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HomeMy WebLinkAbout08 QUARTERLY INVESTMENT REPORT FOR THE CITY OF TUSTINDocusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F • AGENDA REPORT MEETING DATE: TO: FROM: SUBJECT: SUMMARY: AUGUST 5, 2025 ALDO E. SCHINDER, CITY MANAGER Agenda Item 8 Reviewed: Initial a`V� City Manager Finance Director Initial r-4L. JENNIFER KING, FINANCE DIRECTOR/CITY TREASURER QUARTERLY INVESTMENT REPORT FOR THE CITY OF TUSTIN AND THE SUCCESSOR AGENCY FOR THE TUSTIN COMMUNITY REDEVELOPMENT AGENCY FOR THE QUARTER ENDED JUNE 30, 2025 Government Code Section 53646 requires that the Treasurer make an Investment Report to the City Council at least quarterly showing balances by authorized investment and certifying its compliance with the adopted Investment Policy. RECOMMENDATION: Receive and file. FISCAL IMPACT: There is no fiscal impact associated with this item. CORRELATION TO THE STRATEGIC PLAN: Correlates with the City's Strategic Plan Goal C: Financial Strength, Item 3. This investment report provides evidence of the City's commitment to ensure that investments are in compliance with the adopted investment policy. BACKGROUND AND DISCUSSION: In compliance with Government Code Section 53646, the attached Investment Report for the City of Tustin and the Successor Agency for the Tustin Community Redevelopment Agency for the quarter ended June 30, 2025 is rendered. The City's total cash and investments amounted to approximately $218 million as of June 30, 2025. The weighted average yield for the investment portfolio was 4.15%, which is slightly higher than the weighted average portfolio yield for the prior quarter. Economic data emerged during the quarter suggests slower growth ahead amid market uncertainty, even Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F City Council Agenda Report Quarterly Investment Report for the Period Ended June 30, 2025 August 5, 2025 Page 2 though the labor market continues to add jobs at a pace exceeding consensus expectations. The national unemployment rate declined to 4.1 % in June compared to 4.2% in March. The Consumer Price Index (CPI) for June rose 2.7% year -over -year, still above the Fed's 2% target. The Federal Funds rate remains unchanged as the Federal Open Market Committee (FOMC) has taken a "wait and see" approach. The 2-year Treasury yield declined to 3.72% by March 2025, compared to a yield of 3.89% in March 2025. Similarly, the 5-year Treasury yield dropped to 3.8% by June 2025, compared to a yield of 3.95% in March 2025. PARS Pension Trust As part of the City's pension pay -down plan, the City has made contributions totaling $13.6 million to a Pension Trust. The Pension Trust is held by Public Agency Retirement Services (PARS). A Pension Trust provides rate stabilization since its assets can be used to offset unanticipated increases in CalPERS pension costs. Pension Trust assets are managed in a customized investment strategy that balances risks and return and provides for diversification. The City's Pension Trust Fund assets amounted to $17.6 million on June 30, 2025. The five-year annualized return for the PARS Pension Trust Fund was 6.96%. PARS OPEB Trust The City has made $4 million in contributions into an Other Post -Employment Benefits (OPEB) Trust. The OPEB Trust is also held by PARS and contains funds that are set aside for future retiree healthcare costs. Trust assets are managed in a customized investment strategy that balances risk and return and provides for diversification. OPEB Trust Fund assets amounted to $5.25 million on June 30, 2025. The five-year annualized return for the PARS OPEB Trust Fund was 6.95%. Investment Compliance Certification On July 24, 2025, the Audit Commission reviewed the investment report and certified that the portfolio is in compliance with the City's Investment Policy and the California Government Code. In addition, the Treasurer's cash management program and cash flow analysis indicates that sufficient liquidity is on hand to meet estimated operating expenditures for the next six months and the projected cash flow needs for the completion of various capital projects, which include, but not limited to traffic and street improvements, water system improvements, park projects, improvements to public facilities and capital projects at the Tustin Legacy. Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F City Council Agenda Report Quarterly Investment Report for the Period Ended June 30, 2025 August 5, 2025 Page 3 Signed by: 4D86AFAFFF77473... Jennifer King Finance Director/City Treasurer Attachments: 1. Investment Report Certification 2. Quarterly Investment Report for the Period Ended June 30, 2025 3. Restricted Deposits with Fiscal Agents as of June 30, 2025 4. PARS Trust Statement as of June 30, 2025 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F "ri"" July 24, 2025 FINANCE DEPARTMENT Remembering what connects us. Honorable Mayor and Members of the City CounciL• Re: Investment Report Certification In compliance with California Government Code Section 53646, the attached Investment Report for the Quarter Ending June 30, 2025 is hereby rendered for the City of Tustin and Successor Agency for the Tustin Community Redevelopment Agency (Successor Agency). We certify that this report reflects aLl City of Tustin and Successor Agency pooled cash and investments subject to the provisions of California Government Code and the City's Investment Policy. It has been verified that the investment portfolio is in compliance with the City's Investment Policy. In addition, the Treasurer's cash management program and cash flow analysis indicates that sufficient liquidity is on hand to meet anticipated expenditures for the next six (6) months. Respectfully submitted, ULLyan Chandler, Chair Pro Tern City of Tustin Audit Commission J14�6 Jennifer King, Finance Director/City Treasurer City of Tustin 300 Centennial Way, Tustin, CA 92780 . 714-573-3060 . tustinca.org Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F CHANDLER it% ASSET MANAGEMENT CHANDLER ASSET MANAGEMENT I chandlerasset.com Chandler Team: For questions about your account, please call (800) 317-4747, or contact clientservice@chandlerasset.com Information contained herein is confidential. We urge you to compare this statement to the one you receive from your qualified custodian. Please see Important Disclosures at the end of the statement. Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F TABLE OF CONTENTS ORCHANDLER ASSET MANAGEMENT City of Tustin I As of June 30, 2025 ECONOMIC UPDATE ACCOUNT PROFILE PORTFOLIO HOLDINGS TRANSACTIONS Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F CHANDLER it% ASSET MANAGEMENT Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F ECONOMIC UPDATE CHANDLER ASSET MANAGEMENT Recent economic data suggest slower growth in 2025 and greater market uncertainty as the effects of fiscal policy unfold. Inflationary trends have subsided, but some components remain sticky, and core levels remain above the Fed's target. The labor market reflects improved balance between supply and demand for workers. While job creation has been robust, continuing jobless claims remain elevated. Given the economic outlook, we expect gradual normalization of monetary policy and a steepening yield curve. ■ As broadly anticipated, the Federal Open Market Committee (FOMC) left the Federal Funds Rate unchanged at the range of 4.25 - 4.50% at the June meeting. Fed Chair Powell continued to emphasize the Committee's "wait and see" approach amidst economic uncertainty that remains elevated but diminished. Federal Reserve officials continued to pencil in two rate cuts in 2025. ■ US Treasury yields declined in June. The 2-year Treasury yield fell 18 basis points to 3.72%, the 5-year Treasury dropped 17 basis points to 3.80%, and the 10-year Treasury yield also declined 17 basis points to 4.23%. The spread between the 2-year and 10-year Treasury yield points on the curve edged up to +51 basis points at June month -end versus +50 basis points at May month -end. The spread between the 2- year Treasury and 10-year Treasury yield one year ago was -36 basis points. The spread between the 3-month and 10-year Treasury yield points on the curve was -7 basis points in June, versus -6 basis points in May. ca Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F EMPLOYMENT 1,000 E:fiIf 0 0 600 c 3 400 0 ^' ZII1; F� 0 -200 -400 Nonfarm Payroll (000's) 3-month average (000's) Source: US Department of Labor 25.0% 20.0% 7.15.0% a 10.0% 5.0 0.0 CHANDLER ASSET MANAGEMENT Unemployment Rate - - Underemployment Rate (U6) Unemployment Rate (U3) • • • Source: US Department of Labor The U.S. economy added 147,000 jobs in June, exceeding consensus expectations, and the last two months were revised up by 16,000. Gains were primarily driven by state and local government education, while job growth in service sectors languished. The three-month moving average and six-month moving average payrolls totaled 150,000 and 130,000 respectively. The unemployment rate declined to 4.1% in June from 4.2% in May, due to a shrinking labor force. The labor participation rate dipped to 62.3%, remaining below the pre - pandemic level of 63.3%. The U-6 underemployment rate, which includes those who are marginally attached to the labor force and employed part time for economic reasons dropped to 7.7% in June. Average hourly earnings fell slightly, marking a 3.7% year -over -year increase. 4 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F JOB OPENINGS & LABOR TURNOVER SURVEY 14,000 12,000 10,000 0 0 8,000 v c m c 6,000 s H c 4,000 2,000 Ci7 CHANDLER ASSET MANAGEMENT Job Openings 4.7aJ �d� �dJ �d� mod` �d� �a� mod` �a� tea` d� 117 a� �d� �a� �d� �d� �a� mod` �d� OS06 O> O<9 09 -70 11 1� 10 1Q 1S 16 1> '49 19 -i0 �1 �� ��, �Q -S Source: US Department of Labor The Labor Department's Job Openings and Labor Turnover Survey (JOLTS) unexpectedly rose to 7.77 million new job openings in May from 7.40 million in April. Layoffs declined and the quits rate increased. Job openings indicate a ratio of approximately 1.1 jobs for each unemployed individual, representing a relatively balanced labor market. 5 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F INFLATION 10.0% 9.0 % 8.0 % 7.0 % v I 6.0% s 5.0 % 0 4.0 % 0 3.0 % 2.0 % 1.0 % 0.0 % Consumer Price Index (CPI) Sri YuY Po unange -'100%-0 10.0% 9.0 % 8.0 % 7.0 % 6.0% M 5.0 % 0 } 4.0 % 0 ' 3.0 % 2.0 % 1.0 % 0.0 % CHANDLER ASSET MANAGEMENT Personal Consumption Expenditures (PCE) PCE Price Deflator YOY % Change - - - PCE Core Deflator YOY % Change Fed Target 7d �pG �0 ''/d �pG `�1 �1 ''/d �pG `�� �� `/d ` L�� �pG `/o �p` �� y�Q ?v �/d ` y1s ''/d �pG �/'P �p` �/d �pG `�O `�1 �1 ` �/d �pG ` `/d ` �pG `/a ` `�Q �Q Lis Source: US Department of Labor Source: US Department of Commerce In May, the Consumer Price Index (CPI) cooled slightly more than consensus expectations. The headline CPI increased 0.1% month -over - month and rose 2.4% year -over -year, while the Core CPI rose 0.1% month -over -month and 2.8% year -over -year. The Personal Consumption Expenditures (PCE) price index increased 0.1% month -over -month and rose 2.3% year -over -year in May. The Core PCE deflator, which excludes food and energy and is the Fed's preferred gauge, increased 0.2% month -over -month and 2.7% year -over -year, up from April's 2.6% year -over -year increase. Inflation is hovering above the Fed's 2% target. M Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C4lD36F CONSUMER 60.0% 50.0% 40.0% v tv 30.0% L u } 20.0% 0 } 10.0% 0.0% -10.0% Retail Sales YOY % Change /17dG1)O �01-1)0 �dy�Z �%)? �dL Source: US Department of Commerce 160 140 120 K911 v 80 x 60 c r.� 01■1010011111111 Consumer Confidence CHANDLER ASSET MANAGEMENT 0 01,dodo�4h` h` ��,�. h` ���. �4h` ��h` �4h` 01" t, d`�Q ,- d`�S OS p) p9 lZ lS is 1) _70 Source: The Conference Board All time high is 144.70 (1131100); All time low is 25.30 (2128109) Advance Retail Sales were down 0.9% month -over -month in May, further slowing from a downwardly revised -0.1% in April. Declines were led by auto sales, building materials, garden equipment and supplies, and spending at restaurants and bars fell by the most since early 2023. Control group sales, which feed into GDP, were the only bright spot in the report, with a 0.4% increase. On a year -over -year basis, Retail Sales grew 3.3% in May following a 5.0% increase in April. The Conference Board's Consumer Confidence Index dropped to 93.0 in June from 98.4 in May, as consumers' assessment of both the current situation and future expectations for income and labor markets soured. While the consumer has been resilient, elevated inflation expectations, concerns about trade policies and tariffs, and general economic and policy uncertainty could pose potential risks to future spending. ►A Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F LEADING INDICATORS OF ECONOMIC ACTIVITY 15.0% 10.0% 5.0% 0.0% M L -5.0% o -10.0% -15.0% -20.0% -25.0% Leading Economic Indicators (LEI) 117OG SS 117 Oil �g �dy �dy 9S 9) �d` 01 �d` OS It, 0 It, �OP 1S �OP 1] �dy �1 �OG �S Source: The Conference Board 1.00 0.75 0.50 v 0.25 a 0.00 s c 0 -0.25 M -0.50 -0.75 -1.00 CHANDLER ASSET MANAGEMENT Chicago Fed National Activity Index (CFNAI) Oil Oil Ok- Oil- �S 6 'S9? 9) 07 OS 00 1l ? 17j �I IS Source: Federal Reserve Bank of Chicago The Conference Board's Leading Economic Index (LEI) fell by 0.1% in May, following a downwardly revised 1.4% decline in April. The LEI decreased by 4.0% year -over -year. The rebound in the stock market was the primary positive contributor, offset by consumer pessimism, weak new orders in manufacturing, the second consecutive month of rising initial unemployment claims, and a drop in housing permits. The Chicago Fed National Activity Index (CFNAI) improved to -0.28 in May from a downwardly revised -0.36 in April. The three-month moving average dropped to -0.16 in May from 0.06 in April, indicating slightly below trend growth. F: Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F _ HOUSING 2,400 2,200 2,000 1,800 1,600 1,400 1,200 1,000 800 600 400 200 0 Annualized Housing Starts 24.0% 20.0% 16.0% 12.0% 8.0% _ s 4.0% U 0.0% o -4.0% r -8.0% -12.0% -16.0% -20.0% OS 0) 09 11 1S 1S 1> 19 �1 ��, -S Source: US Department of Commerce CHANDLER ASSET MANAGEMENT S&P/Case-Shiller 20 City Composite Home Price Index I- 9br, lbr, 9br, �br, lbr, -I- lbr, -lbr, OS O) 09 11 1S 1S 45 19 11 �� �S Source: S&P Housing starts declined 9.8% month -over -month in May to a seasonally adjusted annual rate of 1.256 million units. Single family starts increased 0.4% above the revised April figures, whereas multi -family starts fell-30.4%. Total starts dropped 4.6% compared to May 2024. Homebuilder confidence is shaky due to elevated mortgage rates, affordability constraints, and a weakening economic outlook. The Freddie Mac 30-year fixed rate mortgage averaged approximately 6.8% in June. According to the Case-Shiller 20-City Home Price Index, housing prices rose 3.4% year -over -year in April, compared to 4.1% in March. Limited inventory, elevated mortgage rates, and lack of affordability continue to weigh on the housing market. Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F SURVEY BASED MEASURES ORCHANDLER ASSET MANAGEMENT Institute of Supply Management (ISM) Surveys 70 65 60 55 50 45 40 ISM Manufacturing - - - - - ISM Services ✓C� `rP �P "'�/ '�Gi `sP �P �.O 1)0 11- O 1�1 1 1 1 "'�/ � '�Ci � `rP �P � � � '�Ci ,,� �' `rP �P •�' •s' "`/ '�C� st � `rP �P t� t� .'�/ '��i S Source: Institute for Supply Management The Institute for Supply Management (ISM) Manufacturing index edged up to 49.0 in June from 48.5 in May, indicating a continuation of modest contraction in the sector. Inventories and production improved as companies worked through backlogs, while employment and new orders contracted. The ISM Services index increased to 50.8 in June from 49.9 in May, as new orders improved. However, ongoing concerns about the impact of tariffs remain. A reading over 50 indicates expansion, while a reading under 50 indicates contraction. iti] Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F GROSS DOMESTIC PRODUCT (GDP) Personal Consumption Expenditures Gross Private Domestic Investment Net Exports and Imports Federal Government Expenditures State and Local (Consumption and Gross Investment) Total Source: US Department of Commerce CHANDLER ASSET MANAGEMENT Gross Domestic Product (GDP) • 40.0% 30.0% 1.9% 2.5% 2.7% 0.3% 20.0% 1.5% 0.2% -1.0% 3.9% 10.0% -0.9% -0.4% 0.3% -4.6% -10.0% 0.3% 0.6% 0.3% -0.3% -20.0% � GDP QOQ%Change 0.3% 0.3% 0.3% 0.2% -30.0% GDP YOY % Change -40.0% 3.0% 3.1% 2.5% -0.5% It,4'r, SPp` ,dr, SP'o, 4dr, sib, 7dr, SPp` ,dr, Sob, 701; 1>0 10 11 �7 �,�� �� ��' �Q �9 �S Source: US Department of Commerce Real GDP decreased at an annualized rate of 0.5% in the first quarter of 2025, according to the third and final estimate from the Bureau of Economic Analysis, a downward revision from the previously estimated 0.2% decline. This marks the first negative quarter since 2022. The primary driver of the downward revision was weaker personal consumption expenditures. Net exports remained the primary drag on growth, as imports rose sharply in anticipation of higher tariffs. Gross investment contributed positively, powered by business decisions to get ahead of possible cost increases. The consensus projection calls for 2.1% growth for the second quarter and 1.5% for the full year 2025. 11 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F FEDERAL RESERVE ORCHANDLER ASSET MANAGEMENT 10,000,000 9,000,000 8,000,000 7,000,000 c 6,000,000 5,000,000 = 4,000,000 3,000,000 2,000,000 1,000,000 0 Federal Reserve Balance Sheet Assets ✓4 ✓4 ✓0 ✓4 ✓4 ✓4 ✓4 ✓O ✓4 ✓� ✓4 �'O 72'0 )'0 �1 �1 �1 V1 )1 �� �� � ) S > 9 1 ,�' S > 9 1 ,�' S Source: Federal Reserve Effective Federal Funds Rate 6.00% 5.00% 4.00% 0 v 3.00% 0111 1.00% 0.00% OS 0> 09 Source: Bloomberg As broadly anticipated, the Federal Open Market Committee (FOMC) left the Federal Funds Rate unchanged at the range of 4.25 - 4.50% at the June meeting. In the Summary of Economic Projections (SEP), Federal Reserve officials continued to pencil in two rate cuts in 2025, while downgrading estimates for economic growth and raising forecasts for both unemployment and inflation this year. The statement indicated that uncertainty about the economic outlook remained elevated but had diminished. The monthly redemption cap on Treasuries will remain at $5 billion, while the cap on agencies and mortgage -backed securities will be maintained at $35 billion. Since the Fed began its Quantitative Tightening campaign in June 2022, securities holdings have declined by about $2.2 trillion to approximately $6.7 trillion. 12 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F BOND YIELDS ORCHANDLER ASSET MANAGEMENT US Treasury Note Yields 6.0% • • • • 2-Year 5.0 % - - - 5-Year . 10-Year O :2 3.0% v 2.0% 1.0 % %• 0.0% ' ' ✓4h` pPc` ✓4�` pPc` ✓4�` p0c` ✓4�` p0c` ✓4h` pPc ✓4�` ")O 1)p �1 11 �� 1� �,�' 1� �4 ")g �S Source: Bloomberg US Treasury Yield Curve 6.0 % 5.0 % ....... 4.0% 2.0 % 1.0% 0.0% ,' 6 S � .l �o �o y� yr yr 6yr Source: Bloomberg Jun-25 - - - Mar-25 • • • • Jun-24 At the end of June, the 2-year Treasury yield was 103 basis points lower, and the 10-Year Treasury yield was 17 basis points lower, year - over -year. The spread between the 2-year and 10-year Treasury yield points on the curve edged up to +51 basis points at June month -end versus +50 basis points at May month -end. The recent yield curve inversion which began in July 2022 was historically long. The average historical spread (since 2005) is about +99 basis points. The spread between the 3-month and 10-year Treasury yield points on the curve was -7 basis points in June, versus -6 basis points in May. 13 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F CHANDLER it% ASSET MANAGEMENT 14 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F OBJECTIVES Investment Objectives The investment objectives of the City of Tustin are first, to provide safety of principal to ensure the preservation of capital in the overall portfolio; second, to provide adequate liquidity to meet all requirements which might be reasonably anticipated; and third, to earn a commensurate rate of return. Chandler Asset Management Performance Objective The performance objective for the accounts is to achieve a rate of return over a market cycle that equals or exceeds the return on a market index of similar duration and sector allocation. Strategy In order to achieve these objectives, the portfolio invests in high quality fixed income securities consistent with the investment policy and California Government Code. CHANDLER ASSET MANAGEMENT 15 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F STATEMENT OF COMPLIANCE ,,,CHANDLER ASSET MANAGEMENT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 Rules Name Limit Actual Compliance Notes Status AGENCY MORTGAGE SECURITIES (CMOS) Max % (MV) 20.0 4.1 Compliant Max % Issuer (MV) 10.0 4.1 Compliant Max Maturity (Years) 5.0 4.2 Compliant Min Rating (AA- by 1) BANKERS' ACCEPTANCES Max % (MV) 0.0 0.0 Compliant 30.0 0.0 Compliant Max % Issuer (MV) 5.0 0.0 Compliant Max Maturity (Days) 180 0.0 Compliant Min Rating (A- by 1) 0.0 0.0 Compliant CERTIFICATE OF DEPOSIT PLACEMENT SERVICE (CDARS) Max % (MV) 30.0 0.0 Compliant COLLATERALIZED BANK DEPOSITS Max % (MV) 100.0 0.0 Compliant Max % Issuer (MV) 30.0 0.0 Compliant Max Maturity (Years) 5.0 0.0 Compliant Min Rating (A- by 1) 0.0 0.0 Compliant COLLATERALIZED TIME DEPOSITS (NON- NEGOTIABLE CD/TD) Max Maturity (Years) 5.0 0.0 Compliant Min Rating (A- by 1) 0.0 0.0 Compliant COMMERCIAL PAPER Max % (MV) 30.0 0.0 Compliant Max % Issuer (Corporate & Commercial Paper; MV) 10.0 0.5 Compliant Max % Issuer (MV) 5.0 0.0 Compliant Max Maturity (Days) 270 0.0 Compliant Min Rating (A-1 by 1 or A- by 1) 0.0 0.0 Compliant CORPORATE MEDIUM TERM NOTES Max % (MV) 30.0 16.4 Compliant 16 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F STATEMENT OF COMPLIANCE 011CHANDLER ASSET MANAGEMENT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 Max % Issuer (Corporate & Commercial Paper; MV) 10.0 0.5 Compliant Max % Issuer (MV) 5.0 0.5 Compliant Max Maturity (Years) 5 4 Compliant Min Rating (A- by 1) 0.0 0.0 Compliant FDIC INSURED TIME DEPOSITS (NON-NEGOTIABLE CD/TD) Max Maturity (Years) 5 0.0 Compliant FEDERAL AGENCIES Max % (MV) 100.0 6.4 Compliant Max % Issuer (MV) 50.0 3.4 Compliant Max Maturity (Years) 5 4 Compliant JPA INVESTMENT POOLS Max % (MV) 100.0 42.6 Compliant Max % Issuer (MV) 50.0 42.5 Compliant Max Maturity (Years) 5.0 0.0 Compliant LOCAL AGENCY INVESTMENT FUND (LAIF) Max Concentration (MV) 75.0 12.7 Compliant MONEY MARKET MUTUAL FUNDS Max % (MV) 20.0 0.4 Compliant Max % Issuer (MV) 10.0 0.4 Compliant Min Rating (AAA by 2) 0.0 0.0 Compliant MUNICIPAL SECURITIES (CA, LOCAL AGENCY) Max % (MV) 30.0 0.0 Compliant Max % Issuer (MV) 5.0 0.0 Compliant Max Maturity (Years) 5 0.0 Compliant Min Rating (A- by 1) 0.0 0.0 Compliant MUNICIPAL SECURITIES (CA, OTHER STATES) Max % (MV) 30.0 0.0 Compliant Max % Issuer (MV) 5.0 0.0 Compliant Max Maturity (Years) 5 0.0 Compliant 17 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F STATEMENT OF COMPLIANCE City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 Min Rating (A- by 1) 0.0 0.0 Compliant NEGOTIABLE CERTIFICATES OF DEPOSIT (NCD) Max % (MV) 30.0 0.6 Compliant Max % Issuer (MV) 5.0 0.1 Compliant Max Maturity (Years) Min Rating (A-1 by 1 or A- by 1 if> FDIC Limit) REPURCHASE AGREEMENTS Max % (MV) Max % Issuer (MV) 5 1 Compliant 0.0 0.0 Compliant 30.0 0.0 Compliant 5.0 0.0 Compliant Max Maturity (Years) 1.0 0.0 Compliant U.S. TREASURIES Max % (MV) 100.0 20.7 Compliant Max % Issuer (MV) 100.0 20.8 Compliant Max Maturity (Years) 5 4 Compliant The City of Tustin maintains adequate liquidity to cover at leost six months of expected disbursemen ts. CHANDLER ASSET MANAGEMENT Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F PORTFOLIO SUMMARY ,,,CHANDLER ASSET MANAGEMENT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 Portfolio Characteristics Account Summary Top Issuers Average Modified Duration 1.20 End Values as of End Values as ofCalifornia Asset Mgmt Program 42.63% 03/31/2025 0'/30/2025 Government of The United States 20.73% Average Coupon 3.78% Market Value 199,076,938.75 216,744,061.21 LAIF 5.86% Average Purchase YTM 4.15% Accrued Interest 743,371.72 846,440.68 FHLMC 4.11% Average Market YTM 4.09% Total Market Value 199,820,310.47 217,590,501.89 Farm Credit System 3.43% Citizens Business Bank 2.95% Average Credit Quality * AA+ Income Earned 1,956,746.91 2,021,110.54 Cont/WD (7,351,565.87) 15,165,554.59 Federal Home Loan Banks o 2.94% Average Final Maturity 1.34 Toyota Motor Corporation 0.48% Par 199,901,140.00 217,138,931.53 Average Life 1.23 Book Value 199,100,936.79 216,210,236.65 Cost Value 198,811,581.65 215,967,968.23 Sector Allocation Maturity Distribution Credit Quality 100%1 A499ML LGIP 42.63% US Treasury 20.73% Corporate 16.36% Agency 6.36% LAW 5.86% 4gency CMBS 4.11% Cash 3.02% Neg CD 0.55% 50% AAA 46.5% AA 32.7% A 10.7% 16 BBB 0.8% R NA 9.4% Performance Review Total Rate of Return" 3M 1YR 2YRS 3YRS 5Y 10YRS Since Inception City of Tustin Cons Agg 1.24% 5.11% 4.93% 4.03% 1.81% Benchmark Return 1.36% 6.06% 5.11% 3.24% 0.99% Secondary Benchmark Return 1.18% 5.67% 5.10% 3.42% -- 1.48% Realized Rate of Return" 3M 1YR 2YRS 3YRS SYRS 10YRS Since Inception City of Tustin Cons Agg 0.96% 4.04% 4.07% 3.54% -- 2.59% "Periods over 1 year are annualized. Benchmark: ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index Secondary Benchmark: ICE BofA 1-3 Year US Treasury & Agency Index 19 Total rate of return: A measure of a portfolio's performance over time. It is the internal rate of return, which equates the beginning value of the portfolio with the ending value; it includes interest earnings, realized and unrealized gains and losses in the portfolio. Realized Rate of Return: A measure of a portfolio's return over time. It is the internal rate which equates the beginning book value of the portfolio with the ending book value; it includes interest earnings, realized gains and losses in the portfolio Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F MATURITY DISTRIBUTION City of Tustin Cons Account I Account #10795 1 As of March 31, 2025 140,000,000 120,000,000 100,000,000 W } 80,000,000 V Y 60,000,000 FAi�1�TiIi1�iI+h7 20,000,000 E CHANDLER ASSET MANAGEMENT 120,445,669.97 24,079,105.53 26,677,168.19 25,993,474.43 5,413,768.61 7,817,465.42 6,317,409.07 0-.25 .25-.5 .5-1 1-2 2-3 3-4 4-5 20 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F PORTFOLIO SUMMARY ,,,CHANDLER ASSET MANAGEMENT City of Tustin I Account #10783 1 As of June 30, 2025 Portfolio Characteristics Account Summary Top Issuers Average Modified Duration 2.56 End End Values as ofGovernment of The United States 41.17% Values as of 03/31/2025 0 '/30/2025 1 FHLMC 8.74% Average Coupon 3.40% Market Value 89,535,515.69 101,835,722.34 Farm Credit System 7.30% Average Purchase YTM 3.88% Accrued Interest 648,421.99 804,921.34 Federal Home Loan Banks 6.25% Average Market YTM 4.01% Total Market Value 90,183,937.68 102,640,643.68 Toyota Motor Corporation 1.01% Average Credit Quality* AA Income Earned 712,460.77 881,571.34 Cisco Systems, Inc. 1.01% Cont/WD 8,500,000.00 11,034,375.00 Johnson & Johnson 1.01% Average Final Maturity 2.85 BlackRock, Inc. 1.00% Par 90,322,983.58 102,228,989.07 Average Life 2.63 Book Value 89,562,609.28 101,301,838.72 Cost Value 89,479,139.82 101,084,392.97 Sector Allocation US Treasury Corporate Agency 13.54% Agency CMBS 8.74% Neg CI} 1.17% Money Mkt Fd 0.53% Cash 0.00% Performance Review Total Rate of Return" City of Tustin . 41.17% 34.83% Maturity Distribution 75% 50% 25% 0% O S 1, ? 19 1.47% 5.95% 5.54% 4.00% Credit Quality AAA 7.8% AA 66.5% A 22.7% BBB 1.7% NA 1.2% IS lOYRS bince inception (12/01/20) Benchmark Return 1.36% 6.06% 5.11% 3.24% 0.99% Secondary Benchmark Return 1.18% 5.67% 5.10% 3.42% 1.48% Realized Rate of Return" 3M 1YR 2YRS 3YRS 5YRS 10YRS Since InceptioF City of Tustin 0.93% 3.31% 2.98% 2.71% 2.42% "Periods over 1 year are annualized. Benchmark: ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index Secondary Benchmark: ICE BofA 1-3 Year US Treasury & Agency Index 21 Total rate of return: A measure of a portfolio's performance over time. It is the internal rate of return, which equates the beginning value of the portfolio with the ending value; it includes interest earnings, realized and unrealized gains and losses in the portfolio. Realized Rate of Return: A measure of a portfolio's return over time. It is the internal rate which equates the beginning book value of the portfolio with the ending book value; it includes interest earnings, realized gains and losses in the portfolio Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F it%CHANDLER OR CHANDLER ASSET MANAGEMENT ASSET MANAGEMENT PaOj Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F ISSUERS City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 California Asset Mgmt Program Government of The United States C ,,,CHANDLER ASSET MANAGEMENT �nvestment Type % Portfolio LGI P 42.63% US Treasury 20.73% LAI F LAI F 5.86 % FHLMC Agency CMBS 4.11% Farm Credit System Agency 3.43% Citizens Business Bank Cash 2.95% Federal Home Loan Banks Agency 2.94% Toyota Motor Corporation Corporate 0.48% Cisco Systems, Inc. Corporate 0.47% Johnson & Johnson Corporate 0.47% BlackRock, Inc. Corporate 0.47% The Home Depot, Inc. Corporate 0.47% PepsiCo, Inc. Corporate 0.47% State Street Corporation Corporate 0.47% AbbVie Inc. Corporate 0.47% Deere & Company Corporate 0.47% PACCAR Inc Corporate 0.47% Bank of America Corporation Corporate 0.47% BNY Mellon Corp Corporate 0.47% Met Tower Global Funding Corporate 0.47% National Rural Utilities Cooperative Corporate 0.47% New York Life Insurance Company Corporate 0.46% Florida Power & Light Corporate 0.46% Wells Fargo & Company Corporate 0.46% U.S. Bancorp Corporate 0.46% Eli Lilly and Company Corporate 0.46% Northern Trust Corporation Corporate 0.46% Duke Energy Corporation Corporate 0.46% Guardian Life Global Funding Corporate 0.46% The Toronto -Dominion Bank Corporate 0.46% 23 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41 D36F ISSUERS City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 Chubb Limited Morgan Stanley Caterpillar Inc. C ,,,CHANDLER ASSET MANAGEMENT PortfolioInvestment Type % Corporate 0.46% Corporate 0.46% Corporate 0.46% Amazon.com, Inc. Corporate 0.45% The Charles Schwab Corporation Corporate 0.45% UnitedHealth Group Incorporated Corporate 0.45% Royal Bank of Canada Corporate 0.45% Mastercard Incorporated Corporate 0.44% Honeywell International Inc. Corporate 0.44% Apple Inc. Corporate 0.43% Walmart Inc. Corporate 0.40% First American Govt Oblig fund Money Mkt Fd 0.39% Northwestern Mutual Global Funding Corporate 0.32% Public Service Enterprise Group Inco Corporate 0.27% Colgate-Palmolive Company Corporate 0.16% Capital One Financial Corporation Neg CD 0.11% Ally Bank Neg CD 0.11% Synchrony Bank Neg CD 0.11% Discover Bank Neg CD 0.11% The Goldman Sachs Group, Inc. Neg CD 0.11% Cash Cash 0.06% TOTAL 100.00% 24 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F HOLDINGS REPORT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 CHANDLER ASSET MANAGEMENT AGENCY FEDERAL HOME LOAN BANKS 11/30/2023 1,503,345.00 100.87 1,513,100.06 0.70% Aa1/AA+ 1.38 3130AXU63 4.62511/17/2026 1,500,000.00 4.54% 1,501,558.12 3.96% 8,479.17 11,541.94 AA+ 1.32 FEDERAL FARM CREDIT BANKS 12/08/2023 1,001,820.00 101.38 11013,822.81 0.47% Aa1/AA+ 2.26 3133EPH81 FUNDING CORP 4.5 10/04/2027 1,000,000.00 4.45% 1,001,077.89 3.85% 10,875.00 12,744.92 AA+ 2.11 FEDERAL HOME LOAN BANKS 07/26/2023 1,255,762.50 101.84 1,272,939.26 0.59% Aa1/AA+ 2.94 3130AWMN7 4.375 06/09/2028 1,250,000.00 4.27% 1,253,486.72 3.71% 3,342.01 19,452.54 AA+ 2.73 FEDERAL FARM CREDIT BANKS 08/29/2023 1,507,785.00 101.93 1,528,971.32 0.71% Aa1/AA+ 3.16 3133EPUN3 FUNDING CORP 4.5 08/28/2028 1,500,000.00 4.37% 1,504,925.38 3.84% 23,062.50 24,045.94 AA+ 2.88 FEDERAL HOME LOAN BANKS 4.75 12/08/2023 1,222,020.00 102.89 11234,672.74 0.57% Aa1/AA+ 3.44 3130AXQK7 12/08/2028 1,200,000.00 4.33% 11215,162.90 3.84% 3,641.67 19,509.84 AA+ 3.15 FEDERAL FARM CREDIT BANKS 01/29/2024 1,488,945.00 99.90 1,498,477.95 0.69% Aa1/AA+ 3.55 3133EPW84 FUNDING CORP 3.875 01/18/2029 1,500,000.00 4.04% 1,492,095.74 3.91% 26,317.71 6,382.21 AA+ 3.23 FEDERAL HOME LOAN BANKS 4.5 04/25/2024 1,384,040.00 102.49 1,434,908.90 0.66% Aa1/AA+ 3.69 3130AVBD3 03/09/2029 1,400,000.00 4.76% 11387,908.82 3.77% 19,600.00 47,000.08 AA+ 3.34 FEDERAL FARM CREDIT BANKS 04/25/2024 1,376,046.00 101.63 11422,862.83 0.66% Aa1/AA+ 3.78 3133ERAK7 FUNDING CORP 4.375 04/10/2029 1,400,000.00 4.77% 1,381,709.54 3.90% 13,781.25 41,153.28 AA+ 3.42 FEDERAL FARM CREDIT BANKS 09/17/2024 2,002,440.00 98.35 1,966,912.72 0.91% Aa1/AA+ 4.20 3133ERSP7 FUNDING CORP 3.5 09/10/2029 2,000,000.00 3.47% 2,002,056.15 3.93% 21,583.33 (35,143.43) AA+ 3.82 FEDERAL HOME LOAN BANKS 09/30/2024 921,906.00 100.77 906,946.07 0.42% Aa1/AA+ 4.21 3130ATHX8 4.125 09/14/2029 900,000.00 3.58% 918,600.12 3.92% 11,034.38 (11,654.05) AA+ 3.78 13,664,109.51 101.07 13,793,614.65 6.36% 3.28 Total Agency 13,650,000.00 4.25% 13,658,581.37 3.87% 141,717.01 135,033.29 3.00 AGENCY CMBS 3137F1G44 FHMS K-065 A2 3.243 04/25/2027 750,000.00 06/08/2023 719,560.55 98.42 738,158.33 0.34% Aa1/AA+ 1.82 4.39% 735,986.45 4.10% 2,026.88 2,171.88 AAA 1.65 3137FEZU7 3137FJEH8 3137H4BY5 FHMS K-076 A2 3.9 04/25/2028 FHMS K-081 A2 3.9 08/25/2028 FHMS K-746 A2 2.03109/25/2028 750,000.00 10/30/2023 708,310.55 99.56 746,703.75 0.34% Aa1/AA+ 2.82 5.32% 724,008.75 4.00% 2,437.50 22,695.00 AAA 2.54 05/29/2025 692,125.00 99.55 696,819.41 0.32% Aa1/AA+ 3.15 700,000.00 4.23% 692,342.43 4.00% 2,275.00 4,476.98 AAA 2.89 05/15/2025 1,395,527.34 93.98 1,409,762.10 0.65% Aa1/AA+ 3.24 1,500,000.00 4.30% 1,399,183.88 4.04% 2,538.75 10,578.22 AAA 3.02 25 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F HOLDINGS REPORT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 CHANDLER ASSET MANAGEMENT 3137FJKE8 FHMS K-082 A2 3.92 09/25/2028 750,000.00 10/30/2023 705,556.64 99.65 747,396.83 0.34% Aa1/AA+ 3.24 5.31% 720,841.13 3.98% 2,450.00 26,555.70 AAA 2.92 3137FJXV6 FHMS K-083 A2 4.05 09/25/2028 300,000.00 05/29/2025 297,609.38 99.94 299,809.71 0.14% Aa1/AA+ 3.24 4.26% 297,673.67 4.02% 1,012.50 2,136.04 AAA 2.96 06/17/2025 601,858.05 94.13 605,246.06 0.28% Aa1/AA+ 3.57 3137H5YC5 FHMS K-748 A2 2.26 01/25/2029 643,000.00 4.22% 602,113.59 4.06% 1,210.98 3,132.47 AAA 3.28 3137FKZZ2 FHMS K-088 A2 3.69 01/25/2029 1,000,000.00 07/22/2024 963,789.06 98.76 987,610.60 0.46% Aaa/AA+ 3.57 4.58% 971,406.54 4.03% 3,075.00 16,204.06 AA+ 3.21 03/05/2025 970,234.38 98.06 980,603.60 0.45% Aa1/AAA 3.73 3137FLN91 FHMS K-091 A2 3.505 03/25/2029 1,000,000.00 4.31% 972,550.85 4.05% 2,920.83 8,052.75 AA+ 3.34 3137FLYVO FHMS K-092A2 3.29804/25/2029 1,000,000.00 09/17/2024 981,484.38 97.28 972,771.00 0.45% Aa1/AA+ 3.82 3.72% 984,663.60 4.05% 2,748.33 (11,892.60) AAA 3.46 06/17/2025 716,601.56 96.04 720,282.45 0.33% Aa1/AA+ 4.24 31371-19D71 FHMS K-750 A2 3.0 09/25/2029 750,000.00 4.23% 716,776.08 4.10% 1,875.00 3,506.37 AAA 3.55 8,752,656.89 97.45 8,905,163.83 4.11% 3.34 Total Agency CMBS 9,143,000.00 4.43% 8,817,546.96 4.04% 24,570.77 87,616.87 3.01 CASH CBGMMF$04 Citizens Business Bank 3,656,746.46 - 3,656,746.46 1.00 3,656,746.46 1.69% NA/NA 0.00 3,656,746.46 0.00% 0.00 0.00 NA 0.00 CBGMMF$03 Citizens Business Bank 2,729,653.39 06/30/2025 2,729,653.39 1.00 2,729,653.39 1.26% NA/NA 0.00 2,729,653.39 0.00% 0.00 0.00 NA 0.00 -- 1,185.02 1.00 1,185.02 0.00% Aaa/AAA 0.00 CCYUSD Receivable 1,185.02 1,185.02 0.00% 0.00 0.00 AAA 0.00 3,308.34 1.00 3,308.34 0.00% Aaa/AAA 0.00 CCYUSD Receivable 3,308.34 3,308.34 0.00% 0.00 0.00 AAA 0.00 124,271.69 1.00 124,271.69 0.06% Aaa/AAA 0.00 CCYUSD Receivable 124,271.69 124,271.69 0.00% 0.00 0.00 AAA 0.00 6,515,164.90 1.00 6,515,164.90 3.01% 0.00 Total Cash 6,515,164.90 6,515,164.90 0.00% 0.00 0.00 0.00 CORPORATE 26 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F HOLDINGS REPORT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 CHANDLER ASSET MANAGEMENT NORTHWESTERN MUTUAL 06/30/2022 703,738.00 100.00 700,000.00 0.32% Aa1/AA+ 0.00 66815L2J7 000.00 GLOBAL FUNDING 4.007/01/2025 700,3.81% ° 700,000.00 4.00% 14,000.00 0.00 AAA 0.00 194162AM5 COLGATE-PALMOLIVE CO 3.1 345,000.00 08/01/2022 344,682.60 99.81 344,340.14 0.16% Aa3/A+ 0.13 08/15/2025 3.13% 344,987.04 4.62% 4,040.33 (646.90) NA 0.12 26442UAA2 DUKE ENERGY PROGRESSLLC3.25 08/15/2025 89114QCK2 TORONTO-DOMINION BANK 0.75 09/11/2025 14913R2H9 CATERPILLAR FINANCIAL SERVICES CORP 0.8 11/13/2025 00440EAV9 023135BX3 808513BR5 91324PEC2 78016EZT7 61746BEF9 24422EXZ7 CHUBB INA HOLDINGS LLC 3.35 05/03/2026 AMAZON.COM INC 1.0 05/12/2026 CHARLES SCHWAB CORP 1.15 05/13/2026 UNITEDHEALTH GROUP INC 1.15 05/15/2026 ROYAL BANK OF CANADA 1.15 07/14/2026 WALMART INC 1.05 09/17/2026 MORGAN STANLEY 3.625 01/20/2027 NORTHERN TRUST CORP 4.0 05/10/2027 JOHN DEERE CAPITAL CORP 4.65 01/07/2028 1,000,000.00 04/25/2022 3.24% 1,000,280.00 1,000,000.00 99.84 4.54% 998,360.57 12,277.78 0.46% (1,639.43) Aa3/A NA 0.13 0.12 08/17/2021 993,000.00 99.23 992,322.51 0.46% A2/A- 0.20 1,000,000.00 0.92% 999,660.38 4.72% 2,291.67 (7,337.87) AA- 0.19 04/21/2021 991,780.00 98.73 987,319.99 0.46% A2/A 0.37 1,000,000.00 0.98% 999,333.51 4.31% 1,066.67 (12,013.52) A+ 0.36 07/23/2021 1,102,780.00 99.23 1,000,000.00 1.13% 11013,820.47 4.29% 05/12/2021 995,200.00 97.38 1,000,000.00 1.10% 999,171.05 4.11% 07/23/2021 1,007,990.00 97.27 1,000,000.00 0.98% 1,001,337.73 4.40% 07/28/2021 1,007,110.00 97.21 1,000,000.00 1.00% 11001,199.35 4.45% 1,000,000.00 07/28/2021 1.17% 900,000.00 09/22/2021 1.00% 1,000,000.00 01/14/2025 4.70% 999,090.00 96.93 999,809.96 4.21% 902,277.00 96.64 900,527.81 3.91% 979,620.00 99.14 984,250.56 4.20% 01/30/2023 986,540.00 99.88 1,000,000.00 4.35% 994,146.32 4.07% 01/10/2025 997,270.00 101.51 1,000,000.00 4.75% 997,693.66 4.01% 992,309.61 5,397.22 973,824.24 1,361.11 972,654.00 1,533.33 972,056.47 1,469.44 969,332.16 5,334.72 869,802.19 2,730.00 991,387.81 16,211.81 998,777.01 5,666.67 1,015,101.32 22,216.67 58989V2K9 METTOWER GLOBAL FUNDING 1,000,000.00 01/10/2025 996,910.00 101.38 11013,796.11 4.8 01/14/2028 4.91% 997,384.08 4.22% 22,266.67 95000U3R2 WELLS FARGO & CO 4.9 01/24/2028 1,000,000.00 01/30/2025 1,000,770.00 100.72 1,007,240.95 4.86% 1,000,609.18 4.71% 21,369.44 0.46% A2/A 0.84 (21,510.86) A 0.81 0.45% Al/AA 0.87 (25,346.81) AA- 0.84 0.45% A2/A- 0.87 (28,683.73) A 0.85 0.45% A2/A+ 0.87 (29,142.88) A 0.85 0.45% Al/A 1.04 (30,477.80) AA- 1.01 0.40% Aa2/AA (30,725.62) AA 0.46% Al/A- 7,137.25 A+ 0.46% A2/A+ 4,630.69 A+ 0.47% Al/A 17,407.66 A+ 0.47% Aa3/AA 16,412.03 AA- 0.46% Al/BBB+ 6,631.77 A+ 1.22 1.18 1.56 1.47 1.86 1.76 2.52 2.31 2.54 2.32 2.57 1.46 PAN Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F HOLDINGS REPORT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 CHANDLER ASSET MANAGEMENT NATIONAL RURAL UTILITIES 02/07/2025 999,330.00 101.29 1,012,902.47 0.47% A2/NA 2.61 63743HFW7 COOPERATIVE FINANCE CORP 4.75 1,000,000.00 4.77% 999,416.51 4.22% 19,000.00 13,485.96 A 2.31 02/07/2028 PACCAR FINANCIAL CORP 4.55 05/02/2025 1,009,000.00 101.43 1,014,297.09 0.47% Al/A+ 2.68 69371RT63 03/03/2028 1,000,000.00 4.21% 1,008,503.39 3.98% 14,913.89 5,793.70 NA 2.46 00287YDY2 ABBVI E INC 4.65 03/15/2028 1,000,000.00 03/05/2025 1,006,680.00 101.51 1,015,118.04 0.47% A3/A- 2.71 4.40% 1,005,953.64 4.05% 16,145.83 9,164.40 NA 2.41 NEW YORK LIFE GLOBAL FUNDING 04/24/2025 1,002,060.00 100.76 1,007,631.39 0.46% Aa1/AA+ 2.82 6495366W7 4.404/25/2028 1,000,000.00 4.33% 1,001,934.07 4.11% 8,066.67 5,697.32 AAA 2.61 PUBLICSERVICE ELECTRICAND 06/29/2023 570,144.00 99.12 594,727.10 0.27% Al/A 2.84 74456QBU9 GAS CO 3.7 05/01/2028 600,000.00 4.87% 582,512.19 4.03% 3,700.00 12,214.91 NA 2.65 FLORIDA POWER & LIGHT CO 4.4 06/07/2023 987,550.00 100.75 1,007,469.00 0.46% Aa2/A+ 2.88 341081GN1 05/15/2028 1,000,000.00 4.69% 992,752.47 4.12% 5,622.22 14,716.53 AA- 2.51 90331HPS6 US BANK NA 4.73 05/15/2028 1,000,000.00 05/13/2025 1,000,600.00 100.50 1,005,023.43 0.46% A2/A+ 2.88 4.86% 1,000,573.55 4.74% 6,043.89 4,449.88 A+ 1.76 TOYOTA MOTOR CREDIT CORP 09/26/2023 996,180.00 103.18 1,031,792.60 0.48% Al/A+ 3.20 89236TLB9 5.25 09/11/2028 1,000,000.00 5.34% 997,534.94 4.17% 16,041.67 34,257.66 A+ 2.88 BANK OF AMERICA CORP 4.979 02/14/2025 1,003,780.00 101.43 1,014,263.89 0.47% Al/A- 3.57 06051GMK2 01/24/2029 1,000,000.00 4.84% 1,003,310.15 4.61% 21,713.97 10,953.74 AA- 2.34 CISCO SYSTEMS INC 4.85 09/27/2024 1,037,530.00 102.48 1,024,774.56 0.47% Al/AA- 3.66 17275RBR2 02/26/2029 1,000,000.00 3.90% 1,031,017.51 4.11% 16,840.28 (6,242.95) NA 3.21 09290DAA9 BLACKROCK INC 4.7 03/14/2029 1,000,000.00 07/22/2024 1,002,010.00 102.12 1,021,159.30 0.47% Aa3/AA- 3.70 4.65% 1,001,596.42 4.08% 13,969.44 19,562.88 NA 3.26 BANK OF NEW YORK MELLON 04/24/2025 1,008,810.00 101.41 1,014,128.00 0.47% Aa2/AA- 3.80 06405LAH4 4.729 04/20/2029 1,000,000.00 4.41% 1,008,268.96 4.52% 9,063.92 5,859.04 AA 2.58 MASTERCARD INC 2.95 04/17/2025 950,210.00 96.07 960,747.94 0.44% Aa3/A+ 3.92 57636QAM6 06/01/2029 1,000,000.00 4.28% 952,563.59 4.04% 2,458.33 8,184.35 NA 3.64 HOME DEPOTINC4.75 04/17/2025 1,013,630.00 102.07 1,020,732.62 0.47% A2/A 3.99 437076DC3 06/25/2029 1,000,000.00 4.38% 1,012,982.69 4.18% 791.67 7,749.93 A 3.53 713448FX1 PEPSICO INC4.5 07/17/2029 1,000,000.00 07/22/2024 997,560.00 101.59 1,015,941.56 0.47% Al/A+ 4.05 4.56% 998,019.85 4.07% 20,500.00 17,921.71 NA 3.53 532457CQ9 ELI LILLYAND CO 4.2 08/14/2029 1,000,000.00 08/15/2024 1,000,130.00 100.35 1,003,549.40 0.46% Aa3/A+ 4.12 4.20% 1,000,106.87 4.10% 15,983.33 3,442.53 NA 3.62 28 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F HOLDINGS REPORT ,,,CHANDLER ASSET MANAGEMENT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 438516BU9 037833DP2 40139LBJ1 HONEYWELL INTERNATIONAL INC 08/15/2024 930,020.00 94.34 2.7 08/15/2029 1,000,000.00 4.27% 942,252.12 4.21% APPLE INC 2.2 09/11/2029 1,000,000.00 10/30/2024 908,490.00 92.84 4.31% 921,010.79 4.07% GUARDIAN LIFE GLOBAL FUNDING 03/05/2025 985,840.00 99.55 4.179 09/26/2029 1,000,000.00 4.53% 986,835.03 4.29% 943,358.87 0.44% A2/A 4.13 10,200.00 1,106.75 A 3.80 928,407.24 0.43% Aaa/AA+ 4.20 6,722.22 7,396.45 NA 3.91 995,522.93 0.46% Aa1/AA+ 4.24 11,027.92 8,687.90 NA 3.80 STATE STREET CORP 4.729 03/05/2025 1,003,660.00 101.52 1,015,166.91 0.47% Aaa/A 4.67 857477CW1 02/28/2030 1,000,000.00 4.62% 11003,420.64 4.36% 16,157.42 11,746.27 AA- 4.02 JOHNSON & JOHNSON 4.7 04/17/2025 1,021,100.00 102.35 1,023,544.16 0.47% Aaa/AAA 4.67 478160D10 03/01/2030 1,000,000.00 4 21% 11020,242.47 4.14/ 17,102.78 3,301.69 NA 4.03 35,443,351.60 99.84 35,468,883.58 16.36% 2.58 Total Corporate 35,545,000.00 3.71% 35,404,738.97 4.24% 391,298.97 64,144.60 2.24 LAIF 90LAIF$00 Local Agency Investment Fund 12,702,192.38 -- 12,702,192.38 1.00 12,702,192.38 5.86% NA/NA 0.00 State Pool 4.27% 12,702,192.38 4.27% 0.00 0.00 NA 0.00 12,702,192.38 1.00 12,702,192.38 5.86% 0.00 Total LAIF 12,702,192.38 4.27% 12,702,192.38 4.27% 0.00 0.00 0.00 LOCAL GOV INVESTMENT POOL 90CAMP$00 CAMP Total Local Gov Investment Pool MONEY MARKET FUND 31846V203 FIRST AMER:GVT OBLG Y 31846V203 FIRST AMER:GVT OBLG Y -- 92,390,926.48 1.00 92,390,926.49 92,390,926.49 4.43% 92,390,926.48 4.43% 0.00 92,390,926.48 1.00 92,390,926.49 92,390,926.49 4.43% 92,390,926.48 4.43% 0.00 42.63% NA/AAAm 0.00 0.01 NA 0.00 42.63% 0.00 0.01 0.00 -- 304,967.03 1.00 304,967.03 0.14% Aaa/AAAm 0.00 304,967.03 3.96% 304,967.03 3.96% 0.00 0.00 AAA 0.00 -- 542,680.73 1.00 542,680.73 0.25% Aaa/AAAm 0.00 542,680.73 3.96% 542,680.73 3.96% 0.00 0.00 AAA 0.00 L7 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F HOLDINGS REPORT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 CHANDLER ASSET MANAGEMENT Total Money Market 847,647.76 1.00 847,647.76 0.39% 0.00 Fund 847,647.76 3.96% 847,647.76 3.96% 0.00 0.00 0.00 NEGOTIABLE CD 14042TJB4 Capital One, National Association 3.45 08/04/2025 02007GXF5 Ally Bank 3.4 08/04/2025 87165EXE2 Synchrony Bank 3.4 08/05/2025 2546731326 Discover Bank 3.4 08/08/2025 38149MYS6 Goldman Sachs Bank USA 1.05 08/25/2026 240,000.00 08/01/2022 239,640.00 99.91 239,778.55 0.11% A1/BBB+ 0.10 3.50% 239,988.84 4.39% 3,357.37 (210.29) A+ 0.09 240,000.00 08/02/2022 239,280.00 99.89 239,744.66 0.11% A3/BBB- 0.10 3.50% 239,977.66 4.49% 3,286.36 (233.00) NA 0.09 08/01/2022 239,640.00 99.89 240,000.00 3.45% 239,988.50 4.48% 08/01/2022 239,280.00 99.88 240,000.00 3.50% 239,975.04 4.47% 08/17/2021 243,775.00 96.67 245,000.00 1.15% 244,718.24 4.03% 239,738.09 0.11% NA/BBB 0.10 3,309.33 (250.42) BBB+ 0.10 239,718.48 0.11% NA/NA 0.11 3,196.93 (256.56) A- 0.10 236,851.52 0.11% Al/A+ 1.15 888.04 (7,866.72) AA- 1.12 1,201,615.00 99.26 1,195,831.30 0.55% 0.31 Total Negotiable CD 1,205,000.00 3.03% 1,204,648.28 4.37% 14,038.03 (8,816.98) 0.30 US TREASURY 91282CEY3 912797PF8 912797MS3 912797QR1 912797QZ3 91282CBH3 UNITED STATES TREASURY3.0 3,000,000.00 11/15/2024 2,973,632.81 99.95 2,998,396.41 1.38% Aa1/AA+ 0.04 07/15/2025 4.36% 2,998,455.48 4.33% 41,519.34 (59.07) AA+ 0.04 UNITED STATES TREASURY 07/24/2025 UNITED STATES TREASURY 10/02/2025 UNITED STATES TREASURY 11/20/2025 UNITED STATES TREASURY ' 12/18/2025 UNITED STATES TREASURY 0.375 01/31/2026 04/24/2025 989,493.75 99.73 997,339.03 1,000,000.00 4.31% 997,315.07 4.23% 0.00 05/15/2025 983,937.78 98.91 989,077.34 1,000,000.00 4.29% 989,253.33 4.33% 0.00 05/20/2025 1,713,416.74 98.37 1,721,428.84 1,750,000.00 4.28% 1,721,457.02 4.27% 0.00 0.46% P-1/A-1+ 0.07 23.96 F1+ 0.06 0.46% P-1/A-1+ 0.26 (175.99) F1+ 0.25 0.79% P-1/A-1+ 0.39 (28.18) F1+ 0.38 06/17/2025 1,713,507.76 98.05 1,715,942.45 0.79% P-1/A-1+ 0.47 1,750,000.00 4.29% 11715,725.52 4.26% 0.00 216.92 F1+ 0.46 04/27/2021 1,957,500.00 97.80 1,955,957.04 0.90% Aa1/AA+ 0.59 2,000,000.00 0.83% 1,994,769.98 4.24% 3,128.45 (38,812.94) AA+ 0.57 UNITED STATES TREASURY0.75 04/27/2021 1,989,531.25 97.53 1,950,664.06 0.90% Aa1/AA+ 0.75 91282CBT7 03/31/2026 2,000,000.00 0.86% 1,998,410.47 4.13% 3,770.49 (47,746.41) AA+ 0.73 30 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41D36F HOLDINGS REPORT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 CHANDLER ASSET MANAGEMENT UNITED STATES TREASURY4.125 -- 3,719,978.91 100.91 31774,039.83 1.74% Aa1/AA+ 2.25 91282CFM8 09/30/2027 3,740,000.00 4.27% 3,728,867.89 3.70% 38,779.51 45,171.94 AA+ 2.11 UNITED STATES TREASURY4.125 02/18/2025 2,487,792.97 100.93 2,523,144.53 1.16% Aa1/AA+ 2.38 91282CLX7 11/15/2027 2,500,000.00 4.31% 2,489,395.30 3.71% 13,170.86 33,749.23 AA+ 2.23 UNITED STATES TREASURY3.5 02/23/2023 1,458,281.25 99.49 1,492,382.82 0.69% Aa1/AA+ 2.59 91282CGH8 01/31/2028 1,500,000.00 4.13% 1,478,096.50 3.71% 21,899.17 14,286.32 AA+ 2.41 UNITED STATES TREASURY2.75 11/08/2024 1,338,039.06 97.62 1,366,695.32 0.63% Aa1/AA+ 2.63 9128283W8 02/15/2028 1,400,000.00 4.22% 1,350,066.77 3.71% 14,464.09 16,628.54 AA+ 2.48 UNITED STATES TREASURY3.75 04/15/2025 1,196,953.13 100.13 1,201,500.00 0.55% Aa1/AA+ 2.79 91282CMW8 04/15/2028 1,200,000.00 3.84% 1,197,164.60 3.70% 9,467.21 4,335.40 AA+ 2.61 UNITED STATES TREASURY3.5 02/07/2025 975,898.44 99.46 994,570.31 0.46% Aa1/AA+ 2.84 91282CHA2 04/30/2028 1,000,000.00 4.31% 978,790.63 3.70% 5,896.74 15,779.68 AA+ 2.66 UNITED STATES TREASURY3.125 02/29/2024 1,425,351.56 98.13 1,471,992.18 0.68% Aa1/AA+ 3.38 9128285M8 11/15/2028 1,500,000.00 4.30% 1,446,487.48 3.72% 5,986.75 25,504.70 AA+ 3.15 UNITED STATES TREASURY2.375 05/16/2024 1,228,130.86 95.13 1,284,187.50 0.59% Aa1/AA+ 3.87 9128286T2 05/15/2029 1,350,000.00 4.41% 1,255,524.69 3.74% 4,094.94 28,662.81 AA+ 3.64 UNITED STATES TREASURY4.5 06/02/2025 1,528,710.94 102.73 1,540,898.43 0.71% Aa1/AA+ 3.92 91282CKT7 05/31/2029 1,500,000.00 3.98% 1,528,159.56 3.74% 5,717.21 12,738.87 AA+ 3.56 UNITED STATES TREASURY3.25 08/15/2024 1,462,089.84 98.17 1,472,578.13 0.68% Aa1/AA+ 4.00 91282CEV9 06/30/2029 1,500,000.00 3.82% 1,468,887.67 3.75% 132.47 3,690.45 AA+ 3.71 UNITED STATES TREASURY4.0 04/15/2025 1,202,812.50 100.93 1,211,203.13 0.56% Aa1/AA+ 4.08 91282CLC3 07/31/2029 1,200,000.00 3.94% 1,202,676.09 3.75% 20,022.10 8,527.04 AA+ 3.68 UNITED STATES TREASURY2.625 08/15/2024 1,420,078.13 95.79 1,436,777.34 0.66% Aa1/AA+ 4.08 91282CFCO 07/31/2029 1,500,000.00 3.81% 1,434,163.81 3.75% 16,424.38 2,613.53 AA+ 3.78 UNITED STATES TREASURY3.125 09/11/2024 2,455,664.06 97.59 2,439,648.45 1.13% Aa1/AA+ 4.17 91282CF15 08/31/2029 2,500,000.00 3.52% 2,462,800.83 3.76% 26,112.43 (23,152.38) AA+ 3.82 UNITED STATESTREASURY4.0 12/16/2024 2,717,666.02 100.95 2,776,210.94 1.28% Aa1/AA+ 4.34 91282CFT3 10/31/2029 2,750,000.00 4.27% 2,721,228.39 3.76% 18,532.61 54,982.55 AA+ 3.92 UNITED STATES TREASURY4.125 12/04/2024 1,503,339.84 101.47 1,522,032.00 0.70% Aa1/AA+ 4.42 91282CMA6 11/30/2029 1,500,000.00 4.08% 1,502,958.35 3.76% 5,240.78 19,073.65 AA+ 4.00 UNITED STATES TREASURY4.375 12/30/2024 1,998,984.38 102.48 2,049,609.38 0.95% Aa1/AA+ 4.50 91282CMDO 12/31/2029 2,000,000.00 4.39% 1,999,085.61 3.77% 237.77 50,523.77 AA+ 4.06 UNITED STATES TREASURY4.0 04/07/2025 1,010,390.63 100.93 1,009,296.88 0.47% Aa1/AA+ 4.75 91282CMU2 03/31/2030 1,000,000.00 3.77% 1,009,910.53 3.78% 10,054.64 (613.65) AA+ 4.25 31 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41 D36F HOLDINGS REPORT City of Tustin Cons Account I Account #10795 1 As of June 30, 2025 91282CNG2 CHANDLER ASSET MANAGEMENT UNITED STATES TREASURY4.0 3,000,000.00 2,999,121.10 100.97 3,029,064.00 1.40% Aa1/AA+ 4.92 05/31/2030 4.01% 2,999,137.95 3.78% 10,163.93 29,926.05 AA+ 4.42 Total US Treasury 44,450,303.71 45,140,000.00 3.85% 44,668,789.54 99.56 3.88% 44,924,636.32 274,815.88 20.73% 255,846.78 2.74 2.52 Total Portfolio 215,967,968.23 217,138,931.53 4.15% 216,210,236.65 48.48 4.09% 216,744,061.21 846,440.68 100.00% 533,824.57 1.34 1.20 Total Market Value + Accrued 217,590,501.89 32 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F it%CHANDLER OR CHANDLER ASSET MANAGEMENT ASSET MANAGEMENT 33 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F TRANSACTION LEDGER City of Tustin Cons Account I Account #10795 1 04/01/2025 Through 06/30/2025 1 ACQUISITIONS Purchase 04/08/2025 91282CM U2 Purchase 04/16/2025 91282CLC3 Purchase 04/16/2025 91282CMW8 n. ..-L.....,., nA /9 O / ln' C nnl A ICdnn Purchase Purchase Purchase Purchase Purchase Purchase Purchase Purchase Purchase Purchase 04/21/2025 57636QAM6 04/21/2025 437076DC3 04/21/2025 478160DJO 04/25/2025 06405LAH4 1,000,000.00 UNITED STATES TREASURY 101.039 3.77% (1,010,390.63) (874.32) 4.0 03/31/2030 1,200,000.00 UNITED STATES TREASURY 100.234 3.94% (1,202,812.50) (9,944.75) 4.0 07/31/2029 1,200,000.00 UNITED STATES TREASURY 99.746 3.84% (1,196,953.13) (122.95) 3.75 04/15/2028 5,500,000.00 Local Agency Investment 1.000 4.28% (5,500,000.00) 0.00 Fund State Pool 1,000,000.00 MASTERCARD INC 2.95 95.021 4.28% (950,210.00) (11,472.22) 06/01/2029 1,000,000.00 HOME DEPOT INC4.75 101.363 4.38% (1,013,630.00) (15,305.56) 06/25/2029 1,000,000.00 JOHNSON &JOHNSON 4.7 102.110 4.21% (1,021,100.00) (7,963.89) 03/01/2030 1,000,000.00 BANK OF NEW YORK 100.881 4.41% (1,008,810.00) (394.08) MELLON 4.729 04/20/2029 CHANDLER ASSET MANAGEMENT (1,011,264.95) 0.00 (1,212,757.25) 0.00 (1,197,076.08) 0.00 (5,500,000.00) 0.00 (961,682.22) 0.00 (1,028,935.56) (1,029,063.89) 0.00 0.00 (1,009,204.08) 0.00 04/25/2025 64953BBW7 1,000,000.00 NEW YORK LIFE GLOBAL 100.206 4.33% (1,002,060.00) 0.00 (1,002,060.00) 0.00 FUNDING 4.404/25/2028 04/25/2025 912797PF8 1,000,000.00 UNITED STATES TREASURY 98.949 4.31% (989,493.75) 0.00 (989,493.75) 0.00 07/24/2025 05/05/2025 69371RT63 1,000,000.00 PACCAR FINANCIAL CORP 100.900 4.21% (1,009,000.00) (7,836.11) (1,016,836.11) 0.00 4.55 03/03/2028 05/15/2025 90331HPS6 1,000,000.00 US BANK NA 4.73 100.060 4.86% (1,000,600.00) 0.00 (1,000,600.00) 0.00 05/15/2028 05/16/2025 912797MS3 1,000,000.00 UNITED STATES TREASURY 98.394 4.29% (983,937.78) 0.00 (983,937.78) 0.00 10/02/2025 05/20/2025 31371-14BY5 1,500,000.00 FHMS K-746 A2 2.031 93.035 4.30% (1,395,527.34) (1,607.88) (1,397,135.22) 0.00 09/25/2028 34 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F TRANSACTION LEDGER City of Tustin Cons Account I Account #10795 1 04/01/2025 Through 06/30/2025 1 CHANDLER ASSET MANAGEMENT Purchase 05/22/2025 912797QR1 1,750,000.00 UNITED STATES TREASURY 97.910 4.28% (1,713,416.74) 0.00 (1,713,416.74) 0.00 11/20/2025 Purchase 05/30/2025 3137FJEH8 700,000.00 FHMS K-081 A2 3.9 98.875 4.23% (692,125.00) (2,199.17) (694,324.17) 0.00 08/25/2028 Purchase 05/31/2025 90CAMP$00 7,000,000.00 CAMP 1.000 (7,000,000.00) 0.00 (7,000,000.00) 0.00 Purchase 06/03/2025 91282CKT7 1,500,000.00 UNITED STATES TREASURY 101.914 3.98% (1,528,710.94) (553.28) (1,529,264.22) 0.00 4.5 05/31/2029 Purchase 06/03/2025 91282CNG2 1,500,000.00 UNITED STATES TREASURY 99.914 4.02% (1,498,710.94) (491.80) (1,499,202.74) 0.00 4.0 05/31/2030 Purchase 06/18/2025 91282CNG2 1,500,000.00 UNITED STATES TREASURY 100.027 3.99% (1,500,410.16) (2,950.82) (1,503,360.98) 0.00 4.0 05/31/2030 Purchase 06/20/2025 912797QZ3 1,750,000.00 UNITED STATES TREASURY 97.915 4.29% (1,713,507.76) 0.00 (1,713,507.76) 0.00 12/18/2025 Purchase 06/23/2025 3137H5YC5 643,000.00 FHMS K-748 A2 2.26 93.602 4.22% (601,858.05) (888.05) (602,746.10) 0.00 01/25/2029 Purchase 06/23/2025 3137H9D71 750,000.00 FHMS K-750 A2 3.0 95.547 4.23% (716,601.56) (1,375.00) (717,976.56) 0.00 09/25/2029 Purchase 06/30/2025 90CAMP$00 2,500,000.00 CAMP 1.000 (2,500,000.00) 0.00 (2,500,000.00) 0.00 Total Purchase 38,993,000.00 (38,749,866.28) (63,979.88) (38,813,846.16) 0.00 TOTAL ACQUISITIONS 38,993,000.00 (38,749,866.28) (63,979.88) (38,813,846.16) 0.00 DISPOSITIONS Call Redemption 04/22/2025 46647PBK1 (2,000,000.00) JPMORGAN CHASE & CO 100.000 2.33% 2,000,000.00 0.00 2,000,000.00 0.00 2.083 04/22/2026 Total Call Redemption (2,000,000.00) 2,000,000.00 0.00 2,000,000.00 0.00 Maturity 04/07/2025 69371RR73 (1,000,000.00) PACCAR FINANCIAL CORP 100.000 2.86% 1,000,000.00 0.00 1,000,000.00 0.00 2.85 04/07/2025 35 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F TRANSACTION LEDGER ORCHANDLER ASSET MANAGEMENT City of Tustin Cons Account I Account #10795 1 04/01/2025 Through 06/30/2025 1 .. Maturity 04/15/2025 87612EBL9 (1,000,000.00) TARGET CORP 2.25 100.000 1.90% 1,000,000.00 0.00 1,000,000.00 0.00 04/15/2025 Maturity 04/15/2025 437076CM2 (1,000,000.00) HOME DEPOT INC 2.7 100.000 2.85% 1,000,000.00 0.00 1,000,000.00 0.00 04/15/2025 Maturity 04/17/2025 9127971<55 (3,000,000.00) UNITED STATES TREASURY 100.000 5.07% 3,000,000.00 0.00 3,000,000.00 (0.00) 04/17/2025 BANK OF NEW YORK Maturity 04/24/2025 06406RAN7 (1,000,000.00) MELLON CORP 1.6 100.000 1.95% 1,000,000.00 0.00 1,000,000.00 0.00 04/24/2025 Maturity 05/01/2025 06367WB85 (1,000,000.00) BANK OF MONTREAL 1.85 100.000 0.91% 1,000,000.00 0.00 1,000,000.00 0.00 05/01/2025 Maturity 05/12/2025 91159HHZ6 (1,400,000.00) US BANCORP 1.45 100.000 1.30% 1,400,000.00 0.00 1,400,000.00 0.00 05/12/2025 Maturity 05/15/2025 91282CEQO (2,500,000.00) UNITED STATES TREASURY 100.000 5.22% 2,500,000.00 0.00 2,500,000.00 0.00 2.75 05/15/2025 Maturity 05/20/2025 747525AFO (1,000,000.00) QUALCOMM INC 3.45 100.000 2.82% 1,000,000.00 0.00 1,000,000.00 0.00 05/20/2025 Maturity 05/28/2025 717081EX7 (1,000,000.00) PFIZER INC 0.8 05/28/2025 100.000 2.59% 1,000,000.00 0.00 1,000,000.00 0.00 Maturity 05/31/2025 9128284R8 (3,000,000.00) UNITED STATES TREASURY 100.000 4.39% 3,000,000.00 0.00 3,000,000.00 0.00 2.875 05/31/2025 Maturity 06/15/2025 91282CEU1 (2,500,000.00) UNITED STATES TREASURY 100.000 4.32% 2,500,000.00 0.00 2,500,000.00 0.00 2.875 06/15/2025 FEDERAL NATIONAL Maturity 06/17/2025 3135G04Z3 (2,000,000.00) MORTGAGE ASSOCIATION 100.000 0.71% 2,000,000.00 0.00 2,000,000.00 0.00 0.5 06/17/2025 Total Maturity (21,400,000.00) 21,400,000.00 0.00 21,400,000.00 (0.00) TOTAL DISPOSITIONS (23,400,000.00) 23,400,000.00 0.00 23,400,000.00 (0.00) 36 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F IMPORTANT DISCLOSURES ORCHANDLER ASSET MANAGEMENT 2025 Chandler Asset Management, Inc, An Independent Registered Investment Adviser. Information contained herein is confidential. Prices are provided by ICE Data Services Inc ("IDS"), an independent pricing source. In the event IDS does not provide a price or if the price provided is not reflective of fair market value, Chandler will obtain pricing from an alternative approved third party pricing source in accordance with our written valuation policy and procedures. Our valuation procedures are also disclosed in Item 5 of our Form ADV Part 2A. Performance results are presented gross -of -advisory fees and represent the client's Total Return. The deduction of advisory fees lowers performance results. These results include the reinvestment of dividends and other earnings. Past performance may not be indicative of future results. Therefore, clients should not assume that future performance of any specific investment or investment strategy will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Economic factors, market conditions or changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Index returns assume reinvestment of all distributions. Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results. It is not possible to invest directly in an index. Source ICE Data Indices, LLC ("ICE"), used with permission. ICE permits use of the ICE indices and related data on an "as is" basis; ICE, its affiliates and their respective third party suppliers disclaim any and all warranties and representations, express and or implied, including any warranties of merchantability or fitness for a particular purpose or use, including the indices, index data and any data included in, related to, or derived therefrom. Neither ICE data, its affiliates or their respective third party providers guarantee the quality, adequacy, accuracy, timeliness or completeness of the indices or the index data or any component thereof, and the indices and index data and all components thereof are provided on an "as is" basis and licensee's use it at licensee's own risk. ICE data, its affiliates and their respective third party do not sponsor, endorse, or recommend chandler asset management, or any of its products or services. This report is provided for informational purposes only and should not be construed as a specific investment or legal advice. The information contained herein was obtained from sources believed to be reliable as of the date of publication, but may become outdated or superseded at any time without notice. Any opinions or views expressed are based on current market conditions and are subject to change. This report may contain forecasts and forward -looking statements which are inherently limited and should not be relied upon as indicator of future results. Past performance is not indicative of future results. This report is not intended to constitute an offer, solicitation, recommendation or advice regarding any securities or investment strategy and should not be regarded by recipients as a substitute for the exercise of their own judgment. Fixed income investments are subject to interest, credit and market risk. Interest rate risk: the value of fixed income investments will decline as interest rates rise. Credit risk: the possibility that the borrower may not be able to repay interest and principal. Low rated bonds generally have to pay higher interest rates to attract investors willing to take on greater risk. Market risk: the bond market in general could decline due to economic conditions, especially during periods of rising interest rates. Ratings information have been provided by Moody's, s&P and Fitch through data feeds we believe to be reliable as of the date of this statement, however we cannot guarantee its accuracy. Security level ratings for U.S. Agency issued mortgage -backed securities "MBS" reflect the issuer rating because the securities themselves are not rated. The issuing U.S. Agency guarantees the full and timely payment of both principal and interest. 37 Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F9610C41 D36F BENCHMARK DISCLOSURES City of Tustin I Account #10783 1 As of June 30, 2025 CHANDLER ASSET MANAGEMENT The ICE BofA 1-5 Year US Treasury & Agency Index tracks the performance of US dollar denominated US Treasury and nonsubordinated US agency debt issued in the US domestic market. Qualifying securities must have an investment grade rating ICE BofA 1-5 Yr US Treasury & Agency Index (based on an average of Moody's, S&P and Fitch). Qualifying securities must have at least one year remaining term to final maturity and less than five years remaining term to final maturity, at least 18 months to maturity at time of issuance, a fixed coupon schedule, and a minimum amount outstanding of $1 billion for sovereigns and $250 million for agencies. The ICE BofA 1-3 Year US Treasury & Agency Index tracks the performance of US dollar denominated US Treasury and nonsubordinated US agency debt issued in the US domestic market. Qualifying securities must have an investment grade rating ICE BofA 1-3 Yr US Treasury & Agency Index (based on an average of Moody's, S&P and Fitch). Qualifying securities must have at least one year remaining term to final maturity and less than three years remaining term to final maturity, at least 18 months to maturity at time of issuance, a fixed coupon schedule, and a minimum amount outstanding of $1 billion for sovereigns and $250 million for agencies. Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F CITY OF TUSTIN Monthly Investment Report June 30, 2025 Restricted Deposits with Fiscal Agents [1) Description / Limits [21 [31 [4] Face Amount Shares YTM@Cost Credit Rating Cost Value +Accrued Interest i 4U- �Ik F--bering what connect= us. [51 Market Value 2016 Successor Agency Tax Allocation Bonds, Refunding 3,485.47 N/A 3,485.47 3,485.47 2016 Water Revenue Bonds, Refunding 5,861.29 N/A 5,861.29 5,861.29 2020 Water Revenue Bonds 2,257.14 N/A 2,257.14 2,257.14 2024 Water Revenue Bonds 1,500,792.84 N/A 1,500,792.84 1,500,792.84 CFD 04-1 1,256,018.99 N/A 1,256,018.99 1,256,018.99 CFD 06-1 425,711.47 N/A 425,711.47 425,711.47 CFD 07-1 2,133,239.42 N/A 2,133,239.42 2,133,239.42 CFD 14-1 263,245.82 N/A 263,245.82 263,245.82 CFD 25-1 70,668,333.62 N/A 70,668,333.62 70,668,333.62 76,258,946.06 76,258,946.06 76,258,946.06 Restricted Deposits with Fiscal Agents TOTAL 76,258,946.06 76,258,946.06 * Proceeds from CFD Special Tax Refunding Bonds 2025-1 issued on June 25, 2025. $67,772,515.99 of this total were deposits to escrow accounts for the purpose of redeeming all of the outstanding prior CFD 06-1 and CFD 14-1 bonds on September 1, 2025. Docusign Envelope ID: 38064E8A-4F76-44FF-82D5-F961OC41 D36F ��� ■ C AGENCY RETIREMENT SERVICES CITY OFTUSTIN Account Report for the Period PARS Post- Employment Benefits Trust 6/1/2025 to 6/30/2025 Aldo Schindler City Manager City of Tustin 300 Centennial Way Tustin, CA 92780 Account Summary Balance as of Balance as of Source 6/1/2025 Contributions Earnings Expenses Distributions Transfers 6/30/2025 OPEB $4,605,700.76 $500,000.00 $147,600.39 $1,719.21 $0.00 $0.00 $5,251,581.94 PENSION $15,130,636.03 $2,000,000.00 $493,021.90 $5,649.50 $0.00 $0.00 $17,618,008.43 Totals $19,736,336.79 $2,500,000.00 $640,622.29 $7,368.71 $0.00 $0.00 $22,869,590.37 Investment Selection Source OPEB City of Tustin - OPEB PENSION City of Tustin - Pension Investment Objective Source Individual account based on Moderate - Index. The dual goals of the Moderate Strategy are growth of principal and income. It is expected that dividend and OPEB interest income will comprise a significant portion of total return, although growth through capital appreciation is equally important. The portfolio will be allocated between equity and fixed income investments. Individual account based on Moderate - Index. The dual goals of the Moderate Strategy are growth of principal and income. It is expected that dividend and PENSION interest income will comprise a significant portion of total return, although growth through capital appreciation is equally important. The portfolio will be allocated between equity and fixed income investments. Investment Return Annualized Return Source 1-Month 3-Months 1-Year 3-Years 5-Years 10-Years Plan's Inception Date OPEB 2.92% 5.87°% 11.50% 9.54% 6.95% 6/26/2018 PENSION 2.919/6 5.87°% 11.51% 9.55% 6.96% 6/26/2018 Information as provided by US Bank, Trustee for PARS; Not FDIC Insured; No Bank Guarantee; May Lose Value Past performance does not guarantee future results. Performance returns may not reflect the deduction of applicable fees, which could reduce returns. Information is deemed reliable but may be subject to change. Investment Return: Annualized rate of return is the return on an investment over a period other than one year multiplied or divided to give a comparable one-year return. Account balances are inclusive of Trust Administration, Trustee and Investment Management fees Headquarters- 4350 Von Karman Ave., Suite 100, Newport Beach, CA 92660 800.540.6369 Fax 949.250.1250 www.pars.org