonds to the Demand Mode or on a Conversion Date. #1557 T_he delivery of an Election Notice to the Tender Agent and #1558 the Remarketing Agent is irrevocable and binding on the Owner and #1559 cannot be withdrawn. Any Bond with respect to which an Election #1560 Notice is given but which is not tendered on the Purchase 'Date stated # (156£ in such Election Notice s_hall be deemed purchased and interest #1561 thereon s_hall cease to accrue. A new Bond shall be issued to the #1562 purchaser thereof. _The Owner of such a Bond shall be entitled solely #1563 to payment of the Tender Price for such Bond. _An Owner of a Bond who #1564, gives an Election Notice with respect to s_uch Bond may repurchase #1566 such Bond if the Remarketing Agent agrees tO sell any such Bond so #(1566 tendered back to such Owner. I_n such event, the delivery requirement #1567 described above shall be waived. #(1567 SECTION 4.02. Optional Tender Of Bonds in the Demand #1569 Mode. The registered Owner of any Demand Bond m_ay demand that such #1570 Bond, or any portion thereof in a principal amount equal to an #(157C A_uthorized Denomination (so long as the principal amount not put- #1571 chased is an Authorized Denomination), be Rurchased in accordance #1572, with the terms of Section 4.04 hereof on any Optional Tender Date a_t #1574 the Tender Price b_y (a) giving a_ Tender Notice and Lb) delivering #1575, such Bond duly endorsed i_n blank for transfer a_t the principal corpo- #1579, rate trust office of the Tender Agent at or Rrior to 12:30 P.M., New #1581 York City time, on such Optional Tender Date. _The right of .any Owner #1582 to have Demand Bonds Rurchased pursuant to this Section' 4.02 shall #1583 terminate on the conversion of Demand _Bonds to the Unit Pricing Mode ~1584 or on a Conversion Date. #(1584 The delivery of a Tender Notice to the Tender Agent and the ~1585 Remarketing A_gent is irrevocable and binding on the Owner and cannot ~1586 be withdrawn. A_ny Bond with respect to which a Tender Notice is ~1587 given but which is not tendered on the Optional Tender Date stated in #(1587 -41- ,~38 94691.9. 2535.06: 14 ~ (38) such Tender Notice shall be deemed purchased and interest thereon #1588 s_hall cease to accrue. A new Bond shall be issued to the purchaser #1589 thereof. T_he Owner of such a Bond shall be entitled solely to Ray- #1590, ment of the Tender Price for such Bond. _An Owner of a Bond who gives #1592 a Tender Notice with respect to s_uch Bond may repurchase such Bond if ~1593 the Remarketing Agent agrees to sell any such Bond so tendered back #(1593 to such owner. In such event, the delivery requirement described #1594 above shall be waived. #(.1594 · S_ECTION 4.03. Mandator~ Purchase of Bonds. Unit Pricing ~1596 Bonds and Demand Bonds are subject to mandatory tender and purchase #(159~ 9n any Mandatory Tender Date at the Tender Price· #1597, T_he Tender Agent shall provide written notice t_o Owners of #1599, Unit Pricing Bonds and Demand Bonds subject to mandatory purchase #(1601 that s_uch Bonds will be subject to mandatory tender for Rurchase on #1602, the applicable Mandatory Tender Date and of the rating which the #1604 Bonds will have f_rom Moody's or S&P if available (and, in the case of #1605 clause (i) below, such notice shall state that the then existing #1605. rating or ratinqs on the Bonds to be converted to a Fixed Interest !~160-~ Rate Imay be lowered or withdrawn by Moody's or S&P in connection !#1605 with such conversion), (i) in the event of a conversion to the Fixed #(1605 Rate Mode not later than the thirtieth (30th) _calendar day next pre- #1606 ceding the Proposed Conversion Date or the Automatic Conversion Date, # (1606 as the case may be; iii) in the event of a change from the Unit #1607, Pricing Mode to the Demand Mode, not later than the thirtieth (30th) #1609 calendar day n_ext preceding the Demand Date; liii) in the event of a #1610, change from the Demand Mode t_o the Unit Pricing Mode, not later than #1612 the thirtieth (30th) calendar day next preceding the Unit Pricing #1613 Date; liv) in the event of thel Expiration Date or the Termination :#1614 Date, not later than t_he thirty-fifth (35th) calendar day next pre-'!#1615 ceding the l Expiration Date or the Termination Date= as the case may :.~ (161 be; (V) in the case of the Bank Mandatory Purchase Date, not later !~1615 than the tenth (10th) calendar day next precedinq the Bank Mandatory !~161-= Purchase Date; and (vi) in the event of a Substitution Date, not !~1616 later than the fifteenth Business Day next Rreceding the Substitution !#1617 Date. # 1618 In the case of (i) a change from a D_emand Mode to a Unit #1619, Pricing Mode or from a Unit Pricing Mode to a Demand Mode, (ii) a ~(162£ Substitution Date or (iii) conversion to a Fixed Interest Rate, such #(162£ notice m_ust state that the Owner may elect to retain such Bond b_y #1621, giving written n_otice of such election to the Tender Agent, i_n case ~1624, of clauses (i) and (ii) above, n_o later than the seventh (7th) calen- ~1626 dar day preceding such Mandatory Tender Date and in the case of ~1627 clause (iii) above, the second (2nd) Business Day after the r_elevant ~1628, Preliminary Pricing Date. U_pon the filing of such notice such Bond ~1630 shall not be subject to optional tender pursuant to S_ection 4.01 or ~1631, ~.02 hereof on or prior to the D_emand Date, the Unit Pricing Date, ~1633 -42- ~38 94691.9.2535.06:14 ~(38) the S_ubstitution Date or the Conversion Date, as the case may be. I_n #1634, the case of a conversion to a Fixed Interest Rate, s_uch notice also !#163~ shall conform to the requirements of Section 2.07 hereof and shall !#(162 provide that the Owner acknowledqes that the then existinq ratinq o__r !.~163~ ratinqs on the Bonds to be converted to a Fixed Interest Rate may be !.~163{ lowered or withdrawn by Moody's or S&P in connection with such con- !.~163e version and in the case of an Expiration Date or a Termination Date 1~ (16~ such .notice shall conform to Section 4.05 hereof. #1637 On any Mandatory Tender Date, unless the Owner thereof h_as #1638, elected to retain ownership of a Unit Pricing Bond or Demand Bond, #(163c- such Bond will be d_eemed to have been purchased, whether or n_ot actu- #1640, ally delivered for purchase. Interest on such Bond will cease to #1642 accrue and s_uch _Bond shall no longer be entitled to the security Rro- ~1643, vided by this Indenture. T_he Owner of such Bond shall be entitled #1646 only to receive the Tender Price, and may be paid solely from the #1647, funds deposited pursuant to t_his Indenture for such purpose. #1650 S_ECTION 4.04. Tender and Purchase of Bonds. (A) Promptly #1652 upon its receipt of any written Optional Tender Notice, the Tender # (1652 Agent s_hall ~ive oral confirmation of such n_otice t_o the Remarketing #1653, Agent. The Remarketing Agent shall use its best efforts to r_emarket #1657, Bonds at a price of par plus accrued and unpaid interest; provided, $1659 however, that if there is on file with the Remarketing Agent, the #1660 Trustee and t_he Tender Agent a consent from the Bank, such Bonds may #1661 be remarketed at a price less than par if the Remarketing Agent cer- #1662 tifies that remarketing at less than par is necessary to remarket !#1662 such Bonds, l if cash or other immediately available moneys arel on !#(166 deposit i_n the Remarketinq Cost Account in-an amount sufficient roi !#1664 reimburse immediately the Bank t_he difference between par and thel !#1665 price at which such Bonds arel remarketedl and if t_he rate on the !#166( remarketed Bonds is equal 'to or less than the Maximum Rate. # (166( Bonds subject to purchase pursuant to Section 4.01, #1667 Section 4.02 or Section 4.03 shall be purchased from the Owners #1668, thereof on any Optional Tender Date or any Mandatory T_ender Date, as #1670 the case may be, at the Tender Price which shall be ~ayable solely #1671 from the following sources in the order listed: %(1671 il) Amounts on deposit in the Remarketing Proceeds Account; and #1673 #1675 i2) Amounts on deposit in the L_etter of Credit Account. 1677, ~(167& lB) At or prior to 12:30 P.M. New York time, on each #1680, Optional Tender Date and each Mandatory T_ender Date, the Remarketing ~1682 Agent (1) will cause to be delivered to the Tender Agent in ~1683 immediately available funds the proceeds of the remarketing, if any, ~(168~, -43- ~38 94691.9. 2535.06: 14 = (38) 12) will deliver to the T_ender Agent instructions for delivery and #1684, registration of the Bonds remarketed t_hereof in accordance with para- #1686, graph (C) below, and (3) will give n_otice to the Tender Agent, speci- #1688 -lying t_he aggregate principal amount of any Bonds not.remarketed and !~1689 fpr wh%ch the Remarketinq Agent has not received proceeds from a !~169C remarketing which must be Rurchased for the benefit of the Bank with !#1691 t_he proceeds of a drawing on the Letter of 'Credit on such date. If #1691. such notice from the Remarketing Agent. indicates t_hat Bonds are #1693 required to be purchased for the benefit o~ the Bank with the Rro- #1693. ceeds of a drawing on the Letter of Credit, t_he Tender Agent shall ~1694 give immediate notice to the Trustee, the Bank and the City at or #1695 prior to 12:45 P.M..New York City time on such date specifying the ~1696, information set forth in t_he preceding sentence. The aggregate #1698 a_mount of Bonds specified in such direction to be Rurchased for the #1699, benefit of the Bank shall not be reduced. #(170( lC) On each Optional Tender Date and Mandatory Tender #1702 Date, all Bonds which (i) have been remarketed shall be delivered a_nd #1703, registered as directed by _the Remarketing Agent or Lii) are required #1705, to be purchased for the benefit of the Bank with the Rroceeds of a #1706. drawing on the Letter of Credit s_hall be held by the Tender Agent for %1707 the benefit of the Bank. T_he Tender Agent s_hall not release remar- #1708, keted Bank-Owned Bonds held by it until the Tender Agent receives #1714 written notice from the Bank that the Letter of Credit h_as been fully #1714. reinstated with respect to such Bonds. # (171~. iD) The Tender Agent shall take any action reasonably #1716 requested by the Remarketing Agent to facilitate the remarketing of #1717 Bonds lincluding without limitation Bank-Owned Bonds) on Optional #1718 Tender Dates and on Mandatory Tender Dates; provided, however, that .'~1719 the Tender Agent shall not allow the City to purchase any Unit .'.~1719 Pricing Bond or Demand Bond tendered for purchase unless the City !~171~c first provides the Tender Agent with an Opinion of Counsel that the '..~171c.' moneys to be used by the City to purchase such tendered Bond would !~171~ not be subject to recapture by a trustee in bankruptcy. !#1719 IE) The Tender Agent shall pay from the funds specified in #1721 Section 4.04(A) hereof, the Tender Price for each _Bond at or prior to #1722 4: O0 P.M. New York City time on the Optional T_ender Date or Mandatory #1723 Tender Date, as the case may be, only after receipt of s_uch Bond, #1724 properly endorsed either in blank o_r to the Tender Agent. Payment of ~1725 the Tender Price of any Bond tendered for purchase shall be made in ~1726 immediately a_vailable funds or in such manner as such Owner and the ~1727 Tender Agent s_hall agree. .~ 1728 iF) Notwithstanding any provision contained in this ~1730 Article IV, all Bank-Owned Bonds except Bonds pledged to the Bank #1731 pursuant to Section 4.06(B) hereof shall be deemed tendered to the ~(173] R_emarketing Agent on each Business Day without the need for any ~1732 -44- #38 94691.9. 2535.06: 14 ~ (38) Tender Notice or Election Notice or delivery of such Bonds. The ~1733 Remarketing Agent shall remarket such Bank-Owned Bonds on each #1734 B-~siness Day in accordance with this Indenture and the Remarketing #1735 Agreement; provided, however, that the Bank shall be deemed to repur- # 1736 chase such Bonds without any further payment therefor by the Bank on #(1736 each Business Day s_uch Bonds are not successfully remarketed, all in #1737 accordance with Section 4.08 hereof. #1738 SECTION 4.05. Mandatory Purchase Upon Expiration or #1739. Termination of Letter of Credit. # (173c- iA) On the 180th day prior to the Expiration Date, the #1741, Trustee shall give written notice to the City, the R_emarketing Agent #1743 and the Bank that the Letter of Credit expires on the Expiration #1744 Date. Unless the term of the Letter of Credit shall have been #(1744 extended or there shall have been delivered an Alternate Letter of #1745 Credit in substitution therefor as provided in Section 4.06 hereof o_r #1746, unless on or before the fifth Business Day prior to the Expiration #(1747 Date all Bonds shall have been converted to the Fixed Interest Rate #1748 as provided in Section 2.10 hereof, a_i1 Unit Pricing Bonds or Demand #1749, ~onds shall be purchased by the Tender Agent on t_he fifth Business #1751, Day prior to the Expiration Date, at the Tender Price. #1753 lB) Unless there shall have been delivered an Alternate #1755 Letter of Credit as provided in Section 4.06 hereof or unless on or #1756 before the fifth Business Day prior to a Termination Date a_i1 Bonds #1757 have been converted to the Fixed Interest Rate as provided in Section ~1758 2.10 hereof, all Unit P_ricing Bonds or Demand Bonds shall be pur- #1759 chased by the Tender Agent on the fifth Business Day prior to such '.#176C Termination Date at the Tender Price; provided, however, that if such !~(176 Termination Date is a Bank Mandatory Purchase Date, such Durchase '...~1760 shall occur as provided under Section 4.03 hereof. !#176C lC) Notice of purchase of such Bonds pursuant to this #1762 Section 4.05 shall be ~iven by the Trustee by mail to all Owners of #1763 Demand Bonds or Unit Pricing Bonds at least thirty-five (35) days #(1762 prior to the E_xpiration Date or Termination Date. S_uch notice shall #1764, ii ) speci fy the Expirat ion Date or Termination Date, as the case may # 1766 be, iii) specify, if applicable, the last times and dates prior to #1767 s_uch Expiration Date or Termination Date on which such Bonds must be #1768 delivered, or on which notice must be given, for the purchase of such #1769 Bonds pursuant to the Owner's option under Sections 4.01 and 4.02 #1770 hereof, iiii) state that after the fifth Business Day prior to the #1771 Expiration Date or the fifth Business Day prior to the Termination #(177] Date such Bonds will no longer be purchased at the option of the #1772 Owner, and liv) state that such Bonds shall be subject to purchase by #1773 the Tender Agent at the Tender Price on the date specified i_n such #1774, notice and the place at which the Bonds shall be tendered. O_n the #1776, fifth B~siness Day prior to the Expiration Date orl the Termination !~177& -45- ~38 94691.9. 2535.06:14 ~(38) Date (and in the case of a Termination Date that is also a Bank !#177~_ Mandatory Purchase Date, then on such Bank Mandatory Purchase Datek, !~1778 as the case may be, the Trus.tee shall draw on the Letter of Credit, !~(177 in accordance with the terms'-:ther~of, a_~ amount equa.1 to the unpaid #17-79, principal of all Outstanding Bonds ~other than 'Bank-Owned Bonds and #1781 Fixed Rate Bonds). All such Bonds purchased with a drawing on the #1782 Letter of Credit s_hall be deemed Bank-Owned Bonds as of the date of #1783 such purchase, and from and after such date the interest on such #1783. Bank-Owned Bonds s_hall accrue solely for the benefit of the Bank and #1786 its assigns.. .. # (1786 If subsequent to the commencement of the giving of such #1789 notice, _t. he term of the Letter of Credit shall have been extended or #1790 there s_hall have been delivered an Alternate Letter of Credit in s_ub- #1791, stitution therefor as provided in Section 4.06 hereof, then the #(179~ Trustee s_hall discontinue giving the aforementioned notice and shall #1793 give n_otice by mail to all Owners of such extension of the term of #1794 t_he Letter of Credit or the delivery of an Alternate Letter of #1795 Credit, which notice shall specify ii) that the giving of notice of #1796, the expiration or termination of the _Letter of Credit has been corn- #1798 menced, iii) that subsequent to the commencement of the giving of #1799 such notice t_he term of the Letter of Credit has been extended or #1800 that an Alternate Letter of Credit has been delivered to the Trustee #1801 in accordance with this Indenture, liii) the rating of the Bonds by !#1802 Moody's and S&P by reason of such extension or delivery, liv) the !#1804 date that the term of the Letter of Credit or Alternate L_etter of #1806 Credit will expire if not extended, and iv) that the prior notice of #1807 purchase and any proposed conversion to a F~ixed Interest Rate are #1808 cancelled. S_uch notice that the term of the Letter of Credit has #1809 been extended or t_hat an Alternate Letter of Credit has been deliv- #1810 ered shall be ~[iven not more than five (5) days following such exten- #1811 sion or delivery and not less than five (5) days prior to such #1812 Mandatory Tender Date. # (1812 Notwithstanding the preceding paragraph of this Section #1812. 4.05, the provisions of Section 4.03 hereof, i_ncluding the provisions #1812. thereof relating to the mandatory t_ender of Bonds for purchase in the #1812. event an Alternate Letter of C_redit is substituted for the Letter of #1812. Credit then in effect, s_hall remain applicable. #1812. SECTION 4.06. Letter of Credit; Alternate Letter of ~1813. Credit. # ( 1813 iA) On the last Business Day of each calendar month the ~1815, Trustee shall by tested telex or by identifiable telecopied demand # (1816 given before 1_:00 P.M., New York City time on such day draw on the .~1817 Letter of Credit in accordance with the terms thereof so as to ~1818 receive thereunder by 3:00 P.M., New York City time, o_n the first ~1819 Business Day of the next c_alendar month an amount e_qual to ._the amount :.~182C -46- #38 94691.9.2535.06:14 ~(38) of interest accrued or to accrue on the Unit Pricing Bonds and the !#(182 ~emand Bonds during the previous calendar month w_hether or not paid ~1823, or due and payable. S_uch money shall be deposited in the Interest #1825 Reserve Fund and applied as provided in Section 5.07 hereof. #(1825 .. lB) On each Principal PaYment Date and each date Unit #1827 Pricing Bonds or Demand Bonds are redeemed pursuant to #1828 Sections 3.01(A), 3.01(C), 3.02, 3.03 and 3.05 hereof, the Trustee #1829 shall by tested telex or by identifiable telecopied-demand given #(1829 before l:00 p.m, New York City time, draw on the Letter of Credit in #1830 accordance w_ith the terms th~.reof so as to receive thereunder by 3:00 #1831 P.M., New York City time, o_n such date an amount sufficient to enable #1832 the Trustee to pay Rrincipal then payable on the Unit Pricing Bonds #1833 and Demand Bonds, whether at maturity or r_edemption thereof, in con- #1834 nection therewith; provided, however, the Trustee shall only make ~1835 such draw in the event of a redemption pursuant to S_ection 3.02 or ~1836 3.03 to t_he extent there is on deposit in the Redemption Account #1837 moneys in _an amount equal to such draw and available to reimburse _the #1838, Bank for such draw; provided further, that if the Bank is not reim- #1840 bursed on the same day for such draws, Bonds which would otherwise #1841 have been redeemed or paid at maturity shall be deemed to be Bank- #1842 Owned Bonds, and such Bonds shall be deemed to be Outstanding not- #(1842 withstanding that such Bonds have been paid from such draws on the #1843 Letter of Credit. #(1843 lC) On each date Unit Pricing Bonds or Demand Bonds a_re #1845, purchased pursuant to Sections 4.01, 4.02, 4.03, 4.05(A) or 4.05(B) #1848 hereof, the Trustee shall b_y tested telex or by identifiable tele- #1849 copied d_emand given before 1_:00 P.M., New York City time, _draw on the #1850, Letter of Credit in accordance with the terms _thereof and after con- !~1852 sideration of the notice delivered by the Remarketin~ Aqent pursuant !~1854 to Section 4.04(B) hereo.f so as to receive thereunder by 3:00 !#(185 P.M. New York City time, on such date an amount s_ufficient to enable !#1855 the Tender Aqent to pay the Tender Price (except premium and !#(185 interest) in .connection therewith. The amount of such draw shall be '.~1856 deposited in the Letter of Credit Account of the Purchase Fund as '.~1856 provided in Section 4.08(B) hereof. :#185£ iD) On each date Unit Pricing _Bonds are redeemed pursuant #1858, to Sections 3.01(A), 3.01(C) or 3.02 hereof and each date Unit #1860 Pricing Bonds a_re purchased pursuant to Section 4.01 and 4.03 hereof, #1861 the Trustee shall by tested telex or by identifiable telecopied #(1861 demand given before 1_:00 P.M., New York City time draw on the _Letter ,%1862, of Credit in accordance with the terms thereof so as to r_eceive ,%1864 thereunder by 3:00 P.M., New York City time, on such date an amount ,%(1864 s_ufficient to enable the Trustee t_o pay premium, if any, required ~1865, herein in connection therewith; provided, however, the Trustee shall ,%1867 only make such draw in the event o_f redemption pursuant to ,%1868 Section 3.02 to the extent there is on deposit in the Redemption ,%1869 -47- 94691.9. 2535.06: 14 ,% (38) Account moH~'Ys in an amount equal to such draw and a_vailable to ~1870 reimburse the. Bank for such draw. # (1870 IE) Notwithstanding the foregoing paragraphs (A), (B), (C) #1872 and (D), t_he Trustee shall not draw on the Letter' of Credit-with ~1873 respect to any Rayments due or made in connection with Bank-Owned ~1874 Bonds. #(1874 iF) If there shall have been delivered to the Trustee ~1876 ii) an Alternate Letter of Credit in substitution for the Letter o_f #1877, Credit then in effect, /.ii) an Opinion of Counsel stating' that the #1879 delivery of such Alternate Letter of Credit to the Trustee is autho- #1880 rized under this Indenture, will not adversely affect the exclusion #1881 from Federal income taxation of interest on the Bonds, and complies ~1882 with the terms of this Indenture, 'liii) written evidence from #1883, Moody's, if the Bonds are rated by M_oody's, and S&P, if the Bonds are #1885 rated by S&P, in each case to the effect that such rating agency has #1886 reviewed the proposed A_lternate Letter of Credit and that the substi- #1887 tution of 'the proposed Alternate Letter of Credit for the Letter of #1888 Credit then in effect w_ill not, by itself, result in a reduction, #1889 suspension or withdrawal of the rating(s) of the Bonds from those #1890 which then prevail, and (iv) written evidence satisfactory to the #(189¢ Bank of the provision for payment to the Bank of the amount of all #1891 u_nreimbursed 'draws used to purchase Bank-Owned Bonds held by the #1891. Tender Agent and payment of all amounts due the Bank under the #1892, Reimbursement Agreement on or before the effective date of such ~1894 Alternate Letter of Credit, then the T_rustee shall accept such #1895 Alternate Letter of Credit on the Substitution Date and shall s_urren- #1896 der the Letter of Credit then in effect to the Bank on the fifth #1897 Business Day after the Substitution Date. #(1897 IG) If at any time there shall cease to be any Unit #1899 Pricin~ Bonds or Demand Bonds Outstanding h_ereunder, o_r in the event #1900, that all Unit Pricing Bonds o_r Demand Bonds have been purchased on a #1902 Bank Mandatory Purchase Date and the T_rustee has received notice from #1903 t_he Bank of termination of the Letter of Credit as provided under the #1904 terms of the Letter of Credit, the Trustee shall thereafter surrender #1905 the Lette~ of Credit t_hen in effect to the Bank in accordance with #1906 the terms thereof for cancellation. #1907 £H) The Trustee shall not sell, assi.gn or otherwise trans- ~1909 fer the ~etter of Credit, e_xcept to a successor Trustee hereunder and #1910, in accordance with the terms of the Letter of Credit and this ~1912 Indenture. ~ ( 1912 If at any time there shall be a redemption of Unit _Pricing #1912. Bonds as provided in Section 3.01(A) herein and t_he applicable ~1912. redemption price shall be in excess of 101% of the aggregate ~1912. principal amount of the B_onds to be redeemed, the City shall not ~1912. -48- ~38 94691.9.2535.06:14 3(38) redeem and the Remarketing A_gent shall not remarker such Unit Pricing #1912. Bonds unless the amount available under the Letter of Credit is suf- 41912. ficient to c_o~er, any premi.um required to be paid pursuant to Section 41912. 3.01(A) . 4(1912 SECTION 4.07. No Sales After Certain Events. The 41914 Remarketing Agent may, but shall have no duty .to, remarker Bonds pur- 4 (1914 suant to Sections 4.01, 4.02 or 4.03 hereof if any A_ssessment 41915, Installmen~ bearing interest a_t other than a fixed interest rate has ~1917 not been paid when due, and the Remarketing Agent shall not so 4(1917 remarker Bonds on or after a_ Bank Mandatory Purchase Date; Rrovided, 41918, that if any such failure to pay Assessment Installments shall there- # (1919 after be cured, as evidenced by a certificate of the City s_atisfac- 41920, tory to and approved by the Bank Lwhich shall not be under any 41922 liability by reason of such approval or disapproval), then the d_uty 41923, of the Remarketing Agent to remarker Bonds Rursuant to Sections 4.01, 41925 4.02 or 4.03 hereof shall be reinstated. #(1925 SECTION 4.08. Purchase Fund. There is hereby established #1927 and there shall be maintained with the Tender Agent, a_s agent for the 41928 Trustee, a separate fund to be known as the "Purchase Fund." T_he 41929, Tender Agent s_hall further establish a separate account within the #1931 Purchase Fund to be known as the "_Letter of Credit Account," a sepa- #1932, rate account within _the Purchase Fund to be known as the "Remarketing #1935 "a separate account within the Purchase Fund to be #1936 Proceeds Account, _ known, as the "Remarketing Cost Account," and a separate account #1937 within the Purchase F_und to be known as the "Contribution Account." #1938 iA) Remarketinq Proceeds Account. U_10on receipt of the #1940, Rroceeds of a remarketing of optionally Tendered Bonds on an Optional !#1942 Tender' Date or Mandatorily Tendered Bonds on a Mandatory Tender Date, !#1942 the Tender Agent shall deposit such proceeds in the Remarketing !#1944 Proceeds Account fo-r application to the Tender Price of the Bonds in #1945 accordance with Section 4.04 hereof. N_otwithstanding the foregoing, #1946, upon t_he receipt of the proceeds of a remarketing of Bank-Owned 41948 Bonds, the Tender Agent s_hall immediately pay such proceeds to the #1949 Bank to the extent of any amount owing to the Bank. 41950 lB) Letter of Credit Account. U_pon r_eceipt of moneys from #1952, the Bank for payment of all or a portion o_f the Tender Price for the #1955 Bonds, the Tender Agent s_hall deposit such money in the. Letter of #1956 Credit Account for application to the Tender Price of the Bonds t_o ~1957, the extent that the moneys on deposit in the Remarketing. P_roceeds #1959 Account shall not be sufficient. _Any amounts d_eposited in the Letter #1960, of Credit Account and not needed with respect to any Optional T_ender ~1962 Date or Mandatory Tender Date for the payment of the Tender Price f_or ~1963, any Bonds shall be immediately returned to the Bank. ~(1964 -49- ~38 94691.9.2535.06:14 ~(38) /~C) Contribution Account. U_pon receipt of moneys by the #1966, Tender Agent from any person or entity, which moneys such Rerson or #1968 entity has designated to be used to pay t_he difference between par #1969 and the actual price' of Bonds converted to a fixed rate of interest #1969. in accordance with Section 2.07 hereof, the Tender Agent shall #(1969 deposit such' amounts in the Contribution Account. On the r_elevant #1970, Conversion Date the Trustee shall apply such amounts~ as provided in !~197~ Section 2.07 hereof, to reimburse immediately the Bank for draws on '.# (197 the Letter of Credit used for the payment of the Tender Price of the !#197'. Mandatorily Tendered Bonds. #(1972 iD) Remarketinq Cost Account. .Moneys on deposit in the #1975, Remarketing Cost Account shall be used for the purpose of paying, #1977 from time t_o time, remarketing costs relating to t_he sale of Bonds at #1978, less than par, which sale at less than par is advised by the #(197~ R_emarketing Agent as necessary to remarker the Bonds pursuant to #1980 Section 4.04 (A) or pursuant to this Section 4.08(D). Payment of such ! #1981 costs l shall be made directly and immediately to the Bank b_y the !#1983 Trustee from money held in the Remarketing Cost Accountl upon the !.~1985 Bank providinq money under the Letter of C_redit to pay such differ- !~1985 ence between par and the Rrice at which the Bonds were remarketed. ~1985. Payment of remarketing costs to the Bank shall be made in the amount #1986 required under the terms of the Reimbursement Agreement, which amount #1987 s_hall be computed by the Bank and confirmed by the Tender Agent. #1988 U_pon conversion of all or a portion of the Bonds to a Fixed #1989, Interest Rate, the amount on deposit in the R_emarketing Cost Account #1991 i_n excess of the R_emarketing Cost Account Requirement after such con- #1992, version s_hall be transferred from the Remarketing Cost Account and ~1994, (i) deposited in the Fixed Rate Reserve Account t_o the extent neces- #1996 sary so that the amount t_ransferred to the Fixed Rate Reserve Account #1997 in connection with such conversion is equal to the Fixed _Rate Reserve #1998,' Requirement with respect to such Bonds, thereafter (ii) deposited in #(1999 the Variable Rate Reserve Account to the extent necessary so that the #2000 amount on deposit in the Variable Rate Reserve Account is equal to ~2001 the Variable Rate Reserve Requirement and thereafter (iii) deposited #2002 in the Conversion Costs Fund. O_n the date no Unit Pricing Bonds or #2003 Demand Bonds or Bank-Owned Bonds are Outstanding, _the City m_ay apply # 2004, amounts on deposit in the Remarketing Cost Account f_or any purpose #2007 permitted under the Indenture. I_n the event Assessments not bearing ~2008 interest at a fixed interest rate are prepaid, in whole or in part, #2009, the a_mount of the prepayment shall be reduced by an amount equal to ~2011 t_he amount on deposit in the Remarketing Cost Account in excess of #2012, the Remarketing Cost Account 'R_equirement immediately after such pre- #2014 payment lwithout such reduction). _An amount equal to such reduction ~2015, shall be transferred from the Remarketing Cost Account to the ~2017, Redemption Account. ~(201S -5O- ~38 94691.9. 2535.06: 14 # (38) U_pon written direction of the Bank, the Trustee shall #2019 transfer from t_he Remarketing Cost Account to the Fixed Rate Reserve #2020, A_ccount an amount which together with moneys transferred pursuant to #2022 Section' 5.04(D)(v)-hereof equals the Fixed Rate Reserve Requirement #2023, for Bonds being converted to a Fixed Interest Rate. Such transfers #(2024 shall be made even 'if such transfers r_esult in amounts on deposit in #2025 the Remarketing Cost Account being less than the Remarketing Cost #2026 Accoun-t Requirement. # (2026 · Interest and earnings on amounts on deposit in the #2027, Remarketing Cost Account shall remain on deposit in s_uch Account. If #2029, on the first Business Day of any month the a_mount on deposit in the #2031 Remarketing Cost Account exceeds the R_emarketing Cost Account #2032 Requirement, such excess shall be transferred ia) to the Variable #2033, Rate Reserve Account t_o the extent of any deficiency therein, t_here- #2035, after, (b) to the Fixed Rate Reserve Account to the extent of any #2037 deficiency therein and t_hereafter (c) to the Conversion Costs Fund. #2038 IE) Investment. Amounts held in the Letter of Credit #2040, Account, the R_emarketing Proceeds Account or the Contribution Account #2042 by the Tender Agent s_hall be held uninvested. A_mounts held in the #2043, Remarketing Cost Account shall be invested in Permitted Investments #2045 as directed by the Bank. #(2045 _ARTI C~.~. V #2046 PLEDGE OF THE INDENTURE; FUNDS AND AC~OUNTS #(2046 S_ECTION 5.01. Pledqe Effected By Indenture. Pursuant to #2048 this 'Indenture there is pledged for the payment of the principal of #2049 and redemption premium, if any, and interest on the Bonds in accor- #2050 dance with the terms and provisions of this Indenture, a_nd obliga- #2051, tions owing to the Bank pursuant to the Reimbursement Agreement to #2053 the e_xtent payable in accordance with this Indenture or the Act, #2054 subject only to the provisions of this Indenture Rermitting the #2055, application thereof for the purposes and on the terms _and conditions #2057 set forth in this Indenture, Li) all right, title and interest of the #2058 city in the Assessment Installments and foreclosure proceeds relating #2059 thereto, iii) the proceeds of the sale of the Bonds, Liii) to the #2060, Fixed Rate Bonds, the Fixed Rate Reserve Account, liv) to the Unit #2062 Pricing Bonds and the Demand Bonds, the Variable Rate Reserve Account #(2062 and the Interest Reserve Fund and (v) all other funds, accounts and # (2062 sub-accounts, if any, c_reated hereunder (except the Purchase Fund and #2063 the Investment Earnings Fund) . .~ ( 2063 94691.9. 2535.06:14 -51- #38 S_ECTION 5.02 . Pledae of Assessment Installments; Assessment ~ 2065 Fund. The Assessment Installments pledged pursuant to S_ec~ion 5.01 #2066 hereof shall be used for ~he punctual payment of ~he principal of and #206? interest and redemption premiums, if any, on the Bonds, and the #2068 Assessment Installments shall not be used'-for any o~her purpose w_hile #2069, any of the Bonds remain Outstanding. except as expressly provided #(207¢ herein. # ( 207 £ The City shall cause' all Assessment Installments, including .#2071 any penalties relating thereto, to be collected from the owners of #2072 real Rroperty within the District either through the real property #2073, tax bills administered by the Orange County Tax Collector-Treasurer #2075 or by direct collection by the City or its agent; provided, however', #2076, that following conversion of an Assessment to a fixed rate of inter- #2078 est t_he City shall only collect such Assessment I_nstallments on such #2079, tax bills. All Assessment Installments received by the Trustee, #2081 s_hall be held in trust by the Trustee and shall be deposited by the #2081. Trustee as and when received in the Assessment Fund, which fund the #2083 Trustee hereby agrees to establish and maintain so long as any Bonds #2084 are Outstanding. _Prior to conversion to Fixed Interest Rates of all #2085 the Bonds, not later than the first Business Day of each month, the #2086 Trustee shall determine _the amount of Assessment Installments due _and #2087, payable for the preceding month with respect to Assessments bearing #2089 interest at other than a fixed interest rate a_nd shall give notice #2090, that such amounts are immediately due and payable to the owners of #(209] s_uch real property (or their designated agents) within the District. #2092 Notwithstanding the foregoing the Bank shall notify the Trustee of #2093 the Bank Interest Rate, and the Trustee shall determine the amount of #(2092 Assessment Installments representing interest due and payable on #2094 B_ank-Owned Bonds each week, and the Trustee shall give notice t_o the #2095, owners of such real property (or their designated agents) _that such #2095. amounts are immediately due and payable on the first Business Day of #(209( such week. T_he City shall inform the Trustee of the names and #2098, addresses of the persons to whom such notice s_hall be given. T_he ~2100, Trustee shall have no further responsibility after ~iving such notice #2102 except to inform the City if _the amount due thereon is not collected ~2103 b_y the close of business on the first Business Day of such week. _The #2104, Trustee shall have no duty to institute collection procedures. #(2105 S_ECTION 5.03. Collection of Assessment Installments. #2106. iA) Collection of unpaid Assessments for principal and #2108 interest shall commence, (i) for Assessments bearing interest a_t a ~2109, fixed rate, as soon after the Conversion Date ~ith respect to the #2111, related Bonds to bear a Fixed Interest Rate a_s such Assessment can be ~2112. included on the county tax rolls, ~nd (ii) for Assessments _bearing ~2113, interest at other than a fixed interest rate, i_mmediately on the ~2115 first Interest Payment Date Qn which amounts on deposit in the ~2116 Interest ~ccount from the proceeds of the Bonds (including any ~2117 -52- ~38 94691.9.2535.06:14 ~(38) available investments e_arnings thereon) will be insufficient to #2118 reimburse the Bank for a draw on the Letter of Credit described in #2119 Section 4.06(A) hereof. _During a Unit Pricing Mode or a Demand Mode, #2120, ~ssessment Installments. on real property with Assessments bearing #2122-, ~nterest at other t_han a fixed interest rate shall be paid directly #2124 to the Trustee in the amount of interest .accrued on such Bonds #2125 whether or not paid, less any applicable credits provided herein, ~2126, including but not limited to, Section 5.07 h_ereof. I_n the event the ~2128, City receives paYments of Assessment Installments b_earing interest at ~2128. other than a fixed rate, the City shall immediately transfer the #2128. amount of such Assessment Installments to the ~rustee for deposit in #2128. the Assessment Fund as provided in Section 5.02 hereof. ~2128. A_dditionally, Assessment Installments collected as provided above #2129, shall also include the amount of Rrincipal, if any, to be paid on the #2132 Principal Payment Date lexcluding any prepaid Assessments) Rursuant #2133, to this Indenture, l_ess any applicable credits provided herein, #2135 including but not limited to, Section 5.04(C), Section 5. 04 (D) ( ii) ~2136 and Section 5.04(E)(ii). #(2136 The City shall also cause to be collected _through the tax #2137, bills or ~irect collections the continuing costs of or relating to #2139 the Bonds, including but not limited to the fees, c_osts and indemni- #2140, fications due the Trustee, Paying Agent, City, and Tender Agent, and, #2142 to the extent allowed by the Act and not already on deposit in the #(2142 Conversion Costs Fund, t_he fees, expenses and other costs of the City .~2142. incurred by 'the City in connection with a conversion of Bonds to a ~2142. Fixed Interest Rate, which fees, indemnificat.ions, expenses and costs .~2142. shall be allocated in-proportion to t_he Assessment levied against #2144 each parcel and collected wi.th A_ssessment Installments until the #2145 Assessment against such Rarcel is paid in full. #2146 The fees, costs and indemnifications of the Bank due and #2147 payable u~der the Reimbursement A_greement and of the Remarketing #2148 Agent due and payable under the Re. marketing Agreement i_n each case i_n #2149, excess of the fees, costs and indemnifications paid from the #(215C Conversion Costs Fund s_hall also be collected through the tax bill or #2151 direct collections as incidental expenses from owners of property #(2151 with Assessments bearing interest at other than a fixed interest #(2151 rate. Ail such moneys collected with respect to such fees, costs and ~2152 indemnifications shall be deposited in the Conversion Costs Fund a_nd ~2153, disbursed in accordance with the provisions relating thereto. A_ll #2155 amounts due and payable hereunder shall be secured by the l_ien of the ~2156 Assessment and, if not Raid, collection shall be enforceable in _the #2157, manner set forth in the Act and herein. #(2158 lB) Any Assessment may be prepaid at any time by paying ~2160 the unpaid amount thereof (together with any accrued penalties #2161 applicable thereto) less the amounts transferred to the Redemption ~(2161 Account (i) from the Variable Rate Reserve Account pursuant to %2162 · -53 - #38 94691.9.2535.06:14 ~ (38) Section 5.04(D)(ii) hereof and from the Remarketing Cost Account #(2162 pursuant to S_ection 4.08(D) hereof, in each case, if _the Assessment #2163, bears interest at a rate other than a fixed interest rate or...~(.2169 iii) from the Fixed' Rate Reserve Account pursuant' to '#2165 Section 5.04(E) (ii) hereof, .if the Assessment. bears interest at- a .#-2166 fixed interest rate, together with any redemption premium set forth #2167 in Section 3.01(A) or Section 3.01(B) hereof if applicable, a reason- #2168 able re.e, fixed by the City, for the cost of administering the pre- #2168. payment and the redemption of Bonds, and t_he estimated amount of #2168. interest to b~ paid to the d_ate of redemption of the Bonds represent- #2171 ing the portion of such Assessment which c_annot be applied for ~2172, redemption on the next available redemption date, but not to exceed #2174 one year's interes~ on such portion of the prepaid Assessment at _the ~2175, Maximum Rate with respect to Bonds other than Bank-Owned Bonds, which .~ (2176 amounts shall be deposited in t_he Redemption Account. #2177 LC) Ail unpaid Assessments shall bear interest at t_he #2179, respective interest rates hereunder. T_he amount of delinquent #2181 Assessment Installments a_dvanced by the Trustee from the Variable #2182 Rate Reserve Account or the Fixed Rate Reserve Account shall be Ray- #2183 able and shall bear interest as provided from time to time in t_he #2184 Act, together with penalties as provided from time to time in the #(2184 A_ct. # 2185 S_ECTION 5.04. Deposit of Moneys. The proceeds received #2187 from the sale of the Bonds shall be deposited as follows: a_n amount #2188, equal to the Variable Rate ~eserve Requirement s_hall be deposited in #2190 the Variable Rate Reserve Account; an amount equal to $7,326,000.00 #2191 representing t_he interest on the Bonds estimated to become payable #2192 Rrior to September 1, 1989, shall be deposited in the Interest #2193, Account; an amount equal to t_he Interest Reserve Fund Amount #2195, linitially $949,938.00) shall be deposited in the Interest Reserve #2196. Fund; an amount equal to t_he Remarketing Cost Account Requirement #2197, shall be deposited in the Remarketing Cost Account; an amount equal #2199 to ~2,442,000.00 representing costs of conversion and a~ amount equal #2199. to $101,750.00 representing the first year's remarketing costs shall #2199. be deposited in the Conversion Costs Fund; _and the remaining proceeds #2199. shall be deposited by the City in the Construction Fund. #(220£ T_he City or Trustee, as the case may be, shall deposit the #2201 money contained in the Assessment Fund, _the Construction Fund and the-#2202 Conversion Costs Fund (to the extent a_uthorized by Section 5.0'5 #2202. hereof), as appropriate, at the following respective times in the ~2203 Redemption Fund in the manner hereinafter provided, w_hich .fund and ~2204 the a_ccounts described below the Trustee hereby agrees to establish ~2205 and maintain so long as the Indenture is not discharged in a_ccordance #2206, with Article ~ hereof and each such fund and account shall constitute ~ (2207 a trust fund for the benefit of the Owners of the Bonds _a~d the Bank, #2208, -54- ~38 94691.9. 2535.06:14 ~ (38) and the money in each such f_und and account shall be disbursed only ~2210 for the purposes and uses hereinafter authorized. %2211 iA) Interest Account. T_he Trustee, on-the first Business #2213, Day of each calendar month in the case of Unit Pricing Bonds or #2215, Demand. Bonds and on the second day of March and September of each #2217 year in the case of Fixed Rate Bonds lbeginning on the commencement #2218 of collection of Assessment Installments Rursuant to Section 5.03 #2219, hereof), shall deposit in the Interest Account from money in the #2221 Assessment Fund t_he amount of interest collected in the preceding #2222 Assessment Installment, which deposit, together with _the amount of ~2223, ~ny required transfer from t_he Variable Rate Reserve Account or the ~2225 Fixed Rate Reserve Account, as the case may be, and the Conversion #2225. Costs Fund (to .the extent authorized by Section 5.05 h_ereof), shall #2225. be at least sufficient to pay (1) interest payable on Fixed Rate #2226 Bonds, and 12) all amounts of interest accrued, whether or not paid, #2227 on Unit Pricing Bonds and Demand Bonds during the previous calendar #2228 ~onth Rursuant to a draw on the Letter of Credit by the Trustee Dur- #2229, suant to t_he Letter of Credit. Notwithstanding the foregoing, the %2231, Trustee shall deposit in t_he Interest Account from moneys in the #2233 Assessment Fund the amount of interest collected with respect to ~2234 Bank-Owned Bonds on the first Business Day of each week together with #2235 any amounts r_equired to be transferred from the Variable Rate Reserve ~2236 Account, s_ufficient to pay on such day such interest owed to the ~2237 Bank, for i_nterest payable on Bank-Owned Bonds. #2237. So long as a Letter of Credit is in effect, money in the #2239 Interest Account shall be used and withdrawn by the Trustee on an #2240 Interest Payment Date solely for the purpose of (i) paying interest #2241 on Fixed Rate Bonds, (ii) making payments to the Bank as required #2242 under the terms of the R_eimbursement Agreement and (iii) paying #2243 interest on Bank-Owned _Bonds. F, ollowing expiration or termination of #2244, the Letter of Credit or any Alternate Letter of Credit and the Day- #2246, ment in full of all amounts due to the Bank h_ereunder, money in the #2248 Interest Account shall be used and withdrawn by the T_rustee on such #2249 Interest Payment Date solely for the payment of interest on the ~2250 O_utstanding Bonds. # 2251 lB) Principal Account. T_he Trustee, on each Principal ~2253, Payment Date, s_hall deposit in the Principal Account from money in #2255 the Assessment Fund o_r, if moneys in the Assessment Fund are insuffi- ~2256 cient therefor, t_he Variable Rate Reserve Account or t_he Fixed Rate #2257, Reserve Account, as the case may be, o_r, if moneys in the Assessment ~2258. Fund, the Variable Rate Reserve A_ccount or the Fixed Rate Reserve ~2258. Account are insufficient _therefor, the Conversion Costs Fund (to the ~2258. exten~ authorized by Section 5.05 hereof), an amount equal to the ~2258. principal becoming due on each P_rincipal Payment Date. #2259 -55- ,~38 94691.9. 2535.06: 14 # (38) So long as a Letter of Credit is in effect money in the #2260 Principal--Account shall be used and withdrawn b__v the Trustee on each #2261 Principal Payment Date solely f_or the purpose of (!) paying the.prin- #2.262 cipal of Fixed Rate Bonds, (2) payment'of principal of Bank-Owned ~('2262 Bonds Rurchased pursuant to Section 4.04(B), and (3) reimbursing the #2263 · Bank for draws on the Letter of Credit with respect to principal. #2264 Following-expiration or termination of the Letter of Credit or any #2265 - Alternate Letter of Credit m_oney in the Principal Account shall be #2266 used and-Withdrawn by the Trustee on such Principal Payment Date #2267 solely".for the payment of the Rrincipal of Outstanding Bonds. #2268, T_he amount of any prepaid Assessments transferred to the #2270 Principal Account pursuant to Section 5.04(C) hereof s_hall be used #2271, for t_he payment of principal, on the next succeeding Principal #2273 Payment Date and the amount of any such transfers shall also be #2274, applied as a credit against the amount of Rrincipal otherwise due on #2276 the Assessment Installment i_mmediately preceding such Principal #2277 Payment Date. . # ( 2277 lC) Redemption Account. T_he Trustee, on the redemption %2279, date specified in a n_otice from the City filed with the Trustee at #2281 the time that any prepaid Assessment is paid to the City shall #2282 deposit in-t_he Redemption Account that amount of money constituting #2283 prepaid Assessments. ~ (2283 Money in the Redemption Account shall be u_sed and withdrawn #2284, by the Trustee on such redemption d_ate solely for the purpose of (1) #2286 the redemption of Fixed Rate Bonds if the Assessment bore i_nterest at #2287 a fixed interest rate and (2) reimbursing the Bank for d_raws on the #2288 Letter of Credit with respect to redemption of _Bonds bearing interest #2289 at other than a fixed interest rate. Following the expiration or #2290, termination of the Letter of Credit or Alternate L_etter of Credit .~2292 money in the Redemption Account shall be used and withdrawn by the #2293 Trustee solely for redemption of O_~tstanding Bonds. _The portion' of #2294, any prepaid Assessment which is less _than an integral multiple of the #2296 then minimum Authorized _Denomination of the Bonds and which cannot be #2297 applied on the next available redemption date for the r_edemption of ~2298, Bonds sh~ll be immediately transferred t_o the Principal Account and #2300 used as provided in Section 5.04(B) h_ereof. ~2301 iD) Variable Rate Reserve Account. T_he Variable Rate #2303, Reserve Account and the amounts therein shall b_e maintained, u_sed, ~2305, transferred, reimbursed and liquidated as follows: ~(2306 ii) Whenever there are insufficient funds in the Interest Account or _Principal Account as a result of a failure of an owner of property to pay an Assessment bearing interest at other than a fixed interest rate or the interest thereon to reimburse the #2308 ~2309 .~2310 ~2311 ~(2311 -56- ~38 94691.9. 2535.06: 14 ~ (38) j~b) The registered Owner of any such Unit Pricing Bond who #816 does not elect to tender any portion of such Unit Pricing Bond for #817 purchase in accordance with Section 4.01 hereof shall have the right # (817) to select a new Unit Pricing Interest Period by telephonic notice to #818 the .Remarketing Agent no later than 10:00 A.M., New York City time, #819 on the Rate Adjustment Date. In that event, f_rom and after such Rate #820,6 Adjustment Date, such Unit Pricing Bond shall have the Unit Pricing #(821) Interest Period selected by the Owner of such Unit Pricing Bond. and #822 bear'interest at-the Adjusted Interest Rate indicated for such U_nit #823,$ Pricin-g Interest Period on the Preliminary Scale, subject to adjust- #(824) ment as provided in paragraph (d) below. If the Owner of a Unit #825,8 Pricing Bond wishes to retain' such Bond as described above, such #827 Owner shall gi~e telephonic notice t_o the Tender Agent, who will pro- #828 vide such Owner with the new Purchase Date, t_he new A_djusted Interest #829,6 Rate and the new Unit Pricing Interest Period applicable to such #831 Owner's Bond or Bonds lthe information above confirmed by the #832 Remarketing Agent) in the form of a written statement. S_uch state- #833,6 ment shall be available from the Tender Agent between 3:00 P.M. New #835 York City time and close of business on each Rate A_djustment Date. #836,S lc) In the event that on the Rate Adjustment Date the reg- #839 istered Owner of any such U_nit Pricing Bond neither tenders such Unit #840 Pricing Bond for purchase i_n accordance with Section 4.01 hereof nor #841 s_eleCts a new Unit Pricing Interest Period in accordance with para- #842 graph (b) a_bove, then, commencing with such Rate Adjustment Date, #843 such Unit Pricing Bond shall have a Unit Pricing Interest Period #844 ~hich shall extend to but not include the n. ext succeeding Business #845 Day and shall bear interest at the Adjusted Interest Rate indicated #846 for such Unit-Pricing Interest Period o_n the Preliminary Scale, #847 subject to adjustment as provided in paragraph (d) below. #848 id) In the case of any Unit Pricing Bond which has been #850 tendered for purchase on. a Rate Adjustment Date pursuant to #851 Section 4.01 hereof and remarketed b_y the Remarketing Agent pursuant #852 to Section 4.04 hereof, such Unit Pricing Bond s_hall, commencing with #853 such Rate Adjustment Date, have the U_nit Pricing Interest Period #854 selected by the purchaser to whom the Unit Pricing Bond has been #855 remarketed and bear interest at the-Adjusted Interest Rate indicated #856 for such Unit Pricing Intere-st Period on the Preliminary Scale, #857 subject to a_djustment as herein provided. The first prospective Rur- #858,~ chasers willing to buy all or any of the Unit Pricing Bonds being #860 remarketed at any of the rates indicated on the Preliminary Scale #861 will be awarded such remarketed Unit Pricing Bonds. In the event #862 that a prospective Rurchaser selects a Unit Pricing Interest Period #863 for any U_nit Pricing Bond but indicates that it will purchase s_uch #864,6 Unit Pricing Bond only if such Unit Pricing Bond bears an interest #(865) rate for such Unit Pricing Interest Period which is higher than the #866 rate indicated therefor in the Preliminary Scale, such information #867 will be noted by the Remarketing Agent. #868 94691.9. 2535.06: 14 -25- #38 ~(38) Bank for draws on _the Letter of Credit with respect to inter~st or principal, as the case may be, or to Day interest due and payable on Bank-Owned Bonds, o_r there are insufficient funds in the Interest Reserve Fund to make the payments required to be made pursuant to Section 5.07 hereof, an amount necessary to pay such deficiency shall be advanced from the Variable Rate Reserve Account to such accounts or fund. T_he amounts so advanced shall be reimbursed to the Variable Rate Reserve Account from the proceeds of redemption or sale of the parcels for which-Rayment of delinquent Assessment Installments has been made from the Variable Rate Reserve Account and such amount shall be applied as provided in Section 7.02 hereof. iii) In the event Assessments not bearing inter- est at a fixed interest rate a_re prepaid, in whole or in part, t_he amount of the prepayment shall be reduced b_y an amount equal to (a) t_he balance on deposit in the Variable Rate Reserve Account multiplied by (b)(1) the unpaid principal amount of the Assessment or por- tion thereof proposed to be prepaid, divided by (2) t_he aggregate principal amount of unpaid Assessments bearing interest at other than a_ fixed interest rate. A_n amount equal to such reduction s_hall be transferred from t_he Variable Rate Reserve Account to the Redemption Account. liii) If on the first Business'Day of each month, commencing October 1, 1988, t_he amount on deposit in t_he Variable Rate Reserve Account e_xceeds _the Variable Rate Reserve Requirement, s_uch excess shall be trans- ferred to the Investment Earnings Account of the Investment Earnings Fund. liv) If at any time _the amount on deposit in _the Variable Rate Reserve Account, together with the amount on deposit in the Remarketing Cost Account i_s sufficient to retire all of t_he Unit Pricing Bonds and Demand Bonds, whether by redemption or at maturity, collection of t_he Assessment Installments n_ot bearing interest at a fixed interest rate s_hall be discontin- ued or reduced, as appropriate, and all amounts on deposit in t_he Variable Rate Reserve Account s_hall be transferred to the Principal Account and Interest Account at the times and in the amounts required f_or the payment of the principal of and interest on U_nit Pricing Bonds and Demand Bonds. #2312 #2313 #2313. #2313. .~2314 ~2315 #2316 %(2316 #2317 ~2318 #2319 #(231.c #(231.c ~2321 #2322 #2323 #2324, #2326 #(232( #(232~ #2327, #2329 #2330, #2332, #(2332 #2335 #2336, #2338, #2341 #2345 #(2345 ~2350, #(2352 #2353, #2355 ~2356 ~2357, ~2360 ~2361 ~2362, ~2364 ~2365, ~2367 ~(2367 -57- .~38 94691.9.2535.06:14 ~(38) iv) Upon any conversion of all or any portion 9f the Bonds to a Fixed Interest Rate, the Trustee s_hall transfer from the Variable Rate Reserve Account and to the extent permitted by Section 4.08(D), f_rom the Remarketing Cost Account, to the Fixed Rate Reserve Account an amount equal to the Fixed Rate Reserve Requirement for ~uch Bonds. ~2369 #2370 ~2371 #2371. #2374 ~2375 ~(2375 lvi) Upon the written direction of the Bank all or a_ portion of the moneys on deposit in the Variable Rate Reserve Account shall be transferred to the Remarketing Cost Account to the extent moneys on deposit in the Remarketing Cost A_ccount are less than the Remarketing Cost Account Requirement. S_uch trans- fer shall be made even if such transfer results' in amounts on deposit in the Variable Rate Reserve Account being less than the Variable Rate Reserve Requirement. ~2375. ~2375. ~2375. %2375. #2375. #2375. #(2375 #2375. #2375. ~(2375 IE) Fixed Rate Reserve Account. T_he Fixed Rate Reserve #2387, Account and the amounts therein shall be maintained, used, trans- ~2389 letted, reimbursed, and liquidated as follows: #(2389 ii) Whenever there are insufficient funds in the Interest Account or ._Principal-Account a_s a result of a failure by an. owner of property to pay an Assessment bearing a rate of interest equal to a Fixed Interest Rate or the interest thereon t_o pay the next maturing installment of the principal of or interest on the Fixed Rate Bonds, an amount necessary to pay such deficiency shall be advanced from the Fixed Rate Reserve Account to such accounts. T_he amounts so advanced shall be reimbursed to the Fixed Rate Reserve Account from the proceeds of redemption or sale of the parcels for which Rayment of delinquent Assessment Installments has been made from _the Fixed Rate Reserve Account a_nd such amounts shall be applied as provided in Section 7.02 hereof. ~2391 ~2392, #2394 #(2394 #2395, #2397 #(2397 #2398 #2399 ~(2399 ~2400 ~2401 ~2402 ~2403 ~(2403 iii) In the event Assessments bearing interest at a Fixed Interest Rate are prepaid, in whole or in part, t_he amount of such prepayment shall be reduced b_y an amount equal to that portion of _the balance on deposit in the Fixed Rate Reserve Account equal to (a) the amount on deposit in the Fixed Rate Reserve A_ccount multiplied by (b)(1) such amounts of moneys initially deposited into the Fixed Rate Reserve Account upon conversion of such _Assessments to a fixed interest rate divided by (2) the amount of m_oneys %2405 ~(2405 ~2406 ~2407, ~2409 ~. (2409 ~2410 ~2411 ~2412 ~2413 -58- ~38 94691.9. 2535.06: 14 ~ (38) initially deposited into the Fixed Rate Reserve Account upon conversion with respect to all Assessments to a fixed interest rate. _An amount equal to such reduction shall be transferred from t_he Fixed Rate Reserve Account to the Redemption Account. #(2413 #2414 #2415, #2417 #2418 liii) If on the-first Business' Day of each month, commencing October 1, 1988, t_he amount on deposit in t_he Fixed Rate Reserve Account e_xceeds t_he Fixed Rate Reserve Requirement, such excess shall be transferred to the Investment Earnings Account of the Investment Earnings Fund. #2420 ~2421, #2423, #2426 ~2429 ~(2429 liv) If at any time _the amount on deposit in _the Fixed Rate Reserve Account i_s sufficient to retire all of t_he Fixed Rate Bonds, whether by redemption or at maturity, collection of t_he Assessment Installments b_earing interest at a fixed interest rate s_hall be discontinued or reduced, as appropriate, and all amounts on deposit in t_he Fixed Rate Reserve Account shall be transferred to t_he Principal Account and Interest Account at the times and in the amounts required f_or the payment of the principal of and interest on the Fixed Rate Bonds. #2432, #2435 #2436, #2438, ~2440, #2442 #2443 #2444, ~2446 #2447 #2448 SECTION 5.O5. Conversion Costs Fund. There is hereby #2450 established and there shall be maintained by the Trustee a separate #2451 fund to be known as the Conversion Costs Fund. S_uch Fund shall con- #2452, stitute a trust fund for the benefit of the _Owners .of the Bonds and #2454 the Bank. M_oney on deposit in the 'Conversion Costs Fund m_ay be with- ~2455, drawn for t_he payment of fees, expenses, reimbursements and indemni- ~2457 fications of the Bank or the R_emarketing Agent upon receipt of bills #2458, from the Bank or Remarketing Agent, in a_ccordance with the terms of #2460, the Reimbursement Agreement and the Remarketing Agreement, as the #2462 case may be. Money on deposit i_n the Conversion Costs Fund _may also #2462. be withdrawn to pay or reimburse the City for fees, expenses and #2462. other costs incurred b_y the City in connection with a conversion of ~2462. Bonds to a Fixed Interest Rate upon written certification by the City #2462. to the Trustee. U_loon written notice from the City to the _Bank, the #2463, Trustee and the Remarketing Agent that the City i_ntends to transfer #2463. excess moneys from the Conversion Costs F_und in accordance with this ~2463. Section 5.05 and stating the Rroposed date of such transfer (which #2463. transfer shall be not sooner than ten (10) calendar days from the ~2463. date of such notice) and upon (i) written certification by the City ~2463. to the Trustee that the amount on deposit in the Conversion Costs ~2463. Fund exceeds all reimbursements, f_ees, expenses, indemnifications and ~2463. other costs expected to be paid from the Conversion Costs Fund or ~.2463. (ii) conversion of all Bonds to a Fixed Interest _Rate or on the date ~2464 on which no Bonds are Outstanding and s_o long as all fees, expenses ~2465 · -59- 338 94691.9.2535.06:14 ~(38) and indemnifications of the Bank and the Remarketing Agent are paid #2466 and all fees, expenses and other costs of the City incurred in con- #2466. nection with conversions of B_onds to Fixed Interest Rates are paid, #2466. excess amounts on deposit, in the Conversion Costs Fund s_hall be #2466. transferred first, to the Fixed Rate Reserve Account and the Variable #(2466 Rate Reserve Account to the extent of any deficiencies therein and ~2468. pro r_ata in the event such amounts are not sufficient to satisfy the ~2468. deficiencies in both such Accounts, and second, to the Interest #(2466 Account as a credit against interest on Assessments. M_oney on ~2469, deposit in the Conversion Cost Fund may also be transferred t_o the #2469. Interest Account or the Principal Account of the Redemption _Fund or #2469. to the Interest Reserve Fund in the event that the amount on deposit ~ (246~ therein is not s_ufficient, together with any available moneys on #2469. deposit in t_he Fixed Rate Reserve Account or the Variable Rate #2469. Reserve Account, as the case may be, to pay principal of or interest #2469. on the Bonds. #(246~ T_he City hereby agrees to certify to the Trustee a_t least #2469. annually whether the amount on deposit in the C_onversion Costs Fund ~2469. exceeds all reimbursements, fees, expenses, indemnifications and #2469. other costs expected to be paid from the Conversion Costs Fund. #2469. S_ECTION 5.06. Cons~_-n~-tion Fund. The City hereby agrees to #2471 establish and maintain a Construction Fund until t_he completion of #2472 the construction of the works of improvements within _t_he District. #2473 Ail moneys on deposit in the Construction Fund shall be #2474 held by or on behalf of the City in trust and shall be applied f_or #2475, the payment of costs of the construction of the works of i_mprovements ~2477 within the District and expenses incidental thereto, including the ~2478 payment of the costs of the issuance and delivery of the Bonds and #2479 the fees, costs and expenses of the Paying Agent, t_he Trustee, #2480, Moody's and S&P incurred prior to the completion of such works of #2482 improvement. Notwithstanding any of the other Rrovisions of this #2482. Section 5.06, to the extent that other moneys are not available #2482. therefor, a_mounts in the Construction Fund shall be applied to the #2482. payment of principal of and interest on Bonds when due. ~2482. W_hen the construction of the works of improvement have been ~ 2483 completed, or upon the decision of the City to terminate such con- #2484 struction, t_he City shall deliver to the Trustee and the Bank acer- ~2485, tificate of the City stating the fact and date of such completion o_r ~2487 termination o_f such construction and stating that all the costs of ~2488 such construction and equipment and expenses incidental thereto h_ave ~2489 been determined and paid (or that all such costs and expenses h_ave ~2490 been paid less specified claims which are subject to dispute a_nd for ~2491 which a retention in the Construction Fund is to be maintained i_n the ~.2492 full amount of such claims until such dispute is resolved or that ~(2492 such costs are fees, costs or indemnifications of the Trustee or ~2493 -60- %38 94691 9 2535 06:14 ~ · . . .(38) PaYing Agent). U_pon the delivery of such certificate, the City shall 32494, transfer any remaining balance of money in the Construction Fu~d ~but #2496, less the amount of any such retention or such fees, costs or #(2497 i_ndemnifications)' (i) to the Fixed Rate Reserve Account and V_ariable #2498, Rate Reserve Account to the extent of any deficiencies therein and .%2500, pro rata in the event such money is not sufficient to satisfy the .%(2501 deficiencies in both such Accounts and (ii) thereafter to the .%2502, Redemption Account to be applied by the Trustee for the redemption of #(2504 B_onds. # 2505 Pending use of such moneys in the Redemption Account for ~2506 t_he redemption of Bonds, such moneys shall not be invested a_t a #2507, yield, within the meaning of Treasury Regulations Section #2509 1.103-13(c), t_hat exceeds the yield on the Bonds. Notwithstanding #2510, anything in this Section 5.06 to the contrary, s_uch moneys may be #2514 used and invested in any manner permitted b__v an Opinion of Counsel #2515 which provides that such use or investment will not affect the exclu- #2516 sion from Federal income taxes of interest on the Bonds. #(2516 S_ECTION 5.07; Interest Reserve Fund. The Trustee hereby #2518 agrees to establish and m_aintain, so long as any Bonds are #2519 Outstanding, the Interest Reserve Fund which fund shall constitute a #2520 trust f_und for the benefit of the Owners of the _Bonds and the Bank. ~2521, T_he Trustee is hereby instructed to apply amounts on deposit in _the #2523, Interest Reserve Fund on each Interest P_ayment Date to advance to #2525, Owners of Unit Pricing Bonds and Demand B_onds interest due on such #2526. Interest Payment Date. A_mounts on deposit in the Interest Reserve #2526. Fund shall be reduced on the first Business Day of each c_alendar #2531 month following the r_edemption of Unit Pricing Bonds and Demand #2532 Bonds, so that t_he amount on deposit in the Interest R_eserve Fund #2533, shall always be equal to 35 days interest at the Maximum Rate on all #2535 Bonds other than Fixed-Rate Bonds; provided, however, that such cal- #2536, culation shall not take into account moneys on deposit in the #2538 Interest Reserve Fund which represent interest actually accrued b_ut #2539, not yet payable to Owners of Unit Pricing or Demand _Bonds by the Bank #2541 under the terms of the Letter of Credit and such moneys shall not be .% (2541 transferred out u_pon such redemptions. _The amount of any such reduc- .%2542, tion shall be transferred (i) to the Conversion Costs Fund i_n such #2543. amount as the Finance Director c_ertifies in writing to the Trustee is #2543. expected to be necessary, t_ogether with the amount already on deposit .%2543. therein, to pay all fees, expenses, costs and indemnifications .%2543. expected to be paid from _the Conversion Costs Fund, t_hen (ii) to the ~2543. Fixed Rate Reserve Account and the Variable Rate Reserve Account to .~2543. the extent of any deficiencies _therein and pro rata in the event such .%2543. amount is not sufficient to satisfy the deficiencies in both such .%2543. Accounts and then (iii) to the Interest Account to be applied as a .%2544 credit against the interest due in the immediately succeeding #(2544 Assessment Installments on Assessments bearing interest at a rate ~2545, other than a fixed interest rate. 3(2546 -61- ~38 94691.9. 2535.. 06:14 ~(38) U_pon conversion of all or a portion of the Bonds t_o a. Fixed #2547, Interest Rate, the amount in excess of the Interest Reserve Fund #(2548 Amount shall be transferred f_rom the Interest Reserve Fund to (i) the ~2549 Convers ion Costs Fund the amount provided in the Rreceding paragraph # 2549. of this Section 5.07, then (ii) to the Fixed Pate Reserve A_ccount and #2549. the Variable Rate Reserve Account to the extent of any deficiencies #2549. therein and pro rata in the. event s_uch amount is not sufficient to #2549. satisfy the deficiencies in.both s_uch Accounts and then (iii) to the #2549. Interest Account to be applied as provided in Section 3.01(C); mro- #2550, vided, however, that the calculation of such excess amount shall not #(255] take into account moneys on deposit in the Interest Reserve Fund #2552 which represent interest actually accrued but not yet payable and #2553 such moneys shall not be transferred o_ut upon such conversion. !#2554 I Any moneys held by the Trustee in the Interest Reserve !#2555 Fund s_hall be held uninvested unless instructed to be invested b_y the !#2556 City, in which case they shall be invested in direct obligations of #2558, the United States of America Lwith maturity_lperiods Lnot exceeding .'#2561 thirty (30) days, and with a maturity datel o_n or before the dates i_n !#2568 which the moneys are anticipated to be required. On the first ~2570 Business Day of each month, a_ll investment earnings on amounts on #2571 deposit in the Interest Reserve Fund shall be transferred to the ~2572 Investment Earninas Account of the Investment Earninqs Fund. I !#2573 S_ECTION 5.08. Inve~c~ent Earninq~ Fund. The Trustee hereby #2573. agrees to establish and maintain the Investment ~arnings Fund, which #2573. Fund shall be held in trust but which s_hall not be for the benefit of #2573. the Owners of the Bonds or the Bank. T_he Trustee shall administer !#2573 such Fund as provided in this Article V and in Section 6.08 hereof. !#257~_ Such Fund shall be maintained by the Trustee until the Finance #2573. Director directs that it be closed. #(2573 T_he Trustee shall establish and maintain in the I_nvestment #2573. Earnings Fund two separate accounts designated as t_he Investment #2573. Earnings Account a_nd the Excess Earnings Account. A_Ii moneys in the #2573. Investment Earnings Account a_nd the Excess Earnings Account shall b_e ~2573. held by the Trustee in trust and shall be kept separate and apart #2573. from all other funds and money held by the Trustee. P_ursuant to #2573. Section 5.09 hereof, the Trustee and the City shall transfer all !~2573 interest on deposits and investments in all f_unds and accounts (other !#2573 than the Remarketing Cost Account) to t_he Investment Earnings #2573. Account. _Amounts on deposit in the Investment Earnings Account s_hall #2573. be transferred to the Excess Earnings Account Rursuant to written ~2573. instructions from the Finance Director i_n accordance with the provi- #2573. sions of t_he Tax and Non-Arbitrage Certificate and I_nstructions as to #2573. Compliance with the Provisions of Section 103(a) of t_he Internal #2573. Revenue Code of 1986 (the "Tax Certificate") d_elivered with respect #2573. to the Bonds. F_ollowing each such transfer (or, if no such transfer #2573. is required, then upon r_eceipt by the Trustee of written #2573. 94691.9.2535.06:14 -_62- #38 certificati'~n frbm the 'Finance Director that:~no s6ch transfer is ~2573. required) ,..any amount remaining in t_he Investment Earnings Account or #2573. any amount on deposit in the Excess Earnings Account which exceeds ~2573. the amount required to be maintained therein Rursuant to the written #2573. instructions from the Finance Director in accordance with _the provi- #2573. sions of the Tax Certificate shall (i) prior to t_he completion of the ~2573. works of improvements and the filing of the certificate of the City #(2573 as required bY Section 5.06 hereof, be deposited first to the Fixed !.~2573 Rate Reserve Account and the Variable Rate Reserve Account to the #2573. extent of any deficiencies _therein and pro rata between such Accounts #2573. in the event such amount is not sufficient to satisfy the deficien- ~ (2573 cies in both such Accounts and second be deposited to the .~2573. Construction Fund and (ii) after receipt by the Trustee of such cer- #2573. tificate, first be deposited to the Fixed Rate Reserve Account a_nd #2573. the Variable Rate Reserve Account to the exWcent of any deficiencies #2573. therein and pro rata between such Accounts i_n the event such amount #2573. is not sufficient to satisfy the deficiencies in both such Accounts # (2572 and second, be deposited to the Interest Account as a credit against #2573. interest on Assessments. Except as set forth in the preceding sen- ~2573. tence, amounts on deposit in the Excess Earnings Account shall only #2573. be applied to payments made to t_he United States i_n accordance with #2573. written instructions of the City in accordance with the Tax ~2573. Certificate. # ( 2573 S_ECTION 5.09. Investments. All moneys held by the Trustee #2575 in the Interest Reserve Fund and t_he Purchase Fund s_hall be invested #2576, as set forth in Section 5.07 o_r Section 4.08 hereof, as the case may #2578 be. Any money held by or on behalf of the City in the Construction #2579 Fund or by the Trustee in t_he Assessment Fund, t_he Redemption Fund ~2580, (other than the Variable Rate Reserve Account), t_he Conversion Costs #2583 Fund o_r the Investment Earnings Fund s_hall be held, without further #2583. instruction, in demand or time deposits.'iincluding certificates of ~2585 deposi%) of any bank (including the Trustee) authorized to accept #2586, deposits of public funds, and shall be secured at all times by such #2588 obligations as are required by law a_nd to the fullest extent required #2589 by law. Notwithstanding the foregoing, such moneys other than the ~2590 moneys in the Variable Rate Reserve Account, may be invested b_y the ~2591, City or the Trustee, at the direction of the City, as the case may ~(2592 be, in Permitted Investments which will, as nearly as practicable, ~2593 mature on or before the dates on which such money i_s anticipated to ~2594 be needed for disbursement hereunder. Moneys in the Variable Rate ~2595 Reserve Account shall be invested in obligations described in ~2596 clause (1) of the definition of Permitted Investments which mature ~2597 not more than 30 days after the date of purchase thereof. ~2598 A_ii such money deposited or invested shall be deposited or %2599, invested so as to obtain the yield or yields which the City deems ~(2600 Rracticable, taking into consideration, among other things, the ~2601, rebate requirements imposed by the Code and after giving due regard ~.2602. -63- ~38 9469t.9.2535.06:14 ~(38) for the safety of such money, and the City or Trustee m_ay commingle #2603, any of the money held by-it hereunder, except money derived from ~2605, draws under the Letter of .Credit, on deposit in the Interest Reserve #(260~ Fund or on deposit in the Investment Earnings Fund s_hall not be corn- #2606. mingled under any circumstances. _The City or Trustee may present for #2608 redemption or sell any' such deposit or investment whenever it shall #2609 be necessary in order to provide m_oney to meet any payment of the #2610 money so deposited or invested. T_he Trustee shall not be liable or #2611 responsible for any losses resulting from any such deposit or invest- ~2612 ment presented for redemption or sold. #(2612 Notwithstanding any other provision of this Section 5.09, '..~2612 I the City will not invest or instruct the Trustee to invest any !~2612 moneys at a yield ~[reater than the yield allowed in the Tax !#261~ Certificate. # (2612 Any interest on deposits and investments i_n all funds and ~2613, accounts lother than the Remarketing Cost Account)' r_eceived by the ~2615, City or the Trustee shall be deposited in the Investment Earnings #2617 Account of the Investment Earnings Fund. Any balance remaining in #2618 the Investment Earnings Account of t_he Investment Earnings Fund after #2619, the transfer of moneys therein to _the Excess Earnings Account of _the #2621, Investment Earnings Fund shall b_e transferred as provided in ~2622. Section 5.08 hereof. #(2622 _ARTIC~.~. VI ~2623 COVENANTS #(2622 SECTION 6.01. Compliance with this Indentu_r__e. The City #2625 will faithfully observe and perform all the agreements, c_onditions, #2626, covenants and terms contained herein required t_o be observed and per- #2628 formed by it. #(2628 S_ECTION 6.'02. Observance of Laws and Regulation. The City # 2630 will faithfully observe and perform all lawful a_nd valid obligations #2631 or regulations now or hereafter imposed on it b_y contract, or pre- #2632 scribed by any state or national law, o_r by any officer, board or #2633 commission having jurisdiction or control, a_s a condition of the con- ~2634 tinued enjoyment of each and every franchise, right or privilege now ~2635 owned or hereafter acquired by it, including its right to exist and ~2636 carry out its business, to the end that such franchises, rights and ~2637 privileges shall be maintained and preserved and shall not be aban- %2638 doned, forfeited or in any manner impaired. ~2639 -64- ~38 94691.9.2535.06:14 =(38) S_ECTION 6.03. Other Liens. So long as the Indenture has ~2641 not been discharged in accordance with Article X hereof, t_he City #2642, will not create or suffer to be created any pledge of or lien on the #2644 items set forth in Section 5.01 hereof o_ther than. the pledge and lien ~2645 hereof except a pledge for lien which is subordinate to the pledge #2646 and lien hereof. #(2646 S_ECTION 6.04. Prosecution of Suits, Except as provided in #2648 Section 7.02, the City will within sixty (60) days a_t the request of #2649 the Bank, the Trustee or any Owner, take such action from time to #2650, time as may be necessary or proper to remedy or cure any default in #2652 the payment of A_ssessment Installments and will prosecute all #2653, actions, suits or other proceedings as may be appropriate for such #2655 purposes, i_ncluding a judicial foreclosure'action as set forth in _the ~2656, Act and Section 7.02 hereof. #(2657 S_ECTION 6.05. Accountinq Records and Statements. The City # 2659 will keep or cause to be kept proper accounting records ~n which corn- #2660 plete and correct entries shall be made of all transactions relating #2661 to the receipt, deposit and disbursement of t_he Assessment #2662 Installments, a_nd such accounting records shall be available for #2663 inspection by t_he Bank, the Trustee or any Owner or such Owner's #2664 agent d_uly authorized in writing at reasonable hours and under rea- #2665 sonable conditions. Not later than the twenty-fifth (25th) day of #2666 each month, commencing in October 1989 a_nd continuing so long as any #2667, Bonds are Outstanding, t_he City will, upon request, furnish t_o the #2669, Bank, the Trustee and any Owner lbut at the expense of such Owner) a #2671, complete statement covering the receipts, deposits and disbursements #(2672 of the Assessment Installments for the preceding monthly period. #2673, S_ECTION 6.06. Recordation a.nd Filiml. The City will file, #2676 record, register, renew, refile and record all such documents, #2677 including financing statements Lot continuation statements in connec- #2678. tion therewith), as may be required by law in order to maintain at #2679 all times a_ security interest in t_he Assessment Installments under #2680, and pursuant to this Indenture, a_ll in such manner, at such times and #2682 in such places a_s may be required in order to fully perfect, preserve #2683 and protect t_he benefit, protection and security of the Owners a_nd #2684, the rights of the Trustee hereunder, and the City will do whatever #2686 else may be necessary or be reasonably required i_n order to perfect #2687 and continue the pledge and lien on t_he Assessment Installments a_s ~2688, provided herein. ~(268c~ SECTION 6.07. Further As~urm~ce~. Whenever and so often as ~ 2691 requested to do so by the Trustee, t_he Bank or any Owner, the 'City #2692 will promptly execute and deliver or cause to be executed and deliv- ~2693 ered al 1 such other and further assurances, documents or instruments ~ 2694 and promptly do or cause to be done all such other and further things ~2695 as may be necessary or reasonably required in order to further a_nd #2696, 94691.9.2535.06:14 -65- more fully vest in the Trustee and the Owners _the benefit, protection ~2698 and security conferred or intended to be conferred. #(269~ S_ECTION 6.08. Arbitraqe Covenant. The City shall no the #2700, following with respect to the Bonds: #(270( ia) The City shall comply with each applicable #2702 requirement of the C_ode necessary to maintain t_he exclusion of inter- #2703, est on the Bonds from gross income for F_ederal income tax purposes. #2705 In furtherance of the covenant contained in the preceding sentence, #2706 t_he City agrees to comply with the provisions of the T_ax Certificate #2707, executed by the City on the date of the initial issuance and d_elivery #2710. of the Bonds, as such Tax Certificate may be amended from time to ~2710. time, as a source of guidance for achieving compliance w_ith the ~2710. Code. ~ (271£ Lb) The City shall make any and all payments required ~2710. to be made to _the United States Department of the Treasury in connec- ~2710. tion with the Bonds pursuant to Section 148(f) of the Code from #2710. amounts on deposit in the funds and accounts established under the #2710. Indenture or otherwise available therefor. #2710. /c) Notwithstanding any other provision of the #2710. Indenture.to the contrary, so long as necessary to maintain the #2710. exclusion from ~ross income of interest on the Bonds for Federal #2710. income tax Rurposes, the covenants contained in this Section 6.08 #2710. shall survive t_he payment of the Bonds and the interest thereon, #2710. including any payment or defeasance thereof pursuant to Section 10.01 #2710. of this Indenture. #2710. id) Notwithstanding any other provision of the #2710. Indenture to the contrary, u_pon the City's failure to observe'or ~2710. refusal to comply with the above c_ovenants of this Section 6.08, the #2710. Owners of the Bonds, or the T_rustee acting on their behalf, shall be #2710. entitled to the rights _and remedies provided to Owners of Bonds under #2710. Article VII of t_his Indenture. #2710. _ARTI C~.~. VII #2711 DEFAULT, FAILURE TO MAKE TIMELY ASSESSMENT ~ (271] INSTAT.TWENTS, AND LIMITATIONS OF LIABILITY ~ ( 2711 S_ECTION 7.01. Events of Default. If any of the following ~2713 events occur, it is hereby declared to constitute an "Event of #2714 Default": ~ (2714 -66- ~38 94691.9. 2535.06:14 ~. (38) ia) Default in the due and punctual payment of interest on any Bond, whether at the stated Interest Payment Date thereof, o_r upon proceedings for redemp- tion thereof or upon purchase thereof pursuant to Article IV hereof, which continues for a period of five (5) Business Days; and' .~2716 #2717 #2718 ! #271c~ !~(27] ! #271c~ lb) Default in the due and punctual payment of the principal of or premium, if any, on any Bond, w_hether at the stated maturity thereof, o_r upon pro- ceedings for redemption thereof, o_r upon purchase pur- suant to Article IV hereof, which continues for a period of five (5) Business Days. '#2721 #2722 #2723, #2725 $(2725 #(2725 S_ECTION 7.02. Action on Failure to Make Timely Assessment ~2730 Installments. (1) Upon _the failure by an owner of real property to #2731 pay when due an Assessment Installment, t_he City shall forthwith #2733 undertake foreclosure Rroceedings in the manner prescribed in S_ection #2734, 8830 et seq. of t_he Streets and Highways Code of California to col- ~2736 lect the amount of any delinquent Assessment Installment ii) within ~2737, sixty (60) days if the Assessment b_ears interest at other than a #2739 fixed interest rate or (ii) if t_he Letter of Credit is in effect, #2740 within five (5) Business D_ays of receipt of actual knowledge of, but #2741 in no event later than one h_undred fifty (150) days or if the Letter #2742 of Credit is not in effect within one hundred and fifty (150) d_ays, #2743, of the failure to pay w_hen due such Assessment Installment if the #2744. Assessment Installment bears i_nterest at a fixed interest rate. U_pon ~2745, the redemption or sale of the real propert, y responsible f_or such #2747 delin.quent Assessment Installment, or resale as provided below, ._the #2748 City shall deposit to the Fixed Rate Reserve Account if such #2749 Assessment bears interest at a fixed interest rate or to the Variable #2750 Rate ReserVe Account if the Assessment bears interest at other than a ~2751 fixed interest rate, t_he amount of any d_elinquency advanced therefrom ~2752, to the Interest Account or Principal Account for payment of interest #2754 on or principal of Bonds. _Amounts so deposited in the Variable Rate #2754. ReserVe Account s_hall be immediately paid over to the Bank to the #2755 extent' of any unreimbursed d_raws on the Letter of Credit for payment #2756 of principal or interest on the Bonds. _Amounts so deposited in the #2757 Fixed Rate Reserve Account shall b_e immediately paid over to the Bank .%2758 to the extent of any unpaid draw on the Letter of Credit resulting ~2759 from a pro rata distribution made by the Trustee pursuant to the #2760 second to the last paragraph o_f this Section 7.02. ~2761 12) In the event that real property w_ith an Assessment #2762 bearing interest at other than a fixed interest rate is neither ~2764 redeemed by the owner thereof n_or sold to a third party purchaser at ~2765 such foreclosure sale, _the City shall cause a credit bid on behalf of #2766 and in the name of t_he City and the Bank to be entered in the amount ~2767 due the City and/or the Bank and shall cause a sheriff's deed for ~276& -67- ~38 94691.9.2535.06:14 # (38 said real property to be executed in the name of the City and/or the # (27' ' Bank, as appropriate. The proceeds from any resale of s_uch real #277' property on which there is an Assessment bearing interest at other # (27'' than a_ fixed interest rate s_hall be applied first to any amounts due #277' t'o the Bank hereunder or under the Reimbursement A_greement, and #277, thereafter any excess shall be applied by the City i_n the' following .~277' order: (i) to'make the deposits required pursuant to 7.02(1) hereof, #277'. (ii) to restore the Variable Rate Reserve Account to.the Variable #(27TM- Rate Reserve Requirement, liii) to restore the Fixed Rate Reserve #278, · Account to the Fixed Rate Reserve Requirement, liv).to the payment of #278' any continuing costs of the Bonds not provided by the deposits under clause (i) of this sentence, a_nd (v) for redemption of Bonds pursuant to Section 3.01(A) hereof with credit for such redemptions c_redited #278'. pro rata against all Assessments bearing interest at other than a #278, fixed interest rate. In the event that real property with an Assessment bearing #278' interest at a fixed interest rate is neither redeemed by the owner #278: thereof nor sold to a third party purchaser at such foreclosure sale, #279~ t_he City shall cause a credit bid on behalf of and in the name of _the ~279' City and the Bank to be entered in the amount due the City and/or the #(27:. Bank a_nd s_hall cause a s_heriff's deed f_or said real propez-ty to be #279~ executed in the name of the City and/or the Bank, as appropriate. #(27'. ~ T_he proceeds from any resale of such real property on w_hich there is #279' an Assessment bearing interest at a fixed interest rate s_hall be ~280, applied in the following order: (i) to the Bank to the extent the Bank remains unreimbursed for a draw on the Letter of Credit as a #280' result of the default in Rayment of the Assessment on such property, #280~ (ii) to restore the Fixed Rate Reserve Account to the Fixed Rate #280~ Reserve Requirement, liii) to restore the Variable Rate Reserve #280, Account to the Variable Rate Reserve Requirement, liv) to the .payment #280~ of any continuing costs of the Bonds, _and iv) for the redemption, of #280' Bonds Rursuant to Section 3.01(B) hereof with credit for such redemp- #280: tions credited pro rata a_gainst all Assessments bearing interest a_t a #280: fixed interest rate. #(28, In the event that the Treasurer and the City make the determinations described in Sections 8770-8772 of the Improvement #281~ Bond Act of 1915, a_s amended, the City and the T_rustee shall take the #281, actions required by Sections 8770-8784 of said Act and Owners of #281, , Bonds, including the Bank as Owner of Bonds deemed to be Outstanding #281; pursuant to Section 4.06(a) hereof, s_hall be deemed to have consented ~281: , to d_o such things as are required by such Sections of O_wners of Bonds. -68- 94691.9 · 2535.06: 14 '~ (38 S_ECTION 7.03. Remedies of the Trustee... The Trustee shall.~.282,' have the right' -- .%..(28~ ~ jla) by mandamus or other action or proceeding or suit at law or in equity t_o enforce its rights against the City or any supervisor, of rider or employee there- of, a_n.d to compel the City or any such supervisor, officer or employee thereof to observe or perform their duties _under applicable law and the conditions, covenants and terms contained herein required to be observed or performed; ,%282' #282' #282; #282~ #283, #283. ~(28: lb) by suit in equity to enjoin any acts or things which are unlawful o_r violate the rights of the Trustee; or #283, #283~ #(2s' :. lc) by suit in equity upon the happening of any default hereunder to require _the City and its supervi- sors, officers and employees t_o account as the trustee of an express trust. #283' #283; #283'. #(28' S A_nything to the contrary contained herein notwithstanding, #284' s_o long as the Letter of Credit is in effect, and the Bank is not in #284' default under t_he'Letter of Credit, t_he Trustee shall not exercise #284' , any of the foregoing rights _which affect Unit Pricing Bonds o_r Demand #284~, Bonds w_ithout the prior written consent of the Bank a_nd shall e_xer- #284' , cise all rights of the Trustee under Section 7.03 at the direction of #285. the Bank. # (28; ' S_ECTION 7.04. Non-Waiver. A waiver of any default hereun- # 285' der or breach of any obligation by t_he City or Trustee hereunder #285. s_hall not affect any subsequent default hereunder o_r any subsequent #285', breach of an obligation by t_he City or Trustee hereunder or i~pair #285' any rights or remedies on any such subsequent default hereunder or #285; breach of an obligation b_y the City or Trustee hereunder. N_o delay #285'. , or omission by the City, the Trustee or the Bank t_o exercise any #286 right or remedy accruing upon any default hereunder s_hall impair any #286' such right or remedy or shall be construed to be a waiver of any such #286 default hereunder or an acquiescence therein, and every right o-r #286. remedy conferred upon the City or Trustee b_y applicable law or by ,%286' this article may be enforced and exercised f_rcm time to time and as ,%286, often as shall be deemed expedient b_y the City and Trustee. ~286' If any action, proceeding or suit to enforce any right or #286' to exercise a_ny remedy is abandoned or determined adversely to the #286' City or Trustee, t_he City and the Trustee shall be restored to their $287, former positions, rights and remedies as if such action, proceeding ~287 or suit had not been brought or taken. ~287' ~69- ,%38 94691.9.2535.06:14 %(38 S_ECTION 7.05. Remedies Not Exclusive. No remedy conferred ~2874 herein upon or reserved herein to the City or Trustee i_s intended to #2875 be exclusive of any other remedy, and every such remedy shall be #2876 cumulative and shall be in addition t_o every other remedy given here- #2877 under or now or hereafter existing u_nder applicable' law or equity or #2878 by statute or otherwise and may be exercised without exhausting and #2879 without regard to 'any other remedy c_onferred by any other applicable #2880 law. # (288C S_ECTION 7.06. No Liability by the City to the Owners. #2882 Except for the .collection of t_he Assessment Installments and the ~2883 observance and performance of the other conditions, covenants and #2884 terms contained herein or in the Act required to be observed or per- ~2885 formed by it, t_he City shall not have any obligation or liability to #2886 the Owners with respect to this Indenture or t_he preparation, authen- #2887, tication, delivery, transfer, exchange or cancellation o_f the Bonds ~2889 or with respect to the performance by the Trustee of any obligation #2890 contained herein required to be performed by it. P_ursuant to #2891, Resolution No. 88-61, the City has determined that no funds of the #2893 City will be available to pay principal of, premium, if any, or #2894 interest on the Bonds. I_n such Resolution the City has determined #2895 that pursuant to Section 8769 'of the Act., the City will not obligate #2896 itself to advance available funds from the City's treasury to cure #2897 any deficiency which may occur in the Redemption Fund. #2898 S_ECTION 7.07. No Liabilitv b~_ the Trustee to the Owners. # 2901 Except as expressly provided herein, the Trustee shall not have any #2902 obligation or liability to the Owners with respect to the collection #(2902 and payment, when due, of the Assessment Installments b_y the City, ,or #2903, with respect to the observance or performance by the City of the #2905 other conditions, covenants and terms contained herein required t_o be ~2906 observed and performed by it. #(2906 SECTION 7.08. Action by Owners. In the event the Trustee ~2908 fails to take any action to eliminate an Event of Default under #2909 Section 7.01 hereof, the _Owners of a majority in aggregate principal #2910 amount of Outstanding' Bonds may (with the consent of the Bank if a #2911 Letter of Credit is outstanding, i_f _the Bank i_s not in default there- #2911. 'under and if such failure relates to Unit Pricing Bonds or Demand #2914 Bonds) institute any suit, action, m_andamus or other proceeding in ~2915 equity or at law for the protection or e_nforcement of any right under ~2916 this Indenture, b_ut only if such Owners have first made written #2917 request of the T_rustee after the right to exercise such powers or ~2918 r_ight of action shall have occurred, and shall have afforded the ~2919 Trustee a reasonable opportunity either to proceed t_o exercise the ~2920, powers granted herein or granted under law o_r to institute such #2922 action, suit or proceeding in its name and _unless also, the Trustee ~2923 shall have been offered reasonable s_ecurity and indemnity against the ~2924 costs, expenses and liabilities to be incurred therein or thereby, ~2925 -70- ~38 94691.9. 2535.06:14 e (38) and the Trustee shall have refused or neglected to comply with such #2926 request within a reasonable time. #2927 _ARTICLE VIII · THE TRUSTEE AND THE REMARKETING AGENT AND THE PAYING AGENT #2928 #(2928 #(292s S_ECTION 8.01. Employment and Duties of the Trustee. The #2930 City hereby appoints and employs the Trustee to perform the o_bliga- #2931 tions contained herein; a_ll in the manner provided herein and subject #2932 to the conditions and terms hereof. #(2932 S_ECTION 8.02. Removal and Resignation of the Tzumtee. The # 2934 City may at any time direct the removal of the Trustee initially #(2934 appointed hereby and any successor thereto b_y giving written notice #2935, of such removal to the Trustee and by giving notice by mail of such #2937 removal to the 0whets, a_nd the Trustee initially appointed hereby and # 2938 any successor thereto _may at any time resign by giving written notice #2939 of such resignation t_o the City and by giving notice by mail of such #2940 resignation t_o the Owners. U_pon giving any such notice of removal or #2941, upon receiving any such notice of resignation, the City, with the #2943 consent of the Bank if Unit Pricing Bonds or Demand Bonds are #(2943 Outstanding (which consent s_hall not be unreasonably withheld), shall #2944 promptly appoint a successor Trustee b_y an instrument in writing; #2945 provided that in the event t_he City does not appoint a successor #2946 Trustee within sixty (60) days following the giving of any such #2947 notice of removal or t_he receipt of any such notice of resignation, #2948 the Trustee being removed or the resigning T_rustee may petition any #2949 appropriate court having jurisdiction to appoint a successor #2950 Trustee. A_ny successor Trustee shall be a bank or trust company #2951 doing business and having a principal corporate trust office in #2952, either New York, New York or Los Angeles or San Francisco, #2954, California, having a combined capital (exclusive of borrowed capital) #2957, and surplus of at least fifty million dollars ($50,000,000) and ~2959, subject to supervision or examination by state or national #(296] authorities. F_or purposes of this Section 8.02, a bank or trust corn- #2961. pany shall be c_onsidered to have a combined capital (exclusive of #2961. borrowed capital) a_nd surplus of at least fifty million dollars ~2961. ($50,000,000) if it is a wholly-owned subsidiary of a corporation #2961. having a combined capital £exclusive of borrowed capital) and surplus #2961. of at least fifty million dollars ($50,000,000) and such corporation #2961. guaranties in writing the ~erformance of such bank or trust company #2961. of its obligations hereunder. #(2961 If such bank or trust company publishes a report of .~2962 condition at least annually, Rursuant to law or to the requirements %2963 of any supervising or examining authority _above referred to, then for #2964 -71- #38 94691.9.2535.06:14 #(38) the purposes of this Section 8.02 t_he combined capital and surplus of #2965 such bank or trust company s_hall be deemed to be its combined capital #2966 and surplus as set forth in its most recent report of condition so #2967 published. # (2967 Any removal or resignation of a Trustee and appointment of ~2968 a successor Trustee s_hall become effective only upon the acceptance #2969 of the appointment by t_he successor Trustee. #2970 S_ECTION 8.03. Compensation and Indemnification of the ~2972 Trustee. The City shall from.time to time, subject to any agreement ~(2972 then in .effect with the Trustee, pay t_he Trustee compensation for its #2973, services and reimburse the Trustee for all its advances and expendi- #2975 tures hereunder, including but not limited to advances to and fees #2976 and expenses of a_ccountants, agents, appraisers, consultants, counsel #2977 or other experts employed by it in the observance and performance of #2978 its rights and o_bligations hereunder; Rrovided that the Trustee shall #2979, not have any lien for such compensation or reimbursement against any #2981 money held by it in any of the funds or accounts established hereun- #2982 der, although the Trustee may take whatever legal actions are avail- #2983 able to it directly against the City to recover such compensation or ~2984 reimbursement. # ( 2984 To the extent permitted by law, the City does hereby assume ~2985 liability for, and agrees to indemnify and hold harmless _the Trustee #2986, from and against any and all claims, damages and losses Lincluding #2988 legal fees and expenses) arising out of ii) the condition, manage- #2989, ment, maintenance or use of _o.r from any work done in connection with #2991 t_he works of improvement within ...the District, iii) any act of 'neg!i- #2992, gence of the City.or of any of its agents, contractors, employees, #2995 invitees, licensees, officers or supervisors i_n connection with the #2996 works of improvement within _the District, o_r liii) the payment of any #2997, costs or expenses of _the acquisition and construction of the works of #3000 improvement within the District; Rrovided, that no indemnification #3001, will be made for willful misconduct or negligence hereunder by the #3003 Trustee. ~ ( 3003 The City also agrees to indemnify the Trustee for, a_nd to #3004, hold it harmless against, any loss, liability or expense incurred #3006 without negligence or bad faith on the part of the Trustee, arising #3007, out of or in connection with the acceptance o_r administration of the #3009 trust or trusts .hereunder, a_s well as the costs and expenses of #3010 defending itself a_gainst any claim or liability in accordance with .~3011 the exercise or performance of any of its powers or duties hereunder ~3012 performed without negligence or bad faith. ~(3012 -72- ~38 94691.9.2535.06:14 ~(38) S_ECTION 8.04-. Protection of the TruStee. The Trustee shall %3014 be protected and shall incur no liability i_n acting or proce.eding in $3015 good faith upon any affidavit, bond, certificate, consent, notice, #3016 request, requisition, resolution, statement, telegram, voucher, #3017 waiver or other paper or document w_hich it shall in good faith #3018 believe to be genuine a_nd to have been adopted, executed or delivered #3019 by the proper party or Rursuant to any of the provisions hereof, a_nd #3020, the Trustee shall be under no duty to make any investigation or #3022 inquiry as to any statements contained or matters referred to i_n any $3023 such instrument, but may accept and rely upon the same a_s conclusive #3024 evidence of the truth and accuracy of such statements. T_he Trustee #3025 may consult with counsel, who may be counsel to the City, w_ith regard #3026 to legal questions arising hereunder, a_nd the opinion of such counsel #3027 shal 1 be ful 1 and complete authorization a_nd protection in respect to # 3028 any action taken or suffered by it h_ereunder in good faith in accor- #3029 dance therewith. # ( 302 c~ W_henever in the observance or performance of its rights and #3030 obligations hereunder the Trustee shall deem it necessary or desir- #3031 able t_hat a matter be proved or established prior to taking or suf- #3032 feting a_ny action hereunder, such matter lunless other evidence in #3033, respect thereof is herein specifically prescribed) _may be deemed to #3036 be conclusively proved and established by a certificate of the City, #3037 and such certificate shall be full warrant to the Trustee for any #3038 action taken or suffered under t_he provisions hereof upon the tell- #3039 ance thereon, b_ut in its discretion the Trustee may, in lieu thereof, #3040 accept other e_vidence of such matter or may require such additional ~3041 evidence as it believes reasonable. #3042 The Trustee shall only be responsible for the duties or #3043 obligations expressly provided herein, and no additional duties o_r #3044, obligations shall be implied from the terms of this Indenture. #(3045 T_he Trustee may buy, sell, own, hold and deal in any of the #3046 Bonds and may join in any action which any Owner may be entitled to #3047 take with like effect as if it were not a party hereto. _The Trustee, #3048, either as principal or agent, _may also engage in or be interested in #3050 any financial or other transaction with t_he City a_nd may act as ~3051, agent, depositary or trustee for any committee or body o_f Owners or #3054 of owners of obligations of the City a_s freely as if it were not the ~3055 Trustee hereunder. ~ ( 3055 T_he Trustee shall not be answerable for the exercise of any ~3056 of its rights hereunder or for the performance of any of its obliga- %3057 tions hereunder or for anything whatsoever in connection with the ~3058 funds established hereunder, e_xcept .only for its own willful miscon- ~3059 duct or gross negligence. ~(3059 -73- ~38 94691.9. 2535.06:14 = (38) S_ECTION 8.05. _ADpointment of Remarketinq. A~ent. The City #3061 hereby appoints the Remarketing Agent t_o remarker Bonds pursuant to ~3062 this Indenture hereof, _and to keep such books and records as shall be #3063 consistent with prudent i_ndustry practice and to make such books and #3064 records .available for inspection by the Bank, the City, the Paying #3065 Agent and the Trustee a_t all reasonable times, a_nd to give tele- #3066, graphic or telephonic notice, oromptly confirmed' by a written notice, #3068 to the Trustee Lwho shall then promptly notify the Bank and the #306.9 Paying Agent), specifying (i) the principal amount of such Bonds, if #3070 any, remarketed by it as provided in this Indenture and (ii) the #3071, interest rates on the remarketed Bonds a_s determined pursuant to and #3073 in accordance herewith. ~ (3073 The Remarketing Agent may at any time resign and be dis- #3074 · charged of the duties and obligations created by this Indenture b_y #3075, giving at least sixty (60) days' notice to the Bank, the Trustee, the #(3076 City, t_he Paying Agent and the Trustee. T_he Remarketing Agent may be #3077, removed at any time, at the direction of _the Bank and the City, by an #3079 instrument filed with t_he Remarketing Agent and the Paying Agent. #3080 A_ny successor Remarketing Agent shall be selected by the City w_ith #3081, the consent of the Bank (whose consent shall not be unreasonably #(3082 withheld and who shall be under no l_iability by reason of such #3083. consent) and shall be a member of the National Association of #3084 Securities Dealers, Inc., shall have a capitalization of at least #3085 fifteen million dollars 1515,000,000) or have a line of credit with a #3086 commercial bank in the amount of at least fifteen million dollars #3087 1515,000,000), and shall be authorized by law to perform all the #3088 duties set forth in this Indenture. #3089 .S_ECTION 8.06. Appointment of Payinq Aqent/Tender Aqent. # 3091 The City hereby appoints the Paying Agent to authenticate and deliver ~3092 the Bonds as provided herein and to hold all Bonds delivered to it #3093, Rursuant to this Indenture in trust for the benefit of _the respective ~3095, Owners who shall have so delivered such Bonds u_ntil money represent- #3097 ing the purchase price of such Bonds s_hall have been delivered to or #3098 for the account of or to the order of s_uch Owners, t_o hold a_ll money #3099, delivered to it for the purchase of Bonds i_n trust for the benefit of #3102 the person or entity which shall have s_o delivered such money until #3103 the Bonds purchased with such money s_hall have been delivered to or ~3104 for the account of such person or entity, t_o d_eliver to the Bank, the ~3105, City, the Remarketing Agent and the Trustee a copy of each notice 33107 delivered to it in accordance with Section 4.01 h_ereof a_nd, immedi- 33108, ately upon the delivery to it of Bonds in accordance with S_ection ~3110 4.01 hereof, to give telephonic or telegraphic notice to the City, ~(311C the Remarketing Agent and the Trustee specifying the principal amount ~3111 of the Bonds so delivered to it. ~3112 T_he Paying Agent may at any time resign and be discharged #3113 of the duties and obligations set forth in this Indenture by giving ~3114. -74- !38 94691.9 . 2535.06:14 i (38) at least sixty (60) days' notice to the Bank (but only if Unit #3115 Pricing Bonds or Demand Bonds are Outstanding), the City, t_he #3115. Remarketing Agent (but only if Unit Pricing Bonds or Demand Bonds are # (3116 Outstanding) and the Trustee. _The Paying Agent may be removed at any #3117 time, at the direction of the Bank (but On.ly if Unit Pricing Bonds or .%31'18 Demand Bonds are Outstanding) and the City,-by an instrument filed .%3119 with the Paying Agent and the Trustee. Any successor Paying Agent #3120 shall be a commercial bank o_r trust company doing business and having .%3121 an'office in New York, New York and shall be appointed by the City, #3122 with the consent of the Bank (whose consent shall not be unreasonably #3123 withheld and who shall not b_e under any liability by reason of such .%3124 consent) if Unit Pricing Bonds or Demand Bonds are Outstanding, i_n ~3125 the same manner provided in Section 8.02 hereof for appointment of a #3126 successor Trustee. .% (312{ _ARTICLE IX # 3127 AMENDMENT OF OR SUPPl. _~!~' TO TH~ INDENTURE #(3127 SECTION 9.01. Amendment or SuDDlement by Consent of #3129 owners. This Indenture and the rights and obligations of the City, #(3129 the Trustee, _the Remarketing Agent, the Bank and the Owners hereunder #3130 may be amended or supplemented at any time b_y an amendment hereof or #3131, supplement hereto w_hich shall become binding when the written con- .%3133 sents of t_he Owners of a majority in aggregate principal amount of #3134 t_he Bonds then Outstanding, exclusive of Bonds disqualified as pro- #3135, vided in Section 9.02 hereof, and, if Unit Pricing Bonds or Demand #3137 Bonds are Outstanding, the written consent of the Bank (whose consent # (3137 shall not be unreasonably withheld), so long as the Bank is not in #3138 default on its Letter of Credit, are filed with the Trustee. N_o such #3139 amendment or supplement shall L1) reduce the rate of interest on any #3140 Bond or extend the time of payment thereof or reduce the amount of #3141 principal or redemption premiums, if any, o_n any Bond or extend the .%3142 Principal Payment Date. thereof without the prior written consent of #3143 the Owner of the Bond so affected, L2) reduce the percentage of #3144 Owners whose consent is required for the execution of any amendment ~3145 hereof or supplement hereto, or L3) modify any of the rights or obli- #3146 gations of the Trustee without its prior written consent thereto. ~3147 T_his Indenture and the rights and obligations of the City, ~3148 t_he Trustee, the Remarketing Agent, the Bank and the Owners hereunder .%3149 may also be amended or supplemented at any time by an amendment .%3150 hereof or supplement hereto w_~ich shall become binding upon execution #3151 without the written consent of a_ny Owners, but, if Unit Pricing Bonds ~3152 or Demand Bonds are Outstanding, with the written consent of the Bank ~(3152 (whose consent shall not be unreasonably withheld), b_ut only to the ~3153 extent permitted by law a_nd after receipt of a Favorable 0pinion of !~315~ Bond Counsel a_nd only for any one or more of the following purposes - -75- 338 94691.9.2535.06:14 =(38) ia) to add to the conditions, covenants and terms contained herein required to be observed or per- formed by the City, or o_ther .conditions, covenants and terms hereafter to be observed or performed by the City, or to. surrender any right reserved herein to or conferred herein on the City, a_nd which in either case shall not adversely affect the interests of t_he Owners; #3157 #3158 #3159 ~3160 #3161 #3162 #3163 #(3163 lb) to make such provisions for the purpose of curing any ambiguity or of c_orrecting, curing or sup- plementing any defective provision c_ontained herein or in regard to questions arising hereunder which the City may deem desirable or necessary, _and which shall not adversely affect the interests of the Owners; or #3165 ~3166 #3167 #3168 #3 li69 #(3169 ]Lc) to comply with the requirements of Moody's or S&P for the initial rating of the Bonds. #3171 #3172 SECTION 9.O2. Disqualified Bonds. Bonds held for the #3175 account of the City £but excluding Bonds held in any pension or #3176 retirement fund of 'the City) s_hall not be deemed Outstanding for the #3177 purpose of any consent or other action or any calculation of #3178 Outstanding Bonds provided herein, _and shall not be entitled to con- #3179 sent to or take any other action provided h_erein, a_nd the Trustee may #3180, adopt appropriate regulations to require each Owner, b_efore such #3182 Owner's consent provided for herein shall be deemed effective, to #3183 reveal if the Bonds as to which such consent is given a_re disquali- #3184 lied as provided in this Section 9.02. #(3184 SECTION 9.03. Endorsement or ReDlacement of Bonds After ~3186 Amendment of Supplement. After the effective date of any action #(3186 taken as hereinabove provided, t_he Trustee may determine that the #3187 Bonds may bear a notation b_y endorsement in form approved by the #3188 Trustee as to such action and in that case upon demand of the Owner #3189 of any Outstanding Bond and presentation of such Owner's Bond for #3190 such purpose at the office of the Trustee a suitable notation as to #3191, such action shall be made on such Bond. If the Trustee shall so #3193 determine, new Bonds so modified as in the opinion of the Trustee ~3194 shall be necessary to conform to such action shall be prepared, a_nd #3195, in that case upon demand of the Owner of any Outstanding Bonds s_uch ~3197 new Bonds shall be exchanged without cost to each Owner for Bonds #3198 then Outstanding at the corporate agency office of the Paying Agent ~ (319& _ul0on surrender of such Outstanding Bond. A_ll Bonds surrendered to #3199, the Paying Agent pursuant to the provisions of this Section 9.03 ~3201 shall be cancelled by the Trustee and shall not be redelivered. ~(3201 -76- #38 94691.9.2535.06:14 ~(38) S_ECTION 9.04. Amendment or Su~Dl~byMutual Consent. ~3203 The provisions of this Article IX Shall not prevent any Owner from #(3202 accepting any amendment or supplement as to the particular Bonds #3204 owned by such Owner, Rrovided that due notation thereof is made on #3205 such Bonds. #(3205 · · . _ARTICLE X #3206 DEFEASANCE S_ECTION 10.01. Discharge of Bonds and Indenture. ~3207. ~a) If the Trustee shall pay or cause to be paid or there shall otherwise be paid t_o the Owners of all Outstanding Bonds the interest, principal and redemp- tion premiums, if any, a_t the times and in the manner provided herein and therein, a_nd subject to the provi- sions of Section 10.01(d) hereof, then such Owners shall cease to be entitled to the pledge and lien described in Section 5.01 hereof as provided herein, and all agreements and covenants of the City and the Trustee to such Owners hereunder shall thereupon cease, t_erminate and become void and shall be dis- charged and satisfied. ~3209 #3210 #3211 ~3212 #3213 ~(3212 ~(3212 #3214, .~3216 ~3217 #3218 #(3218 lb) Outstanding Bonds or any portion thereof shall on their Principal Payment Dates o_r their dates of redemption prior thereto be deemed to have been paid within the meaning of and with the effect expressed in subsection (a) of this Section 10.01 if there shall be on deposit with the Trustee money which is sufficient to pay the interest and principal on such Bonds Rayable on and prior to their Principal Payment Date or their dates of redemption. #3220 {3221 #3222 #(3222 #3223 %3224 #(3224 ~3225 #3226 lc) Outstanding Bonds or any portion thereof shall prior to their Principal Payment Dates o_r their dates of redemption prior thereto b_e deemed to have been paid within the meaning of and with the effect expressed in subsection (a) of this Section 10.01 if il) in case any of such Bonds are to be redeemed on any date prior to t_heir Principal Payment Dates, the City shall have given to the Trustee i_n form satisfac- tory to it irrevocable instructions to give notice by mail to the Owners of such Bonds of the redemption of such Bonds on such redemption dates, £2) there shall have been deposited with the Trustee either money in an amount which shall be sufficient or United States #3228 ~3229 ~3230 #(323C ~3231 ~3232 ~3233 ~3234 {(3234 ~3235 #3236 $(323( ~3237 -77- ~38 94691.9.2535.06:14 ~(38) of America Treasury bills., notes, bonds or certificates of indebtedness, or obligations for which t_he full faith and credit of the .United States of. America are pledged for the payment of interest and principal, which are not subject to redemption except by the owner thereof Rrior to maturity lincluding any such securities issued or held in book-entry form oD the books of the Department of the Treasury of the United States of America) _the interest on and princi- pal of which when paid will provide money which, together with money, if any, deposited with the Trustee at the same time, shall be sufficient to pay when due the interest e_videnced and represented by such Bonds on and prior to their Principal Payment Dates or their dates of redemption prior thereto, a_s the case may be, and .the principal and redemption pre- miums, if any, on such Bonds, 13) in the event such Bonds are not by their terms subject to redemption within the next succeeding sixty (60) days, _the City shall have given the Trustee in form satisfactory to it irrevocable instructions to give notice by mail to the Owners of such Bonds _that the deposit required by clause (2) above has been made with the Trustee and that such Bonds are deemed to have been paid in accor- dance with t_his Section 10.01 and stating their Principal Payment Dates or redemption dates u_pon which money is to be available for the payment of _the inter- est and principal of such Bonds and (4) the Trustee shall have received an opinion of Bond Counsel (which Bond Counsel is experienced in applicable bankruptcy laws) to the effect that the deposit of moneys and securities referred to in (2) above shall n_ot consti- tute avoidable preferences under any applicable bank- ruptcy laws. id) Notwithstanding anything in this Section 10.01 to the contrary, Bonds shall not be deemed to be paid in the event that the Bank remains u_nreimbursed for draws on or fees due under its _Letter of Credit. In the event the Bank is subsequently reimbursed, or is o_therwise satisfied, the _Bonds shall then be deemed to be paid pursuant to the terms of this Section 10.01. le) After the payment of the interest, redemp- tion premium, if any, and principal on all Outstanding Bonds as provided in this Section 10.01, t_he Trustee shall execute and deliver to the City and the Bank all such instruments as may be necessary or desirable to -78- #3238 ~(3238 ~3239 #3240 ~3241 #3242, #3244 #(3244 #3245 ~(3245 #3246 ~3247 #3248 #3249 #3250 #(325C .~3251, #(3252 #3253, ~(3254 #3255 ~3256 ~3257 ~(3257 #32§8 ~3259 #3260 #(3260 #3261 %3261. %3262 ~3263 ~(3263 #(3263 %3265 #3266 ~3267 ~3268, ~3270 ~3271, ~3273 ~(3273 ~3275 ~(3275 ~3276, ~(3277 ~3278 ~38 94691.9.2535.06:14 ~(38) evidence the discharge and satisfaction of this Indenture, and the Trustee shall pay over or deliver to the City all money or d_eposits or investments held by it pursuant hereto which are not required f_or the payment of the interest and principal on such Bonds. #3279 #3280 #3281 #3282 #(3282' S_ECTION 10.02. _U.n¢laimed Money. Anything contained herein # 3284 to the contrary notwithstanding, any money held by the Trustee in #3285 trust for the payment and discharge of the interest or principal or #3286 redemption premiums, if any, of any Bonds which remains unclaimed for #3287 two (2) years after the date when the payments on such Bonds have #3288 become payable, if such money was held by the Trustee on such date, #3289 or for two (2) years after the date of deposit of such money if #3290 deposited with the Trustee after the date when the interest and prin- #3291 cipal on such Bonds have become payable, shall upon written notice #3292, from the City be repaid by the Trustee to t_he City as its absolute ~3294 property free from trust, and the Trustee shall _thereupon be released #3295 and discharged with respect thereto and _the Owners shall look only to #3296 the City for the payment of t_he interest and principal and redemption #3297 premiums, if any, on such Bonds; Rrovided that before being required #3298 to make any such payment t_o the City, the Trustee shall, at the #3299 expense of t_he City, give notice by mail to the Owners of such Bonds #3300 that such money remains _unclaimed and that after a date named in such #3301 notice, w_hich date shall not be less than sixty (60) days after the #3302 date of giving s_uch notice, the balance of such money then unclaimed #3303 will be returned to the City. #3304 S_ECTION 1 ~. 03. N° Discharqe. Notwithstanding anything to # 3306 the contrary contained in this Indenture, t_he obligation of the City #3307 to undertake foreclosure proceedings and deposit f_oreclosure proceeds #3308 in the funds and accounts created hereunder, and the obligation of #(3308 the Trustee to apply such Rroceeds in accordance with Section 7.02 #3309 hereof shall not cease, t_erminate, become void, or be discharged or #3310, satisfied until such time as all foreclosure sales, a portion of the #(3311 Rroceeds of which is to be applied as payment of obligations to _the #3312, Bank resulting from unreimbursed draws on the Letter of Credit, s_hall #3314 have been completed. # (3314 _ARTICLE XI ~ 3315 MISCE?.TANEOUS #(3315 S_ECTION 11.01. Benefits of this Indenture Limited to ~3317 Parties. Nothing contained herein, expressed or implied, i_s intended ~3318 to give to any person other than the Bank, t_he City, t_he Paying #3319, Agent, the Remarketing Agent, the Trustee a_nd the Owners a_ny claim, ~3321, remedy or right under or pursuant hereto, and any agreement, ~3325 condition, covenant or term contained herein r_equired to be observed #3326 -79- ~38 94691.9.2535.06:14 ~ (38) or performed by or on behalf of the City shall.be for the sole and #3327 exclusive benefit of the Bank, the Paying Agent, the Remarketing .%3328, Agent, t_he Trustee ~nd the Owners. '- .%3330, S_ECTION 11.02. Successor 'Deemed Included in all References ~3333 to Predecessor. Whenever either the Bank, t_he City, t_he Paying .%3334, Agent, the Remarketing Agent, t_he Trustee o_r any officer' thereof is .%3337, named or referred to herein, such reference shall be deemed to .%3340 include the successor to t_he powers, duties and functions that are .%3341 presently vested in the Bank, the City, the Paying Agent, the .%3342, Remarketing Agent o_r the Trustee o_r such officer, and all agreements, .%3346, conditions, covenants and terms contained herein required to be .%3348 observed or performed b_y or on behalf of the Bank, t_he City, the #3349, Paying Agent, the Remarketing Agent or the Trustee or any officer .%3352, thereof shall bind and inure to the benefit of t_he respective succes- .%3355 sors thereof whether so expressed or not. .%(3355 S_ECTION 11.03. Execution of Documents k~ Owners. Any dec- .%3357 laration, request or other instrument which is permitted o_r required .%3358 herein to be executed by Owners m_ay be in one or more instruments of .%3359 similar tenor and may be executed by Owners in person o_r by their .%3360, attorneys appointed in writing. _The fact and date of their execution #3362 by any Owner or such Owner's attorney of any declaration, request or .%3363 other instrument or of any writing appointing such attorney may be .%3364 proved b_y the certificate of any notary public or other officer .%3365 authorized to take acknowledgments of deeds to be recorded in the .%3366 state or territory i_n which such notary public or other officer pur- .%3367 ports to act that the person signing such declaration, request or .%3368 other instrument or writing acknowledged to such notary public' or .%(3368 other officer the execution thereof, o_r by an affidavit of a witness .%3369 of such execution duly sworn to before such notary public o_r other .%3370 officer, or by such other proof as the Trustee may accept w_hich it .%3371 may deem sufficient. .%(3371 Any declaration, request or other instrument in writing of .%3372 the Owner of any Bond shall bind all future Owners of such Bond with .%3373, respect to anything done or suffered to be done b_y the City or the .%3375 Trustee in good faith and in accordance therewith. .% (3375 S_ECTION 11.04. Waiver of Personal Liability. No supervi- ~ 3377 sor, officer or employee of the City shall be i_ndividually or person- ~3378 ally liable for the payment of the interest o_r principal or redemp- ~3379 tion premiums, if any, on the Bonds, but nothing contained herein ~3380 shall relieve any supervisor, o_fficer or employee of the City from ~3381 the performance of any o_fficial duty provided by any applicable pro- #3382 vision of law or hereby. ~(3382 -80- ~38 94691.9.2535.06:14 ~(38) S_ECTION 11.05. Acquisition of the Bo~ by. City. Ail Bonds ~3384 acquired by the City, w_hether by purchase or gift or otherwise, shall #3385 be surrendered to the Trustee for cancellation. #3386 S_ECTION 11.06. Notice by Mail. Any notice required to be #3388 g~ven hereunder by mail to the Owners shall be given by mailing a #3389 copy of such notice, first class postage prepaid, t_o the Owners of #3390 all the Bonds at their addresses appearing in the books r_equired to #3391 be kept by the Paying Agent pursuant to the provisions of Section .%3392 2.14 hereof not less than fifteen (15) days nor more than thirty (30) .%(3392 days following the action or prior to the event concerning which #3393 notice thereof is required to be given unless a different notice #3394 period is specified elsewhere herein; Rrovided that receipt of any .%3395, such notice shall not be a condition mrecedent to the effect of such .%3397 notice and failure to receive any such notice shall not affect the ,%3398 validity of the proceedings taken in connection with the action or #3399 the event concerning which such notice was given. #(3399 S_ECTION 11.07. F~nds. Any fund required to be established #3401 and maintained herein b_y the Trustee may be established and main- #3402 rained in the accounting records of the Trustee either as an account #3403 or a fund, and may, for the' purpose of s_uch accounting records, any #3404 audits thereof and any reports or statements w_ith respect thereto, be #3405 treated either as an account or a fund.; b_ut all such records with ~3406 respect to all such funds shall at all times b_e maintained in accor- #3407 dance with sound accounting practice and with due regard for the pro- .%3408 tection of the security of the Bonds and the rights of the Owners. #3409 S_ECTION 11.08. Article and SeCtion Headings, Gender and ~3411 _References. The headings or titles of the several articles and sec- # (3411 tions hereof and the table of contents appended hereto s_hall be ~3412, solely for convenience of reference a_nd shall not affect the meaning, #3414 construction or effect hereof, and words of any gender shall be #3415 deemed and construed to include all genders. _Ail references herein #3416 to "Articles," "Sections" and other subdivisions or_ clauses are to #3417 the corresponding articles, sections, subdivisions or clauses hereof; #3418 " "hereof " "hereto " "herewith " #3419 and the words "hereby," "herein, , , , "hereunder" and other words of similar import refer to this Indenture ~3420 as a whole and not to any particular article, section, subdivision o_r #3421, clause thereof. .% (3422 S_ECTION 11.09. Partial Invalidity. If any one or more of .%3424 the conditions, covenants or terms contained herein r_equired herein #3425 to be observed or performed by or on the part of the City, _the Paying .%3426 Agent, the Trustee or the Remarketing Agent s_hall be contrary to law, .%3427 then such condition or conditions, s_uch covenant or covenants, or .%3428 such term or terms shall be null and void and shall be deemed ~3429 separable from the remaining conditions, covenants and terms hereof ~3430 and shall in no way affect the validity hereof or of the Bonds, a_nd .%3431, -81- 94691.9.2535.06:14 ~(38) the Owners shall retain all the benefit, protection and security #(3432 afforded to them hereunder and under all provisions of applicable #3433 law. T_he parties hereto declare that they would have .executed and #3434 delivered this Indenture, each and every other article, section, #3435 paragraph, subdivision, sentence, clause and phrase hereof and would #3436 have authorized the issuance and delivery of the Bonds pursuant #3437 hereto, irrespective of the fact t_hat any one or more of the arti- #3438 cles, sections,, paragraphs, s_ubdivisions, sentences, clauses or #3439 phrases hereof o_r the application thereof to any person or circum- #3440 stance m_ay be held to be unconstitutional, unenforceable or invalid. ~3441 SECTION 11.10. California Law. This Indenture shall be #3443 construed and governed in accordance with the laws of the State of #3444 California. # ( 3444 S_ECTION 11.11. New York Time. Unless otherwise expressly ~ 3446 stated, all times referred to in this Indenture s_hall be New York #3447 City time. #(3447 ~ECTION 11.12. Notices. Ail written notices to be given #3449 hereunder shall be given by mail t_o the party entitled thereto at its #3450 address set forth below, or at such other address as such party may #3451 provide to the other parties h_ereinafter listed in writing from time #3452 to time, -namely: #(3452 If to the Trustee: #3455 ~itibank, N. A. M_unicipal Trusts & Agency ~iticorp NAIB ~.O. Box 1005'Wall Street Station kew York, New York 10268 ~3458 #3459 ~3460 #3461 #3461. #3462 If to the Paying Agent: ~3465 ~itibank, N. A. M_unicipal Securities Processing Area ~§ Beaver Street k7th Floor kew York, New York 10043 #3468 ~3469 #3470 ~3470. ~3471 -82- #38 94691.9. 2535.06:14 ~(38) ~f to the Tender Agent: ~itibank, N. A. M_unicipal SecUrities Processing Area ~5 Beaver street k7th Floor ~ew York., New York 10043 ~f to the City: ~ity of Tustin ~00 C~ntennial Way T_ustin, California 92680 ~ttention: Finance Director ~f to the Remarketing Agent: ~errill'Lynch, Pierce Fenner & Smith Incorporated ~errill Lynch World Headquarters N_orth Tower W_orld Financial Center ~th Floor N_ew York, New York 10281 ~ttention: Tax Exempt Money Markets Department ~f to the Bank: T_he Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 If to Moody's: ~oody's Investors Services ~9 Church Street N_ew York, New York ~ttention: Municipal Department Structural Finance Group #3474 %3477 #3478 #3479 #3480 #3480. #3483 #3486 #3487 ~3488 #3489 #3492 #3495 #(3495 ~3496 #3497 #3498 #3498. #3499 ~3500 #(350o #3503 #3505. #35O5. #3507 #35O8 #3513 #3516 #3517 #3518 #3519 #3520 ~f to S&P: ~tandard & Poor's Corporation Broadway #3521. ~3521. ~3521. -83- ~38 94691.9.2535.06:14 ~(38) ~ew York, New York 10004 ~ttention: Municipal Finance Department #3521. ~3521. ~ECTION 11.13. Notices to Rati__nq Aqen¢ies. The Trustee ! #3523 shall give immediate notice to Moody's and S&P in the event: !#(352 replaced. The Trustee or Remarketing Agent resigns or is #3524 '. #(3524 · The Indenture is amended or supplemented. ~3525 3. The Reimbursement is amended or supplemented. !~352_= 4. The Letter of Credit expires or is terminated or an !.~3526 Alternate Letter of Credit is substituted for the LetteF of Credit. !#3526 ~. Ail or a portion of the Bonds are converted from one !#3527 mode to another mode. !#(352 S_ECTION 11.14. Effective Date. This Indenture shall become #3529 effective upon its execution and delivery by the parties hereof. #(3529 -84- ~38 94691.9.2535.06:14 ~(38) I_N WITNESS WHEREOF, the City h~s caused these Rresents to #3532, be signed in its name and on its behalf by its' ~ayor, and its corpo- #3534 rate seal to be hereunto affixed and attested by its City Clerk, #3535 thereunto duly authorized, and to evidence its acceptance of the #3536 trusts hereby =reared, the T_rustee has caused these presents t~ be #353'7 signed in its name a_nd on its behalf by its duly authorized officers', #3538 and its official seal to be hereunto affixed. #3539 ~ayor of the City of Tustin #3542 #3543 A_TTEST: #3545 ~ity Clerk of the City of Tustin #3547 #3548 #(354~ ~itibank, N.A. #355O #3551 A_TTEST: #3553 ~itle: #3555 #3556 -85- ~38 94691.9.2535.06:14 ~(38) ~XHIBIT A F_ORM OF LIMITED OBLIGATION IMPROVEMENT BOND #3560 #3561 N_o.~ $~ #3564 IN THE EVENT THIS BOND IS IN THE UNIT PRICING MODE, A STATEMENT #3567, SETTING FORTH INFORMATION APPLICABLE TO EACH UNI~f PRICING INTEREST #3569 PERIOD FOR THIS BOND, INCLUDING THE ADJUSTED I_NTEREST RATE AND THE #3570 PURCHASE DATE, WILL BE AVAILABLE AT CITIBANK, N.A., 65 BEAVER STREET, #3571 17TH FLOOR, NEW YORK, NEW YORK, 10043 BETWEEN 3:00 P.M. AND C_LOSE OF #3572 BUSINESS ON EACH RATE ADJUSTMENT DATE. SUCH STATEMENT SHOULD ACCOM- #3573 PANY THIS BOND DURING THE UNIT PRICING I_NTEREST PERIOD TO WHICH IT #3574 RELATES. PRESENTATION OF THIS BOND IS NOT REQUIRED IN ORDER TO #3575 OBTAIN SUCH S_TATEMENT OF INFORMATION; HOWEVER, REQUESTS FOR SUCH #3576 STATEMENT MUST I_NCLUDE THE CERTIFICATE NUMBER OF THIS BOND. #3577 CITY OF TUSTIN A_SSESSMENT DISTRICT NO. 86-2 ~IMITED OBLIGATION IMPROVEMENT BOND #3580 #3581 #3582 U_PON THE OCCURRENCE OF CERTAIN EVENTS SPECIFIED IN THE INDENTURE, #3585 THE BONDS SHALL BE SUBJECT TO MANDATORY TENDER TO THE TENDER AGENT #3586 F_OR PURCHASE AND IF NOT SO TENDERED SHALL BE DEEMED TO BE TENDERED. #3587 BY ACCEPTANCE HEREOF THE REGISTERED OWNER OF THIS BOND HEREBY _CON- #3588, SENTS TO SUCH PURCHASE AND SHALL TENDER TMIS BOND FOR PURCHASE U_PON #3590 SUCH MANDATORY TENDER AND ACKNOWLEDGES THAT SUCH REGISTERED O_WNER #3591 SHALL NOT BE ENTITLED TO ANY INTEREST ACCRUING ON THE BOND ON OR # (3591 AFTER SUCH MANDATORY TENDER DATE. #3592 D_UE: MODE: ~EPTEMBER 2, 2013 CUSIP NO. #3595 #3597 R_EGISTERED OWNER: #3599 P_RINCIPAL SUM: DOLLARS #3601 Under and by virtue of the Improvement Bond Act of 1915, #3603 Division 10 of the Streets and Highways Code of California, as %3604, amended, and the Municipal Improvement Act of 1913, Division 12 of .~3606 the Streets and Highways Code of California, as amended ~(3606 £collectively, the "Act"), the City of Tustin, California £the #3607, "City") will, out of the Assessment Fund for the payment of the bonds #3609 issued upon the Assessments made for the construction of improvements ~3610 in an assessment district designated "_City of Tustin Assessment ~3611 District No. 86-2", which said_ improvements and assessment district ~3612 are m_ore fully described in Resolution No. 88-61, adopted by the City #3613, Council of the City on the 13th day of June, 1988, a_s amended, Day to ~3615, A-1 ~3558 94691.9.2535.06:14 ~(3556 the registered owner of this Bond, subject to the terms o_f the #3617 Indenture of Trust entered into by and between _the City and Citibank, #3618 N.'A., dated as of September 1, 1988 (the "Indenture"), and any right. #3619 of redemption hereinafter provided for, on September 2, 2013 upon #3620 surrender of this Bond on the Principal Payment Date or on the date #3621 of redemption pr'ior thereto at the corporate agency office of #3622 Citibank, N.A., in New York, New York (the "Paying Agent"), the prin- #3623, cipal sum specified above, and Day on each Interest Payment Date, #3625, which is (i) for Unit Pricing Bonds with Unit Pricing Interest #3627 Periods of less' than 180 days: t_he Purchase Date thereof; £ii) for #3628, Unit Pricing Bonds with Unit Pricing Interest Periods equal to or #3630 greater than 180 days: each March 2 and September 2 prior to the #3631 Purchase Date and the Purchase Date; liii) for Demand Bonds: the #3632 first Wednesday of each calendar m_onth (whether or not a Business .'#3632 Day) or, with respect to Demand Bonds that are optionally tendered !~3633 pursuant to the Indenture, the Optional Tender Date relatinq to such '.~3633 optionally tendered Demand Bonds; and liv) for a given Fixed Rate !#3634 Bond: March 2 and September 2 of each year, commencing not later #3635, than the M_arch 2 immediately preceding t-he first Principal Payment #3636. Date for such Fixed Rate Bond lthe "Interest Payment Dates"), t_he #3636. interest payable hereon (which is interest from the last Interest #3638 Payment Date to w_hich interest has been paid or if no interest h_as #3639, been paid with respect to the Bonds, from the date of original #3641 authentication and delivery of the Bonds) to and including t_he #3642, Principal Payment Date or the date of redemption prior thereto, by #3644 check mailed lot upon certain conditions by wire transfer) to t_he #3645, registered owner as of the Record Date o_n such dates. A_i1 capital- #3647, ized terms used herein and not defined herein s_hall have the meanings #3649 ascribed thereto in the Indenture. #(364~- REFERENCE IS MADE TO THE -FURTHER PROVISIONS OF THIS BOND #3651 ~ET FORTH ON THE REVERSE HEREOF WMICH SHALL FOR ALL PURPOSES _HAVE THE #3652, SAME EFFECT AS THOUGH FULLY SET FORTH HEREIN. #(3653 T_his Bond shall not be entitled to any benefits under the #3654 Act or the proceedings or become valid or obligatory for any Rurpose, #3655, until the Paying Agent's Certificate of Authentication and #3657 Registration hereon endorsed shall have been dated and signed by an #3658 authorized officer of the Paying Agent. #(3658 T_his Bond is one of the duly authorized Bonds aggregating #3659 ~81,400,000 principal amount (the "Bonds") authenticated b_y the ~3660, Paying Agent under and pursuant to the terms of the Act and the #3662 Indenture for the purpose of providing the means for paying for the #(3662 work and improvements described in the Indenture, and is secured by ~3663 the m_oneys in the Redemption Fund, by the unpaid portion of said ~3664 Assessments made for the payment of. said work and improvements, and #3665, certain other funds and accounts c_reated under the Indenture. This ~3667 Bond i_s payable exclusively out of said Redemption Fund, except as ~3668, A-2 ~3558 94691.9.25'35.06:14 ~ (3556 provided hereinbelow and in the Indenture. The City will not #3670, obligate itself to advance available funds from the City treasury to #3670. cure any deficiency which may occur in the Redemption Fund. P_ayment #3670. of principal and redemption price of and interest o_n Bonds not con- #3672 verted to a Fixed Interest Rate is payable from m_oneys received from #3673 draws on a Letter of Credit issued to the T_rustee by The Tokai Bank, #3674. Ltd. Los Angeles Agency, which expires on September 15, 1998. C_opies ~3675, of the Indenture are on file at the Corporate .Trust Department of #(3676 Citibank, N.A., a_s Trustee under the Indenture, i_n New York, New York #3677, and reference is hereby m_ade to the Indenture and to any and all #3680 a_mendments thereof and supplements thereto for a description of _the #3681, conditions, covenants and terms securing the _Bonds, for the nature, #3683 extent and manner of enforcement of such conditions, covenants a_nd #3684, terms, for the rights and remedies of the registered owners of the #3686 Bonds with respect t_hereto and for the other conditions, covenants #3687 and terms upon which the Bonds-are executed and delivered #3688 thereunder. # ( 3688 F_rom and after the initial Unit Pricing Interest Period, ~3689 the interest rate borne by a Unit Pricing Bond during each Unit #3690, Pricing Interest Period will be the Adjusted Interest R_ate determined #3692 on each Rate Adjustment Day by the Remarketing Agent, initially #3693 Merrill Lynch, Pierce Fenner & Smith Incorporated, _which shall be the #3694 minimum rate of interest per annum which would, in the judgment of #3695 the R_emarketing Agent (having due regard to the prevailing m_arket #3696, conditions), enable such Bond to be sold at par in the secondary #3698 market on such Rate Adjustment Date for th~ Unit Pricing Interest #3699 Period commencing on such Rate Adjustment Date; provided, however, #3700 that in no event shall such rate exceed the Maximum Rate w_ith resp.ect #3701 to Unit Pricing Bonds. #(3701 If the Bonds are converted to a Demand Mode in accordance #3702 with the Indenture, t_he interest' rate borne by the Bonds will be the #3703 Variable Interest Rate determined weekly by the Remarketing Agent #3704 which in the judgment of the R_emarketing Agent would be the interest #3705 rate necessary to produce as nearly as practicable a par bid #3706 (disregarding any accrued interest) o_n a Demand Bond on such Variable #3707 Rate Adjustment Date; provided, however, _that in no event shall the #3708 Variable Interest Rate exceed the M_aximum Rate with respect to Demand ~3709 Bonds. # (370 Bank-Owned Bonds shall bear interest at the Bank Interest ~3710 Rate as defined in the Indenture. #3711 T_he City may convert the Bonds from the Unit Pricing Mode #3712 to the Demand Mode and from the Demand Mode to the Unit Pricing Mode, %3713 as described in the Indenture. U_pon an Automatic Conversion Date or ~3714, a Proposed Conversion Date, all or a portion of the Bonds will be .~3716 converted to a Fixed Interest Rate. T_he terms of such conversions, $3717 A-3 ~3558 94691.9.2535.06:14 ~(3556 the details of the determination of the Fixed Interest Rate and the #3718 terms and conditions upon which a registered owner of a Bond may #3719 elect to' retain such Bond are ..~et forth in .the Indenture. U_pon the #3720 date stated in such written notice as the date of determination of #3721 such Fixed Ihterest Rate, the'Remarketing Agent shall determine _the #3722 Fixed Interest Rate, which shall be the annual rate of interest which # (3722 in the sole judgment of the Remarketing Agent under the then prevail- $3.723 ing market c_onditions will allow the Bonds so converted to be sold at #3724 par; provided, however, such Bonds may bear a Fixed Interest Rate #3725 which results in a sale a_t less than par under certain conditions as #3726 described in the Indenture. # (3726 P_rior to conversion to a Fixed Interest Rate, any Unit #3727 Pricing Bond or Demand Bond, other than Bank-Owned Bonds, shall be #3728 purchased, on the demand of the registered owner thereof, at a pur- #3729 chase price equal to o_ne hundred per cent (100%) of the principal #3730 amount thereof plus accrued i_nterest thereon, if any, to the redemp- %3731 tion date upon the performance b_y the registered owner of the follow- #3732 ing acts: (i) telephonic notice to the R_emarketing Agent and the #3733 Tender Agent on a Business Day at their principal offices in New #3734 York, New York, at or before 10:00 A.M., New York City time, o_n a #3735 Purchase Date for Unit Pricing Bonds, or on the seventh (Tth) calen- #(3735 dar d_ate prior to the Optional Tender Date for Demand Bonds, _that the #3736, registered owner elects to have such Bond purchased, confirmed b_y a #3738 written notice to the Tender Agent delivered on the Purchase Date in #(3738 the case of Unit Pricing Bonds, and confirmed immediately by written #3739 notice to the Tender Agent in the case of Demand Bonds, of (a) the ~3740 principal amount of such Bond to be purchased, lb) the certificate #3741 number of each such Bond, (c) the name of the registered owner of #3742 such Bond, and (d) the Purchase Date (in the case of Unit Pricing ~(3742 Bonds) or the Optional Tender Date (in the case of D_emand Bonds, ~3743, which shall be the seventh (7th) calendar day a_fter the date of #3745 delivery of the Optional Tender Notice or the first Business Day ~3746 thereafter if such day is not a Business Day and with respect to #3747 Bank-Owned Bonds, each B_~siness Day) and (ii) delivery to the Tender .~3748 Agent at or before 12:30 P.M., New York City time., of the Bond or #3749 Bonds to be purchased duly endorsed for transfer (together with _writ- #3750, ten confirmation as set forth above in the case of Unit P_ricing #3752 Bonds), and otherwise in compliance with the Indenture. _Any notice ~3753 of election once made is irrevocable; provided, however, that a reg- #3754 istered owner who tenders any 'Bond for Rurchase as herein set forth #3755 may repurchase the Bond so tendered if the Remarketing Agent agrees ~. 3756 to sell such Bond to such registered owner. _The right of any regis- ~3757, tered owner to have unit Pricing Bonds purchased s_hall terminate on ~3759 the conversion of such Bonds to Demand Mode o_r on a Conversion Date ~3760 with respect to such Bond. T_he right of any Owner to have Demand ~3761 Bonds purchased shall t_erminate on the conversion of such Bond to #3762 Unit Pricing B_onds or on a Conversion Date with respect to such ~3763 Bond. ~ (3763 A-4 ~3558 94691.9. 2535.06:14 ~ (3556 Unit Pricing Bonds and Demand Bonds are subject to manda- ,%3764 tory tender and purchase on any Proposed Conversion Date, A_utomatic ~3765, Conversion Date, any Demand Date, any Unit Pricing D_ate, or any Bank #3767 Purchase Date (all of which are "Mandatory Tender Dates"), upon #3768 notice as provided in the Indenture a_t a price equal to one hundred #3769 per cent (100%) of the principal amount thereof plus accrued 'and #3770 unpaid interest thereon, if any, and with respect to Unit Pricing #3771 · ' Bonds, a premium as calculated below in the description of mandatory #3772 redemption of Unit Pricing Bonds. On any Mandatory Tender Date, ~3773, unless the registered owner has elected to retain _ownership, the Bond #3775 will be deemed to have been purchased, interest o_n the Bond will #3776 cease to accrue and the security of the Indenture s_hall no longer be #3777 afforded. The registered owner shall thereupon only be entitled to #3778 an amount equal to one hundred per cent (100%) of the principal #3779 amount plus accrued a_nd unpaid interest, if any. #3780 Unless the Letter of Credit shall have been extended or #3781 t_here shall have been delivered an Alternate Letter of Credit i_n sub- #3782, stitution therefor as provided in the Indenture or unless _there shall #3784 be a conversion to a Fixed Interest Rate as set forth a_bove, all #3785 Bonds shall be purchased by the Tender Agent on a date w_hich is not #3786 less than five (5) Business Days prior to expiration of the term of #3787 the Letter of Credit or Alternate Letter of Credit, a_s the case may #3788 be, or the Termination Date at a purchase price _equal to one hundred #3789 per cent (100%) of the principal amount thereof plus accrued and #3790 unpaid interest, if any. #(3790 A_ii Bonds shall be purchased by the Tender Agent on the #3791 Substitution Date and on the date of a Conversion from the unit #3792 Pricing Mode to the Demand Mode or from the Demand Mode to the Unit #3793 Pricing Mode a_t a purchase price equal to one hundred per cent (100%) #3794 of the Rrincipal amount thereof plus accrued and unpaid interest, if #3795. any, and in the case of Unit Pricing Bonds, a premium as calculated #3796 below in the description of mandatory redemption of U_nit Pricing #3797, Bonds. # (3798 UPON THE OCCURRENCE OF CERTAIN EVENTS SPECIFIED IN THE #3799 INDENTURE, T_HE BONDS SHALL BE SUBJECT TO MANDATORY TENDER TO THE #3800 TENDER AGENT F_OR PURCHASE AND IF NOT SO TENDERED SHALL BE DEEMED TO #3801 BE TENDERED. BY ACCEPTANCE HEREOF THE REGISTERED OWNER OF THIS BOND #3802 HEREBY C_ONSENTS TO SUCH PURCHASE AND SHALL TENDER THIS BOND FOR PUR- # 3803 CHASE U_PON SUCH MANDATORY TENDER AND ACKNOWLEDGES THAT SUCH REGIS- #3804 TERED O_WNER SHALL NOT BE ENTITLED TO ANY INTEREST ACCRUING ON THE #3805 BOND O_N OR AFTER SUCH MANDATORY TENDER DATE. #3806 T_o the extent and in the manner permitted by the t_erms of #3807, the Indenture, the provisions of the Indenture may be amended or ~3809 supplemented by further resolution of the City, b_ut no such amendment ~3810 or supplement shall (1) reduce the rate of interest borne by this ~3811 A-5 #3558 94691.9. 2535.06: 14 % (3556 Bond or extend the time of payment hereof or reduce the amount of #3812 principal or redemption premiums, if any, hereof or extend the #(3812 Principal Payment Date hereof-without the' prior written consent of #3813~,' the registered owner hereof, i2) reduce the percentage ,of registered #3815. owners of Bonds whose c_onsent is required for the execution of any #3816 amendment of or s_upplement to the Indenture, or i3) modify any of the #3817, rights or obligations of the Trustee without i_ts prior written con- #3819 sent thereto. #(~819 T_he Bonds are authorized to be authenticated and delivered #3820 in the form of fully registered bonds in Authorized Denominations and #3821 are transferable or exchangeable by the registered owner, in person #3822 or by his attorney duly authorized in writing, at the corporate #3823 agency office of the Paying Agent in New York, New York, but only in #3824 the manner, subject to the limitations and upon payment of the #3825 charges provided in the Indenture, a_nd upon surrender of this Bond #3826 for cancellation accompanied by delivery of a duly executed written #3827 instrument of transfer or exchange in a form approved by the Paying #3828 Agent. U_pon such transfer or exchange, a new Bond or Bonds of autho- #3829 rized d_enominations equal to the principal amount hereof will be #3830 authenticated a_nd delivered by the Paying Agent to the registered #3831 owner thereof i_n exchange or transfer herefor. ~he Paying Agent may #3832, treat, the registered owner hereof as the absolute owner hereof for #3834 all purposes, whether or not this Bond shall be overdue, and the #3835 Paying Agent shall not be affected b_y any knowledge or notice to the #3836 contrary and payment of t_he interest and principal on this Bond shall #3837 be made only to such registered owner, which payments shall be valid #3838 and effectual to satisfy and discharge the liability evidenced by #3839 this Bond to the extent of the sum or sums so paid. #3840 U_nit Pricing Bonds are subject to mandatory redemption, 'i_n #3841, whole or in part in Authorized Denominations, on any Business Day, #(3842 u_pon notice as hereinafter described, as a whole or in part, in o_rder #3843, of Purchase Dates, from (i) prepaid Assessments, (ii) moneys t_rans--.#3845 ferred from the Construction Fund to the Redemption Fund and Liii) #3846 certain moneys derived from foreclosures, under the circumstances a_nd #3847 upon the conditions and terms described in the Indenture, at a #(3847 redemption price calculated in accordance with the following Leach #3848, price being stated as a percentage of the principal to be redeemed, #(384~ to be paid on the redemption date together with interest accrued t_o #38.50, the redemption date) plus accrued and unpaid interest, if any: ~(385] I_f the Unit Pricing Interest Period is less than or equal ~3852 to one year, _the redemption price will be calculated as follows: £i) #3853, if the number of days between the date selected for redemption _and #3855 the Purchase Date for such Bond (the "Remaining Interest Period") i_s #3856 less than or equal to 30 days, the redemption price will be 100% a_nd #3857 (ii) if the Remaining Interest Period is more than 30 days the #(3857 Trustee will request the Remarketing Agent to provide an Adjustable #3858 A-6 ~3558 94691.9 . 2535.06: 14 ~ (3556 Interest Rate for a Unit Pricing Interest Period equal to the #3859 Remaining Interest Period, and if such rate is greater than or equal #3860 to the Adjusted Interest Rate on the Bond called for redemption, _the #3861, redemption price will be 100%, but if such rate is less t_han the #3863 Adjusted Interest Rate on such Bond, the redemption price will be #3864 calculated by dividing the number of days in the Remaining I_nterest #3865 Period by 365 or 366 days (as applicable) and multiplying _the quo- #3866 tient by the difference between the Adjusted Interest Rate on s_uch #3867 Bond and such rate and rounding the product to the nearest 1/100th #(3867 and adding the result to 100, but in no event shall the redemption #3868 Rrice exceed 101%. .%3869 If the Unit Pricing Interest Period for such Unit Pricing #3870 Bond is more than one year, the redemption price will be determined #3871 in accordance with the following table: .%3872 Unit Pricinq Interest Period ~ime from the m_ost recent R_ate Adjustment D_ate to Redemption Date #3876 #3877 .%3878 #3879 Price .%38 M_ore than 1 but less than or equal to 3 years M_ore than 3 but less than or equal to 6 years More than 6 but less than or equal to 10 years 0 to i year ! to 2 years A to 3 years · 0 to 2 years A to 3 years ~ to 4 years after 4 years 0 to 4 years ~ to 5 years ~'to 6 years after 6 years .%3883 101 % .%38 100 1/2 #2 100 #3885 #3886 101 1/2 #3 101 #3887 100 1/2 .%3 100 #3889 .%3890 102 #3890. 101 1/2 .%3 101 .%3892 100 .%3893 ~ore than 10 years 0 to 7 years 7_ to 8 years 8_ to 9 years after 9 years 102 1/2 .%3 102 .%3895 101 .%3896 100 #3897 Demand Bonds are subject to redemption on any Interest .%3900 Payment Date u_pon notice as provided in the Indenture as a whole, or .%3901 in part i_n Authorized Denominations, from (i) prepaid Assessment #3902 Installments, Lii) moneys transferred from the Construction Fund to .%3903 the Redemption Fund, and £iii) certain moneys derived from .%3904, foreclosures under the circumstances and upon the conditions and #3906 terms described herein at a redemption Rrice equal to the sum of the .%3907 A-7 ~3558 94691.9.2535.06:14 ~(3558 9 a'693' ' 9 · 1535' 06" ~ B_onds in the Fixed Rate Mode are subject to redemption by ~3949 the City i_n the minimum principal amount of $5,000, in whole on any #3950 date or in part on any Interest Payment Date, commencing on the d_ate .%3951, as set forth in the Indenture at a redemption price of 1_02%% of the ~3953 principal amount of Bonds called for redemption, Rlus accrued inter- #3954 est to the.date fixed for redemption. -#(3954 U_pon delivery to the Trustee of an Opinion of Counsel that #3954. such redemption is lawful, the Bonds are subject to extraordinary #(3954 mandatory redemption before m_aturity in the event of damage to or ~3954. destruction of any works of improvements or condemnation thereof, a_nd .~3954. to the extent of, the net proceeds realized t_herefrcm (including any #3954. net proceeds, whether or not received from such damage, destruction #3954. or condemnation, relating to m_oneys received for the benefit of #3954. Assessment District No. 86-2 f_rom proceedings or actions relating to #3954. certain highway transportation i_mprovements), u_nless the City noti- #3954. lies the Trustee t_hat it will use such net proceeds to repair, #3954. restore or rehabilitate the works of improvements. If called for #3954. redemption, the Bonds will be subject to redemption b__v the City, in #3954. whole or in part, and if in part, first from Bonds held by the Bank #3954. and second from all other Bonds as provided in the Indenture, a_t the #3954. principal amount thereof plus interest accrued thereon t_o the date #3954. fixed for redemption, without premium. #(3954 As provided in the Indenture, notice of redemption hereof #3955 s_hall be mailed by the Trustee, by registered or certified mail, n_ot ~3956, less than 30 days before the redemption date, t_o the registered owner #3960' of this Bond at his address as it appears i_n the registration books #3961 maintained by the Paying Agent, but failure' t_o receive any such #3962 notice shall not affect the validity of the Rroceedings for the #3963 redemption of this Bond. If this Bond is called for redemption and #3964 payment is duly provided herefor as specified in the Indenture, the ~3965 interest hereon shall cease to accrue from and after the dated fixed #3966 for such redemption. #(3966 In the event that the Treasurer and the City make the .%3967 determination d_escribed in Sections 8770-8772 of the Improvement Bond #3968 Act of 1915, as amended, the City and the Trustee shall take the #3969 actions requir-ed b_y Sections 8770-8784 thereof and the registered #3970 owner hereof hereby consents t_o take such actions as are required by ~3971 such Sections of registered owners of Bonds. ~3972 A-9 ~3558 94691.9. 2535.06:14 =. (3558 IN WITNESS WHEREOF, said-City of Tustin has caused this #3974 Bond-t_o be. signed in facsimile by the Treasurer of the City and by.#3975,. the City Clerk and has caused said City Clerk to affix hereto its #3977 corporate seal in facsimile. #(3977 .- B_y #3980 ISeal ) CITY TREASURER # 3981 B_y #3983 CITY CLERK # 3984 A-10 ~3558 94691.9.2535.06:14 ~(355~ £FORM OF ASSIGNMENT] #3987 ~OR VALUE RECEIVED, the undersigned do(es) hereby sell, #3990 assign ~nd transfer unto the within Bond and #3991 do(es) hereby irrevocably constitute and appoint #3992 attorney to transfer ~uch Bond on the. register of the Paying Agent, #3993 with full power of ~ubstitUtion in the premises. #3994 ~ated: #3995 [ signature ] #3998 #(3998 94691.9.2535.06:14 A_-i1 #3558 #(355~ CITY OF TUSTIN .ASSESSMENT DISTRICT NO. 86-2 LIMITED OBLIGATION IMPROVEMENT BONDS EXHIBIT B PURCHASE CONTRACT · September 12, 1988 City Council City of Tustin 300 Centennial Way Tustin, California 92680 Dear Members of the City Council: The undersigned, Merrill Lynch Capital Markets, Merrill Lynch, Pierce, Fenner & Smith Incorporated (the "Underwrit- er''), offers to enter into the following agreement with the City of Tustin (the "City") which, upon the City's accep- tance of this offer, will be binding upon the City and upon the Underwriter. This offer is made subject to the City's acceptance of this Purchase Contract on or before 7:30 p.m. Los Angeles time on September 12, 1988, and, if not so accepted, will be subject to withdrawal by the Underwriter upon written notice delivered to the City at any time prior to the acceptance hereof by the City. 1. Upon the terms and conditions, and upon the basis of representations set forth herein, the Underwriter hereby agrees to purchase from the City, and the City hereby agrees to sell and deliver to the Underwriter, $81,400,000 aggregate principal amount of the City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds (the "Bonds"). The Bonds shall be dated the date of Closing (as hereinafter defined) and shall mature on September 2, 2013. The Bonds shall initially bear interest at the Adjusted Interest Rate determined as set forth in the hereinafter defined Indenture. The Adjusted Interest Rate or Rates borne by the Bonds as of the date of Closing, the initial interest periods, and the respective principal amount of Bonds bearing such rates for such periods are set forth in Schedule 1 hereto. The purchase price for the Bonds shall be 99.645% of the aggregate principal amount of the Bonds. Payment for and delivery of the Bonds, and the other actions contemplated hereby to take place at the time of such payment and delivery, are herein sometimes called the "Closing." 2. The Bonds shall be as described in the Offi- cial Statement dated. September 12, 1988 relating to the Bonds' (the "Official Statement") and-shall be issued and.- secured under the provisions of an Indenture of Trust (the "Indenture"), dated as of September 1, 1988, between the City and Citibank, N.A., as trustee (the "Trustee"), authorizing the issuance of the Bonds. The Bonds and interest thereon will be payable in accordance with the Indenture from unpaid assessments (the "Assessments,,) levied and collected with interest, and from other monies as provided for in the Indenture. Proceeds of the sale of the Bonds will be used by the City in accordance with the terms of the Indenture. 3. The Indenture, the Resolution of Intention (the "Resolution of Intention") relating to the establishment of the City of Tustin Assessment District No. 86-2 (the "Dis- trict'') and the levying of the Assessments, and all actions, agreements and proceedings related thereto (collectively, the "Proceedings,,) were or will be taken pursuant to the Municipal Improvement Act of 1913, as amended (the "1913 Act"), the Improvement Bond Act of 1915, as amended (the "Bond Law"), and all other applicable laws. 4. Any action under this Purchase Contract taken by the Underwriter, including payment for and acceptance of the Bonds and delivery and execution of any receipt for the Bonds and any other instruments in connection with 'the Closing, shall be valid and sufficient for all purposes and binding upon the Underwriter, provided that any such action shall not impose any obligation or liability upon the Underwriter other than as may arise as expressly set forth in this Purchase Contract. 5. It shall be a condition to the City's obliga- tion to sell and deliver the Bonds to the Underwriter, and to the obligations of the Underwriter to purchase, to accept delivery of and to pay for the Bonds, that the entire $81,400,000 aggregate principal amount of the Bonds author- ized by the Indenture shall be sold and delivered by the City, and purchased, accepted and paid for by the Underwrit- er, at the Closing. The Underwriter agrees to make a bona fide public offering of all of the Bonds at a price of par. 6. The City has authorized the Official Statement and the information and documents therein contained or described to be used by the Underwriter in connection with the public offering and sale of the Bonds. The City has ratified and confirmed the use by the Underwriter prior to the date hereof of the Preliminary Official Statement relating to the Bonds dated August 26, 1988, in connection with the public offering of the Bonds. · 2K181732 os/~9/ss 2 Purchase Contract 7. The City represents and warrants to the Underwriter that: · (a) The City is a general law city duly organized and existing under the Constitution and laws of the State of California, and has, and at the date of the Closing will have, full legal right, power and authority (i) to execute, deliver and enter into this Purchase Contract, (ii) to execute, deliver and enter into the Indenture, the Remarketing Agreement dated as of September 1, 1988 (the "Remarketing Agreement"). between the City and the Underwriter as remarketing agent, and the Reimbursement Agreement dated as of September 1, 1988 (the "Reimbursement Agreement") between the City and The Tokai Bank, Ltd., Los Angeles Agency (the "Bank") pursuant to which the Bank will issue its letter of credit (the "Letter of Credit") on the date of the Closing to support payments on the Bonds prior to their conversion to fixed interest rates, (iii) to issue, sell and deliver the Bonds to the Underwriter as provided herein, (iv) to undertake. the Proceedings, and (v) to carry out and consummate the transactions contemplated by this Purchase Contract, the Resolution of Intention, the Indenture and the Official Statement; (b) The City has complied, and will at the Closing be in compliance in all respects, with the Indenture, the 1913 Act, the Bond Law and all other applicable law; (c) By official action of the City prior to or concurrently with the acceptance hereof, the City has duly adopted the Resolution of Intention, has duly authorized and approved the Preliminary Official Statement and the Official Statement', has duly author- ized and approved the execution and delivery of, and the performance by the City of the obligations con- tained in, the Bonds, the Indenture, the Remarketing Agreement, the Reimbursement Agreement and this Pur- chase Contract, and has duly authorized and approved the performance of its obligations contained in the Proceedings and the consummation by it of all other transactions contemplated by the Official Statement, including, without limitation, the levy and collection of the Assessments, and the Assessments constitute valid and binding liens on the properties on which they have been levied; (d) The execution and delivery of this Purchase Contract, the Indenture, the Remarketing Agreement, the Reimbursement Agreement, and the Bonds, 2K181732 08/29/88 Purchase Contract the adoption of the Proceedings relating to the issu- ance of the Bonds, the levy and collection of the Assessments, and the. establishment'of the District, and compliance with the provisions of each thereof will not conflict with-or constitute a brea~h of'or a default under any applicable law or administrative regulation -of the State Of California or the United. States, or any applicable judgment, decree, agreement or other instru- ment to which the City is a party or is otherwise subject; (e) Promptly after the Official Statement is available in final form, the City shall deliver or cause to be delivered to the Underwriter two copies of the Official Statement manually signed by the Mayor of the City. The Underwriter shall furnish or cause to be furnished to the City, as soon as available, copies of the Official Statement, and all amendments and supple- ments thereto, in such quantities as the City may reasonably request; (f) At the time of the City's acceptance hereof and at all times subsequent thereto up to and including the time of the Closing, the Official State- ment (excluding the information therein under the ""The Letter of Credit, captions "The Bank, "and "The Remarketing Agent" as to which no view need be expressed) does not and will not contain any untrue statement of a material fact or omit to state a materi- al fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made not mislead- lng; ' (g) There is no action, suit, proceeding or investigation before or by any court, public board or body pending or, to the best knowledge of the City, threatened, wherein an unfavorable decision, ruling or finding would (i) affect the creation, organization, existence or powers of the City or the District, or the titles of its Council members and officers, (ii) enjoin or restrain the issuance, sale and-delivery of the Bonds, the levy and collection of'the Assessments or any other monies or properties pledged or to be pledged under the Indenture for the payment of the Bonds, (iii) in any way question or affect any of the rights, powers, duties or obligations of the City with respect to the monies pledged or to be pledged to pay the principal of, premium, if any, or interest on the Bonds, (iv) in any way question or affect any authority for the issuance of the BondS, or the validity or enforceability of the Bonds or the Indenture, or (v) in 2K181732 08/29/88 Purchase Contract any way question or affect this Purchase Contract or the transactions contemplated by this Purchase Con- tract,'the. Official Statement, the documents referred to in the Official Statement, or any other agreement or instrument to which the City is a party relating to the Bonds; (h) The City will furnish such information, execute such. instruments and take such other action in cooperation with the Underwriter as the Underwriter may reasonably request to qualify the Bonds for offer and sale under the Blue Sky or other securities laws and regulations of such states and other jurisdictions of the United States as the Underwriter may designate, and will assist, if necessary therefor, in the continuation of such qualifications in effect as long as required for the distribution of the Bonds; provided, however, that the City shall not be required to qualify as a foreign corporation or to file any general consents to service of process under the laws of any state; (i) The City has not been notified of any listing or proposed listing by the Internal Revenue Service to the effect that the City is a bond issuer whose arbitrage certifications may not be relied upon; (j) Any certificate signed by any official of the City authorized to do so shall be deemed a repre- sentation and warranty by the City to the Underwriter as to the statements made therein; and (k) The City shall apply the proceeds of the Bonds, including the investment earnings thereon, in accordance with the Indenture and the Resolution of Intention and as described in the Official Statement. 8. The City covenants and agrees with the Under- writer that it will advise the Underwriter promptly of any proposal to amend or supplement the Official Statement or any part thereof. If between the date of this Purchase Contract and the date ninety (90) days after the Closing an event occurs which is materially adverse to the purpose for which the Official Statement is to be used which is not disclosed in the Official Statement, the City shall notify the Underwriter; and if in the opinion of the Underwriter such event requires a supplement or amendment to the Offi- cial Statement, the City shall supplement or amend the Official Statement in a form and in a manner approved by the Underwriter and counsel to the Underwriter. 9. By 9:00 a.m., Los Angeles time, on Septem- ber 13, 1988, or at such other time or on such other date as 2K18173Z 08129188 5 Purchase Contract is mutually agreed by the City and'the Underwriter, the City shall, deliver the Bonds to the Underwriter in definitive form, duly executed and authenticated, together with the other documents hereinafter mentioned, and, subject to the terms and-conditions hereof, the Underwriter shall accept such delivery and pay the purchase price of the Bonds' as set forth in 9ar~graph 1 hereof by Wire of immediately available federal funds or by certified or bank cashier's check or checks payable in immediately available 'federal funds to the order of "City of Tustin, California." Delivery and payment, as aforesaid, shall be made at th~ offices of Mudge Rose Guthrie Alexander & Ferdon, Los Angeles, Califor- nia, or such other place as shall have been mutually agreed upon by the City and the Underwriter. The Bonds shall be printed or lithographed on steel engraved borders, shall bear CUSIP numbers and shall be prepared and delivered as fully registered Bonds without coupons in authorized denomi- nations specified by the Underwriter at 'least twenty-four hours before the Closing for purposes of inspection and packaging; provided, however, that the Underwriter shall not reject delivery of the Bonds solely because the Bonds do not bear CUSIP numbers. In lieu of definitive bonds in the form set forth above, the City may deliver temporary bonds which may be printed, lithographed or typed; proved, however, that if such temporary bonds are delivered the City shall promptly execute and cause the Trustee to authenticate bonds in definitive form as set forth above for delivery in exchange for said temporary bonds as soon as reasonably possible. 10. The Underwriter has entered into this Pur- chase Contract in reliance upon the representations, warran- ties and agreements of the City contained herein and to be contained in the documents and instruments to be delivered at the Closing, and upon the performance by the City of its obligations hereunder, both as of the date hereof and as of the date of the Closing. Accordingly, the Underwriter's obligations under this Purchase Contract to purchase, to accept delivery of and to pay for the Bonds shall be subject to the performance by the City of its obligations to be performed hereunder and under such documents and instruments at or prior to the Closing, and shall also be subject to the following conditions (a) The representations and warranties of the City contained herein shall be true, complete and correct on the date hereof and on and as of the date of the Closing, as if made on the date of the Closing; (b) At the time of the Closing the proceed- ings relating to the authorization and issuance of the Bonds and the establishment of the District (including 08/29/88 bu= not limited to the. PrOceedings) shall be in. full force..and.effect,.and shall.not, have been amended, modifieR.or, supplemented, and the Official Statement shall not have been amended, modified or supplemented, except in either case as may have been agreed to in writing by the Underwriter; (c) At the time of the Closing, there shall have been taken all such actions as, in the opinion of Mudge Rose Guthrie Alexander-& Ferdon, and Rourke & ' Woodruff (collectively "Bond Counsel"), shall be necessary or appropriate in connection with the levying of the Assessments, the formation of the District, or of the issuance of the Bonds, and the transactions contemplated hereby; (d) The Underwriter shall have the right to terminate the Underwriter,s obligations under this purchase Contract to purchase, to accept delivery of and to pay for the Bonds by notifying the City of its election to do so if, after the execution hereof and prior to the Closing (i) the arketablllty of the Bonds ~ ' . or the market price thereof, in the opinion of the Underwriter, has been materially and adversely affected by any decision issued by a court of the United States '(including the United States Tax Court) or of the State of California, by any ruling or regulation (final, tem- porary or proposed) issued by or on behalf of the Department of the Treasury of the United States, the Internal Revenue Service, or other governmental agency of the United States, or any governmental agency of the State of California, or by a tentative decision or announcement by any member of the House Ways and Means Committee, the Senate Finance Committee, or the Confer- ence Committee with respect to contemplated legisla- tion, or by legislation enacted by, pending in, or favorably reported to either the House of Representa- tives or the Senate of the United States, or either House of the Legislature of the State of California, or formally proposed to the Congress of the United States by the President of the United States or to the Legis- lature of the State of California by the Governor of the State of California in an executive communication, affecting the tax status of the City, its property or income, its bonds (including the Bonds) or the interest thereon, or any tax exemption granted or authorized by the Bond Law; (ii) the United States shall have become engaged in hostilities which have resulted in a decla- ration of war or a national emergency, or there shall have occurred any other outbreak of hostilities, or a local, national or international calamity or crisis, financial or otherwise, the effect of such outbreak, 2K181732 08129188 Purchase Contract calamity or crisis being such as,-in the reasonable .opinion of the Underwriter~ would affect materially and adversely the ability of the Underwriter to market the Bonds (it being agreed by the Underwriter that there is no outbreak, calamity or crisis of such a character as of the date hereof); (iii) there shall have occurred a general suspension of trading on the New York Stock Exchange or the declaration of a general banking moratorium by the United States, New York State'or California State authorities or any other authority having jurisdiction over the Bank; (iv) there shall have occurred a withdrawal or downgrading of any rating assigned to (a) any securities of the City or (b) any debt instruments of the Bank, by a national municipal bond rating agency; (v) any of the proposed develop- ments described in the Official Statement shall have been repudiated by the applicable developer, or any litigation or proceedings shall be pending or threat- ened questioning proposed developments or seeking to enjoin the development thereof, or the City shall have received notice from the applicable developer that it will be unable to proceed with the development as described in the Official Statement; (vi) any federal or California court:, authority or regulatory body shall take action materially and adversely affecting the ability of a developer to proceed with the development as contemplated by the Official Statement; or (vii) an event occurs which in the opinion of the Underwriter requires a supplement or amendment to the Official Statement, and such supplement or amendment is not prepared by the City; and (e) At or prior to the Closing, .the Under- writer shall have received each of the following documents (1) The Official Statement, executed on behalf of the City by its Mayor, as well as executed copies of the Indenture, the Remarketing Agreement, the Reimbursement Agreement and the Letter of Credit, with only such amendments, modifications or supplements as may have been agreed to by the Underwriter; (2) An opinion of Bond Counsel, in substantially the form attached to the Official Statement; (3) A supplemental opinion, dated the date of the Closing and addressed to the Under- writer, of Bond Counsel to the effect that (i) this Purchase Contract, the Reimbursement 2K181732 08~29~88 Agreement and the. Remarketing Agreement have been duly authorized, executed and delivered by the City, and, assuming due authorization, execution and delivery by the other parties thereto, constitute legal, valid and binding agreements of the City enforceable in accordance with their respective terms, except as such enforceability 'may be limited by fha application of equitable principles if equitable remedies are sought; (ii) the Bonds are not subject to the registration requirements of the Securities Act of 1933, as amended, and the Indenture is exempt from qualification under the Trust Indenture Act of 1939, as amended; (iii) the Bonds conform as to form and tenor to the description thereof contained under the caption "The Bonds" in the Official Statement, and the statements contained therein under the captions "The Bonds"; "Summary of Indenture"; "Introduction',; and "Federal and State Income Taxes", insofar as such statements purport to summarize certain provisions of the 1913 Act, the Bond Law, the Bonds, the Indenture, the Resolution of Intention, and the Proceedings and to describe statutory provisions relating to the exclusion from gross income for purposes of federal income taxes and the exemption from California personal income taxes of interest on the Bonds, present a fair and accurate summary of such provisions; (4) A certificate dated the date of the Closing, addressed to the Underwriter and signed by the Mayor of the City and by the Finance Director of the City to the effect that: (i) The representations and warranties of the City contained herein are true and correct in all material respects on and as of the date of the Closing as if made on the date of the Closing; (ii) The City has complied with all agreements, covenants and arrangements, and satisfied all conditions, on its part to be complied with or satisfied at or prior to the Closing; and (iii) To the best of their knowledge, no event affecting the City has occurred since the date of the Official Statement which should be disclosed in the Official Statement in order to make the statements therein not misleading in any respect; 2K181732 08129188 Purchase Contract (5) An opinion, dated the date of Closing and addressed to the Underwriter, of James G. Rourke, as City Attorney, to the effect that there is no action, suit, proceeding or investigation before or by any court, public board or body pending o.r, to the.best of their knowledge, threatened, wherein an unfavorable decision, ruling or finding would (i) affect the - creation, organization, existence of powers of the District Or the City, or the titles of its Council members and officers; (ii) enjoin or restrain the issuance, sale and delivery of the Bonds, the collec- tion Of any other monies or property pledged or to be pledged under the Indenture for the Bonds; (iii) in any way question or affect any of the rights, powers, duties or obligations of the City with respect to the Assessments or the monies and assets pledged or to be pledged to pay the principal of, premium, if any, or interest on the Bonds; (iv) in any way question or affect any authority for the issuance of the Bonds, or the validity or enforceability of the Bonds; or (v) in any way question or affect this Purchase Contract, the Official Statement or the documents referred to in the Official Statement; (6) A Certificate .dated the date of Closing, addressed to the Underwriter and signed by Gary L. Vogt M.A.I. (the "Appraiser"), to the effect that the Appraisal Report prepared by him with respect to the property within the District fairly and accurately describes the minimum or "not less than" market values of the properties subject to the Assessment as of the date of such Appraisal Report, and that nothing has come to his attention since the date of such Appraisal Report which would materially and adversely affect his conclusions in such Appraisal Report; (7) A Certificate dated the date of Closing addressed to the Underwriter and signed by the "Engi- neer'' named in the Resolution of Intention to the effect that the statements and information in the Official Statement as set forth under the caption "The District" and in Appendix A thereto entitled "Assess- ment Diagram" and Appendix B thereto entitled "Descrip- tion of Work and Method of Assessment," fairly and accurately describe the matters intended to be de- scribed therein; (8) A Certificate dated the date of closing, addressed to the Underwriter and signed by an author- ized officer of the Bank, to the effect that the information contained in the Official Statement under 2K181732 08/29/88 10 Purchase Contract the heading "The Bank" is true and correct in all material respects; ~ .. .. (9) An opinion or opinions, dated the date of Closing and addressed to the Underwriter, of Brown & Wood; United States counsel for the Bank, substantially in the forms attached hereto as Exhibits A and B, with any deviations therefrom in form and substance satisfactory to the Underwriter and its counsel; (10) An opinion, dated the date of Closing and addressed to the Underwriter, of Naoe, Asai & Yamamori, Japanese counsel for the Bank, substantially in the form attached hereto as Exhibit C, with any deviation H therefrom in 'form and substance satisf Underwriter and its counsel; (11) Evidence satisfactory to the Underwriter that the Bonds have been given the "Aa/VMIG 1" rating by Moody's Investors Service, or the "AA/A-l+" rating by Standard & Poor's Corporation and that no such rating has been withdrawn or lowered; (12) An opinion of O'Melveny & Myers, dated the date of Closing and addressed to the Underwriter, as to such matters as the Underwriter shall reasonably request; (13) A Certificate of The Irvine Company, with respect to its ownership of land within the District; (14) A Certificate of the Trustee With respect to its execution and delivery of the Indenture and its acceptance of the duties of trustee and paying agent thereunder; and (15) Such additional legal opinions, certificates, instruments and documents as the Underwriter may reasonably request to evidence the truth and accuracy, as of the date hereof and as of the date of the Clos- ing, of the City's representations and warranties contained herein and of the statements and information contained in the Official Statement and the due perfor- mance or satisfaction by the City on or prior to the date of the Closing of all agreements then to be performed and all conditions then to be satisfied by the City. In addition to the foregoing, the City shall provide copies of the Proceedings relating to the authorization and issuance of the Bonds and the establishment of the District and the levying of the Assessments certified by authorized 2K181732 08/29188 11 Put=base Con=tact having been adopted or executed (as applicable), with only such amendments, modifications or supplements as may have been agreed to by the Underwriter. Ail of the opinions, letters, certificates, instruments and' other documents mentioned above or elsewhere in this Purchase Contract shall be deemed to be in compliance with the provisions hereof if, but only if, they are in form and substance satisfactory to,he Underwriter. Receipt of, and payment for, the Bonds sha'll constitute evidence of the satisfactory nature of such as to the Underwriter. The performance of any and all obligations of the City hereunder and the performance of any and all conditions contained herein for the benefit of the Underwriter may be waived by the Underwriter in its sole discretion. If the City shall be unable to satisfy the conditions to the obligations of the Underwriter to purchase, accept delivery of and pay for the Bonds contained in this Purchase Contract, or if the obligations of the Underwriter to purchase, accept delivery of and pay for the Bonds shall be terminated for any reason permitted by this Purchase Con- tract, this Purchase Contract shall terminate, and neither the Underwriter nor the City shall be under further obliga- tion hereunder, except that the respective obligations of the City and the Underwriter set forth in paragraphs 11 and 13 hereof shall continue in full force and effect. 11. (a) The Underwriter shall be under no obligation to pay, and the City shall pay the following expenses incident to the performance of the City's obligations hereunder: (i) the cost .of the preparation and printing of the Bonds, the Preliminary Official Statement and the Official Statement (including any amendments or supplements thereto prepared or distributed within 90 days after the original delivery of the Bonds); (ii) the fees and disbursements of attorneys, accountants, advisers and of any other experts or consultants retained by the City, including the fees and expenses of Bond Counsel, the Engineer responsible for the preparation of the Report relating to the District, the Financial Consultants to the City and the Appraiser; (iii) the fees and disbursements of the Bank and any counsel, consultants or experts retained by the Bank. (b) The Underwriter shall pay all expenses (in- cluding out-of-pocket expenses and regulatory expenses including, but not limited to, expenses related to the qualification of the Bonds under any applicable blue sky laws) incurred by them in connection with the public offer- ing and distribution of the Bonds, including the fees and disbursements of counsel retained by them. 2K181732 08/29/88 12 12. Any notice or other communication to be given to the City under this Purchase Contract may be given by. delivering the same in writing at the City's address set forth above, and any notice or other communication to be given to the Underwriter under this Purchase Contract may be given by delivering the same in writing to Merrill Lynch Capital Markets, Municipal Securities Division, 400 South Hope Street, Suite 2020, Los Angeles, California 90071-2821, Attention: Samuel B. Corliss, Jr. · 13. This Purchase Contract is made solely for the benefit of the City and the Underwriter (including their successors and assigns), and no other person shall acquire or have any right hereunder or by virtue hereof. Ail of the City's representations,.warranties and agreements contained in this Purchase Contract shall remain operative and in full force and effect regardless of (i) any investigations made by or on behalf of the Underwriter or (ii) delivery of and payment for the Bonds pursuant to this Purchase Contract. The agreements contained in this paragraph and in paragraph 11 shall survive any termination of this Purchase Contract. 14. This Purchase Contract shall be governed by the laws of the State of California, and may be executed in several counterparts, each of which shall be regarded as an original and all of which shall constitute but one and the' same instrument. 15. This Purchase Contract shall become effective upon the execution of the acceptance hereof by an authorized officer of the City, and shall be valid and enforceable as of the time of such acceptance. Very truly yours, MERRILL LYNCH CAPITAL MARKETS MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED By: Accepted: This 12th day of September, 1988 CITY OF TUSTIN By: Mayor 2K181732 08/29188 13 Purchase SCH~DUL~ 1 Principal 'Amount Initial Interest Adjusted Interest Rate 2K181732 08/29/88 Purchase Contract [Form of O~inion of Brown & Wood Regarding Enforceability] EXHIBIT A The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Citibank, N.A. Municipal Trusts & Agency Citicorp NARB 55 Water Street New York, New York 10043 City of Tustin ~. 300 Centennial Way Tustin, California 92680 Moody's Investors Service 99 Church Street New York, New York 10007 Standard & Poor's Corporation 25 Broadway New York, New York 10004 Gentlemen: We have acted as counsel to The Tokai Bank, Ltd., acting through its Los Angeles Agency ("The Tokai Bank, Ltd. Los Angeles Agency' is hereinafter referred to as the "Bank") in connection with the execution by the Bank of Letter of Credit No. ( )- - issued by the Bank on September 9, 1988 in the aggregate principal amount of $83,299,334 (the "Letter of Credit") and the Reimbursement Agreement, dated as of September 1, 1988, by and between the Bank and the City of Tustin (the Reimbursement Agreement with all Exhibits attached thereto is herein referred to as the "Reimbursement Agreement") in connection with the issuance by the City of Tustin of its' $81,400,00a:City of Tustin Assessment District NO. 86-2 Limited Obligation Improvement Bonds. Based upon the foregoing and such other documents as we consider necessary to render this opinion, it is our opinion that: (i) the Bank holds a license to conduct its business in, and is in good standing under the' laws of, the State of California, with full legal right, power and authority to enter into and perform under the Letter of Credit; (ii) the Letter of Credit has been duly authorized, executed and delivered by the Bank and is valid and binding upon and enforceable against the Bank in accordance with its terms ~ and (iii) as regards the opinion set forth in (ii) above, we note that the enforceability of the Letter of Credit may be limited by moratorium, bankruptcy, reorganization, insol- vency, debt arrangement or other similar laws affecting creditors' rights generally as the same may apply to The Tokai Bank, Ltd. in the event of its bankruptcy, reorganiza- tion, insolvency, debt arrangement or a moratorium appli- cable to The Tokai Bank, Ltd.. We also express no opinion as to whether a court might temporarily restrain or preliminarily enjoin payments under the Letter of Credit or any particular remedy available to persons seeking to enforce the Letter of Credit. We express no opinion as to matters'governed by laws other than the laws of the State of California and the federal law of the United States of America. We are not members of the bar of Japan and for matters pertaining to laws of Japan, we have relied on the separate opinion of Japanese Counsel for The Tokai Bank, Ltd., a copy of which is provided herewith, and we have made no investigation to determine the accuracy or completeness of such opinion. Very truly yours, .[~orm of Opinion'of Brown & Wood Regarding Registration and Disclosure] EXHIBIT B · · Merrill Lynch Pierce Fenner & Smith 400 South Hope Street - Suite 2020 Los Angeles, California 90071-1821 Re: $81,400,000 Cit~ of Tustin Assessment District No. 86-2- Limited Obliaation Improvement BOn~ Ladies and Gentlemen: We have acted as counsel to The Tokai Bank, Ltd. Los Angeles Agency (the "Bank") in connection with the issuance by the Bank of the Irrevocable Direct-Pay Letter of Credit No. ( )- - , dated September 9, 1988 (the 'Letter of Credit'), pursuant to the terms of the Reimbursement Agreement, dated as of September 1, 1988 (the 'Reimbursement Agreement'), between the Bank and the City of Tustin. The Letter of Credit will be issued to provide liquidity and credit support for the above-referenced bond issue (the 'Bonds"). You have requested an opinion from us to the effect that the Letter of Credit is exempt from registration under the Securities Act of 1933, as amended (the 'Act'). .. We have assumed, for the purposes of this opinion, that apart from any effect caused by the Letter of Credit, the Bonds will be exempt from registration under the Act by virtue of the exemption provided therein for securities issued by a political subdivision or public instrumentality of a state of the United States. We have examined the Reimbursement Agreement, the Letter of Credit and such records, certificates and other documents and instruments, certified or otherwise, identified to our satisfaction, as we considered necessary for the purposes of this opinion. In addition, we have examined Release No. 33-666I, issued by. the Securities and. Exchange Commission on September ~3, *1986. The Bank is duly*'licensed by the California State Banking Department and qualified to do business as a foreign agency of a foreign bank in the State of California. In reliance on the release referred to above and based upon our analysi.s of. the supervision and regulation of the Bank under the statutes and regulations of the United States and the State of California pertinent to this opinion., we are of the opinion that the Letter of Credit is exempt from registration under t~e Act. We are further of the opinion that the statements in the Official Statement relating to the Bonds contained under the caption 'The Letter of Credit', insofar as they purport to summarize certain provisions of the Letter of Credit, present an accurate summary of such provisions. This opinion is furnished to you by us as counsel to the Bank. This opinion may not be used or relied upon by or published or communicated to any party other than the addressee hereof for any purpose whatsoever without our prior written approval in each instance. Respectfully submitted, [Form of Opinion of Naoe,'Asai & Yamamori Regarding Enforceability] . EXHIBIT C City of Tustin 300 Centennial Way Tustin, California 92680 Merrill Lynch Pierce Fenner & Smith 400 South Hope Street - Suite 1020 Los Angeles, California 90071-2821 Brown & Wood 555 California Street San Francisco, California 94104 Citibank, N.A. as Trustee (the "Trustee") Municipal Trusts & Agency Citicorp NARB 55 Water Street New York, New York 10043 Re: $81,400,000 City of Tustin Assessment District No. 86-2 Limited Obliaation Improvement Bond~ Gentlemen: We have acted as Japanese counsel to'The Tokai Bank, Limited (the "Bank") in connection with the issuance by its Los Angeles Agency of its Irrevocable, Transferable Letter of Credit No. L/C ( )- - dated September 9, 1988 (the "Letter of Credit") pursuant to the Reimbursement Agreement dated as of September 1, 1988 (the "Reimbursement Agreement"), between the Bank and the City of Tustin (the "City"), in favor of the Trustee for the holders of the above-captioned bonds (the "Bonds") of the City. The Bonds are issued under an Indenture 2978010/6 of Trust dated as of September 1, 1988 between, the City and the Trustee. The Reimbursement Agreement has been entered into for the purpose of providing the Trustee with funds for the payment of the principal of, interest on and purchase price of the 'Bonds. We have examined signature pages t. elecopied to us of the executed counterparts of the Letter of Credit 'and the Reimbursement Agreement delivered by the Bank. Based on the foregoing, and upon our examination of such other matters of fact and law as we deem appropriate to the opinion expressed herein, we are of the opinion that: (1) Organization, Standing, Etc. -- The Bank is a corporation duly organized, validly existing and in gOod standing under the laws of Japan and has full right, power and authority to carry on its business as now conducted; (2) Power, Authority, Etc. -- The Bank has full right, power and authority to execute and deliver the Letter of Credit and the Reimbursement Agreement, and to perform the Bank's obligations thereunder; and the execution and deliv- ery by the Los Angeles Agency of the Bank of the Letter of Credit and the Reimbursement Agreement do not, nor will the performance of the Bank's obligations thereunder contravene, any provision of any treaty, law, rule or administrative regulation of Japan, nor, to the best of our knowledge and belief: (i) violate any order, decree, writ, judgment or injunction of any court or governmental authority of or in Japan, or any political subdivision thereof, applicable to the Bank, or (ii) violate any covenant, indenture or agree- ment of or binding on the Bank or any of its assets or properties; (3) Letter of Credit -- The Letter of Credit and Reimbursement' Agreement have each been duly authorized, executed and delivered by the Bank and, (i) assuming execu- tion and delivery by the proper officers of the Los Angeles Agency of the Bank, (ii) assuming the due authorization, execution and delivery of the Reimbursement Agreement by the City and (iii) assuming that the Letter of Credit and the Reimbursement Agreement are legal, valid and binding 'obligations of the Los Angeles Agency of the Bank under California law by which they are governed, they constitute legal, valid and binding obligations of the Bank enforceable against the Bank in accordance with their respective terms, except (i) that the enforcement thereof may be limited by bankruptcy, reorganization, insolvency, moratorium and other 2978010/6 laws of general application relating to or affecting the enforcement of creditors' rights as such laws would apply in the event of the bankruptcy, reorganization, insolvency of, or similar, occurrence with respect to the Bank and (ii) that no opinio~ is expressed as to equitable remedies, including specific performance and injunctive relief to the party seeking enforcement of. the Letter of Credit or the Reimbursement Agreement; (4) Approvals -- No consent, license, authorization, registration, declaration, writ, approval or permit (the 'Approvals') of any governmental authority, agency or instrumentality of or in Japan is required in connection with the validity of, or the execution, delivery, perform- ance or enforceability of the Letter of Credit or the Reimbursement Agreement, including without limitation any Approvals necessary to insure the transfer and payment of amounts payable under the Letter of Credit in the currencies and funds called for therein, free and clear of any withhold- ings or deductions on the terms and at the place of payment called for therein; (5) No Immunity-- The Bank is subject to commercial law in Japan and is generally subject to suit and neither it nor any of its properties or revenues enjoys any right of immunity from any judicial proceeding in Japan; (6) Proceedings, Etc. -- To the best of our knowledge, no litigation or proceedings are pending or threatened which would have a materially adverse effect on the financial con- dition or operations of the Bank or challenge or adversely affect the good standing of the Bank or the power of the Bank to carry out the transactions contemplated by the Letter of Credit and the Reimbursement Agreement, or the validity of, or the execution, delivery or performance by the Bank of the terms and provisions of the Letter of Credit and the Reimbursement Agreement; (7) Taxes, Etc. -- There is no income or stamp or other tax, duty or similar impost of the government of Japan or any subdivision or instrumentality or agency thereof, imposed on or applicable to any payment to be made by the Bank to the Trustee under the Letter of Credit or which is imposed on or by virtue of the execution and delivery outside Japan of the Letter of Credit or the Reimbursement Agreement; (8) Choice of Law -- The choice of law provisions of the Reimbursement Agreement and the Letter of Credit are legally valid under the laws of Japan and would be recognized by the courts of Japan; 2978010/6 (9) Access to Courts -- There are nO le~al impediments to access by the Trustee to the courts of Japan; nor shall the Trustee be required to qualify under any statute or law or pay any franchise tax, stamp tax or similar fee to gain . such access, whether in respect of a direct suit on the Letter of Credit, or a proceeding for recognition of a judgment obtained.by the Trustee before a court in the United States, except for such fees as would be required of plaintiffs, both resident and non-resident in seeking access to .the courts of Japan (provided, that, if requested by the defendant, a non-resident plaintiff may be required to post a deposit with the court to secure court costs); nor will the Trustee be resident, domiciled, carrying on business or otherwise subject to taxation in Japan by reason only of the execution, delivery, or performance by the Bank or the enforcement by the Trustee of the Letter of Credit; (10) Enforceability of Judgments -- Any final and conclusive judgment obtained against the Bank in any court in the United States of competent jurisdiction based on a service of process other than by means of public notice or procedure similarly unfavorable to the Bank, in respect of any sum payable by it under the Letter of Credit would be recognized and enforced by the courts of Japan without re-examination of the issues insofar as such judgment is not contrary to the public order or good morals in Japan and there is reciprocity as to the recognition of a judgment obtained in Japan by the courts in the United States. The transaction contemplated by the Letter of Credit and the Reimbursement Agreement is not contrary to the public order or good morals in Japan; (11) Rank of Obligations -- Under Japanese law, the obligations of the Bank under the Letter of Credit and Reimbursement Agreement rank ~ari Dassu in priority of payment and in all other respects with all other unsecured obligations of the Bank subject only to mandatory preferred obligations under applicable law. The opinions expressed above are limited to the laws of Japan as currently in effect and we do not express any opinion herein concerning any other law. 2.978010/6 You are hereby authorized to furnish copies of' this opinion to Moody's:Investors Service and Standard & Poor's Corporation who shall be entitled to rely thereon as though it were addressed to them. No other person or firm shall be entitled tO rely on this opinion. Very truly yours, Naoe, Asai & Yamamori By Takahisa Naoe Attorney at Law 2978010/6 EXHIBIT B £DEVELOPMENT NOTICE] ~he undersigned owner* hereby certifies that: il) [He is the owner] [He was on the last succeed- ing [February 1] or LAugust 1] t_he owner] of the fol- lowing real property which is located in the City of Tustin Assessment District No. 86-2: #4004 #4005 #4008 #4010 #4011 #4012 #(4012 LDescription of real property] #4015 The assessment on such real property is . #4018 # (401~ 13) Pursuant to this notice the undersigned hereby c_ertifies that (A) he expects that between the date forty (40) days prior to either February 1 or AuguSt 1 next succeeding the date h_ereo~ and the date forty (40) days prior to either t_he following August 1 or February 1, whichever is applicable, ii)(a) the above described property will be sold to another entity which is not an Affiliate of t_he.present owner for single family residential development or (b) development of the above described property as single family residential property by the Rresent owner or an Affiliate thereof will commence; or iii) the above described property will be the subject of a Qualified Conveyance (as such term is defined in the Indenture of Trust dated as of September 1, 1988 b_y and between the City of Tustin and Citibank, N.A. (the "Indenture")), or (B) the above described prop- erty was the subject of a Qualified C_onveyance since the date which is forty (40) days prior to the most recent [February 1 if date of notice is after #4021 #4022, #4025 #4026 #4027 #4028 #(4028 #4029 #4030 #(4030 #4031 #(4031 #4032, #4034 #(4034 #4035 #4036 #4037, ~(4038 ~(4038 #4008. *_For purposes of this Development Notice, "owner" s_hall include the #4008. transferor of real property located in Assessment District No. 86-2 #4008. if such transferor conveyed real property between the fortieth day ~4008. preceding a February 1 or August 1 and the following F_ebruary 1 or #4008. August 1, as the case may be, and, as of the fortieth day preceding #4008. such February 1 or August 1, such conveyance was not reasonably fore- ~4008. seen or anticipated by the transferor to occur during the forty (40) ~4008. day period prior to such F_ebruary 1 or August 1, as the case may be. #4008. -_l- #4008. February I and prior to August 1] LAugust 1 if date of notice is after August 1 and Rrior to February 1]. LName of Owner] LTitle] #4039 #4040 #4043 #4045 #4046 ~4001 94691.9. 2535.06: 14 # (4001 EXHIBIT C $81,400,000 CITY OF TUSTIN " ASSESSMENT DISTRICT NO. 86-2 LIMITED OBLIGATION IMPROVEMENT BONDS REMARKETING AGREEMENT BETWEEN THE CITY OF TUSTIN AND MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED Dated as of September 1, 1988 TABLE OF CONTENTS SECTION Parties Recitals Section 1.1. ARTICLE I GENERAL Remarketing Agent ........................... Section 2.1. Section 2.2. Section 2.3. Section 2.4. Section 2.5. Section 2.6. ARTICLE II REMARKETING AGENT Representations, Warranties and Covenants ... Duties and Obligations of Remarketing Agent . Disclosure to Purchaser of Tendered Bonds and Repurchased Bonds and Qualification of the Bonds ...........................--- Conditions to Remarketing Agent's Obligation ...... ~;~.~ .... [ ..... Remarketing A~ B~s i~d o ....... Events of Default ........................... Section Section Section Section Section Section Section Section Section Section Section ARTICLE III MISCELLANEOUS 3.1. Remarketing Agent Not Acting as Underwriter . 3.2. Removal of Remarketing Agent .................. 3.3. Resignation of a Remarketing Agent .......... 3.4. Appointment of Successor Remarketing Agent .. 3.5. Remarketing Agent Compensation .............. 3.6. Remarketing by the Issuer ................... 3.7. Amendments .................................. 3.8. Governing Law ............................... 3.9. Notices ..................................... 3.10. Miscellaneous ............................... 3.11. Counterparts ................................. 4 5 5 5 5 5 5 6. '6 6 6 Exhibit A Addresses for the Giving of Notice REMARKETING AGREEMENT THIS REMARKETING AGREEMENT, dated as of September 1, 1988, is made and entered into between Merrill Lynch, Pierce, Fenner & Smith Incorporated (the "Remarketing Agent"), and the City of Tustin, California (the "Issuer"), in connection with the City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds (the "Bonds") authorized pursuant to an Indenture of Trust (the "Inden- ture'') dated as of September 1, 1988 between the issuer and Citibank, N.A., as trustee (the "Trustee"). RECITALS: WHEREAS, the Issuer has issued and sold the Bonds in order to better provide financing for certain improve- ments; and WHEREAS, the Remarketing Agent has agreed to accept the duties and responsibilities as the Remarketing Agent under the Indenture and this Remarketing Agreement; NOW, THEREFORE, in consideration of the premises, the Issuer and the Remarketing Agent do hereby covenant and agree as follows: Ail terms not otherwise defined herein shall have their respective meanings as provided in the Indenture. ARTICLE I GENERAL SECTION 1.1. Remarketinq Agent. Merrill Lynch, Pierce, Fenner & Smith Incorporated is hereby appointed by the Issuer as the initial Remarketing Agent as'provided for in the Indenture. Successor Remarketing Agents, if any, are to be appointed as provided for in the Indenture. In addition, Merrill Lynch, Pierce, Fenner & Smith Incorporated shall be appointed as remarketing agent with respect to the remarketing of Bonds, from time to time, upon each conver- sion of all or a portion of the Bonds to a fixed interest rate in accordance with the terms of the Indenture. The terms and conditions, and the representations of the remarketing agent in connection with each such remarketing will be set forth and established at or prior to the time of each conversion of all or a portion of the Bonds to a fixed interest rate. ARTICLE II REMARKETING AGENT SECTION 2.1. Representations, Warranties and Covenant~. The Remarketing Agent hereunder represents, warrants and covenants as follows: ' (a) Such firm is a member of the National Associ- ation of Securities Dealers, Inc. (the "NASD"); (b) Such firm is authorized by law to perform all of the duties imposed upon it by the Indenture and this Remarketing Agreement; (c) Such firm will comply with the federal securities laws, state Blue Sky laws (to the extent applicable) and the rules and regulations of the NASD in performing its duties hereunder; provided, however, that the Remarketing Agent may rely solely upon the advice of its counsel as to the application of such laws, rules and regulations; and (d) The Remarketing Agent has been duly incorpo- rated and is validly existing and in good standing under the laws of the State of Delaware; has full power and authority to enter into and perform its obligations under this Agreement; and this Agreement constitutes the legal, valid and binding obligation of the Remarketing Agent enforceable against the Remarketing Agent in accordance with its terms, except as the enforcement thereof may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other laws relating to or affecting the enforcement of creditors' rights generally and by general principles of equity. SECTION 2.2. Duties and ObliGations of Remarketinq AGent. The Remarketing Agent has received and reviewed a copy of the Indenture and hereby accepts, subject to Section 2.4 of this Agreement and only so long as this Agreement shall remain in full force and effect, all the duties and obligations specified in the Indenture. Notwithstanding anything herein or in the Inden- ture to the contrary, with respect to its duties hereunder and under the Indenture the Remarketing Agent shall not be liable for any action, failure to act or error of judgment made in good faith by ~any of its officers or employees unless it is established that the Remarketing Agent was grossly negligent with respect to such action, failure to act or judgment. 2K181731 08/29/88 2 Remarketing Agmt SECTION 2.3. Disclosure to Purchaser of Tendered Bonds and Repurchased Bonds and Qualification of the Bonds. (a) The Remarketing Agent, upon advice of its counsel and in view of the circumstances and laws in effect at the time of remarketing, may in its sole discretion determine what disclosure documents, if any, are to be prepared in connection with the remarketing of Bonds in the. Demand Mode or the Unit Pricing Mode tendered for purchase to the Trustee ("Tendered Bonds"), and whether and to what extent the remarketing of such Bonds in the manner contem- plated hereunder and under the Indenture requires registra- tion under the Securities Act of 1933 or other federal or state securities laws. If for whatever reason the Remarketing Agent shall determine that it is unable to obtain the information concerning the Issuer, the Bank, the owner or owners of property within the District (collective- ly, the "Owners") or other parties or circumstances neces- sary to prepare appropriate disclosures, if any, or if the Remarketing Agent shall be unable to procure the necessary cooperation of the Issuer, the Owners or the Bank in order to comply with applicable law, including federal or state securities laws in connection with the marketing of Tendered Bonds, then this Agreement shall terminate and the Remarketing Agent shall be under no obligation to perform any of its duties under this Agreement other than to return any Tendered Bonds or funds for the purchase thereof to the appropriate parties. The Remarketing Agent shall have no obligation to bear the cost of obtaining such information but shall be only required to notify the parties which it believes have such information that such information is required. In addition, if, at any time during the term of this Agreement, any event-known to the Issuer relating to or affecting the Issuer, the Indenture, the Reimbursement Agreement, the Letter of Credit, the Bank, the Owners, this Agreement or the Bonds shall occur which might affect the correctness or completeness when made of any statement of a material fact contained in the Official Statement, the Issuer shall promptly notify the Remarketing Agent in writing of the circumstances and details of such event. (b) The Issuer shall cooperate with the Remarketing Agent in the qualification of the Bonds for offering and sale and the determination of the eligibility of the Bonds for investment under the laws of such jurisdic- tions as the Remarketing Agent shall designate and shall use its best efforts to continue any such qualification in effect so long as required for the distribution of the Bonds by the Remarketing Agent, provided that the Issuer shall not be required to qualify to do business in any jurisdiction where it is not now so qualified or to take any action which 2K181731 08/29/88 3 Remarketing Agmt would subject it to general service of process in any jurisdiction where it is not now so subject. SECTION 2.4. Conditions to Remarketing Agent's 0bliqations. Notwithstanding any provision of this Agree- ment or the Indenture to the contrary, the Remarketing Agent may, but shall have no duty to, remarket Tendered Bonds pursuant to this Agreement in the event there shall have occurred (i) a default in the due and punctual payment of an Assessment Installment relating to Bonds in the Unit Pricing Mode or in the Demand Mode and such default shall continue for a period of at least 5 business days, or (ii) a default in the due and punctual payment of principal or interest on a Bond in the Unit Pricing Mode or in the Demand Mode. In the event that the Remarketing Agent determines, after consultation with such persons as it deems advisable, that it has no obligation to remarket Tendered Bonds pursuant to this Section 2.4, the Remarketing Agent will immediately provide written notice to that effect to the Bank, the Issuer, and the Trustee. SECTION 2.5. Remarketinq Aqent Books and Records. The Remarketing Agent agrees to keep such books and records as shall be consistent with prudent industry practice and to make such books and records available for inspection by the Issuer, the Initial Owner (as defined in Exhibit A hereto), the Paying Agent and the Trustee at all reasonable times. SECTION 2.6. Events of Default. The failure by the Issuer to make any payment required by this Remarketing Agreement when due shall'constitute an "event of default" hereunder and shall entitle the parties hereto to take what ever action at law or in equity, including specific perfor- mance, that is necessary or desirable to collect the amounts then due and thereafter to become due to them or to enforce observance or performance of any covenant, condition or agreement of the Issuer hereunder. ARTICLE III MISCELLANEOUS SECTION 3.1. Remarketinq Agent Not Acting as Underwriter. It is understood and agreed upon by all the parties hereto that the Remarketing Agent is only obligated hereunder to act as agent for the Issuer. The Issuer agrees that, while this Agreement is in effect, the Remarketing Agent shall be the exclusive remarketing agent for the Tendered Bonds. The Remarketing Agent is in no way obligated to advance its own funds to purchase any Bonds. 2K181731 08~29~88 4 Remarketing Agmt SECTION 3.2. Removal of Remarketinq Aqent. The Remarketing Agent may be removed at any time by an instru- ment, signed by the Issuer and filed with the Remarketing Agent, the Paying Agent, the Bank and the Trustee. Such removal shall be effective immediately upon receipt of such instrument by the Remarketing Agent. In the event of the removal of the Remarketing Agent, the Trustee shall give notice thereof by mail to all Bondholders and the'Remarketing Agent shall pay over, assign and deliver this Agreement to its successor. SECTION 3.3. Resiqnation of a Remarketinq Aqent. The Remarketing Agent may at any time resign and be dis- charged of all duties and obligations hereunder and under the Indenture by giving notice, in writing, 60 days prior to the date set for resignation, to the Bank, the Issuer, the Trustee and the Paying Agent. SECTION 3.4. Appointment of successor Remarketinq Agent. If the Remarketing Agent shall resign pursuant to Section 3.3, or be removed pursuant to Section 3.2, the Issuer shall appoint a successor Remarketing Agent in accordance with the Indenture. SECTION 3.5. Remarketinq Agent Compensation. For Bonds in the Unit Pricing Mode with Unit Pricing Interest Periods of one year or less and for Bonds in the Demand Mode, the Issuer will pay to the Remarketing Agent a quar- terly fee payable in arrears on the 1st business day of January, April, July, and October commencing on January 2, 1989 of each year equal to one thirty-second of one percent (0.03125%) of the principal amount of such Bonds outstanding as of 5:00 P.M., New York City Time, on the day preceding each such date. For Bonds in the Unit Pricing Mode with Unit Pricing Interest Periods over one year such fee shall be negotiated between the Remarketing Agent and the Issuer. Notwithstanding anything herein to the contrary, the Issuer's obligation to pay the compensation due to the Remarketing Agent hereunder shall be limited to amounts on deposit in the Conversion Costs Fund and amounts received from Assessment Installments as incidental expenses. SECTION 3.6. Remarketing by the Issuer. The Issuer shall have no right to remarket any Bonds except pursuant to the terms and conditions imposed on the Remarketing Agent under this Agreement and the Indenture. SECTION 3.7. Amendments. This Agreement may be amended from time to time by an instrument in writing executed by the parties hereto, so long as such amendment is not inconsistent with the Indenture, without the consent of 2~181731 o8/29/aa 5 Remarketing Agmt the Bondholders, unless such consent is required under the Indenture. SECTION 3.8. Governinq Law. This Agreement shall be governed by the laws of the State of California. SECTION 3.9. Notices. Any notices, requests, directions, instruments or other communications given or made hereunder or pursuant thereto shall be in writing and shall be deemed to have been validly given or made when delivered personally or by courier or mailed by registered or certified mail, return receipt requested, postage pre- paid, to the respective addresses set forth on Exhibit A hereto, or if addressed to any other party at such other address as such party shall hereafter furnish to the parties hereto in writing. All such notices, requests or other communications may be made by telephone promptly confirmed by writing. SECTION. 3.10. Miscellaneous. Nothing herein shall be construed to make any party an employee of the other or to establish any fiduciary relationship between the parties except as expressly provided herein. SECTION 3.11. Counterparts. This Agreement may be executed in several counterparts, each of which shall be regarded as an original and all of which shall constitute but one and the same instrument. IN WITNESS WHEREOF, the Issuer and the Remarketing Agent have caused this Agreement to be executed in their respective names all as of the date first above written. CITY OF TUSTIN, CALIFORNIA By: MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED By: 2K181731 o8/~9/88 6 Remarketing Agmt EXHIBIT A If to the Issuer: If to the Initial Owner: If to the Remarketing Agent: City of Tustin, California 300 Centennial Way Tustin, California Attn: City Treasurer with a copy to: James Rourke City Attorney Rourke & Woodruff 701 S. Parker St., Suite 700 Orange, California 92668 The Irvine Company 550 Newport Center Drive Newport Beach, California 92660 Attn: Richard E. Moran Jr. Vice President and Treasurer with a copy to: John Murphy Stradling, Yocca, Carlson & Rauth 660 Newport Center Drive Suite 1600 Newport Beach, California 92660 Merrill Lynch, Pierce, Fenner & Smith Incorporated Inc. Merrill Lynch World Headquarters North Tower World Financial Center New York, New York 10281 Attn: Tax-Exempt Money Markets Department 2K181731 08/29188 Remarketing Agmt EXHIBIT D '/$323 PGCOV ,I SorB Prmtin8 Company ~. ./.6 26.AUG-SS (~ i.~sr.b Ca.hi CIty ur Tusth---O.~ Covet / ~ '~f 6 ~ OFFICIAL STA~ DATED A FA, · - Standard & NEW ISSUE (S~ *'brings ~in) UPDA~m, ' .... Limited Obhgat on Improvement Bonds Orange unty, California Da~ ~ de~~ breh ~ice: 1~% Dura ~tem~r ~ ~13 (Division 12of the C.a_'~o. rnm 5?~.u..ano~rt].g..nwa_._ys ~.q~2_°_~_n_a~mCu~=C~'.'~'.'-,..'~'~--.~. end~) and an l~dcnture of Trust dated a~ of Bond Act of 1915 (Division Ju o! the t~atuorrtm 3ti-~t~ a~m [s,~-weT~ ~'q~-, ""-~ em , September I, 1988, between thc City of Tustin and Citibank, N.A., as TFustec. The Bonds will initially be issued in the Unit Pricing Mode. Each Bond in the Unit Prichg Mode will bear interest at thc Adjusted lnte~at P, ate determined for such Bond, as ofthe time of its most recent Rate Adjustment Date. The Remarketing ,&Bent is to determine each such Adjusted Interest Rate, on the basis of market condition.% as described herein. The Purchase Date for a Bond m thc umt Pr~.h8 Mode is also thc lnterut Payment Date for such Bond. Bonds in thc Unit Pricing Mode may be tendered for purchase to Cithnk, N.A~ New York, New York, in its ~ ns Tender Agent, by 12:30 p.m., New York City time., on the Purchase Dat~ established with respect to erich Bond at the time of the Mt Fecent Rate Adjustment Date of each such Bond. Bonds in thc Urm Pricing Mode so tendered for purchase will be purchased at · price equal ~ the p~rinc~'_~al amount thereof. The determination of thc Adjusted Interest Rate, Unit Pricin~ Interest Period and Pur~JLue Date mr em:n ~ona in the Unit Pricin~ Mode may bc made independently of' such dctcrmimtion for any other Bond in the Unit Pricins Mode. Ali of the Bonds in the Unit Pricin~ Mode may be converted to thc Demand Mode or aH or a portion of thc Bonds in thc Unit Pricing Mode may, and under c~rtam circumsLanccs wiLl, be converted to the Fixed Rate Mode, all as described hercia. Bonds in thc Demand Mode will bear interest at thc Varhbk Interest Rate determined wee]dy by the RemlrkctinB Agent in acconhnce with the terms of the Indenture, and as further desc~ herein. When in the Demand Mode, Bonds may bc tendered for purchase on thc Oplionai Tender Date which is the seventh calendar day (or if such day is not a Business Day, the next Business Duy) next succ_A~l~_ing the delivery of a Tender Notice to thc Tender ,&Bent and to thc Remarkctin~ AgenL, as more ~uHy described herein. Each Bond in thc Demand Mode tendered for purchase will bc purchncd at a price of IMf plus a~:rued interest to (but not includins) thc OlXioml Tender Date. Ali of the Bonds in the Demand Mode may be converted to the Unit Pricing Mode and all or a portion of the Bonds in the Demand Mode may, and under c~rtam circumstances will, be converted to thc Fixed Rate Modc, all as descrbed herein. Prospective purchasers of Bonch in tim ~ Rate Mode are cautioned not to rely on this ~ Statement with rupe~ to thc purchase of such Bonds. Bonds in the Unit Prich~ Mode and Bonds in the Demand Mode (coiJectivcly, the 'Adjustable Rate Bonds"), arc secured by tn irrevocable dirm~y letter of cred~ (the 'Letter of Credit') and certain other moneys pledged therefor. Thc letter of CredU permit the Trustee to draw ccrlmn amounts eq,,sl to thc principal of, premium on and up to 40 days of' interest on thc Adjus~bic Rate Bonds at thc MLxbnum Ral~, as described bemm. The Let~r of Credit will expire on September 15, 1998, unJms earlier termimu:d or ~ed and will be issued b~ The Tokai Bank, Ltd., Los Angeles Agency lqeJtber tim faith and etedJt nor the taxing power of the CItT, the ~ of Cnlifumb or any polJtJeM mld~'sion thereof ~ pledged to tim payment of tim Bonds. The Bond~ a~e offe~l ~en. ~ and if b~ed and delivered M the Underw~e~. ~ubj~et m the approval of ~'~ali:~ by Mud~e ~ Guthrie dley, ander & Fenion. I~ ~4ngelea California and Rourke & Woodruff. Omnf~. California, Co. Bond Counzel. and certain other conditionx Certain legal ma,em ,viii be pasr~ upon for the Und~r~ by O'Mei~eny & Myers. and for the Bank by Brown & #'ood. California It b expecfwl t~at ~e ~ona~ in aefmiti~ejorm MU O~ amuuo,c'.A,-- .... .~ ..... w .... N ep . 198~ Merrill Lynch Capital Markets Dined: Septexnber , 1988 * UPDATESTM is · service mark of Merrill Lynah & Co., Inc. No dealer, broker, salesman or other person has been authorized by the City, the Bank or the Underwriter to give any information or to make any representations other than those contained in this Official Statement, and, if ~iven or made, such other information or representations must not be relied upon as having been authorized by any of the" foregoing. This Official Statement does not constitute an offer 2o sell or the solicitation of an offer to buy, nor shall there be any sale of the Bonds by any person in any ~urisdiction in Which it is unlawful for such person to make such offer, solicitation or sale. The information set forth herein has been obtained from the City and other sources which are believed to be reliable, but it is not guaranteed as to accuracy or completeness and is not to be construed as a representation by the Underwriter. The information and expressions of opinion herein are subject to change without notice, and neither the delivers.of this Official Statement nor any sale made hereunder, under any circumstances, shall create any implication that there has been no change in the affairs of the Bank or any other party described herein subsequent to the date as of which such information is present- ed. IN CONNECTION WITH THIS OFFERING, THE UNDERWRITER MAY OVERALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE BONDS OFFERED ~EREBY AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABI- LIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. TABLE OF CONTENTS P~GE Summary Statement .................. iv Introduction ........... ~.~.[~~ .... ~.[~...~...~ 1 The Bonds ....................................... 2 Authority for Issuance ......... [.[[...[..[ ......... 2 General Provisions ............................... 3 Calculation of Interest [ [ 3 Determination of Adjuste~ ......................... Interest Rates and Unit Pricing Interest Periods ................. 4 Determination of Variable Interest Rate .~ ........ ]~ 7 Determination of Fixed Interest Rate.. .......... 7 Alternate Rate for Interest Calculation .[[..[.[ .... 8 Changes in Hode ............................. 9 Transfer and Exchange of Bonds .[..[ .... [[.[..~[ .... 10 Redemption of Bonds ............................ · 11 Mandatory Redemption ................ ].'...~..~ ..... 11 Extraordinary Mandatory Redemption ................ ' 14 Optional Redemption of Unit Pricing Bonds .......... Optional Redemption of Demand Bonds ................ Optional Redemption of Fixed Rate Bonds ............ Purchase of Bonds ................ ~ ..... ~---~-~ Optional. Tender of Demand Bonds ............ ';'. ...... Purchase of Bonds Mandatory ........................ Security for the Bonds ............................. General Obligation of the City Upon Delinquency .......... Covenant to Commence Superior Court Foreclosure The Bank ............................................. The Letter of Credit ................................. The Remarketing Agent ................................ Summary of Indenture .................................. Definitions ........................................ Redemption; Tender and Purchase .................... Selection of Bonds for Redemption' ' '''' ' '' ' ........ Notice of Redemption ............................... Effect of Redemption ............................... Tender and Purchase of Bonds ....................... Mandatory Purchase Upon Expiration or Termination of Letter of Credit .................. Letter of Credit; Alternate Letter of Credit ....... No Sales After Certain Defaults .................... Purchase Fund ....................... 11-1-11--1 ooou , .... Pledge Effected by Indenture ....................... Pledge of Assessment Installments; Assessment Fund Collection of Assessment Installments .............. Deposit of Moneys ........................ Conversion Costs Fund ..................... Use of Money in the Construction Fund .... Interest Reserve Fund .................... Investment Earnings Fund ................. Investments .............................. Arbitrage Covenant ...~ ................ ity ' Default and Limitations Liabil ..... Events of Default .......................... Action on Failure to Make Timely Assessment Installments ............................. Remedies of the Trustee .................... Non-Waiver ................................. Remedies Not Exclusive ................ :": No Liability by the to the Owners . .. No Liability by the Trustee to the Owners .. Action by Owners ........................... Amendment of or Supplement to the Indenture .. Amendment or Supplement by Consent of Owners Defeasance .......................... :--: ..... Discharge of Bonds and Indenture ......... --:-:--:-: tt · II · ®oeo®oil · · i* o o · t · · · · · · · · · · · o o · o o · · " :' ::::. . t · · : .... :-: · · · · · 15 16 16 16 16 17 18 -19 19 20 21 22 23 26 27 27 42 42 42 43 44 46 47 5O 5O 52 52 53 53 55 60 61 62 64 65 66 67 67 67 69 7O 7O 70 71 71 72 72 73 73 ii Unclaimed Money ........................... No Discharge ....................... The ImproVement Project ..... ~...~...~]..~]. Description ............................... Estimated Improvement Project Costs ....... The District ................................ Property Ownership ......................... The Financial Advisor ....................... Legal Opinion ............................... Federal and State Income Taxes .............. Certain Legal Matters ....................... Ratings .................................... Underwriting ~ Additional Information Appendix A: Assessment Diagram (~ndex Map) Appendix B: Description of Work and Method o Assessment Appendix C: Proposed Form Legal Opinion 74 75 75 76 75 76 76 77 77 77 79 79 79 79 A-1 B-1 C-1 iii STATEMENT THIS SUMMARY STATEMENT IS SUBJECT IN ALL RESPECTS TO THE MORE COMPLETE INFORMATION IN THIS OFFICIAL STATEHENT AND THE OFFERING OF THE"BONDS TO 'POTENTIAL INVESTORS IS MADE ONLY BY MEANS OF THE ENTIRE OFFICIAL STATEMENT. ... f . P~rposo .......... Proceeds from the $81,400,000 principal amount of City of Tustin Assessment Dis- trict No. 86-2 Limited Obligation Improve- ment Bonds (the "Bonds"), will be used to finance the construction and acquisition of certain public improvements as more fully described herein. Security for the Bonds ........ The Bonds are issued upon and secured by the unpaid Assessments together with interest thereon. The unpaid Assessments represent liens on the lots and parcels assessed. Assessments do not constitute personal indebtedness of the respective owners of said lots and parcels. If the lots and parcels are transferred to another owner, the ability of the new owner to meet assessment obligations therefor will become relevant. The information under the Section herein entitled ,,Property Owner- ship" should be considered in light of this fact. Payment of the assessment together with interest thereon (the "Assessment Install- ments'') sufficient to meet debt service payments of the Bonds and to pay other incidental expenses will be billed to the owners of the proper~y within Assessment District No. 86-2 (the "District"). Assessments bearing interest at a rate of interest other than a fixed rate (the "Adjustable Rate Assessment") will be billed directly to the owners of the property subject to the Adjustable Rate Assessments. Assessment Installments bearing interest at a fixed interest rate (the "Fixed Rate Assessments") will be included on the regular county tax bills to all owners of property subject to the Fixed Rate Assessments. iv Each Adjustable Rate Assessment represents a pro rata share of the debt service coming due with respect to the Adjustable Rate Bonds and incidental expenses related thereto,, based on the percentage which the unpaid Adjustable Rate Assessments against that property bears to the total of unpaid Adjustable Rate Assessments levied to repay the Adjustable Rate Bonds. The Assessment Installments collected by the City or its agent are to be paid into an Assessment Fund, which will be held by the Trustee. Amounts on deposit therein will be trans- ferred to the Principal and Interest Accounts for the payment of principal and interest, respectively, on the Bonds; provided, however, that to the extent that draws on the Letter of Credit are used to pay debt service on the Adjustable Rate Bonds, such moneys shall be used to reim- burse the Bank for such draws. In the event insufficient moneys are on deposit in the Principal, Interest and Reserve Accounts, the owners of the Bonds shall be entitled to a pro rata portion of the moneys on deposit in such accounts; provided, however, that to the extent draws on the Letter of Credit are used to pay debt service on the Adjustable Rate Bonds, the Bank, rather than owners of Adjustable Rate Bonds, shall receive a pro rata Portion of such moneys. Assessment Installments due but not paid shall be .enforced by ~oreclosure on the real property so assessed. The City has covenanted, so long as the Letter of Credit is outstanding, to institute judicial foreclosure proceedings within 60 days of the nonpayment of any Adjustable Rate Assessment and within 5 Business Days of receipt of actual knowledge (but in no event later than 150 days) of the nonpay- ment of a Fixed Rate Assessment and to prosecute all such proceedings diligently to completion. A Variable Rate Reserve Account will be established from Bond proceeds to secure payment of Adjustable Rate Bonds. Amounts in the Variable Rate Reserve Account, however, are subject to application at the v FOLm of Bonds... Redemption and Kandatory Purchase ........ direction of the Bank for purposes in addition to ~he payment of delinquent Adjustable Rate Assessments and at any given time there may be no moneys on deposit therein. The Variable Rate Reserve Account should not be relied upon by owners of Adjustable Rate Bonds as security for the Payment of the Adjustable Rate Bonds. Debt service on the Adjustable Rate Bonds will be payable from an irrevocable direct-pay Letter of Credit issued by The Tokai Bank, Ltd., Los Angeles Agency, in the manner and upon tho terms and condi- tions set forth therein. The Letter of Credit will expire on September 15, 1998 unless otherwise terminated or extended as described herein. See "The Letter of Credit" herein. The City has by resolution determined not to obligate itself to advance any of its available funds to cure any deficiency which may occur in the Principal or Inter- est Accounts. See teThe Bonds -- Security of the Bonds." Fully registered form in minimum denomina- tions of $100,000-or any integral multiple of $1,000 in excess thereof for Bonds in the Unit Pricing Mode with Unit Pricing Interest Periods of less than one year and for Bonds in the Demand Mode; Bonds in the Unit Pricing Mode with Unit Pricing Inter- est Periods equal to or greater than one year and Bonds in the Fixed Rate Mode may be issued in denominations of $5,000 or integral multiples thereof. The Bonds are subject to optional and mandatory redemption and mandatory purchase as described herein. vi The D~str~ct .... The C~ty ....... Assessment District No. 86-2 is comprised of approximately 2,260 gross acres of which approximately 1,440 acres are located in the northeastern portion of the City. The remaining approximately 820 acres are located primarily in an uninco.rporated area of the County of Orange to the.northeast of ~he City, with a small por~io~ within the southeastern border of the City of Orange. There are currently 56 assessed parcels" within the District. Substantially all of the assessable land in the District is currently owned by The Irvine Company, a privately owned land development corpora- tion. The City of Tustin is located in the central par~ of Orange County, about 40 miles southeast of the City of Los Angeles and about 80 miles north of the City of San Diego. Tustin includes over 11 square miles and is adjacent to the Cities of Orange, Santa Aha and Irvine. The State of California Department of Finance estimates the City's February 1, 1988 population at 45,750, which represents approximately a 42% increase since 1980. vii ,r '. I~YOR ~tND CITY COUNCIL ~.'- ~onald B. Hoestere¥ .......... ~ayor Ursula E. Kennedy .......... Richard B. Edqar .......... John Kelly .......... Councilmember Earl J. Prescott .......... Councilmember Robert S. Ronald A. CITY STAFF William A. Huston .......... City Manager James G. Rourke .......... City Attorney Mary E. Wynn .......... City Clerk Ledendecker .......... Director of Public Works and Superintendent of Streets Nault .......... Director of Finance/City Treasurer PROFESSIONAL CO-BOND COUNSEL ................ ASSESSMENT ENGINEER ............ TRUSTEE/P~YINg ~GENT/TENDER AGENT .......................... FINP~NCI~L ~%DVISOR .............. SERVICES Mudge Rose Guthrie Alexander & Ferdon Los Angeles, California Rourke & Woodruff Orange, California Willdan Associates Anaheim, California Citibank, N.A. New York, New York Battle Wells Associates San Francisco, California viii [This page intentionally left blank.] OFFICIAL STATEMENT 681~400~000 CITY OF TUSTZN JLSSESSMENT DISTRICT NO. 86-2" LIMITED OBLIGATION IMPROVEMENT BONDS ZNTRODUCTZON The City of Tustin (the "City") is located in the central paz~c of Orange County (the "County"), about 40 miles southeast of Los Angeles and about 80 miles north of San Diego. Tustin covers over 11 square miles and adjoins the Cities of Orange, Santa Ana, and Irvine. The State of California Department of Finance estimates the City's February 1, 1988 population at 45,750, which represents approximately a 42 percent increase since 1980. Assessment District No. 86-2 (the "District") comprises approximately 2,260 gross acres of which approxi- mately 1,440 acres are located in' the northeastern portion of the City. The remaining approximately 820 acres are located primarily in an unincorporated area of the County to the northeast of the City, with a small portion of the District falling within the southeastern border of the City of Orange. The District is bounded generally by Browning Avenue, Irvine Boulevard, Jamboree Road (formerly Myford Road) and the area near Range View Drive in the unincorpo- rated Cowan Heights community. There are currently 56 assessed parcels within the District. The City expects that about 670 net developable acres of the District will be developed for residential use. In addition to such use, a planned golf course will cover about 150 acres, and about 30 acres will be commercial and retail development. Proceeds of the issue will be used to fund the design, construction, inspection, and administration of public improvements within the District. The improvements include infrastructure to provide for traffic access and control, drainage and utility service for the properties. Appendix A hereto shows the configuration of the District and the various assessed parcels, and indicates the location of the public improvements to be constructed. For a more detailed description of the improvement project, including a description of the methodology used by the Assessment Engineer to appoz~cion the assessment, refer to Appendix B hereto. Substantially all of the assessed land in the District is currently owned and being developed by The Irvine Company. The Irvine Company is the largest landowner in Orange County, and is responsible for significant resi- dential, commercial, and office development in Orange County. The Irvine Company's land holdings 'extend along the coast from Newport Beach to Laguna Beach, and inland approx- imately 22 miles to the Riverside County line. Assessment Installments sufficient to make debt service payments on the Adjustable Rate Bonds and to pay other incidental expenses will be billed directly to the owners of property subject to the Adjustable Rate Assess- ments. Fixed Rate Assessments will be included on the regular county tax bills sent to owners of property subject to the Fixed Rate Assessments. The Assessment Installments collected by the City or its agent are to be paid into an Assessment Fund, which will be held by the Trustee. Amounts on deposit therein will be transferred to the Principal and Interest Accounts for the payment of principal and interest, respectively, on the Bonds; provided, however, that to the extent that draws on the Letter of Credit are used to pay debt service on the Adjustable Rate Bonds, such moneys shall be used to reimburse the Bank for such draws. The principal of and interest on the Adjustable Rate Bonds and premium, if any, with respect to Unit Pricing Bonds will be payable, to the extent hereinafter described, from an irrevocable direct-pay letter of credit issued by The Tokai Bank, Ltd., Los Angeles Agency. See "The Letter of Credit" and "The Bank" herein. Pursuant to the Remarketing Agreement, dated as of~ September 1, 1988, by and between the City and Merrill Lynch, Pierce, Fenner & Smith Incorporated ("Merrill Lynch"), Merrill Lynch will initially serve as th~ Remarket- ing Agent for the remarketing of the Adjustable Rate Bonds. THE BONDS Authority for Issuance The improvement proceedings for the City of Tustin Assessment District No. 86-2 have been conducted pursuant to the Municipal Improvement Act of 1913, as amended (the "1913 Act"). The Bonds, which represent the unpaid Assessment Installments levied against property in the District, are issued pursuant to the provisions of the Improvement Bond Act of 1915, as amended (the "Bond Law") and an Indenture of Trust (the "Indenture") dated as of September 1, 1988 between the City and Citibank, N.A., as trustee (the "Trust- ee''). Unless otherwise defined herein, all capitalized terms used herein shall have the meaning set forth in the -Summary of the Indenture -- Definitions." General Provisions The Bonds are in ~he form of fully registered Bonds in Authorized Denominations. The interest and princi- pal and premiums, if any, on the Bonds shall be payable in lawful money of the United States of America. The interest on the Bonds shall be payable on the Interest Payment Dates by check mailed (on such Interest Payment Dates) by the Paying Agent to the respective Owners thereof at their addresses as they appear on the Record Date in the books required to be kept by the Paying Agent, except that in the case of an Owner of Bonds evidencing $500,000 or more in aggregate principal amount, upon the written request of such Owner to the Paying Agent, specifying the account or ac- counts to which such payment shall be made, payment shall be made by wire transfer of immediately available funds on such Interest Payment Date. The principal and premiums, if any, on the Bonds shall be payable on the Principal Payment Dates or on redemption prior thereto upon surrender of the Bonds called for redemption at the corporate agency office of the Paying Agent. The Paying Agent, the Tender Agent and the Trustee may treat the Owner of a Bond as the absolute Owner of a Bond for all purposes, whether or not such Bond shall be overdue, and the Paying Agent, the Tender Agent and the Trustee shall not be affected by any knowledge or notice to the contrary; and payment of the principal of, premium, if any, and interest on such Bond shall be made only to such Owner, which payments shall be valid and effectual to satisfy and discharge the liability of such Bond to the extent of the sum or sums so paid. Ail Bonds paid shall be cancelled by the Paying Agent and shall not be redelivered. The Bonds shall be dated the date of authentica- tion thereof and shall bear interest 'from the Interest Payment Date to which interest has been paid or provided for or if such date of authentication is prior to the initial Record Date for a Bond, from the date of original authenti- cation and delivery of the Bonds. Calculation of Interest Interest on each Unit Pricing Bond shall be calculated, in the case of a Unit Pricing Interest Period less than or equal to one year in length, on the basis of a 365/366 day year for the actual number of days elapsed, and, in the case of a Unit Pricing Interest Period greater than one year in length, on the basis of a 360-day year composed of twelve 30-day months. Interest on each Demand Bond shall be calculated on the basis of a 365/366 day year for the actual number of days elapsed. Interest on Fixed Rate Bonds shall be calculated on the basis of a 360-day year composed of twelve 30-day months. Notwithstanding any provision of the Indenture or the Reimbursement Agreement to the con- trary, at no time may the rate of interest on a Bond exceed the Maximum Rate with respect to such Bond. The Bonds shall be initially issued in the Unit Pricing Mode with Adjusted Interest Rates and Unit Pricing Interest Periods as determined by the Indenture. There- after, each Bond 'will bear interest at its applicable Adjusted Interest Rate, Variable Interest Rate or Fixed Interest Rate, according to the mode then in effect with respect to such Bond. Ail Bonds in the Unit Pricing Mode may be converted to the Demand Mode and all or a portion of the Bonds in the Unit Pricing Mode may, and under certain circumstances will, be converted to the Fixed Rate Mode. If Unit Pricing Bonds are converted to the Demand Mode all such Bonds may be converted to the Unit Pricing Mode and all or a portion of such Bonds may, and under certain circumstances will, be converted to a Fixed Rate Mode. A Fixed Interest Rate shall be in effect until the Maturity Date, or-upon redemption prior to the Maturity Date, and no Fixed Rate Bond may be converted to any other mode. Prior to any conversion to a Demand Mode, a Unit Pricing Mode or a Fixed Rate Mode, other than on an Automatic Conversion Date, the City must deliver to the Trustee a Favorable Opinion of Bond Counsel. The determination by the Remarketing Agen~ of each Adjusted Interest Rate, Variable Interest Rate and Fixed Interest Rate for any Bond, if in accordance .with the provisions of the Indenture, shall be conclusive and binding upon the City, the Paying Agent, the Tender Agent, the Trustee, the Bank and the Owners. Determination of Adjusted Interest Rates and Unit Pricing Interest Periods After the initial Unit Pricing Interest Period with respect to each Bond, such Unit Pricing Bond shall bear interest at the Adjusted Interest Rate for such Unit Pricing Interest Period, established as follows: (a) .At or about 9:30 A.M. New York City time, on each Rate Adjustment Date, the Remarketing Agent will post.the Preliminary Scale of Adjusted Interest Rates for such Rate Adjustment Date. The information in such Preliminary Scale shall be made available to any prospective purchaser requesting such information.- (b) The registered owner of any such Unit Pricing Bond who does not elect to tender any portion of such Unit Pricing Bond for purchase in accordance with the Indenture shall have the right to select' a new Unit Pricing Interest Period by telephonic., notice to the Remarketing Agent no later than .10:00 A-M., New York City time, on the Rate Adjustment Date. In that event, from and after such Rate Adjustment Date, such Unit Pricing Bond shall have the Unit Pricing Interest Period selected by'the Owner of such Unit Pricing Bond and bear interest at the Adjusted Interest Rate indi- cated for such Unit Pricing Interest Period on the Preliminary Scale, subject to adjustment as described in paragraph (d) below. If the Owner of a Unit Pricing Bond wishes to retain such Bond as described above, such Owner shall give telephonic notice to the Tender Agent, who will provide such Owner with the new Pur- chase Date, the new Adjusted Interest Rate and the new Unit Pricing Interest Period .applicable to such Owner's Bond or Bonds in the form of a written statement. Such statement shall be available from the Tender Agent between 3:00 P.M. New York City time and close of business on each Rate Adjustment Date. (c) In the event that on the Rate Adjustment Date the registered Owner of any such Unit Pricing Bond neither tenders such Unit Pricing Bond for purchase in accordance with the Indenture nor selects a new Unit Pricing Interest Period in accordance with paragraph (b) above, then, commencing with such Rate Adjustment Date, such Unit Pricing Bond shall have a Unit Pricing. Interest Period which shall extend to but not include the next succeeding Business Day and shall bear inter- est at the Adjusted Interest Rate indicated for such Unit Pricing Interest Period on the Preliminary Scale, subject to adjustment as described in paragraph (d) below. (d) In the case of any Unit Pricing Bond which has been tendered for purchase on a Rate Adjustment Date and remarketed by the Remarketing Agent, such Unit Pricing Bond shall, commencing with such Rate Adjust- ment Date, have the Unit Pricing Interest Period selected by the purchaser to whom the Unit Pricing Bond has been remarketed and bear interest at the Adjusted Interest Rate indicated for such Unit Pricing Interest Period on the Preliminary Scale, subject to adjustment as provided in the Indenture. The first prospective purchasers willing to buy all or any of the Unit Pricing Bonds being remarketed at any of the rates indicated on the Preliminary Scale will be awarded such remarketed Unit Pricing Bonds. In the event that a prospective purchaser selects a Unit Pricing Interest Period for any Unit Pricing Bond but indicates that it will purchase such Unit Pricing Bond only if such Unit Pricing Bond bears an interest rate for such Unit .Pricing Interest Period which is higher than the rate indicated therefor in the Preliminary Scale, such information will be noted by the Remarketing Agent. · At the end of the remarketing period, £f all the Unit Pricing Bonds have not been sold in accordance wi~h the foregoing, and information of the nature described in the preceding sentence has been noted by the Remarketing Agent, then, in order to effect a complete remarketing of the Unit Pricing Bonds, the unremarketed Unit Pricing Bonds shall be sold to those prospective purchasers who have indicated a willingness to purchase such Unit Pricing Bonds bearing interest for Unit Pricing Interest Periods closest, in terms of basis points, to the Adjusted Interest Rates indicated therefor in the Preliminary Scale. In that event, the Remarketing Agent shall post at or before 11:30 A.M., New York City time, on the Rate Adjustment Date, a Final Scale which will be the same as the Preliminary Scale except that the Adjusted Interest Rate indicated for any Unit Pricing Interest Period will be the highest Adjusted Interest Rate for such Unit Pricing Interest Period at which any Unit Pricing Bond was remarketed. The information on the Final Scale shall be made available to any prospective purchaser requesting such information. Ail Unit Pricing Bonds for which an Adjusted Interest Rate is determined on the Rate Adjustment Date shall bear interest at the Adjusted Interest Rate indicated for the applicable Unit Pricing Interest Period on the Final Scale even if the purchas- er thereof had stated a willingness to purchase Unit Pricing Bonds at a lower Adjusted Interest Rate for such Unit Pricing Interest Period. (e) upon selection of a Demand Date, a Proposed Conversion Date, an Automatic Conversion Date, or upon notice of a Bank Purchase Date, a Termination Date or a Substitution Date, no Unit Pricing Interest Period shall be determined by the Remarketing Agent which would, with respect to Unit Pricing Bonds subject to purchase in connection therewith, extend beyond the Demand Date, Proposed Conversion Date, Automatic Conversion Date, Bank Purchase Date, Substitution Date or the fifth Business Day prior to the Termination Date so established. In no event shall a Unit Pricing Interest Period extend beyond the fifth Business Day prior to the Expiration Date of the Letter of Credit. Determination o£ Variable Interest Rate Bonds in the Demand Mode shall bear interest at the Variable Interest Rate. The Variable Interest Rate shall be determined by the Remarketing Agent prior to 3:00 P.M., New York City time, on the Business Day next preceding the Variable Rate Adjustment Date for.-such Variable Rate Interest Period. The Variable Interest Rate shall become effective on such Variable Rate Adjustment Date and shall be applicable through the following Tuesday. On or before the Business Day next succeeding the date on which the Variable Interest Rate for any Variable Interest Rate Period is determined by the Remarketing Agent, the Remarketing Agent shall give notice to the Trustee of the Variable Interest Rate applicable to such Variable Rate Interest Period. Determination o£ Fixed Interest Rate The Trustee shall mail a written notice to all Owners of Bonds to be converted to the Fixed Rate Mode not later than the thirtieth calendar day next preceding_ a Proposed Conversion Date or Automatic Conversion Date, as the case may be. Such notice shall specify the Preliminary Pricing Date and the Proposed Conversion Date or Automatic Conversion Date, as the case may be, indicate that such Bonds are required to be tendered for purchase to the.Tender Agent on the Proposed Conversion Date or Automatic Conver- sion Date, as the case may be, at the Tender Price and set forth the date by which notice of election to retain must be' submitted to the Tender Agent, which date shall be two Business Days after the Preliminary Pricing Date. The notice shall also state that the Preliminary Interest Index will be made available on the Preliminary Pricing Date by the Remarketing Agent and that such conversion will be cancelled and a Bond will remain in the mode then in effect for such Bond in the event that any of the events set forth below occur with respect to Fixed Rate Bonds. If such conversion is on a Proposed Conversion Date and is not upon direction of the Bank, such notice shall be accompanied by a copy of the Favorable Opinion of Bond Counsel in connection therewith. Any such Bond which is not tendered on the Proposed Conversion Date or the Automatic Conversion Date, as the case may be, shall be deemed purchased and may be cancelled by the Tender Agent. In the event that less than all Demand Bonds or Unit Pricing Bonds are to be converted to a Fixed Interest Rate on such Proposed Conversion Date or Automatic Conversion Date, the Trustee shall cause to be converted first, Bank-Owned Bonds and then' (i) in the case of Demand Bonds, Demand Bonds by lot or (ii) in the case of Unit Pricing Bonds, Unit Pricing Bonds in order of their Purchase Dates, and by lot among Unit Pricing Bonds with the same Purchase Date. On the Preliminary Pricing Date,..the Remarketing Agent will make available a Preliminary Interest Index. Not more than two Business Days following the- Preliminary Pricing Date, an Owner of a Bond to be' converted to the Fixed Rate Mode may notify the Tender Agent by telephone (promptly confirmed by a written notice to the Tender Agent) if such Owner wishes to retain such Bond in the Fixed Rate Mode. On the Final Pricing Date, the Remarketing Agent will establish the Fixed Interest Rate which will be borne by such Bonds after the Conversion Date. The Fixed Interest Rate will be an annual rate of interest which in the sole judgment of the Remarketing Agent under the then prevailing market conditions will allow such Bonds to be sold at par; provided, however, such Bonds may bear a Fixed Interest Rate which results in a sale at less than par so long as there is on deposit in the Contribution Account on such date cash or other immediately available moneys sufficient to reimburse the Bank for the difference between par and the actual price of the Bonds. A conversion will be cancelled (i) as to all such Bonds if (a) on the Conversion Date there has not been deposited, as a result of a transfer pursuant to the Inden- ture or from any other source, in the Fixed Rate Reserve Account, the Fixed Rate Reserve Requirement with respect to such Bonds, (b) the Fixed Interest Rate would exceed the Maximum Rate with respect to Fixed Rate Bonds, (c) the amounts required to be deposited pursuant to the Indenture from a draw upon the Letter of Credit are not on deposit, or (d) a Favorable Opinion of Bond Counsel is not delivered, if required, and (ii) with respect to any such Bonds not successfully remarketed on such Conversion Date. An Auto- matic Conversion will be cancelled upon the City's receipt from the landowner of a request for such cancellation made no later than the close of business one Business Day follow- ing the Final Pricing Date and accompanied by a Favorable Opinion of Bond Counsel. Notice of such cancellation shall be sent to the Owners promptly by the Trustee. Alternate Rate for Interest Calculation In the event (i) the Remarketing Agent fails to determine the Adjusted Interest Rate or the Variable Inter- est Rate or (ii) the method of determining the Adjusted Interest Rate or the Variable Interest Rate shall be held to be unenforceable by a court of law of competent jurisdiction, such Unit Pricing Bonds or Demand Bonds shall thereupon, until such t%me as the Remarketing Agent again ma~es such determinatioh"or until there is delivered an opinioD of Bond Counsel .to the effect that the method of' determining'such'rate is enforceable, bear interest from the last date on which interest was legally pai~,.at the Alter- nate Rate for such Alternate Rate Calculation Period. Changes in Mode (A) During any Unit Pricing Interest Period, the City may give written notice at any time to the Bank, the Remarketing Agent and the Trustee that it intends to effect a conversion of the interest rate on all of the Unit Pricing Bonds to a Variable Interest Rate on the Demand Date or Dates specified in such written notice, the earliest of which Demand Dates shall be not less than forty (40) calen- dar days from the date of such notice. Together with such notice, the City shall also file with the Trustee a Favor- able Opinion of Bond Counsel (which opinion may be based on a ruling or rulings of the Internal Revenue Service). No change in the Variable Interest Rate shall become effective unless the City shall file, with the Trustee, such an opinion dated the first such Demand Date. The Trustee shall give notice of such conversion to each Owner of Unit Pricing Bonds not later than the close of business of the thirtieth (30th) calendar day preceding the relevant Demand Date, which notice shall specify the Demand Date selected by the City and indicate that such Bonds are required to be ten- dered to the Tender Agent on the Demand Date for mandatory purchase at the Tender Price. (B) During any Demand Mode, the City may give written notice at any time to the Bank, the Remarketing Agent and the Trustee that it intends to effect a conversion of the interest rate on all of such Demand Bonds to a Unit Pricing Mode on the Unit Pricing Date specified in such written notice, which shall be not less than forty (40) calendar days from the date of such notice. Together with such notice, the City shall file with the Trustee a Favor- able Opinion of Bond Counsel (which opinion may be based on a ruling or rulings of the Internal Revenue Service). No change to the Unit Pricing Mode shall become effective unless the City shall file, with the Trustee, such an opinion dated the Adjusted Interest Date. The Trustee shall give notice of such conversion to the Owner of such Bonds not later than the thirtieth (30th) calendar day next preceding the Unit Pricing Date. (C) The City may give written notice, in confor- mity with the Indenture, at any time, to the Bank, the Remarketing Agent and the Trustee that it intends to effect a conversion of the interest rate on all of the Bonds or a portion of the Bonds designated in such notice to a Fixed Interest Rate on the Proposed Conversion Date specified in- such written notice, which Proposed Cohversion Date shall be not less than forty (40) calendar days from the date of such notice. Together with such notice, unless"such notice is upon direction of the Bank with respect to Bank~Owned Bonds, the City shall file with the Trustee a Favorable Opinion of Bond Counsel (which opinion may be based on a ruling or rulings of the Internal Revenue Service). No change to the Fixed Rate Mode shall become effective unless the City shall file, with the Trustee, such an opinion dated the Conversion Date. In the event a portion of the Bonds is to be con- vetted, the Trustee shall first select for such conversion Bank-Owned Bonds, and then, from all other Outstanding Bonds. (D) On each Automatic Conversion Date, Unit Pricing or Demand Bonds shall be automatically converted to the Fixed Interest Rate in accordance with the Indenture. On the Automatic Conversion Date five (5) Business Days prior to the Expiration Date of the Letter of Credit, all Unit Pricing Bonds and Demand Bonds shall be automati- cally converted to a Fixed Interest Rate in accordance with the Indenture. On each Automatic Conversion Date which is Febru- ary I or August i of each year, as applicable, a principal amount of Bonds in Authorized Denominations equal to the aggregate amount of Assessments set forth as item (2) in all Development Notices received by the Trustee since the last such Automatic Conversion Date and on or before the fortieth (40th) day prior to such Automatic Conversion Date (rounded upward to the nearest multiple of $1,000), shall automati- cally convert to a Fixed Interest Rate in accordance with the Indenture. THIS OFFICIAL STATEMENT HAS BEEN PREPARED TO ASSIST PROSPECTIVE INVESTORS TO MAKE AR INVESTMENT DECISION WITH RESPECT TO ADJUSTABLE RATE BONDS. PROSPECTIVE INVES- TORS SHOULD NOT RELY ON THE INFORMATION CONTAINED IN THIS OFFICIAL STATEMENT WHEN MAKING AN INVESTMENT DECISION WITH RESPECT TO BONDS BEARING INTEREST AT A FIXED INTEREST RATE. Transfer and Exchange of Bonds Ail Bonds are transferable or exchangeable by the Owner thereof, in person or by the Owner's attorney duly authorized, in writing, at the corporate agency office of the Paying Agent, upon surrender of such Bonds accompanied by delivery of a duly executed written instrument of transfer 10 or exchange in a.form approved by the Paying Agent. Whenev- er any Bond or Bonds shall be surrendered for transfer or exchange, the Paying Agent shall execute and deliver a new Bond or Bonds of Authorized Denominations of the same aggregate principal amount, except that' the Paying Agent may require the payment by any Owner requesting ~uch transfer or exchange of any tax or other governmental charge require~ to be paid with respect to such transfer or exchange. Ail Bonds surrendered pursuant to the provisions of the Inden- ture shall be cancelled by the Paying Agent and shall not be redelivered. Ail Bonds issued in exchange for Bonds shall be in the same mode as the Bonds in exchange for which such Bonds were issued. The Paying Agent shall not be required to transfer or exchange any Bond selected for redemption in whole or in part from and after the date of mailing the notice of redemption of such Bond or portion thereof. REDEMPTION OF BONDS Mandator~ Redemption (A) Unit Pricing Bonds are subject to redemption on any Business Day upon notice as provided in the Inden- ture, as a whole, or in part in Authorized Denominations in order of the Purchase Dates of such Bonds from moneys transferred from the Construction Fund to the Redemption Account in accordance with the Indenture, from certain moneys derived from foreclosure in accordance with the Indenture or from prepaid Assessment Installments under the circumstances and upon the conditions and terms prescribed in' the Indenture at a redemption price calculated as set forth below plus accrued and unpaid interest, if any: If the Unit Pricing Period of such Bond is less than or equal to one year, the redemption price will be calculated as follows: (i) if the Remaining Interest Period is less than or equal to 30 days, the redemption price will be 100% and (ii) if the Remaining Interest Period is more than 30 days the Trustee will request the Remarketing Agent to provide an Adjusted Interest Rate for a Unit Pricing Interest Period equal to the Remaining Interest Period, and if such rate is greater than or equal to the Adjusted Interest Rate on the Bond called for redemption, the redemp- tion price will be 100%, but if such rate is less than the Adjusted Interest Rate on such Bond the redemption price will be calculated by dividing the number of days in the Remaining Interest Period by 365 or 366 days (as applicable) and multiplying the quotient by the difference between the Adjusted Interest Rate on such Bond and such rate and 11 rounding the product to the nearest 1/100th and adding the result to 100 but in no event shall such redemption price exceed 101%. If the Unit Pricing Interest Period for such Unit Pricing Bond is more than one year, the redemption price will be determined in accordance with the following table: Unit Priclnq Interest period Time from the most 'recent Rate Adjustment Date to , Redemption Date More than I but less than or equal to 3 years ............ More than 3 but less than or equal to 6 years ............ More than 6 but less than or equal to 10 years ............ 0 to i year I to 2 years 2 to 3 years 0 to 2 years 2 to 3 years 3 to 4 years after 4 years 0 to 4 years 4 to 5 years 5 to 6 years after 6 years More than 10 years ............ 0 to 7 years 7 to 8 years 8 to 9 years after 9 years Demand Bonds are subject to redemption on any Interest Payment Date upon notice as provided in the Inden- ture, as a whole, or in part in Authorized Denominations, from moneys transferred from the Construction Fund to the Redemption Account in accordance with the Indenture, from certain moneys derived from foreclosure in accordance with the Indenture or from prepaid Assessment Installments under the circumstances and upon the conditions and terms pre- scribed in the Indenture at a redemption price equal to the sum of the principal amount of the Bonds redeemed plus accrued interest thereon to the date fixed for redemption without redemption premium. (B) After conversion to a Fixed Interest Rate, a Bond is subject to redemption in whole or in part on any Interest Payment Date, upon notice as provided in the Indenture, in an integral multiple of $5,000, from moneys transferred from the Construction Fund to the Redemption Account in accordance with the Indenture, from certain Price 101% 100-1/2 100 00- /2 100 102 01- /2 101 100 02- /2 102 101 100 12 moneys derived from foreclosures in accordance with the Indenture or from prepaid Assessment Installments, under the circumstances and upon the conditions and terms prescribed in the Indenture at a redemption price equal to 102-1/2% of ~he principal amount thereof plus accrued and unpaid inter- est, if any. Bonds to be redeemed from"-¢ertain moneys derived from foreclosures under the Indenture or from prepaid Assessment Installments shall be selected from only those Bonds conver~ed to a Fixed Interest Rate which relate to such foreclosures or prepaid Assessment Installments. In the event of such a redemption, the City Treasurer shall select by lot a pro rata portion of Fixed Rate Bonds to be redeemed from each sinking fund amount in any manner that the City Treasurer deems fair. (C) Unit Pricing Bonds or Demand Bonds are subject to mandatory redemption on September 2, 1999, and on each Principal Payment Date thereafter, upon notice as provided in the Indenture, in part in an integral multiple of the then minimum Authorized Denomination of the Bonds, from Assessment Installments deposited in the Principal Account and upon the conditions and terms prescribed in the Indenture, at a redemption price equal to the sum of the principal amount of the Bonds called plus accrued interest thereon to the date fixed for redemption, and in the years and principal amounts as follows= Principal Year ~mount* 1999 ....................... $2,560,000 2000 ....................... 2,820,000 2001 ....................... 3,100 2002 ....................... 3,410 2003 ....................... 3,750 2004 ....................... 4,125 2005 ....................... 4,540 2006 ....................... 4,990 2007 ....................... 5,495 2008 ....................... 6,040 2009 ....................... 6,645 2010 ....................... 7,310 2011 ....................... 8,040 2012 ....................... 2013 ....................... ,000 ,000 ,000 ,000 ,000 ,000 ,000 ,000 ,000 ,000 ,000 8,845,000 9,730,000** *Preliminary, subject to change **Final Maturity Notwithstanding the foregoing, conversions of all or a portion of the in the event of Bonds to a Fixed 13 Interest Rate, the Finance Director will establish a sepa- rate schedule of redemptions (Year and Principal Amount) for such Bonds converted to a Fixed Interest Rate and will select Bonds for such redemptions commencing on the Princi- - pal Payment Date following the first Interest Payment Date for such Bonds which, as nearly as practicable,, will result in debt service with respect to such Bonds being equal in amount for each of the years following such Conversion Date(s) to the Maturity Date. The Finance Director will also adjust the Principal Amount column set forth above to reflect (i) the reduction in principal amount of Unit Pricing Bonds or Demand Bonds Outstanding giving effect to such reduction in the earliest year or years appearing in the above Principal Amount column, and (ii) the schedule created for the Fixed Rate Bonds. In determining such schedule, the Finance Director shall apply amounts trans- ferred from the Interest Reserve Fund and the moneys with- drawn from the Variable Rate Reserve Account, as provided in the Indenture. (D) In the event of redemption of Bonds as described in paragraphs (A) or (B) above from moneys derived from prepaid Assessments, the Construction Fund or the proceeds of foreclosure, as the case may be, the Finance Director will annually adjust the amounts set forth in (C) above by deducting therefrom the amount of Bonds which would have otherwise been redeemed had such redemptions or purchases not taken place, so as to maintain the same proportional relationship between the amount of Outstanding Bonds redeemed pursuant hereto and the amount of unpaid Assessments, as adjusted: (i) to deduct any portion of such prepaid Assessment which is credited toward the principal due on the next Principal Payment Date; and (ii) to round the amount due in any year to an integral multiple of the then minimum Authorized Denomination of the Bonds. The Finance Director shall promptly notify the Paying Agent and Trustee of all such adjustments. In making the foregoing adjustments for such redemptions, the Finance Director shall adjust the amounts of Bonds to be redeemed in accordance with the above provisions only with respect to amounts attributable to redemptions of such Bonds, if less than all of the Outstanding Bonds have been converted to the Fixed Rate Mode. Extraordinar~ Mandatory Redemption Upon delivery to the Trustee of an Opinion of Counsel that such redemption is lawful, the Bonds are subject to extraordinary mandatory redemption before maturi- ty in the event of damage to or destruction of any works of improvements relating to the District or condemnation thereof, and to the extent of, the net proceeds realized 14 therefrom (including any net proceeds, whether or not received from such damage, destruction or condemnation, relating to.moneys received for the benefit of the District from proceedings or actions relating to construction of the Eastern Transportation Corridor or other highway transporta-- tion improvements). No such net proceeds Shall be applied to the redemption of Bonds to the extent such .net proceeds are applied to the-repair, restoration or rehabilitation of the works of improvements relating to the DistriCt to the condition they were in prior to such damage, destruction or condemnation. Any net proceeds applied to the extraordinary mandatory redemption of Bonds shall be treated as a prepaid assessment by owners of land within the District. Net proceeds to be applied to the redemption of Bonds shall be deposited in the Redemption Account of the Redemption Fund. Not later than 30 days after its receipt of such net pro- ceeds, the City shall notify the Trustee either (i) that it will apply such net proceeds to repair, restore or rehabili- tate the works of improvements or (ii) that on the next March 2 or September 2 occurring not less than 30 days from the date of the Trustee's receipt of such notice, which notice shall specify such redemption date, the City will request that the Trustee redeem an amount of Bonds therein designated. If called for redemption, such Bonds shall be subject to redemption by the City at any time on a day chosen by the City, in whole or in part, and if in part the Trustee shall first redeem all Bank-Owned Bonds and then redeem a pro rata share of Fixed Rate Bonds (and pro rata among Fixed Rate Bonds of each Conversion Date), Unit Pricing Bonds and Demand Bonds, at the principal amount thereof plus interest accrued thereon to the date fixed for redemption, without premium. In the event net proceeds are not applied to repair, restore or rehabilitate the works of improvements and cannot be used to redeem Bonds in accor- dance with the Indenture, such net proceeds shall be trans- ferred (i) to the Fixed Rate Reserve Account and the Vari- able Rate Reserve Account to the extent of any deficiencies therein and pro rata in the event such net. proceeds are not sufficient to satisfy the deficiencies in both such Accounts and thereafter (ii) to the Interest Account as a credit against interest on Assessments. Optional Redemption of Unit Pricing Bonds The Bonds in the Unit Pricing Mode are subject to optional redemption by the City, in whole or in part in Authorized Denominations, on any Business Day, at a redemp- tion price calculated as set forth in paragraph (A) under the caption -Redemption of Bonds -- Mandatory Redemption"; provided, however, that such redemption may only be effected in connection with the refunding of such Bonds. 15 Notwithstanding the foregoing, Bank-Owned Bonds shall be redeemed without premium. If such redemption is in part, Bank-Owned Bonds shall be selected for redemption by the Trustee prior to selecting any other Bonds, and thereafter Unit Pricing Bonds shall be redeemed in the order of their Purchase Dates, and by lot among those Un£t Pricing Bonds with the same Purchase Date. The amount of Bonds to be redeemed shall, if re- quired, be adjusted downward to the extent necessary to result in Bonds being redeemed only in Authorized Denomina- tions. Optional Redemption of Demand Bonds Demand Bonds are subject to optional redemption by the City, in whole or in part in Authorized Denominations, on any Variable Rate Adjustment Date, at a redemption price equal to 100% of the principal amount thereof being redeemed plus accrued interest to such redemption date, without premium; provided, however, that such redemption may only be effected in connection with the refunding of such Bonds. If such redemption is in part, Bank-Owned Bonds shall be redeemed first, and all other Bonds shall be redeemed by lot in such manner as shall be determined by the Trustee. optional Redemption of Fixed Rate Bonds The Bonds in the Fixed Rate Mode are subject to redemption by the City in the minimum principal amount of $5,000, in whole on any date or in part on any Interest Payment Date, at a redemption price of 102-1/2% of the principal amount of Bonds called for redemption, plus accrued interest to the date fixed for redemption. PURCHASE OF BONDS optional Tender of Unit Pricing Bonds The registered Owner of any Unit Pricing Bond may demand that such Bond, or any portion thereof in a principal amount equal to an Authorized Denomination (so long as the principal amount not purchased is an Authorized Denomina- tion), be purchased in accordance with the terms of the Indenture on any Purchase Date at the Tender Price by (a) giving an Election Notice and (b) delivering such Bond duly endorsed in blank for transfer together with the confirma- tion of the Election Notice at the principal corporate trust office of Tender Agent at or prior to 12:30 P.M., New York City time, on such Purchase Date. The right of any Owner to have Unit Pricing Bonds purchased shall terminate on the 16 conversion of Unit Pricing Bonds to the Demand Mode or on a Conversion Date. The delivery of an Election Notice to the Tender Agent and the Remarketing Agent is irrevocable and--binding on the Owner and cannot be withdrawn. Any Bond with respect to which an Election Notice is given but "which is not tendered on the Purchase Date stated in such Election Notice shall be deemed purchased and interest thereon shall cease to accrue. A new Bond shall be issued to the purchaser thereof. The Owner of such a Bond shall be entitled solely to payment of the Tender Price for such Bond. An Owner of a Bond who gives an Election Notice with respect to such Bond may repurchase such Bond if the Remarketing Agent agrees to sell any such Bond so tendered back to such Owner. In such event, the delivery requirement described above shall be waived. optional Tender of Demand Bonds The registered Owner of any Demand Bond may demand that such Bond, or any portion thereof in a principal amount equal to an Authorized Denomination (so long as the princi- pal amount not purchased is an Authorized Denomination), be purchased in accordance with the terms of the Indenture on any Optional Tender Date at the Tender Price by (a) giving a Tender Notice and (b) delivering such Bond duly endorsed in blank for transfer at the principal corporate trust office of the Tender Agent at or prior to 12:30 P.M., New York City time, on such Optional Tender Date. The right of any Owner to have Demand Bonds purchased shall terminate on the conversion of Demand Bonds to the Unit Pricing Mode or on a Conversion Date. The delivery of a Tender Notice to the Tender Agent and the Remarking Agent is irrevocable and binding on the Owner and cannot be withdrawn. Any Bond with respect.to which a Tender Notice is given but which is not tendered on the Optional Tender Date stated in such Tender Notice shall be deemed purchased and interest thereon shall cease to accrue. A new Bond shall be issued to the purchaser there- of. The Owner of such a Bond shall be entitled solely to payment of the Tender Price for such Bond. An Owner of a Bond who gives a Tender Notice with respect to such Bond may repurchase such Bond if the Remarking Agent agrees to sell any such Bond so tendered back to such Owner. In such event, the delivery requirement described above shall be waived. 17 Handatoz-q~' Purchase o£ Bonds Unit Pricing Bonds and Demand Bonds are subject to mandatory tender and purchase on any Mandatory Tender Date at the Tender Price. The Tender Price for Unit Pricing Bonds subject to mandatory tender shalli' under certain circumstances, include a premium tO be calculated in the same manner as the premium payable with respect to the Unit Pricing Bonds subject to Mandatory Redemption (see "Redemp- tion of Bonds - Mandatory Redemption"). The Tender Price with respect to Unit Pricing Bonds subject to mandatory tender as a result of the occurrence of a Termination Date or the Expiration Date shall not include any premium. The Tender Agent shall provide written notice to Owners of Unit Pricing Bonds and Demand Bonds subject to mandatory purchase that such Bonds will .be subject to mandatory tender for purchase on the applicable Mandatory Tender Date and of the rating which the Bonds will have from Moody's or S&P if available (and, in the case of clause (i) below, such notice shall state that the then existing rating or ratings on the Bonds to be converted to a fixed rate of interest may be lowered or withdrawn by Moody's or S&P in connection with such conversion), (i) in the event of a conversion to the Fixed Rate Mode not later than the thirti- ' eth (30th) calendar day next preceding the Proposed Conver- sion Date or the AutOmatic Conversion Date, as the case may be; (ii) in the event of a change from the Unit Pricing Mode to the Demand Mode, not later than the thirtieth (30th) calendar day next preceding the Demand Date; (iii) in the event of a change from the Demand Mode to the Unit Pricing Mode, not later than the thirtieth (30th) calendar day next preceding the Unit Pricing Date; (iv) in the event of the Expiration Date or the Termination Date, not later than the thirty-fifth (35th) calendar day next preceding the Expiration Date or the Termination Date, as the case may be; (v) in the event of the Bank Mandatory Purchase Date, not later than the tenth (10th) calendar day next preceding the Bank Mandatory Purchase Date; and (vi) in the event of a Substitution Date, not later than the fifteenth (15th) Business Day next preceding the Substitution Date. In the case of (i) a change from a Demand Mode to a Unit Pricing Mode or from a Unit Pricing Mode to a Demand Mode, (ii) a Substitution Date or (iii) conversion to a Fixed Interest Rate, such notice must state that the Owner may elect to retain such Bond by giving written notice of such election to the Tender Agent, in case of clauses (i) and (ii) above, no later than the seventh (7th) calendar day preceding such Mandatory Tender Date and in the case of clause (iii) above, the second (tnd) Business Day after the relevant Preliminary Pricing Date. Upon the filing of such 18 notice such Bond shall not be subject to optional tender on or prior to the Demand Date, the Unit Pricing Date, the Substitution Date or the Conversion. Datm, as the case may be. In the case of a conversion to a Fixed Interest Rate, such notice also shall conform to certain additional requirements of the Indenture and in the case of an Expiration Date or a Termination Date such 'notice shall conform to certain other additional requirements of the Indenture. . On any Mandatory Tender Date, unless the Owner thereof has elected to retain ownership of a Unit Pricing Bond or Demand Bond, such Bond will be deemed to have been purchased, whether or not actually delivered for purchase. Interest on such Bond will cease to accrue and such Bond shall no longer be entitled to the security provided by the Indenture. The Owner of such Bond shall be entitled only to receive the Tender Price, and may be paid solely from the funds deposited pursuant to the Indenture for such purpose. SECURITY FOR THE BONDS General The Bonds are limited obligations of the City and are issued upon and and are secured by the Assessments together with interest thereon (the "Assessment Install- ments"). The Assessments constitute a trust fund for the payment of the principal or redemption price of the Bonds and the interest thereon. Ail of the-Bonds are secured by the moneys in the Assessment Fund and Redemption Fund (including the Principal Account, the Interest Account and the Redemption Account therein). Payments of the principal of and interest on Fixed Rate Bonds are payable from moneys on deposit in the Principal Account and Interest Account which have been transferred from the Assessment Fund and from any moneys transferred to such Accounts from the Fixed Rate Reserve Account. The principal of and interest on the Adjustable Rate Bonds are payable from draws on the Letter of Credit and from moneys in the Interest Reserve Fund. To the extent that draws on the Letter of Credit are used to pay principal and accrued interest on the Adjustable Rate Bonds, however, the Bank shall be entitled to reimbursement for such drawings from any moneys in the Principal Account and Interest Account and from moneys transferred to such Accounts from the Variable Rate Reserve Account. Upon issuance of the Bonds, there will be deliv- ered to the Trustee an irrevocable direct-pay Letter of Credit issued by The Tokai Bank, Ltd. Los Angeles Agency. During the term of the Letter of Credit, the Trustee will 19 draw amounts in accordance with ~he terms thereof to pay the principal of, premium, if any and up to 40 days interest on the Adjustable Rate Bonds at the Maximum Rate. The City will establish a Variable Rate Reserve Account out of Bond proceeds which will .'be a source of moneys to advance to the Principal and Interest Accounts in the event of delinquent Adjustable Rate Assessments. Amounts in the Variable Rate Reserve Account, however, may also be used for other purposes upon direction of the Bank. Owners of Bonds should not rely upon the Variable Rate Reserve Account as security for the payment of principal and interest on the Adjustable Rate Bonds. In addition, as Adjustable Rate Bonds are converted to a Fixed Interest Rate, an amount equal to one half of the maximum annual debt service on the Bonds to be conver~ed will be transferred from the Variable Rate Reserve Account to the Fixed Rate Reserve Account. The unpaid assessments constitute liens on the lots and parcels assessed, but do not constitute a personal indebtedness of the respective owners of said lots and parcels. There is no assurance that the owners will be financially able to pay the Assessment Installments or that they will pay such Assessment Installments even though financially able to do so. Failure by owners of the parcels to pay Adjustable Rate Assessments when due, depletion of the Variable Rate Reserve Account and the inability of the City to sell parcels which have been subject to foreclosure proceedings for amounts sufficient to cover the delinquent Adjustable Rate Installments levied against such parcels could, in the event the Bank failed to honor a draw under the Letter of Credit, result in the inability of owners of Adjustable Rate Bonds to receive full and punctual payments of principal and interest on the Adjustable Rate Bonds. Obligation of the Cit~ Upon Delinquenc~ If a delinquency occurs in the payment of any Adjustable Rate Assessment, the Trustee has the duty to transfer the amount of such delinquent Assessment Install- ment from the Variable Rate Reserve Account into the Princi- pal and Interest Accounts. The City's duty to levy and collect a special tax (in an amount necessary to meet delinquencies) if funds are not available to cover delinquencies was effectively re- pealed by the enactment of Article XIIIA of the California Constitution and subsequent legislative enactments. The City has by resolution~determined not to obligate itself to 20 advance any of its available funds to cure any deficiency which may occur in the Principal or Xnterest Accounts. Covenant to Commence Superior Court Foreclosure The Bond Law provides ~hat in'"the event any Assessment Installment or any interest thereon, is not paid when due, ~he City may covenant to order the institution of an action in the Superior Cour~ of ~he State of California to foreclose the lien of the unpaid Assessment Installment. In such action the real proper~y subject to the unpaid Assessment Installment may be sold at a court: foreclosure sale. Such cour~ foreclosure sale procedure is not mandato- ry. The City has covenanted in the Indenture, however, so long as the Letter of Credit is outstanding, to commence foreclosure proceedings no later than 60 days after an occurrence of a delinquency corresponding to an Adjustable Rate Bond and within five Business Days of receipt of actual knowledge of (but in no event later than 150 days) a delinquency corresponding to a Fixed Rate Bond and to diligently prosecute the foreclosure to final judgment and sale. See "Summary of Indenture - Default and Limitations of Liability - Events of Default" and "- Ac=ion on Default." A judgment debtor (property owner) has at least 140 days from the service of the notice of levy to redeem the proper~y to be sold. If a proper~cy owner fails =o so redeem and the property is sold, his only remedy is an action to set aside the sale which must be brought within six months of the date of sale. If, as a result of such an action, a foreclosure sale is set aside, the judgment is revived and the judgment creditor is entitled to interest on the revived judgment as if the sale had not been made. (Section 701.680 of the Code of Civil Procedure of the State of California.) The constitutionality of such legislation (which repeals the one-year-redemption period) has not been tested and there can be no assurance that, if tested, such legislation will be upheld. If any landowner files bankruptcy, there could be a delay in payment of Assessment Installments, as such bankruptcy filing could delay the foreclosure proceedings. In addition, amounts received upon foreclosure sales may not be sufficient to fully repay delinquent Assessment Install- ments. In either event, however, moneys from draws on the Letter of Credit in accordance with its terms would be available to pay principal and interest on the Adjustable Rate Bonds. See "The Letter of Credit." 21 THE BANK . The Bank is the sixth largest o.f the 77 commercial banks in Japan (comPrised of 13 "cit~' banks" and 64 "region.- al banks") in terms of .deposits. · , .. The Bank traces its roots back to 1877, when the Eleventh National Bank, which later became Aichi Bank, was established as a private bank with its head office in Nagoya. The Bank was created on June 9, 1941 by the merger of three banks located in Nagoya: Aichi Bank, Itoh Bank and Nagoya Bank. In the 1950's, the Bank established its first representative office in New York and, later, one in London. The Bank has subsequently established nine branches, one agency, 21 representative offices, and nine subsidiaries and has acquired shareholdings in six-affiliated financial institutions, all outside Japan. On September 30, 1987, the Bank had total assets of 26,212 billion yen ($178,862,000,000), total loans and bills discounted outstanding of 13,593 billion yen ($92,755,000,000) and deposits of 19,898 billion yen ($135,777,000,000) (146.55 yen ~ $1). There has been no material adverse change in the figures set forth herein since September 30, 1987. The Bank is publicly owned and its shares are listed on the Tokyo and Nagoya Stock Exchanges and the Osaka Securities Exchange. The Bank is incorporated under the Commercial Code of Japan and operates as a city bank under the Banking Law of Japan. The Bank's headquarters are at 21-24, Nishiki 3-Chome, Naka-ku, Nagoya City, Japan. At September 30, 1987, the Bank carried on its operation through a network of 267 domestic branches, 21 representative offices as well as nine subsidiaries and six affiliated Borrowers. At such date, the Bank had 12,795 employees. Domestically, the Bank offers a full range of commercial banking services including current, ordinary deposit and time deposit accounts, foreign currency ac- counts, loans, domestic money transfers and securities custody and proxy services.. The Bank also acts as a trustee for certain secured debenture issues for domestic issuers and as a "commissioned bank" and paying agent in connection with yen-dominated bond issues made in Japan by foreign borrow- ers; the Bank also acts as a paying agent for the Japanese Government and for various governmental agencies in Japan. 22 The Bank's Tokyo-based international activities are centered around the financing of the overseas projects and trade of its client companies and foreign exchange operations. Its agencies, branches and subsidiary banks primarily carry on commercial banking operations in North America, Europe and Asia, and affiliated companies provide these services in Asia, Europe, Australia and North America. The Bank is an authorized .foreign exchange bank under Japanese law. THE LETTER OF CREDIT The following is a brief outline of certain provisions of the Letter of Credit ~ssued by the Bank and is not considered a full statement pertaining thereto. Refer- ence is made to the Letter of Credit for the full text thereof. Copies of said document are available from the City. Upon issuance of and receipt of payment for the Bonds, the Bank shall issue and deliver the Letter of Credit to the Trustee for the account of the City. The Letter of Credit will be an irrevocable obligation of the Bank to pay to the Trustee in accordance with the terms and conditions set forth in the Letter of Credit, in an aggregate amount not exceeding $83,299,334, of which an aggregate amount not exceeding $81,400,000 may be drawn with respect to principal of the Adjustable Rate Bonds (other than Bank-Owned Bonds) and of which an aggregate amount not exceeding $1,085,334 may be drawn upon with respect to interest on the Adjustable Rate Bonds (other than Bank-Owned Bonds) and $814,000, which represents a 1% premium on Unit Pricing Bonds, under certain circumstances may be drawn upon with respect to premium on the Unit Pricing Bonds (other than Bank-Owned Bonds). The Letter of Credit will permit the Trustee to draw certain amounts for the payment of the principal and, under certain circumstances, premium on the Adjustable Rate Bonds (other than Bank-Owned Bonds), as described in the Indenture. The Trustee is also entitled to draw on the Letter of Credit to pay the Tender Price of Adjustable Rate Bonds tendered for payment and not remarketed. In addition, the Letter of Credit will also permit the Trustee to draw, on the last Business Day of each month, an amount equal to the total amount of interest that has accrued (whether or not paid) during such calendar month on the Adjustable Rate Bonds, for deposit into the Interest Reserve Fund. The Letter of Credit may be substituted with an Alternate Letter of Credit, subject to the terms and conditions set forth in 23 the Indenture. See "Summary of the Indenture - Letter of Credit; Alternate Letter of Credit." The Letter of Credit will expire at the close of business of the Bank on the date which is the earliest of (a) September 15, 1998, unless extended at. the request of the City by the Bank in its sole discretion, (b) the date on which the payment or provision for payment of all Outstand- ing Adjustable Rate Bonds (excluding Bank-Owned Bonds) shall be certified to by the Trustee, (c) the date of certifica- tion by the Trustee of delivery to the Trustee of an Alter- nate Letter of Credit as permitted by the Indenture, (d) at the sole discretion of the Bank, at least 40 days following receipt of written notice by the Trustee that the Bank intends to terminate the Letter of Credit because there are insufficient funds in the Remarketing Cost Account to pay the Bank and the Bank has not received adequate assurance that sufficient funds will be available to pay remarketing costs, or (e) at the sole option of the Bank, at least 40 days following receipt of notice by the Trustee that there has been an event of default pursuant to the Reimbursement Agreement with respect to Adjustable Rate Bonds and that the Bank intends to terminate the Letter of Credit; provided, however, that in the case of a Bank Mandatory Purchase Date the notice referred to in this clause (e) shall take effect 5 days after such Bank Mandatory Purchase Date. Upon each principal or purchase payment of Adjustable Rate Bonds or upon the conversion thereof to a Fixed Interest Rate, the amount available to be drawn under the Letter of Credit in respect of principal will be reduced accordingly and the interest and premium available to be drawn will be reduced proportionately. Such amounts will be reinstated if Bonds purchased by the Bank with the proceeds of a draw under the Letter of Credit are remarketed or transferred to a substitute letter of credit bank and.the Bank is reimbursed with the proceeds of such remarketing or transfer. The amount of interest available to be drawn under the Letter of Credit will also be reduced following any draw thereunder to pay interest on the Adjustable Rate Bonds and will be automatically reinstated on the day of such draw. The occurrence of any of the following constitutes an event of default under the Reimbursement Agreement: (a) any law, rule or regulation, or any order of any court, governmental agency or regulatory body, or any indenture or loan or credit agreement (including the hereinafter defined Financing Documents), or any other agreement or instrument, applicable to the City or to the Bonds which impairs the ability of the City to perform its obligations under the Reimbursement Agreement or any of the Financing Documents; or 24 (b) default in the payment when due of principal of or premium owing or interest on any Bond which continues for a period of five (5) Business Days (except to the extent that such default is solely attributable to the wrongful failure by the Bank to honor a conforming Draw made under"the Letter of Credit) or default in the payment when. due of any amount owing by the City under the Reimbursement Agreement or under the Indenture; or (c) any representation or warranty on the part of the City contained in any Financing Document shall at any time prove to have been incorrect in any material respect when made or when effective or when reaffirmed, as the case may be; or (d) the City shall default in the performance or observance of any term, covenant, condition or agree- ment on its part to be performed or observed under the Reimbursement Agreement or under the Indenture (and not constituting an event of default under any other clause of the Reimbursement Agreement), and such default shall continue unremedied for thirty (30) days after written notice thereof shall have been given to the City by the Bank; or (e) any material provision of the Reimbursement Agreement or any Financing Document shall at any time or for any reason cease (other than due to any action by the Bank) to be in full force and effect or valid and binding on the City, or shall be declared null and void and the ability of the City to perform its obliga- tions under the Reimbursement Agreement shall be adversely affected thereby; or the validity or enforce- ability of the Reimbursement Agreement shall be con- tested by the City or the City shall deny that it has any further liability or obligation under the Reim- bursement Agreement; or (f) the City shall be generally not paying its debts as such debts become due, or shall admit in writing its inability to pay its debts generally, or shall make a general assignment for the benefit of creditors; or any petition shall be filed by or against the City under the Federal bankruptcy laws, or any other proceeding shall be instituted by or against the City seeking to adjudicate it a bankrupt or insolvent, or seeking dissolution, liquidation, winding up, reorganization, arrangement, adjustment, protection, relief or composition of it or its debts under any law relating to bankruptcy, insolvency or reorganization or relief of debts, or seeking the entry of an order for 25 relief or the appointment of a receiver, trustee, custodian or other similar official for the City or for any substantial part of its property; or the City shall take any action to authorize or effect any of the actions set forth above in this paragraph (f) and as a result of the occurrence of any of the foregoing events specified in paragraphs (a) through (f)~. the City's ability to perform its obligations under the Reimbursement Agreement shall be adversely affected. The Reimbursement Agreement defines "Financing Documents" to mean the Reimbursement Agreement, the Letter of Credit and all annexes thereto, the Bonds, the Indenture, the Remarketing Agreement, the Purchase Contract, certain other documents executed by The Irvine Company relating to the foregoing, and any other document or instrument required or stated to be delivered under any of the foregoing in connection with the sale and delivery of the Bonds. THE REMARKETING AGENT The initial Remarketing Agent with respect to Adjustable Rate Bonds will be Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill Lynch's principal office is at Merrill Lynch World Headquarters, North Tower, World Financial Center, New York, New York 10281. The Remarketing Agent must use its best efforts to remarker Adjustable Rate Bonds tendered for purchase pursuant to the terms of the Indenture. The Remarketing Agent may, upon 60 days written notice to the City, the Bank, the Trustee and the Paying Agent, resign as the Remarketing Agent. In addition, the Remarketing Agent shall have no obligation to remarket Adjustable Rate Bonds tendered for purchase in the event of (i) a default in the payment of an Adjustable Rate Assess- ment and such default shall continue for a period of five Business Days, (ii) a default in the payment of principal or interest on an Adjustable Rate Bond, or (iii) the Remarketing Agent determines that it is unable to obtain the information necessary to prepare adequate disclosure docu- ments with respect to the Adjustable Rate Bonds. Merrill Lynch has also been appointed the Remarketing Agent with respect to the remarketing of any Bonds in connection with a conversion of any Bonds in the Demand Mode or in the Unit Pricing Mode to the Fixed Rate Mode. The terms and conditions, and the representations of the Remarketing Agent in connection with each such remarketing of Bonds, shall be mutually agreed upon and established by the Remarketing Agent and the City prior to each such remarketing. 26 ~~Y OF INDENTURE The following is a general summary of certain provisions contained in the Indenture. This summary is not to be .consider. ed a full statement of the Indenture and, accordingly, ~s qualified by reference ..thereto and is subject to the full text thereof. A copy of the Indenture is availabl~ at the office of the City Clerk. · DEFINITIONS The following are definitions in summary form of certain items contained in the Indenture and used in this Official Statement. act: The Municipal Improvement Act of 1913 (Division 12 of the California Streets and Highways Code), as amended, and the Improvement Bond Act of 1915 (Division 10 of the California Streets and Highway Code), as amended· adjusted Interest Rate: For any Unit Pricing Bond, that annual rate of interest, expressed as a percent- age and rounded to the nearest one thousandth of one percent determined by the Remarketing Agent on a Rate Adjustment Date, which would, in the judgment of the Remarketing Agent (having due regard to the prevailing market conditions), enable such Bond to be sold at par in the secondary market on such Rate Adjustment Date for the Unit Pricing Interest Period commencing on such Rate Adjustment Date; provided, however, that the Adjusted Interest Rate shall in no event exceed the Maximum Rate with respect to Unit Pricing Bonds· affiliate: Of any owner of real property in the District means any entity which controls or is controlled by or is under common control with such owner. For the purpos- es of this definition, "control" (including, with correla- tive meanings, the terms "controlled by" and "under common control with"), as used with respect to any owner or entity, shall mean (i) the ownership of a majority of the voting securities of, or voting rights in, such owner or entity, or (ii) possession of the right to a majority of the earnings or profits of such owner or entity. Alternate Letter of Credit: A letter of credit or other security device issued in accordance with the Inden- ture which shall have a term of not less than one year and shall have the same material terms as the Letter of Credit. alternate Rate: For any Alternate Rate Calcula- tion Period, the rate per annum specified in the index (the "Index") published by the Indexing Agent and in effect for such Alternate Rate Calculation Period. Th? Index shall be 27 based upon yield evaluations at par of bonds, the interest on which is excluded from gross income for purposes of Federal income taxation, of not less than five "high grade" component issuers selected by the Indexing Agent which shall include, without limitation, issuers of general obligation bonds. The specific issuers included among ~the component issuers may be changed from time to time by. the Indexing Agent in its discretion. The Bonds on which the Index is based shall not include any bonds the interest on which is subject to a "minimum tax" or similar tax under the Code, unless all tax-exempt bonds are subject to such tax. When Bonds are in the Demand Mode or a Unit Pricing Mode with a Variable Rate Interest Period or Unit Pricing Interest Period, respectively, of 30 days or less, the yield evalua- tion period for the Index shall be 30-day yield evaluations. When Bonds are in a Unit Pricing Mode with a Unit Pricing Interest Period of greater than 30 days but less than or equal to 180 days, the yield evaluation period for the Index shall be 180-day evaluations. When Bonds are in a Unit Pricing Mode with a Unit Pricing Interest Period greater than 180 days, the yield evaluation period for the Index shall be yield evaluations matching the term of the Unit Pricing Interest Period. If the Indexing Agent no longer publishes an Index satisfying the requirements of the preceding paragraph, the Alternate Rate for a Variable Rate Interest Period or a Unit Pricing Interest Period shall be the rate per annum speci- fied in the most recently published Index for a comparable Variable Rate Interest Period or Unit Pricing Interest Period, respectively. Alternate Rate Calculation Per~od: (i) For a Bond in the Unit Pricing Mode, the period extending from the first date of calculation of such Alternate Rate to but not including the first Business Day of the next calendar month and thereafter, from the first Business Day of a calendar month to but not including the first Business Day of the next calendar month, and (ii) for Bonds in the Demand Mode, the period extending from the first date of calculation of such Alternate Rate to but not including the next Tuesday and thereafter, from each Tuesday to but not including the following Tuesday. Assessment: The assessment levied by the City constituting a first lien and charge upon the real property within the District, excluding any administrative costs included within such Assessment as authorized by Section 10312 of the Act. Assessment F~nd: The fund by that name estab- lished under the terms of the Indenture. 28 Assessment Installments: The Assessment install- ments of principal, interest, premium, if any, and inciden- tal expenses to be paid by the owners of proper~y within the District. Authorized Denominations= (i) With respect to unit Pricing Bonds with Unit Pricing Ineere~e Period= of less than one year, $100,000 and any integral'multiple of $1,000 in excess of $100,000; (ii) with respect to Unit Pricing Bonds with Unit Pricing Interest Periods equal to or greater than one. year, $5,000 and any integral multiple thereof; (iii) with respect to Bonds in the Demand Mode, $100,000 and any integral multiple of $1,000 in excess of $100,000; and (iv) with respect to Bonds in the Fixed Rate Mode, $5,000 and any integral multiple thereof, except that upon conversion of Unit Pricing Bonds or Demand Bonds to Fixed Rate Bonds there may be one Bond in a denomination other than $5,000 or an integral multiple thereof. Automatic Conversion Date: Each date described in (i), (ii) or (iii) below: (i) with respect to $12,254,000 aggregate princi- pal amount of Unit Pricing Bonds or Demand Bonds, February 1, 1989 which amount is approximately equal to the Assessments on Lot numbers 1, 2, 9, 10, 13, 24, 25 and 27 of Tract number 12870; (ii) in accordance with the provisions of this Indenture, February i and August i of each year if each such date is a Business Day, and if not, the nex~ succeeding date which is a. Business Day; and' (iii) September 2, 1998, or thenext succeeding day which is a Business Day, provided, however, .that upon receipt of a Favorable Opinion of Bond Counsel prior to July 15, 1998 (which opinion is not withdrawn prior to the new Automatic Conversion Date hereafter described), in the event the Expiration Date 'of the Letter of Credit is ex,:ended, such date shall be the fifth Business Day prior to the resulting Expiration Date. Bank: The Tokai Bank, Ltd., Los Angeles Agency and its successors and assigns or any issuer of an Alternate Letter of Credit. Bank Interest Rate= The interest rate payable on Bank-Owned Bonds and determined pursuant to the Reimburse- ment Agreement but in no event shall such rate exceed the Maximum Rate with respect to Bank-Owned Bonds. 29 Bank Mandator~ Put=base Date: The date so speci- fied in a notice from the Bank pursuant to the Reimbursement Agreement and/or the Letter of Credit. Ban~-Owned Bonds: Any Unit Pricing Bonds or Demand Bonds purchased for the benefit of the Bank with the proceeds of a draw on the Letter of Credit .or with funds provided by the Bank under the terms of the Indenture. · Bond Counsel: Any firm of nationally recognized municipal bond attorneys selected by the City and experi- enced in the issuance of municipal bonds and the exemption of the interest thereon from federal income taxation. Bonds~ The $81,400,000 principal amount of Bonds authorized by the Indenture and at any time Outstanding under the terms of the Indenture that are authenticated and delivered by the Paying Agent under and pursuant to the Indenture. Business Day: A day of the year on which the Trustee, Paying Agent, Tender Agent, Remarketing Agent or banks or trust companies in New York, New York, or in California are, or the New York Stock Exchange is, not authorized or required to remain closed. City: The City of Tustin, California, a municipal corporation duly organized and existing under and by virtue of the Constitution and laws of the State of California. Code: amended. The Internal Revenue Code of 1986, as Construotion Fund= The fund b~ that name estab- lished in accordance with the terms of the Indenture. Contribution Ac=ount= means the account by that name created in accordance with the terms of the Indenture. Conversion Costs Fund: means the fund by that name established in accordance with the terms of the Inden- ture. Conversion Date= Any date on which a Bond begins to bear interest at a Fixed Interest Rate. Demand Bond: A Bond in the Demand Mode. Demand Date: The Business Day on which a Demand Bond begins to bear interest at the Variable Interest Rate. 30 Demand Mo~e: That period of time during which a Bond bears interest at the Variable Interest Rate in accor- dance with the Indenture. Development Notice: An executed notice in sub- stantially the form set forth in Exhibit B attached hereto. Discount Account: created in the Indenture. The account by that name District: The City of Tustin Assessment District No. 86-2. Election Notice: A telephonic notice to the Remarketing Agent and the Tender Agent no later than 10:00 A.M. New York City time on the Purchase Date, confirmed by a written notice to the Tender Agent delivered on the Purchase Date, stating (i) the principal amount of Unit Pricing Bonds to be purchased, (ii) the certificate number of each such Bond, (iii) the name of the Owners of such Bonds, and (iv) the Purchase Date on which such Bonds are to be purchased. Event of Default: Any occurrence or event speci- fied in and defined by the Indenture. Excess Earnings Account: means the account by that name established in accordance with the terms of the Indenture. Expiration Date: The stated expiration date of the Letter of Credit, or such stated expiration date as it may be ex~ended from time to time as provided in the Letter of Credit. Favorable Opinion of Bond Counsel: With respect to any action the occurrence of which requires such an opinion, an unqualified opinion of Bond Counsel to the effect that such action is permitted under the Act and the Indenture and will not impair the exclusion of interest on the Bonds from gross income for Federal income tax purposes or the exemption of interest on the Bonds from taxation under the laws of the State (subject to the inclusion of any exceptions contained in the opinion of Bond Counsel deliv- ered upon original issuance of the Bonds). Final Pricing Date: The fourth (4th) Business Day following the Preliminary' Pricing Date. Final Scale: The Final Scale posted by the Remarketing Agent at or before 11:30 A.M. on each Rate Adjustment Date. 31 Finance Director: The Finance Director of the City. Fixed IntereSt Rate: The rate to be borne by a Bond on and after a Conversion Date with respect thereto, which rate shall be determined in accordance with the terms of the Indenture· Fixed Rate Bond: Any Bond bearing interest at a Fixed Interest Rate. Fixed Rate Mode: That period of time during which a Bond bears interest at a Fixed Interest Rate. Fixed Rate Reserve Aacount: The account by that name created in the Indenture· Fixed Rate Reserve Requirement: An amount equal to one half of the maximum annual debt service on the Bonds converted to a Fixed Interest Rate and Outstanding· Indenture: The Indenture of Trust dated as of September 1, 1988 by and between the City and the Trustee, as it may from time to time be supplemented or amended pursuant to the provisions thereof. Indexing Agent: Kenny Information Systems, a corporation duly organized and existing under and by virtue of the laws of the State of New York, and its successors and assigns, except that if such corporation shall be dissolved or liquidated or shall no longer publish the indices re- ferred to in the definition of Alternate Rate herein, the term "Indexing Agent" shall be deemed to refer to any other entity publishing similar indices selected by the City of Tustin and approved by the Bank and the Remarketing Agent (neither of whom shall be under any liability by reason of such approval)· Information Services: Financial Information, · " 30 Montgomery Street, Inc's "Daily Called Bond Service, 10th Floor, Jersey City, New Jersey 07302, Attention: Editor; Kenny Information Services "Called Bond Service," 55 Broad Street, 28th Floor, New York, New York 10004; Moody's "Municipal and Government," 99 Church Street, 8th Floor, New York, New York 10007, Attention: Municipal New Reports; and Standard & Poor's "Called Bond Record," 25 Broadway, 3rd Floor, New York, New York 10004; or such other addresses and/or such other services providing information with respect to called bonds as the City may designate. Interest Account: created in the Indenture· The account by that name 32 Interest Payment Date: (i) With respect to Unit Pricing Bonds with Unit Pricing Interest Periods of less than 180 days: the Purchase Date thereof; (ii) with respect to Unit Pricing Bonds with Unit Pricing Interest Periods equal to or greater than 180 days: each March 2 and Septem- ber 2 prior to the Purchase Date and the. Purchase Date; (iii) with respect to Demand Bonds: the first.'Wednesday of each calendar month (whether or not a Business Day) or, with respect to Demand Bonds that are optionally tendered, the Optional Tender Date relating to such 'optionally tendered Demand Bonds; and (iv) with respect to Bonds in the Fixed Rate Mode; each March 2 and September 2 commencing not later than the March 2 immediately preceding the first Principal Payment Date for such Fixed Rate Bond. "Interest Payment Date" shall also mean any Mandatory Tender Date. Interest Reserve Fun4: established in the Indenture. The fund by that name Interest Reserve Fund amount: An amount equal to the interest payable on the aggregate principal amount of Unit Pricing Bonds and Demand Bonds then Outstanding for a period of thirty-five (35) days at the Maximum Rate with respect to Bonds other than Fixed Rate Bonds. Investment Earnings a==ount: means the account by that name established in accordance with the terms of the Indenture. Investment Earnings Fund: means the fund by that name established in accordance with the terms of the Inden- ture. Letter of Credit: The irrevocable letter of credit issued by the Bank contemporaneously with the origi- nal delivery of the Bonds, except that upon the issuance of an Alternate Letter of Credit in accordance with the terms of the Indenture it shall mean such Alternate Letter of Credit. Letter of Credit &c=ount: The account by that name created in the Indenture. Mandatorily Tendered Bonds: Bonds required to be tendered for purchase on a Mandatory Tender Date. Mandatory Tender Date: Any Proposed Conversion Date, any Automatic Conversion Date, any Demand Date, any Unit. Pricing Date, any Substitution Date, any Bank Mandatory Purchase Date, the fifth Business Day prior to the Termina- tion Date, and the fifth Business Day prior to the Expira- tion Date. 33 Maturity Date: September 2, 2013. Maximum Rate: On any day, the lesser of (i) 12% or such higher rate applicable to the Bonds on that day by Section 53531 of the Government Code or other applicable provisions of law, whichever is greater, or.'(ii) the actual rate used to calculate the size of the portion-of the Letter of Credit which is available to be drawn for the payment of interest on the Bonds on such date, which shall initially be 12%; provided, however, that, if no Letter of Credit is then in effect, the Maximum Rate shall be the rate determined pursuant to clause (i) of this definition. Moody,s: Moody's Investors Service, a corporation duly organized and existing under and by virtue of the laws of the State of Delaware, and its successors and assigns, except that if such corporation shall be dissolved or liquidated or shall no longer perform the functions of a securities rating agency, then the term "Moody's" shall be deemed to refer to any other nationally recognized securi- ties rating agency selected by the City and approved by the Bank (who shall not be under any liability by reason of such approval). opinion of Counsel: A written opinion of Bond Counsel appointed and paid by the City and, prior to the Expiration Date or the Termination Date, satisfactory to and approved by the Bank (who shall not be under any liability by reason of such approval). Optional Tender Date: The day stated in the Optional Tender Notice delivered by any Owner of a Bond to the Tender Agent and to the Remarketing Agent with respect to a Bond, which day (i) in the case of Demand Bonds shall be the seventh calendar day after the date of the delivery of the Optional Tender Notice (or the first Business Day thereafter, if such seventh calendar day is not a Business Day), (ii) in the case of Unit Pricing Bonds, shall be the Purchase Date, and (iii) with respect to Bank-Owned Bonds, shall be each Business Day. optional Tender Notice: The notice from any Owner of a Bond to the Tender Agent and the Remarketing Agent of an Optional Tender Date in accordance with the provisions of the Indenture constituting the Tender Notice in the Demand Mode or an Election Notice in the Unit Pricing Mode. Outstanding: When used as of a particular time with reference to Bonds, means all Bonds delivered under the terms of the Indenture except - 34 (1) Bonds cancelled by the Paying Agent or surrendered to the Paying Agent for cancellation; (2) Bonds paid or deemed to have been paid within the meaning of the terms of the Indenture; and (3) Bonds in lieu of or in substitution for which replacement Bonds shall have been executed by the City and delivered by the Paying Agent under the terms of the Indenture. Notwithstanding the foregoing, Bonds purchased for the benefit of the Bank with the proceeds of a draw on the Letter of Credit or pledged to the Bank pursuant to the terms of the Indenture shall remain Outstanding while such Bonds are pledged to the Bank until the Bank is paid all amounts due on such Bonds. Owner: The registered owner of a Bond. P&ying Agent: Citibank, N.A., a national banking corporation duly incorporated and existing under and by virtue of the laws of the United States of America, and having its corporate agency office in New York, New York, or any other commercial bank or trust company having an office in New York, New York, which may be substituted in its place. Permitted Investments: The investments allowed by Section 53601 and Section 5922 of the California Government Code and including but not limited to any of the following, to the extent then permitted by law: (1) United States of America Treasury notes, bonds, bills or certificates of indebtedness, for which the faith and credit of the United States of America are pledged for the payment of interest and principal; (2) Obligations issued by banks for cooperatives, federal land banks, federal intermediate credit banks, federal home loan banks, the Federal Home Loan Bank Board or the Tennessee Valley Authority or obligations, participations or other instruments of or issued by, or fully guaranteed as to interest and principal by, the Federal National Mortgage Association, or guaranteed portions of Small Business Administration notes, or obligations, participations or other instruments of or United States of issued by a federal agency or a America government-sponsored enterprise; (3) Bills of exchange or time drafts drawn on and accepted by a commercial bank (including the Bank, the 35 Paying Agent and the Trustee), otherwise known as bankers acceptances, which are eligible for purchase'by members of the Federal Reserve System~ (4) Commercial paper of the highest letter and numerical rating as provided by Moody's or S&P, which commercial paper is limited to issuing .corporations that are organized and- operating within the United States of America and that have total assets in excess of five hundred million dollars ($500,000,000) and that have an "A" or higher rating for the issuer's deben- tures, other than commercial paper, as provided by. Moody's or S&P~ provided that purchases of eligible commercial paper may' not exceed two hundred seventy (270) days' maturity nor represent more than ten percent (10%) of the outstanding commercial paper of an issuing corporation~ and (5) Certificates of deposit issued by a state or national bank (including the Paying Agent and the Trustee) or savings and loan association or a state-licensed branch of a foreign bank in which the City is authorized by law to deposit its funds whose deposits are insured by either the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, as the case may be, and the shor~-term debt obligations of which have the highest shor~-term rating or the debentures of which have an "A" or higher rating or the Bank~ (6) The Local Agency Investment Fund established pursuant to Section 16429.1 of the Government Code of the State-of California; (7) Interests in taxable government money market portfolios, restricted to obligations with maturities of one year or less, issued by or guaranteed as to payment of principal and interest by, the United States of America~ (8) Repurchase agreements with any bank, trust company or national banking association insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the Securi- ties Investors Protection Corp. or with any government bond dealer recognized as a primary dealer by the Federal Reserve Bank of New York, which agreements are fully and continuously secured by a valid and perfected priority security interest in obligations described in paragraph (1) or (2) of this definition, provided ~hat either such bank, trust company or national banking 36 association is rated "Al" or better by Moody's and "A+" or better by S&P; (9) Investment agreements with any corporation, including banking or financial institutions, the corporate debt of which is rated, at ~he time of investment, "Al" or better by Moody's .and "A+" or better by saP; (10) Guaranteed investment contracts or similar funding agreements issued by insurance companies, the corporate debt of which, at the time of investment, is rated "Al" or better by Moody's and "A+" or better by saP; (11) Tax-exempt obligations of any state of the United States or any political subdivision thereof, which at the time of investment are rated "A1/PI" or higher by Moody's and "A" or higher by S&P, or if short-term obligations, are rated in the highest possible category by Moody's and S&P; and (12) Interests in tax-exempt money market portfo- lios having assets in excess of one billion dollars ($1,000,000,000). Preliminar~ Interest Index: The annual interest rate or rates which in the judgment of the Remarketing Agent will enable the Bonds to be remarketed on a Conversion Date, but in no event greater than the Maximum Rate with respect to Fixed Rate Bonds. Preliminar~ Pricing Date: A date determined by the Remarketing Agent which will be at least five (5) but no more than fifteen (15) Business Days prior to a Proposed Conversion Date or an Automatic Conversion Date. Preliminar~ Scale: The Preliminary Scale posted by the Remarketing Agent at or about 9:30 A.M. on each Rate Adjustment Date. Principal Account: The account by that name created in accordance with the terms of the Indenture. Principal Payment Date: September 2 of each year beginning (i) with respect to Unit Pricing Bonds and Demand Bonds, September 1999 and (ii) with respect to Fixed Rate Bonds, on the first September 2 subsequent to the twelve (12) month period beginning on the Conversion Date applica- ble to such Fixed Rate Bond, and in each case ending on the Maturity Date. 37 Proposed Conversion Date: The Business Day indicated in the written notice of the City given pursuant to the Indenture on which the City intends to effect a conversion of all or a portion of the Bonds to a Fixed Interest Rate. ~., Purchase Contract: That certain Bond Purchase Contract dated September 12,' 1988 by a~d between .the City and Merrill Lynch Capital Markets, Merrill Lynch, Pierce Fenner & Smith Incorporated. Purchase Date= A Business Day determined by the Remarketing Agent on a Rate Adjustment Date as the date on which a Unit Pricing Bond may be tendered for purchase to the Tender Agent, which may include the maturity date thereof, but which may not be a date subsequent to the fifth Business Day prior to the Expiration Date, the fifth Busi- ness Day prior to the Termination Date, a Bank Mandatory Purchase Date or a Conversion Date with respect to such Bond. Qualified Conveyance= The sale or ground lease of all or a portion of real property within the District, the Assessment on which bears interest at other than a fixed interest rate, by the owner thereof to an entity which is not an Affiliate thereof. Rate Adjustment Date= A Business Day on which an Adjusted Interest Rate and a Unit Pricing Interest Period for a Bond in the Unit Pricing Mode are determined by the Remarketing Agent. Record Date= (i) With respect to Unit Pricing Bonds if the Interest Payment Date is a Purchase Date: the close of business on the Business Day prior to such Interest Payment Date~ (ii) with respect to Unit Pricing Bonds if the Interest Payment Date is a September 2 or March 2 which is not a Purchase Date: the close of business on the fifteenth (15th) day of the calendar month preceding such Interest Payment Date~ provided that if a Rate Adjustment Date is between the fifteenth (15th) day of such calendar month and an Interest Payment Date, the-Record Date shall be the close of business on the Business Day immediately preceding such next Interest Payment Date~ (iii) with respect to Bonds in the Demand Mode: the close of business on the Business Day immediately preceding each Interest Payment Date~ and (iv) with respect to Bonds in the Fixed Rate Mode: the close of business on the fifteenth (15th) day of the calendar month preceding each Interest Payment Date. Redemption Account= The account by that name established in the Indenture. Redemption Fund: The "City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds Redemption Fund" constituting the "redemption fund" required to be created by Section 8671 of the.Improvement Bond Act of 1915, as amended, and established in accpFdance with the terms of the Indenture. i · Reimbursement Agreement: That certain Reimburse- ment Agreement dated as of September 1, 1988, by and between the Bank and the City or, if an Alternate Letter of Credit has been issued, the reimbursement agreement, if any, in connection with such Alternate Letter of Credit. Remaining Interest Period: The number of days between the date selected for redemption of a Unit Pricing Bond and the Purchase Date for such Bond. Remarketing Agent: Merrill Lynch, Pierce, Fenner & Smith Incorporated, or any other investment banking firm which may a~ any time be substituted in its place as provid- ed in the Indenture. Remarketing Agreement: That certain Remarketing Agreement dated as of September 1, 1988, by and between the City and the Remarketing Agent. Remarketing Cost A=count: name created in the Indenture. The account by that Remarketing Cost account Requirement: The amount equal to 4% of the aggregate principal amount of Unit Pricing Bonds and Demand Bonds Outstanding; provided, however, that if in the opinion of Bond Counsel the Maximum Rate with respect to Bank-Owned Bonds exceeds 12% per annum, the Remarketing Cost Account Requirement shall be decreased by a corresponding percentage. Remarket~ng Proceeds account: The account by that name created in the Indenture. Reserve Earnings Fund: established in the Indenture. The fund by that name SaP: Standard & Poor's Corporation, a corporation duly organized and existing under and by virtue of the laws of the State of New York, and its successors and assigns, except that if such corporation shall be dissolved or liquidated or shall no longer perform the functions of a securities rating agency, then the term "S&P" shall be deemed to refer to any other nationally recognized securi- ties rating agency selected by the City and, prior to the Expiration Date or the Termination Date, approved by the 39 Bank (whose approval shall not be unreasonably withheld and who shall not be under any liability by reason of such approval). Securities Depositories: The ~epository Trust Company, 711 Stewart Avenue, Garden City, New York 11530, Fax: (516) 227-4039 or 227-4190~ Midwest Securities Trust Company, Capital Structures-Call Notification, 440 South LaSalle Street, Chicago, Illinois 60605, Fax: (312) 663-2343~ Philadelphia Depository Trust Company, Reorganiza- tion Division, 1900 Market Street, Philadelphia, Pennsylva- nia 19103, Attention: Bond Department, Dex: (215) 496-5058~ or to such other addresses and/or such other securities depositories as the City may designate. Substitution Date= The date five Business Days prior to the date upon which an Alternate Letter of Credit is to be substituted for the Letter of Credit then in effect. Tender Agent: The Paying Agent. Tender Notice:- A telephonic notice to the Remarketing Agent and the Tender Agent no later than 10:00 A.M. New York City time on the seventh (Tth) calendar date prior to an Optional Tender Date, immediately confirmed by written notice to the Tender Agent stating (i) the principal amount of Demand Bonds to be purchased, (ii) the certificate number of each such Bond, (iii) the name of the Owners of each such Bond, and (iv) the Optional Tender Date on which such Bonds are to be purchased. Tender Price: (i) On any Optional Tender Date, 100% of the principal amount of a Bond plus accrued and unpaid interest thereon and (ii) on any Purchase Date or Mandatory Tender Date, (a) 100% of the principal amount thereof plus accrued and unpaid interest thereon, if any, and (b) with respect to a Mandatorily Tendered Bond in a Unit Pricing Mode purchased on a date other than on the fifth Business Day prior to a Termination Date, the fifth Business Day prior to the Expiration Date, 100% of the principal amount thereof plus accrued and unpaid interest thereon, plus a premium calculated as described under the caption "Redemption of Bonds -- Mandatory Redemption." In no event shall premium be paid with respect to any Bank-Owned Bond. Termination Date: The date specified in a notice from the Bank of termination of the Letter of Credit pursu- ant to the Letter of Credit. 40 Trustee= Citibank, N.A., a national banking association duly incorporated and existing under and by virtue of the laws of the United States of America, and having its principal office in New York, New York, or any other bank or trust company duly incorporated and existing under and by virtue of the laws of any state or the United States of America which may be substituted in".:its place as provided in the Indenture. ~nit Pricing Bond: Any Bond while in a Unit Pricing Mode. Unit Pricing Date: A Business Day on which a Bond begins to bear interest at the Adjusted Interest Rate. Unit Pricing Interest Period: With respect to a Unit Pricing Bond, that period of time beginning on a Rate Adjustment Date and ending on the day preceding the Purchase Date, determined by the Remarketing Agent and selected by the purchaser of such Bonds by reference to the Preliminary Scale and Final Scale. No Unit Pricing Interest Period shall exceed one year in length; provided that the Unit Pricing Interest Periods may exceed one year in length upon (i) receipt by the City of a Favorable Opinion of Bond Counsel, and (ii) an increase in the amount of the Letter of Credit to cover any additional premium to the extent such additional premium may be required. Unit Pricing Mode: That period of time during which a Bond bears interest at an Adjusted Interest Rate in accordance with the provisions of the Indenture. Variable Interest Rate: That annual rate of interest, expressed as a percentage and rounded to the nearest one thousandth of one percent, determined by the Remarketing Agent on the Business Day preceding the Variable Rate Adjustment Date, which, in the judgment of the Remarketing Agent would be the interest rate necessary to produce as nearly as practicable a par bid (disregarding any accrued interest) on a Demand Bond on such Variable Rate Adjustment Date provided that in no event shall the Variable Interest Rate exceed the Maximum Rate with respect to Demand Bonds. Variable Rate ~djustment Date: The first day of each Variable Rate Interest Period. Variable Rate Interest Period: During a Demand Mode, (i) the period .from and including a Demand Date and continuing to, but not including, the next succeeding Wednesday and (ii) thereafter, the period from and including 41 a Wednesday and continuing to but not including the nex~ succeeding Wednesday. Variable Rate Reserve Account= The account by that name established in accordance with the terms of the Indenture. Variable Rate Reserve Requirement: $4,884,000 less any amounts transferred therefrom to the Redemption Account or the Fixed Rate Reserve Account pursuant to the terms of =he 'Indenture. (Section 1.01) REDEMPTION; TENDER ~ND PURChaSE Selection of Bonds for Redemption Except as otherwise provided in the Indenture whenever less than all the Outstanding Bonds are to be redeemed on any one date, the Trustee shall select the Bonds to be redeemed in whole or in part from the Outstanding Bonds by lot in any manner that the Trustee deems fair; provided, however, that if Bonds are to be redeemed from prepaid Assessments or from certain moneys derived from foreclosures under the Indenture, the Trustee shall select for redemption Bonds bearing interest in the same mode as such Assessment and, among Bonds of the same Mode, a Bond bearing a rate of interest equal to the rate of interest on such Assessment and if Bonds are to be redeemed from moneys transferred from the Construction Fund to the Redemption Account the Trustee shall use such moneys to redeem a pro rata share of (i) Fixed Rate Bonds (and pro rata among Fixed Rate Bonds of each Conversion Date) and (ii) Unit Pricing Bonds or Demand Bonds. The Trustee shall promptly notify the Bank, the City, the Remarketing Agent and the Paying Agent in writing of the numbers of the Bonds so selected for redemption in whole or in part on such date; provided, however, that if on the date of selection, there shall be any Bank-Owned Bonds, such Bonds shall be selected for redemption by the Trustee prior to selecting any Unit Pricing Bonds or Demand Bonds. (Section 3.06) Notice of Redemption Notice of redemption shall be given by registered or certified mail by the Trustee to the Remarketing Agent, the Paying Agent, one or more Information Services, and to 42 the Owners of any Bonds designated for redemption in whole or in par~ prior to the redemption date within ten (10) days after the Trustee has received notice of Redemption from the City. Notice of redemption shall also be given by telecopy or certified, registered or overnight mail to the Securities Depositories two (2) days prior to the maiI~ng.of notice of redemption referred to in the preceding sentence. Each notice of redemption shall state the redemption .date, the redemption place and the redemption price, shaI1 designate the numbers of the Bonds to be redeemed if less than all the Bonds Outstanding are to be redeemed, shall (in the case of any Bond called for redemption in part only) state the portion of the principal amount thereof which .is to be redeemed, and shall state that ~he /m=.erest thereon or portions thereof designated for redem~i~n shall cease to accrue from and after such redemption da~e and that on such redemption date there will become due and payable on each of the Bonds or portions thereof designated for redemption the redemption price thereon. The ~ailure of any Owner, Infor- mation Service or Securities Depository to receive such -notice will not affect the vali~/t¥ of the redemption of any Bonds. The Trustee shall give no, ice of redemption of any Bonds to be redeemed within ten (10) days of receipt of notice from the City (whic~ notic~ shall be given to the Trustee at least forty (40) calendar days prior to the date fixed for redemption). (Section 3.07) Effect of Redemption If notice of redemption has Been duly given as aforesaid and money for the paTment of the redemption price of the Bonds or portions thereof to be redeemed is held by the Paying Agent, then on the redempticm date designated in such notice the Bonds or portions tbe~reof so called for redemption shall become pa~-~ble at the .redemption price as specified in such notice; and from azm~ after the date so designated interest thereon or portiorm thereof so called for redemption shall cease to accrue, such Bonds or portions thereof shall cease to be entitled to any benefit, protec- tion or security hereunder and the Owners of such Bonds or portions thereof shall have no rights in respect thereof except to receive payment of the redemption price. To the extent moneys for the payment of the redemption price of the Bonds or the portion thereof to be redeemed is not held by the Paying Agent on the redemption date, such redemption shall be cancelled and interest shall continue to accrue. Notwithstanding the foregoing, any Bank-Owned Bonds shall 43 remain Outstanding until the Bank is paid all amounts due under such Bonds. The Paying Agent shall, upon surrender for redemption of any of the Bonds or portions thereof-to be redeemed on their redemption'dates, pay such Bonds or portions thereof at the redemption price. Upon payment to ~he Bank of all amounts due on' Bank-Owned'"Bonds the Bank shall cause the surrender of such Bonds to be. made to the Paying Agent for cancellation. '.. . · (Section 3.09) Tender and Purchase of Bonds (A) Promptly upon its receipt of any written Optional Tender Notice, t,he Tender Agent shall give oral confirmation of such receipt to the Remarketing Agent. The Remarketing Agent shall use its best efforts to remarker Bonds at a price of par plus accrued and unpaid interest; provided, however, that if there is on file with the Remarketing Agent, the Trustee and the Tender Agent a consent from the Bank, such Bonds may be remarketed at a price less than par if the Remarketing Agent certifies that remarketing at less than par is necessary to remarker such Bonds, if cash or other immediately available moneys are on deposit in the Remarketing Cost Account in an amount sufficient to reimburse immediately the Bank the difference between par and the price at which such Bonds are remarketed and if the rate on the remarketed Bonds is equal to or less than the Maximum Rate. Bonds subject to purchase pursuant to the terms of the Indenture shall be purchased from the owners thereof on any Optional Tender Date or any Mandatory Tender Date, as the case may be, at the Tender Price which shall be payable solely from ~he following 'sources in the order listed: (1) Amounts on deposit in the Remarketing Proceeds Account ~ and (2) Amounts on deposit in the Letter of Credit Account. (B) At or prior to 12:30 P.M. New York time, on each Optional Tender Date and each Mandatory Tender Date, the Remarketing Agent (1) will cause to be delivered to the Tender Agent in immediately available funds the proceeds of the remarketing, if any, (2) will deliver to the Tender Agent instructions for delivery and registration of the Bonds remarketed ~hereof as described in paragraph (C) below, and (3) will give notice to the Tender Agent, speci- fying the aggregate principal amount of Bonds not remarketed 44 which must be purchased for the benefit of the Bank with the proceeds of a drawing on the Letter of Credit on such date. If such notice, from the Remarketing Agent indicates that Bonds are required to be purchased for the benefit of the Bank with the proceeds of a drawing on the Letter of Credit, the Tender Agent shall give immediate notice'to the Trustee, the Bank and' the City at or prior to 12:45 P.'.M.· New York City time on such date specifying the information set forth in the preceding sentence. The aggregate amount' of Bonds specified in such direction to be purchased for the benefit of the Bank shall not be reduced. (C) On each Optional Tender Date and Mandatory Tender Date, all Bonds which (i) have been remarketed shall be delivered and registered as directed by the Remarketing Agent or (ii) are required to be purchased for the benefit of the Bank with the proceeds of a drawing on the Letter of Credit shall be held by the Tender Agent for the benefit of the Bank. The Tender Agent shall not release remarketed Bank-Owned Bonds until the Tender Agent receives written notice from the Bank that the Letter of Credit has been fully reinstated with respect to such Bonds. (D) The Tender Agent shall take any action reasonably requested by the Remarketing Agent to facilitate the remarketing of Bonds (including without limitation Bank-Owned Bonds) on Optional Tender Dates and on Mandatory Tender Dates. (E) The Tender Agent shall pay the Tender Price for each Bond at or prior to 4:00 P.M. New York City time on the Optional Tender Date or Mandatory Tender Date, as the case may be, only after receipt of such Bond, properly endorsed either in blank or to the Tender Agent. Payment of the Tender Price of any Bond tendered for purchase shall be made in immediately available funds or in such manner as such Owner and the Tender Agent shall agree. (F) Notwithstanding any provision contained in the Indenture, all Bank-Owned Bonds except Bonds pledged to the Bank pursuant to (B), above, shall be deemed tendered to the Remarketing Agent on each Business Day without the need for any Tender Notice or Election Notice or delivery of such Bonds. The Remarketing Agent shall remarker such Bank-Owned Bonds on each Business Day in accordance with the Indenture and the Remarketing Agreement; provided, however, that the Bank shall be deemed to repurchase such Bonds without any further payment therefor by the Bank on each Business Day such Bonds are not successfully remarketed, all in accor- dance with the Indenture. (Section 4.04) 45 Mandatory Purchase Upon Expiration or Termination of Letter of Credit (A) On the 180th day .prior to the Expiration Date, the Trustee shall give written notice to the City, the Remarketing Agent and the Bank that the Letter of Credit expires on the Expiration Date. Unless the'.term of the Letter of Credit shall have been ex~ended or there shall have been delivered an Alternate Letter of Credit in substi- tution therefor as provided in the Indenture or unless on or before the fifth Business Day prior to the Expiration Date all Bonds shall have been converted to the Fixed Interest Rate as provided in the Indenture, all Unit Pricing Bonds or Demand Bonds shall be purchased by the Tender Agent on the fifth Business Day prior to the Expiration Date, at the Tender Price. (B) Unless there shall have been delivered an Alternate Letter of Credit or unless on or before five Business Days prior to a Termination Date all Bonds have been converted to the Fixed Interest Rate as provided in the Indenture, all Unit Pricing Bonds or Demand Bonds shall be purchased by the Tender Agent on the fifth Business Day prior to such Termination Date at the Tender Price~ provided, however, that if such Termination Date is a Bank Mandatory Purchase Date, such purchase shall occur as described above under "The Bonds - Purchase of Bonds - Mandatory Purchase of Bonds." (C). Notice of purchase of such Bonds shall be given by the Trustee by mail to all Owners of Demand Bonds or Unit Pricing Bonds at least thirty-five (35) days prior to the Expiration Date or Termination 'Date. Such notice shall (i) specify the Expiration Date or Termination Date, as the case may be, (ii) specify, if applicable, the last times and dates prior to such Expiration Date or Termination Date on which such Bonds must be delivered, or on which notice must be given, for the purchase of such Bonds pursu- ant to the Owner's option under the Indenture, (iii) state that after the fifth Business Day prior to the Expiration Date or the fifth Business Day prior to the Termination Date such Bonds will no longer be purchased at the option of the Owner, and (iv) state that such Bonds shall be subject to purchase by the Tender Agent at the Tender Price on the date specified in such notice and the place at which the Bonds shall be tendered. On the fifth Business Day prior to the Expiration Date or on the fifth Business Day prior to the Termination Date (and in the case of a Termination Date that is also a Bank Mandatory Purchase Date, then on such Bank Mandatory Purchase Date), as the case may be, the Trustee shall draw on the Letter of Credit, in accordance with the terms thereof, an amount equal to the unpaid principal of 46 all Outstanding Bonds (other than Bank-Owned Bonds and Fixed Rate Bonds). All such Bonds purchased with a drawing on the Letter of Credit shall be deemed Bank-Owned Bonds as of the date of such purchase, and from and after such date the interest on such Bank-Owned Bonds shall accrue solely for the benefit of the Bank and its assigns. "" -'.. If subsequent to the commencement of the giving of such notice, the term of the Letter of Credit shall have been extended or there shall have been delivered an Alter- nate Letter of Credit in substitution therefor as provided in the Indenture, then the Trustee shall discontinue giving the aforementioned notice and .shall give notice by mail to all Owners of such extension of the term of the Letter of Credit or the delivery of an Alternate Letter of Credit, which notice shall specify (i) that the giving of notice of the expiration or termination of the Letter of Credit has been commenced, (ii) that subsequent to the commencement of the giving of such notice the term of the Letter of Credit has been extended or that an Alternate Letter of Credit has been delivered to the Trustee in accordance with the Inden- ture, (iii) the rating of the Bonds by Moody's or S&P by reason of such extension or delivery, (iv) the date that the term of the Letter of Credit or Alternate Letter of Credit will expire if not extended, and (v) that the prior notice of purchase and any proposed conversion to a Fixed Interest Rate are cancelled. Such notice that the term of the Letter of Credit has been extended or that an Alternate Letter of Credit has been delivered shall be g~ven not more than five (5) days following such extension or delivery and not less than five (5) days prior to such Mandatory Tender Date. (Section 4.05) Letter of Credit; alternate Letter of Credit (A) On the last Business Day. of each calendar month the Trustee shall by tested telex or by identifiable telecopied demand given before 1:00 P.M., New York City time on such day draw on the Letter of Credit in accordance with the terms thereof so as to receive thereunder by 3:00 P.M., New York City time on the first Business Day of the next calendar month an amount equal to the amount of interest accrued on the unit Pricing Bonds and the Demand Bonds during the previous calendar month whether or not paid or due and payable. Such money shall be deposited in the Interest Reserve Fund. (B) On each Principal Payment Date and each date Unit Pricing Bonds or Demand Bonds are redeemed pursuant to the terms of the Indenture, the Trustee shall by tested 47 telex or by identifiable telecopied demand given before 1:00 P.M., New York City time, draw on the Letter of Credit in accordance with the terms thereof so as to receive thereunder by 3:00 P.M., New York City time, on such date an amount sufficient to enable the Trustee to pay principal then payable on the Unit Pricing Bonds and Demand Bonds, whether at maturity or redemption thereof, and premium, if any, in connection therewith) provided, however, the Trustee shall only make such draw with respect to optional redemp- tions to the extent there is on deposit in the Redemption Account moneys in an amount equal to such draw and available to reimburse the Bank for such draw provided further, that if the Bank is not reimbursed on the same day for such draws, Bonds which would otherwise have been redeemed or paid at maturity shall be deemed to be Bank-Owned Bonds, and such Bonds shall be deemed to be Outstanding notwithstanding that such Bonds have been paid from such draws on the Letter of Credit. (C) On each date Unit Pricing Bonds or Demand Bonds are purchased pursuant to the terms of the Indenture, the Trustee shall by tested telex or by identifiable te~ecopied demand given before 1:00 P.M., New York City time, draw on the Letter of Credit in accordance with the terms thereof so as to receive thereunder by 3:00 P.M., New York City time, on such date an amount sufficient to enable the Trustee to pay the Tender Price (except premium and interest) in connection therewith. (D) On eac~ date Unit Pricing Bonds are redeemed pursuant to the terms of the Indenture and each date Unit Priging Bonds are purchased pursuant to the terms of the Indenture, the Trustee shall by tested telex or by identifi- able telecopied demand given before 1:00 P.M., New York City time, draw on the Letter of Credit in accordance with the terms thereof so as to receive thereunder by 3:00 P.M., New York City time, on such date an amount sufficient to enable the Trustee to pay premium, if any, required in connection therewith; provided, however, the Trustee shall only make such a draw with respect to an optional redemption of Unit Pricing Bonds to the extent there is on deposit in the Redemption Account moneys in an amount equal to such draw and available to reimburse the Bank for such draw. (E) Notwithstanding the foregoing paragraphs (A), (B), (C) and (D) the Trustee shall not draw on the Letter of Credit with respect to any payments due or made in connec- tion with Bank-Owned Bonds. (F) If at any time there shall have been deliv- ered to the Trustee (i) an Alternate Letter of Credit in substitution for the Letter of Credit then in effect, 48 (ii) an. Opinion of Counsel stating that the delivery of such Alternate Letter of Credit to the Trustee is authorized under the Indenture, will not adversely affect the exclusion from Federal income taxation of interest on the Bonds, and complies with ~he ~erms of ~he Indenture~ (iii) written evidence from Moody's, if the Bonds are rated by Moody's, and S&P, if the Bonds are rated by S&P, in each case to the effect that such rating agency has reviewed the proposed Alternate Letter of Credit and that the substitution of the proposed Alternate Letter of Credit for the Letter of Credit then in effect will not, by itself, result in a reduction, suspension or withdrawal of the rating(s) of the Bonds from those which then prevail, and (iv) written evidence satis- factory to the Bank of the provision for payment~ the Bank of the amount of all unreimbursed draws used purchase Bank-Owned Bonds held by the Tender Agent and payment of all amounts due it under the Reimbursement Agreement on or before the effective date of such Alternate Letter of Credit, then the Trustee shall accept such Alternate Letter of Credit on the Substitution Date and surrender the Letter of Credit then in effect to the Bank on the fifth Business Day after the Substitution Date. (G) If at any time there shall cease to be any Unit Pricing Bonds or Demand Bonds Outstanding, or in the event that all Unit Pricing Bonds or Demand Bonds have been purchased on a Bank Mandatory Purchase Date and the Trustee has received notice from the Bank of termination of the Letter of Credit as provided under the terms of the Letter of Credit, the Trustee shall thereafter surrender the Letter of Credit then in effect to the Bank in accordance with the' terms thereof for cancellation. (H) The Trustee shall not sell, assign 'or other- wise transfer the Letter of Credit, except to a successor Trustee hereunder and in accordance with the terms of the Letter of Credit and the Indenture. If at any time there shall be a redemption of Unit Pricing Bonds as provided in the Indenture and the applica- ble redemption price shall exceed 101 percent of the aggre- gate principal amount of the Bonds to be redeemed, the City shall not redeem and the Remarketing Agent shall not remarker such Unit Pricing Bonds unless the amount available under the Letter of Credit is sufficient to cover any premium to be paid pursuant to the Indenture. (Section 4.06) 49 Ho Sa~es A~er certain ~e~au~ts The Remarketing Agent may, but shall have no duty to, remarker Bonds pursuant to the Indenture if any Assess- ment Installment bearing interest at other than a fixed interest rate has not been paid when'"due, and the Remarketing Agent shall not so remarker Bonds"°n or after a Bank Mandatory Purchase Date; provided, that if any such failure to pay Assessment Installments shall thereafter be cured, as evidenced by a certificate of ~he City satisfacto- ry to and approved by the Bank (which shall not be under any liability by reason of such approval or disapproval), then the duty of the Remarketing Agent to remarker Bonds pursuant to the Indenture shall be reinstated. (Section 4.07) Purchase Fund There is established and there shall be maintained with the Tender Agent, as agent for the Trustee, a separate fund to be k~own as the "Purchase Fund." The Tender Agent shall further establish a separate account within the Purchase Fund to be known as the "Letter of Credit Account," a separate account within the Purchase Fund to be known as the "Remarketing Proceeds Account, a separate account within the Purchase Fund to be known as the "Remarketing Cost Account," and a separate account within the Purchase Fund to be known as the "Contribution Account." (A) ~emarket%nq Proceeds, Account. Upon receipt of the proceeds of a remarketing of Optionally Tendered Bonds on an Optional Tender Date or mandatorily tendered Bonds on a Mandatory Tender Date, the Tender Agent shall deposit such proceeds in the Remarketing Proceeds Account for application to the Tender Price of the Bonds in accor- dance with the Indenture. Notwithstanding the foregoing, upon the receipt of the proceeds of a remarketing of Bank-Owned Bonds, the Tender Agent shall immediately pay such proceeds to the Bank to the extent of any amount owing to the Bank. (B) Letter of Credit Account. Upon receipt of moneys from the Bank for payment of all or a portion of the Tender Price for the Bonds, the Tender Agent shall deposit such money in the Letter of Credit Account for application to the Tender Price of the Bonds to the extent that the moneys on deposit in the Remarketing Proceeds Account shall not be sufficient. Any amounts deposited in the Letter of Credit Account and not applied on any Optional Tender Date 50 ~0 or Mandatory Tender Date for the payment of the Tender Price for any Bonds shall be immediately returned to the Bank. (C) gontribution'Account. Upon receipt of moneys by the Tender Agent from any._person or entity, which moneys such person or entity has designated to be"used to pay the difference between par and the actual price .of Bonds con- verted to a fixed rate of' interest in accordance with the terms of the Indenture, the Tender Agent shall deposit such amounts in the Contribution Account. On the relevant Conversion Date the Trustee shall apply such amounts as provided in the Indenture to reimburse immediately the Bank for draws on the Letter of Credit used for the payment of the Tender Price of the Mandatorily Tendered Bonds. (D) ~emarketin~ COSt ACcoun%. Moneys on deposit in the Remarketing Cost Account shall be used solely for the purpose of paying, from time to time, remarketing costs relating to the sale of Bonds at less than par, which sale at less than par is advised by the Remarketing Agent as necessary to remarker the Bonds. Payment of such costs shall be made directly and immediately to the Bank by the Trustee from money held in the Remarketing Cost Account upon the Bank providing money under the Letter of Credit to pay such difference between par and the price at which the Bonds were remarketed. Payment of remarketing costs to the Bank shall be made in the amount required under the terms of the Reimbursement Agreement, which amount shall be computed by the Bank and confirmed by the Tender Agent. Upon conversion of all or a portion of the Bonds to a Fixed Interest Rate, the amount on deposit in the Remarketing Cost Account in excess of the Remarketing Cost Account Requirement after such conversion shall be trans- ferred from the Remarketing Cost Account and (i) deposited in the Fixed Rate Reserve Account to the extent necessary so that the amount transferred to the Fixed Rate Reserve Account with respect to such conversion is equal to the Fixed Rate Reserve Requirement with respect to such Bonds, thereafter, (ii) deposited in the Variable Rate Reserve Account to the extent necessary so that the amount on deposit in the Variable Rate Reserve Account is equal to the Variable Rate Reserve Requirement and thereafter (iii) deposited in the Conversion Costs Fund. On the date no Unit Pricing Bonds, Demand Bonds or Bank-Owned Bonds are Outstanding, the City may apply amounts on deposit in the Remarketing Cost Account for any purpose permitted under the Indenture. In the event Assessments not bearing interest at a fixed interest rate are prepaid, in whole or in part, the amount of the prepayment shall be reduced by an amount equal to the amount on deposit in the Remarketing Cost Account in excess of the Remarketing Cost Account Requirement 51 immediately after such prepayment-(without such reduction). An amount equal to such reduction shall be transferred from the Remarketing Cost Account to the Redemption Account.~ Upon written direction of the Bank, the Trustee shall transfer from the Remarketing Cost"Account to the Fixed Rate Reserve Account an amount which together with moneys transferred pursuant to the terms of the Indenture equals the Fixed Rate Reserve Requirement for Bonds being converted to a Fixed Interest Rate. Such transfers shall be made even if such transfers result in amounts on deposit in the Remarketing Cost Account being less than the Remarketing Cost Account Requirement. Interest and earnings on amounts on deposit in the Remarketing Cost Account shall remain on deposit in such Account. If on the first Business Day of any month the amount on deposit in the Remarketing Cost Account exceeds the Remarketing Cost Account Requirement, such excess shall be transferred (a) to the Variable Rate Reserve Account to the extent of any deficiency therein, thereafter (b) to the Fixed Rate Reserve Account to the extent of any deficiency therein and thereafter (c) to the Conversion Costs Fund. (E) Investment. Amounts held in the Letter of Credit Account, the Remarketing Proceeds Account or the Contribution Account by the Tender Agent shall be held uninvested. Amounts held in the Remarketing Cost Account shall be invested in Permitted Investments as directed by the Bank. (Section 4.08) PLEDGE OF THE INDENTURE; FUNDS AND ACCOUNTS Pledge Effected By Indenture Pursuant to the Indenture there'is pledged for the payment of the principal of and redemption premium, if any, and interest on the Bonds in accordance with the terms and provisions of the Indenture, and obligations owing to the Bank pursuant to the Reimbursement Agreement to the extent payable in accordance with the Indenture or the Act, subject only to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth in the Indenture, (i) all right, title and interest of the City in the Assessment Installments and foreclosure proceeds relating thereto, (ii) the proceeds of the sale of the Bonds, (iii) to the Fixed Rate Bonds, the Fixed Rate Reserve Account, .(iv) to the Unit Pricing Bonds and the Demand Bonds, the Variable Rate Reserve Account and 52 the Interest Reserve Fund and (v) all other funds, accounts and sub-accounts,-if any, created under the terms of the Indenture (exCept ~he Purchase Fund and the Investment Earnings Fund). . . (Section 5.01) Pledge. of assessment Installments; Assessment Fund The Assessment Installments pledged pursuant to the terms of the Indenture shall be used for the punctual payment of the principal of and interest and redemption premiums, if any, on the Bonds, and the Assessment Install- meats shall not be used for any other purpose while any of the Bonds remain Outstanding except as expressly provided in the Indenture. The City shall cause all Assessment Installments, including any penalties relating ~hereto, to be collected from the owners of real proper~y within the District either through the real proper~y tax bills administered by the Orange County Tax Collector-Treasurer or by direct collec- tion by the City or its agent; provided, however, that following conversion of an Assessment to a fixed rate of interest the City shall only collect such Assessment In- stallments on such tax bills. Ail Assessment Installments received by the Trustee shall be held in trust by the Trustee and shall be deposited by the Trustee as and when received in the .Assessment Fund, which fund the Trustee has agreed to establish and maintain so long as any Bonds are Outstanding. Prior to conversion to Fixed Interest Rates of all the Bonds, not later than the first Business Day of each month, the Trustee shall determine the amount of Assessment Installments due and payable for the preceding month with respect to Assessments bearing interest at a rate other than a fixed rate of interest and shall give notice that such amounts are immediately due and payable, to the owners of such real proper~y (or their designated agents) within the District. The Trustee shall have no duty to institute collection procedures. (Section 5.02) Collection'of ~ssessment Installments (A) Collection of unpaid Assessments of principal and interest shall commence (i) for Assessments bearing interest at other than a fixed interest rate, immediately on the first Interest Payment Date on which amounts on deposit in the Interest Account from the proceeds of the Bonds 53 (including any available investnnent earnings thereon) will not be'sufficient to reimburse the Bank for a draw on the .Letter of Credit; and (ii) for Assessment~..bearing interest at a fixed interest rate, as soon after the Conversion Date with respect to the' 'r~lated Bonds to be' bearing a Fixed Interest Rate as such Assessment can be included on the County tax rolls.~ During a Unit Pricing Mode. or a Demand Mode, Assessment Installments on real property with Assess- ments bearing interest at other than a fixed interest rate, shall be paid directly to the Trustee in the amount of interest accrued on the Bonds whether or not paid, less any applicable credits provided in the Indenture. In the event the City receives payments of Assessment Installments bearing interest at other than a fixed rate, the City shall immediately transfer the same to the Trustee for deposit in the Assessment Fund as provided in the Indenture. Each Assessment Installment collected as provided above shall include the amount of principal, if any, to be paid on such Principal Payment Date (excluding any prepaid Assessments) pursuant to the Indenture, less any applicable credits provided therein. The City shall also cause to be collected through the tax bills or direct collections the continuing costs of or relating to the Bonds, including but not limited to the fees, costs and indemnifications due the Trustee, Paying Agent, City, and Tender Agent, and, to the extent allowed by the Act and not already on deposit in the Conversion Costs Fund, the fees, expenses and other costs of the City in- curred by the City in connection with a conversion of Bonds to a Fixed Interest Rate, which fees, indemnifications, expenses and costs shall be allocated in proportion to the Assessment levied against each parcel and collected with Assessment Installments until the Assessment against such parcel is paid in full. The fees, costs and indemnifications of the Bank due and payable under the Reimbursement Agreement and of the Remarketing Agent due and payable under the Remarketing Agreement in each case in excess of the fees, costs and indemnifications paid from the Conversion Costs Fund shall also be collected through the tax bill or direct collections as incidental expenses from owners of property with Assess- ments bearing interest at other than a fixed interest rate. Ail such moneys collected with respect to such fees, costs and indemnifications shall be deposited in the Conversion Costs Fund and disbursed in accordance with the provisions relating thereto. Ail amounts due and payable under the Indenture shall be secured by the lien of the Assessment and, if not paid, collection shall be enforceable in the manner set forth in the Act and the Indenture. 54 (B) Any Assessment may be prepaid_at any time penalties applicable thereto) less ~ne .amoun=s Account and from the Remarketing Cos= ACCOUnt L£ =ne asses - merit bears interest at a rate o~her ~han t~e fixed interest rate or (ii) from the Fixed Rate Reserve AccoUnt pursuant the Indenture, if the Assessment bears interest at a fixed interest rate, together with any redemption premium set forth in ~e Indenture, if applic~l~,, a reasonable fee, fixed by the City, for =he cos= of a~lnLstering the prepay- ment and =he redemption of Bonds, and ~he es=imaged amount of interest =o be paid to ~e date of redemption of the Bonds representing the potion of such Assessmen~ which ca~o~ be applied for redemption on ~e next available redemption da~e, but not to exceed one year's interes~ on such portion of the prepaid Assessment at ~he Maxim~ Ra~e wi~ respect to Bonds other ~han Ba~-O~ed Bonds, which amours shall be deposited in the Redemption Account. (C) All unpaid Assessments shall bear in~eres~ ~e respective in~eres~ rates under ~he Indenture. The amount of delin~en~ Assessmen~ Installments advanced by =he T~s~ee from ~he Variable Rate Rese~e Account or =he Fixed Rate Rese~e Accoun~ shall be payable and shall bear in~er- es~ as provided from ~ime ~o time in =he Ac~, ~ogether wi~h penalties as provided from time to ~ime in ~he (Sec=ion 5.03) Deposit of Moneys The proceeds received from the sale of the Bonds shall be deposited as follows: an amount equal to the Variable Rate Reserve Requirement shall be deposited in the Variable Rate Reserve Account~ an amount equal to $7,326,000 representing the interest on the Bonds estimated to become payable prior to ~eptember 1, 1989 shall be deposited in the Interest Account, an amount equal to the Interest Reserve Fund Amount shall be deposited in the Interest Reserve .Fund~ and an amount equal to the Remarketing Cost Account Require- ment which shall be deposited in the Remarketing Cost Account~ an amount equal to costs of conversion and an amount equal to the first year's remarketing costs shall be deposited in the Conversion Costs Fund~ and the remaining proceeds shall be deposited by the City in the Construction Fund. The City or Trustee, as the case may be, shall deposit the money contained in the Assessment Fund, the Construction Fund and the Conversion Costs Fund (to the 55 extent authorized by the Indenture), as appropriate, at the following respective times in the Redemption Fund in the manner provided in the Indenture, which fund and the ac- counts described below the Trustee has agreed to establish and maintain so long as the Indenture is not discharged in accordance with the terms of the Indentur~ and each such fund and account shall constitute a trust "fund for the benefit of the Owners of the Bonds and the Bank, and the money in each such fund and account shall be disbursed only for the purposes and uses authorized in the Indenture. (A) Interest Account. The Trustee, on the first Business Day of each calendar month in the case of Unit Pricing Bonds or Demand Bonds and on the second day of March and September of each year in the case of Fixed Rate Bonds (beginning on the commencement of collection of Assessment Installments), shall deposit in the Interest Account from money in the Assessment Fund the amount of interest collect- ed in the preceding Assessment Installment, which deposit, together with the amount of any required transfer from the Variable Rate Reserve Account or the Fixed Rate Reserve Account, as the case may be, and the Conversion Costs Fund (to the extent authorized by the Indenture), shall be at least sufficient to pay (1) interest payable on Fixed Rate Bonds, and (2) all amounts accrued, whether or not paid, on Unit Pricing Bonds and Demand Bonds during the previous calendar month pursuant to a draw on the Letter of Credit by the Trustee pursuant to the Letter of Credit. Notwithstand- ing the foregoing, the Trustee shall deposit in the Interest Account from moneys in the Assessment Fund the amount of interest collected with respect to Bank-Owned Bonds on the first Business Day of each week together with any amounts required to be transferred from the Variable Rate Reserve Account, sufficient to pay on such day such interest owed to the Bank, interest payable on Bank-Owned Bonds. So long as a Letter of Credit is in effect, money in the Interest Account shall be used and withdrawn by the Trustee on an Interest Payment Date solely for the purpose of (i) paying interest on Fixed Rate Bonds and (ii) making payments to the Bank as required by the Reimbursement Agreement or (iii) paying interest on Bank-owned Bonds. Following expiration or termination of the Letter of Credit or any Alternate Letter of Credit and the payment in full of all amounts due to the Bank under the Indenture, money in the Interest Account shall be used and withdrawn by the Trustee on such Interest Payment Date solely for the payment of interest on the Outstanding Bonds. (B) Principal Account. The Trustee, on the Business Day preceding each Principal Payment Date, shall deposit in the Principal Account from money in the 56 Assessment Fund or, if moneys in the Assessment Fund are insufficient therefor, the variable Rate Reserve Account or the Fixed Rate Reserve Account, as the case may be, or, if moneys in the Assessment Fund, the Variable Rate Reserve Account or the Fixed Rate Reserve Account are insufficient ~herefor, the Conversion Costs Fund (to th~ extent author- ized by the Indenture), an amount equal to the princiDal becoming due on each Principal Payment Date. So long as a Letter of Credit is in effect money in the Principal Account shall be used and withdrawn by the Trustee on each PrinCipal Payment Date solely for the purpose of (1) paying the principal of Fixed Rate Bonds, (2) paying the principal of Bank-Owned Bonds purchased by the Bank under the Indenture, and (3) reimbursing the Bank for draws on the Letter of Credit with respect to principal. Following expiration or termination of the Letter of Credit or any Alternate Letter of Credit money in the Principal Account shall be used and withdrawn by the Trustee on such Principal Payment Date solely for the payment of the princi- pal of Outstanding Bonds. The amount of any prepaid Assessments transferred to the Principal Account pursuant to the terms of the Indenture shall be used for the payment of principal, on the next succeeding Principal Payment Date and the amount of any such transfers shall also be applied as a credit against the amount of principal otherwise due on the Assessment Install- ment preceding such Principal Payment Date. (C) Redemption Account. The Trustee, on the redemption date specified in a notice from the City filed with the Trustee at the time that any prepaid Assessment is paid to the Trustee shall deposit in the Redemption Account that amount of money constituting'prepaid Assessments. Money in the Redemption Account shall be used and withdrawn by the Trustee on such redemption date solely for the purpose of (1) the redemption of Fixed Rate Bonds if the Assessment bore interest at a fixed interest rate and (2) reimbursing the Bank for draws on the Letter of Credit with respect to redemptions of Bonds bearing interest at other than a fixed interest rate. Following the expiration or termination of the Letter of Credit or Alternate Letter of Credit money in the Redemption Account shall be used and withdrawn by the Trustee solely for redemption of Outstand- ing Bonds. (D) Variable Rate ReseFve Account. The Variable Rate Reserve Account and the amounts therein shall be maintained, used, transferred, reimbursed and liquidated as follows: 57 (i) Whenever there are insufficient funds in the Interest Account or Principal Account as a result of a failure of an owner of property to pay an Assess- ment beariDg interest at other than a fixed interest rate or the interest thereon to reimburse the Bank for draws on the Letter of Credit with respect to interest or principal, as the case may be, or to .pay interest due and payable on Bank-Owned Bonds, or there are insufficient funds in the Interest Reserve Fund to make the payments required therefrom under the Indenture, an amount necessary to pay such deficiency shall be advanced from the Variable Rate Reserve Account to such accounts. The amounts so advanced shall be reimbursed to the Variable Rate Reserve Account from the proceeds of redemption or sale of the parcels for which payment of delinquent Assessment Installments has been made from the Variable Rate Reserve Account and such amounts shall be applied as provided in the Indenture. (ii) In the event Assessments not bearing interest at a fixed interest rate are prepaid, in whole or in part, the amount of the prepayment shall be reduced by an amount equal to (a) the balance on deposit in the Variable Rate Reserve Account multiplied by (b)(1) the unpaid principal amount of the Assessment or portion thereof proposed to be prepaid, (2) divided by the aggregate principal amount of unpaid Assessments bearing interest at other than a fixed interest rate. An amount equal to such reduction shall be transferred from the Variable Rate Reserve Account to the Redemp- tion Account. (iii) If on the first Business Day of each month, commencing October 1, 1988, the amount on deposit in the Variable Rate Reserve Account exceeds the Variable Rate Reserve Requirement, such excess shall be transferred to the Investment Earnings Account of the Investment Earnings Fund. (iv) If at any time the amount on deposit in the Variable Rate Reserve Account, together with the amount on deposit in the Remarketing Cost Account is sufficient to retire all of the Unit Pricing Bonds and Demand Bonds, whether by redemption or at maturity, collection of the Assessment Installments not bearing interest at a fixed interest rate shall be discontinued or reduced, as appropriate, and all amounts on deposit in the Variable Rate Reserve Account shall be trans- ferred to the Principal Account and Interest Account at the times and in the amounts required for the payment of the principal of and interest on Unit Pricing Bonds and Demand Bonds. 58 (v) Upon any conversion of all or any portion of the Bonds to a Fixed Interest Rate, the Trustee shall transfer from the Variable Rate Reserve Account and to the extent permitted by the Indenture, from the Remarketing Cost Account, to the Fixed Rate Reserve Account an amount equal to 'the Fixed Rate -Reserve Requirement for such Bonds. (vi) Upon the written direction of' the Bank all or a portion of the moneys on deposit in the Variable Rate Reserve Account shall be transferred to the Remarketing Cost Account to the extent moneys on deposit in the Remarketing Cost Account are less than the Remarketing Cost Account Requirement. Such trans- fer shall be made even if such transfer results in amounts on deposit in the Variable Rate Reserve Account being less than the Variable Rate Reserve Requirement. (E) Fixed Rate Reserve Account. The Fixed Rate Reserve Account and the amounts therein shall be maintained, used, transferred, reimbursed, and liquidated as follows: (i) Whenever there are insufficient funds in the Interest Account or Principal Account as a result of a failure by an owner of property to pay an Assess- ment bearing a rate of interest -equal to a Fixed Interest Rate or the interest thereon to pay the nex~ maturing installment of the principal of or interest on the Fixed Rate Bonds, an amount necessary to pay such deficiency shall be advanced from the Fixed Rate Reserve Account to such accounts. The amounts so advanced shall be reimbursed to the Fixed Rate Reserve Account from the proceeds of redemption or sale of the parcels for which payment of delinquent ~ssessment Installments has been made from ~he Fixed Rate Reserve Account and such amounts applied as provided in the Indenture. (ii) In the event Assessments bearing inter- est at a Fixed Interest Rate are prepaid, in whole or in part, the amount of such prepayment shall be reduced by an amount equal to that portion of the balance on deposit in the Fixed Rate Reserve Account equal to (a) the amount on deposit in the Fixed Rate Reserve Account multiplied by (b)(1) such amounts of moneys initially deposited into the Fixed Rate Reserve Account upon conversion of such Assessments to a fixed interest rate divided by (2) the amount of moneys initially deposited into the Fixed Rate Reserve Account upon conversion with respect to all Assessments to a fixed interest rate. An amount equal to such reduction shall 59 be transferred from the Fixed Rate Reserve Account to the Redemption Account. (iii) If on the first Business Day of each month, commencing October 1, 1988 the amount on deposit in the Fixed Rate Reserve Account exceeds the Fixed Rate Reserve Requirement, such excess shall be trans- ferred to the Investment Earnings Account of the Investment Earnings Fund. (iv) If at any time the amount on deposit in the Fixed Rate Reserve Account is sufficient to retire all of the Fixed Rate Bonds, whether by redemption or at maturity, collection of the Assessment Installments bearing interest at a fixed interest rate shall be discontinued or reduced, as appropriate, and all amounts on deposit in the Fixed Rate Reserve Account shall be transferred to the Principal Account and Interest Account at the times and in the amounts required for the payment of the principal of and interest on the Fixed Rate Bonds. (Section 5.04) Conversion Costs Fund Pursuant to the Indenture the Trustee shall establish and maintain a separate fund to be known as the Conversion Costs F~nd. Such Fund shall constitute a trust fund for the benefit of the Owners of' the Bonds and the Bank. Money on deposit in the Conversion Costs Fund may be withdrawn for the payment of fees, expenses, reimbursements and indemnifications of the Bank or the Remarketing Agent upon receipt of bills from the Bank or Remarketing Agent, in accordance with the terms of the Reimbursement Agreement and the Remarketing Agreement, as the case may be. Money on deposit in the Conversion Costs Fund may. also be withdrawn to pay or reimburse the City for fees, expenses and other costs incurred by the City in connection with a conversion of Bonds to a Fixed Interest Rate upon written certification by the City to the Trustee. Upon written notice from the City to the Bank, the Trustee and the Remarketing Agent that the City intends to transfer excess moneys from the Conver- sion Costs Fund and stating the proposed date of such transfer (which transfer shall be not sooner than ten (10) calendar days from the date of such notice) and upon (i) written certification by the City to the Trustee that the amount on deposit in the Conversion Costs Fund exceeds all reimbursements, fees, expenses, indemnifications and other costs expected to be paid from the Conversion Costs Fund or (ii) conversion of all Bonds to a Fixed Interest 6O Rate or on =he date on which no Bonds are Outstanding and so long as all fees, expenses and indemnifications of ~he Bank and the Remarketing Agent are paid and all fees, expenses and other costs of the City incurred in connection with conversions of Bonds to. Fixed Interest Rates are paid, excess amounts on deposit in the Conversion.~osts Fund shall be transferred first, to the Fixed Rate Reserve Account and the Variable Rate Reserve Account to the extent of any deficiencies therein and pro rata in the event such amounts are not sufficient to satisfy the deficiencies in both such Accounts, and second, to the Interest Account as a credit against interest on Assessments. Money on deposit in the Conversion Costs Fund may also be transferred to the Interest Account or the Principal Account of the Redemption Fund or to the Interest Reserve Fund in the event that the amount on deposit therein is not sufficient, together with any available moneys on deposit in the Fixed Rate Reserve Account or the Variable Rate Reserve Account, as the case may be, to pay principal of or interest on the Bonds. The City has agreed to certify to the Trustee at least annually whether the amount on deposit in the Conver- sion Costs Fund exceeds all reimbursements, fees, expenses, indemnifications and 'other costs expected to be paid from the Conversion Costs Fund. (Section 5.05) Use of Money in the Construction Fund The City has agreed to establish and maintain a Construction Fund until the completion of the construction of the works of improvements within the District. Ail moneys on deposit in the Construction Fund shall be held by the City in trust and shall be applied by the City for the payment of costs of the construction of the works of improvements within the District and expenses incidental thereto, including the payment of the costs of the issuance and delivery of the Bonds and the fees, costs and expenses of the Bank, the Paying Agent, the Remarketing Agent, the Trustee, Moody's and S&P incurred prior to the completion of such works of improvement. To the extent that other moneys are not available therefor, amounts in the Construction Fund will be applied to the payment of princi- pal of and interest on the Bonds when due. When the construction of the works of improvement have been completed, or upon the decision of the City to terminate such construction the City shall deliver to the Trustee and the Bank 'a certificate of the City stating the 61 fact and date of such completion or termination of such construction and stating that all the costs of such con- struction and equipment and expenses incidental thereto have been determined and paid (or ~hat all such costs and expens- es have been paid less specified claims which are subject to dispute and for which a retention in the Construction Fund is to be maintained-in the full amount of such"claims until such dispute is resolved oT that such costs are fees, costs or indemnifications of the Trustee or Paying Agent). Upon the delivery of such certificate, the City shall transfer any remaining balance of money in the Construction Fund (but less the amount of any such retention or such fees, costs or indemnifications)' (i) to the Fixed Rate Reserve Account and Variable Rate Reserve Account to the extent of any deficien- cies therein and pro rata in the event such money is not sufficient to satisfy the deficiencies in both such accounts and (ii) thereafter to the Redemption Account to be applied by the Trustee for the redemption of Bonds. Pending use of such moneys in the Redemption Account for the redemption of Bonds, such moneys shall not be invested at a yield, within the meaning of Treasury Regulations Section 1.103-13(c), that exceeds the yield on the Bonds. Investment income from such moneys may be used to pay interest on the Bonds or to pay the redemption or purchase price of such Bonds. Notwithstanding the above, such moneys may be used and invested in any manner permitted by an Opinion of Counsel which provides that such use or investment will not affect the exclusion from Federal income taxes of interest on the Bonds. (Section 5.06) Interest Reserve Fund The Trustee has agreed to establish and maintain, so long as any Bonds are Outstanding, the Interest Reserve Fund which fund shall constitute a trust fund for the benefit of the Owners of the Bonds and the Bank. The Trustee has been instructed to apply amounts on deposit in the Interest Reserve Fund on each Interest Payment Date to advance to Owners of Unit Pricing Bonds and Demand Bonds interest due on such Interest Payment Date. Amounts on deposit in the Interest Reserve Fund shall be reduced on the first Business Day of a calendar month following the redemp- tion of Unit Pricing Bonds and Demand Bonds, so that the amount on deposit in the Interest Reserve Fund shall always be equal to 35 days interest at the Maximum Rate on all Unit Pricing Bonds and Demand Bonds; provided, however, that such calculation shall not take into account moneys on deposit in the Interest Reserve Fund which represent interest a~tually 62 accrued but not yet payable to Owners of Unit Pricing or Demand Bonds by the Bank under the terms of the Let=er of Credit and such moneys shall not be transferred out upon such redemptions. The amount of any such reduction shall be transferred (i) to the Conversion Costs Fund in'such amount as the Finance Director certifies in writing to the Trustee is expected to be necessary, together with the amount already on deposit therein, to pay all fees, expenses, costs and indemnifications expected to be paid from the Conversion Costs Funds, then (ii) to the Fixed Rate Reserve Account and the Variable Rate Reserve Account to the extent of any deficiencies therein and pro rata in the event such amount is not sufficient to satisfy the deficiencies in both such Accounts and then to the Interest Account to be applied as a credit against the interest due in the immediately succeed- ing Assessment Installments on Assessments bearing interest at a rate other than a fixed interest rate. Upon conversion of all or a portion of the Bonds to a Fixed Interest Rate, the amount in excess of the Interest Reserve Fund Amount shall be transferred from the Interest Reserve Fund to (i) the Conversion Costs Fund in the amount provided in the preceding paragraph, then (ii) to the Fixed Rate Reserve Account and the Variable Rate Reserve Account to the extent of any deficiencies therein and pro rata in the event such amount is not sufficient to satisfy the deficiencies in both such Accounts and then (iii) to the Interest Account to be applied as a credit a pro rata share of amounts in the Interest Reserve Fund; provided, however, that such calculation shall not take into account moneys on deposit in the Interest Reserve Fund which represent inter-, est actually accrued but not yet payable and such moneys shall not be transferred out upon such conversions. Any moneys held by the Trustee in the Interest Reserve Fund shall be held uninvested unless instructed to be invested by the City, in which case they shall be invest- ed in direct obligations of the United States of America with maturity periods not exceeding 30 days and with a maturity date on or before t. he dates in which the moneys are anticipated to be required. On the first Business Day of each month, all investment earnings on amounts on deposit in the Interest Reserve Fund shall be transferred to the Investment Earnings Account of the Investment Earnings Fund. (Section 5.07) 63 ~nvest~ent E&rn~n~s Fund The Trustee has agreed to establish and maintain the Investment Earnings Fund, which Fund shall be held in trust but which shall not be for the benefit of the Owners of the Bonds or the Bank. The Trustee shall"administer such Fund as provided 'in the Indenture. Such Fund shall be maintained by the Trustee until the Finance Director directs that it be closed. The Trustee shall establish and maintain in the Investment Earnings Fund two separate accounts designated as the Investment Earnings Account and the Excess Earnings Account. Ail moneys in the Investment Earnings Account and the Excess Earnings Account shall be held by the Trustee in trust and shall be kept separate and apart from all other funds and money held by the Trustee. Pursuant to the Indenture, the Trustee and the City shall transfer all interest on deposits and investments in all funds and accounts (other than the Remarketing Cost Account) to the Investment Earnings Account. Amounts on deposit in the Investment Earnings Account shall be transferred to the Excess Earnings Account pursuant to written instructions from the Finance Director in accordance with the provisions of the Tax and Non-Arbitrage Certificate and Instructions as to Compliance with the Provisions of Section 103(a) of the Internal Revenue Code of 1986 (the "Tax Certificate,,) delivered with respect to the Bonds. Following each such transfer (or, if no such transfer is required, then upon receipt by the Trustee of written certification from the Finance Director that no such transfer is required), any amount remaining in the Investment Earnings Account or any amount on deposit in the Excess Earnings Account which exceeds the amount required to be maintained therein pursuant to the written instructions from the Finance Director in accordance with the provisions of the Tax Certificate shall (i) prior to the completion of the works of improvements and the filing of t_he certificate of the City as to completion of construction, of the works of improvement required by the Indenture, be deposited first to the Fixed Rate Reserve Account and the Variable Rate Reserve Account to the extent of any deficiencies therein and pro rata between such Accounts in the event such amount is not sufficient to satisfy the deficiencies in both such Accounts and second be deposited to the Construction Fund and (ii) after receipt by the Trustee of such certificate, first be deposited to the Fixed Rate Reserve Account and the Variable Rate Reserve Account to the extent of any deficiencies therein and pro rata between such Accounts in the event such amount is not sufficient to satisfy the deficiencies in both such Accounts and second, be deposited to the Interest Account as a credit against interest on Assessments. Except as set forth in the preceding sentence, 64 amounts on deposit in the Excess Earnings Account shall only be applied to payments made to the United States in accordance with written instructions of the City in accordance with the Tax Certificate. "(~Section 5.0S) Investments Ail moneys held by the Trustee in the Interest Reserve Fund and ~he Purchase Fund shall be invested as described above under the headings "Summary of Indenture-Purchase Fund" or "Summary of Indenture-Pledge of the Indenture~ Funds and Accounts-Interest Reserve Fund". Any money held by or on behalf of the City in the Construc- tion Fund, or by the Trustee in the Assessment Fund, the Redemption Fund (other than the Variable Rate Reserve Account), the Conversion Costs Fund or the Investment Earnings Fund shall be held, without further instruction, in demand or time deposits (including certificates of deposit) of any bank (including the Trustee) authorized to accept deposits of public funds, and shall be secured at all times by such obligations as are required by law and to the fullest extent required by law. Notwithstanding the foregoing, such moneys, other than the moneys in the Variable Rate Reserve Account, may be invested by the City or the Trustee, at the direction of the City, as the case may be, in Permitted Investments which will, as nearly as practicable, mature on or before the dates on which such money is anticipated to be needed for disbursement under the terms of the Indenture. Moneys in the Variable Rate Reserve Account shall be invested as directed in the Indenture. Ail such money deposited or invested shall be deposited or invested so as to obtain the yield or yields which the City deems practicable, taking into consideration, among other things, the rebate requirements imposed by the Code and after giving due regard for the safety of such money, and the City or Trustee may commingle any of the money held by it under the terms of the Indenture, except money derived from draws under the Letter of Credit, on deposit in the Interest Reserve Fund or on deposit in the Investment Earnings Fund shall not be commingled under any circumstances. The City or Trustee may present for redemp- tion or sell any such deposit or investment whenever it shall be necessary in order to provide money to meet any payment of the money so deposited or invested. The Trustee shall not be liable or responsible for any losses resulting from any such deposit or investment presented for redemption or sold. 65 Notwithstanding any other provision of the Inden- ture, the City will not invest or instruct the Trustee to invest any moneys at a yield greater than the yield allowed in the Tax .Certificate.. Any interest on deposits and investments in all funds and accounts (other than the Remarketing Cost Account) received by the City or 'the Trustee shall be 'deposited in the Investment Earnings Account of the Investment Earnings Fund. Any balance remaining in the Investment Earnings Account of the Investment Earnings Fund after the transfer of moneys therein to the Excess Earnings Account of the Investment Earnings Fund shall be transferred as provided in the Indenture. (Section 5.09) Arbitrage Cuvenant The City has covenanted to do the following with respect to the Bonds: (a) The City shall comply with each applicable requirement' of the Code necessary to maintain the exclusion of interest on the Bonds from gross income for Federal income tax purposes. In furtherance of the covenant contained in the preceding sentence, the City has agreed to comply with the provisions of the Tax Certificate as to Arbitrage and Instructions as to Compliance with the Provisions of Section 103(a) of the Internal Revenue Code of 1986 (the "Tax Certificate") executed by the City on the date of the initial issu- ance and delivery of the Bonds, as such Tax Certificate may be amended from time to time, as a .source of guidance for achieving compliance with the Code. (b) The City shall make any and all payments required to be made to the United States Department of. the Treasury in connection with the Bonds pursuant to Section 148(f) of the Code from amounts on deposit in the funds and accounts established under the Indenture or otherwise available therefor. (c) Notwithstanding any other provision of the Indenture to the contrary, so long as necessary to maintain the exclusion from gross income of interest on the Bonds for Federal income tax purposes, these covenants shall survive the payment of the Bonds and the interest thereon, including any payment or defea- sance thereof pursuant to the Indenture. 66 (d) Notwithstanding any other provision of the Indenture to the contrary, upon ~he City's failure to observe or refusal to comply with ~he above covenants, the Owners of the Bonds., or the Trustee acting on their behalf, shall be entitled to the rights and remedies provided to Owners of Bonds under the I~den=ure. (s ction 6.08) DEFAULT ~ LIMITATIONS OP"LIABILITY Events of Default If any of the following events occur, it shall consti- tute an "Event of Default": (a) Default in the due and punctual payment of interest on any Bond, whether at the stated Interest Payment Date thereof, or upon proceedings for redemp- tion thereof or upon purchase ~hereof as provided in the Indenture, which continues for a period of five (5) Business Days~ and (b) Default in the due and punctual payment of the principal of or premium, if any, on any Bond, whether at the stated maturity thereof, or upon pro- ceedings for redemption thereof or upon purchase thereof as provided in the Indenture, which continues for a period of five (5) Business Days. (Section 7.01) Action on Failure to Hake Timely Assessaent Installments (1) Upon the failure by an owner of real proper~y to pay when due an Assessment Installment, the City shall forthwith undertake foreclosure proceedings in the manner prescribed in Section 8830 e~ sea. of the Streets and Highways Code of California to collect the amount of any delinquent Assessment Installment (i) within sixty (60) days if the Assessment bears interest at other than a fixed interest rate and (ii) if the Letter of Credit is in effect, within five (5) Business Days of receipt of actual knowledge of, ~ut in no event later than one hundred fifty (150) days, or, if the Letter of Credit is not in effect then within one hundred fifty (150) days, of the failure to pay when due such Assessment Installment if the Assessment Installation bears interest at a fixed interest rate. Upon the redemp- tion or sale of the real proper~:y responsible for such delinquent Assessment Installment, or resale as provided 67 below, the City shall deposit to the Fixed Rate Reserve Account if such Assessment bears interest at a fixed inter- est rate or to the Variable Reserve Account .if the Assess- . ment bears interest at other than a fixed interest rate, the amount of anY delinquency advanced therefrom to the Interest Account or Principal Account for payment of"interest on or principal of Bonds. Amounts so deposited in .the Variable Rate Reserve Account shall be immediately paid over to the Bank to the extent of any unreimbursed draws on the Letter of Credit for payment of principal or interest on the Bonds. Amounts so deposited in the Fixed Rate Reserve Account shall be immediately paid over to the Bank to the extent of any unpaid draw on the Letter of Credit resulting from a pro rata distribution made by the Trustee pursuant to the terms of the Indenture. (2) In the event that real property with an Assessment bearing interest at other than a fixed interest rate is neither redeemed by the owner thereof nor sold to a third party purchaser at such foreclosure sale, the City shall cause a credit bid on behalf of and in the name of the City and the Bank to be entered in the amount due the City and/or the Bank and shall cause a sheriff's deed for said real property to be executed in the name of the City and/or the Bank, as appropriate. The proceeds from any resale of such real property on which there is an Assessment bearing interest at other than a fixed interest rate shall be applied first to any amounts due to the Bank under the Indenture or under the Reimbursement Agreement, and thereaf- ter any excess shall be applied by the City in the following order: (i) to make the deposit described in Paragraph (1) above, (ii) to restore the Variable Rate Reserve Account to the Variable Rate Reserve Requirement, (iii) to restore the Fixed Rate Reserve Account to the Fixed Rate Reserve Re- quirement, (iv) to the payment of any continuing costs of the Bonds not provided by the deposits under clause (i) of this sentence, and (v) for redemption of Bonds in accordance with the Indenture with credit for such redemptions credited pro rata against all Assessments bearing interest at other than a fixed interest rate. In the event that real property with an Assessment bearing interest at a fixed interest rate is neither re- deemed by the owner thereof nor sold to a third party pur- chaser at such foreclosure sale, the City shall cause a credit bid on behalf of and in the name of the City and the Bank to be entered in the amount due the City and/or the Bank and shall cause a sheriff's deed for said real property to be executed in the name of the City and/or the Bank, as appropriate. The proceeds from any resale of such real property on which there is an Assessment bearing interest at a fixed interest rate shall be applied in the following 68 order= (i) to the Bank to the extent the Bank remains unreimbursed for a draw on the Letter of Credit as a result of the default in payment of the Assessment on such proper- ty, (ii) t~-'restore the Fixed Rate Reserve Account to the Fixed Rate Reserve Requirement, (iii) to restore the Vari- able Rate Reserve Account to the Variable Rate Reserve Requirement, (iv) to the payment of any continUing costs of the Bonds, and (v) for redemption of Fixed' Rate Bonds pursuant to the terms of the Indenture with a credit for such redemptions credited pro rata against all Assessments bearing interest at a fixed interest rate. In the event that the Treasurer and the City makes t_he determinations described in Sections 8770-8772 of the .Improvement Bond Act of 1915, as amended, the City and the Trustee shall take the actions required by Sections 8770-8784 of said Act and Owners of Bonds shall be deemed to have consented to do such things as are required by such Sections of Owners of Bonds. (Section 7.02) aeme~ies of t~e Trustee The Trustee shall have the right - ) by mandamus or other actio~ or proceeding or suit law or in equity to enforce xts rights against the City or any supervisor, officer or employee there- of, and to compel the City or any such supervisor, officer or employee thereof to observe or perform their duties under applicable law and the conditions, cove-~ nants and terms contained in the Indenture required to be observed or performed; ~ (b) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Trustee; or (c) by suit in equity upon the happening of any default under the Indenture to require the City and its supervisors, officers and employees to account as the trustee of an express trust. Anything to the contrary contained in the Inden- ture notwithstanding, so long as the Letter of Credit is in effect, and the Bank is not default under the Letter of Credit, the Trustee shall not exercise any of the foregoing rights which affect Unit Pricing Bonds or Demand Bonds without the prior written consent of the Bank and shall 69 exercise all rights of the Trustee under the Indenture at the direction of the Bank. .(Section 7.03) Non'Waiver .. A waiver of any default under the Indenture or breach of any obligation by the City or Trustee under the Indenture shall not affect any subsequent default or any subsequent breach of an obligation by the City or Trustee or impair any rights or remedies on any such subsequent default or breach of an obligation by the City or Trustee. No delay or omission by the City, the Trustee or the Bank to exercise any right or remedy accruing upon any default shall impair any such right or remedy or shall be construed to be a waiver of any such default under the Indenture or an acqui- escence therein, and every right or remedy conferred upon the City or Trustee by applicable law or by the Indenture may be enforced and exercised from time to time and as often as shall be deemed expedient by the City and Trustee. If any action, proceeding or suit to enforce any right or to exercise any remedy is abandoned or determined adversely to the City or Trustee, the City and the Trustee shall be restored to their former positions, rights and remedies as if such action, proceeding or suit had not been brought or taken. (Section 7.04) Remedies Not Exclusive No remedy conferred upon or reserved to the City or Trustee by the Indenture is intended to be exclusive of any other remedy, and every such remedy shall be cumulative and shall be in addition to every other remedy given under the Indenture or now or hereafter existing under applicable law or equity or by statute or otherwise and may be exer- cised without exhausting and without regard to any other remedy conferred by any other applicable law. (Section 7.05) No Liability by the City to the Owners Except for the collection of the Assessment Installments and the observance and performance of the other 70 conditions, covenants and terms contained in the Indenture or .in the Act required to be observed or performed by it, the City shall not have any obligation or liability =o the Owners with respect to-the Indenture or the preparation, authentication, delivery, transfer, exchange or cancellation of the Bonds or with respect to the performance by the Trustee of any obligation required to be perf.~rmed by it. Pursuant to Resolution No. 86-61, the City has determined that no funds of ~he City will be available to pay' principal of, premium, if any, or interest on the Bonds. In such Resolution the City has determined that pursuant to Section 8769 of the Act, the City will not obligate itself to advance available funds from the City's treasury to =ute any deficiency which may occur in the Redemption Fund. (Section 7.06) No Liability by the Trustee to the Owners Except as expressly provided in the Indenture, the Trustee shall not have any obligation or liability to the Owners with respect to the collection and payment, when due, of the Assessment Installments by the City, or with respect to the observance or performance by the City of the other conditions, covenants and terms contained in the Indenture required to be observed and performed by it. (Section 7.07 ) Action by Owners In'the event the Trustee fails to take any action to eliminate an Event of Default under the Indenture, the Owners of a majority in aggregate principal amount of Outstanding Bonds may, with the consent of the Bank if a Letter of Credit is outstanding, if the Bank is not in default thereunder, and to the extent such failure relates to Unit Pricing Bonds or Demand Bonds, institute any suit, action, mandamus or other proceeding in equity or aC law for the protection or enforcement of any right under the Inden- ture, but only if such Owners have first made written request of the Trustee after the right to exercise 'such powers of right of action shall have occurred, and shall have afforded the Trustee a reasonable opportunity either to proceed to exercise the powers granted in the Indenture or granted under 'law or to institute such action, suit or proceeding in its name and unless also, the Trustee shall have been offered reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein 71 or thereby, and the Trustee shall have refused or neglected to comply with such request within a reasonable time. (Section 7.08)' AMENDMENT OF OR SUPPLEMENT TO TH~ INDENTURE Amendment or Supplement by Consent of Owners The Indenture and the rights and obligations of the City, the Trustee, the Remarketing Agent, the Bank and the Owners thereunder may be amended or supplemented at any time by an amendment thereof or supplement thereto which shall become binding when the written consents of the Owners of a majority in aggregate principal amount of the Bonds then Outstanding, exclusive of Bonds disqualified as provid- ed in the Indenture, and if Unit Pricing Bonds or Demand Bond are Outstanding, the written consent of the Bank (whose consent shall not be unreasonably withheld), so long as the Bank is not in default on its Letter of Credit, are filed with the Trustee. No such amendment or supplement shall (1) reduce the rate of interest on any Bond or extend the time of payment thereof or reduce the amount of principal or redemption premiums, if any, on any Bond or extend the Principal Payment Date thereof without the prior written consent of the Owner of the Bond so affected, (2) reduce the percentage of Owners whose consent is required for the execution of any amendment thereof or supplement hereto, or (3) modify any of the rights or obligations of the Trustee without its prior written consent thereto. The Indenture and the rights and obligations of the City, the Trustee, the Remarketing Agent, the Bank and the Owners under the terms of the Indenture may also be amended or supplemented at any time by an amendment thereof or supplement thereto which shall become binding upon execution without the written consent of any Owners, but, if Unit Pricing Bonds or Demand Bonds Outstanding, with the written consent of the Bank (whose consent shall not be unreasonably withheld), but only to the extent permitted by law and after receipt of a Favorable Opinion of Bond Counsel and only for any one or more of the following purposes - (a) to add to the conditions, covenants and terms contained therein required to be observed or performed by the City, or other conditions, covenants and terms hereafter to be observed or performed by the City, or to surrender any right reserved therein to or conferred therein on the City, and which in either case shall not adversely affect the interests of the Owners; 72 (b) to make such provisions for the purpose of curing any ambiguity or of correcting, curing or supplementing any defective provision contained therein or in regard to questions arising thereunder which the City may deem desirable or necessary and which shall not adversely affect the interests of ~he Owners; or (c) to comply with the requirements of Moody's or S&P for the initial rating of the Bonds. '. (Section 9.01) DBFBA~CB Discharge of BonUs an4 InSenture (a) If the Trustee shall pay or cause to be paid or there shall otherwise be paid to the Owners of all Outstanding Bonds the interest, principal and redemption premiums, if any, at the times and in the manner provided in the Indenture and therein, then such Owners shall cease to be entitled to the pledge and lien described in the Inden- ture as provided therein, and all agreements and covenants of the City and the Trustee to such Owners thereunder shall thereupon cease, terminate and become void and shall be discharged and satisfied. (b) Outstanding Bonds or any portion thereof shall on their Principal Payment Dates or their dates of redemption prior thereto be deemed to have been paid within the meaning of and with the effect expressed above if there shall be on deposit with the Trustee money which is suffi- cient to pay the interest and principal on such Bonds payable on and prior to their Principal Payment Date or their dates of redemption. (c) Outstanding Bonds or any portion thereof shall prior to their dates of redemption prior thereto be deemed to have been paid within the meaning of and with the effect expressed above if (1) in case any of such Bonds are to be redeemed on any date prior to their Principal Payment Dates, the City shall have given to the Trustee in form satisfactory to it irrevocable instructions to give notice by mail to the Owners of such Bonds of the redemption of such Bonds on such redemption dates, (2) there shall have been deposited with the Trustee either money in an amount which shall be sufficient or United States of America Treasury bills, notes, bonds or certificates of indebted- ness, or obligations for which, the full faith and credit of the United States of America are pledged for the payment of interest and principal, which are not subject to redemption 73 except by the Owner thereof prior to maturity (including any such securities issued or held in book-entry form on the books of the Department of the Treasury of the United States of America) the interest on and principal of which when paid will provide money which, together with money, if any, deposited with the Trustee at the same "time, shall be sufficient to pay when due the interest evidenced and represented by such Bonds .on and prior to their Principal Payment Dates or their dates of redemption prior thereto, as the case may be, and the principal and redemption premiums, if any, on such Bonds, and (3) in the event such Bonds are not by their terms subject to redemption within the next succeeding sixty (60) days, the City shall have given the Trustee in form satisfactory to it irrevocable instructions to give notice by mail to the Owners of such Bonds that the deposit required by clause (2) above has been made with the Trustee and that such Bonds are deemed to have been paid and stating their Principal Payment Dates or redemption dates upon which money is to be available for the payment of the interest and principal of such Bonds and (4) if the Trustee shall have received an opinion of Bond Counsel (which Bond Counsel is experienced in applicable bankruptcy laws) to the effect that the deposit of moneys and securities referred to in (2) above shall not constitute avoidable preferences under any applicable bankruptcy laws. (d) Notwithstanding anything in the Indenture to the contrary, Bonds shall not be deemed to be paid in the event that the Bank remains unreimbursed for draws on or fees due under its Letter of Credit. In the event the Bank is subsequently reimbursed, or is otherwise satisfied, the Bonds shall then be deemed to be paid pursuant to the terms of the Indenture. (e) After the payment of the interest, redemption premium, if any, and principal on all Outstanding Bonds as provided above, the Trustee shall execute and deliver to the City all such instruments as may be necessary or desirable to evidence the discharge and satisfaction of this Inden- ture, and the Trustee shall pay over or deliver to the City all money or deposits or investments held by it pursuant thereto which are not required for the payment of the interest and principal on such Bonds. (Section 10.01) Un=laimed Money Anything contained in the Indenture to the con- trary notwithstanding, any money held by the Trustee in 74 trust for the payment and discharge of the interest or principal or ~edemption premiums, if any, of any Bonds which remains unclaImed for two (2) years after ~he date when the payments on such Bonds have become payable, if such money was held by ~he Trustee on such date, or for two (2) years after the date of deposit of such money if deposited with the Trustee after .the date when the interest and principal on such Bonds have become payable, shall upon written notice from the City be repaid by the Trustee to the city as its absolute proper~y free from trust, and the Trustee shall thereupon be released and discharged with respect thereto and the Owners shall look only to the City for the payment of the interest and principal and redemption premiums, if any, on such Bonds; provided that before being required to make any such payment to the City, the Trustee shall, at the expense of the City, give notice by mail to the Owners that such money remains unclaimed and that after a date named in such notice, which date shall not be less than sixty (60) days after the date of giving such notice, the balance of such money then unclaimed will be returned to the City. (Section 10.02) Notwithstanding anything to the contrary contained in the Indenture, the obligation of the City to undertake foreclosure proceedings and deposit foreclosure proceeds in the funds and accounts created thereunder, and the obliga- tion' of the Trustee to apply such proceeds in accordance with the Indenture shall not cease, terminate, become void, or be discharged or satisfied until such time as all fore- closure sales, a portion of the proceeds of which are to be applied as payment of obligations to the Bank resulting from unreimbursed draws on the Letter of Credit, shall have been completed. (Section 10.03) THE IMPROVEMENT PROJECT Description Proceeds of the issue will be used to fund the design, construction, inspection, and administration of public facilities which will provide for traffic access and control, drainage, and utility service for properties in the District. The improvements are located within and adjacent to the District. For a more detailed description of the Improvement Project, including a description of the method 75 used by the Assessment Engineer to spread the assessment, refer to Appendix B herein entitled "Description of Work and Method of Assessment." Appendix A herein entitled "Assess- ment Diagram" shows the configuration of the District and various assessment parcels and indicates the location of the public improvements to be constructed under,..the Improvement Project. Estimate~ Improvement Projeot Costs The following are the estimated Improvement Project Costs as set forth in the Engineer's Report. Estimated Construction Costs... Estimated Incidental Costs and Expenses ................. Total Estimated Cost ...... Less Contributions and Earned Interest ..................... Bond Reserve, Capitalized Interest and Bond Issuance Costs* ..o................... Assessment Amount $55,357,918.81 11.743,325.91 67,101,244.72 ( 4,949,902.72) 19.248,658.00 $81,400f000.00 *Includes estimated costs of conversion of all Adjustable Rate Bonds to Fixed Rate Bonds. THE DISTRICT Property Ownership The Assessment Installments are not personal obligations of the property owners within the District. The Irvine Company is currently the major owner of the land within the District. The Irvine Company has sold certain of the property in the District and expects to sell certain other property within the District. The Irvine Company is not obligated in any manner to continue to own any of the land it presently owns within the District. The Irvine Company is a privately held corporation founded by James Irvine in 1876, 12 years after he assembled the Irvine Ranch through purchase of Spanish and Mexican land grant ranchos. The Irvine Company is engaged in the long-term, economic utilization of its 65,000 acre land resource in central. Orange County. The Irvine Company is developing its property into a series of urban communities which include centers of employment -- office, research, industrial and retail -- and a diversity of residential opportunities for sale and for rent. Within this urban 76 environment, The Irvine Company is developing high quality income producing properties which it owns and operates. Land not currently planned for development is being farmed. THE PIN~NCIAL ADVISOR "" .... ~ . Bar~le Wells Associates is the Financial Advisor to the City of Tustin for the issuance of the 'Bonds. A California Corporation, Bar~le Wells Associates is an independent municipal consulting firm providing financial advisory services to public agencies since 1964. The firm has experience in other financing tools in addition to the issuance of bonds, including shor~ term borrowing and the use of cash reserves. LEGAL OPINION Legal matters incident to the authorization and issuance of the Bonds are subject to the unqualified approv- ing opinion of Mudge Rose Guthrie Alexander & Ferdon and Rourke & Woodruff, Co-Bond Counsel. The opinion will be substantially in the form attached hereto as .Appendix C. Certain legal matters will be passed upon for the Underwrit- er by O'Melveny & Myers, and for the City by James G. Rourke, as City Attorney, and for the Bank by Brown & Wood, United States Counsel and Naoe, Asai & Yamamori, Japanese Counsel. FEDERAL AND STATE INCOME TAXES The Internal Revenue Code of 1986, as amended, (the "Code") establishes certain requirements which must be met subsequent to the issuance and delivery of the Bonds for interest thereon to be and remain excluded from gross income for Federal income tax purposes. Noncompliance with such requirements could cause the interest on the Bonds to be included in gross income for Federal income tax purposes retroactive to the date of issue of the Bonds. These requirements include, but are not limited to, provisions which prescribe yield and other limits within which the proceeds of the Bonds are to be invested and require, under certain circumstances, that certain investment earnings on the foregoing be rebated on a periodic basis to the Treasury Department of the United States of America. The City has covenanted in the Indenture to comply with each applicable requirement of the Code necessary to maintain the exclusion of the interest on the Bonds from gross income for Federal income tax purposes. 77 In the opinion'of Co-Bond Counsel, under existing law, interest on the Bonds is exempt from personal income taxes of the State of California and, assuming compliance with the aforementioned covenant, the interest on the Bonds is excluded from gross income for Federal income tax purpos- es. Co-Bond Counsel are also of the opinion that the Bonds are not "specified private activity bonds'"'-within the meaning of Section 57(a)(5) of the Code and, therefore, the interest on the Bonds will not be treated as a preference item for purposes of computing the alternative minimum tax imposed by Section 55 of the Code. However, interest on the Bonds owned by corpora- tions will be taken into account: (1) in determining the alternative minimum tax imposed by Section 55 of the Code on one-half (75 percent after 1989) of the excess of adjusted net book income (adjusted current earnings after 1989) over alternative minimum taxable income (determined without regard to this adjustment and the alternative tax net operating loss deduction); (2) in calculating the environ- mental tax equal to 0.12 percent of a corporation's modified alternative minimum taxable income in excess of a certain amount (generally $2 million) imposed by Section 59 A of the Code; and (3) in determining the foreign branch profits tax imposed on the effectively connected earnings and profits (with adjustments) of United States branches of foreign corporations by Section 884 of the Code. Co-Bond Counsel have not undertaken to advise in the future whether any events after the date of issuance of the Bonds may affect the tax status of interest on the Bonds. Certain requirements and procedures contained or referred to in the Indenture and other relevant documents may be changed and certain actions may be taken, under the circumstances and subject to the terms and conditions set forth in such documents, upon the advice or with the approv- ing opinion, of nationally recognized bond counsel. Co-Bond Counsel express no opinion as to any Bond, or the interest thereon, if any such change occurs or action is taken upon the advice or approval of bond counsel other than Co-Bond Counsel. Although Co-Bond Counsel have rendered an opinion that interest on the Bonds is excluded from gross income for Federal income tax purposes, an Owner's Federal tax liabili- ty may otherwise be affected by the ownership or disposition of the Bonds. The nature and extent of these other tax consequences will depend upon the Owner's other items of income or deductions. Co-Bond Counsel have expressed no opinion regarding any such other tax consequences. 78 CERTaiN LEG~.~ I~TTE~ According to James G. Rourke, City Attorney, there is no controversy or litigation of any nature now pending to restrain or enjoin the. issuance, sale, execution or delivery of the Bonds or in any way contesting or ,affecting the validity of the Bonds, the proceedings of the City taken with respect to the issuance or sale thereof, the. existence or powers of the City or the title of any officers of the City to their respective positions. Moody's Investors Service and Standard & Poor's Corporation have assigned their municipal bond ratings of # # and # ,- respectively, to the Bonds. Such ratings reflect only the views of such organizations, and an explanation of the significance of each such rating may be obtained from the respective rating agencies. There is no assurance that either such rating will continue for any given period of time or that either such rating will not be revised downward or withdrawn entirely by such rating agency, if in the judgment of such rating agency circum- stances so warrant. Neither the City, the Underwriter nor the Bank has undertaken any responsibility to bring to the attention of the Owners of the Bonds any proposed change in or withdrawal of any rating or to oppose any such proposed revision or withdrawal. Any such downward revision or withdrawal of such rating may have an adverse effect on the market price of the Bond~. UNDERWRITING Merrill Lynch, Pierce, Fenner & Smith Incorporated (the "Underwriter"), expects to purchase the Bonds from the City at a price of $ . The Underwriter will purchase all the Bonds if any are purchased. The obligation of the Underwriter to make such purchase is subject to certain terms and conditions set forth in the Contract of Purchase. /%DDITIONAL INFORMATION Any statements in this Official Statement involv- ing matters of opinion, whether or not expressly so stated, are intended as such and not as representations of fact. This Official Statement is not to be construed as a contract or agreement between the City and the purchasers or Owners of any of the Bonds. 79 The execution and delivery of this Official Sta. tement by the Mayor of the Ci.~y has been duly authorized by the City. . . By Mayor Dated: September , 1988 80 · ,X A: ASSE~$ME~'T DIAGRAM (IN'D' ~kP) DIAGRAM '"' ' &l' I ~ ii*edt.4 ASSESSMENT DISTRICT NO. 86-2 ,~.-.,-.,.-----,-.,.,,--.. ,r" · / ORANGE )FU~NGE COUNTY OF IIQ/OSIO ASSASSMmIT O~SI'ImCI' IQUlIMIT cTrT M TUITIVGITT Q/MiAIl~ ~ AI&ISMI/T PIACII. llIIIn OF ORAN~ mot ~ TNIIOUGN 20 TUSTIN c,~ ., TIBACY mO. i ORIGINAL LARGE HAPS ARE IN THE ENGINEERING DEPARTHENT. A-1 OF ORANGE [This page intentionally left blank.] DESCRZ~TiON OF WORK ~kND METHOD OF /~SEB~MENT The following information concerning the description of the work and the method of assessment within the · District has been taken from the Final Engineer's Report, Assessment District No. S6-2, City of Tustin, dated July 18, 19S8 (the ,Engineer's Report"), prepared by Willdan Associates, Anaheim, California. The following represents only certain portions of such Engineer' s Report and, accordingly, is qualified by reference thereto and is subject to the full text thereof. A copy of the Engineer's Report is available at the office of the City Clerk. Description of Work: Ae The design and construction of certain grading, paving, base, curbs and gutters, parkway, drainage, intersec- tion work, street lights, signing, striping, landscap- ing, water, sewer, reclaimed water, gas, electric, telephone and cable television utilities, together with appurtenances and appurtenant work for the following roadways: le · gitv of Tustin Irvine Boulevard - the improvement of Irvine Boulevard to its ultimate street section along the north side from 650+ feet westerly of Tustin Ranch --. Road to Jamboree Road. Tustin Ranch Road - the improvement of Tustin Ranch Road to its ultimate street section between Irvine Boulevard and Jamboree Road. · · · Tustin Ranch Road Interchange at the I-5 Freeway - funding for 28 percent of the total interchange construction project and right-of-way acquisition. Portola Parkway - the improvement of Portola Parkway to its ultimate street section between Jamboree Road and Tustin Ranch Road· La Colina Drive - the improvement of La Colina Drive to its ultimate street section between Tustin Ranch Road and the western City boundary. Jamboree Road - the improvement to ultimate width of the west side (three southbound lanes) and improvement o f the east side (two northbound B-1 B. C. lanes) between Irvine Boulevard and Tustin Ranch Road including a bridge at Peters Canyon Wash. Jamboree Road - the improvement of a four-lane roadway between Tustin Ranch Road ..and the Northern Tustin City limits. ~.- City of Ora~_~ ~. Jamboree Road - the improvement of a four-lane roadway between the Tustin City limits and Canyon View Avenue. . Jamboree Road - the improvement of a four-lane roadway between Canyon View Avenue and existing Chapman Avenue in the City of Orange. Assessment District No. 86-1, City of Orange, will contribute funds to this project. The construction of traffic signal improvements at major intersections and proposed project entry streets: City of TUst~n Jamboree Road Tustin Ranch Road Irvine Boulevard - Portola Parkway City of oranqe 8 full signals 5 full signals I full signal, 3 half signals I full signal - Jamboree Road Flood Control Facilities following master planned City of Tustin: 2 full signals, I half signal - the improvement of the drainage facilities in the Lower Peters Canyon Retarding Basin. Jamboree West storm drain from Jamboree Road to Peters Canyon Wash Eastern Inlet storm drain. Peters Canyon Wash Eastern Inlet storm drain between Jamboree Road and Peters Canyon Retarding Basin. B-2 De E. The grading of an access road and storm drain installation between Tustin Ranch Road and Lower Peters Canyon Retarding Basin. Regional Trail in the City of Tustin -..the improvement of a regional bicycle, equestrian, and.'hiking trail from Peters Canyon Regional Park along- Lower Lake Drive, Tustin Ranch Road and Portola Parkway' through its 'crossing of Jamboree Road at Peters Canyon Wash. Proposed Acquisition Items in the City of Tustin: Clearing and tree removal along Jamboree Road from Tustin Ranch Road to existing Chapman Avenue. Grading for Assessment District street improve- ments within Tract No. 12870: Tustin Ranch Road; La Colina Road; Portola Parkway; Jamboree Road to Tustin Ranch Road. Method of Assessment= The law requires that assessments levied pursuant to the Municipal Improvement Act of 1913 be based on the benefit properties receive from the works of improvement. The law does not specify the method or formula that should be used to apportion the assessments in special assessment district proceedings. It is necessary to identify the benefit that the works of improvement will render to t_he properties within the District. It is also necessary that the properties receive a special and direct benefit as distinguished from benefits to the general public. The responsibility rests with the assessment engineer who is appointed for the purpose of analyzing the facts and determining the method .or formula for apportionment (spread) of the assessment obligation to the benefited properties. For these proceedings, the City has retained the firm of Willdan Associates as the Engineer of Work (the ,'Assessment Engineer"). The Assessment Engineer makes his recommendation at the public hearing on the District, and the final authority and action rest with the City Council after hearing all testimony and evidence presented at the public hearing. Upon conclusion of the public hearing, the City must make the final action in determining whether or not the assessment spread has been made in direct proportion to the benefits received. B-3 The works of improvement within the District consist of the backbone facilities which provide traffic access and control, drainage, utility services for the properties, flood control retarding basin, and a regional recreational trail. These improvements ate necessary for the orderly development of the properties'., within the District to full potential consistent with~.the City's General Plan, the adopted East Tustin Specific Plan, and the adopted City of Orange Upper Peters Canyon General Plan Amendment. Additionally, these improvements are necessary and required as a condition of approved tentative and final tract maps. Therefore, the improvements are of direct and special benefit to the properties within the District. The improvements which are more fully described under Description of Work fall into the following categories: Streets and Highways Drainage Facilities Utilities Regional Trail The parcels within the boundary of the District are large unsubdivided parcels except for the area of Tract Map No. 12870. The land uses and densities, although generally described by the various plans that govern development of the area, are not finally determined on all parcels. Since some of the parcels are in an unsubdivided condition and are under a single ownership, the initial assessment is to the entire area of' all the unsubdivided parcels in the District as if they were one parcel. Therefore, that single landowner is assess one large assessment on those unsubdivided parcels. However, assessments are levied on each parcel within Tract 12870. The improvements that fall within the City of Tustin boundaries are assessed to the properties within the City. Similarly, the District improvements that fall outside the City of Tustin boundaries are assessed to the properties within the City of Orange and the County of Orange. The allocation of improvement costs to the respective jurisdictions is discussed in more detail under the section which covers apportionments for streets and highways. Within the City of Tustin area of the District, the costs are assigned to the area encompassed by Tract 12870 and to the remaining area northerly thereof based on the land uses and areas contained in the approved East Tustin Specific Plan using the apportionment method described herein. Upon apportionment to these two areas using the B-4 specific spread method for the four improvement cost categories, ie. street and highways, drainage facilities, utilities, and Regional Trail, the costs within Tract 12870 have been further apportioned and assigned to the respective lots in the Tract based on the land uses and maximum development densities shown for the pr6pe.rties in the Specific Plan and the subdivided acreages· ~' ' Upon subdivision of the development areas or lots and establishment of entitlements, the assessment will be apportioned as described below. Apportionments A. Streets and Hiahwavs The land use within the Assessment District is primarily residential, of varying densities, with a small amount of mixed-use. The East Tustin Specific Plan specifies the land uses for the area within the City of Tustin. The City of Orange General Plan Amendment, adopted in 1979, specifies the land uses for the area within the City of Orange sphere of influence· The utility of streets and highways is a function of the number of vehicle trips per day generated by the land uses served by the streets or highways. Traffic engineers have developed traffic generation factors which are related to development density and type of land use. Therefore, traffic generation factors are an appropriate basis for the apportionment of the street and highway related improvement costs among the benefited parcels. The traffic generation factors deemed appropriate- for the area were identified in the East Tustin Specific Plan and the Upper Peters Canyon General Plan Amendment and are liSted below: · Residential estate density - 10·8 trips per dwelling unit per day low density - 10 trips per dwelling unit per day medium-low density 8.6 trips per dwelling unit per day medium-density - 8.6 trips per dwelling unit per day medium-high density - 7.1 trips per dwelling unit per day B-5 Retail/Commercial 550 trips per acre per day General/Commercial 7-62 trips per acre per day · Golf Course 6.0 trips per acre per day The residential trip factors have been converted to a per acre factor using the maximum per acre densities for the East Tustin Specific Plan. Those densities are: · East Tustin Specific Plan estate density - 2 dwelling units per acre low density - 5 dwelling units per acre medium-low density - 10 dwelling Units per acre medium density - 18 dwelling units per acre medium-high density - 25 dwelling units per acre In apportioning the benefit, each tract or development area is assigned an appropriate trip generation factor and the street and highway costs allocated pro rata to the respective tract or development areas. Within a tract, the improvement cost is apportioned equally based on the number of similar lots or condominium units. Included in the street and highway cost spread are normal improvement costs for the construction of a street or highway section consisting of grading, paving, curb and gutter, landscaped median islands, sidewalk, street lights, and appurtenant work. Also included are the traffic signals, the bridge at Peters Canyon Wash, and the I-5/Tustin Ranch Road freeway interchange and overcrossing. While the I-5/Tustin Ranch Road Freeway Interchange and overcrossing is outside the boundaries of the District, it was a condition of approval for the East Tustin Specific Plan applicable to these properties and there is a direct and special benefit to the properties in the District. B-6 The interchange and overcrossing will provide access to and from t~he freeway, as well as access over =he freeway barrier for properties within ~he District, as well as other proper~y to the south within =he East Tustin Specific Plan area. While ~he existing development in the surrounding area will have access to the freeway interchange and the overcrossing, such access is currently being provided by the Myford Road and Redhill Avenue interchanges. The Tustin Ranch Road interchange is needed to relieve the traffic burden that would otherwise be placed on the existing interchanges in the area by the development of the East Tustin Specific Plan area. Therefore, the primary benefit for the interchange accrues to the area within the East Tustin Specific Plan. The traffic report prepared for the East Tustin Specific Plan EIR provided traffic share data for the respective development areas that will use the interchange. According to that data, the development area southerly of Irvine Boulevard within Assessment District No. 85-1 contributes 72 percent and the area within the Specific Plan northerly of Irvine Boulevard contributes 28 percent of the total Specific Plan area traffic that will use the interchange. Therefore, the allocation of costs for the interchange and overcrossing has been established as 72 percent for Assessment District NO. 85-1 with 28 percent of the cost to be contributed by Assessment District No. 86-2, but allocated only to the properties within the East Tustin Specific Plan area. Traffic signal improvements have been included in the cost of the street and highway costs. The improvement costs of new traffic signals on the boundary streets of the District have been included in the District on the basis of the number of quadrants of each traffic signal intersection within the boundaries of the District where it is likely that the street will be extended to create a four way intersection in the future. The landowner is contributing funds for the ineligible portion of the costs. B-7 The traffic signals at intersections on the boundary of the District and the ineligible share are listed below: Intersection Ineligible Percentage t Jamboree Road/"H"' Street (Champion Way) 50% Jamboree Road/Portola Parkway 50% Jamboree Road/"G" Street (Robinson Drive) 50% Jamboree Road/Canyon View Avenue 50% Jamboree Road/Santiago Canyon 75% Jamboree Road/Lot 20 50% Traffic signals at T-intersections are eligible in their entirety. Jamboree Road is along the eastern boundary of the District for most of its length. It also passes through various jurisdictions, the City of Tustin, the City of Orange and the County of Orange. Portions of Jamboree Road are committed to be constructed to the south of this District boundary by City of Tustin Assessment district No. 85-1 and to the north by City of Orange Assessment District No. 86-1. In recognition of the fact that the roadway will be passing through three jurisdictions within this District and the fact that other segments to date have been assessed to properties Within the respective jurisdictional boundaries, the roadway improvement cost for the reach within each jurisdiction is assigned directly to the properties within that corresponding jurisdiction. In other words, the portion within the City of Tustin is assessed to properties in Tustin, the portion to the north is assessed jointly to the City of Orange and the County of Orange. This spread method gives recognition to the roadway as being a main north-south arterial for the adjoining lands and opens the area for development. Even though most of Jamboree Road in the City of Tustin is bordered on the east by undeveloped land in the County of Orange, the assessment is limited to the properties within the District in the City of Tustin. The number of travel lanes being improved are required to provide access and circulation for the area being developed in the City of Tustin and were included as a condition of approval for development of the properties. Therefore, there is a direct and special benefit to these properties. Moreover, the easterly side of the roadway bordering the County.of Orange is not being fully improved. There remains to be constructed the build out of pavement, curb and gutter, sidewalk and street lights. It is assumed that the build out of these improvements will become the B-8 responsibility of t_he adjoining property in the County of Orange at the time of its development and, therefore, that property will be contributing to ~he cost of improving the roadway. .. B. Flood Control and DrainaGe Facilities '"~ . The storm drain and flood control improvements, which are backbone facilities, intercept the storm runoff from the properties'and convey the flows through the area in a controlled manner providing flood protection. Since storm runoff is a function of area, the total cost of these improvements shall be apportioned to the respective tracts or developable lot on a gross acreage basis net of arterial or collector streets. However, within a tract, the drainage improvement cost shall be apportioned based on the number of similar lots or condominium units in the tract such that each lot or unit is assessed an equal amount. The golf course is not assessed since it does not contribute drainage flows that are much different in its developed condition than it did as undeveloped land. The clubhouse parcel is not assessed either since it drains into the golf course and does not discharge into drains improved by the District. C. Utilities The utility improvements consist of underground electric, telephone, CATV, gas, water, reclaimed water, and sewer facilities. They provide the backbone utility service to the area from which line extensions can be made to provide service connections to each developed lot. Each property is afforded an equal opportunity for utility service and, therefore, the total cost of the improvements shall be apportioned to each tract on the basis of gross acreage net of arterial and collector streets. However, within a tract, the improvement cost of utilities shall be apportioned based on the number of similar lots or condominium units such that each lot or unit is assessed an equal amount. The golf course is not assessed for electrical, telephone, CATV, gas, and domestic or reclaimed water utility costs since these improvements are of no benefit to the golf course playing area. However, the clubhouse parcel is assessed for these items. D. Reqional Trail The Regional Trail passes through the development areas in the City of Tustin portion of the Assessment B-9 District and forms part of a larger trail system. Each development area in the Cityof Tustin will be afforded access to the 'trail system which is intended to provide a linkage between the local parks and open. space in the development area. The improvement of the Regional Trail was a condition of approval for development of the area. The properties in the East Tustin Specific Plan receive a direct and special benefit and are assessed on an acreage basis. The golf course and clubhouse parcels are not assessed nor is .the commercial property. E. Nonassessed ProDert~e~ Property under the ownership of the Irvine Ranch Water District is not assessed since it is public property. Public school, open space and public/private park sites have been designated in the areas for development. Any of these properties conveyed or committed to be conveyed to public ownership are not assessed. Should any such property be approved in the future for development in a private.use, the fair share of the Assessment District costs should then be apportioned to the property based on the foregoing assessment spread methodology and any credits applied to previously assessed properties as appropriate. It is recommended that the City require the apportionment to occur concurrent with development approval. Within Tract 12870, Lots 6 and 15 are designated for school sites, Lots 16, 17 and 23 for public parks and Lots 31 and 32 for private parks. None of these parcels are assessed. However, since Lots 31 and 32 are designated as private park sites which relate Only to the adjoining lots and will be maintained by a master homeowner's association for their respective development areas, they are treated as if they are a part of those adjoining lots. In addition, there are other non-buildable parcels within the Tract which are not assessed. B-10 Upon delivery of the Bonds in definitive form, Mudge Rose Guthrie A/exander & Ferdon,' ~.s Angeles, Califor- nia, and Rourke & Woodruff, Orange, California, Co-Bond Counsel, propose to render their final approving opinion with respect to the Bonds in substantially the following form: City Council City of Tustin 300 Centennial Way Tustin, California 92680 Members of =he City Council: We have examined a record of proceedings relating to the issuance of $81,400,000 aggregate principal amount of City of Tustin Assessment District No. 86-2 Limited Obliga- tion Improvement Bonds (the "Bonds") of the City of Tustin (the "City"), a municipal corporation of the State of California, and such other matters of law as we have deemed necessary to enable us to render the opinions expressed herein. The Bonds are issued pursuant to Resolution of Intention No. 88-61 of the City, adop=ed June 13, 1988, relating to the City of Tustin Improvement District No. 86-2 (the "District"); the Municipal Improvement Act of 1913, Division 12 of the Streets and Highways Code of California, as amended, and the Improvement Bond Act of 191§, Division 10 of the Streets and Highways Code of California, as amended (collectively, the "Act"); and Resolution No. 88-81 of the City, adopted July 18, 1988; and under and pursuant to the Indenture of Trust dated as of September 1, 1988, by and between the City and Citibank, N.A.', as Trustee (the "Indenture"). The Bonds are issued for the purpose of providing funds to finance works of improvements in the District as described in the Final Engineer's Repor~ dated July 18, 1988 relating to the District (the "Improvements") and for the purpose of making deposits in certain funds and accounts created under the Indenture. Capitalized terms used herein and not otherwise defined shall have the respective meanings given such terms in the Indenture. The Bonds are dated September , 1988 and shall mature on September 2, 2013. The Bonds are subject to optional, mandatory and extraordinary mandatory redemption and mandatory purchase prior to maturity in the manner and upon the terms set forth in the Indenture. C-1 Initially the Bonds are in the Unit Pricing Mode and shall bear interest at an Adjusted Interest Rate as provided in the Indenture.. The intmrest rate on the Bonds is subject to conversion to a Variable Interest Rate or a. · Fixed Interest Rate under certain conditions.. Each Bond in the Unit Pricing Mode will bear interest at.-an Adjusted Interest Rate per annum from its date of initial issuance and delivery. On any Purchase Date thereafter prior to the Conversion Date or conversion of the Bond to the Demand Mode, Owners of Bonds in the Unit Pricing Mode will have the right to require the Bonds to be purchased at a price equal to the principal amount plus accrued and unpaid interest thereof subject to the terms and provisions of the Indenture. The Owner of any Bond in the Demand Mode may require such Bonds to be purchased on any Optional Tender Date prior to conversion to the Demand Mode or a Conversion Date. The Owner shall receive a price equal to the princi- pal amount of the Bond to be purchased plus accrued and unpaid interest thereof subject to the terms and provisions of the Indenture. The Tokai Bank, Ltd. Los Angeles Agency (the "Bank"), has issued concurrently herewith its Letter of Credit for the benefit of the Trustee for the Bonds. Under the terms of the Reimbursement Agreement with the Bank, the City is obligated to reimburse the Bank for all Drawings under the Letter of Credit in accordance with the terms thereof and the Indenture. We are of the opinion that: 1. The City is duly created and validly existing as a municipal corporation under the Constitution and laws of the State of California and has good right and lawful authority under the Act to acquire and construct the Improvements. 2. The City has the right and power under the Act to enter into the Indenture, and the Indenture has been duly and lawfully authorized by the City, is in full force and effect in accordance with its terms and is valid and binding upon the City and enforceable in accordance with its terms, and no other authorization for the Indenture is required. The Indenture creates the valid pledge which it purports to create of (i) all right, title and interest of the City in the Assessment Installments and foreclosure proceeds relating thereto, (ii) the proceeds of the Bonds, (iii) with respect to Bonds in the Fixed Rate Mode, the Fixed Rate Reserve Account, (iv) with respect to Bonds in the Unit Pricing C-2 Mode and the Demand Mode, the Variable Rate Reserve Account and the Interest Reserve Fund, and (v) all · other funds and.accOunts, if any, created under the Indenture (other. than the Purchase Fund' and the Invest- ment Earnings Fund); subject to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions 'set forth in the Indenture. 3. The Bonds are secured by valid and enforce- able liens upon those lots and parcels of land within Assessment District No. 86-2. 4. The City is duly authorized and entitled to issue the Bonds, and the Bonds have been duly and validly authorized and issued by the City in accordance with the Constitution and statutes of the State of California, including the Act, and the Indenture. The Bonds constitute valid and binding obligations of the City as provided in the Indenture, are enforceable in accordance with their terms and the terms of the Indenture, and are entitled to the benefits of the Act and the Indenture. 5. The Internal Revenue Code of 1986, as amended (the "Code") sets forth certain requirements which must be met subsequent to the issuance and delivery of the Bonds for interest thereon to be and remain excluded from gross income for Federal income tax purposes. Noncompliance with such requirements could cause the interest on the Bonds to be included in gross income retroactive to the date of issue of the Bonds. The City has covenanted in the Indenture to comply with each applicable requirement of the Code necessary to maintain the exclusion of interest on the Bonds from gross income for Federal income tax purposes. In our opinion, under existing law, interest on the Bonds is exempt from personal income taxes of the State of California and, assuming compliance with the aforementioned covenant, is excluded from gross income for Federal income tax purposes. The Bonds are not ,,specified private activity bonds" within the meaning'of section 57(a)(5) of the Code and, therefore, the interest on the Bonds will not be treated as a preference item for purposes of computing the Federal alternative minimum tax imposed by section 55 of the Code. However, we note that a portion of the interest on Bonds owned by corporations may be subject to the Federal alternative minimum tax, which is based in part on adjusted net book income or adjusted current earnings. C-3 Certain requirements and procedures contained or referred to in the Indent-ute and other relevant documents may be changed and certain actions may be taken, under the circumstances-and subject to the terms and conditions set forth in such documents, upon the advice or wi~h the approving opinion Df nationally recognized bond counsel. We express no Opinion as to any Bond, or the interest thereon, if any change occurs or action is taken upon the advice or approval of other bond counsel. Except as stated in the preceding three para- graphs, we express no opinion as to any Federal or state tax consequences of the ownership or disposition of ~he Bonds. The opinions expressed in paragraphs 2, 3 and 4 hereof are qualified to the extent that the enforceability of the Indenture and the Bonds, respectively, may be limited by any applicable bankruptcy, insolvency, debt adjustment, moratorium, reorganization or other similar laws affecting creditors' rights generally or as to the availability of any particular remedy. We have examined the executed Bond i and in our opinion the form of such Bond and its execution are regular and proper. Very tru. l y yours, C-4 EXHIBIT E B&W Draft #4 August 26, 1988 CITY OF TUSTIN as Account Party and THE TOKAI BANK, LTD. LOS ANGELES AGENCY as Issuing Bank REIMBURSEMENT AGREEMENT Dated as of September 1, 1988 U.S.$83,299,334 Relating to the $81,400,000 City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds TABLE OF CONTENTS Section 1.1. ARTICLE I DEFINITIONS AND ACCOUNTING TERMS Definitions ..................................... Accounting Terms ............... ~ ................ Page 2.1, 2.3 · ARTICLE II ISSUANCE OF LETTER OF CREDIT AND OTHER PAYMENTS Issuance of Letter Reimbursements and Other Payments (a) Reimbursements ........ (b) Advance Deposits ~ ~%ain (c) The Letter of Credit Fees .. (d) Manner of Payments .......... (e) Late Payments ......................... (f) Obligations Unconditional (g) Waivers, Etc .......................... (h) Increased Costs ....... ~o Certain Provisions with ~~% (a) (b) (c) (d) (e) (f) (g) (h) (i) (j) of Credit .............. .....,,.. ilelllllll Draws .,........ Purchase of Bonds ........ Interest and Discount .... Principal ................ Prepayments .............. Sale of Bank Bonds .......... Bank Bonds .................. Custodial Arrangement ....... Rate and Price Notification .. Penalties ............ Remarketing o~ ~i~ ~ds 5 6 6 6 7 8 8 8 9 10 11 11 12 12 12 13 13 13 13 13 14 3.1, 3.2. 3.3. ARTICLE III LETTER OF CREDIT OPERATIONS Changes in Stated Amount of Letter of Credit .... Separate Purchase Arrangement; Usury ............ Payment of Drawings' on Letter of Credit ......... 14 14 15 2978010/1 Section Page 4,1, ARTICLE IV REPRESENTATIONS AND WARRANTIES Representations and Warranties of the Ci (a) Existence .................... (b) Power and i~rization . (c) (d) (e) (f) (g) (h) (i) No Legal Bar ............ . .................. Consents ................. - ................. Litigation ............................. Enforceabili~ Changes in Law ............................ Disclosure of Information .... The Assessment District, Liens (j) Instal lments .................... Representations ~ ~ ~i~ 15 15 15 15 16 16 16 17 17 17 17 5.1. ARTICLE V COVENANTS Covenants of the City ........................... (a) Compliance with this Agreement and the (b) (c) (d) (e) (f) (g) (h) (i) (j) (k) Other Financing Documents ................ Laws, Permits and Obligations .............. Use of Proceeds ............................ Maintenance of Existence Financial Statements ....................... Visitation and Examination ..... Maintenance of Tax-Exempt Status ~ %~ Bonds ....................... Enforcement ~ ~rvine ~i~ ~eements Agreement to Market Fixed Rate Bonds ....... No Change in Financing Documents ........... Collection and Payment of Assessments ...... 18 18 18 18 18 18 18 19 19 19 19 19 6,l, ARTICLE VI CONDITIONS TO ISSUANCE OF LETTER OF CREDIT Conditions to Issuance and Delivery of Letter of Credit ..................................... (a) The Financing Documents .. · (b) The Indenture ........................... (c) City Proceedings, etc ................... (d) Certificate ............................. (e) City's Attorney's Legal O~inion ......... (f) Bond Counsel's Legal Opinion ............ 19 20 20 20 21 21 21 2978010/1 ii Section Page (g) (h) (j) (k) (1) (m) The Irvine Company Counsel's Legal Opinion · Represent.~tion'and Warranties True; No Default .... ................................ Trustees Certificate ....................... Trustees Certificate ....................... Payment of Fees ....................... The Irving Company 6~i~icate Other Requirements ......................... 21 22 22 22 2-2 22 22 7.1. ART I CLE VI I EVENTS OF DEFAULT Definition of Events of Default ................. Notice of Events ................................ 23 24 8.1, 8.2. 8.3. 8.4. 8.5. 8.6 8.7. 8.8. 8.9. 8.10. 8.11 8.12 8.13 8.14. 8.15. 8.16. 8.17. 8.18. 8.19. 8.20. 8.21. ARTICLE VIII MISCELLANEOUS No Waiver; Modifications in Writing ........... Consents ...................................... Further Assurances ........................ Survival of Representations i~ Warranties Notices, etc ............................ Costs, Expenses i~ Taxes . Execution in Counterparts ................ Binding Effect; Assignment ............... Governing Law ........................... Severability o~ Provisions ............... Headings ........................... .. Actions Relating ~g ~ Financing Documents, Indemnity ...................... Limited Liabi{i~ ;~ ~i~ ...... Security ............................... Successor Trustee ..................... Extension of'Term ..................... Right to Submit Bid .............. Rights. and Remedies Cumu{[tive .... Bank Reliance ...................... Attorney's Fees .................... 25 25 25 25 25 26 27 27 27 27 28 28 28 31 32 32 32 32 33 33 33 APPENDIX A EXHIBIT A Calculation Pursuant to Clause of "Bank Purchase Price" Form of Irrevocable Letter of (b) of Definition Credit 2978010/1 iii RE IMBURSEMENT AGREEMENT THIS REIMBURSEMENT AGREEMENT, dated as of September 1, 1988, is made by the City of Tustin,· California (the "City"), in favor of The Tokai Bank, Ltd. Los Angeles Agency (the "Bank" ). . RECITALS: WHEREAS, to obtain funds for the construction and acquisition of certain public improvements in the City of Tustin Assessment District No. 86-2 (which improvements and assessment district are described in Resolution No. 88-81 adopted by the City Council of the City on July 18, 1988, which together with Resolution of Intention No. 88-61 adopted June 13, 1988 and Resolution No. adopted September 6, 1988 are hereinafter collectively referred to as the "Resolution"), to meet debt service for construction of those improvements, the citY proposes to issue and sell not to exceed U.S.$81,400,000 aggregate principal amount of its Assessment District No. 86-2 Improvement Bonds; and WHEREAS, in order to provide funds for redemptions prior to maturity of the Bonds (as hereinafter defined), to provide funds for the purchase of Bonds tendered and not remarketed pursuant to the Indenture (as hereinafter defined) and to insure the timely payment of the principal of, premium if any, and interest on the Bonds, the City is requesting the Bank to issue to the Trustee under the Indenture for the account of the City a letter of credit (the "Letter of Credit"); and WHEREAS, the parties hereto, by all necessary action, have duly authorized the execution and delivery of this Agreement; NOW, THEREFORE, in order to provide for and to evidence the obligation of the City to reimburse any drawings under the Letter of Credit, and in consideration of the premises and of the commitments made hereunder and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties agree as follows: ARTICLE I DEFINITIONS AND ACCOUNTING TERMS SECTION 1.1. Definitions. Unless otherwise defined herein or the context otherwise requires, certain capitalized terms used herein shall have the meaning set forth in Section 1.01 of 2978010/1 the Indenture. In addition, the following terms as used in this Agreement shall have the following meanings, unless the context otherwise requires. These definitions shall be equally applicable to both the singular and the plural forms of the terms so defined. "Agreement" shall'mean this Reimbursement Agreement, as the same may be amended or supplemented from time to time. . "Bank Bonds" shall mean all Bonds pledged to the Bank pursuant to the terms of Articles III or IV of the Indenture. "Bank Interest Rate" shall mean, at any date of determination, the lesser of (i) the Base Rate then in effect or (ii) the Maximum Rate in effect from such date of determination to the next succeeding Business Day. "Bank Purchase Date" shall mean any Business Day on which Bonds are purchased pursuant to Section 2.3(a) hereof. "Bank Purchase Price" shall mean, with respect to Bonds to be purchased on any Bank Purchase Date under Section 2.3(a) hereof: (1) if, on such Bank Purchase Date, the Base Rate is less than or equal to the Maximum Rate, (1) accrued interest (without regard to the Bank Interest Rate) on the Bonds to be purchased to the Bank Purchase Date, plus (ii) the principal amount of the Bonds to be purchased; or (2) if, on such Bank Purchase Date, the Base Rate is greater than the Maximum Rate, the-amount calculated with respect to such purchase in accordance with Appendix A hereto (using the Bank Interest Rate and the Base Rate in effect on such Bank Purchase Date, the amount of accrued interest (without regard to the Bank Interest Rate) on the Bonds to the Bank Purchase Date and the number of days until the next succeeding Business Day); "Base Rate" shall mean the following: (1) with respect to Put Bonds, except as otherwise provided in clauses (3) and (4) below, for each of the first ninety (90) days that a Bond is a Bank Bond such Bond shall bear interest at a rate per annum equal to the Prime Rate for such day; (2) with respect to Put Bonds, except as otherwise provided in clauses (3) and (4) below, for each day following the 90-day period provided in clause (1) above 2978010/1 that a Bond is a Bank Bond such Bond shall bear interest at a rate per annum equal to the Prime Rate plus one quarter of one percent (1/4%) for such day; (S) except as otherwise provided in clause (4) below, for each day that any sum due to the Bank on any Bank Bond remains unpaid, such Bond-shall bear interest at a rate per ann~m equal 'to the Prime Rate for such day plus two percent (2%); and (4) in no event shall the Base Rate be less than the then prevailing average rate applicable to thirty (30) day tax-exempt commercial paper as reported by the Munifacts Wire System Inc., or, if such rate is no longer reported, a substitute approximating as closely as possible such rate, as selected in good faith by the Bank and approved by the City, or, if the City shall fail to act, by the Remarketing Agent. "Bonds" shall mean the City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds in the aggregate principal amount of $81,400,000 issued by the City pursuant to the Indenture, other than Fixed Rate Bonds. "Business Day" shall mean any day of the year on which the Trustee, the Paying Agent, the Tender Agent, the Remarketing Agent, the Bank and banks or trust companies in New York, New York or in California are, or the New York Stock Exchange is, not authorized or required to remain closed. "City Attorney" shall mean James G. Rourke or any successor to the position of City Attorney to the City. "Draw" shall mean an Interest Draw, Principal Draw or Purchase Draw, as the context may require. "Effective Date" shall mean the date on which the Letter of Credit is issued by the Bank. "Event of Default" shall have the meaning set forth in Section 7.1 hereof. "Expiration Date" shall have the meaning set forth in Paragraph 4 of the Letter of Credit. "Financing Documents" shall mean this Agreement, the Letter of Credit and all Annexes thereto, the Bonds, the Indenture, the Remarketing Agreement, the Purchase Contract, the Irvine Company Agreements, and any other document or instrument required or stated to be delivered hereunder or thereunder at the Closing (as defined in the Purchase Contract). 2978010/1 "Indenture" shall mean that certain Trust Indenture relating to the Bonds, dated as of September 1, 1988, by and between Citibank, N.A. and the City, as the same may be amended or supplemented from time to time. _ "Interest Draw" shall mean a payment with respect to interest made by the Bank pursuant'to a demand.under the Letter of Credit in the form of Annex 1. "Irvine Company Agreements" shall mean that certain Agreement for Payment for Costs for Infrastructure Improvements City of Tustin Assessment District 86-2 dated December 15, 1986, as amended September 6, 1988, made and entered into between the City and The Irvine Company, as the same may be amended or supplemented or extended from time to time (the "Costs Agreement") and the Protocol Agreement, dated as of September 1, 1988, made and entered into between the City and The Irvine Company, as the same may be amended or supplemented or extended from time to time (the "Protocol Agreement"). "Issuer" shall mean the City. "Letter of Credit" shall mean the letter of credit issued pursuant to Section 2.1 hereof, as the same may be amended from time to time. "Letter of Credit Fee" shall mean all fees set forth in Section 2.2 hereof. "Participant" shall mean a person or entity that acquires a participation interest in the Bank's rights and/or obligations under this Agreement and the Letter of Credit. "Prime Rate" shall mean, for any day, the fluctuating rate announced publicly by the Bank from time to time at its Los Angeles Agency office as its "prime rate", said rate .t.o change on and as of the date of any change in the announced prime rate" . "Principal Draw" shall mean a payment with respect to the principal portion of the Bonds by the Bank pursuant to a demand presented by the Trustee under the Letter of Credit in the form of Annex 2. "Purchase Contract" shall mean the agreement between the City and Merrill Lynch, Pierce Fenner & Smith Incorporated relating to the purchase and sale of the City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds upon issuance thereof. 2978010/1 "Purchase Draw" shall mean a payment with respect to the principal portion of the purchase price of the Bonds and the .premium, if any, by the Bank pursuant to a demand presented by the Trustee' under the Letter of Credit in the form of Annex 3 or Annex 4. "Put Bonds" shall mean any Bonds put pursuant to Sections 4.01, 4.02, 4.03, 4.05(A) or 4.05(B) of the Indenture. "Scheduled Expiration Date" shall mean September 15, 1998. "Stated Amount" shall mean the maximum aggregate amount available to be drawn under the Letter of Credit, which initially shall be $83,299,334, as from time to time decreased and/or reinstated in accordance with the terms of this Agreement and the Letter of Credit. "Unreimbursed Put Bond Amount" shall mean, at any time, the aggregate amount of payments made by the Bank pursuant to demands under the Letter of Credit for the purchase of Put Bonds which payment amounts have not been reimbursed by the City pursuant to the terms of this Agreement. SECTION 1.2. Accountinq Terms. Ail accounting terms not specifically defined herein shall be construed in accordance with generally accepted accounting principles consistently applied, except as may be otherwise stated herein. ARTICLE II ISSUANCE OF LETTER OF CREDIT AND OTHER PAYMENTS SECTION 2.1. Issuance of Letter of Credit. At the request and for the account of the City, the Bank hereby agrees, on the terms and subject to the conditions hereinafter set forth, to issue to the Trustee a Letter of Credit (in the form of Exhibit A hereto) dated the date of issuance thereof in the initial amount of $83,299,334, which shall create the obligation of the Bank to honor drawings in accordance with the terms of the Letter of Credit in amounts subject to reduction and reinstatement as provided herein and in the Letter of Credit equal to: (1) the principal amount of the Bonds, (2) an amount not to exceed $1,085,334 available for 40 days interest accrued on the Bonds calculated on the basis of a 360 day year at an annual interest rate equal to the lesser of 12% or the Maximum Rate at or before the Expiration Date, and (3) an amount not to exceed $814,000, available for payment of premium upon redemption or purchase of the Bonds. The Letter of Credit shall expire on the Scheduled Expiration Date, subject to 2978010/1 extension or earlier cancellation or termination as provided in the Letter of Credit. The Banks' obligation to issue the Letter of Credit shall expire at 4.:00 p.m., Los Angeles time, on September 13, 1988. SECTION 2.2. Reimbursements and Other Payments. (a) Reimbursements. Subject to the limitations set forth in Section 8.14 hereof, the City agrees to reimburse the Bank, at the times, in the manner and otherwise as provided in this Agreement and the Indenture, for each payment made under the Letter of Credit honoring any drawing made by the Trustee thereon. The City shall reimburse the Bank for each Interest Draw, Principal Draw and Purchase Draw under the Letter of Credit no later than the close of business on the day such Interest Draw, Principal Draw, or Purchase Draw is honored. The City shall reimburse the Bank for each Unreimbursed Put Bond Amount Draw no later than the close of business on the date on which the principal owing with respect to such Put Bond is due and payable pursuant to the terms~of the Indenture, whether pursuant to repurchase of such Bond, redemption, maturity, or otherwise, or, if earlier, the date five (5) years following the Expiration Date. Each Bond purchased or paid with moneys drawn under the Letter of Credit shall be pledged to the Bank. Whenever, the Bank pays interest on Bonds other than Bank Bonds, pursuant to an Interest Draw, the Bank shall be subrogated to the rights of the owners of such Bonds to payment of interest and penalties, if any, and foreclosure proceeds as provided in the Indenture. So long as Bank Bonds remain Outstanding or there remains any unsatisfied obligations owing to the Bank pursuant to this Agreement or the Indenture, (1) the Bank shall be entitled to all of the rights, benefits and protections of the Indenture with respect to each such Bond and all such unsatisfied obligations, and (2) the Indenture shall continue in full force and effect with respect to such Bonds. Subject to the limitations set forth in Section 8.14, all obligations owing to the Bank pursuant to this Agreement and the Indenture shall be satisfied upon payment in full thereof. (b) Advance Deposits for Certain Draws. Prior to any draw under the Letter of Credit with respect to (i) any optional redemption pursuant to Section 3.02 or 3.03 of the Indenture, or (ii) any premium whatsoever, the City shall pay or cause to be paid to the Trustee, and the Trustee shall have in its possession, immediately available funds in an amount equal to such draw. 2978010/1 (c) The Letter of Credit Fees. The City agrees to pay to the Bank on the Effective Date, a commitment fee of five one hundredths of one percent (.05%) of the Stated Amount of the Letter of Credit on such date (the "Commitment Fee"). Subject to the limitations set forth in Section 8.14 hereof, the City shall pay to the Bank in advance on-the Effective Date and on each January 1, April 1, July 1 and OctOber 1 thereafter a Letter of Credit Fee at the rate of three-tenths of one percent (.30%) of the Stated Amount per annum to the Scheduled Expiration Date. If the Scheduled Expiration Date shall be extended the Letter of Credit Fee shall be payable on each January 1, April 1, ~uly 1, and October 1 to the Expiration Date at the rate agreed at the time of the extension of the Letter of Credit pursuant to Section 8.17 hereof (computed on the basis of a 360-day year and actual days elapsed at the Maximum Rate) (each such date, a "Fee Payment Date") on the average daily Stated Amount during the period beginning on such Fee Payment Date and ending on the date next preceding the next Fee Payment Date thereafter (each such period, a "Payment Period"). The Letter of Credit Fee payable on the Effective Date for the Payment Period ending September 30, 1988 shall be based on the assumption that the average daily Stated Amount for that Payment Period will be the Stated Amount on the Effective Date, and the Letter of Credit Fee for each Payment Period thereafter shall be calculated based on the assumption that the average daily Stated Amount for such Payment Period will be the Stated Amount on the date which is thirty (30) days prior to such Fee Payment Date. On the last Business Day of each Payment Period (in the case of the last Payment Period, the Expiration Date), the actual Letter of Credit Fee for the Payment Period ending on such date shall be calculated by the City and verified by the Bank and (i) if the amount paid for such Payment Period exceeded the actual Letter of Credit Fee payable, the excess shall be credited against the Letter of Credit Fee payable for the next Payment Period and (ii) if the amount paid for-such Payment Period was less than the actual Letter of Credit Fee payable, the deficiency added to the Letter of Credit Fee payable for the next Payment Period. In addition, the City shall pay to the Bank (i) a fee of $1,500 upon the substitution of a letter of credit for the Letter of Credit pursuant to Section 4.06 of the Indenture or upon early termination of the Letter of Credit accompanied by cancellation of all Outstanding Bonds other than Fixed Rate Bonds; and (ii) a transfer fee of $1,500 with respect to each transfer of the Letter of Credit pursuant to the terms of Section 4.06 of the Indenture. 2978010/1 (d) Manner of Payments. Interest payable hereunder shall be computed on the basis of a 360-day year and actual days elapsed. The City covenants and agrees to deposit or cause to be deposited all amounts due the Bank with respect to any Draws made under the Letter of Credit with the Trustee in accordance with the Indenture. Subject to the lim%tations set forth in Section 8.14, all payments to be made by or on behalfJof the City or the Trustee to the Bank on account of amounts at any time owing hereunder or in connection herewith shall be made, and shall not be con- sidered made until received, in U.S. dollars in immediately available funds at the Federal Reserve Bank of Los Angeles for the account of The Tokai Bank, Ltd. Los Angeles Agency, at its account number 090-002030 with Tokai Bank of California, ABA Code 122034268 Credit No. , Attention: Manager or by delivery of payment, in immediately available funds, to The Tokai Bank, Ltd. Los Angeles Agency, 534 West Sixth Street, Los Angeles, California 90014, Attention: Manager or to such other account, place or officer as the Bank may designate in writing. All such payments shall be made to the Bank not later than the close of business on the date due. If any amount payable hereunder shall fall due on a day that is not a Business Day, then such due date shall be extended to the next succeeding Business Day and interest shall continue to accrue on such amount during such extension. (e) Late Payments. Subject to the limitations set forth in Section 8.14 hereof, for each day that any sum due and payable to the Bank hereunder or under the Indenture remains unpaid such sum shall bear interest and/or penalties, if applicable, at an aggregate rate per annum equal to the Prime Rate for such day plus two percent (2%) (computed on the basis of a 360-day year and actual days elapsed). (f) Obliqations Unconditional. Subject to the limitations set forth in Section 8.14 hereof and except as provided in this paragraph, the City's obligation to reim- burse the Bank for each payment made under the Letter of Credit honoring any Draw made by the Trustee thereunder and all of its other obligations under this Agreement shall be absolute and uncOnditional under any and all circumstances and irrespective of any setoff, counterclaim or defense to payment which the City may have against the Bank or against any beneficiary of the Letter of Credit (or any other person for whom such beneficiary may be acting), or any other person, including, without limitation, any defense .based on the Trustee's failure to submit any Draw on the Letter of Credit in strict conformance with the terms of 2978010/1 the Letter of Credit or based on-the invalidity, inaccura- cy, falsity, or lack of genuineness, whether by forgery, fraud or otherwise, of any document, demand, or statement presented under the Letter of Credit or any failure of the City to receive all or any part of the proceeds of the sale of any Bonds with respect to which such Draw on the Letter of Credit was made by the Trustee or any non-application or misapplication by the Trustee of the proceeds of such Draw~ and irrespective of the legality, validity, regularity or enforceability of all or any of the Financing Documents, and notwithstanding any amendment or waiver of (other than an amendment or waiver explicitly reciting the~release or discharge of any such obligation), or any consent to departure from, all or any of the Financing Documents or any exchange, release, or nonperfection of any collateral securing the Bonds or the obligations of the City hereunder or any expiration of the Letter of Credit; provided, how- ever, that the City shall not be obligated to reimburse the Bank for any wrongful payment or disbursement made under the Letter of Credit as a result of acts or omissions constituting wilful misconduct or gross negligence on the part of the Bank or any of its officers, employees, or agents. (g) Waivers, Etc. law: To the full extent permitted by (i) the City hereby waives (a) presentment, demand, notice of demand, protest, notice of protest, notice of dishonor and notice of non-payment; (b) ex- cept as provided in and subject to the Indenture, the right, if any, to the benefit of, or to direct applica- tion of, any security hypothecated to the Bank until all obligations of the City to the Bank hereunder, howsoever arising, shall have been paid; (c) the right to require the Bank to proceed against the City hereunder, or against any person under any guaranty or similar arrangement, or to pursue any other remedy in its power; (d) all statutes of limitation; and (e) any defense arising out of the election by the Bank to foreclose on any security by one or more non-judicial or judicial sales; (ii) the Bank may exercise any other right or remedy, even though any such election operates to impair or extinguish the City's right to reimbursement from, or any other right or remedy it may have against, any person, or any security (it being understood that this clause (ii) does not confer upon the Bank any right or remedy it would not have otherwise); and · 2978010/1 (iii) the City agrees that the Bank may proceed against the City or any person directly and independently of any other, and that any forbearance, change of rate of interest, or acceptance, release or substitution of any security, guaranty, or loan or change of any term or condition hereunder or under the Letter of Credit or any Financing Document shall not in any way affect the liability of the City hereunder. (h) Increased Costs. Subject to the limitations set forth in Section 8.14, if any change in any law or regulation, domestic or foreign, in the interpretation thereof by any court or administrative or governmental authority charged with the administration thereof, or in any generally accepted regulatory or accounting principles on or after the date hereof shall (i) impose, modify or deem applicable any reserve, special deposit or similar requirement against letters of credit, issued or partici- pated in by, or assets held by, or deposits in or for the account of the Bank or any Participant, or require the inclusion of the Letter of Credit in calculations related to the Bank's capitalization, (ii) impose on the Bank or any Participant any other condition or requirement regarding this Agreement or the Letter of Credit or any participation therein or any collateral therefor, (iii) affect the amount of any deduction that the Bank may take for purposes of federal, state or local income taxes with respect to costs, including but not limited to, interest costs, of maintaining the Letter of Credit or the reimbursement obligations of the City hereunder or (iv) sub- ject the Bank or any Participant to any tax, charge, fee, duty or any withholding of any kind whatsoever, and the result of any event referred to in clause (i), (ii), (iii) or (iv) above shall be to increase the cost to the Bank or any Participant of issuing, participating in or maintaining the Letter of Credit, the reimbursement obligation of the City hereunder or of holding any collateral therefor or reduce the amount of any fee or any other amount receivable by the Bank or any Participant with respect to the Letter of Credit or this Agreement or any participation therein (which increase in cost or reduction in fee or other receipt, as the case may be, shall be determined by the Bank's or Participant's reasonable allocation of the aggregate of such cost increases or fee reductions resulting from such events), then, upon demand by the Bank, the Letter of Credit Fee set forth in Section 2.2(b) hereof shall immediately be increased by the additional amounts that are reasonably necessary to compensate the Bank or such Participant for such increased costs incurred or reduced receipts suffered thereby, provided that the 2978010/1 10 participation of one or more Participants shall not cause the Letter of Credit Fee to exceed the amount it would have been without the participation of such Participant or Participants. A certificate of the Bank or any Participant ~s to such increased costs incurred or reduced receipts suffered by any of them as a result of any event mentioned in clause (i), (ii), (iii) or (iv) above submitted to the City specifying the event causing such increased cost or reduced receipt and setting forth in reasonable detail the calculation made to determine the amount of such increased cost or reduced receipt shall be presumptively correct as to the amount thereof, absent demonstrable error. The Bank will, with respect to the delivery of any Bank certificate stating an increased cost occasioned by the inclusion of the Letter of Credit in calculations related to the Bank's capitalization, deliver a certificate of a nationally recognized accounting firm stating that: (1) such costs are directly related to the Bank's maintaining letters of credit, including the Letter of Credit, and this Reimbursement Agreement, (2) that the amount of such increased costs is in an amount reasonably necessary to preserve the 30 basis points per annum fee after deducting such increased costs, and (3) that any allocation of increased capital costs to the Letter of Credit and this Reimbursement Agreement reflects a reasonable allocation of the average costs of the capital required under any such change in capitalization requirements. The Bank and each Participant shall exercise reasonable efforts to minimize such increased costs or reduced receipts. The participa- tion of one or more Participants shall not reduce or alter the Bank's obligations under this Agreement or affect in any way the rights or obligations of the City hereunder or under the Bonds and the City shall have the right to continue to deal solely with the Bank, and no such participation shall cause any national rating agency to lower, its rating on the Bonds. SECTION 2.3. Certain Provisions with Respect to Bank Bonds. Bank Bonds shall be subject to all applicable provisions of this Agreement and to these provisions: (a) Purchase of Bonds. The Bank will cause the purchase, with funds drawn under the Letter of Credit on the terms and conditions contained in this Agreement and the Indenture, of all Bonds other than Fixed Rate Bonds (i) that are Put Bonds purchased and not resold by the Remarketing Agent by 12:30 p.m. New York City time on the same day, at the applicable Bank Purchase Price, and (ii) that become due, whether by maturity, redemption or otherwise, at par. 2978010/1 11 (b) Interest and Remarketinq Price. Each Bank Bond shall bear interest at a rate per annum equal to the Bank Interest Rate on the outstanding principal amount thereof for each day from and including the date such Bond is purchased to but not including the date such Bond is paid in full at maturity or upon redemption, or it is remarketed at par or less than par to the extent permitted by the Indenture. The Bank Interest Rate shall be computed on the basis of a 360-day year and actual days elapsed. In addition, if it is necessary to remarker P~t Bonds at less than par as permitted under Sections 4.04 and 4.08(D) of the Indenture~ the Bank shall be entitled to receive the difference between the purchase price of the remarketed Put Bonds and the Bank Purchase Price at any time during which the Bank Purchase Price shall exceed such remarketing price all as determined in accordance with the formula set forth on Appendix A hereto. Interest on Bank Bonds which are Put Bonds shall be paid in arrears to the Bank on the first Business Day of each week and on each other date on which interest on such Bonds is payable pursuant to the Indenture. Interest on Bank Bonds which are not Put Bonds and Remarketing Costs payable with respect to Put Bonds shall be due and payable on the date an Interest Draw is honored by the Bank, and the City, in accordance with the Indenture, will immediate- ly pay, or cause to be paid, to the Bank interest at the Bank Interest Rate and penalties, if any, accrued to the date of payment on such Bonds and such Remarketing Costs; provided however that if the Bank is reimbursed for such Interest Draw on the date of such Draw no interest shall accrue. No Remarketing Costs shall be paid on Bank Bonds which are not Put Bonds. (c) Principal. Ail Bank Bonds shall be subject to payment, redemption and purchase pursuant to the Indenture. In addition, Bank Bonds other than Put Bonds shall be due and payable on the date of purchase by the Bank, and the City, in accordance with the Indenture, will immediately pay, or cause to be paid, to the Bank, the principal amount of such Bonds plus interest and penalties, if any, accrued to the date of payment on such Bonds. On the fifth anniversary of the Expiration Date the full principal amount of all Bank Bonds plus accrued and unpaid interest thereon to the date of payment shall be due and payable. Bank Bonds may be prepaid at any time as provided in paragraph (d) below. (d) Prepayments. The City in accordance with the Indenture may prepay without premium or penalty (other than 2978010/1 12 any penalty that may be owed to the Bank relating to the failure of the City to timely reimburse the Bank for the Draw made with respect to t-~e purchase of such Bank Bond) any Bank Bond that is a Put Bond at any time. Prin. cipal prepayments shall be accompanied by interest accrued thereon to the date of prepayment. (e) Sale of Bank Bonds. Any sums received by the Bank on account of any sale or other transfer of Bank Bonds to a third party (whether by reason of termination of the Letter of Credit and substitution of an Alternate Letter of Credit, remarketing of the Bank Bonds, or otherwise) shall reduce, in an equal sum, the obligation of the City hereunder. (f) Bank Bonds. Upon the purchase of any Bond for the benefit of the Bank with the proceeds of a Draw on the Letter of Credit pursuant to the Indenture, and until the Bank shall have been fully reimbursed in the amount of such Draw, together with any interest on penalties that may be due the Bank with respect to such Draw, the Bank Bonds shall be pledged to the Bank and the Bank shall have a security interest in all right, title and interest in and to such Bonds for all purposes. (g) Custodial Arranqement. The Bank shall be entitled to make any custodial arrangement at any time with respect to Bank Bonds. The Bank does hereby appoint Citibank, N.A. in its capacity as Tender/Paying Agent under the Indenture, as its agent to hold all Bank Bonds which Bonds shall be held for the benefit of the Bank in such name as the Bank shall direct in writing and the City hereby acknowledges such appointment. (h) Rate and Price Notification. By 1:00 p.m. New York City time on any day on which the Bank holds Put Bonds or is requested to purchase Put Bonds pursuant to Section 4.04 of the Indenture, the Bank shall notify the Remarketing Agent of the Prime Rate, Base Rate and Bank Purchase Price then in effect. The Bank will inform the City of the Prime Rate, BaSe Rate and Bank Purchase Price from time to time as requested by the City. (i) Penalties· Subject to the limitations set forth in Section 8.14, with respect to unreimbursed Principal Draws (other than Draws representing Unreimbursed Put Bond Amounts), unreimbursed Interest Draws, or a default in the payment of principal or interest on Bank Bonds which are Put Bonds, in addition to interest at the Bank Interest Rate on all amounts which are due and payable to the Bank, 2978010/1 13 the Bank shall be entitled to a penalty in an amount equal to the Base Rate minus the lesser of (i) the Base Rate or (ii) the Maximum Rate on all amounts which are not paid to the Bank on the date such amounts are du~ to the Bank pursuant to this Agreement or the Indenture, for each day from and including the date that payment for such amount was to be made to but not including the date the Bank receives payment of such amount in full. (j) Remarketinq of Bank Bonds. Bank Bonds which are Put Bonds shall be subject to remarketing pursuant to Section 4.04(F) of the Indenture. The Bank shall deliver or cause to be delivered any such Bonds, and a due-bill check if required, at the direction of the Trustee against receipt, as provided in Section 2.2(d) hereof, of the principal amount of, and any accrued interest on, such Bonds. Bank Bonds which are not Put Bonds shall not be remarketed. In addition, Bank Bonds shall not be subject to remarketing on or after a Bank Mandatory Purchase Date and prior to cure of the default which resulted in a Bank Mandatory Purchase Date, unless otherwise agreed in writing by the Bank. ARTICLE III LETTER OF CREDIT OPERATIONS SECTION 3.1. ChanGes in Stated Amount of Letter of Credit. The Stated Amount of the Letter of Credit shall be reduced and reinstated as provided in the Letter of Credit. In no event shall the sum of all Unreimbursed Put Bond Amounts and all Principal Draws, presented and honored under the Letter of Credit exceed the Stated Amount of the Letter of Credit on the Effective Date. SECTION 3.2. Separate Purchase Arranqement; Usury. The Bank'shall have the option, in lieu of causing the purchase of any Bonds hereunder by the Tender Agent, to arrange to loan the purchase price of such Bonds to a third party which shall purchase, hold and tender such Bonds as Bank Bonds on the terms and conditions provided herein and in the Indenture; provided that no such arrangement shall in and of itself reduce in any respect the Bank's obligations under this Agreement or the Letter of Credit or affect in any way the rights or obligations of the City hereunder or under the Bonds or the Trustee's rights under the Letter of Credit, that the City and the Trustee shall have the right to continue to deal solely with the Bank and that no such arrangement shall cause any national rating agency to lower, withdraw or suspend the rating on ~he 2978010/1 14 Bonds. No such arrangement shall result in a reduction of the Stated Amount. In no event shall any purchaser of Bonds hereunder be entitled to receive.payments hereunder in excess of those permitted by any usury or similar law applicable to it. If any third party purchases any Bonds pursuant to an arrangement contemplated in this Section, the Bank shall promptly notify the Trustee and' the Tender Agent of (a) such purchase, (b) the identifying numbers and amount of the Bonds so purchased, and (c) the identity of the third party purchasing the Bonds. SECTION 3.3. Payment of Draws under the Letter of Credit. The Bank agrees that (a) Draws under the Letter of Credit will be paid from funds of the Bank and not directly or indirectly from funds or collateral on deposit with or for the account of, or pledged with or for the account of the Bank by the City and (b) the Bank will seek reimbursement for each payment under the Letter of Credit only after such payment has been made to the Trustee. ARTICLE IV REPRESENTATIONS AND WARRANTIES SECTION 4.1.. Representations and Warranties of the City. The City represents and warrants to the Bank as follows: (a) Existence. The City is a municipal corporation duly organized, validly existing and in good standing under and by virtue of the Constitution and laws of the State of' California. (b) Power and Authorization. The City has all requisite power and authority (i) to execute, deliver and perform its obligations under the Financing Documents to which the City is a party and (ii) to issue and sell the Bonds in the manner and for the purposes contemplated by the Indenture and this Agreement. The City has taken all necessary action to authorize the issuance and sale of the Bonds and to authorize the execution, delivery and performance of the Financing Documents to which the City is a party. (c) No Leqal Bar. The City is not in'default under any of the provisions of the laws of the State of California which would affect its existence or its powers referred to in the preceding paragraph (b). The execution, delivery and performance by the City of this Agreement, the adoption and performance by the City of the Indenture, the 2978010/1 15 issuance and the sale of the Bonds in the manner and for the purposes contemplated by this Agreement and the Indenture, and the execution, delivery and performance by the City of all other Financing Documents to which the City is a party will not constitute a default under, violate, or conflict with, any provision of any applicable law or regulation or of any order, writ, judgment or decree of any court, arbitrator or governmental authority, or any contract to which the City is a party or is bound and to which Assessment District No. 86-2 is subject, which default, violation or conflict could materially adversely affect the transactions contemplated in this Agreement, the Indenture and each of the other Financing Documents. (d) Consents. The City has obtained all consents, permits, licenses and approvals of, and has made all registrations and declarations with, any governmental authorities, legislative bodies, boards, agencies or commissions required under law which would constitute a condition precedent to the authorization of the sale and issuance of the Bonds (except as may be required under the Blue Sky or securities laws of any state) or the absence of which would materially adversely affect the execution, delivery and performance by the City of its obligations under this Agreement, the Indenture and the other Financing Documents to which it is a party. (e) Litigation. Except as disclosed in the Official Statement of the City delivered in connection with the offering of the Bonds, there is no action, suit, inquiry, investigation or proceeding to which the City is a party at law or in equity, before or by any court, government agency, public board or body and which is pending or, to the best knowledge of the City, threatened, affecting the corporate existence of the City or the titles of its representatives to their respective offices, or affecting or seeking to prohibit, restrain or enjoin the execution or delivery of this Agreement or in any way contesting or affecting the validity or enforceability of the Financing Documents, or contesting the exclusion from gross income for federal income tax purposes of interest on the Bonds, or contesting the powers of the City, in connection with any of the transactions contemplated by this Agreement, the Indenture and each of the other Financing Documents, the result of which could, if decided adversely to the City, have a materially adverse effect on the City's ability to perform its obligations under the Financing Documents. (f) Enforceability. This Agreement and the Indenture have each been duly executed and delivered by the City and 2978010/1 16 constitute, and, when executed by the City and authenticated (where required) and delivered by the Trustee, the Bonds, and each other Financing Document. to which the City is a party will each constitute, the legal, valid and binding obligation of the City, enforceable - against the City in accordance with its terms (except as such enforceability may be limited by bankruptcy, moratorium or other similar laws affecting creditors' rights generally and provided that the application of equitable remedies is subject to the application of equitable principles). (g) Chanqes in Law. There is not pending any change of law which, if enacted or adopted, could have a material adverse effect on the City's ability to perform its obligations under the Financing Documents. (h) Disclosure of Information. The information relating to the City contained in the Official Statement (as defined in the Purchase Contract) issued by the City in relation to the issuance of the Bonds, which information was supplied in writing by the City for inclusion in the Official Statement, including any exhibits, appendices or attachments thereto, as such statements may be amended or supplemented from time to time, is true and correct and does not contain an untrue statement of a material fact or omit to state a material fact necessary to make the state- ments contained therein, in light of the circumstances under which they were made, not misleading. (i) The Assessment District, Liens and Installments. Assessment District No. 86-2 is duly formed and validly existing. The Bonds and the obligations owing to the Bank pursuant to this Agreement and the Indenture are secured by valid and enforceable liens upon the lots and parcels of land within Assessment District No. 86-2, which constitute a first lien and charge against such properties (including all present and future improvements thereon comprising part of such properties) coequal with the lien securing real property taxes. The Indenture validly and enforceably pledges, in Section 5.01 thereof, the Assessment Install- ments (as defined in the Indenture) to the payment of all amounts due under the Bonds and this Agreement and such pledge constitutes a first lien and charge against such Assessment Installments. (j) Each representation and warranty on the part of the City contained in any Financing Document is hereby expressly incorporated herein by this reference and shall be deemed to be reaffirmed by the City at the time of each Draw under the Letter of Credit. 2978010/1 17 ARTICLE V COVENANTS SECTION 5.1. Covenants of the City. The City covenants · and agrees that so long as any Bond or any obligation of the City under this Agreement shall remain unpaid or the Bank shall have any liability under or in respect of the Letter of Credit: . . (a) Compliance with this Aqreement and the Other Financinq Documents. The City will observe and perform each term, covenant, condition and agreement on its part to be performed or observed under this Agreement and/or the other Financing Documents. (b) Laws, Permits and Obliqations. The City will comply with all valid acts, rules, regulations, orders and directions of any legislative, executive, administrative or judicial body applicable to the Financing Documents, violations of which could have a material adverse effect on the City's ability to perform its obligations under the Financing Documents. (c) Use of Proceeds. The City will use or cause to be used the proceeds of the sale of the Bonds in accordance with the provisions of the Indenture and this Agreement and in accordance with the statements pertaining thereto in the Official Statement of the City delivered in connection with the offering of the Bonds. (d) Maintenance of Existence. The City will at all times use its best efforts to maintain its existence and good standing under the laws of the State of California. (e) Financial Statements. The City shall furnish to the Bank as soon as available but in no event later than thirty-one (31) days after the end of each fiscal quarter, a financial statement with respect to the Assessment Fund, Reserve Fund, Construction Fund, Investment Earnings Fund, Purchase Fund, Redemption Fund and Conversion Costs Fund and each of the subaccounts established within such Funds. (f) Visitation and Examination. Unless otherwise prohibited by law, the City will permit any person designated by the Bank to visit any of the offices of the City to examine the books and financial records, including without limitation minutes of meetings at the City Council, and make copies thereof or extracts therefrom, and to discuss the affairs, finances and accounts of the City with its principal officials, all at such reasonable times and 2978010/1 18 as often as the Bank may reasonably request, to the extent such information and material relate to the transactions contemplated by the Financing .Documents.. (g) Maintenance of Tax-Exempt Status of the Bonds. The City will not take any action or omit to take any action which, if taken or omitted, would adversely affect the exclusion of interest on the Bonds from gross income for federal income tax purposes or the exemption of interest on the Bonds from State of California personal income taxes. (h) Enforcement of Irvine ComDany Agreements. The City shall take such action to enforce the Irvine Company Agreements as the Bank may reasonably direct. (i) Agreement to Market Fixed Rate Bonds. Prior to any conversion of Bonds to a Fixed Interest Rate, the City shall enter into an agreement with Merrill Lynch, Pierce, Fenner & Smith Incorporated or other national firm or firms reasonably acceptable to the Bank for the sale of such Bonds upon conversion to Fixed Rate Bonds on a "firm commitment" basis. Such agreement shall name the Bank as a third-party beneficiary. (j) No Chanqe in Financinq Documents. The City shall not cancel, terminate, amend, supplement, modify or waive any of the provisions of the Indenture, the Irvine Company Agreements or any of the other Financing Documents and will not consent to any such cancellation, termination, amendment, supplement, modification or waiver, without the prior written consent of the Bank. Without limiting the materiality of any other term in any of the Financing Documents, the City acknowledges that every provision in the Protocol Agreement to which the Bank is a third party beneficiary is material. (k) Collection and Payment of Assessments. The City shall collect or cause the collection of and deposit with the Trustee for payment to the Bank when due the Assessment Installments either as due or by collection by foreclosure of the delinquency in accordance with the Indenture. ARTICLE VI CONDITIONS TO ISSUANCE OF LETTER OF CREDIT SECTION 6.1. Conditions To Issuance and Delivery of Letter of Credit. The obligation of the Bank to issue and deliver the 2978010/1 19 Letter of Credit to the Trustee shall be subject to the condition precedent that each of the following events shall have occurred or, in the case of documentation, that there shall hav~ been delivered to the Bank, such documentation in form and substance satisfactory to the Bank and the Bank's counsel, at or before the issuance of the Letter of Credit: (a) The Financinq Documents.. The Financing Documents shall have been duly executed and delivered by each of the respective parties thereto and shall not have been modified, amended or rescinded, shall be in full force and effect on and as of the Effective Date and executed original or certified copies of each thereof shall have been delivered to the Bank. (b) City Proceedings, etc. The Bank shall have received a certified copy of all proceedings taken by the City authorizing the transactions hereunder and the execution, delivery and performance of this Agreement, the Indenture, and the Bonds, together with appropriate certificates of incumbency and such other certifications as to matters of fact as shall be reasonably requested by the Bank, all in form and substance satisfactory to the Bank. (c) Certificate. The Bank shall have received a certificate signed by an authorized representative of the City, dated the Effective Date, to the same effect as paragraphs (a) and (b) of this Section 6.1, and to the further effect that except as may be disclosed in the Official Statement (i) the City has obtained all consents, permits, licenses and approvals of, and has made all registrations and declarations with, governmental authorities, legislative bodies, boards, agencies or commissions required under law which would constitute a condition precedent to the authorization of the issuance and sale of the Bonds (except as may be required under the Blue Sky or securities laws of any state), or the absence of which would materially adversely affect the execution, delivery and performance by the City of its obligations under this Agreement, the Indenture and the other Financing Documents to which the City is a party; (ii) to the best knowledge of the City, no Event of Default or event which, with the giving of notice, the passage of time, or both, would constitute an Event of Default, has occurred or is continuing; and (iii) there is no action, suit, inquiry, investigation or proceeding to which the City is a party at law or in equity, before or by any court, government agency, public board or body and which is pending or, to the best knowledge of the City, threatened, affecting the corporate existence of the City or the titles of its 2978010/1 20 representatives to their respective offices, or affecting or seeking to prohibit, restrain or enjoin the execution or delivery of this Agreement or in any way contesting or affecting the validity or enforceability of the Bonds, the Financing Documents or this Agreement, or contesting the tax exempt status of the interest on the Bonds, or contesting th~ powers of the City, in connection with any of the transactions contemplated by the Indenture or this Agreement or against or ~affecting the City, the result of which could have a materially adverse effect on the City's ability to perform its obligations under the Financing Documents. (d) City Attorney's Legal Opinion. The Bank shall have received the opinion of the City Attorney addressed to the Bank or a reliance letter with respect to such opinion, dated the Effective Date, in form and substance satisfactory to the Bank. (e) Bond Counsel's Legal Opinion. The Bank shall have received an opinion of Bond Counsel addressed to the Bank, or a reliance letter with respect to such opinion dated the Effective Date, to the effect that the Bonds have been duly and validly issued and the interest thereon is (i) excludable from gross income for purposes of federal income taxation and (ii) exempt from California personal income taxes; and the supplemental opinion of Bond Counsel addressed to the Bank or a reliance letter with respect to such opinion, dated the Effective Date, in form and substance satisfactory to the Bank. (f) The Irvine Company Counsel's Legal Opinion. The Bank shall have received an opinion of counsel to The Irvine Company addressed to the Bank or a reliance letter with respect to such opinion, dated the Effective Date, in form and substance satisfactory to the Bank. (g) Representations and Warranties True; No Default. The Bank shall be satisfied that on the Effective Date each representation and warranty on the part of the City contained in any Financing Document is true and correct in all material respects and no Event of Default, or event which, with the giving of ~notice, passage of time, or both, would constitute an Event of Default, has occurred and is continuing; provided, however, that issuance of the Letter of Credit shall not be deemed to constitute a determination by the Bank that this condition has been satisfied or to constitute waiver of, or estoppel, to the Bank's right to enforce remedies as provided herein should such conditions 2978010/1 21 later be determined not to have been satisfied on the Effective Date. (h) Trustee's Certificate. A certificate of the Trustee, dated the Effective Date as to the authority, incumbency and signature specimens of officials of the Trustee authorized to make Draws, to execute and present certificates under the Letter of Credit and otherwise to communicate with the Bank regarding the Letter of Credit, upon which the Bank may rely until it receives a new such certificate. (i) Paying Agent's Certificate. A certificate of the Tender Agent/Paying Agent, dated the Effective Date, to the effect that the Paying Agent has full power and authority to perform its responsibilities under the Indenture. (j) Payment of Fees. The Bank shall have received payment of the Letter of Credit Fee and the Commitment Fee due as provided in Section 2.2(c) of this Agreement. (k) The Irvine Company Certificate. A certificate of an officer of The Irvine Company, acceptable to the Bank, dated the Effective Date, to the effect that: (i) the representations and warranties made by the Irvine Company in the Financing Documents are true and correct as of such date and (ii) all of the Financing Documents to which it is a party have been duly and validly authorized, executed and delivered by The Irvine Company and, assuming due authoriza- tion by the other parties thereto constitute legal, valid and binding obligations of the Irvine Company enforceable in accordance with the terms thereof, subject to the provisions of bankruptcy or other similar laws affecting creditors' rights generally. (1) Underwriter' s Counsel Legal Opinion. The Bank shall have received the opinion of counsel to the Underwriter, addressed to the Bank or a reliance letter with respect to such opinion, dated the Effective Date, in form and substance satisfactory to the Bank. (m) Other Requirements. The Bank shall have received such other certificates, approvals, opinions and documents as shall be reasonably requested by the Bank, all in form and substance satisfactory to the Bank. 2978010/1 22 ARTICLE VII EVENTS OF DEFAULT SECTION 7.1. Definition of Events of Default. If any of the following events, acts or occurrences (herein called "Events of Default") shall occur: (a) any law, rule or regulation, or any order of any court, governmental agency or regulatory body, or any indenture or loan or credit agreement (including the Financing Documents), or any other agreement or instrument, applicable to the City or to the Bonds which impairs the ability of the City to perform its obligations hereunder or under any of the Financing Documents; or (b) default in the payment when due of principal of or premium owing or interest on any Bond which continues for a period of five (5) Business Days (except to the extent that such default is solely attributable to the wrongful failure by the Bank to honor a conforming Draw made under the Letter of Credit) or default in the payment when due of any amount owing by the City under this Agreement or under the Indenture; or (c) any representation or warranty on the part of the City contained in any Financing Document shall at any time prove to have been incorrect in any material respect when made or when effective or when reaffirmed, as the case may be; or (d) the City shall default in the performance or observance of any term, covenant, condition or agreement on its part to be performed or observed hereunder or under the Indenture (and not constituting an Event of Default under any other clause of this Section 7.1), and such default shall continue unremedied for thirty (30) days after written notice thereof shall have been given to the City by the Bank; or (e) any material provision of this Agreement or any Financing Document shall at any time or for any reason cease (other than due to any action by the Bank) to be in full force and effect or valid and binding on the City, or shall be declared null and void and the ability of the City to perform its obligations under this Agreement shall be adversely affected thereby; or the validity or enforceabi- lity of this Agreement shall be contested by the City or the City shall deny that it has any further liability or obligation under this Agreement; or 2978010/1 23 (f) the City shall be generally not paying its debts as such debts become due, or shall admit in writing its inability to pay its debts generally, or shall make a general assignment for the benefit of creditors; or any petition ~hall be filed by or against the City under, the Federal bankruptcy laws, or any other proceeding shall be instituted by or against the City seeking to adjudicate it a bankrupt or insolvent, or seeking dissolution, liquida- tion, winding up, reorganization, a~rangement, adjustment, protection, relief or composition of it or its debts under any law relating to bankruptcy, insolvency or reorganiza- tion or relief of debts, or seeking the entry of an order for relief or the appointment of a receiver, trustee, custodian or other similar official for the City or for any substantial part of its property; or the City shall take any action to authorize or effect any of the actions set forth above in this subsection (f) and as a result of the occurrence of any of the foregoing events specified in paragraphs (a) through (f) the Bank shall fail. to receive amounts due hereunder. then, in any such event, the Bank may, at the same or different times, so long as such Event of Default is continu- ing, (i) at the sole option of the Bank solely with respect to an Event of Default pursuant to this Section 7.1 relating to Bonds which are not Fixed Rate Bonds, notify the Trustee of such Event of Default, (ii) exercise any one or more of the rights and remedies available to the Bank under the Financing Documents, applicable law or otherwise, and/or (iii) exercise any other right or power provided to the Trustee in the Indenture to the extent provided in the Indenture, including without limitation those set forth in Section 7.03(a) of the Indenture; provided, however, that no Event of Default hereunder shall affect the Bank's rights and obligations under the Letter of Credit except as expressly provided in the Letter of Credit. Notwithstanding the foregoing, the Bank will not exercise any of its remedies upon the occurrence of an Event of Default so long as the Bank shall continue to receive, at the times and in the manner herein provided, payment of amounts due the Bank under this Agreement. SECTION 7.2. Notice of Events. The City shall give notice to the Bank of the occurrence of any Event of Default, or event which with the giving of notice, the passage of time, or both would constitute an Event of Default, in each case within two (2) days after becoming aware thereof. 2978010/1 24 ARTICLE VIII MI SCELLANEOUS SECTION 8.1. No Waiver; Modifications in Writinq. No failure or delay on the part of the Bank in exercising any right, power or remedy hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, power or remedy preclude any other or further exercise thereof or the exercise of any other right, power or remedy. The remedies provided for herein are cumulative and are not exclusive of any remedies that may be available to the Bank at law or in equity or otherwise. No amendment, modification, supplement, termination or waiver of or to any provision of this Agreement, nor consent to any departure by the City therefrom, shall be effective unless the same shall be in writing and signed by or on behalf of the Bank. Any amendment, modification or supplement of or to any provision of this Agreement, and any consent to any departure by the City from the terms of any provision of this Agreement, shall be effective only in the specific instance and for the specific purpose for which made or given. No notice to or demand on the City in any case shall entitle the City to any other or further notice or demand in similar or other circumstances. The Bank shall notify the Trustee of each amendment to this Agreement. SECTION 8.2. Consents. The Bank and the City hereby agree that to the extent the consent of either party is required under this Agreement, such consent will not be unreasonably .withheld. SECTION 8.3. Further Assurances. The City agrees to do such further acts and things and to execute and deliver to the Bank such additional certificates, powers-and instruments as the Bank may reasonably require or deem advisable to carry into effect the purposes of this Agreement or to better assure and confirm unto the Bank its rights, powers, and remedies hereunder. SECTION 8.4. Survival of Representations and Warranties. All representations and warranties made in this Agreement and in any certificates delivered pursuant hereto shall survive the execution and delivery of this Agreement and the issuance and delivery of the Letter of Credit. SECTION 8.5. Notices, Etc. Ail notices, demands, instructions and other communications required or permitted to be given to or made upon any party hereto or any other person shall be in writing and shall be personally delivered or sent by registered or certified mail, postage prepaid, or by prepaid 2978010/1 25 identifiable telecopier, tested telex, TWX or telegram (with messenger delivery specified in the case of a telegram) and shall be deemed to 'be given for purposes.~-f th~s Agreement on the day that such writing is delivered to the intended recipient thereof in'adcordance with the'Provisions of this Section 8.5. Unless otherwise specified in a notice sent or delivered in accordance with the foregoing provisions of this Section 8.5, notices, demands, instructions and other communications in writing shall be given to or made upon the respective parties hereto at their respective addresses (or to their respective telecopier, telex or TWX numbers) indicated below: If to the City: City of Tustin 300 Centennial Way Tustin, California 92680 Attention: Finance Director Tel. No. (714) 544-8890 If to the Bank: The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Attention: Letter of Credit Department Tel. No. (213) 972-0319 Telex No. Telecopier No. (213) 972-0154 If to the Trustee: .o Citibank, N.A. Municipal Trusts & Agency Citicorp NAIB 55 Water Street New York, New York 10268 Attention: Alice Shaw Tel. No. (212) 968-4790 Telex No. 420-392 NYMMK Telecopier No. (212) 968-5800 SECTION 8.6. Costs, Expenses and Taxes. Subject to the limitations set forth in Section 8.14, the City agrees to pay all legal fees of the Bank in connection with the initial negotiation, preparation, execution and delivery of the Letter of Credit on the Effective Date in an amount not to exceed $48,000, including the fees and out-of-pocket expenses of 2978010/1 ~26 Brown & Wood and Naoe, Asai & Yamamori, counsel to the Bank, or such other counsel as may be appointed by the Bank. In addition the City, subject to the limitations set forth in Section 8.14, also agrees to pay the fees and expenses of the Bank in connection with any amendments or modifications-of this Agreement (or supplements hereto), including fees and expenses of counsel appointed bY the Bank and independent public accountants and other outside experts retained by the Bank in connection with any of the foregoing, any and all present stamp or documentary taxes or any other present excise or property taxes, charges or similar levies which arise from any payment made hereunder or under the Letter of Credit or any other instrument delivered hereunder or from the execution, delivery or registration of, or otherwise with respect to, this Agreement or the Letter of Credit or any other instrument delivered hereunder and the City, subject to the limitations set forth in Section 8.14, agrees to hold the Bank harmless from and against any and all liabilities with respect to or resulting from any delay by the City in paying or omission to pay such taxes and fees. SECTION 8.7. Execution in Counterparts. This Agreement may be executed in counterparts, each of which when so executed and delivered shall be deemed to be an original and all of which counterparts, taken together, shall constitute but one and the same Agreement. SECTION 8.8. Bindinq Effect; Assiqnment. This Agreement shall be binding upon, and inure to the benefit of, the City and the Bank and their respective successors and assigns; provided, however, that the City may not assign its rights or obligations hereunder (except to the Trustee, provided that such assignment will not affect the City's primary liability therefor) without ~the prior written consent of the Bank and the Trustee. This Agreement shall not be construed so as to confer any right or benefit upon any person other than the parties to this Agreement, and their respective successors or assigns. SECTION 8.9. Governinq Law. This Agreement shall be deemed to be a contract made under the laws of the State of California and for all purposes shall be construed in accordance with the laws of said State, without regard to principles of conflicts of law. SECTION 8.10. Severability of Provisions. Any provision of this Agreement which is prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof or affecting the validity or enforceability of such provision in any other jurisdiction. 2978010/1 27 SECTION 8.11. Headinqs. Article and Section headings used in this Agreement are for convenience of reference only and shall not affect the construction of this Agreement. .. SECTION 8.12. Right of Setoff. In addition to any other right or remedy that the Bank may have by operation of law or otherwise, the Bank shall be entitled to exercise its right of setoff or banker's lien without notice to the City (any such notice being expressly waived to the extent permitted by law) to the fullest extent permitted by law in order to appropriate and apply to the payment of Principal Draws, Interest Draws, Purchase Draws applied to the purchase of Put Bonds represent- ing Unreimbursed Put Bond Amounts and interest thereon and any other indebtedness of the City now or hereafter existing under this Agreement, any balances, credits, deposits, accounts or moneys of the City at any time with the Bank. The rights of the Bank under this Section are in addition to other rights and remedies which the Bank may have. SECTION 8.13. Actions Relatinq to the Financinq Documents; Indemnity. (a) Any action taken or omitted by the Bank under or in connection with the Financing Documents, if taken or omitted in good faith, shall be binding upon the City and shall not put the Bank under any resulting liability to the City. Without limiting the generality of the foregoing, the Bank shall be protected in relying upon a duly executed instrument of transfer in the form attached as Annex 5 to the Letter of Credit. (b) The Bank may, under the Letter of Credit, receive, accept and pay any demands or other documents and instruments signed by, or issued to, the receiver, trustee in bankruptcy, custodian, executor, administrator, guardian or conservator of anyone named in the Letter of Credit as the person by whom demands and other documents and instruments are to be made or issued. (c) The Bank shall not have any liability to the City, and, except for the gross negligence or wilful misconduct of the Bank, the City assumes all risk and responsibility for (i) the form, sufficiency, correctness, validity, genuineness, falsification and legal effect of any demands and other documents, instruments and other papers relating to the Letter of Credit, (ii) the general and particular conditions stipulated therein, (iii) the good faith acts of any person whosoever, including but not limited to the Trustee and the Tender Agent (except when the Tender Agent shall~be acting with respect to Bank Bonds 2978010/1 28 at the direction of the Bank)., in connection therewith, (iv) failure of the Trustee to comply with the terms of the Le~er of Credit; (v) errors, omissions, interruptions or delays in transmission or delivery of any messages, by mail, cable, telex,, telegraph, wireless or otherwise, whether or not they be in code, (vi) errors in translation or errors in interpretation of technical terms, (vii) any failure or inability by the Bank or anyone else to perform in accordance with the foreign laws, customs or regulations or by reason of any control or restriction rightfully or wrongfully exercised by any government or group asserting or exercising governmental or~ paramount powers, (viii) the validity or sufficiency of any instrument transferriong or assigning or purporting to transfer or assign the Letter of Credit or the rights or benefits thereunder or proceeds thereof which may prove to be invalid or ineffective for any reason and (ix) for any other consequences arising from causes beyond the Bank's control. (d) The City waives any right to object to any payment made under the Letter of Credit against a demand and accompanying documents as provided in the Letter of Credit varying in punctuation, capitalization, spelling, or similar matters of form. The Bank may accept any demands and other documents that appear on their face to be in order in accordance with the procedures for presentation set forth in the Letter of Credit, without responsibility for further investigation, regardless of any notice or information to the contrary. (e) Subject to the limitations set forth in Section 8.14 hereof and to the full extent permitted by law, the City agrees at all times to protect, indemnify and save harmless the Bank to the full extent lawful from and against any and all claims, actions, suits and other legal proceedings, and from and against any and all losses, claims, demands, liabilities, damages, costs, charges, counsel fees and other expenses which it may, at any time, sustain or incur by reason of or in consequence of or arising out of the issuance of the Letter of Credit or the purchase and sale of Bonds as contemplated in this Agreement, all of which risks are hereby assumed by the City, including, without limitation, any and all risks of the acts or omissions, whether rightful or wrongful, of any present or future de jure or de facto government or governmental authority (all such acts and omissions herein called "Governmental Acts"); provided that the City shall not be required to indemnify the Bank for any claims, damages, losses, liabilities, costs or expenses to the extent, but only to the extent, caused by (i) the wilful 2978010/1 29 misconduct or gross negligence of the Bank in determining whether a demand or statement presented under the Letter of Credit complied with the terms of the Letter of Credit or (ii) the Bank's wilful or grossly negligent failure to pay under the Letter of Credit after the presentation to it by the Trustee of a demand in strict conformance with the terms and conditions of the Letter of Credit. Nothing in this Section is intended to limit t~e obligatioDS of the City contained in Sections 2.2 and 2.3 hereof.' The Bank shall not be liable to the City for any failure by the Bank or anyone else to pay any draft under the Letter of Credit as a result of any Governmental Acts or any.other cause beyond the control of the Bank. The obligations of the City hereunder shall survive cancellation or expiration of the Letter of Credit and payment of the Bonds. (f) Recognizing that transactions such as the issuance and sale of the Bonds sometimes result in threatened or actual litigation and that the Bank's role under the Financing Documents is limited to acting solely as the issuer of the Letter of Credit to enhance the credit quality of the Bonds and to provide for an efficient mechanism for the payment of principal and interest thereon and the purchase price thereof, subject to the limitations set forth in Section 8.14 hereof, the City agrees to indem- nify the Bank (and its agents, employees and controlling persons) (the Bank and its agents, employees and controlling persons being hereinafter collectively referred to in this paragraph (f) as the "Indemnitees") to the full extent lawful against any and all claims, losses and expenses incurred (including all reasonable fees and disbursements of the Indemnitees' legal counsel and all of the Indemnitees' reasonable travel and other out-of-pocket expenses incurred in connection with investigation of and preparation for any such pending or threatened claims and any litigation and other proceedings arising therefrom) arising out of or based upon the issuance, sale and distribution of the Bonds, including without limitation, the inclusion of any untrue statement or alleged untrue statement of a material fact contained in any offering statement made available to purchasers of the Bonds, or any amendments or supplements thereto, or the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of circumstances under which they were made, not misleading, except insofar as any such claims, losses and expenses arise out of or are based on an untrue statement or alleged untrue statement in, or omission or alleged omission from, such offering statement (or any amendments or supplements thereto) made in reliance upon 2978010/1 30 and in conformity with information furnished in writing to the City by the Bank. The obligations of the City under this Section 8.13(f) shall be in addition to any rights that 'any Indemnitee may have at common law or otherwise and shall survive the Expiration Date. If indemnification pursuant to this Section 8.13(f) shall be found to be unlawful or invalid for any reason, then, to the full extent allowed by law, the City, subject t~ the limitations set forth in Section 8.14, and each Indemnitee shall make contributions in payment of any liabilities incurred pursu- ant to the above-referenced issuance, sale and distribu- tions and statements or omissions in accordance with the respective fault of the City and. each Indemnitee. Subject to the limitations set forth in Section 8.14, if any action shall be brought against the Bank in respect of which indemnity may be sought asainst the City, the Bank shall promptly notify the City in writing, and the City shall promptly assume the defense thereof, including the employ- ment of counsel (the selection of which shall have been approved by the Bank and such approval shall not be unreasonably withheld), the payment of all expenses and the right to negotiate and consent to settlement. In the event that the Bank shall be advised by counsel experienced in matters of banking or securities laws that the Bank has defenses or causes of action separate from that of the City, the Bank shall have the right to employ counsel to defend such action and to participate in the defense thereof, and, subject to the limitations set forth in Section 8.14, the fees and expenses of such counsel shall be at the expense of the City. The City, shall not be liable for any settlement of any such action effected without its consent by the Bank, but if settled with the consent of the City, or if there be a final judgment for the plaintiff in any such action against the City or the Bank, with or without the consent of the City, the City, subject to the limitations set forth in Section 8.14, agrees to indemnify and hold harmless the Bank to the extent provided herein. SECTION 8.14. Limited Liability of City. Ail amounts payable under this Agreement shall be payable only from the proceeds from the sale of the Bonds, the Assessment Install- ments collected by or for the City pursuant to the Indenture, either as due or by collection by foreclosure of the delinquen- cy, the moneys on deposit in the funds and accounts established under the Indenture, to the extent provided in the Indenture, except the Purchase Fund, the Fixed Rate Reserve Account and the Investment Earnings Fund and all interest earnings on the foregoing amounts. It is acknowledged that in the event of a default in the payment of amounts due to the Bank hereunder as 2978010/1 31 a result of a default in the payment of an Assessment Install- ment, unless such default is otherwise cured, all of the foreclosure proceeds from all foreclosure proceedings required to be initiated pursuant to the terms of the Indenture which are payable to the Bank pursuant to the Indenture in connection with such default shall constitute payment in full of the amounts owed to-the Bank with respect to such default when received by the Bank. SECTION 8.15. Security. The security interest granted to the Bank pursuant to the terms of the Indenture is hereby incorporated herein by this reference, and shall extend to and secure all obligations of the City to the Bank hereunder, notwithstanding any termination or discharge of the Indenture and shall survive until all sums owing hereunder are paid in full. The City shall not grant to the Bank, and it shall not accept, any additional security interest in or lien on any collateral for the City's obligations under this Agreement unless such lien and/or security interest is for the pari passu benefit of the holders of the Bonds. SECTION 8.16. Successor Trustee. Promptly following the appointment and qualification of any successor Trustee pursuant to the Indenture, the Bank shall effect a transfer of the Letter of Credit to such successor Trustee upon presentation to the Bank of a duly executed instrument of transfer in the form of Annex 5 attached to and otherwise as set forth in the Letter of Credit and upon receipt of the transfer fee set forth in Section 2.2 above. The Bank may conclusively rely upon an executed instrument of transfer in the form of said Annex 5 in connection with any such transfer of the Letter of Credit. SECTION 8.17. Extension of Term. At the request of the City at any time within 90 days before the eighth anniversary of the Effective Date and within 90 days before the end of each subsequent one year period, while the Letter of Credit is outstanding, the parties hereto may in their discretion agree to extend the term of this Agreement and the Expiration Date of the Letter of Credit for an additional one year. This provision is not intended to limit the ability of the parties hereto to agree at any other time or upon any other terms to extend the term of this Agreement and the Expiration Date of the Letter of Credit. SECTION 8.18. Right to Submit Bid. The City shall give 30 days written notice to the Bank of its intention to solicit bids for a letter of credit in connection with a refunding pursuant to Section 3.01 or 3.02 of the Indenture. The Bank shall have the right to submit a bid for the issuance of a letter of credit with respect to any such refunding. 2978010/1 32 SECTION 8.19. Rights and Remedies Cumulative. Ail rights and remedies of the Bank under this Agreement are in addition to all rights and remedies of the~Bank as a bondholder under the Indenture. SECTION 8.20. Bank Reliance. It is specifically understood by the City that all statements, representations and warranties made by the City in this Agreement and any other Financing Document to which the City is a party shall be deemed to have been relied upon by the Bank as an inducement to enter into this Agreement and the other agreements contemplated hereby and that if any such statements, representations and warranties were materially incorrect at the time they were made, the Bank may consider any such misrepresentation or breach an Event of Default hereunder. There are no facts that the City has failed to disclose to the Bank that, individually or in the aggregate, could have a materially adverse effect on the City's ability to perform its obligations under any of the Financing Documents. SECTION 8.21. Attorneys' Fees. Subject to the limitations set forth in Section 8.14, in the event that any party hereto shall incur legal fees and costs in connection with the actual or threatened breach of any provision hereof, or to enforce any right or remedy hereunder, such party shall be entitled to recover such fees and costs from the breaching party. Subject to limitations set forth in Section 8.14, in the event that an action is brought in connection with this Agreement the prevailing party shall be entitled to recover from the losing party in addition to any money judgment or other relief, such attorneys' fees, disbursements and costs as may be incurred by~ the prevailing party instituting or defending such litigation and as are allowed by the court. 2978010/1 33 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their respective officers thereunto duly authorized, as-of the date first above written. CITY OF TUSTIN By Ronald B. Hoesterey, .Mayor ATTEST: Mary E. Wynn, City Clerk of the City of Tustin THE TOKAI BANK, LTD. LOS ANGELES AGENCY By 2978010/1 APPENDIX A Calculation Pursuant to Clause (2) of Definition of "Bank Purchase Price" Amount under Clause (2) of definition of "Bank Purchase Price" =-C-- ((P + a) x (A/B)) where: A = (P + a) + ((P + a) x n/360 x i)) B = (P + a) + ((P + a) x n/360 x I)) P = principal amount of Bonds being purchased a = accrued interest to the Bank Purchase Date n = number of days from Bank Purchase Date to next succeeding Business Day i = Bank Interest Rate in effect on Bank Purchase Date I = Base Rate in effect on Bank Purchase Date Example: Let P = $1,000,000; a = $1,000; n = 1; i = 12%; I = 14%. then: A = ($1,001,000) + ($1,001,000 x 1/360 x .12) = B : ($1,001,000) + ($1,001,000 x 1/360 x .l&) = C : ($1,001,000) x ($1,001,333.66667/$1,001,389.27778) = $1,000,944.41 $1,001,333.66667 $1,001,389.27778 App A- 1 Exhibit A IRREVOCABLE LETTER OF CREDIT The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Irrevocable Letter of Credit No. Citibank, N.A. as Trustee under the Indenture of Trust dated as of September 1, 1988 by the City of Tustin, California September 13, 1988 Ladies and Gentlemen: 1. At the request and for the account of the City of Tustin, California (the "City"), we hereby establish in your favor as Trustee under that certain Indenture of Trust (the "Indenture") by and between Citibank, N.A. and the City of Tustin, California dated as of September 1, 1988 relating to $81,400,000 City of Tustin Assessment District No. 86-2 Limited Obligation Improvement Bonds (the "Bonds") this irrevocable letter of credit in the initial aggregate amount of Eighty Three Million Two Hundred Ninety-Nine Thousand Three Hundred Thirty-Four United States Dollars (U.S. $83,299,334) (the "Stated Amount"), of which $81,400,000 (the "Principal Portion") is available with respect to principal of, $1,085,334 (the "Interest Portion") is available with respect to interest on, and $814,000 (the "Premium Portion") is available with respect to premium on, the Bonds. The Stated Amount available to be drawn hereunder, and each of the Principal Portion, Interest Portion and Premium Portion, are subject to reduction and reinstatement as provided below. 2. This Letter of Credit is established pursuant to a Reimbursement Agreement (the "Agreement") dated as of September 1, 1988 by and between the City and us. The following capitalized terms used in this Letter of Credit shall have the following meanings: "Bank Bonds" means Bonds purchased for the benefit of the Bank with proceeds of a draw under this Letter of Credit; "Fixed Rate Bonds" means any Bond bearing interest at a fixed interest rate; "Maximum Rate" means A-1 the actual rate used to calculate the size of the portion of the Letter of Credit which is available to be drawn for the payment of interest on the Bonds on such date, which shall initially be 12%; "Remarketing Agent" means Merrill Lynch Pierce Fenner & Smith Incorporated or any other firm substituted in its place in accordance with the Indenture; "Remarketing Costs" means the difference between the purchase pric~ of the remarketed Put Bonds and the Bank Purchase Price as defined and determined in accordance with the provisions of the Reimbursement Agreement; "Reimbursement Agreement" means the reimbursement agreement dated as of September 1, 1988 between the City and the Bank; "Business Day" means a day of the year on which the Trustee, the Paying Agent, the Tender Agent, the Remarketing Agent, the Bank and banks or trust companies in New York, New York or in California are, or the New York Stock Exchange is, not authorized or required to remain closed; and "Draw(s)" means an Annex 1, Annex 2, Annex 3 and/or Annex 4 draw as the context requires. 3. Funds shall be available hereunder to make any payment to the owners of outstanding Bonds with respect to (i) interest on Bonds, other than Bank Bonds and Fixed Rate Bonds, accrued during each calendar month to a maximum amount calculated as forty (40) days' interest at the lesser of twelve percent (12%) per annum or the Maximum Rate on the then-outstanding Bonds other than Bank Bonds and Fixed Rate Bonds upon presentation of one or more telecopy or telex demands by you in the form of Annex 1 hereto; (ii) the principal amount of Bonds, other than Bank Bonds and Fixed Rate Bonds, on any date on which such Bonds are to be redeemed or paid at maturity pursuant to Sections 2.03, 3.01(A), 3.01(C), 3.02, 3.03 or 3.05 (to the extent a drawing is required pursuant to Section 4.06(B)) of the Indenture upon presentation of one or more telecopy or telex demands by you in the form of Annex 2 hereto; (iii) the principal amount of the purchase price of Bonds, other than Bank Bonds and Fixed Rate Bonds, on any date on which such Bonds are put and not resold by the Remarketing Agent pursuant to Sections 4.01, 4.02, 4.03, 4.05(A) or 4.05(B) (to the extent a drawing hereunder is required by Section 4.06(C)) of the Indenture upon presentation of one or more telecopy or telex demands by you in the form of Annex 3 hereto; and (iv) the amount of premium on any date on which Bonds, other than Bank Bonds and Fixed Rate Bonds, are to be redeemed from the owners thereof pursuant to Sections 3.01(A), 3.01(C), or 3.02 or purchased pursuant to Section 4.01 or 4.03 other than a purchase upon the expiration or termination of the Letter of Credit (to the extent a drawing hereunder is required by Section 4.06(B), 4.06(C) or 4.06(D) of the Indenture) upon presentation of one or more telecopy, or telex demands by you in the form of Annex 4 hereto, all of the foregoing Annexes to A-2 be completed and in compliance with the instructions in brackets in each respective Annex. Each presentation shall be made at the office of The Tokai Bank, Ltd. Los Angeles Agency, presently located at 534 West Sixth Street, Los Angeles, California, 90014 and must be made on or before the close of business on a Business Day prior to the Expiration Date, as defined in paragraph 4 below. 4. This Letter of Credit shall expire at the close of business of the Los Angeles Agency of the Bank on the date (the "Expiration Date") which .is the earliest of: (i) September 15, 1998, unless extended at the request of the City, by us in our sole discretion (the "Scheduled Expiration Date"), (ii) the date on which the Trustee certifies to us that all Outstanding Bonds (other than Bank Bonds and Fixed Rate Bonds) have been paid or will be paid with funds deposited with the Trustee, (iii) the date on which the Trustee certifies to us that it has received an Alternate Letter of Credit meeting the requirements of the Indenture, (iv) at the sole option of the Bank, 40 days after the Trustee receives notice from the Bank that the Bank intends to terminate the Letter of Credit because there are insufficient funds in the Remarketing Cost Account to pay the Bank and the Bank has not otherwise received adequate assurance that sufficient funds will-be available for payment of Remarketing Costs, or (v) at the sole option of the Bank, 40 days after the Trustee receives notice from the Bank that there has been an event of default pursuant to Section 7.1 of the Reimbursement Agreement relating to Bonds which are not Fixed Rate Bonds and that the Bank intends to terminate the Letter of Credit; provided, however, that in the case of a Bank Mandatory Purchase Date the notice referred to in this clause (v) shall take effect five days after such Bank Mandatory Purchase Date. For purposes of this paragraph, notices by the Bank to the Trustee shall be given and received in the manner set forth in Paragraph 10 of this Letter of Credit. 5. The amount of each telecopy or telex demand honored hereunder will be the amount inserted in numbered paragraph (3) of said telecopy or telex demand presented hereunder. Payment under this Letter of Credit will be made by wire transfer of federal funds into any account at the office of the Trustee or the Paying Agent designated in writing by you. The Bank agrees to honor all Draws under this Letter of Credit with its own funds and not with any funds of the City. 6. We hereby agree with you that each telecopy or telex demand presented hereunder in the form of Annex 1 hereto in strict conformance with the terms hereof will be duly honored by payment to you in immediately available funds (a) no later than 12:00 noon Los Angeles time (3:00 p.m. New York City time) A-3 on the first Business Day of the next calendar month if such presentation is made on or before 10:00 a.m. Los Angeles time (1:00 p.m. New York City time) on the last Business Day of the preceding calendar month or (b) no later than 12:00 noon Los Angeles time (3:00 p.m. New York City time) on the second Business Day of the calendar month if such demand is presented after 10:00 a.m. Los Angeles time (1:00 p.m. New York City time). We hereby agree with you that each identifiable telecopy or telex demand presented hereunder in the form of Annex 2, Annex 3 or Annex 4 hereto in strict conformance with the terms hereof will be duly honored by payment to you in immediately available funds (a) no later than 12:00 noon Los Angeles time (3:00 p.m. New York City time) on the day such demand is presented as aforesaid if such presentation' is made on or before 10:00 a.m. Los Angeles time (1:00 p.m. New York City time) or (b) no later than 12:00 noon Los Angeles time (3:00 p.m. New York City time) on the Business Day next succeed- ing the day such demand is presented as aforesaid, if such presentation is made after 10:00 a.m. Los Angeles time (1:00 p.m. New York City time). You shall give telephonic notice to us no later than one-half hour prior to the deadlines set forth above for presenting telecopy or telex demands, but your failure to do so shall not relieve us of the duty to honor a demand otherwise conforming to the terms and conditions of this Letter of Credit. 7. Demands for payment hereunder honored by us shall not, in the aggregate, exceed the Stated Amount, as the Stated Amount may have been reduced or reinstated by us as herein provided. The Stated Amount is comprised of the Principal Portion, the Interest Portion and the Premium Portion, as they may vary from time to time. The Interest Portion shall be calculated to equal 40 days' interest on the Principal Portion at a rate per annum equal to the Maximum Rate in effect from time to time. The Premium Portion shall be calculated to equal one percent (1%) of the Principal Portion of the Stated Amount of the Letter of Credit. 8. Upon each payment hereunder with respect to principal of the Bonds, the Principal Portion shall be decreased by the amount of such payment and the Interest Portion and the Premium Portion shall be decreased proportionately (but in no event shall the Premium Portion be decreased by an amount less than each payment hereunder pursuant to a demand in the form of Annex 4 hereto). Upon each conversion of a Bond to a Fixed Rate Bond, the Principal Portion shall be decreased by the principal amount of each such Fixed Rate Bond and the Interest Portion and the Premium Portion shall be decreased proportion- ately. Upon any remarketing of any Bonds, including Bank Bonds A-4 by the Remarketing Agent pursuant to the Indenture and receipt by the Trustee of the remarketing proceeds plus, if the Bonds shall have been remarketed at a remarketing price of less than par, the amount on deposit in the Remarketing Cost Account or Contribution Account, as applicable, equal to the difference between the remarketed price and the par amount of such Bonds, the Principal Portion, the Interest Portion and the Premium Portion shall be automatically reinstated by the amounts by which they were decreased at the time of payment by us pursuant to a demand in the form of Annex 1, Annex 3 or Annex 4 hereto. The Interest Portion shall be decreased upon, and to the extent of, each payment hereunder with respect to interest pursuant to a demand in the form of Annex 1 hereto and shall be automatically reinstated on the date of such payment. The Interest Portion shall be decreased proportionately upon any decrease in the Maximum Rate. Any change in the Principal Portion, the Interest Portion or the Premium Portion may be confirmed in an amendment to this Letter of Credit issued by us and delivered to the Trustee in person or by tested telex or identifiable telecopier, but no failure to confirm reinstatement or reduction shall affect the validity of such change. 9. Only the Trustee may make a Draw under this Letter of Credit. Upon the payment to you, your account, your designee or the account of your designee of the amount demanded pursuant to presentation of Draw certifications, we shall be fully discharged of our obligation under this Letter of Credit with respect to payment of the amount demanded and we shall not thereafter be obligated to make any further payments under this Letter of Credit in respect of such demand for payment to you or any other person who may have made to you or makes to you a demand for payment of principal of, premium, if any, purchase price of, or interest on, any Bond. By paying to you an amount demanded in accordance herewith, we make no representation as to the correctness of the amount demanded or your calculations and representations on the Draw certificates required of you by this Letter of Credit. If your Draw demand is not, in any instance, in strict conformance with the terms and conditions of this Letter of Credit, we shall give you prompt notice that the purported negotiation was not effected in accordance with this Letter of Credit, stating the reasons therefor and that we are holding any documents at your disposal or are returning them to you, as we may elect. Upon being notified that the purported negotiation was not effected in conformity with this Letter of Credit, you may attempt to correct any such nonconforming Draw A-5 certificate if, and to the extent that, you are entitled (without regard to the provisions of this sentence) and able to do so. 10. Ail Draw certificates to b~ presented to the Bank hereunder, as well as all communications to the Bank in respect of this Letter of Credit, shall be in writing and shall be timely delivered in writing or by tested telex or identifiable telecopy confirmed in writing to ~the address shown at the foot hereof or at such other address in the City of Los Angeles, California as may be designated by us in a written notice to you and shall make.specific reference to The Tokai Bank, Ltd. Los Angeles Agency Irrevocable Direct-Pay Letter of Credit No. , Attention: Manager, Letter of Credit Department. 11. Except as otherwise provided herein, this Letter of Credit shall be governed by and construed in accordance with the Uniform Customs and Practice for Documentary Credits (1983 Revision), International Chamber of Commerce Publication No. 400 (the "UCP") and, to the extent not inconsistent therewith, the laws of the State of California. Anything to the contrary in Article 45 of the UCP notwithstanding, this Letter of Credit is intended to remain in full force and effect until it expires or terminates in accordance with its terms. Any failure by the Trustee or any successor trustee to draw upon this Letter of Credit with respect to an interest payment on, or purchase price of, the Bonds in accordance with the terms and conditions of the Indenture shall not cause this Letter of Credit to be unavailable for any future drawing in accordance with the terms and conditions of the Indenture. 12. Notwithstanding anything in the UCP to the contrary, particularly Article 54, thereof this Letter of Credit may be transferred on one or more occasions but only in the amount of the full unutilized balance hereof to any single transferee who has succeeded you as trustee under the Indenture and in compli- ance with the terms and conditions of the Indenture governing such transfer. Transfers may be effected only upon presenta- tion to us of a duly executed instrument of transfer in the form attached hereto as Annex 5 and payment of our transfer fee in the sum of $1500 United States Dollars. Any transfer of this Letter of Credit as aforesaid must be endorsed by The Tokai Bank, Ltd. Los Angeles Agency on the reverse hereof and may not change the time or place of expiration specified above or any other term hereof. 13. This Letter of Credit sets forth in full our undertaking, and such undertaking shall not in any way be modified, amended, amplified or limited by reference to any document, instrument or agreement referred to herein (including A-6 without limitation, the Bonds), except only the Draw certificates referred to herein; and any such reference shall not be deemed to-¥incorporate herein by reference any document, instrument or agreement except for such Draw certificates. Very truly yours, THE TOKAI BANK, LTD. LOS ANGELES AGENCY By: Title: Delivery Address: The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Attention: Manager, Letter of 'Credit Department TELECOPY NO: (213) 972-0154 A-7 ANNEX 1 to The Tokai Bank, Ltd. Los Angeles Agency Irrevocable Letter of Credit No. The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Interest Payment Draw Citibank, N.A. (the "Trustee") hereby certifies with respect to Irrevocable Letter of Credit No. issued by The Tokai Bank, Ltd. Los Angeles Agency (the "Letter of Credit") that: (1) The Trustee is the trustee under the Indenture for the owners of the Bonds and the person executing this Annex on behalf of the Trustee is a duly authorized officer of the Trustee; (2) The Trustee is making demand for payment under the Letter of Credit to make a deposit to the Interest Reserve Fund pursuant to and to the extent required by Section [4.02 or 4.06(A)]* of the Indenture and in satisfaction of the obligation to make payments required by Section 2.04 of the Indenture; (3) The aggregate amount required to be drawn pursuant to Section 4.06(A) of the Indenture is $[insert amount], which is the amount hereby demanded under the Letter of Credit. The Trustee has not heretofore made demand under the Letter of Credit for such amount or any portion thereof; (4) The Amount determined hereby does not include any amount in respect of the purchase of any Bonds registered in the name of the City or held by the Paying Agent for the benefit of the Bank; (5) Upon our receipt of the amount demanded under the Letter of Credit we will deposit such amount in the Interest Reserve Fund under the Indenture and apply such amounts in accordance with Section 5.07 of the Indenture. (6) The amount demanded hereby does not'exceed the amount which the Trustee is required to draw hereunder pursuant to Section 4.06(A) of the Indenture. Annex 1-1 Terms defined in the Letter of Credit are used in this Annex as therein defined, unless otherwise defined in this Annex. CITIBANK, N.A. as Trustee By: Title: Annex 1-2 ANNEX 2 to The Tokai Bank, Ltd. Los Angeles Agency Irrevocable Letter of Credit The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Principal Draw - Maturity, Optional or Mandatory Redemption (SAME DAY DRAW) Citibank, N.A. (the "Trustee") hereby certifies with respect to irrevocable Letter of Credit No. issued by The Tokai Bank, Ltd. Los Angeles Agency (the "Letter of Credit") that: (1) The Trustee is the trustee under the Indenture for the owners of the Bonds and the person executing this Annex on behalf of the Trustee is a duly authorized officer of the Trustee; (2) The Trustee is making demand for payment under the Letter of. Credit drawn upon pursuant to Section 4.06(B) of the Indenture to pay principal due and payable upon [insert one of the following: payment, at maturity of Bonds other than Fixed Rate Bonds and Bank Bonds pursuant to Section 2.03 of the Indenture, mandatory redemption of Bonds other than Fixed Rate Bonds and Bank Bonds pursuant to Section 3.01(A) of the Indenture, optional redemption of Bonds other than Fixed Rate Bonds and Bank Bonds pursuant to Section 3.02 of the Indenture, or optional redemption of Bonds other than Fixed Rate Bonds and Bank Bonds pursuant to Section 3.03 of the Indenture or extraordinary mandatory redemption of Bonds other than Fixed Rate Bonds and Bank Bonds pursuant to Section 3.05 of the Indenture]* of one or more of the Bonds on [insert the relevant principal payment date or redemption date]; (3) The aggregate amount of principal owing or the principal portion of the purchase price to be paid on account of said Bonds on said date is $[insert amount], which is the amount hereby demanded under the Letter of Credit. The Trustee as not heretofore made demand under the Letter of Credit for such amount or any portion thereof; Annex 2-1 (4) The Amount determined hereby does not include any amount in respect of the payment or redemption of any Bonds registered in the name of the City or held .by the Paying Agent for the benefit of the Bank; (5) Upon our receipt of the amount demanded under the Letter of Credit we will hold'the same in trust for the benefit of the owners and we will apply the same exclusively to the payment of the principal amount owing or redemption price to be paid in respect of the Bonds referred to in numbered paragraph (2) above as provided in the Indenture and no portion of said amount shall be (i) deposited by us in any account main- tained by or for the account of the City, (ii) applied by us for any purpose other than to pay the amount of principal owing on account of such Bonds or (iii) commingled with other funds held by us; and (6) The amount demanded hereby does not exceed the amount the Trustee is required to draw hereunder pursuant to Section 4.06(B) of the Indenture for the purpose stated above. [Insert the following for optional redemptions pursuant to Section 3.02 or 3.03 of the Indenture: (7) An amount equal to the amount hereby demanded has been deposited with the Trustee and is being held by the Trustee in trust for you in immediately available funds.] Terms defined in the Letter of Credit are used in this Annex as therein defined, unless otherwise defined in this Annex. CITIBANK, N.A., as Trustee By: Title: * Strike inapplicable language. Annex 2-2 ANNEX 3 to The Tokai Bank, Ltd. Los Angeles Agency Irrevocable Letter of Credit No. The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Purchase Draw-Put Bonds (SAME DAY DRAW) Citibank, N.A. (the "Trustee") hereby certifies with respect to Irrevocable Letter of Credit No. issued by The Tokai Bank, Ltd. Los Angeles Agency (the "Letter of Credit") that: (1) The Trustee is the trustee under the Indenture for the owners of the Bonds and the person executing this Annex on behalf of the Trustee is a duly authorized officer of the Trustee; (2) The Trustee is making demand for payment under the Letter of Credit pursuant to Section 4.06(C) of the Indenture to pay the principal portion of the purchase price due and payable on the Bonds on the purchase date to the owners of the Bonds, pursuant to [insert Section 4.01. 4.02, 4.03, 4.05(A) or 4.05(B)]* of the Indenture, of one or more of the Bonds on [insert relevant purchase date]; (3) The aggregate amount of the principal portion of the purchase price to be paid on account of said Bonds on said date is $[insert amount], which is the amount hereby demanded under the Letter of Credit. The Trustee has not heretofore made demand under the Letter of Credit for such amount or any portion thereof; (4) The Amount determined hereby does not include any amount in respect of the purchase of any Bonds registered in the name of the City or held by the Paying Agent for the benefit of the Bank; Annex 3-1 (5) Upon our receipt of the amount demanded under the Letter of Credit we will hold the same in trust for the benefit of the owners and we will apply the same exclusively to.the payment of the prindipal portion of the purchase price to be paid in respect of the Bonds referred to in numbered paragraph (2) above as provided in the Indenture, and no portion of said amount shall be (i) deposited by us in any account maintained by or for the account of the City, (ii) applied by us for any purpose other than to pay the amount of the portion of the purchase price to be paid on account of such Bonds or (iii) commingled with other funds held by us; and (6) The amount hereby demanded does not exceed the amount the Trustee is required to draw under the Letter of Credit pursuant to Section 4.06(C) of the Indenture. [Insert the following when Bonds have been remarketed at less than par pursuant to Section 4.04 of the Indenture: (7) There is on deposit in the Remarketing Cost Account an amount equal to at least the difference between par and the discount price for all Bonds being remarketed at less than par for which a draw is being made hereunder. ]* [Insert the following when Bonds are being converted to a fixed rate of interest pursuant to Section 2.07 of the Indenture: (8) There is no deposit in the Contribution Account an amount equal to the difference between par and the price of the Bonds converted to a fixed rate of interest for which a draw is being made hereunder. ]* Terms defined in the Letter of Credit are used in this Annex as therein defined, unless otherwise defined in this Annex. CITIBANK, N.A., as Trustee By: Title: * Strike inapplicable language. Annex 3-2 ANNEX4to The Tokai Bank, Ltd. Los Angeles Agency Irrevocable Letter of Credit No. The Tokai Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 Purchase Draw-Premium (SAME DAY DRAW) Citibank, N.A. (the "Trustee") hereby certifies with respect to irrevocable Letter of Credit No. issued by The Tokai Bank, Ltd. Los Angeles Agency (the "Letter of Credit") that: (1) The Trustee is the trustee under the Indenture for the owners of the Bonds and the person executing this Annex on behalf of the Trustee is a duly authorized officer of the Trustee; (2) Simultaneous with the submission of this Draw certificate, the Trustee is making demand for payment under the Letter of Credit pursuant to Section [4.06(B) or 4.06(C) of the Indenture to pay the principal portion of the purchase price due and payable on the purchase from the owners of the Bonds, pursuant to [insert Sections 3.01(A), 3.01(C), 3.'02, 4.01 or 4.03]* of the Indenture, of one or more of the Bonds on [insert relevant purchase date]; (3) The aggregate amount of the premium to be paid on account of said Bonds on said date is $[insert amount], which is the amount hereby demanded under the Letter of Credit. The Trustee has not heretofore made demand under the Letter of Credit for such amount or any portion thereof; (4) The Amount determined hereby does not include any amount in respect of the purchase of any Bonds registered in the name of the City or held by the Paying Agent for the benefit of the Bank; Annex 4-1 (5) Upon our receipt of the amount demanded under the Letter of Credit we will hold the same in trust for the benefit of the owners and we will apply the same exclusively to the payment of the premium to be paid in respect of the Bonds referred to in numbered paragraph (2) above as provided in the Indenture, and no portion of said amount shall be (i) deposited by Ds in any account maintained by or for the account of the City, (ii) applied by us for any purpose other than to pay the amount of the'portion of the purchase price to be paid on account of such Bonds or (iii) commingled with other funds held by us; (6) The amount hereby demanded does not exceed the amount the Trustee is required to draw under the Letter of Credit pursuant to [insert Section 4.06(D)]* of the Indenture; and (7) An amount equal to the amount hereby demanded has been deposited with the Trustee and is being held by the trustee in trust for you in immediately available funds. Terms defined in the Letter of Credit are used in this Annex as therein defined, unless otherwise defined in this Annex. CITIBANK, N.A., as Trustee By: Title: * Strike inapplicable language. Annex. 4-2 ANNEX 5 to The Tokai Bank, Ltd. Los Angeles Agency Irrevocable Letter of Credit No. The Tokai.Bank, Ltd. Los Angeles Agency 534 West Sixth Street Los Angeles, California 90014 SUBJECT: Letter of Credit No. issued by The Tokai Bank, Ltd. Los Angeles Agency Ladies and Gentlemen' For value received, we hereby irrevocably assign and transfer all of our rights under the above-captioned Letter of Credit, as heretofore and hereafter amended, extended or increased, to: Name of Transferee Address of Transferee By this transfer, all of our rights in the Letter of Credit are transferred to the transferee, and the transferee shall have sole rights as beneficiary under the Letter of Credit, including sole rights relating to any amendments, and whether now existing or hereafter made. The Letter of Credit may hereafter be amended, extended or increased without our consent or notice to us and you will give notice thereof directly to the transferee. Annex 5-1 By its signature below the undersigned transferee (i) acknowledges that it has duly succeeded to , as trustee under that certain Indenture of Trust relating to those certain Limited Obligation Improvement Bonds, Assessment District No. 86-2 in the aggregate principal amount of $81,400,000 issued by the City of Tustin, California, which Indenture is dated as of September 1, 1988 and entered into by and between Citibank N.A. and the City of Tustin, California as amended or supplemented from time to time (the "Indenture") and (ii) consents and agrees to perform and comply with all the terms, covenants and conditions on its part to be performed or complied with under the Indenture. The original Letter of Credit is hereby returned with all amendments to this date accompanied by payment to you of your transfer-fee in the sum of US$1,500. Please notify the trans- feree in such form as you deem advisable of this transfer and of the terms and conditions of the Letter of Credit, including amendments, as transferred. A copy of this instrument of transfer has been furnished to the City of Tustin for its information. Very truly yours, [Insert Name of Transferor] By [Insert Name and Title] Acknowl edged: [Insert Name of Transferee] By [Insert Name and Title] Annex 5-2 PROTOCOL AGREEMENT EXHIBIT F THIS PROTOCOL AGREEMENT (the "Agreement") is made as of September 1, 1988, by and between the City of Tustin, a municipal corporation of the State of California (the "City"), and The Irvine Company, a Michigan corporation (the "Company"). RECITALS A. Pursuant to proceedings under the Municipal Improvement Act of 1913, the City has formed Assessment District No. 86-2 for the purpose of constructing and financing the costs of certain public improvements (the "Improvements"). The Improvements will be financed with the proceeds of the sale of bonds (the "Bonds") which will be issued pursuant to the Trust Indenture (the "Indenture") dated as of September 1, 1988 by and between the City and Citibank, N.A. (the "Trustee"). All capitalized terms used in this Agreement shall be defined as provided in the Indenture unless otherwise defined herein. B. The Bonds will be repaid from Assessments imposed on designated benefited land substantially all of which at present is owned by the Company. The Company anticipates that it will continue to own a substantial portion of the land subject to such Assessments. In light of these facts, the parties recognize that the Company is materially affected by the manner in which the City exercises its rights and obligations under the Indenture. C. The parties have cooperated in efforts to provide for the Improvements in the most expeditious', efficient and cost-effective manner available. The parties wish to continue those efforts by entering into this Agreement to provide a cooperative means of dealing with certain ongoing aspects of monitoring and administering the aforesaid financing. AGREEMENT NOW, THEREFORE, IN CONSIDERATION of the above recitals and the promises contained herein, the parties agree as follows: 1. Improvements. The parties will cooperate with respect to the design of the Improvements, the content and specifications of the contracts for the construction of the Improvements, the timing and sequence of such construction, and all schedules and financial reports relating thereto. The City will exercise its best efforts to take such steps as may be reasonably required to award one or more contracts for the construction of the Improvements and to cause such contracts to be diligently completed; provided, however, that the City shall not be required to enter into any such contract if the amount of Bond proceeds and earnings thereon then available to the City will be inadequate to make the payments required pursuant thereto. 2. Alternate Letter of Credit. Section 4.06(F) of the Indenture provides that the Trustee shall accept an Alternate Lette~.of Credit upon satisfaction of certain conditions stated therein. In the event that the Company delivers a written request to the City that an Alternate Letter of Credit be presented to the Trustee, the City and the Company will enter into an agreement whereby the Company agrees to pay all costs and expenses incurred in connection with the satisfaction of the conditions set forth in said Section 4.06(F) and any termination fee payable to the Bank as a result thereof. Upon execution of such agreement by the Company, the City will promptly take such action as may be reasonably required to obtain such Alternate Letter of Credit, to present the same to the Trustee, and to satisfy the conditions set forth in said Section 4.06(F); provided, however, that the City shall not be required to enter into any agreement with the issuer of the Alternate Letter of Credit which differs from the Reimbursement Agreement in any material respect adverse to the City. The provisions of this section shall expire and be of no further force or effect at such time as the Company no longer owns, directly or indirectly, and/or no longer is required, pursuant to agreements with other owners of land within the District (evidence of which requirement shall have been delivered to the City), to pay the Assessment Installments applicable to, a majority,' by area, of the property within the District with Assessments bearing interest at rates other than a Fixed Interest Rate. 3. Information and Notices. Under various provisions of the Indenture and the Reimbursement Agreement the City may receive or give notices for various purposes specified therein. The City agrees to provide the Company with copies of all such notices (specifically including, but not limited to, the notice referred to in Section 4.05(A) of the Indenture) promptly upon the receipt or sending thereof, as the case may be. Various provisions of the Indenture permit the City to request and obtain specified information from various parties described therein. The City hereby agrees to provide the Company with copies of such information promptly upon its receipt by the City. In addition, the City shall supply to the Company such information available to the City pursuant to the Indenture as the Company may from time to time reasonably request. 4. Investment of Funds. The parties understand and agree that the City shall have the sole responsibility for investing or directing the investment of all funds held by it or on its behalf under the Indenture. The City will invest or direct the investment of such funds in Permitted Investments which will mature on or before the dates on which such funds are expected t01 be needed for purposes of the District. Section 5.07 of the Indenture provides that any moneys .held by the Trustee in the Interest Reserve Fund shall be held-uninvested unless directed to be invested by the City, in which case such moneys are to be invested in direct obligations of the United States of America or in certain repurchase agreements, in each case as described in said Section 5.07. Inasmuch as the earnings, if any, from the investment of the moneys held in the Interest Reserve Fund will affect the amount of the Assessment Installments which the Company will be required to pay, the City will provide such instructions to the Trustee concerning the investment of said moneys in Permitted Investments as the Company may from time to time request; and the City shall have no liability for any losses incurred as the result of any such investment made in accordance with the Company's request. The Company acknowledges that earnings from the investment of the moneys held under the Indenture at a yield greater than the yield on the Bonds may be required to be rebated to the federal government. The Bank is hereby expressly recognized as a third-party beneficiary of this section. 5. Remarketinq Aqent. Pursuant to the provisions of Section 8.05 of the Indenture, the City has reserved the right to remove the Remarketing Agent and to appoint a successor thereto. Inasmuch as the effectiveness of the Remarketing Agent in performing its duties directly affects the interest payments required to be made by the Company, the City agrees that (i) it will not remove the Remarketing Agent without the.. prior written consent of the Company (which consent shall not be unreasonably withheld), (ii) if requested to do so by written notice from the Company setting forth the Company's reasons for so requesting, it will remove the Remarketing Agent (subject to the consent of the Bank), and (iii) it will meet and consult with the Company concerning the appointment of any successor to the Remarketing Agent. 6. Financial Information. The City will make available to the Company monthly reporting of fund and account balances relating to the District including but not limited to: (i) construction funds and accounts and related cost accounting information and (ii) to the extent available from the Trustee, reports showing bond principal outstanding and interest disbursements as well as reports on all funds and accounts held by the Trustee. The City will also make available to the Company copies of all materials furnished by the City to the Bank pursuant to Section 5.1(e) of the Reimbursement Agreement. 7. Changes in Indenture or Reimbursement Aqreemeht. Except to the extent required in the Opinion of Counsel in order to maintain the tax-exempt status of interest on the Bonds, the City will not enter into any amendment of or supplement to the Indenture or the Reimbursement Agreement without the prior written consent of the Company (which consent shall not be unreasonably withheld). The provisions of this section shall expire and be of no further force or effect at such time as the Company no longer owns, directly or indirectly, and/or no longer is required, pursuant to agreements with other owners of land within the District (evidence of which requirement shall have been delivered to the City), to pay the Assessment Installments applicable to, a majority, by area, of the property with Assessments bearing interest at rates other than a Fixed Interest Rate. 8. Prohibition Against Certain Transfers. At the time of their issuance the Bonds will bear interest at one or more Adjusted Interest Rates, and the Assessments will bear interest at a rate equal to the composite of such Adjusted Interest Rates. Such an arrangement would not be desirable for any property within the District from and after the date on which such property is first occupied as a single family residence. Accordingly, the Company will not sell, transfer or otherwise convey any parcel within the District for occupancy as a single family residence unless and until either (i) the interest rate applicable to the Assessment upon such parcel has been converted so as to correspond to a Fixed Interest Rate, or (ii) the Assessment on such parcel has been paid. The foregoing provision is not intended, and shall not be construed, to prevent the Company from (i) entering into a contract for the sale, transfer or other conveyance of a parcel for such purpose if such sale, transfer or conveyance is contingent upon either the conversion of the interest rate applicable to the Assessment upon such parcel so as to correspond to a Fixed Interest Rate or the payment of such Assessment, or (ii) selling, transferring, or otherwise conveying any property within the District to one or more developers or merchant builders (each, a "Developer") for the development thereof for single family residential purposes. However, if the Company does sell, transfer or otherwise convey any property within the District to a Developer for development thereof for single family residential purposes, and if prior to such sale, transfer or conveyance the interest rate applicable to the Assessment upon such property has not been converted so as to correspond to a Fixed Interest Rate or such Assessment has not been paid, the Company will require that such Developer enter into an agreement with the City substantially similar to the agreement set forth in this section and such agreement shall name the Bank as a third-party beneficiary thereof. -4- Except as hereinafter provided, the City will use its best efforts to include as a condition of its approval of all tract maps covering land within the District (both tentative and final and both "A" and "B") a requirement that no building permit will be issued for construction of a single family residence upon any lot upon which there is an unpaid Assessment unless and until the interest rate applicable to such AsseSSment has been converted so as to correspond to a Fixed Interest Rate and satisfactory proof thereof has been furnished to the City. The City will not impose such a requirement upon any tract map applicable to Lots 1, 2, 9, 10, 13, 24, 25 or 27 of Tract 12870 or in any case in which the City determines that as a result of unusual or unexpected circumstances the withholding of building permits would impose an undue hardship (as, for example, in the case of property with respect to which a Development Notice has been filed with the Trustee and satisfactory proof thereof has been furnished to the City but the interest rate applicable to the Assessment upon such property has not yet been converted so as to correspond to a Fixed Interest Rate), provided that no certificate of occupancy will be issued with respect thereto unless and until the interest rate applicable to the Assessment upon the property in question has been fixed so as to correspond to a Fixed Interest Rate or such Assessment has been paid. The Bank is hereby expressly recognized as a third-party beneficiary of this section. 9. Automatic Conversion to Fixed Rate Bonds. On or before June 15 and December 15 of each year, commencing December 15, 1988, the Company will file with the Trustee an executed Development Notice setting forth the information called for in the form of such notice which is set forth in Exhibit B to the Indenture. The Bank is hereby expressly recognized as a third-party beneficiary of this section. 10. Optional Conversion to Fixed Rate Bonds. Pursuant to Section 2.10 (C) of the Indenture the City may give notice to the Trustee that it intends to effect a conversion of the interest rate on some or all of the Bonds to a Fixed Interest Rate. Unless such notice is given upon the direction of the Bank with respect to Bank-Owned Bonds, the City will not give any such notice without the prior written approval of the Company if as a result of .such notice the interest rate applicable to any Assessment payable by the Company would be converted so as to correspond to a Fixed Interest Rate. IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their respective officers thereunto duly authorized, as of the date first above written. CITY OF TUSTIN By: Mayor ATTEST: THE IRVINE COMPANY By: Richard E. Moran Jr. Vice President and Treasurer City Clerk APPROVED AS TO FORM: City Attorney 08/22/88 0668n/2495/020 -6- EXHIBI~ G SECOND AMENDMENT TO AGREEMENT FOR PAYMENT OF COSTS FOR INPRASTRUC~ IMPROVEMENTS EAST TUSTIN ASSESSMENT DISTRICT 86-2 mmmmmm~mmmmmmmmw~mmmmm~--mmmm~m~--~ ~mm THIS AMENDMENT TO AGaEEMENT FOR PAYMENT OF COSTS FOR INI~RASTRUCTURE IMPROVEMENTS, EAST TUSTIN ASSESSMENT DISTRICT 86-2 (the "Amendment") is entered into by and between The Irvine Company, a Michigan corporation ("Company") and The City of Tustin, a municipal corporation ("City") as of this 'day of September, 1988. !~._CITALS WHEREAS, City and Company have previously entered into that certain "Agreement for Payment of Costs for Infrastructure Improvements, East Tustin Assessment District 86-2", dated as of December 15', 1986 (the "Agreement"), providing for the pa. yment and reimbursement of certain costs to be incurred with respect to certain public improvements to serve all or a portion of the area of the City known as East Tustin, and the formation of East Tustin Assessment District 86-2 ("ETAD 86-2"); and WHEREAS, City and Company have heretofore entered into an Amendment to Agreement for Payment of Costs for Infrastructure Improvements, East Tustin Assessment District 86-2, dated as of _ _, 1988; and W~ER~AS, City and Company now have more accurate cost estimates for the work to be performed under the Agreement; and WHo. PICAS, Company wishes to provide assurance to City that Company will, at its sole cost and expense, pay for the completion of. the Improvements undertaken after the sale of Bonds for ETAD 86- 2, in the event the proceeds 'of such Bonds are insufficient to cover the costs of said Improvements; and NOW, T~EREFORE, in consideration of the above and other good . . and valuable consideration, City and Company hereby agree to amend the Agreement as follows: 1. Paragraph i(D) is hereby added to the Agreement to read as follows: "D. If the proceeds of the initial Assessment District Bonds are not sufficient to pay for the Improvements, City will use its best efforts to issue additional Bonds or Bond Anticipation Notes. If City is unable, after using its best efforts, to issue such · additional Bonds or Bond Anticipation Notes, Company shall pay to City an amount of money equal to the difference between the remaining funds from Bond proceeds and an amount adequate to complete the Improvements." Paragraph 6 is hereby amended to read as follows: "6. Maximum Costs Prior to Formation o.f _ETAD 86-~ and Receipt of Bond Proceeds. It is understood that the costs identified in Exhibit 'C' attached hereto are · the best available estimated costs for the Improvements. Company and City agree that, notwithstanding the estimated costs identified in Exhibit 'C' , the actual payments by Company for such work and improvements shall be. based upon actual project costs for the Improvements c. ompleted prior to formation of ETAD 86-2 and the receipt of proceeds from the sale of ~TAD 86- 2 Bonds; provided, however, that the Company.s total payments, whether the Improvements are constructed by City or Company, shall not exceed $4,653,000 without express prior written authorization from the Company. This maximum cost 'is expected to cover all improvement, engineering and assessment district formation costs incurred under this Agreement prior to formation of the ~TAD 86-2 and the receipt of proceeds from the sale of ETAD 86-2 Bonds. Upon completion of the Contracts, City will provide Company with an accounting of all sums expended in the Contracts. Prior to adoption of the Resolution Of Intention, Company shall provide City with all costs of the Company Improvements and the Company Engineering Work. Nothing in this Paragraph 6 shall be construed to relieve Company or to limit Company's obligation as set forth in Paragraph i(D) to complete the Improvements at Company's sole cost and expense in the event the proceeds from the sale of ETAD 86-2 Bonds are insufficient to cover the costs of the Improvements." 3. 8xhibits "B" and "C" attached hereto are-hereby substituted in place of Exhibits "B" and .'C. attached to the Agreement. 4. Except as amended above, the Agreement continues unchanged, and as amende4, it continues in full force and effect. IN WITNESS WHEREOF, City and Company have executed this Amendment as of the date first written above. CITY OF TUSTIN, a municipal corporation THE IRVINE COMPANY, a Michigan corporation By: By.. ItS: ATTEST: By: "City ~l~k ,- City of Tustin Its: APPROVED AS TO FORM: 'City Attorney, Ci'~y Of Tustin (C2081) D:06/20/88 R:08/24/88 R:08/30/88 _Descri_~tlon of a~ The design and construction of-certain grading, paving, base, curbs and gutters, parkway, drainage', intersection work, street lights, signing, striping, landscaping, water, sewer, reclaimed water, gas, electric, telephone and cable television utilities, together with appurtenances and appurtenant work for the following roadways: _C_itv o.f.. TUStin: · Irvine Boulevard-The improvement of Irvine Boulevard to its ultimate street section along the north side from 650 +_ feet westerly of Tustin Ranch Road to Jamboree Road. · Tustin Ranch Road- The improvement of Tustin Ranch Road to its ultimate street section between Irvine Boulevard and Jamboree Road. Tustin Ranch Road Interchange at the I-5 Freeway - Funding for 28 percent of the total interchange construction project and right-of-way acquisition. · Portola Parkway - The improvement of Portola Parkway to its ultimate s~reet section between Jamboree Road and Tustin Ranch Road. · La Colina Drive - The improvement of La Colina Drive to its ultimate street section between Tustin Ranch Road and the western City boundary. · Jamboree Road - The improvement to ultimate width of the west side (three southbound lanes) and improvement of the east side (two northbound lanes) between Irvine Boulevard and Tustin Ranch Road, including a bridge at Peters Canyon Wash. · Jamboree Road - The improvement of a four-lane roadway between Tustin Ranch Road and the northern Tustin city limits. City of Jamboree Road- The improvement of a four-lane roadway between the Tustin city limits and Canyon View Avenue. · Jamboree Road - The improvement of a four-lane roadway between Canyon View Avenue and existing Chapman Avenue in the City of Orange. Assessment District No. 86-1, City of Orange, will contribute funds to this project. The construction .of traffic signal improvements at major intersections and proposed project entry streets: City o_f Tustin_: Jamboree Road Tustin Ranch Road Irvine Boulevard - POrtola Parkway City of O£anq~: 8 full signals · 5 full signals 1 full signal, 3 half signals 1 full signal C~ D. - Jamboree Road 2 full signals, 1 half signal Flood Control Facilities- The improvement of the following master planned drainage facilities in the City of Tustin: - Lower Peters Canyon Retarding Basin. - Jamboree West storm drain from Jamboree Road to Peters Canyon Wash Eastern Inlet storm drain. Peters Canyon Wash Eastern Inlet storm drain between Jamboree Road and Peters Canyon Retarding Basin. The grading of an access road and storm drain installation between Tustin Ranch Road and Lower Peters Canyon Retarding Basin. Regional Trail in the City of Tustin - The improvement of a regional bicycle, equestrian, and hiking trail from Peters Canyon Regional Park along Lower Lake Drive, Tustin Ranch Road and Portola Parkway through its crossing of jamboree Road at Peters Canyon Wash. Proposed Acquisition Items in the City of Tustin: Clearing and tree removal along Jamboree Road from Tustin Ranch Road to existing Chapman Avenue. Grading for Assessment District street improvements within Tract No. 12870; Tustin Ranch Road; La Colina Road; Portola Parkway; Jamboree Road to Tustin Ranch Road. (C2081A) /3o/8s Project 10 11 (C2081B) /30/8 ASSRS~$NENT DISTR!.CT .~6-2 ~scription North 1/2 Tustin Ranch Road Jamboree Road Pot tola Parkway La Colina Peter's Canyon Wash Peter's Canyon Wash Regional Trails Traffic Signalization Not Used Acqui si ti OhS Tustin Ranch Road Interchange of Irvine Boulevard (Phase I) (Phase II) TOTAL IMPROVEMENTS: Contingency ? Design, fees, etc. ? Total COSt $ 1,376,180.00 $ 6,274,548.10 $30 , 902,177.47 $ 530,228.69 $ 460,682.19 $ 5,410,378.06 $ 2,000,570.00 $ 679,770.00 $ 2,341,320.00 937,064;30 . ,445,000.00 $55,357,918.81