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HomeMy WebLinkAbout05 QUARTERLY INVESTMENT REPORT FOR THE CITY OF TUSTIN & SUCCESSOR AGENCY FOR TUSTIN COMMUNITY REDEVELOPMENT AGENCYAgenda Item 5 • Reviewed: AGENDA REPORT City Manager Finance Director MEETING DATE: NOVEMBER 19, 2019 TO: MATTHEW S. WEST, CITY MANAGER FROM: JOHN A. BUCHANAN, FINANCE DIRECTOR JENNY LEISZ, DEPUTY DIRECTOR - FINANCIAL SERVICES SUBJECT: QUARTERLY INVESTMENT REPORT FOR THE CITY OF TUSTIN AND THE SUCCESSOR AGENCY FOR THE TUSTIN COMMUNITY REDEVELOPMENT AGENCY SUMMARY: Government Code Section 53646 requires that the Treasurer make an Investment Report to the City Council at least quarterly showing balances by authorized investment and certifying its compliance with the adopted Investment Policy. RECOMMENDATION: Receive and file. FISCAL IMPACT: None. CORRELATION TO THE STRATEGIC PLAN: Correlates with the City's Strategic Plan Goal C: Financial Strength, Item 3. This investment report provides evidence of the City's commitment to ensuring that investments are in compliance with the adopted Investment Policy. DISCUSSION: In compliance with Government Code Section 53646, the attached Investment Report reporting cash and investments for the City of Tustin and the Successor Agency for the Tustin Community Redevelopment Agency for the quarter ending September 30, 2019 is rendered. QUARTERLY INVESTMENT REPORT FOR THE CITY OF TUSTIN AND THE SUCCESSOR AGENCY FOR THE TUSTIN COMMUNITY REDEVELOPMENT AGENCY Page 2 of 3 The City's total cash and investments as of September 30, 2019 were $162 million, a decrease of $31 million from June 30, 2019 total cash and investments of $193 million. The decrease in cash and investments of $31 million is primarily due to the following significant outflows plus substantial outflows for various budgeted construction projects: • $6.9 million — payments to CalPERS reducing the unfunded actuarial liabilities for the Miscellaneous and Safety Plans: o $3.6 million prepayment for annual required employer contributions. o $3.3 million budgeted discretionary payment. • $2.9 million — debt service payment for the Successor Agency Tax Allocation Refunding Bonds, Series 2016. • $2.1 million — payment to Orange County Fire Authority for 1St quarter fiscal year 2020 contract fire services. • $1.8 million — payment to Orange County Water District for water basin replenishment for January - June 2019. $0.5 million — contribution to Public Agency Retirement Services (PARS) Trust Other Post -Employment Benefits (OPEB) account. The weighted average portfolio yield as of September 30, 2019 was 2.10%, 6 basis points lower than the weighted average portfolio yield of 2.16% as of June 30, 2019. The primary reason for the slight decrease in the weighted average portfolio yield is the decline in California Asset Management Program (CAMP) rates from 2.48% in June 2019 to 2.22% in September 2019. The weighted average days to maturity were 502 days as of September 30, 2019, a decrease from 523 days as of June 30, 2019. The decline in weighted average days to maturity during the last quarter was mostly due to several called bonds and negotiable certificates of deposit with stated maturity dates ranging from September 2020 through March 2024. In June 2018, $6.6 million was contributed to the Public Agency Retirement Services (PARS) trust to fund outstanding pension and other post -employment benefits (OPEB) liabilities. The PARS statement and quarterly report are attached showing the balances as of September 30, 2019 and the performance of the trust for the 2"d quarter of calendar year QUARTERLY INVESTMENT REPORT FOR THE CITY OF TUSTIN AND THE SUCCESSOR AGENCY FOR THE TUSTIN COMMUNITY REDEVELOPMENT AGENCY Page 3 of 3 2019. The trust increased from the June 30, 2019 balance of $7.5 million to $8.1 million at September 30, 2019, an increase of $0.6 million. The increase was mostly due to the $0.5 million contribution in August 2019, discussed previously. Investment return for the last quarter ending September 30, 2019, was approximately 1.5%, with the 1 -year return at just over 7%. The investment portfolio is currently laddered to reflect the projected cash flow needs of the City for the completion of various capital projects primarily within the Legacy and for funding of the new Tustin Unified School District school building project. Due to significant outflows for ongoing construction projects, the on -demand balances of $45.3 million as of June 30, 2019 have dipped just below the benchmark of $50 million, which is approximately 6 months operating expenses. Staff will continue to closely monitor the Public Works outflows and cash balances and projections going forward. J ny Leisz Deputy Director - Financial Services CJohn . Buchanan Finance Director Attachments: September 30, 2019 Quarterly Investment Report PARS Trust Statement as of September 30, 2019 PARS Moderate Fact Sheet Q2 2019 re surer's CZuar?edy in,ve E ment ReK 1 September 3Gs2� Al mlow All -0 Mb '1� 7nTM �F ,r IVA M 19 1 W IR kd- 700.0000 600.0000 500.0000 400.0000 300.0000 100.0000 0 0 A A 1 A 0 0 0 0 O,' OS Oti O,' O~ O� 01 O,' Oti 01' Oti O~ Oti v v v v v v v v v v v v v 2.70% 2.60% 2.50% 2.40% 2.30% 2.20% • .• .. 2.10% r:•+.+:+, 2.00% 1.90% 1.80% 1.70% ' 1.60% 1.50% 1.40% •4_ 1.30% 1.20%- 1.10%. 1.00% ... }c 0.90% 0.80% 0.70%77 — 0.60 0.50% 0.40%- 0.30% 0.20% 0.10% 0.00% oti;O )N otiv otic oti1 oti^ otic o;, otic' otic otic otic' otic' "\ti \�o\v \�o\tiyv\vti\ti \vo\tiyv\�ti\T \�ti\ti 6\�o\ti \�o\vyv\�ti\ti \�ti\ti o\vo\ti \vo\ti City of Tustin 9 LAIF Yield (%) tU5 Treasury / 2 yr CITY OF TUSTIN Monthly Investment Report September 30, 2019 DIVERSIFICATION Investment Portfolio / Cost Value $161,661,513 DIVERSIFICATION Investment Portfolio / Cost Value $222,782,717 Negotiable Certificate of Corporate Bonds or Corporate Bonds Cor$28,611,739 Deposit _$25,590,742 Negotiable $30,995,115 15.83% Certificate of 12.84% Deposit 19.17% $38,931,115 17.47% kr Municipal Bonds " $7,401,154 4.58% Liquid (Daily) Liquid (Daily) $80,597,263 $45,288,652 36.18% 28.01% **41 Federal Agencies Federal Agencies $52,385,850 $63,888,987 32.40% 28.68% Municipal Bonds - -` $8,758,989 US Treasury 3.93% $1,994,623 US Treasury 0.90% $0 0.00% CITY OF TUSTIN Monthly Investment Report September 30, 2019 Maturity Distribution US Treasury 0.00096 Federal Agencies - 4,002,200 15,404,358 29,479,292 3,500,000 - 52,385,850 32.40% Municipal Bonds 2,009,380 2,362,025 2,779,749 250,000 7,401,154 4.5896 Commercial Paper 0.00% Certificate of Deposit 0.00% Negotiable Certificate of Deposit 1,985,000 4,464,000 3,225,000 2,481,000 11,162,000 5,699,115 1,733,000 246,000 30,995,115 19.17% Corporate Bonds 1,991,904 2,993,006 6,018,155 13,553,536 1,034,142 25,590,742 15.83% Liquid (Daily) 45,288,652 45,288,652 28.01% Total 49,265,556 8,466,200 5,234,380 5,474,OD6 34,946,538 51,511,692 6,517,142 246,000 161,661,513 100.000 Liquidity Distribution CITY OF TUSTIN Monthly Investment Report September 30, 2019 Investment Type Municipal Bonds* Maturity 5 year Maximum % Holdings 30% Maximum % per Issuer 5% Minimum Rating N/A % InvestedMaximum 4.58% Invested $7,401,154 Compliance Yes U.S. Treasuries and General Obligations 5 year 100% 100% N/A 0.00% $0 Yes Federal Agency or US government-sponsored enterprise 5 year 100% 50% N/A 32.40% $52,385,850 Yes Banker's Acceptance* _ 180 days 30% S% N/A 0.00% $0 Yes Commercial Paper* 270 days 25% 5% A -1/P-1 plus 0.00% $0 Yes A long term Negotiable Certificates of Deposit 5 year 30% 5% N/A 19.17% $30,995,115 Yes Repurchase Agreements (102% Collateralized)* 1 year 30% 5% N/A 0.001/0 $0 Yes Medium -Term (Corporate) Notes* 5 year 20% 5% A 15.83% $25,590,742 Yes Money Mone Market Mutual Funds N/A/2 Eligibllee o 20% u 10% AAA/AAA o 0.00/ $0 Yes Shares of beneficial interest by a JPA 5 year 100% 50% N/A 23.86% $38,571,793 Yes Supranationals (IBRD, IFD, and IADB)* 5 year 15% 5% AA 0.00% $0 Yes Collateralized Bank Deposits 5 year 100% 30% N/A 0.00% $0 Yes Orange Count Investment Pool g Y N A / Max pemitted by Max permitted by N/A o 0.69/0 $1,117,040 Yes County Tresurer County Treasurer Local Agency Investment Fund N/A Max pemitted by Max permitted by State N/A 1.65% $2,666,234 Yes State Tresurer Treasurer Bank of America (General Checking Account) N/A N/A N/A N/A 1.81% $2,933,585 Yes Total Invested $161,661,513 Combined total limitation (total classes with *) 30% 20.41% $32,991,897 CITY OF TUSTIN Monthly Investment Report September 30, 2019 COMPLIANCE Investment Policy/ Corporate Bonds Corporate Bonds are required, at Settlement Date, to have an "A" rating from one of the three rating agencies. ADP American Express Apple Inc. Apple Inc. Barclays Bank PLC Berkshire Hathaway Chevron Corporation Coca-Cola Co IBM Credit LLC Microsoft Corporation Pfizer Inc Procter&Gamble Co Toyota Motor Credit Corp Toyota Motor Credit Corp Toyota Motor Credit Corp VISA Inc Walmart Store Inc Walmart Store Inc Wells Fargo Bank Current Rating Moody's Rating S&P Face Aa3 CUSIP NR Settlement Date A- Amount Aa1 053015AD5 1,000,000 AA 0258MODX4 2,000,000 A- 037833BS8 2,000,000 AA+ 037833CQ1 2,000,000 AA+ 06744CFN6 2,000,000 A- 084670BQO 1,000,000 AA 166764BN9 2,000,000 AA- 191216BT6 1,000,000 AA- 44932HAC7 1,000,000 A+ 594918BG8 1,000,000 AAA 717081DZ3 1,000,000 AA 742718DY2 1,000,000 AA- 89236TEC5 2,482,750 AA- 89236TDP7 1,000,000 AA- 89236TFNO 1,000,000 AA- 92826CAG7 1,000,000 A+ 931142EA7 1,000,000 AA 94988J5G8 1,000,000 AA 94988J5G8 1,000,000 A+ Current Rating Moody's Moody's S&P Fitch Aa3 AA NR A2 A- A Aa1 AA+ NR Aal AA+ NR A2 A A+ Aa2 AA A+u Aa2 AA NR Al A+ Au A2 A WD Aaa AAA AA+u Al AA- Au Aa3 AA- NR Aa3 AA- A+u Aa3 AA- A+u Aa3 AA- A+u Aa3 AA- NR Aa2 AA AA Aa2 AA AA Aa2 A+ AA - Prior Month Rating Moody's S&P Fitch Aa3 AA NR A2 A- A Aa1 AA+ NR Aa1 AA+ NR A2 A A+ Aa2 AA A+u Aa2 AA NR Al A+ Au A2 A WD Aaa AAA AA+u Al AA- Au Aa3 AA- NR Aa3 AA- A+u Aa3 AA- A+u Aa3 AA- A+u Aa3 AA- NR Aa2 AA AA Aa2 AA AA Aa2 A+ AA- XAIY Compliance Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes CITY OF TUSTIN Monthly Investment Report September 30, 2019 - Cash and Investments / Summary [11 Description / Limits [21 [31 Face Amount YTM@Cost Credit Rating Shares [41 Cost Value+Accrued Interest [5] Market Value Investment Portfolio 116,227,000.00 2.09 116,372,861.11 116,654,198.18 Daily - Limit: Total 161,457,749.11 Successor Agency [6] Reconciled / Bank of America Account - General Checking 1.00 N/A 2,933,584.69 2,933,584.69 Orange County Investment Pool 2.24 [7] 1,117,040.49 1,117,040.49 LAIF / Local Agency Investment Fund 2.28 N/A 2,666,233.51 2,666,233.51 California Asset Management Program (CAMP) 2.22 AAAm 38,571,793.14 38,571,793.14 45,288,651.83 45,288,651.83 Investment Portfolio TOTAL 161,661,512.94 161,942,850.01 Performance Measurement Weighted Average Days to Maturity 502 Weighted Average Yield 2.10% Benchmark / Treasury 2 Year 2.16% Restricted/ Un -Restricted Funds UN -RESTRICTED General Fund cash balance as of 7/31/2019 (unaudited) 14,784,162.14 SEMI -RESTRICTED Cash Balance as of 7/31/2019 (unaudited) 73,214,481.76 Capital Projects, Proceeds from Land Sales, Backbone Infrastructure RESTRICTED Cash balances as of 7/31/2019 (un -audited) 73,459,105.21 Total 161,457,749.11 Successor Agency Community Redevelopment Agency / Cash & Investments Total 203,763.83 CITY OF TUSTIN Monthly Investment Report September 30, 2019 Restricted Deposits with Fiscal Agents Ill [21 [31 [41 151 Description / Limits Face Amount YTM@Cost Credit Rating Cost Value+Accrued Market Value Shares Interest 2016 Successor Agency Tax Allocation Bonds, Refunding 903.37 N/A 903.37 903.37 2016 Water Revenue Bonds, Refunding 343,279.00 N/A 343,279.00 343,279.00 2012 Water Revenue Bonds - Refunding 69,250.00 N/A 69,250.00 69,250.00 2013 Water Revenue Bonds 324,161.00 N/A 324,161.00 324,161.00 CFD 04-1 611,870.18 N/A 611,870.18 611,870.18 CFD 06-1 6,803,227.12 N/A 6,803,227.12 6,803,227.12 CFD 07-1 1,173,047.74 N/A 1,173,047.74 1,173,047.74 CFD 14-1 14,241,806.97 N/A 14,241,806.97 14,241,806.97 23,567,545.38 23,567,545.38 23,567,545.38 Restricted Deposits with Fiscal Agents TOTAL 23,567,545.38 23,567,545.38 CITY OF TUSTIN R Monthly Investment Report September 30, 2019 Footnotes (1) DESCRIPTION -LIMITS reflects the various authorized investments as documented in the most current adopted investment policy and the allowable percentage of total portfolio per investment type. (2) FACE AMOUNT/SHARES is the full value of the security before any discount or premium is paid at purchase. (3) CREDIT RATING is the highest ratings from Standards & Poor's, Moody's or IDC Publishing Inc for bank ratings. IDC ratings are 1 (lowest) to 300 (highest). (4) COST VALUE+ACCRUED INTEREST is the original amount paid, including premiums/discounts, and purchased accrued interest. Amortization of discount/premium booked annually or when investment is sold/called/or matures. (5) MARKET VALUE is the price at which similar securities are currently trading. Current market values are provided by Bank of America and the State Treasurer's Office on all securities or deposits held in safekeeping for the City and the Successor Agency for the Tustin Community Redevelopment Agency. Market value differences are only booked at year end. (6) EARNINGS ALLOWANCE on compensating bank balances to offset bank activity charges. Allowance is included in the Average Yield calculation. The cash balances include amounts "swept" from account for overnight investments. (7) ORANGE COUNTY INVESTMENT POOL rating is AAAm. Orange County Treasury Extended Fund is not rated by sponsor's choice. (8) Investments and earnings on monies held by fiscal agents generally are limited as to type and yield by the bond documents. Certifications We certify that this report reflects all City of Tustin and the Successor Agency for the Tustin Community Redevelopment Agency (SATCRA) pooled investments. The investments represented in this report are in conformity with the current adopted investment policy of the City of Tustin. The market values represented in this report are provided by the Custodian Bank and Trustees currently holding securities for the City of Tustin and SATCRA. The investment program herein shown provides sufficient cash flow liquidity to meet the next twelve (12) months estimated expenditures. This statement is prepared in conformance with Section 53646 of the Government Code. V� S. West, City Manager Treasurer City of Tustin CITY OF TUSTIN Monthly Investment Report September 30, 2019 Compliance / Investment Policy Description / Limits Face Amount Shares Maximum Allowable Total Cost Value + Accrued Market Value Maturity - Portion of Percentage Interest Years/days Portfolio of Portfolio __ ----- LIS Treasury 0.00 5 years 100% 0.00% 0.00 0.00 LISAgency Municipal Bonds Commercial Paper Certificate of Deposit / Negotiable Corporate Bonds 52,400,000.00 7,330,000.00 0.00 30,997,000.00 25,500,000.00 5years 5 years 270 days 5 years 5 years 100% 30% 25% 30% 20% 32.40% 4.58% 0.00% 19.17% 15.83% 52,385,849.64 7,401,154.34 0.00 30,995,114.83 25,590,742.30 52,444,022.39 _7,397,257.70 0.00 31,123,585.81 25,689,332.28 Cash N/A N/A N/A 1.81% 2,933,584.69 2,933,584.69 Orange County Investment Pool N/A N/A N/A 0.69% 1,117,040.49 1,117,040.49 LAIF / Local Agency Investment Fund N/A N/A N/A 1.65% 2,666,233.51 2,666,233.51 a i orm{—"a Asset Management Program MP Shares of beneficial Interest by a JPA N/A N/A N/A 23.86% 38,571,793.14 38,571,793.14 Banker's Acceptance 0.00 180 days 30% 0.00% 0.00 0.00 Repurchase Agreements 0.00 1year 30% 0.00% 0.00 0.00 Money Market Mutual Funds 0.00 N/A 20% 0.00% 0.00 0.00 _ Supranationals (IBRD, IFC and IADB) Collateralized Bank Deposits 0.00 0.00 5 years 5 years 15% 100% 0.00% 0.00% 0.00 0.00 _ 0.00 0.00 100.00% 161,661,512.94 161,942,850.01 Restricted Cash with Fiscal Aeents * 23,567,545.38 23,567,545.38 Investment Portfolio TOTAL 185,229,058.32 185,510,395.39 * Cash with Fiscal Agents are the Reserve and Construction Funds, held by Trustees for various City and RDA Bond Issues. Investment options are limited to those specifically permitted by bond documents. City of Tustin Portfolio Holdings Compliance Report - Investment Policy Report Format: By Transaction Group By: Asset Class Average By: Cost Value Portfolio / Report Group: All Portfolios As of 9/30/2019 Days To Maturity Settlement YTM @ Credit Credit Face Cost Value + % of Description CUSIP/Ticker Maturity Date Date Cost Rating 1 Rating 2 Amount/Shares Accrued Interest Cost Price Market Value Portfolio > Liquid Assets Bank ofAmerica - Checking MM MM0220 1 N/A 6/30/2015 1.000 NR NR 2,933,584.69 2,933,584.69 100 2,933,584.69 1.82 California Asset Management Program LGIP CAMP6045 1 N/A 5/10/2017 2.220 NR NR 38,571,793.14 38,571,793.14 100 38,571,793.14 23.88 Local Agency Investment Fund LGIP LGIP0936 1 N/A 6/30/2015 2.280 NR NR 1,570,044.83 1,570,044.83 100 1,570,044.83 0.97 Local Agency Investment Fund LGIP LGIP0002 1 N/A 6/30/2015 2.280 NR NR 1,096,188.68 1,096,188.68 100 1,096,188.68 0.68 Orange County Investment Pool LGIP LGIP91-E 1 N/A 6/30/2015 2.236 NR NR 1,117,040.49 1,117,040.49 100 1,117,040.49 0.69 Sub Total /Average > Liquid Assets 1 2,145 45,288,651.83 45,288,651.83 100 45,288,651.83 28.04 b_._....__.._-____,..____..-._-----.___.._.._..__._______._.___.____.._____...._._______._._ Certificate of Deposit -Negotiable 30% Abacus Federal Savings Bank 1.95 7/21/2021 00257TAY2 660 7/21/2021 7/21/2017 1.950 NR NR 248,000.00 248,000.00 100 248,661.42 0.15 Allegiance Bank 2.211/3/2022 01748DAY2 1,130 11/3/2022 11/3/2017 2.200 NR NR 248,000.00 248,000.00 100 250,864.40 0.15 Alliance Credit Union 2.25 10/13/2022 01859BAA3 1,109 10/13/2022 10/13/2017 2.250 NR NR 248,000.00 248,000.00 100 251,184.07 0.15 Alma Bank 1.7 12/9/2020 020080BE6 436 12/9/2020 12/9/2016 1.700 NR NR 248,000.00 248,000.00 100 247,707.86 0.15 American Eagle Bank 2 12/30/2021 02554BGRO 822 12/30/2021 7/13/2017 2.000 NR NR 247,000.00 247,175.95 100 248,066.55 0.15 American Express22 11/29/2019 02587DWKO 60 11/29/2019 11/28/2014 2.200 NR NR 248,000.00 248,000.00 100 248,071.92 0.15 American National Bank -Fox Cities 1.75 11/23/2020 02771PNQ6 420 11/23/2020 5/23/2017 1.750 NR NR 248,000.00 248,000.00 100 247,859.14 0.15 Apex Bank 1.25 2/17/2021 03753XAEO 506 2/17/2021 8/17/2016 1.250 NR NR 248,000.00 248,000.00 100 246,141.49 0.15 Bank of Deerfield 1.15 7/27/2020 061785DP3 301 7/27/2020 8/26/2016 1.150 NR NR 248,000.00 248,000.00 100 246,678.16 0.15 Bank of Georgetown DC 1.65 113012020 06424XBT8 122 1/30/2020 1/30/2015 1.650 NR NR 248,000.00 248,000.00 100 248,261.89 0.15 Bank of Hope 1.7 11/26/2019 062683A.16 57 11/26/2019 5/26/2017 1.700 NR NR 248,000.00 248,000.00 100 247,917.17 0.15 Bank of the Pacific 1.25 5/24/2021 06425BCK3 602 5/24/2021 8/24/2016 1.250 NR NR 248,000.00 248,000.00 100 245,784.12 0.15 Bankers Bank Madison W 1.9 7/14/2021 06610RAQ2 653 7/14/2021 7/14/2017 1.900 NR NR 248,000.00 248,000.00 100 248,436.23 0.15 Description CUSIP/Ticker Days To Maturity Maturity Date Settlement Date YTM @ Credit Cost Rating 1 Credit Rating 2 Face Amount/Shares Barclays Bank Delaware 2.2 06740KKDB 1,016 7/12/2022 7/12/2017 2.200 NR NR 247,000.00 7/12/2022 100 248,010.42 0.15 248,000.00 100 247,681.32 0.15 Belmont Savings Bank 1.55 100 248,077.13 0.15 248,000.00 100 249,098.14 0.15 2/24/2020 080515BT5 147 2/24/2020 2/24/2017 1.550 NR NR 248,000.00 Beneficial Bank 1.3 3/9/2020 08173QBN5 161 3/9/2020 3/9/2016 1.300 NR NR 248,000.00 Berkshire Bank 1.55 2/28/2020 084601GY3 151 2/28/2020 2/28/2017 1.550 NR NR 248,000.00 BMO Harris Bank Step 100 250,948.04 0.15 248,000.00 100 248,213.53 0.15 4/13/2022-17 05581 WNM3 926 4/13/2022 4/13/2017 2.143 NR NR 248,000.00 BMW Bank UT 2.25 8/21/2020 05580ACS1 326 8/21/2020 8/21/2015 2.250 NR NR 248,000.00 Capital One 2 11/5/2019 140420QN3 36 11/5/2019 11/512014 2.000 NR NR 248,000.00 Capital One 2.3 8/12/2020 14042E5M8 317 8/12/2020 8/12/2015 2.300 NR NR 248,000.00 Celtic Bank 2.14121/2022 15118RMF1 934 4/21/2022 4/21/2017 2.100 NR NR 248,000.00 Central FederalAssoc of 100 253,648.58 0.15 248,000.00 100 247,824.66 0.15 Chicago 2.85 61288 15347EAH2 637 6/28/2021 6/28/2018 2.850 NR NR 249,000.00 Central State Bank Iowa 1.85 7/14/2021 15523RBJ4 653 7/14/2021 7/14/2017 1.850 NR NR 248,000.00 Chippewa Valley Bank 1.7 6/30/2020 169894AN2 274 6/30/2020 6130/2017 1.700 NR NR 248,000.00 Citibank Sioux Falls SD 3 6/15/2021 17312QN47 624 6/15/2021 6/15/2018 3.000 NR NR 246,000.00 Citizens State Bank 1.85 6/30/2021 17670DAD6 639 6/30/2021 6/30/2017 1.850 NR NR 248,000.00 City Bank UT 2.15 11/5/2019 17284C2R4 36 11/5/2019 11/5/2014 2.150 NR NR 248,000.00 C020 y Cap Bank UT 2.15 6/29/229/20 20033ALD6 273 6/29/2020 6/29/2015 2.150 NR NR 248,000.00 Commerce Bank Geneva MN 2 11/26/2021-18 20056QQQ9 788 11/26/2021 8/25/2017 2.000 NR NR 248,000.00 Commerce State Bank 1.65 5/22/2020 20070PJD0 235 5/22/2020 5/22/2017 1.650 NR NR 248,000.00 Commercial Bank Alma Mi 1.4 8/16/2021 201282H D5 686 8/16/2021 8/16/2016 1.400 NR NR 248,000.00 Country Bank NY 2.9 6/18/2021 22230PBS8 627 6/18/2021 6/20/2018 2.900 NR NR 249,000.00 CrossFirst Bank 1.6 2/28/2020 22766AAX3 151 2/28/2020 2/28/2017 1.600 NR NR 248,000.00 Delaware State Police Federal Credit Union 3 3/29/ 246399AB5 1,642 3/29/2024 3/29/2019 3.000 NR NR 246,000.00 DNB First, National Association 26/23/2022 25590AAH3 997 6/23/2022 6/23/2017 2.000 NR NR 248,000.00 Douglas National Bank 1.65 1/21/2020 259744DS6 113 1/21/2020 7/19/2017 1.650 NR NR 248,000.00 Eagle Bank Bethesda MD 2.9 6/15/2021 27002YDS2 624 6/15/2021 6/15/2018 2.900 NR NR 249,000.00 East Boston Savings Bank 1.7 4/13/2020 27113PBN0 196 4/13/2020 4/11/2017 1.700 NR NR 248,000.00 Enerbank USA 1.45 8/26/2021 29266N3H8 696 8/26/2021 8/26/2016 1.450 NR NR 248,000.00 Farmers 82 Mechanics FS & LA 2 6/16/2022-17 307764AA8 990 6/16/2022 6/26/2017 2.053 NR NR 248,000.00 Cost Value + % of Accrued Interest Cost Price Market Value Portfolio 247,000.00 100 249,609.31 0.15 248,000.00 100 247,695.46 0.15 248,000.00 100 248,010.42 0.15 248,000.00 100 247,681.32 0.15 248,000.00 100 248,077.13 0.15 248,000.00 100 249,098.14 0.15 248,000.00 100 248,042.41 0.15 248,000.00 100 249,066.65 0.15 248,000.00 100 249,817.34 0.15 249,000.00 100 253,486.73 0.15 248,000.00 100 248,217.99 0.15 248,000.00 100 247,811.77 0.15 246,000.00 100 250,948.04 0.15 248,000.00 100 248,213.53 0.15 248,000.00 100 248,056.79 0.15 248,000.00 100 248,548.08 0.15 248,000.00 100 248,027.53 0.15 248,000.00 100 247,735.38 0.15 248,000.00 100 246,169.76 0.15 249,000.00 100 253,633.89 0.15 248,000.00 100 247,740.10 0.15 246,000.00 100 257,630.63 0.15 248,000.00 100 249,262.57 0.15 248,000.00 100 247,825.90 0.15 249,000.00 100 253,648.58 0.15 248,000.00 100 247,824.66 0.15 248,000.00 100 246,375.10 0.15 247,515.89 99.75 248,008.18 0.15 Days To Maturity Settlement YTM @ Credit Credit Face Cost Value + % of Description CUSIP/Ticker Maturity Date Date Cost Rating 1 Rating 2 Amount/Shares Accrued Interest Cost Price Market Value Portfolio Fidelity Co-op Bank Leominster 316077CV6 1,044 8/9/2022 8/9/2017 2.116 NR NR 248,000.00 247,008.00 99.6 248,018.35 0.15 Step 8/9/2022-17 Financial Federal Bank 1.7 9/30/2020 31749TAX5 366 9/30/2020 5/30/2017 1.700 NR NR 248,000.00 248,000.00 100 247,753.74 0.15 First Bank of Highland Park 2.2 11/8/2022 319141JF5 1,135 11/8/2022 11/8/2017 2.200 NR NR 248,000.00 248,000.00 100 250,862.91 0.15 First Bank of Owasso 1.8 5/14/2020 31927LAM0 227 5/14/2020 11/14/2017 1.800 NR NR 248,000.00 248,000.00 100 247,969.25 0.15 First Bank Richmond 1.8 12/28/2020 319267GE4 455 12/28/2020 6/27/2017 1.800 NR NR 248,000.00 248,000.00 100 248,000.00 0.15 First Farmers Bank &Trust Company 1.9 1/21/20 320165HM 479 1/21/2021 7/21/2017 1.900 NR NR 248,000.00 248,000.00 100 247,991.07 0.15 First Federal Savings Bank 1.9 1/15/2021 32021YDA8 473 1/15/2021 11/15/2017 1.900 NR NR 248,000.00 248,000.00 100 248,316.45 0.15 First Internet Bank of Indiana 2.05 7/14/2022 32056GCQ1 1,018 7/14/2022 7/14/2017 2.050 NR NR 248,000.00 248,000.00 100 249,621.18 0.15 First Oklahoma Bank 1.7 7/27/2020 335857BE7 301 7/27/2020 7/26/2017 1.700 NR NR 248,000.00 248,000.00 100 247,794.16 0.15 First Premier Bank 2.05 8/22/2022 33610RQY2 1,057 8/22/2022 8/21/2017 2.050 NR NR 248,000.00 248,000.00 100 249,668.54 0.15 First Security State Bank IA 2.85 2/22/2021 336386AX5 511 2/22/2021 6/22/2018 2.850 NR NR 249,000.00 249,000.00 100 252,597.55 0.15 First Source Bank 1.75 12/30/2019 33646CFE9 91 12/30/2019 6/30/2015 1.750 NR NR 248,000.00 248,000.00 100 247,975.45 0.15 First State Community Bank 2.1 6/30/2022-18 33708UCF4 1,004 6/30/2022 6/30/2017 2.100 NR NR 248,000.00 248,000.00 100 248,097.71 0.15 First Tech Federal CU Palo Alto CA 3.05 6/14/2021 33715LBL3 623 6/14/2021 6/14/2018 3.050 NR NR 249,000.00 249,000.00 100 254,224.02 0.15 First Western Bank 1.55 2/28/2020 33749VAK4 151 2/28/2020 2/28/2017 1.550 NR NR 248,000.00 248,000.00 100 247,689.26 0.15 FNB Bank, Inc/Romney 1.85 7/19/2021 30257JAC9 658 7/19/2021 7/19/2017 1.850 NR NR 248,000.00 248,000.00 100 248,219.73 0.15 GE Capital Bank 1.8 1/16/2020 36162PFS6 108 1/16/2020 1/16/2015 1.800 NR NR 248,000.00 248,000.00 100 248,224.44 0.15 Gold Coast Bank 1.9 5/10/2021 38058KDU7 588 5/10/2021 11/9/2017 1.900 NR NR 248,000.00 248,000.00 100 248,393.58 0.15 Goldman Sachs Bank 1.95 3/11/2020 38148JMV0 163 3/11/2020 3/11/2015 1.950 NR NR 248,000.00 248,000.00 100 248,110.11 0.15 Great Plains Bank 1.85 12121/2021 39115UAZ6 813 12/21/2021 4/21/2017 1.850 NR NR 248,000.00 248,000.00 100 248,255.69 0.15 Horicon State Bank 1.65 5/26/2020 440392FL7 239 5/26/2020 5/23/2017 1.650 NR NR 248,000.00 248,000.00 100 247,731.42 0.15 International Bank of Chicago 2.1 4/20/2022-18 45906ABR7 933 4/20/2022 10/20/2017 2.100 NR NR 248,000.00 248,000.00 100 248,023.56 0.15 Jefferson Bank and Trust Company 1.75 5/12/2020 472376AC6 225 5/12/2020 11/9/2017 1.750 NR NR 248,000.00 248,000.00 100 247,891.62 0.15 JPMorgan Chase Bank NA 1.65 8/16/2021 48126XAH8 686 8/16/2021 8/16/2016 1.650 NR NR 248,000.00 248,000.00 100 246,448.51 0.15 Kearny Federal Savings Bank 1.7 11/15/2019 48714LAE9 46 11/15/2019 11/15/2017 1.700 NR NR 248,000.00 248,000.00 100 247,930.06 0.15 Days To Maturity Settlement YTM @ Credit Credit Face Cost Value + % of Description CUSIP/Ticker Maturity Date Date Cost Rating 1 Rating 2 Amount/Shares Accrued Interest Cost Price Market Value Portfolio Keesler Federal CU 3 8/30/2021 49254FAQ9 700 8/30/2021 2/28/2019 3.000 NR NR 249,000.00 249,000.00 100 254,625.16 0.15 Kennebec Savings Bank 1.65 5/29/2020 469265AU2 242 5/29/2020 5/30/2017 1.650 NR NR 248,000.00 248,000.00 100 247,731.17 0.15 KeyBankNational Association 1.7 3/9/2 49306SXK7 161 3/9/2020 3/8/2017 1.700 NR NR 248,000.00 248,000.00 100 247,833.59 0.15 Lakeside Bank 1.75 11/19/2020 51210SMS3 416 11/19/2020 5/19/2017 1.750 NR NR 248,000.00 248,000.00 100 247,860.62 0.15 Lead Bank 1.7 2/9/2021 521680AE8 498 2/9/2021 8/9/2017 1.700 NR NR 248,000.00 248,000.00 100 247,667.43 0.15 Luana Savings Bank 1.7 2/11/2021 54910321-2 500 2/11/2021 8/11/2017 1.700 NR NR 248,000.00 248,000.00 100 247,663.22 0.15 Machias Savings Bank1.65 2/6/2020 554479DS1 129 2/6/2020 2/6/2015 1.650 NR NR 248,000.00 248,000.00 100 248,277.76 0.15 Marine Bank 1.85 6/29/2021 56817TAB7 638 6/29/2021 6/29/2017 1.850 NR NR 248,000.00 248,000.00 100 248,213.03 0.15 MB Financial Bank 1.65 4/13/2020 55266CUY0 196 4/13/2020 4/13/2017 1.650 NR NR 248,000.00 248,000.00 100 247,758.45 0.15 Mercantil Bank Coral Gables FL 36/21/2021 58733AEX3 630 6/21/2021 6/21/2018 3.000 NR NR 246,000.00 246,000.00 100 250,995.52 0.15 Mercantile Bank of Michigan 1.65 4/13/2020 58740XYW4 196 4/13/2020 4/11/2017 1.650 NR NR 248,000.00 248,000.00 100 247,758.94 0.15 Merrick Bank UT 1.55 10/9/2019 59013JKA6 9 10/9/2019 10/9/2015 1.550 NR NR 249,000.00 249,000.00 100 249,007.97 0.15 Midsouth Bank Lafayette 1.85 7/13/2020-18 59805FAA7 287 7/13/2020 7/12/2017 1.850 NR NR 248,000.00 248,000.00 100 247,988.59 0.15 Morton Community Bank 1.7 12/16/2020 619165GW7 443 12/16/2020 12/16/2016 1.700 NR NR 248,000.00 248,000.00 100 247,703.14 0.15 Mountain America Credit Union 2.3 11/8/2022 62384RAC0 1,135 11/8/2022 11/8/2017 2.300 NR NR 248,000.00 248,000.00 100 251,621.30 0.15 National Bank of Commerce 2.15 6/27/2022-17 633368EK7 1,001 6/27/2022 6/27/2017 2.150 NR NR 248,000.00 248,000.00 100 248,041.17 0.15 National Cooperative Bank 1.5 3/9/2021 635573AH1 526 3/9/2021 3/9/2016 1.500 NR NR 248,000.00 248,000.00 100 248,530.72 0.15 Nebraska State B&T Co. 1.95 2/21/2022 63969ACD4 875 2/21/2022 4/21/2017 1.950 NR NR 248,000.00 248,000.00 100 248,842.70 0.15 al-and8/2021 National Bank Neb1.85 6/ 1.85 6/28/2021 63970QFG6 637 6/28/2021 6/28/2017 1.850 NR NR 248,000.00 248,000.00 100 248,212.78 0.15 Northfield Bank 1.95 10/20/2021 66612ABV9 751 10/20/2021 11/1/2017 2.029 NR NR 248,000.00 247,414.99 99.7 248,743.01 0.15 Northwest Bank(FKA Western Capital Bank) 1,65 4/13 66736ABB4 196 4/13/2020 4/13/2017 1.650 NR NR 248,000.00 248,000.00 100 247,758.45 0.15 Oriental Bank 1.85 5/26/2020 68621 KAY7 239 5/26/2020 5/24/2017 1.850 NR NR 248,000.00 248,000.00 100 248,054.31 0.15 Palmetto Heritage Bank and Trust 1.9 8/20/2021 69709QAM3 690 8/20/2021 8/21/2017 1.900 NR NR 248,000.00 248,000.00 100 248,460.78 0.15 Partners Bank of California 1.85 8/16/2021 70212YAW2 686 8/16/2021 8/15/2017 1.850 NR NR 248,000.00 248,000.00 100 248,226.92 0.15 Peoples United Bank 1.85 1/21/2020 71270QLM6 113 1/21/2020 1/21/2015 1.850 NR NR 248,000.00 248,000.00 100 248,237.09 0.15 Plus International Bank 2.8 12/14/2020 72940UJF3 441 12/14/2020 6/13/2018 2.800 NR NR 249,000.00 249,000.00 100 251,967.08 0.15 732333AG4 604 5/26/2021 5/26/2017 1.900 NR NR 248,000.00 248,000.00 100 248,404.24 0.15 Days To Maturity Settlement YTM @ Credit Credit Face Cost Value + % of Description CUSIP/Ticker Maturity Date Date Cost Rating 1 Rating 2 Amount/Shares Accrued Interest Cost Price Market Value Portfolio Ponce De Leon Federal Bank 1.9 5/26/2021 PrivateBank IL 1.8 1/30/2020 74267GUW5 122 1/30/2020 1/30/2015 1.800 NR NR 248,000.00 248,000.00 100 248,252.71 0.15 RCB Bank Claremore OK 2.9 6/21/2021 74934YAJO 630 6/21/2021 6/20/2018 2.900 NR NR 249,000.00 249,000.00 100 253,648.58 0.15 Sallie Mae Bank 3 4/18/2023 79545OM93 1,296 4/18/2023 4/18/2018 3.000 NR NR 245,000.00 245,000.00 100 254,783.34 - 0.15 Security State Bank 1.5 10/7/2019 81489TAV8 7 10/7/2019 4/7/2017 1.500 NR NR 248,000.00 248,000.00 100 247,980.66 0.15 Signature Bank Chicago 2.15 11/8/2022 82669VBY6 1,135 11/8/2022 11/8/2017 2.150 NR NR 248,000.00 248,000.00 100 250,489.67 0.15 Signature BK of Arkansas 1.15 2/18/2020 82669LGHO 141 2/18/2020 8/18/2016 1.150 NR NR 248,000.00 248,000.00 100 247,345.03 0.15 Southern State Bank AL 2.8 9/28/2020 843879BT3 364 9/28/2020 6/27/2018 2.800 NR NR 249,000.00 249,000.00 100 251,452.15 0.15 ank Bristow OK 1.9 81111 021 8/11 /2021-18 848608DB8 681 8/11/2021 8/11/2017 1.900 NR NR 248,000.00 248,000.00 100 247,993.30 0.15 Springs Valley Bank & Trust Company 1.75 2/121 851791AR4 135 2/12/2020 10/12/2017 1.750 NR NR 248,000.00 248,000.00 100 247,895.34 0.15 State Bank of Chilton 2 10/13/2021-118 85641 PDQO 744 10/13/2021 10/13/2017 2.000 NR NR 248,000.00 248,000.00 100 248,021.82 0.15 Stearns Bank 1.6 2/26/2020 857894TA7 149 2/26/2020 2/24/2017 1.600 NR NR 248,000.00 248,000.00 100 247,742.33 0.15 Stock Yards Bank & Trust Co KY 2.9 6/14/2021 861026AAO 623 6/14/2021 6/14/2018 2.900 NR NR 246,000.00 246,000.00 100 250,528.12 0.15 Stone Bank 1.85 1/11/2021 86158RAM1 469 1/11/2021 10/11/2017 1.850 NR NR 248,000.00 248,000.00 100 248,156.74 0.15 Sturgis Bank & Trust Company 1.8 6/9/2020 864088DM8 253 6/9/2020 11/9/2017 1.800 NR NR 248,000.00 248,000.00 100 247,984.13 0.15 Summit Community Bank Inc 1.65 5/29/2020 86604XLT1 242 5/29/2020 5/31/2017 1.650 NR NR 248,000.00 248,000.00 100 247,731.17 0.15 The Bank of Princeton 1.7 6/30/2020 064520AD1 274 6/30/2020 6/30/2017 1.700 NR NR 248,000.00 248,000.00 100 247,811.77 0.15 The Business Bank of Saint Louis 1.8 6/23/2021 12325EHU9 632 6/23/2021 6/23/2017 1.800 NR NR 248,000.00 248,000.00 100 248,000.00 0.15 The First National Bank of Mayfield 2 8/18/2022 330459BUl 1,053 8/18/2022 8/18/2017 2.000 NR NR 248,000.00 248,000.00 100 249,318.62 0.15 The Lake Bank MN 2.9 5/17/2021 507515BE3 595 5/17/2021 6/22/2018 2.900 NR NR 249,000.00 249,000.00 100 253,397.84 0.15 The North Jackson Bank 2.05 5/9/2022 32063KAS1 952 5/9/2022 11/8/2017 2.050 NR NR 248,000.00 248,000.00 100 249,532.64 0.15 The Ohio Valley Bank Company 1.9 1/19/2022 677721CNO 842 1/19/2022 7/19/2017 1.900 NR NR 248,000.00 248,000.00 100 248,538.41 0.15 Towne Bank Portsmouth VA 3 6/28/2021 89214PBR9 637 6/28/2021 6/28/2018 3.000 NR NR 246,000.00 246,000.00 100 251,050.87 0.15 Traverse City State Bank 6/28/2022 894333FF5 1,002 6/28/2022 6/28/2017 2.000 NR NR 248,000.00 248,000.00 100 249,261.58 0.15 Triad Bank 1.85 4/12/2021 89579NBU6 560 4/12/2021 10/12/2017 1.850 NR NR 248,000.00 248,000.00 100 248,187.24 0.15 UBS Bank USA Salt Lake City UT 3.25 6/13/2023 90348JCW8 1,352 6/13/2023 6/13/2018 3.250 NR NR 248,000.00 248,000.00 100 260,519.54 0.15 Days To Maturity Settlement YTM @ Credit Credit Face Cost Value + % of Description CUSIP/Ticker Maturity Date Date Cost Rating 1 Rating 2 Amount/Shares Accrued Interest Cost Price Market Value Portfolio Uinta County State Bank 2.05 903572CC7 744 10/13/2021 10/13/2017 2.050 NR NR 247,000.00 247,000.00 100 248,226.11 0.15 10/13/2021 United Community Bank 2.05 4/12/2022-18 90983WBNO 925 4/12/2022 10/12/2017 2.050 NR NR 248,000.00 248,000.00 100 248,035.46 0.15 University of Iowa 2.85 6/19/2020 91435LAN7 263 6/19/2020 6/20/2018 2.850 NR NR 249,000.00 249,000.00 100 250,858.29 0.15 US Alliance FCU NY 3 2122/202190352RAB1 511 2/22/2021 6/22/2018 3.000 NR NR 249,000.00 249,000.00 100 253,111.49 0.15 Washington Trust Company 1.65 11/2512019 940637JAO 56 11/25/2019 5/24/2017 1.650 NR NR 248,000.00 248,000.00 100 247,896.34 0.15 Wells Fargo Bank 1.8 3/2/2020 949763FA9 154 3/2/2020 3/1/2017 1.800 NR NR 248,000.00 248,000.00 100 247,943.21 0.15 Winter Hill Bank, FSB 1.8 6/28/2021 975875AK1 637 6/28/2021 6/26/2017 1.800 NR NR 248,000.00 248,000.00 100 248,000.00 0.15 Sub Total / Average Certificate of Deposit - 530 1.994 30,997,000.00 30,995,114.83 99.992424 31,123,585.81 19.19 Negotiable 30% -- - - - _.._ - -- Corporate Bonds 15% --- ------------- American Express Credit Corp 2.6 9/14/2020-20 0258MODX4 350 9/14/2020 6/13/2018 3.000 Moodys- S&P A- 2,000,000.00 1,995,505.58 99.132501 2,010,292.10 1.23 Apple Inc 2.25 2/2312021-21 037833BS8 512 2/23/2021 12/2/2016 dys- 2.125 Moodys- S&P -AA+ 2,000,000.00 2,022,375.00 100.5 2,009,093.14 1.24 a1 Apple Inc 2.3 5/11/2022 037833CQ1 954 5/11/2022 6/26/2017 2.133 Aa1 dys S&P -AA+ 2,000,000.00 2,021,152.54 100.770127 2,023,673.90 1.25 Automatic Data Processing2.25 9/15/2020 053015AD5 351 9/15/2020 6/13/2018 2.617 MooAa3 S&P -AA 1,000,000.00 997,500.00 99.2 1,002,763.21 0.61 Barclays Bank PLC Step 8/25/2022-18 06744CFN6 1,060 8/25/2022 8/25/2017 2.440 Moodys- S&P -A- 2,000,000.00 2,000,000.00 100 1,980,904.38 1.24 Berkshire Hathaway Inc 2.2 3/15/2021 084670BQO 532 3/15/2021 6/13/2018 2.654 Aa2dys S&P -AA 1,000,000.00 993,377.78 98.8 1,005,192.41 0.61 Chevron Corp 2.4983/3/2022 166764BN9 885 3/3/2022 8/10/2017 2.101 Moodys- S&P -AA- 2,000,000.00 2,056,188.11 101.72 2,029,883.56 1.26 COCO-COLAC01.875 10127/2020 191216BT6 393 10/27/2020 7/13/2017 1.875 Moodys- S&P -AA- 1,000,000.00 1,003,958.33 100 1,000,451.08 0.62 IBM Credit LLC 2.2 9/8/2022 44932HAC7 1,074 9/8/2022 10/3/2017 2.301 Al Moodys- S&P -A+ 1,000,000.00 996,827.78 99.53 1,004,600.52 0.62 Microsoft 211/3/2020-20 594918BG8 400 11/3/2020 11/6/2015 1.929 Moodys- S&P-AAA 1,000,000.00 1,003,546.67 100.338 1,001,659.59 0.62 Pfizer Inc 2.212/1512021 717081DZ3 807 12/15/2021 7/16/2018 2,944 Al Moodys- S&P -AA 1,000,000.00 977,894.44 97.6 1,005,507.16 0.60 Procter & Gamble Co 2.3 2/6/2022 742718DY2 860 2/6/2022 7/16/2018 2.902 Moodys- S&P -AA- 1,000,000.00 990,022.22 97.98 1,014,442.25 0.61 Aa3 Toyota Motor Credit Corp 2.15 9/8/2022 89236TEC5 1,074 9/8/2022 11/1/2017 2.301 Moodys- Aa3 S&P -AA- 2,500,000.00 2,490,663.19 99.31 2,515,036.70 1.54 Toyota Motor Credit Corp 3.45 9/20/2023 89236TFNO 1,451 9/20/2023 2/28/2019 3.001 Aa3dys- S&P -AA- 1,000,000.00 1,034,141.67 101.9 1,057,711.55 0.63 Toyota Motor Credit Crop 2.6 1/11/2022 89236TDP7 834 1/11/2022 7/13/2017 2.200 Moodys- Aa3 S&P -AA- 1,000,000.00 1,017,172.28 101.702784 1,015,825.12 0.63 VISA Inc 2.15 9/15/2022 92826CAG7 1,081 9/15/2022 10/3/2017 2.101 S&P -A+ 1,000,000.00 1,003,615.32 100.230143 1,010,241.38 0.62 Sub Total /Average Days To Maturity Settlement YTM @ Credit Credit Face Cost Value + % of Description CUSIP/Ticker Maturity Date Date Cost Rating 1 Rating 2 Amount/Shares Accrued Interest Cost Price Market Value Portfolio Municipal Securities 15%15% Moodys- California ST 1.84/1/2020 13063CSQ4 184 4/1/2020 4/29/2015 A1 S&P -AA- 2,000,000.00 2,009,380.00 100.469 1,999,860.00 1.24 Walmart Inc 1.75 10/9/2019 931142DY6 9 10/9/2019 7/16/2018 2.371 a2dys- S&P -AA 1,000,000.00 997,215.28 99.25 999,900.00 0.61 Walmart Inc 1.9 12/15/2020 931142EA7 442 12/15/2020 6/13/2018 2.622 Aa2dys- S&P -AA 1,000,000.00 994,897.22 98.26 1,002,221.03 0.61 Wells Fargo Bank 2.15 12/6/2019 94988,15G8 67 12/6/2019 7/16/2018 2.718 A2dys- S&P --A+ 1,000,000.00 994,688.89 99.23 999,933.20 0.61 Sub Total /Average Corporate Bonds 15% 747 2.413 25,500,000.00 25,590,742.30 99.877252 25,689,332.28 15.77 Municipal Securities 15%15% California ST 1.84/1/2020 13063CSQ4 184 4/1/2020 4/29/2015 1.700 Aa3dys S&P -AA- 2,000,000.00 2,009,380.00 100.469 1,999,860.00 1.24 California ST 2.3674/1/2022 13063DADO 914 4/1/2022 4/27/2017 2.152 Aa3dys S&P -AA- 1,000,000.00 1,010,000.00 101 1,012,630.00 0.63 California ST 2.625 4/1/2021 13063DAC2 549 4/1/2021 4/27/2017 2.003 M�2dys- S&P -AA- 1,000,000.00 1,023,400.00 102.34 1,011,980.00 0.63 California State University 3.054 11/1/2022 13077DFD9 1,128 11/1/2022 8/2/2018 3.054 Aa2dys S&P -AA- 250,000.00 250,000.00 100 258,297.50 0.15 Industry Calif Sales Tax Rev 2.75 1/1/2022 45656RDV1 824 1/1/2022 5/17/2017 2.451 Aldys- S&P -AA- 1,000,000.00 1,014,604.17 101.3 1,017,180.00 0.63 Murrieta Redevelopment Agency 2.25 8/1/2021 62719PAX4 671 8/1/2021 10/18/2017 2.319 NR S&P -A 350,000.00 349,135.50 99.753 352,051.00 0.22 Murrieta Redevelopment Agency 2.5 8/1/2022 62719PAY2 1,036 8/1/2022 10/18/2017 2.559 NR S&P -A 250,000.00 249,345.00 99.738 253,840.00 0.15 Santa Rosa REGL Resource Revv 2.2 8/1/2021 802629AW5 671 8/1/2021 10/3/2017 2.001 Fitch -AA S&P -AA+ 980,000.00 989,489.67 100.73 984,694.20 0.61 Santa Rosa CA REGL Resources Rev 2.4 8/1/2022 802629AX3 1,036 8/1/2022 10/3/2017 2.202 Fitch -AA S&P -AA+ 500,000.00 505,800.00 100.9 506,725.00 0.31 Sub Total /Average Municipal Securities 15% / 5% 629 2.085 7,330,000.00 7,401,154.34 100.90417 7,397,257.70 4.58 US Agency Bonds / Notes 75% FFCB 1.38 3/2/2020-17 3133EFH59 154 3/2/2020 3/2/2016 1.380 AMaoodys- S&P -AA+ 2,000,000.00 2,000,000.00 100 1,996,362.30 1.24 FFCB 1.77 12/7/2020-17 3133EGR49 434 12/7/2020 12/7/2016 1.770 MMoodys- Aaa S&P -AA+ 2,000,000.00 2,000,000.00 100 1,999,552.46 1.24 FFCB 1.91 1/20/2021-17 3133EHGHO 478 1/20/2021 4/20/2017 1.910 MMoodys- Aaa S&P -AA+ 1,500,000.00 1,500,000.00 100 1,494,811.55 0.93 FFCB 1.934/20/2021-18 3133EHGG2 568 4/20/2021 4/20/2017 1.930 AMaoodys- S&P -AA+ 1,500,000.00 1,500,000.00 100 1,494,522.39 0.93 FFCB 1.95 3/14/2022-17 3133EHYQO 896 3/14/2022 11/1/2017 2.082 MMoodys- Aaa S&P -AA+ 2,000,000.00 1,994,091.67 99.45 2,000,060.06 1.23 FFCB 23/14/2022-17 3133EHMH3 896 3/14/2022 6/22/2017 2.023 Aaadys S&P -AA+ 2,000,000.00 1,998,888.89 99.9 1,983,644.92 1.24 FFCB 2 4/5/2021-18 3133EHEG4 553 4/5/2021 4/5/2017 2.000 MMoodys- Aaa S&P -AA+ 3,500,000.00 3,500,000.00 100 3,500,082.15 2.17 FFCB 24/5/2022-17 3133EHQG1 918 4/5/2022 7/11/2017 2.078 S&P -AA+ 1,000,000.00 996,833.33 99.65 1,000,033.61 0.62 Total/Average 502 2.103 161,515,651.83 161,661,512.94 100.002853 161,942,850.01 100 Days To Maturity Settlement YTM @ Credit Credit Face Cost Value + % of Description CUSIP/Ticker Maturity Date Date Cost Rating 1 Rating 2 Amount/Shares Accrued Interest Cost Price Market Value Portfolio Moodys- Aaa FHLB 1.3752/18/2021 313OA7CV5 507 2/18/2021 4/4/2016 1.328 Aaadys S&P-AA+ 1,000,000.00 1,003,956.94 100.22 994,769.24 0.62 FHLB 2.08 4/27/2022-18 3130AB6Q4 940 4/27/2022 4/27/2017 2.080 Aaadys S&P-AA+ 1,500,000.00 1,500,000.00 100 1,500,057.00 0.93 FHLB 2.1 4126/2022719 3130AB3U8 939 4/26/2022 4/26/2017 2.100 NR S&P-AA+ 4,000,000.00 4,000,000.00 100 4,048,378.08 2.48 FHLB 2.15/18/2022-18 3130ABCS3 961 5/18/2022 5/18/2017 2.100 Aaadys S&P-AA+ 2,000,000.00 2,000,000.00 100 2,000,081.02 1.24 FHLB Step 10/18/2022-18 3130ACGW8 1,114 10/18/2022 10/18/2017 2.144 S&P-AA+ 1,500,000.00 1,500,000.00 100 1,500,192.38 0.93 Aaadys FHLB Step 8/2412022-17 3130ABZW9 1,059 8/24/2022 8/24/2017 2.071 S&P-AA+ 1,000,000.00 1,000,000.00 100 1,000,237.01 0.62 Aaadys FHLMC 2 7/19/2022-17 3134GBVF6 1,023 7/19/2022 7/19/2017 2.000 Aaadys S&P-AA+ 2,000,000.00 2,000,000.00 100 2,000,259.34 1.24 FHLMC 27/27/2021-17 3134GBXA5 666 7/27/2021 7/27/2017 2.000 Aaadys S&P-AA+ 1,000,000.00 1,000,000.00 100 1,000,129.06 0.62 FHLMC 2 7/2712022-18 3134GBWQ1 1,031 7/27/2022 7/27/2017 2.042 Aaadys S&P-AA+ 2,000,000.00 1,996,000.00 99.8 2,016,750.30 1.24 FHLMC 2.05 12/30/2021-17 3134GAZR8 822 12/30/2021 12/30/2016 2.050 Aaadys S&P-AA+ 2,000,000.00 2,000,000.00 100 2,000,731.42 1.24 FHLMC 2.05 5/25/2022-18 3134GBMB5 968 5/25/2022 5/25/2017 2.050 Aaadys S&P-AA+ 1,000,000.00 1,000,000.00 100 1,009,773.43 0.62 FHLMC 2.05 9/29/2022-17 3134GBH39 1,095 9/29/2022 10/31/2017 2.163 Aaadys S&P-AA+ 2,000,000.00 1,993,144.44 99.475 2,001,710.00 123 FHLMC 2.1 6/29/2022-17 3134GBTL6 1,003 6/29/2022 6/29/2017 2.100 AMaoaodys- S&P-AA+ 2,000,000.00 2,000,000.00 100 2,001,765.38 1.24 FHLMC 2.25 7/26/2022-18 3134GBYP1 1,030 7/26/2022 7/26/2017 2.250 S&P-AA+ 2,000,000.00 2,000,000.00 100 2,000,231.60 1.24 AMaoaodys- FHLMC Step 3/23/2021-16 3134G8NQ8 540 3/23/2021 4/4/2016 2.169 Aaadys S&P-AA+ 1,050,000.00 1,050,401.04 100 1,050,487.85 0.65 FHLMC Step 7/5/2022-17 3134GBYK2 1,009 7/5/2022 7/11/2017 2.048 AMaoaodys- S&P-AA+ 1,000,000.00 1,000,333.33 100 1,000,032.61 0.62 FHLMC Step 8/22/2022-17 3134GBB27 1,057 8/22/2022 8/22/2017 2.144 Fitch-AAA S&P-AA+ 2,000,000.00 2,000,000.00 100 2,000,654.90 124 FNMA 1.4 5/25/2021-17 3136G3U94 603 5/25/2021 8/25/2016 1.400 AMaoaodys- S&P-AA+ 1,850,000.00 1,850,000.00 100 1,839,872.79 1.15 FNMA 1.65 1/27/2020-17 3135GOS46 119 1/27/2020 2/21/2017 1.650 AMaoaodys- S&P-AA+ 2,000,000.00 2,002,200.00 100 1,997,772.40 1.24 FNMA2.2510/2712022-18 3136G4PV9 1,123 10/27/2022 10/27/2017 2.250 None 2,000,000.00 2,000,000.00 100 2,000,684.20 1.24 AMaoaodys- FNMA Step 3/15/2021-17 3136G3AY1 532 3/15/2021 3/15/2016 2.004 Aaadys S&P-AA+ 2,000,000.00 2,000,000.00 100 2,010,382.94 124 Sub Total / Average US Agency Bonds / Notes 75% 792 1.984 52,400,000.00 52,385,849.64 99.94528 52,444,022.39 32.42 Total/Average 502 2.103 161,515,651.83 161,661,512.94 100.002853 161,942,850.01 100 City of Tustin Transactions Summary Monthly Investment Transactions Group By: Action Portfolio / Report Group: All Portfolios Begin Date: 06/30/2019, End Date: 09/30/2019 YTM @ Settlement Maturity Face Description CUSIP/Ticker Portfolio Name Cost Trade Date Date Date Amount/Shares Principal Price Interest/Dividends Total Called Community Financial Services Bank 3.25 7/25/2023-1 20364ACFO Fixed Income -Certificate of Deposit Negotiable 0.000 7/25/2019 7/25/2019 7/25/2023 249,000.00 249,000.00 0 0.00 249,000.00 CresCom Bank 2.8 3/28/2024 19 225862EA5 Fixed Income -Certificate of Deposit Negotiable 0.000 8/29/2019 8/29/2019 3/28/2024 249,000.00 249,000.00 0 0.00 249,000.00 FFCB 2.47 9/15/2020-18 3133EJGJ2 Fixed Income - US Agency Bonds / Notes 0.000 7/2/2019 7/2/2019 9/15/2020 1,000,000.00 1,000,000.00 0 7,341.39 1,007,341.39 FHLMC 2.4 11/28/2022-18 3134GBY63 Fixed Income - Agency Bonds / Notes otes 0.000 8/28/2019 8/28/2019 11/28/2022 3,000,000.00 3,000,000.00 0 18,000.00 3,018,000.00 FHLMC 2.75 3/27/2024-19 3134GTAZ6 Fixed Income - Agency Bonds / Notes otes 0.000 9/27/2019 9/27/2019 3/27/2024 700,000.00 700,000.00 0 0.00 700,000.00 FHLMC Step 3/30/2021-16 3134G8NV7 Fixed Income - US Agency Bonds / Notes 0.000 9/30/2019 9/30/2019 3/30/2021 1,500,000.00 1,500,000.00 0 0.00 1,500,000.00 First National Bank of Syracuse 2.1 6/28/2022-17 334342CA8 Fixed Income -Certificate of Deposit Negotiable 0.000 8/28/2019 8/28/2019 6/28/2022 248,000.00 248,000.00 0 0.00 248,000.00 First State Bank of DeQueen Step 5/26/2022-18 336460CG3 Fixed Income -Certificate of Deposit Negotiable 0.000 7/26/2019 7/26/2019 5/26/2022 248,000.00 248,000.00 0 0.00 248,000.00 Texas Exchange Bank 1.95 6/30/2021-18 88241TBP4 Fixed Income - Certificate of Deposit Negotiable 0.000 9/30/2019 9/30/2019 6/30/2021 248,000.00 248,000.00 0 0.00 248,000.00 Toyota Financial Savings Bank 3.4 7/24/2023-19 89235MJAO Fixed Income - Certificate of Deposit Negotiable 0.000 7/23/2019 7/23/2019 7/24/2023 245,000.00 245,000.00 0 0.00 245,000.00 Sub Total / Average Called 7,687,000.00 7,687,000.00 25,341.39 7,712,341.39 Matured_,.------_..._.._ ---------------- ._. _.._._..—_.______----_.._._.._ _—..�._...__._.____�-....___ _--- ---•-- _--------------------- American Express 1.95 7/10/2019 02587CAC4 Fixed Income -Certificate of Deposit Negotiable 0.000 7/10/2019 7/10/2019 7/10/2019 248,000.00 248,000.00 0 0.00 248,000.00 Bank of Lexington, Inc 1.6 8/9/2019 063253BG2 Fixed Income -Certificate of Deposit Negotiable 0.000 8/9/2019 8/9/2019 8/9/2019 248,000.00 248,000.00 0 0.00 248,000.00 Bridgewater Bank MN 1.55 7/26/2019 108622EE7 Fixed Income - Certificate of Deposit Negotiable 0.000 7/26/2019 7/26/2019 7/26/2019 248,000.00 248,000.00 0 0.00 248,000.00 Buckeye Community Bank 1-4 9/6/2019 11815SCW8 Fixed Income - Certificate of Deposit Negotiable 0.000 9/6/2019 9/6/2019 9/6/2019 248,000.00 248,000.00 0 0.00 248,000.00 Connectone Bank1.55 7/29/2019 20786ABA2 Fixed Income - Certificate of Deposit Negotiable 0.000 7/29/2019 7/29/2019 7/29/2019 248,000.00 248,000.00 0 0.00 248,000-00 Discover Bank2 7/9/2019 2546712E9 Fixed Income - Certificate of Deposit Negotiable 0.000 7/9/2019 7/9/2019 7/9/2019 248,000.00 248,000.00 0 0.00 248,000.00 Evegreen Bank Group 1.5 8/28/2019 300185FJ9 Fixed Income - Certificate of Deposit Negotiable 0.000 8/28/2019 8/28/2019 8/28/2019 248,000.00 248,000.00 0 0.00 248,000.00 FNB of Mcgregor TX 1.1 8/19/2019 32112UCD1 Fixed Income - Certificate of Deposit Negotiable 0.000 8/19/2019 8/19/2019 8/19/2019 248,000.00 248,000.00 0 0.00 248,000-00 YTM @ Settlement Maturity Face Description CUSIP/Ticker Portfolio Name Cost Trade Date Date _ Date Amount/Shares Principal Price Interest/Dividends Total FNMA 1.1 8/23/2019-17 3136G32A2 Fixed Income - US Agency Bonds / Notes 0.000 8/23/2019 8/23/2019 8/23/2019 5,000,000.00 5,000,000.00 0 0.00 5,000,000.00 Franklin Synergy Bank 1.5 35471TDH2 8/23/2019 Fixed Income - Certificate of Deposit Negotiable 0.000 8/23/2019 8/23/2019 8/23/2019 248,000.00 248,000.00 0 0.00 248,000.00 Fresno County Pension2.488 358266CQ5 8/15/2019 Fixed Income -Municipal Securities 0.000 8/15/2019 8/15/2019 8/15/2019 1,000,000.00 1,000,000.00 0 0.00 1,000,000.00 Investors Bank WI 1.7 8/14/2019 46147UQR4 Fixed Income - Certificate of Deposit Negotiable 0.000 8/14/2019 8/14/2019' 8/14/2019 248,000.00 248,000.00 0 0.00 248,000.00 Landmark Community Bank 1.45 51507LBG8 Fixed Income -Certificate 9/3/2019 of Deposit Negotiable 0.000 9/3/2019 9/3/2019 9/3/2019 248,000.00 248,000.00 0 0.00 248,000.00 LCA Bank Corporation 1.45 501798KG6 9/3/2019 Fixed Income -Certificate of Deposit Negotiable 0.000 9/3/2019 9/3/2019 9/3/2019 248,000.00 248,000.00 0 0.00 248,000.00 Medallion Bank UT 1.2 5840364W3 8/19/2019 of Deposit Negotiable Fixed Income -Certificate 0.000 8/19/2019 8/19/2019 8/19/2019 248,000.00 248,000.00 0 0.00 248,000.00 Morgan Stanley Bank 1.7 61760ACZO 8/19/2019 Fixed Income - Certificate of Deposit Negotiable 0.000 8/19/2019 8/19/2019 8/19/2019 248,000.00 248,000.00 0 0.00 248,000.00 Morgan Stanley Private Bank 1.7 61747MYE5 Fixed Income -Certificate 8/19/2019 of Deposit Negotiable 0.000 8/19/2019 8/19/2019 8/19/2019 248,000.00 248,000.00 0 0.00 248,000.00 Murrieta Redevelopment Agency 62719PAV8 Fixed Income - Municipal 1.8 8/1/2019 Securities 0.000 8/1/2019 8/1/2019 8/1/2019 350,000.00 350,000.00 0 0.00 350,000.00 SmartBank 1.4 7/19/2019 83172HDJ6 Fixed Income- Certificate of Deposit Negotiable 0.000 7/19/2019 7/19/2019 7/19/2019 248,000.00 248,000.00 0 0.00 248,000.00 Sub Total / Average Matured 10,318,000.00 10,318,000.00 0.00 10,318,000.00 PUBLIC AGENCY RETIREMENT SERVICES CITY OF TUSTIN PARS Post-Enlployvrent Benefits Trust Matthew West City Manager City of Tustin 300 Centennial Way Tustin, CA 92780 RECEIVED OCT 16 ZON TUSTIN FINANCE DEPT. Account Report for the Period WiltZ919 tol 913W2#L9 Totals $8,058,100.27 50.00 $63,573.10 53,721.35 50.00 $0.00 58,117,952.02 Investment Selection Source OPEB City of Tustin - OPEB PENSION City of Tustin - Pension Investment Objective Source Individual account based on Moderate Index PLUS. The dual goals of the Moderate Strategy are growth of principal and income. It is expected OPEB that dividend and interest income will comprise a significant portion of total return, although growth through capital appreciation is equally important. The portfolio will be allocated between equity and fixed income investments. Individual account based on Moderate Index PLUS. The dual goals of the Moderate Strategy are growth of principal and income. It is expected PENSION that dividend and interest income will comprise a significant portion of total return, although growth through capital appreciation is equally important. The portfolio will be allocated between equity and fixed income investments, Investment Return r Annualized Return Source 1 -Month 3 -Months 1 -Year 3 -Years 5 -Years 10 -Years Plan's Inception Date OPEB 0.78% 1.50% 7.01% 6/26/2018 PENSION 0.78% 1.20% 7.16% 6/26/2018 Information as provided by US Bank, Trustee for PARS; Not FDIC Insured; No Bank Guarantee; May Lose Value Past performance does not guarantee future results. Performance returns may not reflect the deduction of applicable fees, which could reduce returns. Information is deemed reliable but may be subject to change. Investment Return: Annualized rale of return is the return on an investment over a period other than one year multiplied or divided to give a compnrable one-year return. Account balances are inclusive of Trust Administration, Trustee and Investment Management fees Headquarters - 4350 Von Karman Ave., Suite 100, Newport Beach, CA 92660 800.540.6369 Fax 949.250.1250 eivw.pars.org Account Summary Beginning Balance as Ending of Balance as of Source 9/1/2019 Contributions Earnings Expenses Distributions Transfers 9/30/2019 OPEB $2,091,199.76 $0.00 $16,495.55 $965.50 $0.00 $0.00 $2,106,729.81 PENSION $5,966,900.51 $0.00 $47,077.55 $2,755.85 $0.00 $0.00 $6,011,222.21 Totals $8,058,100.27 50.00 $63,573.10 53,721.35 50.00 $0.00 58,117,952.02 Investment Selection Source OPEB City of Tustin - OPEB PENSION City of Tustin - Pension Investment Objective Source Individual account based on Moderate Index PLUS. The dual goals of the Moderate Strategy are growth of principal and income. It is expected OPEB that dividend and interest income will comprise a significant portion of total return, although growth through capital appreciation is equally important. The portfolio will be allocated between equity and fixed income investments. Individual account based on Moderate Index PLUS. The dual goals of the Moderate Strategy are growth of principal and income. It is expected PENSION that dividend and interest income will comprise a significant portion of total return, although growth through capital appreciation is equally important. The portfolio will be allocated between equity and fixed income investments, Investment Return r Annualized Return Source 1 -Month 3 -Months 1 -Year 3 -Years 5 -Years 10 -Years Plan's Inception Date OPEB 0.78% 1.50% 7.01% 6/26/2018 PENSION 0.78% 1.20% 7.16% 6/26/2018 Information as provided by US Bank, Trustee for PARS; Not FDIC Insured; No Bank Guarantee; May Lose Value Past performance does not guarantee future results. Performance returns may not reflect the deduction of applicable fees, which could reduce returns. Information is deemed reliable but may be subject to change. Investment Return: Annualized rale of return is the return on an investment over a period other than one year multiplied or divided to give a compnrable one-year return. Account balances are inclusive of Trust Administration, Trustee and Investment Management fees Headquarters - 4350 Von Karman Ave., Suite 100, Newport Beach, CA 92660 800.540.6369 Fax 949.250.1250 eivw.pars.org HIGHMARK° CAPITAL MANAGEMENT WHY THE PARS DIVERSIFIED MODERATE PORTFOLIO? Comprehensive Investment Solution HighMark® Capital Management, Inc.'s (HighMark) diversified investment portfolios are designed to balance return expectations with risk tolerance. Key features include: sophisticated asset allocation and optimization techniques, four layers of diversification (asset class, style, manager, and security), access to rigorously screened, top tier money managers, flexible investment options, and experienced investment management. Rigorous Manager Due Diligence Our manager review committee utilizes a rigorous screening process that searches for investment managers and styles that have not only produced above-average returns within acceptable risk parameters, but have the resources and commitment to continue to deliver these results. We have set high standards for our investment managers and funds. This is a highly specialized, time consuming approach dedicated to one goal: competitive and consistent performance. Flexible Investment Options In order to meet the unique needs of our clients, we offer access to flexible implementation strategies: HighMark Plus utilizes actively managed mutual funds while Index Plus utilizes index -based securities, including exchange -traded funds. Both investment options leverage HighMark's active asset allocation approach. Risk Management The portfolio is constructed to control risk through four layers of diversification - asset classes (cash, fixed income, equity), investment styles (large cap, small cap, international, value, growth), managers and securities. Disciplined mutual fund selection and monitoring process helps to drive return potential while reducing portfolio risk. INVESTMENT OBJECTIVE To provide current income and moderate capital appreciation. It is expected that dividend and o interest income will comprise a E� . significant portion of total return, although growth through capital appreciation is equally important. Efficient Frontier �Iamlaliation Balanced Moderate Moderately Conservative Conse ative ANNUALIZED TOTAL RETURNS EmbeddednFund FeeManagement Fees, but Net of HighMark Plus Composite (Active) Risk (Standard Deviation) ASSET ALLOCATION - MODERATE PORTFOLIO Current Quarter` Strategic Range Policy Tactical Equity 40-60% 50% 51% Fixed Income 40-60% 45% 46% Cash 0-20% 5% 3% ANNUALIZED TOTAL RETURNS EmbeddednFund FeeManagement Fees, but Net of HighMark Plus Composite (Active) Index Plus Composite (Passive) Current Quarter` 3.23% Current Quarter* 2.95% Blended Benchmark`,` 3.16% Blended Benchmark'," 3.16% Year To Date* 11.74% Year To Date` 11.36% Blended Benchmark*, ** 11.35% Blended Benchmark', `-` 11.35% 1 Year 6.94% 1 Year 6.77% Blended Benchmark*' 6.95% Blended Benchmark- 6.95% 3 Year 7.95% 3 Year 7.14% Blended Benchmark** 7.52% Blended Benchmark" 7.52% 5 Year 5.43% 5 Year 5.18% Blended Benchmark** 5.62% Blended Benchmark" 5.62% 10 Year 8.35% 10 Year 8.09% Blended Benchmark** 8.18% Blended Benchmark`* 8.18% ' Returns less than one year are not annualized. "Breakdown for Blended Benchmark. From 10/1/2012 -Present. 26.5% S&P500, 5% Russell Mid Cap, 7.5 % Russell 2000, 3.25%MSCI EM (net), 6% MSCI EAFE (net), 33.50% BBG Barclays US Agg, 10% ICE BofAML 1-3 Yr US Corp/Gov't, 1.50% ICE BofANIL US High Yield Master Il, 1.75% Wilshire REIT, and 5% FTSE 1 Nlth T -Bill. From 411/2007- 9/30/2012. the blended benchmark was 43% SBP 500; 2% Russell 2000, 5% MSCI EAFE (net), 15% ICE BofAML 1-3 Year Corp./Govt. 30% BBG Barclays US Agg, 5% FTSE 1 Mth T -Bill. Prior to April 2007. the blended benchmark was 50% S&P 500.15% ICE BofANIL 1-3Yr Corp/Gov, 30% BBG Barclays US Agg, and 5% FTSE 1 Mth T -Bill. ANNUAL RETURNS (Gross of Investment Management Fees, but Net of Embedded Fund Fees) HighMark Plus Composite (Active) Index Plus Composite (Passive) 2008 -22.88% 2008 -18.14% 2009 21.47% 2009 16.05% 2010 12.42% 2010 11.77% 2011 0.55% 2011 2.29% 2012 12.25% 2012 10.91% 2013 13.06% 2013 12.79% 2014 4.84% 2014 5.72% 2015 0.14% 2015 -0.52% 2016 6.45% 2016 7.23% 2017 13.19% 2017 11.59% 2018 -4.03% 2018 -4.03% PORTFOLIO FACTS HighMark Plus (Active) Index Plus (Passive) Composite Inception Date 10/2004 Composite Inception Date 05/2006 No of Holdings in Portfolio 18 No of Holdings in Portfolio 12 :[011111►[ HighMark Plus (Active) Columbia Contrarian Core 13 Vanguard Growth & Income Adm Dodge & Cox Stock Fund Harbor Capital Appreciation - Retirement T. Rowe Price Growth Stock - I iShares Russell Mid -Cap ETF Vanguard Real Estate ETF Index Plus (Passive) iShares Core S&P 500 ETF iShares S&P 500 Value ETF iShares S&P 500 Growth ETF iShares Russell Mid -Cap ETF Vanguard Real Estate ETF iShares Russell 2000 Value ETF iShares Russell 2000 Growth ETF Undiscovered Managers Behavioral Value -R6 iShares MSCI EAFE ETF Victory RS Small Cap Growth - R6 Vanguard FTSE Emerging Markets ETF DFA Large Cap International Portfolio Vanguard Short -Term Invest -Grade Adm Dodge & Cox International Stock iShares Core U.S. Aggregate MFS International Growth - R6 Hartford Schroders Emerging Markets Eq Vanguard Short -Term Invest -Grade Adm PIMCO Total Return Fund - Inst PGIM Total Return Bond - R6 DoubleLine Core Fixed Income - I First American Government Obligations Z STYLE Intl Stock 10.0 Mid Ca 4.0 Large Cap Growth 5.9 Large Ca, 15.0'ia First American Government Obligations Z Holdings are subject to change at the discretion of the investment manager. Real Estate I arna C: V.1- 2.4 Short -Term Bond 9.7 Interm-Term Bond 36.4 The performance records shown represent size -weighted composites of tax exempt accounts that meet the following criteria: Accounts are managed by High Mark's Portfolio Management Group (PMG) with full investment authority according to the PARS Moderate active and passive objectives. The adviser to the PARS portfolios is US Bank, and HighMark serves as sub -adviser to US Bank to manage these portfolios. US Bank may charge clients as much as 0.60% annual management fee based on a sliding scale. US Bank pays HighMark 60% of the annual management fee for assets sub -advised by HighMark under its sub -advisory agreement with US Bank. The 0.36% paid to HighMark, as well as other expenses that may be incurred in the management of the portfolio, will reduce the portfolio's returns. Assuming an investment for five years, a 5% annual total return, and an annual sub -advisory fee rate of 0.36% deducted from the assets at market at the end of each year, a $10 million initial value would grow to $12.53 million after fees (Net -of -Fees) and $12.76 million before fees (Gross -of -Fees). Gross returns are presented before management and custodial fees but after all trading expenses and reflect the reinvestment of dividends and other income. A client's return Wil be reduced by the advisory fees and other expenses it may incur as a client. Additional information regarding the firm's policies and procedures for calculating and reporting performance results is available upon request. Performance results are calculated and presented in U.S. dollars and do not reflect the deduction of investment advisory fees, custody fees, or taxes but do reflect the deduction of trading expenses. Returns are calculated based on trade -date accounting. Blended benchmarks represent HighMark's strategic allocations between equity, fixed income, and cash and are rebalanced monthly. Benchmark returns do not reflect the deduction of advisory fees or other expenses of investing but assumes the reinvestment of dividends and other earnings. An investor cannot invest directly in an index. The unmanaged S&P 500 Index is representative of the performance of large companies in the U.S. stock market. The MSCI EAFE Index is a free float - adjusted market capitalization index designed to measure developed market equity performance, excluding the U.S. and Canada. The MSCI Emerging Markets Index is a free float -adjusted market capitalization index that is designed to measure equity market performance in the global emerging markets. The Russell Midcap Index measures the performance of the mid - cap segment of the U.S. equity universe. The Russell 2000 Index measures the performance of the small -cap segment of the U.S. equity universe. The ICE BofAML US High Yield Master II Index tracks the performance of below investment grade U.S. dollar-denominated corporate bonds publicly issued in the U.S. domestic market. Wilshire REIT index measures U.S. publicly traded Real Estate Investment Trusts. The unmanaged Bloomberg Barclays U.S. Aggregate Bond Index is generally representative of the U.S. taxable bond market as a whole. The ICE BofAML 1-3 Year U.S. Corporate & Government Index tracks the bond performance of the ICE BofAML U.S. Corporate & Government Index, with a remaining term to final maturity less than 3 years. The unmanaged FTSE 1 -Month Treasury Bill Index tracks the yield of the 1 -month U.S. Treasury Bill. HighMark Capital Management, Inc. (HighMark), an SEC -registered investment adviser, is a wholly owned subsidiary of MUFG Union Bank, N.A. (MUB). HighMark manages institutional separate account portfolios for a wide variety of for-profit and nonprofit organizations, public agencies, and public and private retirement plans. MUB, a subsidiary of MUFG Americas Holdings Corporation, provides certain services to HighMark and is compensated for these services. Past performance does not guarantee future results. Individual account management and construction will vary depending on each client's investment needs and objectives. Investments employing HighMark strategies are NOT insured by the FDIC or by any other Federal Government Agency, are NOT Bank deposits, are NOT guaranteed by the Bank or any Bank affiliate, and MAY lose value, including possible loss of principal.